How to Navigate the Medicare Web Site to Find Your. Medicare Part D Prescription Drug Plan. At the. Lowest Annual Cost

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1 Medicare Supplemental Advisors Your source for medicare insurance How to Navigate the Medicare Web Site to Find Your Medicare Part D Prescription Drug Plan At the Lowest Annual Cost Prepared By: Mark G. Kaupas Insurance Specialist Medicare Supplemental Advisors Main: (800) Office: (610) Page 1 of 12

2 Notice of Disclaimer: This information is provided to current clients that have asked for additional instructions on how to select the lowest cost Medicare Part D plan for themselves. It is by no means a replacement to calling Medicare directly at for help on selecting a plan, seeking help from the Medicare Part D providers themselves or by calling Medicare Supplemental Advisors for advice on plan selection. These plans require that you get the advice of a licensed agent before making your final selection. That means from either your current agent or the agent employed by the Medicare Part D provider. The Medicare.gov site does it s best to get the most up to date information to beneficiaries, however, it is best to confirm by calling the Medicare Part D provider directly when selecting a plan. They can offer a wealth of information necessary for you to know especially when you have more complex prescriptions. Using this as a tool can cut hours of work down to two or three Medicare Part D providers that you may want to call directly before making your final selection. Use your current Medicare agent or broker as an additional source. Page 2 of 12

3 How to find the Medicare Part D Prescription Drug Plan than is based on lowest cost for your formulary. Above: After going to Medicare.gov, click on Find health & drug plans. Below: Enter your zip code and press enter on your keyboard. Video instruction is also available on the right side. Page 3 of 12

4 Above: Check I don t know for both questions then press Continue to Plan Results. Page 4 of 12

5 Below: On right hand side, enter your Drug List ID and Password Date to retrieve info. If you do not have a Drug List ID and Password Date to retrieve info, then one will be provided to you after you enter your prescriptions so that you can. Page 5 of 12

6 Below: On left hand side, type in the first few letter of your drug until the system recognizes the drug spelling. Then select the appropriate drug and dosage. If you make a mistake you can remove it later. Below: Select your dosage and quantity of 30 per month for once a day medication. Select a quantity of 60 per month for twice a day medication. And so on. Page 6 of 12

7 Below: Click my drug list is complete when you are finished entering your drugs. Below: Select one or two pharmacies that you would like to acquire your prescriptions from even if you will be using mail order. Page 7 of 12

8 Below: Select Prescription Drug Plans (with orginal Medicare). Notice how many plans are available. Below: Ignore the Original Medicare figures and page down to your results by order of retail drug. Print this page now so if the Medicare site times out or if you make a mistake, you can always get back in by using your Drug list ID, Password and Zip code without having to retype all your medications again. Page 8 of 12

9 Below: Your 38 plans are displayed initially by Lowest Estimated Annual Retail Drug Cost. You can change it to Lowest Estimated Annual Mail Order Drug Costs if you prefer the discount of mail order if you are taking multiple prescriptions. Scroll down to view 10 of the PDP plans and notice the retail and mail order prices in the left hand column. The Annual Price is $216 for AARP MedicareRx Saver Plus. That means that your total cost at the drug store that is a preferred network drug store will enable you to acquire your prescriptions at that cost. All of your Drugs are on Formulary and there are No Drug Restrictions. Click on the AARP MedicareRx Saver Plus Plan letters to get in depth information about that plan. Page 9 of 12

10 Below: Change to Lowest Estimated Annual Mail Order Drug Costs if mail order is desired. Below: The plan details show up to display the phone numbers, Monthly premium, and Annual Drug Deductible, if any. Just because a plan has a drug deductible doesn t mean that it s not the most cost effective. To go back always find the link that says Back to previous page, not the browser back button. Page 10 of 12

11 Below: The initial coverage level is your copay at Target. The bar chart shows your total cost per month that includes your monthly premium and copay. Page 11 of 12

12 Below: Scroll down further and you will find your drug, the Tier and any Restrictions. Prior authorization requires that your doctor complete an authorization form. Step therapy may require that you try an alternative drug before taking the current prescription. Always ask questions if these items appear. Below: Before you exit, make sure you have copied your Drug List ID and Password Date if you have made any changes. This way you can find your formulary again without retyping all your prescriptions. Call us at if you have any questions about the Prescription Drug Plans. Page 12 of 12

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