Credit Report Prepared For: JOAN LOUISE SMITH

Transcription

1 Credit Report Prepared For: JOAN LOUISE SMITH Report Date: 4 June 2015 Veda Number: PAS Note this report includes not only credit information (consumer credit) Veda holds on you but any commercial credit and publicly available information Veda holds

2 Personal Information Identity Details Name: AKA (Also Known As) Joan Louise Smith Joan Louise Harrison Date of Birth: 15 Jan 1975 Gender: Female Driver s Licence Number: Address History: Employment History: 15 Tree Avenue RANDWICK NSW /63 View Street CURL CURL NSW /90 Fuller Street KENSINGTON NSW Beach Street MOOLOOLABA QLD 4557 EASTFIELD PRIMARY SCHOOL THE DEPARTMENT STORE Veda Advantage Information Services & Solutions Ltd Page 2 of 12 ABN:

3 Summary of Information Contained within this Report CONSUMER CREDIT INFORMATION Credit Enquiries: 4 Consumer Credit Liability Accounts 3 Overdue Accounts: 1 Proprietorship: 1 COMMERCIAL CREDIT INFORMATION Credit Enquiries: 1 Current s 1 Overdue Accounts: 0 OTHER File Access: 6 Veda Advantage Information Services & Solutions Ltd Page 3 of 12 ABN:

4 Financial Account Express Bank Consumer Credit Liability Information Name of Provider Account Type Account Number EXPRESS BANK Credit Card EPB0075 Account Open Date 11 Apr 2013 Loan Payment Method Term Type Term of Loan Relationship Secured or Unsecured Revolving Unspecified Principal s Account (sole or joint borrower) Unsecured Balance Limit $10,000 Closed Date Repayment History Information Period: Year Month Status* * Number of months in arrears the account is in, at the time of reporting. Veda Advantage Information Services & Solutions Ltd Page 4 of 12 ABN:

5 Financial Account Express Bank Consumer Credit Liability Information Name of Provider Account Type Account Number EXPRESS BANK Personal Loan (Fixed term) EPB1234 Account Open Date 15 Nov 2013 Loan Payment Method Term Type Principal and Interest to be paid in full Fixed Term of Loan 120 Relationship Secured or Unsecured Principal s Account (sole or joint borrower) Secured or Partially Secured Balance Limit $15,000 Closed Date Repayment History Information Period: Year Month Status* * Number of months in arrears the account is in, at the time of reporting. Veda Advantage Information Services & Solutions Ltd Page 5 of 12 ABN:

6 Financial Account Consumer Credit Liability Information Date Reported 17 May 2013 Last Update Date 03 May 2015 SAVINGS BANK Account Number Veda Advantage Information Services & Solutions Ltd Page 6 of 12 ABN:

7 Financial Account Overdue Account(s) Status Outstanding Current Listing EXPRESS BANK Date 20 Jul 2014 Amount $7,346 Reason to Report Association Code Account Number Type of Account Payment Default Principal's Account EPB1234 Credit Card Date will be deleted by 20 Jul 2019 Original Listing Original EXPRESS BANK Date 20 Jul 2014 Amount $7,346 Reason to Report Status Payment Default Paid in full account closed Current Listing TELE PHONE COMPANY Date 20 Feb 2014 Amount $200 Reason to Report Association Code Account Number Type of Account Payment Default Principal's Account R1K005 Telecommunications Services Date will be deleted by 20 Feb 2019 Original Listing Original TELE PHONE COMPANY Date 20 Feb 2014 Amount $200 Reason to Report Payment Default Veda Advantage Information Services & Solutions Ltd Page 7 of 12 ABN:

8 Consumer Credit Information Consumer Credit Enquiries Enquiry Date 14 Nov 2013 EXPRESS BANK Amount $15,000 Reason for Enquiry Association Reference Number Personal Loan (Fixed term) Principal s Account EPB1234 Enquiry Date 10 Apr 2013 EXPRESS BANK Amount $10,000 Reason for Enquiry Association Reference Number Credit Card Principal s Account EPB0075 Enquiry Date 24 Feb 2013 SAVINGS BANK Amount $5,000 Reason for Enquiry Association Credit Card Principal's Account Reference Number Enquiry Date 10 Sep 2011 BIG BANK Amount $150,000 Reason for Enquiry Association Reference Number Real Mortgage Guarantor BB1234 Veda Advantage Information Services & Solutions Ltd Page 8 of 12 ABN:

9 Consumer Credit Information Proprietorship Information Business Name CHARLIE S CHILDCARE PTY LTD Appointment Date 20 Jan 2013 Business Registration Number Registration State NSW ABN Veda Advantage Information Services & Solutions Ltd Page 9 of 12 ABN:

10 Commercial Credit Information Credit Enquiries Enquiry Date 1 Feb 2013 ABC ELECTRICITY Amount $1,000 Reason for Enquiry Association Reference Number Utilities Principal s Account ABC1234E Veda Advantage Information Services & Solutions Ltd Page 10 of 12 ABN:

11 Commercial Credit Information Current (s) Date Reported 1 Feb 2013 Account Number ABC ELECTRICITY ABC1234E Veda Advantage Information Services & Solutions Ltd Page 11 of 12 ABN:

12 Other Other Access Date Note 29 Apr 2015 VEDA ADVANTAGE PUBLIC ACCESS 3 May 2014 VEDA ADVANTAGE PUBLIC ACCESS 10 Nov 2013 VEDA ADVANTAGE PUBLIC ACCESS 27 Apr 2013 VEDA ADVANTAGE PUBLIC ACCESS 16 Aug 2012 VEDA ADVANTAGE PUBLIC ACCESS 5 Jul 2011 VEDA ADVANTAGE PUBLIC ACCESS Veda Advantage Information Services & Solutions Ltd Page 12 of 12 ABN: