FREQUENTLY ASKED QUESTIONS-PLP PROGRAM

Size: px
Start display at page:

Download "FREQUENTLY ASKED QUESTIONS-PLP PROGRAM"

Transcription

1 FREQUENTLY ASKED QUESTIONS-PLP PROGRAM What is "PLP"? PLP is a isurace prgram that prvides Cmmercial Geeral Liability cverage fr all f Swiert's subctractrs f every tier while wrkig desigated Swiert's prjects. What are the mair beefits ft/lis prgram? Virtually elimiates the admiistrative burde assciated with cllectig subctractr isurace certificates Subctractrs ca start the prject whe Swiert eeds them, lger cstraied by the cllecti f isurace certificates Te-year ta il cverage frm substatial cmpleti Oe isurace prgram fr all cmpleted peratis claims Immediate isurer respse subctractr icidets Reduces cverage disputes, litigati ad subrgati evets betwee subctractrs Uifrmity f cverage terms ad cditis Isurace csts wi ll t icrease fr subctractrs, Swiert r Ower duri g the prject What cverages are prvided? Per Prject Geeral Liability lim its as fllws: $4,000,000 Geeral Aggregate $4,000,000 PrductS/Cmpleted Operatis subject t a Prgram Aggregate $2,000,000 Each Occurrece Lim it $2,000,000 Persal ad Advertisig Ijury Limit Per Prject Excess Liability limit f $50,000,000 durig premise pe ratis (cstructi) Durig the cmpleted peratis perid, the prject specific $4M Primary Aggregate is subject t a $15M Prgram Aggregate limit ad there are Excess plicies subject t Prgram Aggregate limits, applyig t all erlled prjects, f $50 M. Please review ur Prgram Liability Lim it presetati. Ttal Prgram Vlume is estimated at $200,000,000 i cstructi values. If the prgram vlume icreases by mre tha 50%, as lg as it is cmmercially feasible, Swiert will purchase additial limits. If Prgram Aggregate limits ~re impaired by mre tha 50%, as lg as it is cmmercially feasible, Swiert will purchase additial limits. What cverages are t prvided? Al l ther cverages icludig, but t limited t, wrkers' cmpesati, autmbi le, ctractr's equipmet, builder's ri sk, plluti, ad prfessial liability. GlIlIlIgher Cstructi Services

2 FAQ's (ct'd) D Subctractrs share i the plicy limits r are the limits Der subctractr? The prgram has a mixture f dedicated per prject plicy limits ad aggregate limits shared by all prject erlle,d i the prgram, fr all cvered subctractrs wrkig a cvered prject site. Wh is a Named Isured? Swicrt ad subctractrs f ay tier wh perfrm wrk at the prject site ad arc erued i the prgram are Named Isureds. Each erlled subctractr will receive a Certificate f Isurace shwig the specific jb beig isured. A cpy f the plicies will be prvided up request. Wh is all Additial Isured? Prject Owers will be added as Additial Isureds a Primary basis. Will everye be a participat DUhe Prgram? Nt everye will be a participat. Fr example, the fllwig: Subctractrs f ay tier that are vedrs, suppliers, material dealers, ff~site fabricatrs, ad thers wh merely trasprt, pick up, deliver r carry materials, persel, parts r equipmet r ay ther items r perss t r frm the Prject Site are t icluded. The prgram will t be exteded t evirmetal subctractrs, subctractrs wrkig uder a Prfessial Services Agreemet, Cstructi Stakig ad Surveyig Agreemet, r ther similar "Prfessial Services Oly" agreemet. Ca a SubCOlllractr "t Ollt" ftjris Prgram? This prgram is madatry fr all subctractrs f ay tier eligible fr erllmet i the prgram. Hw are Subctractrs Erlled i PLP? All subctractrs ad lwer tier subctractrs must cmplete a simple erllmet frm. A cpy f this frm is i the PLP Maual, which will be di stributed t every sub. Each subctractr will receive a Certificate f Isurace listig them as a Named Isured ad specifyig the jb ame ad Swiert's prject umber. Swiert hpes t have a autmated erllmet prcess i the ear future. Wh pavs the premium? Will Subctractrs be asked fr bid deducts? Swiert pays the premiums. Subctractr's bids will be reduced by the verified cst f their geeral ad excess liability cverage as determied by the PLP prgram admiistratr. It is up t each idividual subctractr t discuss this prgram with its w isurace brker r isurace cmpay t determie if yu might be eligible fr credits frm yur w isurer Gal1agh<;:r CstlCti Services 2

3 FAQ's (ct'd) Wh will il' lite PLP prgram admiistratr? The PLP prgram admiistratr will be Gallagher Cstructi Services. Are there ay additial admiistrative csts (r subctractrs? Sice Swiert is t askig fr payrll reps ad there shuld be additial admiistrative csts fr yu. Ay admiistrative csts YOll deem reasable shuld be icluded as a cst f yur wrk. Is t/rere a charge 10 the subctractr(sj wh has a lss? Yes. There is a charge fr lsses yu caused based the size f yur subctract as fllws: $5,000 fr ctracts less tha $100,000 $10,000 fr ctracts betwee $100,000 ad $500,000 $25,000 fr ctracts i excess f $500,000 If the lss evet ccurs durig the cmpleted peratis perid, the the deductible amut dubles. This charge is iteded t mtivate each subctractr t ctiue its rmal safety practices ad perfrm the wrk with the quality, care ad skill yu wuld uder yur al isu race prgram. Wlt determies tile liability t tlte subctractr fr tlte lss charge ted abve? Swiert will make that determiati based the cause(s) f lss ad wh was ivlved. This charge will be hadled as a credit mem deducti applied t the amut eared uder the subctract. Will Swiert 's Subctract be mdified t reflect lite existece ftltis Prgram? Yes. Sample laguage will be distributed as s as pssible. Call tltis prgram be cacelled i tlte middle fa priect? The plicy is iteded t isure each jb thrugh cstructi ad fr 10 years thereafter. It's ulikely the prgram will be cacelled sice Zurich ca cacel the plicy ly fr -paymet f premiums r -cmpliace with its safety ad lss ctrl recmmedatis. Gallagher Cstructi Services 3

4 FAQ's (ct'd) Hw will claims be hadled? Claims will be reprted t Swiert as required by ctract prvisis ad t Zurich its' 800' Claims reprtig umber. This ifrmati will be cpied i mre detail i the PLP Maual t be distributed t all Isured subctractrs. Zurich has dedicated Claims Uits fr each State ad Adjusters with cstructi experiece wh will hadle the claims Wh will be ur claims advcate? Gallagher Cstructi Services maitais a full service claims departmets experieced i hadlig cstructi related claims. OUf claim prfessials will assist yu with ay claim related questis. Zurich requires yur cperati ad assistace with ay claim ivestigati. What is the Plicv Frm? ISO Frm CG-OO-O 1 12/04 Editi. This will be Zurich America Isurace Cmpay the primary plicy ad Allied Wrld Assurace Cmpay, Ic. (A WAC) ad Geeral Security Idemity Cmpay f Ariza (SCOR) the excess. Plicy frms are available fr yur review. What are table plicv exclusis?please review the plicy for the cmplete terms ad cditis. I. Fugus Exclusi. 2. Asbests Excl usi. 3. EIFS 4. Limited Exclusi - Ctractrs - Prfessial Liability. 5. Emplymet Related Practices Exclusi. 6. Prperty Damage t Ower's Prperty Exclusi. 7. Residetial Prperty Exclusi 8. Prir Claims r Ctiuus r Prgressively Deteriratig Ijury r Damage - Mtrse 9. Prfessial Liability ad Plluti Liability expsures 10. War, N-Owed Watercraft, Lead, Si lica, Aircraft Exclusis D Subctractrs eed t evidece ff-site cverages? Yes up direct request frm Swiert. Swiert sti ll requires Wrkers' Cmpesati, Autmbile, ad ff-site Geeral Liability cverages as utlied i the subctract. DISCLAIMER - This is a summary f the PLP Prgram ly. It des t chage, alter r mdify the plicy terms ad cditis i ay way. Actual plicy frms ad Edrsemets are available up request. Gallagher Cslru;:ti Services 4

5 SWINERTON PLP PROGRAM PROGRAM LIABILITY LIMIT PRESENTATION! <I> ~ s: :::I "tl '" -. -e -C '" 3; r- 3 g Westchester Fire $25 M Prject Specific Limit ** AWAC $25 M Prject Specific Limit ** Zurich $4M Prject Specific Limit* Westchester Fire $25 M Prgram Aggregate Limit **** AWAC $25 M Prgram Aggregate Limit **** Zurich $15 M Prgram Aggregate Limit *** <I> '" s:.. "tl 0 OIC 3 iil -c 3 CD»!tIC c.ic ~ -CIC '"., til r 5"0' :::I.. I/I-C C. c:: iii 11<> year Cstructi Pst Cstructi 10+ years Primary Cverage: $2M per ccurrece per prjectl$4m premises peratis geeral aggregate per prject Aggregate limits are per prject Primary Cverage: $4M per prject Aggregate subject t a $15M Prducts & Cmpleted Operatis Prgram Aggregate. Aggregate Prgram limits

Tips to Prepare for Quarter-End and Year-End

Tips to Prepare for Quarter-End and Year-End Tips t Prepare fr Quarter-End and Year-End Melissa Wd Cnsultant What We ll Cver 1. Tying ut A/P 2. Tying ut A/R 3. Tying ut I/N 4. Wrk In Prgress 5. Managing Jbs and PMs 6. Quarterly Payrll 7. Clsing a

More information

What Advantage Medical Billing Solutions Can Do For You and The Financial Health of Your Practice

What Advantage Medical Billing Solutions Can Do For You and The Financial Health of Your Practice What Advatage Medical Billig Slutis Ca D Fr Yu ad The Fiacial Health f Yur Practice 2012 1 Cliet/Advatage Objective Isure Cash Flw Stability ad Decrease A/R Timeframes while Icreasig Reveue Decrease/Remve

More information

FREQUENTLY ASKED QUESTIONS (FAQs)

FREQUENTLY ASKED QUESTIONS (FAQs) EMPLOYMENT PRACTICES LIABILITY fr small businesses FREQUENTLY ASKED QUESTIONS (FAQs) What is Emplyment Practices Liability Insurance? Emplyment Practices Liability (EPL) insurance prtects an emplyer frm

More information

Appendix A SURVEY QUESTIONNAIRE NOTE:

Appendix A SURVEY QUESTIONNAIRE NOTE: Appedix A SURVEY QUESTIONNAIRE NOTE: The fllwig pages reprduce the survey questiaire set t the cercial health isurers. The questiaire was dified slightly fr the Blue Crss/Blue Shield plas ad Health Maiteace

More information

1. What insurance coverage is provided for Sigma Chi chapters that are members of the Risk Management Foundation?

1. What insurance coverage is provided for Sigma Chi chapters that are members of the Risk Management Foundation? Frequently Asked Questins 1. What insurance cverage is prvided fr Sigma Chi chapters that are members f the Risk Management Fundatin? Membership in the Risk Management Fundatin includes the fllwing mandatry

More information

California Advance Health Care Directive

California Advance Health Care Directive Califria Advace Health Care Directive This frm lets yu have a say abut hw yu wat t be treated if yu get very sick. This frm has 3 parts. It lets yu: Part 1: Chse a health care aget. A health care aget

More information

What Does Specialty Own Occupation Really Mean?

What Does Specialty Own Occupation Really Mean? What Des Specialty Own Occupatin Really Mean? Plicy definitins are cnfusing, nt nly t cnsumers but als t many f the insurance prfessinals wh sell them. Belw we will try t prvide an understandable explanatin

More information

Notice of Protection Provided by Utah Life and Health Insurance Guaranty Association

Notice of Protection Provided by Utah Life and Health Insurance Guaranty Association Ntice f Prtectin Prvided by Utah Life and Health Insurance Guaranty Assciatin This ntice prvides a brief summary f the Utah Life and Health Insurance Guaranty Assciatin ("the Assciatin") and the prtectin

More information

The Design of a Flash-based Linux Swap System. Yeonseung Ryu Myongji University October, 2008

The Design of a Flash-based Linux Swap System. Yeonseung Ryu Myongji University October, 2008 The Desig f a Flash-based Liux Swap System Yeseug Ryu Mygji Uiversity Octber, 2008 Ctets Overview f liux Swap System Hw des the swap system perates? What are the prblems f flash based swap system? New

More information

SBA 504 Financing. Long Term Asset Financing Made Possible. Glen Heller, Relationship Manager Nancy Sheridan, Specialty Finance Officer

SBA 504 Financing. Long Term Asset Financing Made Possible. Glen Heller, Relationship Manager Nancy Sheridan, Specialty Finance Officer SBA 504 Financing Lng Term Asset Financing Made Pssible Glen Heller, Relatinship Manager Nancy Sheridan, Specialty Finance Officer These prpsals are cntingent upn final Chase Bank review and apprval frm

More information

Town of Windham. Property Tax Credit & Exemption Programs - RSA 72

Town of Windham. Property Tax Credit & Exemption Programs - RSA 72 Twn f Windham Prperty Tax Credit & Exemptin Prgrams - RSA 72 T be eligible, Applicant must file a request, in persn, with the Assessr s Office n r befre April 15 th f any given year, and Applicant must

More information

Cell Phone & Data Access Policy Frequently Asked Questions

Cell Phone & Data Access Policy Frequently Asked Questions Cell Phne & Data Access Plicy Frequently Asked Questins 1. Wh is eligible fr a technlgy allwance? First and fremst, the technlgy allwance is fr the benefit f the University, rather than fr the cnvenience

More information

Enrollee Health Assessment Program Implementation Guide and Best Practices

Enrollee Health Assessment Program Implementation Guide and Best Practices Enrllee Health Assessment Prgram Implementatin Guide and Best Practices March 2015 033129 (03-2015) This guide will help yu answer these questins: What is the Enrllee Health Assessment (EHA) prgram and

More information

The Family Cost Share system is designed so families with the ability to pay will share in the cost of services.

The Family Cost Share system is designed so families with the ability to pay will share in the cost of services. Paying fr Early Childhd Interventin Services What is ECI? Texas Early Childhd Interventin (ECI) prgrams serve families with children birth t 36 mnths with develpmental delays r disabilities. ECI prvides

More information

Licensing the Core Client Access License (CAL) Suite and Enterprise CAL Suite

Licensing the Core Client Access License (CAL) Suite and Enterprise CAL Suite Vlume Licensing brief Licensing the Cre Client Access License (CAL) Suite and Enterprise CAL Suite Table f Cntents This brief applies t all Micrsft Vlume Licensing prgrams. Summary... 1 What s New in This

More information

insurers cannot deny coverage for patients with preexisting conditions or because an insured got sick;

insurers cannot deny coverage for patients with preexisting conditions or because an insured got sick; The Affrdable Care Act Health Insurance Respnsibilities f Large, Midsize & Small Emplyers; Buying Insurance n the Individual Health Insurance Marketplace and the Small Business Health Optins Prgram Intrductin:

More information

IN-HOUSE OR OUTSOURCED BILLING

IN-HOUSE OR OUTSOURCED BILLING IN-HOUSE OR OUTSOURCED BILLING Medical billing is ne f the mst cmplicated aspects f running a medical practice. With thusands f pssible cdes fr diagnses and prcedures, and multiple payers, the ability

More information

Insurance Frequently Asked Questions

Insurance Frequently Asked Questions Insurance FrequentlyAskedQuestins MEMBERSINSURANCECOVERAGE Whataremembers(bthcmpetitinandrecreatin)cveredfr? Pleaseseetheattachedflyer Isthereadifferencebetweenarecreatinalmemberandcmpetitinmember? N Frmwhatagetwhatagearememberscveredbyinsurance?

More information

The Ohio Board of Regents Credit When It s Due process identifies students who

The Ohio Board of Regents Credit When It s Due process identifies students who Credit When It s Due/ Reverse Transfer FAQ fr students Ohi is participating in a natinal grant initiative, Credit When It s Due, designed t implement reverse-transfer, which is a prcess t award assciate

More information

Berkley FinSecure Property & Casualty Policy

Berkley FinSecure Property & Casualty Policy PRODUCT HIGHLIGHT Berkley FinSecure Prperty & Casualty Plicy Flexibility, prtectin and value The Berkley FinSecure Prperty & Casualty Plicy is designed t prtect yu against prperty and casualty lss expsures

More information

Frequently Asked Questions about the Faith A. Fields Nursing Scholarship Loan

Frequently Asked Questions about the Faith A. Fields Nursing Scholarship Loan ARKANSAS STATE BOARD OF NURSING 1123 S. University Avenue, Suite 800, University Twer Building, Little Rck, AR 72204 Phne: (501) 686-2700 Fax: (501) 686-2714 www.arsbn.rg Frequently Asked Questins abut

More information

GREEN MOUNTAIN ENERGY COMPANY

GREEN MOUNTAIN ENERGY COMPANY GREEN MOUNTAIN ENERGY COMPANY INDEPENDENT ACCOUNTANT S REPORT ON APPLYING AGREED-UPON PROCEDURES DECEMBER 31, 2012 INDEPENDENT ACCOUNTANT S REPORT ON APPLYING AGREED-UPON PROCEDURES T Green Muntain Energy

More information

What payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed?

What payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed? Q&A What is a cnstructin lan? A cnstructin lan prvides the financing fr the cnstructin f yur new hme. Cnstructin lans may be structured as a single r tw-settlement transactin. Cnstructin lans culd include

More information

Errors & Omissions Insurance for Title, Escrow Agents and Abstractors. Endorsed by the American Land Title Association

Errors & Omissions Insurance for Title, Escrow Agents and Abstractors. Endorsed by the American Land Title Association Errrs & Omissins Insurance fr Title, Escrw Agents and Abstractrs Endrsed by the American Land Title Assciatin The Insurance Cmpany: Title Industry Assurance Cmpany, a Risk Retentin Grup TIAC issued its

More information

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs Guide t Business Cash Advance & Bank Statement Lan Prgrams Cash Advances: $2,500 - $1,000,000 Business Bank Statement Lans: $5,000 - $500,000 Canada Cash Advances: $5,000 - $500,000 (must have 9 mnths

More information

990 e-postcard FAQ. Is there a charge to file form 990-N (e-postcard)? No, the e-postcard system is completely free.

990 e-postcard FAQ. Is there a charge to file form 990-N (e-postcard)? No, the e-postcard system is completely free. 990 e-pstcard FAQ Fr frequently asked questins abut filing the e-pstcard that are nt listed belw, brwse the FAQ at http://epstcard.frm990.rg/frmtsfaq.asp# (cpy and paste this link t yur brwser). General

More information

Workers' Compensation Employee's Guide

Workers' Compensation Employee's Guide Wrkers' Cmpensatin Emplyee's Guide Intrductin What is Wrkers' Cmpensatin? What is a Wrk-Related Injury? Wh Is Cvered by the UCSD Wrkers' Cmpensatin Prgram and When? Where D Yu Receive Initial Medical Treatment?

More information

Phi Kappa Sigma International Fraternity Insurance Billing Methodology

Phi Kappa Sigma International Fraternity Insurance Billing Methodology Phi Kappa Sigma Internatinal Fraternity Insurance Billing Methdlgy The Phi Kappa Sigma Internatinal Fraternity Executive Bard implres each chapter t thrughly review the attached methdlgy and plan nw t

More information

7 October 2011. Re: Themed Inspection into Third Party Personal Injury Claims. Dear

7 October 2011. Re: Themed Inspection into Third Party Personal Injury Claims. Dear 7 Octber 2011 Re: Themed Inspectin int Third Party Persnal Injury Claims Dear During 2011 the Central Bank f Ireland ( Central Bank ) undertk a themed inspectin prject in relatin t the prcessing f third

More information

POLICIES AND PROCEDURES

POLICIES AND PROCEDURES POLICIES AND PROCEDURES Department: Campus Safety and Security and Welcme Center/Infrmatin Subject: Rental Vehicle Insurance Date Issued: December 16, 2005 Date Revised: March 23, 2009; Octber 1, 2011

More information

How to put together a Workforce Development Fund (WDF) claim 2015/16

How to put together a Workforce Development Fund (WDF) claim 2015/16 Index Page 2 Hw t put tgether a Wrkfrce Develpment Fund (WDF) claim 2015/16 Intrductin What eligibility criteria d my establishment/s need t meet? Natinal Minimum Data Set fr Scial Care (NMDS-SC) and WDF

More information

efusion Table of Contents

efusion Table of Contents efusin Cst Centers, Partner Funding, VAT/GST and ERP Link Table f Cntents Cst Centers... 2 Admin Setup... 2 Cst Center Step in Create Prgram... 2 Allcatin Types... 3 Assciate Payments with Cst Centers...

More information

Process Safety Management Program for Contractors

Process Safety Management Program for Contractors Page 1 f 6 Sect: 1.0 Purpse 2.0 Scpe This sectin cntains requirements fr Ardent (Cntract Emplyer) and ur subcntractrs fr the purpse f assisting ur clients in preventing r minimizing the cnsequences f catastrphic

More information

Service List / Options

Service List / Options Service List / Optins Ontari Envirnmental & Safety Netwrk Ltd. 184 Sctt Street, St. Catharines, ON www.esn.net 1-888-271-2111 Water Twer, Bridge and Ship Restratin Lead Health and Safety Plan Drawings

More information

White Paper. Calculating ROI for GPS Tracking. Jack Duncan ERP Integration. 2912 NW 156th Street Edmond, OK 73013 405.749.1105

White Paper. Calculating ROI for GPS Tracking. Jack Duncan ERP Integration. 2912 NW 156th Street Edmond, OK 73013 405.749.1105 White Paper Calculating ROI fr GPS Tracking Jack Duncan ERP Integratin 2912 NW 156th Street Edmnd, OK 73013 405.749.1105 Hw can we plt the prjected ROI fr a GPS System? Successful implementatin f a GPS

More information

RIVERSIDE TRANSIT AGENCY FULL-TIME ATU EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015

RIVERSIDE TRANSIT AGENCY FULL-TIME ATU EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 RIVERSIDE TRANSIT AGENCY FULL-TIME ATU EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 Riverside Transit Agency (RTA) is extremely prud f the package f benefits available t yu. The benefits package prvided

More information

Health Care Reform Patient Protection Affordable Care Act (PPACA) Overview Key Principles

Health Care Reform Patient Protection Affordable Care Act (PPACA) Overview Key Principles Health Care Refrm Patient Prtectin Affrdable Care Act (PPACA) Overview Key Principles DESCRIPTION: Healthcare Refrm/Patient Prtectin & Affrdable Care Act (PPACA) were passed int law March 23. 2010. Hwever,

More information

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions.

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions. This dcument is intended t prvide NCAA member institutins with an infrmatinal guide regarding the ptential implicatins f the Patient Prtectin and Affrdable Care Act f 2010 (PPACA) when fully implemented

More information

EXTENDED BENEFITS FOR TOTAL DISABILITY

EXTENDED BENEFITS FOR TOTAL DISABILITY ADMINISTRATIVE POLICY EXTENDED BENEFITS FOR TOTAL DISABILITY Plicy Number: ADMINISTRATIVE 49.8 T2 Effective Date: January, 205 Table f Cntents APPLICABLE LINES OF BUSINESS/PRODUCTS PURPOSE... DEFINITIONS...

More information

Frequently Asked Questions Rented Production Equipment Floater Program

Frequently Asked Questions Rented Production Equipment Floater Program Frequently Asked Questins Rented Prductin Equipment Flater Prgram Table f Cntents Hw d I apply fr a plicy? (p. 2) Rented Prductin Equipment Plicyhlder s Manual (p. 9-15) Befre yu apply: What are the requirements

More information

REQUEST FOR PROPOSAL SECURITY SERVICES

REQUEST FOR PROPOSAL SECURITY SERVICES REQUEST FOR PROPOSAL SECURITY SERVICES Sectin I INTRODUCTION [Cmpany] is seeking prpsals frm qualified Cntractrs t prvide unifrmed security service fr [Cmpany] facilities at [Lcatin(s)]. This dcument is

More information

IMPORTANT INFORMATION ABOUT MEDICAL CARE FOR YOUR WORK-RELATED INJURY OR ILLNESS

IMPORTANT INFORMATION ABOUT MEDICAL CARE FOR YOUR WORK-RELATED INJURY OR ILLNESS IMPORTANT INFORMATION ABOUT MEDICAL CARE FOR YOUR WORK-RELATED INJURY OR ILLNESS MEDICAL PROVIDER NETWORK (MPN) NOTIFICATION If yu are injured at wrk, Califrnia Law requires yur emplyer t prvide and pay

More information

HOW TO SELECT A LIFE INSURANCE COMPANY

HOW TO SELECT A LIFE INSURANCE COMPANY HOW TO SELECT A LIFE INSURANCE COMPANY There will prbably be hundreds f life insurance cmpanies t chse frm when yu decide t purchase a life insurance plicy. Hw d yu decide which ne? Mst cmpanies are quite

More information

BridgeValley Community and Technical College Financial Aid Office 2015-2016 Maximum Hour Financial Aid Suspension Appeal Process

BridgeValley Community and Technical College Financial Aid Office 2015-2016 Maximum Hour Financial Aid Suspension Appeal Process BridgeValley Cmmunity and Technical Cllege Financial Aid Office 2015-2016 Maximum Hur Financial Aid Suspensin Appeal Prcess T receive financial aid administered by BridgeValley Cmmunity and Technical Cllege,

More information

Proposal for Development & Implementation of. Integrated Website Solution. For. Tej Shree. By: The Web Creation Delhi, INDIA

Proposal for Development & Implementation of. Integrated Website Solution. For. Tej Shree. By: The Web Creation Delhi, INDIA Prpsal fr Develpment & Implementatin f Integrated Website Slutin Fr Tej Shree By: The Web Creatin Delhi, INDIA SUB: Prpsal fr Designing & Implementatin f Integrated Web Slutin Please find enclsed ur prpsal

More information

Aquaculture Insurance

Aquaculture Insurance Aquaculture Insurance S, yu ve decided t raise clams, ysters, r the like. This white paper is meant t prvide an insurance starting pint. It will utline the basics and hw they apply, in a brad sense, t

More information

To discuss Chapter 13 bankruptcy questions with our bankruptcy attorney, please call us or fill out a Free Evaluation form on our website.

To discuss Chapter 13 bankruptcy questions with our bankruptcy attorney, please call us or fill out a Free Evaluation form on our website. Intrductin This Ebk fcuses n Chapter 13 bankruptcy, hw it wrks, and hw it helps yu eliminate debt and keep yur assets (such as yur hme). We hpe yu find this infrmatin t be helpful. T discuss Chapter 13

More information

Transportation Allowance Program

Transportation Allowance Program Transprtatin Allwance Prgram Respnsibilities, Prcedures and Guidelines I. INTRODUCTION This manual describes respnsibilities, prcedures and guidelines (including vehicle specificatins and reimbursable

More information

CUSTOMER SERVICE CENTER BUDGET UPDATE. Prepared for Finance Committee February 2015

CUSTOMER SERVICE CENTER BUDGET UPDATE. Prepared for Finance Committee February 2015 CUSTOMER SERVICE CENTER BUDGET UPDATE Prepared fr Finance Cmmittee February 2015 Tpics Current Frecast Backgrund Frecast Primary cst drivers Optins Next steps 2 Backgrund Current apprved budget fr service

More information

COLLATERAL VERIFICATION REVIEWS FREQUENTLY ASKED QUESTIONS

COLLATERAL VERIFICATION REVIEWS FREQUENTLY ASKED QUESTIONS NEW OR UPDATED ITEMS FOR 2016 Pwers f Attrney (Flrida & Gergia) The Bank is annuncing a new cllateral eligibility requirement fr lans clsed under pwer f attrney and secured by real estate lcated in the

More information

Camera Operator General Liability Program

Camera Operator General Liability Program Camera Operatr General Liability Prgram Frequently Asked Questins Guide (Page 2) General Liability Plicy Highlights Cverage Summary Additinal Cverage Optins Hw t Apply (Page 4) Abut this Plicy What des

More information

Problem Set 2 Solution

Problem Set 2 Solution Due: April 8, 2004 Sprig 2004 ENEE 426: Cmmuicati Netwrks Dr. Naraya TA: Quag Trih Prblem Set 2 Sluti 1. (3.57) A early cde used i radi trasmissi ivlved usig cdewrds that csist biary bits ad ctai the same

More information

CORPORATE CREDIT CARD POLICY

CORPORATE CREDIT CARD POLICY TITLE: POLICY OWNERS: DATE INSTITUTED: May 1, 2008 CURRENT VERSION: Ver. 1.6 REVISION DATE: July 1, 2015 Crprate Credit Card Plicy Melissa Cluse, Vice President & Cntrller Cindy Klein, Accunts Payable

More information

www.insuremyequipment.com Owned/Leased Production Equipment Floater Program Frequently Asked Questions & Policyholder s Manual

www.insuremyequipment.com Owned/Leased Production Equipment Floater Program Frequently Asked Questions & Policyholder s Manual Owned/Leased Prductin Equipment Flater Prgram Frequently Asked Questins & Plicyhlder s Manual Table f Cntents Hw t apply fr a plicy (2) Plicyhlder s Manual (12-19) Befre yu apply: What are the requirements

More information

VET FEE-HELP Frequently Asked Questions for Students May 2010

VET FEE-HELP Frequently Asked Questions for Students May 2010 Hw d I apply? VET FEE-HELP Frequently Asked Questins fr Students May 2010 If yu are eligible fr VET FEE-HELP assistance and wuld like t btain a VET FEE-HELP lan, yu shuld btain a Request fr VET FEE-HELP

More information

HIPAA 5010 Implementation FAQs for Health Care Professionals

HIPAA 5010 Implementation FAQs for Health Care Professionals HIPAA 5010 Implementatin FAQs fr Health Care Prfessinals Updated September 27, 2012 Key Messages In January 2009, the Department f Health and Human Services published the final rule cntaining the requirements

More information

Hearing Loss Regulations Vendor information pack

Hearing Loss Regulations Vendor information pack Hearing Lss Regulatins Vendr infrmatin pack Nvember 2010 Implementing the Accident Cmpensatin (Apprtining Entitlements fr Hearing Lss) Regulatins 2010 The Minister fr ACC, the Hn. Dr Nick Smith, has annunced

More information

QUÉBEC AUTOMOBILE INSURANCE INDUSTRY POSTS SOLID EARNINGS AGAIN IN 2007

QUÉBEC AUTOMOBILE INSURANCE INDUSTRY POSTS SOLID EARNINGS AGAIN IN 2007 QUÉBEC AUTOMOBILE INSURANCE INDUSTRY POSTS SOLID EARNINGS AGAIN IN 2007 [TRANSLATION] FOR IMMEDIATE RELEASE Québec City, April 16, 2008 The Autrité des marchés financiers (AMF) annunces the release f its

More information

YOUR NEW SOUTH WALES WORKERS COMPENSATION CLAIM

YOUR NEW SOUTH WALES WORKERS COMPENSATION CLAIM Gibney & Gunsn LAWYERS New Suth Wales & Victria YOUR NEW SOUTH WALES WORKERS COMPENSATION CLAIM Nt cvered by the scheme Injuries that ccur n the way t r frm wrk (wrkers wh are injured while driving during

More information

Internet and E-Mail Policy User s Guide

Internet and E-Mail Policy User s Guide Internet and E-Mail Plicy User s Guide Versin 2.2 supprting partnership in mental health Internet and E-Mail Plicy User s Guide Ver. 2.2-1/5 Intrductin Health and Scial Care requires a great deal f cmmunicatin

More information

Professional indemnity insurance arrangements for enrolled nurses, registered nurses and nurse practitioners

Professional indemnity insurance arrangements for enrolled nurses, registered nurses and nurse practitioners Guideline August 2013 Prfessinal indemnity insurance arrangements fr enrlled nurses, registered nurses and nurse practitiners Intrductin This guideline has been develped by the Nursing and Midwifery Bard

More information

Intel Hybrid Cloud Management Portal Update FAQ. Audience: Public

Intel Hybrid Cloud Management Portal Update FAQ. Audience: Public Intel Hybrid Clud Management Prtal Update FAQ Audience: Public Purpse: Prepare fr the launch f the Intel Hybrid Clud Platfrm multi-user/multi-tier update Versin: Final FAQs What s new in the Intel Hybrid

More information

Monroe County Commission

Monroe County Commission 2014-2015 W-est Virginia Cunties Grup Self Insurance Risk Pl Self Insurance Prpsal fr Prperty, Liability, Autmbile and Wrkers' Cmpensatin A Prpsal t Mnre Cunty Cmmissin Presented n: March 17, 2013 Package

More information

Information Guide Booklet. Home Loans

Information Guide Booklet. Home Loans Infrmatin Guide Bklet Hme Lans This Infrmatin Guide bklet prvides yu with general infrmatin nly. It will als help yu t better understand any recmmendatins we have made fr yu. Infrmatin Guide Hme Lans January

More information

Merchant Processes and Procedures

Merchant Processes and Procedures Merchant Prcesses and Prcedures Table f Cntents EXHIBIT C 1. MERCHANT INTRODUCTION TO T-CHEK 3 1.1 Wh is T-Chek Systems? 3 1.2 Hw t Cntact T-Chek Systems 3 1.3 Hw t Recgnize T-Chek Frms f Payment 3 1.3.1

More information

PLANNING FOR QUALITY CARE AND INDEPENDENCE. Why you need to plan for long-term care assistance, and what funding options are available.

PLANNING FOR QUALITY CARE AND INDEPENDENCE. Why you need to plan for long-term care assistance, and what funding options are available. PLANNING FOR QUALITY CARE AND INDEPENDENCE Why yu need t plan fr lng-term care assistance, and what funding ptins are available. PLANNING FOR QUALITY CARE AND INDEPENDENCE The value f planning ahead The

More information

NAVIPLAN PREMIUM LEARNING GUIDE. Existing insurance coverage

NAVIPLAN PREMIUM LEARNING GUIDE. Existing insurance coverage NAVIPLAN PREMIUM LEARNING GUIDE Existing insurance cverage Cntents Existing insurance cverage 1 Learning bjectives 1 NaviPlan planning stages 1 Client case 2 Enter yur clients existing life, disability,

More information

Chris Chiron, Interim Senior Director, Employee & Management Relations Jessica Moore, Senior Director, Classification & Compensation

Chris Chiron, Interim Senior Director, Employee & Management Relations Jessica Moore, Senior Director, Classification & Compensation TO: FROM: HR Officers & Human Resurces Representatives Chris Chirn, Interim Senir Directr, Emplyee & Management Relatins Jessica Mre, Senir Directr, Classificatin & Cmpensatin DATE: May 26, 2015 RE: Annual

More information

Software Distribution

Software Distribution Sftware Distributin Quantrax has autmated many f the prcesses invlved in distributing new cde t clients. This will greatly reduce the time taken t get fixes laded nt clients systems. The new prcedures

More information

STEP 1: Student Application Submission

STEP 1: Student Application Submission Student Applicatin Prcess fr Chice Districts Interdistrict Public Schl Chice Prgram New Jersey State Department f Educatin P.O. Bx 500 Trentn, New Jersey 08625-0500 Email: pschice@de.state.nj.us STEP 1:

More information

The actions discussed below in this Appendix assume that the firm has already taken three foundation steps:

The actions discussed below in this Appendix assume that the firm has already taken three foundation steps: MAKING YOUR MARK 6.1 Gd Practice This sectin presents an example f gd practice fr firms executing plans t enter the resurces sectr supply chain fr the first time, r fr thse firms already in the supply

More information

Dear Georgia Tech Retiree,

Dear Georgia Tech Retiree, Dear Gergia Tech Retiree, Open Enrllment is the ne pprtunity yu have each year t make changes t yur existing benefit cverage. The 2015 benefits Open Enrllment perid will be held Nvember 3, 2014 thrugh

More information

Hartford Seminary s. Online Application Instructions

Hartford Seminary s. Online Application Instructions Hartfrd Seminary s Online Applicatin Instructins Hartfrd Seminary is pleased t annunce that nline applicatin is nw pssible fr mst f ur prgrams as fllws: Dctr f Ministry: Use nline applicatin Master f Arts:

More information

No change to K-3 poverty class size reduction vs 2011-12. No change to National Board Certification Bonuses vs 2011-12.

No change to K-3 poverty class size reduction vs 2011-12. No change to National Board Certification Bonuses vs 2011-12. There is $0 gap impact f the cnference budget vs current budget assumptins unless smene can quantify the admin pain f the K-12 health benefits bill. Belw is the cnference budget summary. Seattle Public

More information

FIREFIGHTER HEART AND CIRCULATORY MALFUNCTION BENEFITS PROGRAM STANDARD OPERATING GUIDELINES Approved by the DOLA Executive Director July 1, 2014

FIREFIGHTER HEART AND CIRCULATORY MALFUNCTION BENEFITS PROGRAM STANDARD OPERATING GUIDELINES Approved by the DOLA Executive Director July 1, 2014 FIREFIGHTER HEART AND CIRCULATORY MALFUNCTION BENEFITS PROGRAM STANDARD OPERATING GUIDELINES Apprved by the DOLA Executive Directr July 1, 2014 Prgram Overview: As f July 1, 2014, the Department f Lcal

More information

PUBLIC TRANSPORTATION FLEET CHECKLIST

PUBLIC TRANSPORTATION FLEET CHECKLIST ONE INTERNATIONAL BLVD. SUITE 405 MAHWAH, NJ 07495 Phne (201)252-3030 - Fax (201)252-3031 PUBLIC TRANSPORTATION FLEET CHECKLIST Applicant Name: Prpsed Effective Date: Agency: Requested Qute Date: Prducer:

More information

Implementation Management Guide

Implementation Management Guide Implementatin Management Guide Table f Cntents 1 Overview... 2 2 Implementatin Scpe... 2 3 Implementatin Wrkflw... 3 4 Intrductins and scheduling f Kick-ff Meeting... 4 5 Kick-Off Meeting Objectives &

More information

Open Enrollment September 1, 2012

Open Enrollment September 1, 2012 Open Enrllment September 1, 2012 Open Enrllment Agenda What s SWOOSH? What is Open Enrllment? What Frms D I Need t Cmplete? New Medical Plans and Rates UHC Resurces FSA Infrmatin Cverage fr Overage Dependents:

More information

FTE is defined as an employee who is employed on average at least 30 hours of service per week.

FTE is defined as an employee who is employed on average at least 30 hours of service per week. On March 23, 2010, President Barack Obama signed int law cmprehensive health care refrm legislatin, the Patient Prtectin and Affrdable Care Act (H.R. 3590) passed in the Senate. The Health Care and Educatin

More information

Are Insurance Premiums Deductible?

Are Insurance Premiums Deductible? Are Insurance Premiums Deductible? December 2011 Can I deduct the premiums? That s a questin yu prbably hear when yu re presenting an insurance cncept. Unfrtunately, the answer is generally n insurance

More information

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions Maryland General Service (MGS) Area 29 Treatment Facilities Cmmittee (TFC) TFC Instructins Lve And Service Facility Presentatin t Patients We are frm Alchlics Annymus (AA), fr AA, and ur service is fr

More information

Attachment 2 BID PROPOSAL SUBMISSION GUIDE OCTOBER 2014 SOLICITATION

Attachment 2 BID PROPOSAL SUBMISSION GUIDE OCTOBER 2014 SOLICITATION Attachment 2 BID PROPOSAL SUBMISSION GUIDE OCTOBER 2014 SOLICITATION 1. Cntact Us If yu encunter difficulties in submitting yur Bid Prpsals nline, please cntact us: 2. Intrductin The PPL Electric RFP Team

More information

Understanding a new kind of financial assistance. Jessica Dunbar, Individual Market Manager

Understanding a new kind of financial assistance. Jessica Dunbar, Individual Market Manager Understanding a new kind f financial assistance Jessica Dunbar, Individual Market Manager Financial Assistance thrugh Cnnect fr Health Clrad-Agenda Overview f regulatins and streamlining eligibility fr

More information

Welcome to CNIPS Training: CACFP Claim Entry

Welcome to CNIPS Training: CACFP Claim Entry Welcme t CNIPS Training: CACFP Claim Entry General Cmments frm SCN CACFP claiming begins with submissin f the Octber claim due by Nvember 15, 2012. Timelines/Due Dates With CNIPS, SCN will cntinue t enfrce

More information

EXTENDED WARRANTY PROMOTIONAL CAMPAIGN

EXTENDED WARRANTY PROMOTIONAL CAMPAIGN EXTENDED WARRANTY PROMOTIONAL CAMPAIGN VICTORY MOTORCYCLES Extended Warranty Plicy Engine, transmissin, electrnics LIMITED WARRANTY VICTORY MOTORCYCLES Cmpany, 2100 Highway 55, Medina, MN 55340, USA (VICTORY

More information

Insurance. Professional UabilitM Commercial & Other. Professional Uability Insurance. AnAbsolute Necessity

Insurance. Professional UabilitM Commercial & Other. Professional Uability Insurance. AnAbsolute Necessity Prfessinal UabilitM Cmmercial & Other Insurance AnAbslute Necessity I n August 2005, Illinis enacted medical malpractice refrm that limits the amunt a jury can award fr persnal pain and suffering t $500,000

More information

STIClassroom Win Rosters, Attendance, Lesson Plans and Textbooks

STIClassroom Win Rosters, Attendance, Lesson Plans and Textbooks STIClassrm Win Rsters, Attendance, Lessn Plans and Textbks Student Class Rster T access the student class rster, click the icn in the Classrm desktp. Frm the Rster screen, teachers may access the items

More information

Employees - recruitment, records and monitoring

Employees - recruitment, records and monitoring Emplyees - recruitment, recrds and mnitring This guidance has been prduced t help rganisatins cmply with the Data Prtectin Act (DPA) when recruiting and emplying wrkers. It is relevant t public sectr emplyers,

More information

SUB CENTRAL - SEMS/SFE TO DO LIST

SUB CENTRAL - SEMS/SFE TO DO LIST Sub Central SEMS/SFE HUMAN RESOURCES DIVISION Remember: On the natinal average, a student has a substitute teacher the equivalent f ne full year frm K-12 years in schl. Hw can yu help yur students and

More information

Project Startup Report Presented to the IT Committee June 26, 2012

Project Startup Report Presented to the IT Committee June 26, 2012 Prject Name: SOS File 2.0 Agency: Secretary f State Business Unit/Prgram Area: Secretary f State Prject Spnsr: Al Jaeger Prject Manager: Beverly Maitland Prject Startup Reprt Presented t the IT Cmmittee

More information

WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE?

WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE? WHAT SHOULD I LOOK FOR WHEN I BUY HEALTH INSURANCE? The Maine Bureau f Insurance 34 State Huse Statin Augusta, Maine 04333 207-624-8475 r 1-800-300-5000 (in Maine) http://www.maine.gv/pfr/insurance Paul

More information

U. S. Department of Housing and Urban Development Washington, D.C. 20410-8000. December 20, 2000

U. S. Department of Housing and Urban Development Washington, D.C. 20410-8000. December 20, 2000 U. S. Department f Husing and Urban Develpment Washingtn, D.C. 20410-8000 December 20, 2000 OFFICE OF THE ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER MORTGAGEE LETTER 00-46 TO: ALL APPROVED

More information

Virginia State Taxes

Virginia State Taxes Crprate Incme Tax Rate: 6% The crprate incme tax rate in Virginia has nt been mdified since 1972. As it is applied t federal taxable incme, it functins as a deductin frm federal taxes. If a crpratin is

More information

High Deductible Health Plan/ Health Savings Account Presentation

High Deductible Health Plan/ Health Savings Account Presentation High Deductible Health Plan/ Health Savings Accunt Presentatin WHY CHANGE? Future plan structured s emplyees will think and act differently Prmte preventin and getting healthier Prmtes cnsumerism Current

More information

1 % Real Estate Broker

1 % Real Estate Broker 1 % Real Estate Brker 100% Full Service Listing Marketing Plan Cmplete Guide T Sell Yur Huse Quickly At Highest Price Pssible Carbn Creek Realty Put mre f yur hme's prfit in yur wn pcket with Carbn Creek

More information

Whenever practicable, the cap should be discussed and specifically agreed with the other party. This is discussed further below, see Agreeing a cap.

Whenever practicable, the cap should be discussed and specifically agreed with the other party. This is discussed further below, see Agreeing a cap. Liability Briefing updated Octber 2008 Managing liability thrugh financial caps 26 Stre Street Lndn WC1E 7BT Tel: 020 7399 7400 Fax: 020 399 7425 Every well-run business must manage the risks that it faces

More information

Oracle Social Engagement & Monitoring Professional Services Descriptions. July 23, 2015

Oracle Social Engagement & Monitoring Professional Services Descriptions. July 23, 2015 Oracle Scial Engagement & Mnitring Prfessinal Services Descriptins July 23, 2015 TABLE OF CONTENTS ORACLE SOCIAL ENGAGEMENT & MONITORING: ONE-TIME SET-UP & TRAINING 2 SOCIAL ENGAGEMENT AND MONITORING CONSULTING

More information

CCHIIM ICD-10 Continuing Education Requirements for AHIMA Certified Professionals (& Frequently Asked Questions for Recertification)

CCHIIM ICD-10 Continuing Education Requirements for AHIMA Certified Professionals (& Frequently Asked Questions for Recertification) CCHIIM ICD-10 Cntinuing Educatin Requirements fr AHIMA Certified Prfessinals (& Frequently Asked Questins fr Recertificatin) The transitin t ICD-10-CM and ICD-10-PCS is anticipated t imprve the capture

More information

Phone support is available if you have any questions or problems with the NASP PRO software during your tournament.

Phone support is available if you have any questions or problems with the NASP PRO software during your tournament. NASP Pr Turnament Instructins Updated 11/4/13 - NASP Pr Turnament Step by Step It is HIGHLY recmmended that yu read and fllw these instructins. Als, print these instructins and have them available at yur

More information

CONSTRUCTION INDUSTRIES & MANUFACTURED HOUSING DIVISION

CONSTRUCTION INDUSTRIES & MANUFACTURED HOUSING DIVISION New Mexic Regulatin and Licensing Department 2550 Cerrills Rad Santa Fe, NM 87505 Ph (505) 476-4700 Fax (505) 476-4685 INSTRUCTIONS FOR FILING A COMPLAINT Thank yu fr cntacting The New Mexic Regulatin

More information