How To Avoid The Identity Theft Predators

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1

2 Camp Watwuzithinkin

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4 How To Avoid The Identity Theft Predators

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6 Predator 0 An organism that lives by preying on other organisms

7 Identity Thief 0 A person who makes a living by preying on other people

8 Outsmart the ID Theft Predators 0 Understand how you are risk 0 Take simple steps to avoid ID Theft 0 Detect ID Theft early 0 Act quickly to stop predators

9 Smartphones 0 More about Smartphones later 0 Remember! If it can happen on a computer, it can happen on a Smartphone

10 Phishing 0 s, text messages or calls offering you GREAT deals 0 All you have to do is 0 Click here 0 Give us all of your personal information

11 Click Here (so I can infect your computer and steal your ID) 0 Malware 0 Spyware 0 Ransomware 0 Worms, viruses and more 0 So advanced, you may not even know it is there for a long time

12 Helping the Predators 0 Any link sent in an or text could be infected even from a trusted source 0 gets sent, intercepted by predator, malware added to link and sent on its way 0 Takes seconds

13 Prevent 0 Do not open s from people you don t know 0 Never click here 0 If it sounds too good to be true IT IS! 0 Never give out 0 Account information 0 SSN 0 Personal or Financial info

14 Malvertising

15 Ads Online 0 Click on Ad 0 Click to get Coupon 0 Hover over Ad

16 Computer Hackers

17 Protect and Prevent 0 Good Security on computers AND hand held devises 0 Use caution when using Wi-Fi in open areas 0 Strong passwords 0 2 Step Verification (2 passwords) 0 Bio-metric log on 0 Change passwords often 0 Consider a Password Keeper

18 Protect and Prevent 0 Go to Pay Pal or other sites directly not by clicking on a link in an , an ad or in a text on your hand held 0 Online shop with care 0 Use social media responsibly 0 Know where your hand held devises are at all times 0 Treat your handheld devises like computers not phones

19 Be Alert to Hackers 0 Yes, they can strike at any time 0 The Pentagon has been hacked, so you can be too!

20 Credit/Debit Card Thieves

21 Sneaky Ways to Steal Your 0 Skimmers Card 0 Fraudulent Websites 0 Server Hacking 0 Break-ins, Mail Theft or Over the Shoulder Viewing combined with a Smartphone photo

22 Can You Spot the Skimmer?

23

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26 Prevent 0 Take care where and when you use your card 0 Check your accounts regularly 0 Never share your PIN 0 Whenever possible, use credit vs. debit 0 Report any problems right away

27 Jobs Online

28 No Experience Needed! 0 Mystery Shopper 0 Here s a check, cash it and use cash to wire money to employer you are checking out the Western Union folks, or the people at your bank. Don t tell anyone you are mystery shopping 0 Nanny or Personal Assistant 0 Prove you are trustworthy by cashing check and wiring funds 0 First job is to cash check and wire funds to a charity 0 Survey Taker 0 Need your name, DOB, SSN, etc. to register your profile

29 And You Can Be A Criminal Too! 0 Personal Assistant, Shipping Manager, Financial Liaison or any number of other great job titles 0 Receive cash from employer or from a customer (usually overnight mail or Fed-Ex) 0 You wire cash to a business associate or to the employer at an out of the US address 0 You keep your pay a percentage of the funds you wired 0 Congratulations! You just became a money mule for a criminal enterprise

30 Resumes Online

31 What Not to Post 0 Never include your SSN in an online resume 0 Date of Birth 0 Full Legal Name 0 If possible, set up PO Box or use address 0 Set up just for job hunting make it professional no nicknames, cute or offensive titles

32 When To Give A Potential Employer Your Personal Info 0 Your employer will need to have access to your SSN to run background checks and/or to verify that you are able to work in the US should not be needed before the 1 st interview 0 Provide SSN once being considered for position 0 Date of Birth may be needed on application to verify you are old enough to work

33 Romance Scams

34 I Love You, You re Perfect! Now, Give Me Your Money! 0 More than 25 million people seeking love online 0 Youth leaving HS and older adults make up increasingly large number of online love seekers 0 When having an Internet relationship, ANYONE could be on the other line 0 Photos, even Facebook Pages can be fraudulent

35 Pattern 0 Love at first sight 0 Quickly suggest moving off website to private communications 0 Sweet talkers 0 The need for money 0 The need for more money 0 The need for even more money

36 Love of My Life Here s my photo, my Love. I send you this so you will see that I am for real and you can see the love I have for you. When I get home, I will make you my bride

37 Predator

38 Sexting

39 What Happens on the Internet

40 Stays on the Internet

41 FOREVER

42 Stats (provided by NoBullying.com) 0 70% of teen girls say they have sexted (includes all sexually explicit messages) 0 22% of teen girls have sent nude or partially nude photos 0 18% of teen boys have sent nude or partially nude photos 0 61% of teen girls say they sexted because they were pressured, threatened or bullied into doing it 0 15% of teens have sent nude or partially nude photos to someone they have never met

43 The Dangers of Sexting 0 Sexting (sending, receiving and re-sending) is a criminal act if the object in the sexted message is under age 18, it is considered Child Pornography 0 May be charged with possessing and distributing child pornography 0 If charged, may have to register as a Sex Offender 0 If photo is sent to someone who did not ask for it, and is offended or frightened by the image, they could report sexual harassment or sexual assault

44 The Dangers of Sexting 0 Once a photo is on a Smartphone or sent via text or , it is available on the Internet 0 Revenge sharing 0 Predators are on the Internet, many of whom are pedophiles or dealers in child porn 0 Images are often re-posted on these websites, enhanced or animated

45 Smartphones

46 Smartphones 0 Computer not telephone 0 Everything that can happen on a computer can happen on a Smartphone 0 Most Smartphones are not protected by the same security systems as computers 0 Smartphones store A LOT of personal info

47 Smartphones 0 Wi-Fi or some version of the Internet is always on 0 Smartphones are often left unattended especially at school and sporting events 0 On any given day as many as 25% of teens have no idea where their Smartphone is located 0 10% of Smartphones owned by teens are lost or stolen every year

48 Smartphone Concerns 0 Apple-Pay/Google Wallet 0 Malicious Apps (once downloaded, install malware) 0 Dangerous Apps that open teens to hackers and other criminals 0 Frequent and easy use of Snap Chat, Insta-Gram, etc.

49 Apps You Should Know 0 dangerous-apps-time-hit-delete/ 0

50 APPS Tinder: Find dates and hook-ups using GPS (adults can find minors, App can be used to bully) Snapchat: Photo sharing app that claims photos will disappear after certain time (popular for sexting, photos can be saved easily and re-distributed) Blendr: Flirting app. Send a photo or video which will be rated in terms of hotness (GPS is activated, so predators can find victims, popular for sexting, rating encourages bullying) Kik Messenger: Instant messaging app that allows photos, video and GIF graphic moving images (popular for sexting, no parental controls, predators can easily use)

51 Whisper: Anonymous confessions app (since anonymous, can post confessions and photos of someone other than yourself, uses GPS so great for predators, clues predators in to potential at-risk youth and vulnerabilities) Ask.fm: Q&A social networking site for kids (anonymous and leads to relentless bullying, the UK reports 9 documented suicide cases linked to bullying on app) Yik Yak: Post 200 character Yaks that can be viewed by 500 people closest to them determined by GPS ( again, uses GPS which predators love, posts anonymously, often used to post sexually explicit content without subject knowing) Omegle: Video chat app (a favorite of predators, easy to make friends with strangers)

52 Down: Dating App connected to Facebook (classify friends as people you would be down with hooking up with creates normalcy for sexual hook-up culture) Oovoo: Video chat app allowing up to 12 people to chat at a time (not a problem IF kids use the privacy settings properly and only allow people they know to chat otherwise predators can listen in or join the chat) Meerkat & Periscope: Live streaming video app that also streams to Twitter (easy to violate app s terms of service and live stream nudity, sexually explicit content which predators love to watch, uses GPS)

53 MeetMe: App that uses GPS to meet new people living nearby ( no age verification, links to Facebook so you are easily identifiable by a predator, popularity ratings that make strangers opinions seem like a game, may be used to bully) Skout: Flirting app used to meet new people/dates (no age verification, the teen version is easy to fool by using a fake DOB, teens can go on adult version, GPS is active) ChatRoulette: Video chat site that randomly matches you with someone around the world (very popular for cyber-sex, not uncommon to be randomly matched to someone who is nude or doing something sexually explicit, person with whom you are chatting can record the chat and post anywhere)

54 Poof, Hidden Apps, Hide it Pro, App Lock: All apps designed to hide apps on your phone. While some may not be available anymore, they will still work if previously downloaded (allows your child to conceal apps from their phone screens) It is important to talk with your kids about what is on their phone and the long term problems some of these apps and experiences could create. Source of info: For Every Mom (online resource for parents) and No Bullying.com

55 Don t Be Like This Guy

56 Stay Alert and Outsmart The ID Thieves & Predators

57 Contact Hazel Heckers Colorado Bureau of Investigation Identity Theft,Fraud & Cyber Crimes Investigations Unit Hour Identity Theft & Fraud Hotline (toll free)

58 Online

59 Online Great Resource Online!

60 Call for Help 0 Hazel (Direct line) CBI Investigations Main Office Hour Identity Theft & Fraud Hotline (toll free) (available to assist you )

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