Office of Financial Aid & Scholarships. A Partner to your Success

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1 Office of Financial Aid & Scholarships A Partner to your Success

2 Contact Information Office of Financial Aid & Scholarships commerce.edu Phone: Fax:

3 Financial Aid Priority Deadlines Deadlines are very important!!!!! FAFSA Priority Deadline March 31 st Scholarship Application Priority February 15th SUMMER Application Priority Deadline February 15 th When awarding grants that have limited funds we consider your need and look at the date that your FAFSA was complete.

4 Missed Deadlines can result in. Missing out on grants (free money) Delaying your award.

5 What does the FAFSA do? The Free Application for Federal Student Aid (FAFSA) is used to collect the data needed for the FM (Federal Methodology) calculation, used to determine the expected family s contribution (EFC). Data reported on the FAFSA includes: Information to determine dependency status Household size and number in college Taxable income, untaxed income, and assets Type of tax return filed and income tax paid Age of the older parent or independent student Number of wage earners State of legal residence Child support paid

6 Awarding Aid The FAFSA calculates a Need Analysis for the student: This is the method by which financial aid measures the amount of assistance a student and their parents will be required to meet his/her educational costs. Two basic components: 1. Cost of Attendance the amount it will cost a student to attend an institution during a period of enrollment (academic year). 2. Expected Family Contribution the family s ability to contribute toward the cost of attendance.

7 What is Cost of Attendance or Budget? UNDERGRADUATE FULL-TIME STUDENTS (15 hrs) 10/11 FALL/SPRING BUDGET Undergraduate Resident On Campus Undergraduate Resident Off Campus without parents TUITION AND FEES 5,500 5,500 ROOM AND BOARD 7, BOOKS AND SUPPLIES 1,400 1,400 TRANSPORTATION 1,500 1,545 MISC./PERSONAL EXPENSES 1,867 1,867 TOTAL $17,499 $18,290 *You can find this in myleo under Financial Aid Tab, Financial Aid Status. * Each students COA/Budget is different.

8 How is need calculated? Using the Expected Family Contribution(EFC) determined by the information on the FAFSA. Cost of Attendance (COA) $17,499 Expected Family Contribution (EFC) $3,500 = Student s Financial Need (eligibility) $13,999 *You can find this in MyLeo under Financial Aid Tab, Financial Aid Status

9 What is Verification and why did I get selected? Verification is a federally required process where the school s financial aid office will compare the FAFSA income information and household size with that on income tax returns and verification worksheets 1 out of 3 students at TAMUC will be randomly selected for Verification by the FAFSA processor You know before we do in most cases. (Found on the last page of your Student Aid Report). You could be selected if you Make a change to your FAFSA If information was submitted incorrectly Take your time when filling out your FAFSA.

10 Documents Needed for Verification Dependent or Independent Verification Worksheet You can find this under Forms on the Financial Aid website. Signed Copies of Parent(s) and Student(s) Tax returns if filed. Copies of Parent(s) and Student (s) W2 s.

11 What qualifies me as an Independent Student? Can you answer yes to any of the following? 1. Born before Jan 1, 1986 ( ) Jan 1, 1987 ( )? 2. Married on the date you fill out your FAFSA? 3. Enrolled in a master s or doctoral program? 4. Currently serving on active duty in the U.S. Armed forces? 5. Veteran 6. Do you have children who receive more than ½ of their support from you? 7. Have legal dependents other than a spouse?

12 8. Orphan or ward of the court. 9. Proof of legal guardianship 10. Emancipated minor 11. Homeless or about to become homeless. * If none of these criteria apply to you, the Federal Government states you are a dependent student and you must provide your parents information on your FAFSA.

13 & Financial Aid All Financial Aid awards must be accepted or denied in your myleo account. They will not apply to your student account if you don t accept them. If you do not accept them within 14 days we have the right to cancel the award. If we cancel a grant or Work Study you may not be able to get it back. READ your e mail there may be additional steps that are required before your $$$$ can be applied. Examples: Master Promissory Notes Counseling Agreements

14 Categories of Aid Need based Awarded on the basis of financial need, as calculated using the FASFA. Non need based Awarded on the basis of a student s ability or talent, such as academic achievements, athletic ability, musical talent, or ethnic heritage

15 Types of Financial Aid Scholarships Grants Loans Employment

16 Instructions on How to Accept Your Award in myleo Once you have received your award notification, you must accept or decline your financial aid package. Log on to your My Leo at: commerce.edu Step 1: Select the Resources/Additional Information Tab and answer the question(s) and then click on the Submit Information button at the bottom of the page. You will only have to answer this question once per aid year. Step 2: Select the Terms and Conditions Tab to accept or decline the terms and conditions. You will not be able to accept your awards unless you accept the Terms and Conditions. You will only accept the Terms and Conditions once per aid year. Step 3: Select the Accept Award Offer tab to accept or decline the financial aid awards. All unaccepted aid will be cancelled within 14 days of the offer of the award.

17 Instructions on How to Accept Your Award in myleo Go to commerce.edu Select Current Students

18 Instructions on How to Accept Your Award in myleo Select Financial Aid

19 Instructions on How to Accept Your Select Frequently Asked Questions Award in myleo

20 Instructions on How to Accept Your Award in myleo Select Question #5 How do I accept or decline a financial aid award? Watch the Video

21 Accepting or Declining Your Financial Aid Award You must accept or decline your award within 14 days. Make sure if you are accepting a loan for the 1 st time you complete: Master Promissory Note Loan Entrance Counseling *Failure to complete these requirements will result in non payment of the loan funds to the students account.

22 What is the Texas B On Time Loan? Loan to provide eligible Texas students no interest loans to attend colleges and universities in Texas. If the student meets specified goals, the entire loan amount can be forgiven upon graduation. GPA 3.0 on a 4.0 Scale Graduates within degree s required time frame (No more than 6 credit hours over the required degree) The financial aid office will determine if you are eligible for this loan based on need and funding availability.

23 What is the difference between Stafford Loans Subsidized Stafford Government is paying the interest until you enter repayment. Repayment begins 6 months after you graduate or 6 months after you fail to enroll in at least ½ time (6hrs.) Award based on financial need Yearly Limits Freshman $3,500 Sophomore $4,500 Junior/Senior $5,500

24 What is the difference between Stafford Loans Unsubsidized Stafford student accrues and pays all interest on loan from the date the loan is disbursed. (Currently 6.8%) Repayment begins 6 months after graduation or 6 months after student fails to enroll at least ½ time (6hrs) Not need based Yearly Limits Freshman $5,500 Sophomore $6,500 Junior/Senior $7,500

25 Texas B On Time Loan To receive this loan you must do the following: 1. Accept or Reject within 2 weeks of receiving you notification. 2. You must complete the application process. Student will receive a check list from our office when awarded. Please make sure you complete the checklist!

26 Parent Plus Loan Process???? Will be noted on your award letter Student cannot accept the award in the myleo system. Parent must complete the Loan Request by going to : Detailed instructions are provided in our office or our website.

27 Do not forget about your myleo account. This is the main communication we have with you!!!!!! We start to award in May and June this is a key time to keep up with you e mails. Any information we need from you will be requested through your myleo account.

28 What is Satisfactory Academic Progress (SAP) How can it affect Financial Aid? Academic Standards Maintain a cumulative GPA of: Freshman 1.8 Sophomore Senior 2.0 Graduate 3.0 Enrollment Status For each academic year (Fall/Spring) you must successfully complete 67% of all course work Ex. Register for a total of 30 hours (Fall/Spring) you must complete a minimum of 20 hours. Maximum Time Frame May not exceed 150% of credit hours required. Example Undergraduate Student with 180 attempted hours. Not meeting these requirements will cause you become ineligible to receive Financial Aid.

29 Things that can affect your Financial Aid or Scholarships??? 1. Dropping classes You must complete 67% of all coursework you attempt. This could lead to not meeting SAP requirements. May drop you below an hour requirement for a grant or scholarship you are receiving. May loose your grant, scholarship or you may owe the school money. 2. GPA 3. Academic Suspension BEFORE YOU DROP!!! CALL THE FINANCIAL AID OFFICE!!!

30 What is Federal Work Study how does it work? Must be eligible to receive Federal Work Study Eligibility Financial Need Eligibility for other federal programs Self help program that allows the student to part time to earn money for education. Must indicate on the FAFSA to be considered Will count towards your budget or cost of attendance. Must be awarded by Financial Aid Office Must have a Work Permit. Paid Hourly wage Limited amount of funds. Students that are eligible will be awarded on a first come first serve basis.

31 Student Employment

32 Scholarships Types of Scholarships Freshman Transfer Phi Theta Kappa Deadline July 1st University/Departmental Outside Deadline February 15th

33 Additional Scholarship Info. Visit the scholarship website at: commerce.edu/scholarship Check your myleo account often Make sure you turn in a completed Scholarship application. Make sure you read your award letters there could be additional requirements needed before your Scholarship will apply to your account.

34 Who is my Financial Aid Advisor? Last name starts with: A D Gari Yelenik E mail: Gari_Yelenik@tamu commerce.edu

35 Who is my Financial Aid Advisor? Last name starts with: E K & S Renee Walker E mail: Renee_Walker@tamu commerce.edu

36 Who is my Financial Aid Advisor? Last name starts with: L R & T Dee Martin E mail: Dee_Martin@tamu commerce.edu

37 Who is my Financial Aid Advisor? Last name starts with: U & V Kimberly Herron E mail: Kimberly_Herron@tamu commerce.edu

38 Who is my Financial Aid Advisor? Last name starts with: W Ladosia Arize E mail: Ladosia_Arize@tamu commerce.edu

39 Who is my Financial Aid Advisor? Last name starts with: X Y & Z Maria Ramos E mail: Maria_Ramos@tamu commerce.edu

40 Reminder's We are here to help you. Changes can be made. If you have special circumstance that may affect your financial situation, come see us. If you are having trouble with your classes there are resources to help you come see us, we can direct you. Please call our office if you have any questions about your financial aid.

41 Where are we?????? Student Success Center

42 Need to Contact Us? We have an advisor on duty every day at the One Stop that students can visit with. You may make an appointment with your advisor. You may e mail us. Questions e mail FAO_Web@tamu commerce.edu or call Want Updates about what is going on in Financial Aid & Scholarships? Visit our Facebook Page A&M Commerce Financial Aid & Scholarships

43 BE PROACTIVE & ASK QUESTION S let us be apart of your success!

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