Retirement Plan Proposal. Retirement Plan Proposed Recommendations for Southwest Securities 401(k) Plan. Prepared by - Dean Rodewald
|
|
|
- Gwendolyn Floyd
- 8 years ago
- Views:
Transcription
1 Retirement Plan Proposal Retirement Plan Proposed Recommendations for Prepared by - Dean Rodewald
2 Proposal Contents This proposal details a competitive retirement plan that's designed to meet your needs and be easy to manage. It takes advantage of the wide range of options plus monitoring and upgrade capabilities available through an open-architecture approach. The goal is to give you the freedom to concentrate on what's truly at the top of your to-do list - running your business. The following reports detail the recommendations for your plan: Fund Comparison Historical Scorecard Scorecard
3 Fund Comparison Proposed Funds Ticker Fund Name Asset Class Category LSIFX ClearBridge Aggressive Growth IS US Stock Large Growth RSDFX Columbia Dividend Opportunity R5 US Stock Large Value DEUIX Delaware US Growth Instl US Stock Large Growth SVAIX Federated Strategic Value Dividend Instl US Stock Large Value Current Funds Ticker Fund Name Asset Class Category DODGX Dodge & Cox Stock US Stock Large Value MAPRX MainStay MAP R1 US Stock Large Blend
4 Scorecard Comparison The scorecard is a set of tests that are applied to a product s data for a specific date. The test results are combined together in this report. The scorecard has been provided to assist the recipient assess the various Funds proposed to the Plan. The Fund scorecard is not a recommendation to buy or sell a fund. Proposed Funds Scorecard Summary Product History ClearBridge Aggressive Growth IS P P P P P P P P Columbia Dividend Opportunity R5 P P P P P P P P Delaware US Growth Instl P P P P P P P P Federated Strategic Value Dividend Instl P P P P P P P P Product Assets Manager Tenure Alpha 3 Yr Sharpe 3 Yr Performance 3 Yr Peer Group 3 Yr Risk Adj Return 3 Yr Current Funds Scorecard Summary Product History Dodge & Cox Stock P P P O O O P P MainStay MAP R1 P P P O O O P P Product Assets Manager Tenure Alpha 3 Yr Sharpe 3 Yr Performance 3 Yr Peer Group 3 Yr Risk Adj Return 3 Yr Mandate Test Mandate Criteria Product History Product must have been in existence for at least 3 years. Product Assets Must have at least $100 million managed in this specific investment style. Manager Tenure Portfolio manager or management team must have managed this specific investment product for at least 3 years. Alpha 3 Yr alpha must be greater than or equal to 0. Sharpe 3 Yr Sharpe Ratio must be greater than or equal to the benchmark. Performance 3 Yr The product must have positive excess performance relative to its benchmark over the trailing 3-year period. Peer Group 3 Yr return must be in the 50th percentile or higher of its peer Risk Adj Return 3 Yr risk adjusted return must be greater than the benchmark's risk adjusted return.
5 Style Coverage Comparison Proposed Equity Coverage Value Core Growth Large Cap RSDFX SVAIX LSIFX DEUIX Mid Cap Small Cap Proposed Equity Funds DEUIX - Large Cap,Growth LSIFX - Large Cap,Growth RSDFX - Large Cap,Value SVAIX - Large Cap,Value
6 Style Coverage Comparison Proposed Bond Coverage Limited Moderate Extensive High Quality Med Quality Low Quality Proposed Bond Funds
7 Style Coverage Comparison Current Equity Coverage Value Core Growth Large Cap DODGX MAPRX Mid Cap Small Cap Current Equity Funds DODGX - Large Cap,Value MAPRX - Large Cap,Value
8 Style Coverage Comparison Current Bond Coverage Limited Moderate Extensive High Quality Med Quality Low Quality Current Bond Funds
9 Risk Reward Comparison - Five Year Proposed Funds 3 Risk Reward 5 Year 3.5 DEUIX LSIFX RSDFX SVAIX 2.5 Return (%) Standard Deviation Current Funds Risk Reward 5 Year 1.6 DODGX MAPRX Return (%) Standard Deviation
10 Risk Reward Comparison - Ten Year Proposed Funds Risk Reward 10 Year 10 DEUIX LSIFX RSDFX SVAIX (n/a) 8 Return (%) Standard Deviation Current Funds Risk Reward 10 Year 10 DODGX MAPRX 8 Return (%) Standard Deviation
11 Fund Matrix Comparison Average Annual Total Return Risk Fund Name [ Proposed funds are in BOLD ] Category Total Ret YTD 1 year 3 year 5 year Sharpe Ratio 3 Yr Alpha 3 Yr Std Dev 3 Yr Exp Ratio US Stock ClearBridge Aggressive Growth IS Delaware US Growth Instl Russell 1000 Growth TR USD Benchmark Large Growth Large Growth 19.17% 19.17% 14.79% 3.10% % 15.99% 12.70% 3.13% % 15.26% 11.35% 3.12% % 0.85% MainStay MAP R1 Large Blend 16.08% 16.08% 9.49% 1.41% % Russell 1000 TR USD Benchmark 16.42% 16.42% 11.12% 1.92% Columbia Dividend Opportunity R5 Federated Strategic Value Dividend Instl Large Value Large Value 13.60% 13.60% 12.57% 3.42% % 6.92% 10.97% 1.81% Dodge & Cox Stock Large Value 22.01% 22.01% 9.92% -0.23% % 0.66% 0.81% Russell 1000 Value TR USD Benchmark 17.51% 17.51% 10.86% 0.59%
12 Historical Scorecard ClearBridge Aggressive Growth IS Manager: Legg Mason/Western 12/31/ /30/ /30/ /31/2012 Product History Product must have been in existence for at least 3 years. existence for 4.41 years, since 08/04/2008 existence for 4.16 years, since 08/04/2008 existence for 3.90 years, since 08/04/2008 existence for 3.65 years, since 08/04/2008 Product Assets Must have at least $100 million managed in this specific investment style. $ million. $ million. $ million. $ million. Manager Tenure Portfolio manager or management team must have managed this specific investment product for at least 3 years. for years. for years. for years. for years. Alpha alpha must be greater than or equal to 0. 3 Yr The product's alpha is 1.64 Growth TR USD benchmark. Fail The product's alpha is Growth TR USD benchmark. Fail The product's alpha is against the Russell 1000 Growth TR USD benchmark. Fail The product's alpha is against the Russell 1000 Growth TR USD benchmark. Sharpe Product: 0.81 vs. Russell 1000 Growth TR USD: 0.75 Fail Product: 0.86 vs. Russell 1000 Growth TR USD: 0.93 Sharpe Ratio must be greater than or equal to the benchmark. Fail Product: 1.00 vs. Russell 1000 Growth TR USD: 1.06 Fail Product: 1.30 vs. Russell 1000 Growth TR USD: 1.45 Performance Product: vs. Russell 1000 Growth TR USD: Product: vs. Russell 1000 Growth TR USD: The product must have positive excess performance relative to its benchmark over the trailing 3-year period. Product: vs. Russell 1000 Growth TR USD: Product: vs. Russell 1000 Growth TR USD: Peer Group return is in the 2nd return is in the 6th percentile of its peer return must be in the 50th percentile or higher of its peer return is in the 5th return is in the 8th Risk Adj Return Product: vs. Russell 1000 Growth TR USD: 2.34 Product: vs. Russell 1000 Growth TR USD: 2.32 risk adjusted return must be greater than the benchmark's risk adjusted return. Product: vs. Russell 1000 Growth TR USD: 2.26 Product: vs. Russell 1000 Growth TR USD: 2.36
13 Historical Scorecard Columbia Dividend Opportunity R5 Manager: Columbia 12/31/ /30/ /30/ /31/2012 Product History Product must have been in existence for at least 3 years. existence for 4.42 years, since 08/01/2008 existence for 4.16 years, since 08/01/2008 existence for 3.91 years, since 08/01/2008 existence for 3.66 years, since 08/01/2008 Product Assets Must have at least $100 million managed in this specific investment style. $ million. $ million. $ million. $ million. Manager Tenure Portfolio manager or management team must have managed this specific investment product for at least 3 years. for 8.05 years. for 7.80 years. for 7.55 years. for 7.30 years. Alpha alpha must be greater than or equal to 0. 3 Yr The product's alpha is 2.67 Value TR USD benchmark. The product's alpha is 4.38 Value TR USD benchmark. The product's alpha is 4.89 Value TR USD benchmark. The product's alpha is 5.29 Value TR USD benchmark. Sharpe Product: 0.91 vs. Russell 1000 Value TR USD: 0.73 Product: 1.05 vs. Russell 1000 Value TR USD: 0.77 Sharpe Ratio must be greater than or equal to the benchmark. Product: 1.24 vs. Russell 1000 Value TR USD: 0.95 Product: 1.61 vs. Russell 1000 Value TR USD: 1.28 Performance Product: vs. Russell 1000 Value TR USD: Product: vs. Russell 1000 Value TR USD: The product must have positive excess performance relative to its benchmark over the trailing 3-year period. Product: vs. Russell 1000 Value TR USD: Product: vs. Russell 1000 Value TR USD: Peer Group return is in the 3rd return is in the 2nd percentile of its peer return must be in the 50th percentile or higher of its peer return is in the 2nd return is in the 5th Risk Adj Return Product: vs. Russell 1000 Value TR USD: 1.25 Product: vs. Russell 1000 Value TR USD: 1.22 risk adjusted return must be greater than the benchmark's risk adjusted return. Product: vs. Russell 1000 Value TR USD: 1.17 Product: vs. Russell 1000 Value TR USD: 1.21
14 Historical Scorecard Delaware US Growth Instl Manager: Delaware Investments 12/31/ /30/ /30/ /31/2012 Product History Product must have been in existence for at least 3 years. existence for years, since 02/03/1994 existence for years, since 02/03/1994 existence for years, since 02/03/1994 existence for years, since 02/03/1994 Product Assets Must have at least $100 million managed in this specific investment style. $ million. $ million. $ million. $ million. Manager Tenure Portfolio manager or management team must have managed this specific investment product for at least 3 years. for 7.63 years. for 7.37 years. for 7.12 years. for 6.87 years. Alpha alpha must be greater than or equal to 0. 3 Yr The product's alpha is 1.54 Growth TR USD benchmark. The product's alpha is 2.20 Growth TR USD benchmark. The product's alpha is 2.02 Growth TR USD benchmark. The product's alpha is 3.01 Growth TR USD benchmark. Sharpe Product: 0.85 vs. Russell 1000 Growth TR USD: 0.75 Product: 1.07 vs. Russell 1000 Growth TR USD: 0.93 Sharpe Ratio must be greater than or equal to the benchmark. Product: 1.18 vs. Russell 1000 Growth TR USD: 1.06 Product: 1.60 vs. Russell 1000 Growth TR USD: 1.45 Performance Product: vs. Russell 1000 Growth TR USD: Product: vs. Russell 1000 Growth TR USD: The product must have positive excess performance relative to its benchmark over the trailing 3-year period. Product: vs. Russell 1000 Growth TR USD: Product: vs. Russell 1000 Growth TR USD: Peer Group return is in the 7th return is in the 5th percentile of its peer return must be in the 50th percentile or higher of its peer return is in the 8th return is in the 9th Risk Adj Return Product: vs. Russell 1000 Growth TR USD: 2.34 Product: vs. Russell 1000 Growth TR USD: 2.32 risk adjusted return must be greater than the benchmark's risk adjusted return. Product: vs. Russell 1000 Growth TR USD: 2.26 Product: vs. Russell 1000 Growth TR USD: 2.36
15 Historical Scorecard Federated Strategic Value Dividend Instl Manager: Federated 12/31/ /30/ /30/ /31/2012 Product History Product must have been in existence for at least 3 years. existence for 7.76 years, since 03/30/2005 existence for 7.50 years, since 03/30/2005 existence for 7.25 years, since 03/30/2005 existence for 7.00 years, since 03/30/2005 Product Assets Must have at least $100 million managed in this specific investment style. $ million. $ million. $ million. $ million. Manager Tenure Portfolio manager or management team must have managed this specific investment product for at least 3 years. for 6.97 years. for 6.72 years. for 6.47 years. for 6.22 years. Alpha alpha must be greater than or equal to 0. 3 Yr The product's alpha is 5.96 Value TR USD benchmark. The product's alpha is 9.26 Value TR USD benchmark. The product's alpha is 9.82 Value TR USD benchmark. The product's alpha is 8.61 Value TR USD benchmark. Sharpe Product: 1.04 vs. Russell 1000 Value TR USD: 0.73 Product: 1.34 vs. Russell 1000 Value TR USD: 0.77 Sharpe Ratio must be greater than or equal to the benchmark. Product: 1.50 vs. Russell 1000 Value TR USD: 0.95 Product: 1.65 vs. Russell 1000 Value TR USD: 1.28 Performance Product: vs. Russell 1000 Value TR USD: Product: vs. Russell 1000 Value TR USD: The product must have positive excess performance relative to its benchmark over the trailing 3-year period. Product: vs. Russell 1000 Value TR USD: Fail Product: vs. Russell 1000 Value TR USD: Peer Group return is in the 14th return is in the 3rd percentile of its peer return must be in the 50th percentile or higher of its peer return is in the 8th Fail return is in the 75th Risk Adj Return Product: 9.69 vs. Russell 1000 Value TR USD: 1.25 Product: vs. Russell 1000 Value TR USD: 1.22 risk adjusted return must be greater than the benchmark's risk adjusted return. Product: vs. Russell 1000 Value TR USD: 1.17 Product: vs. Russell 1000 Value TR USD: 1.21
16 Fund Scorecard The scorecard is a set of tests that are applied to a product s data for a specific date. The test results are combined together in this report. The scorecard has been provided to assist the recipient assess the various Funds proposed to the Plan. The Fund scorecard is not a recommendation to buy or sell a fund. Mandate Test Mandate Criteria Product History Product must have been in existence for at least 3 years. Product Assets Must have at least $100 million managed in this specific investment style. Manager Tenure Portfolio manager or management team must have managed this specific investment product for at least 3 years. Alpha 3 Yr alpha must be greater than or equal to 0. Sharpe 3 Yr Sharpe Ratio must be greater than or equal to the benchmark. Performance 3 Yr The product must have positive excess performance relative to its benchmark over the trailing 3-year period. Peer Group 3 Yr return must be in the 50th percentile or higher of its peer Risk Adj Return 3 Yr risk adjusted return must be greater than the benchmark's risk adjusted return. ClearBridge Aggressive Growth IS Scorecard Manager: Legg Mason/Western Product History P existence for 4.41 years, since 08/04/2008 Product Assets P $ million. Manager Tenure P for years. Alpha 3 Yr P The product's alpha is 1.64 Growth TR USD benchmark. Sharpe 3 Yr P Product: 0.81 vs. Russell 1000 Growth TR USD: 0.75 Performance 3 Yr P Product: vs. Russell 1000 Growth TR USD: Peer Group 3 Yr P return is in the 2nd Peer Group: Large Growth Manager: Columbia Columbia Dividend Opportunity R5 Scorecard Risk Adj Return 3 Yr P Product: vs. Russell 1000 Growth TR USD: 2.34 Product History P existence for 4.42 years, since 08/01/2008 Product Assets P $ million. Manager Tenure P for 8.05 years. Alpha 3 Yr P The product's alpha is 2.67 Value TR USD benchmark. Sharpe 3 Yr P Product: 0.91 vs. Russell 1000 Value TR USD: 0.73 Performance 3 Yr P Product: vs. Russell 1000 Value TR USD: Peer Group 3 Yr P return is in the 3rd Peer Group: Large Value Manager: Delaware Investments Delaware US Growth Instl Scorecard Risk Adj Return 3 Yr P Product: vs. Russell 1000 Value TR USD: 1.25 Product History P existence for years, since 02/03/1994 Product Assets P $ million. Manager Tenure P for 7.63 years. Alpha 3 Yr P The product's alpha is 1.54 Growth TR USD benchmark. Sharpe 3 Yr P Product: 0.85 vs. Russell 1000 Growth TR USD: 0.75 Performance 3 Yr P Product: vs. Russell 1000 Growth TR USD: Peer Group 3 Yr P return is in the 7th Peer Group: Large Growth Risk Adj Return 3 Yr P Product: vs. Russell 1000 Growth TR USD: 2.34
17 Fund Scorecard The scorecard is a set of tests that are applied to a product s data for a specific date. The test results are combined together in this report. The scorecard has been provided to assist the recipient assess the various Funds proposed to the Plan. The Fund scorecard is not a recommendation to buy or sell a fund. Federated Strategic Value Dividend Instl Scorecard Product History P existence for 7.76 years, since 03/30/2005 Product Assets P $ million. Manager Tenure P for 6.97 years. Alpha 3 Yr P The product's alpha is 5.96 Value TR USD benchmark. Sharpe 3 Yr P Product: 1.04 vs. Russell 1000 Value TR USD: 0.73 Performance 3 Yr P Product: vs. Russell 1000 Value TR USD: Peer Group 3 Yr P return is in the 14th Peer Group: Large Value Risk Adj Return 3 Yr P Product: 9.69 vs. Russell 1000 Value TR USD: 1.25 Manager: Federated
Morningstar Separate Account Report Sowell Aggressive Growth
Morningstar Separate Account Report 2 Snapshot 3 Portfolio (Equity) 4 Portfolio (Bond) 5 Performance 6 Operations 7 Firm Summary 8 Brokerage Availability Release date 6/30/2014 Page 2 of 8 Snapshot Account
AH&T FIDUCIARY INVESTMENT REVIEW. December 31, 2011
AH&T FIDUCIARY INVESTMENT REVIEW December 3, 2 FIDUCIARY INVESTMENT REVIEW AH&T presented by: Jim Maulfair Financial Services Director Armfield, Harrison & Thomas, Inc. 2 S. King St. Leesburg, VA 275 Phone:
The Morningstar Category TM Classifications for 529 Investment Options
The Morningstar Category TM Classifications for 529 Investment Options (for 529 portfolios available for sale in the United States) Morningstar Methodology Paper October 31, 2013 2013 Morningstar, Inc.
2 11,455. Century Small Cap Select Instl SMALL-CAP as of 09/30/2015. Investment Objective. Fund Overview. Performance Overview
SMALL-CAP as of 09/30/2015 Investment Objective Century Small Cap Select Fund (CSCS) seeks long-term capital growth. Performance Overview Cumulative % Annualized % Quarter Year Since to Date to Date 1
Kanebridge 401(k) Plan
Quarterly Report CIBC 41(k) Consulting Group Presentation to: Kanebridge 41(k) Plan March 22 Presented by: Richard Devine Howard Franzblau T a b l e o f C o n t e n t s I. Notes to Investment Options II.
Modernizing Portfolio Theory & The Liquid Endowment UMA
Modernizing Portfolio Theory & The Liquid Endowment UMA Michael Featherman, CFA Director of Portfolio Strategies November 2012 Modern Portfolio Theory Definition and Key Concept Modern Portfolio Theory
To have the ability to pay all benefits obligations when requested.
INVESTMENT POLICY STATEMENT FOR: Alliance Benefit Group Health Savings Account Program I. GENERAL Purpose and Overview The Alliance Benefit Group Health Savings Account Program ( Program ) was established
Investment Policy Statement
Investment Policy Statement Prepared on: February 04, 2013 Prepared for: Sample Individual Client 432 Elm St Chicago IL 60630 Executive Summary Client Name: Sample Individual Client Client Type: Individual
TRUSTED SYSTEMS, INC. 401(K) PS PLAN & TRUST Rollover Contribution
This form may be used to move retirement plan assets from a retirement plan or traditional or SIMPLE IRA into your employer s plan. This form may NOT be used to request a rollover from this plan to another
NDPERS 457 Companion Plan Quarterly Report 1 st Quarter 1/1/2014 3/31/2014
NDPERS 457 Companion Plan Quarterly Report 1 st Quarter 1/1/2014 3/31/2014 North Dakota Public Employees Retirement System 400 E Bdwy, Suite 505 Box 1657 Bismarck, ND 58502 NDPERS 401(a) Defined Contribution
How To Choose A 401(K) Plan Investment
Supplemental Income 401(k) Plan This document contains important information concerning our retirement plan. The first section provides you with information about the plan in general, including any expenses
COUNTY of SAN BERNARDINO
COUNTY of SAN BERNARDINO EXECUTIVE SUMMARY Defined Contribution Plans 2nd Quarter 2009 2nd Qtr 1 Yr. 3 Yr. 5Yr. 457 Plans Performance 21.62% -26.71% -5.85% 2.58% Customized Benchmark 18.38% -26.00% -6.13%
Current Portfolio Structure as of September 30, 2014
State Universities Retirement System of Illinois Serving Illinois Community Colleges and Universities 1901 Fox Drive Champaign, IL 61820-7333 (217) 378-8800 (217) 378-9802 (FAX) To: Investment Committee
Investment Policy Statement
Investment Policy Statement Prepared on: January 30, 2013 Prepared for: Sample 401k Client 1300 Liberty Ave Pittsburgh PA 15222 Executive Summary Client Name: Sample 401k Client Client Type: Retirement
Target-Date Funds: The Search for Transparency
Target-Date Funds: The Search for Transparency Presented by: Joachim Wettermark, Treasurer Salesforce.com, inc. Linda Ruiz-Zaiko, President Financial, Inc. Qualified Default Investment Alternative (QDIA)
Standard & Poor s Mutual Fund Reports
Mutual Fund Reports FLEXIBLE MUTUAL FUNDS RELIABLE EQUITIES DATA ANALYSIS INDEPENDENT GLOBAL EQUITY FLEXIBLE MUTUAL FUNDS EQUITIES MUTUAL FUNDS FLEXIBLE DATA ANALYSIS EQUITIES RELIABLE MUTUAL FUNDS FLEXIBLE
Janus Capital Group Overview
Janus Capital Group Overview INTRODUCED BY JANUS CAPITAL INTERNATIONAL LIMITED Janus Capital Group Overview Third Quarter 2010 TABLE OF CONTENTS Janus Capital Group Overview Janus Overview INTECH Overview
Quarterly Commentary
Third Quarter 2015 Quarterly Commentary Ticker Inv Manager or Sub-Advisor Benchmark Morningstar Category Investment Objective PSSNX Principal Global Investors Standard & Poor's 600 Stock Index Small Blend
INVESTMENT POLICY STATEMENT. Creighton University 403(b) Retirement Plan
INVESTMENT POLICY STATEMENT For Creighton University 403(b) Retirement Plan November 2008 Cornerstone Advisors Asset Management, Inc. 74 West Broad Street, Suite 340 Bethlehem, PA 18018 TABLE OF CONTENTS
Morningstar Investment Research Center User s Guide
Morningstar Investment Research Center User s Guide Welcome to the Guide to Morningstar Investment Research Center. Morningstar Investment Research Center is among today s most comprehensive financial
A Case for Index Fund Portfolios A study of strategy, probability and payout
A Case for Index Fund Portfolios A study of strategy, probability and payout Richard A. Ferri, CFA, Portfolio Solutions Alex C. Benke, CFP, Betterment The Shift to Indexing ICI 2014 Factbook Scope of the
Investment Services 4 4
Investment Intelligence Our Philosophy 1 Our philosophy is to provide unbiased top quality investment services and solutions tailored to your individual needs, objectives and risk tolerance based on a
Statement of Investment Policy. Alabama College Education Savings Program (ACES) Trust Fund. The CollegeCounts 529 Fund
Statement of Investment Policy Alabama College Education Savings Program (ACES) Trust Fund The CollegeCounts 529 Fund Approved by the Board of Directors November 19, 2014 1 Authority and Purpose The Alabama
INVESTMENT POLICY STATEMENT. For. The Animation Guild 401(k) Plan
INVESTMENT POLICY STATEMENT For The Animation Guild 401(k) Plan Effective TABLE OF CONTENTS Investment Policy Statement Page Purpose...1 Statement of Plan Investment Objectives...2 Roles & Responsibilities...3
Raffa Wealth Management s Qualified Plan due diligence process David Burgess, CFA, Senior Investment Manager
Raffa Wealth Management s Qualified Plan due diligence process David Burgess, CFA, Senior Investment Manager Introduction: Raffa Wealth Management believes that the key to a successful qualified plan are
Portfolio Management for institutional investors
Portfolio Management for institutional investors June, 2010 Bogdan Bilaus, CFA CFA Romania Summary Portfolio management - definitions; The process; Investment Policy Statement IPS; Strategic Asset Allocation
Q1 March 31, 2016 MFS TECHNOLOGY FUND
Q1 March 31, 2016 MFS TECHNOLOGY FUND Asset class Equity Objective Seeks capital appreciation. Portfolio management Matthew D. Sabel 6 years with MFS 19 years in industry A diversified technology strategy
Investments 11 - Final Investment Plan Questions & Answers
Personal Finance: Another Perspective Investments 11 - Final Investment Plan Questions & Answers Updated 2013-11-04 11 Questions 1. How do I set up an investment account? 2. What is the difference between
Michigan State University Mapping Schedule
Michigan State University Mapping Schedule (This page left blank intentionally) Table of Contents 1 AXA Equitable 4 Fidelity 10 Lord Abbett 13 TIAA-CREF 15 VALIC 18 Vanguard (This page left blank intentionally)
fi360 Due Diligence Breakdown
fi360 Due Diligence Breakdown Prepared on: 11/26/2013 Prepared For: Prepared By: Service Providers: Sample 401k Client 1300 Liberty Ave Pittsburgh, PA 15222 Mark Deniro M.D.C. Advisors 110 Sample St. Sewickley,
Swarthmore College. Changes to the 403(b) Retirement Plan. One Hundred Northfield Drive, Windsor, CT 06095 Toll Free: 866.466.9412 www.fiallc.
Changes to the 403(b) Retirement Plan One Hundred Northfield Drive, Windsor, CT 06095 Toll Free: 866.466.9412 www.fiallc.com This presentation is provided for informational purposes only. It does not and
Annual Participant Fee Disclosure
Annual Participant Fee Disclosure For Currently Available Investment Options WELLMONT HEALTH SYSTEM WELLMONT HEALTH SYSTEM 403(B) RETIREMENT SAVINGS PLAN WELLMONT HEALTH SYSTEM 401(A) RETIREMENT SAVINGS
Investment Fiduciary Governance Commission Outcomes Under the Current Governance Model
As part of its role in assisting the Commission, Hewitt EnnisKnupp (HEK) was asked to provide to the Commission for its consideration as background, an independent evaluation of the outcomes under the
Mutual Fund Advisory Program
Mutual Fund Advisory Program GIVING YOU ACCESS TO A WIDE RANGE OF PROFESSIONALLY MANAGED MUTUAL FUND PORTFOLIOS THE MUTUAL FUND ADVISORY PROGRAM OFFERS YOU: > Access to actively managed investment solutions
A CLEAR AND SIMPLE GUIDE. Pension Investment Options. Investments. royallondon.com
A CLEAR AND SIMPLE GUIDE Pension Investment Options Investments royallondon.com CONTENTS Royal London who we are and what we do 3 Decisions needn t be difficult 4 Your pension investment options 5 Understanding
Summit Strategies Group 8182 Maryland Avenue, 6th Floor St. Louis, Missouri 63105 314.727.7211
Summit Strategies 88 Maryland Avenue, 6th Floor St. Louis, Missouri 6305 34.77.7 Participant 3 rd Quarter 05 Performance Summary South Carolina Optional Retirement Program LINE-UP COMPARISON South Carolina
Essentials of Investing. Stacie Mintz Portfolio Manager Quantitative Management Associates
January 2012 Essentials of Investing Stacie Mintz Portfolio Manager Quantitative Management Associates Why Invest? Grow Assets Save for specific financial goals Fund operations/charitable giving Maintain
American Funds Insurance Series Global Growth Fund Class 1
Equity 12-31-215 This fact sheet is provided because the Investment Division is available within a variable universal life policy issued by New York Life Insurance and Annuity Corporation. Variable Universal
DALBAR Due Diligence: Trust, but Verify
2013 September 28, 2013 The (TDF Facts) is an annual compilation of of key information about these funds that are necessary to understand and evaluate these investment vehicles. TDF Facts is intended for
Catalyst Insider Buying Fund INSAX INSCX INSIX
Investor Presentation 4Q2014 Website: www.catalystmf.com Phone: 646-827-2761 E-mail: info@catalystmf.com Catalyst Insider Buying Fund INSAX INSCX INSIX Client Approved See Slide 9 for Standard Performance
Defined Contribution Plans Investment Policy Statement
Defined Contribution Plans Investment Policy Statement Adopted April 29, 2003 Amended June 8, 2004 Amended July 19, 2005 Amended June 17, 2008 Amended September 22, 2009 Amended April 23, 2013 Amended
Investment Strategy for Pensions Actuaries A Multi Asset Class Approach
Investment Strategy for Pensions Actuaries A Multi Asset Class Approach 16 January 2007 Representing Schroders: Neil Walton Head of Strategic Solutions Tel: 020 7658 2486 Email: Neil.Walton@Schroders.com
How To Buy Lemon Athleticcea
LEMON ATHLETICA (-O) Last Close 65.74 (USD) Avg Daily Vol 1.7M 52-Week High 68.99 Trailing PE 40.3 Annual Div -- ROE 22.6% LTG Forecast 16.5% 1-Mo -2.4% March 20, 2015 NASDAQ Exchange Market Cap (Consol)
MainStay VP Series Mid Cap Core Portfolio Initial Class
Equity 6-3-216 This fact sheet is provided because the Investment Division is available within a variable universal life policy issued by New York Life Insurance and Annuity Corporation. Variable Universal
Summit Strategies Group 8182 Maryland Avenue, 6th Floor St. Louis, Missouri 63105 314.727.7211
Summit Strategies 88 Maryland Avenue, 6th Floor St. Louis, Missouri 6305 34.77.7 Participant nd Quarter 05 Performance Summary South Carolina Optional Retirement Program August 05 LINE-UP COMPARISON South
Rossmoor Website SEO Tracking Sheet 2012-2014 Updated: April 1, 2014
As of 5/4/2012 As of 5/14/2012 active senior living no n/a active senior living no n/a adult golf community no n/a adult golf community no n/a 55+ community yes 8th 55+ community yes 8th retirement living
Trailing PE 15.1. Forward PE 11.8 SAMPLE. Buy 42 Analysts. 1-Year Return: 16.4% 5-Year Return: 105.2%
ORACLE CORPORATION (-N) Last Close 34.93 (USD) November 18, 2013 NEW YORK Exchange AVERAGE SCORE Avg Daily Vol 17.7M Market Cap 156.9B POSITIVE OUTLOOK: 's current score of 8 places it among the top quartile
Optional Asset Allocation program for participants
Richard Gagne Retirement Security Education 0207662 What is GoalMaker? Optional Asset Allocation program for participants Uses professional asset allocation modeling based on portfolios created by Morningstar
TD is currently among an exclusive group of 77 stocks awarded our highest average score of 10. SAMPLE. Peers BMO 9 RY 9 BNS 9 CM 8
Updated April 16, 2012 TORONTO-DOMINION BANK (THE) (-T) Banking & Investment Svcs. / Banking Services / Banks Description The Average Score combines the quantitative analysis of five widely-used investment
3. Additional Research, Expense Information, and Performance History (page 1)
Fi360 TOOLKITS How to Interpret the Fund/ETF Profile and Flash Report Fi360 Fund/ETF Profile and Flash Report Overview The fi360 Fund/ETF profile and Flash Report provides the user with the ability to
Security Life of Denver Insurance Company
P E R F O R M A N C E U P D A T E Security Life of Denver Insurance Company Asset Portfolio Manager VUL Average Annual Total Returns as of: 05/31/2013 (shown in percentages) The following variable investment
Plan and Investment Notice
ST. JOHN FISHER COLLEGE EE ELECTIVE PLAN Plan and Investment Notice Your participation in your employer's retirement plan is the first step to ensuring adequate retirement income. The purpose of this Plan
1. Fixed income/cash investments - FDIC insured account option, stable value fund, or money market mutual fund.
Wisconsin Deferred Compensation Program Deferred Compensation Board Investment Policy Statement Approved by the Deferred Compensation Board November 1998 Revised February 2005 Objective The Wisconsin Deferred
Investing in Equities. Find your path to smarter equity investing.
Investing in Equities. Find your path to smarter equity investing. Eagle Strategies LLC (Eagle) is an investment adviser registered with the Securities and Exchange Commission and is notice filed with
BOARD MEETING DATE: November 6, 2015 AGENDA NO. 23. Annual Report on 457 Deferred Compensation Plan
BOARD MEETING DATE: November 6, 2015 AGENDA NO. 23 TITLE: SYNOPSIS: COMMITTEE Annual Report on 457 Deferred Compensation Plan SCAQMD sponsors an IRS-approved 457 deferred compensation program for its employees.
T. Rowe Price Blue Chip Growth Portfolio
Equity 6-3-216 This fact sheet is provided because the Investment Division is available within a variable universal life policy issued by New York Life Insurance and Annuity Corporation. Variable Universal
INTRODUCTION ENCLOSED NOTICES PARTICIPANT FEES ANNUAL DISCLOSURE STATEMENT
Spectrum Pension Consultants, Inc. 6402 19th Street West Tacoma, WA 98466 , INTRODUCTION The enclosed Annual Participant Booklet APB is being
CAPTURING THE ALPHA IN STOCK BUYBACKS
CAPTURING THE ALPHA IN STOCK BUYBACKS QWAFAFEW NYC NOVEMBER 12, 2014 DAVID KREIN, MARKETAXESS CAMERON LILJA, NASDAQ INVESTOR ALPHA, NOT EXECUTIVE ALPHA 2 HIGHLIGHTS What is a stock buyback? A stock buyback
Non-FDIC Insured May Lose Value No Bank Guarantee. Time-Tested Investment Strategies for the Long Term
Non-FDIC Insured May Lose Value No Bank Guarantee Time-Tested Investment Strategies for the Long Term Rely on These Four Time-Tested Strategies to Keep You on Course. Buy Right and Sit Tight Keep Your
Pension Fund Awards Methodology, Spain
Pension Fund Awards Methodology, Spain Morningstar Methodology Paper January 2014 2014 Morningstar, Inc. All rights reserved. The information in this document is the property of Morningstar, Inc. Reproduction
Average Annualized Return as of 11/30/2015 1. YTD 1 Year 3 Years 5 Years
Investment Options at a glance Current performance may be lower or higher than performance data shown. Performance data quoted represents past performance and is not a guarantee or prediction of future
David C. Reilly, CFA President - Decision Critical Resources, Inc.
David C. Reilly, CFA President - Decision Critical Resources, Inc. Portfolio Construction and Asset Allocation Only - Do not distribute to public 2 Traditional asset classing has proved inadequate to the
MOTOROLA SOLUTIONS 401(k) PLAN ANNUAL FEE DISCLOSURE - APRIL 2015
MOTOROLA SOLUTIONS 401(k) PLAN ANNUAL FEE DISCLOSURE - APRIL 2015 THIS NOTICE INCLUDES IMPORTANT INFORMATION ABOUT OPTIONS, FEES AND OTHER EXPENSES IN THE MOTOROLA SOLUTIONS 401(k) PLAN (THE PLAN ). The
Target Date Fund Selection: More Than Simply Active vs. Passive
Target Date Fund Selection: More Than Simply Active vs. Passive White Paper October 2015 Not FDIC Insured May Lose Value No Bank Guarantee INVESTMENT MANAGEMENT Table of Contents Executive Summary 2 Introduction
INVESTING YOUR HSA MAXIMIZE. your POTENTIAL. Convenient investment options. 2013-2015 HealthEquity All rights reserved.
INVESTING YOUR HSA Convenient investment options MAXIMIZE your POTENTIAL MAXIMIZE YOUR TAX-FREE 1 EARNING POTENTIAL Just like a traditional savings account, your HSA earns interest. Additionally, just
Manager Structure Presentation
Presentation to the Tobacco Settlement Investment Board May 18, 2009 Millie Viqueira Senior Vice President Jay Kloepfer Executive Vice President Callan Associates Inc. 200 Park Avenue, Suite 230 Florham
PREMIER 401(k) Plan DIRECT TRANSFER / IRA ROLLOVER
DIRECT TRANSFER / IRA ROLLOVER To: Eligible Participants of the PREMIER 401(k) Plan Subject: Direct Transfers or Rollovers into the PREMIER 401(k) Plan As an Eligible Participant of the PREMIER 401(k)
Glossary of Investment Terms
online report consulting group Glossary of Investment Terms glossary of terms actively managed investment Relies on the expertise of a portfolio manager to choose the investment s holdings in an attempt
Texas Teachers Advisor Program
Texas Teachers Advisor Program Monthly Performance Report as of February 28, 2015 You should consider the investment objectives, risks, charges, and expenses of the mutual funds carefully before investing.
University of Saskatchewan Academic Money Purchase Pension Plan
University of Saskatchewan Academic Money Purchase Pension Plan Investment Review Annual General Meeting Presentation February 2015 Prepared by Agenda Plan Objectives & Guiding Risk Philosophy Investment
CLARKSON UNIVERSITY PENSION PLAN
CLARKSON UNIVERSITY PENSION PLAN Investment Options Comparative Chart Your plan allows you to direct how your contributions are invested. When making investment decisions, you should keep in mind how long
Introduction To Financial Markets & Investing
Introduction To Financial Markets & Investing Matthew Lawson, M.D. Getting Started A true story Internal Medicine Intern Recently married Husband has Financial Planner assigned through his employer Neither
CREIGHTON UNIV. TAX DEFERRED ANNUITY PLAN
CREIGHTON UNIV. TAX DEFERRED ANNUITY PLAN Investment Options Comparative Chart Your plan allows you to direct how your contributions are invested. When making investment decisions, you should keep in mind
Dear Participant: Please refer to Part IV of the attached document for information on who to call with questions.
Dear Participant: You are receiving the attached notification as the result of a regulation passed by the Department of Labor (DOL) in October 2010. This participant fee disclosure regulation, referred
Guide to Understanding Your Northrop Grumman 401(k) Investments
Guide to Understanding Your Northrop Grumman 401(k) Investments FOR INFORMATIONAL PURPOSES ONLY. THE OPINIONS ARE THOSE OF SAGE CAPITAL AND DO NOT REFLECT THOSE OF NORTHROP GRUMMAN. Understanding Your
INDEX GUIDE MARKET VECTORS US DYNAMIC PUT WRITE INDEX
INDEX GUIDE MARKET VECTORS US DYNAMIC PUT WRITE INDEX VERSION 1.12 06.2015 CONTENT TABLE OF CONTENTS 1. INTRODUCTION 3 1.1 MARKET VECTORS SPECIALTY INDICES 3 1.2 NAMES AND SYMBOL 3 1.3 BASE DATE AND BASE
Voya Retirement Insurance and Annuity Company
P E R F O R M A N C E U P D A T E Voya Retirement Insurance and Annuity Company SEPTA DEFERRED COMPENSATION Separate Account D, Group Annuity Contract Average Annual Total Returns as of: 01/31/2016 (shown
Low Volatility Investing: A Consultant s Perspective
Daniel R. Dynan, CFA, CAIA ddynan@meketagroup.com M E K E T A I N V E S T M E N T G R O U P 100 LOWDER BROOK DRIVE SUITE 1100 WESTWOOD MA 02090 781 471 3500 fax 781 471 3411 www.meketagroup.com M:\MARKETING\Conferences
ASSOC OF INDEPENDENT COLLEGES AND UNIVERSITIES OF PA 403(B)
ASSOC OF INDEPENDENT COLLEGES AND UNIVERSITIES OF PA 403(B) Investment Options Comparative Chart Your plan allows you to direct how your contributions are invested. When making investment decisions, you
GLOSSARY OF INVESTMENT-RELATED TERMS FOR NATIONAL ELECTRICAL ANNUITY PLAN PARTICIPANTS
GLOSSARY OF INVESTMENT-RELATED TERMS FOR NATIONAL ELECTRICAL ANNUITY PLAN PARTICIPANTS General Information This Glossary of Investment-Related Terms for National Electrical Annuity Plan Participants (the
YHOO is currently among an exclusive group of 157 stocks awarded our highest average score of 10. Peers BIDU 9 LNKD 5 FB 4 NFLX 3
- Updated August 30, 2013 YAHOO! INC. (-O) Software & IT Services / Software & IT Services / Internet Services The Average Score combines the quantitative analysis of six widely-used investment decision
Retirement Gateway Group Variable Annuity
Retirement Gateway Group Variable Annuity investment options Portal I Allocation Portfolios Large Cap (Continued) Mid-Cap (Continued) Short-Term Bonds AXA Aggressive Allocation B DynaTech R Eaton Vance
Investment Policy For the 457(b) and 401(a) Deferred Compensation Plans
SACRAMENTO COUNTY Investment Policy For the 457(b) and 401(a) Deferred Compensation Plans Approved by the Sacramento County Board of Supervisors September 15, 2015 Resolution No. 2015-0686 Table of Contents
GIPS List of Composite Descriptions. Perkins Composites...11. Fixed Income Composites... 14. Global Macro Composites...19. Alternative Composites...
GIPS List of Composite Descriptions Updated 6/4/2015 Janus Equity Composites...2 Perkins Composites....11 Fixed Income Composites... 14 Global Macro Composites...19 Alternative Composites.....19 Allocation
RYT Sector Weights. Price Chart
March 11, 2016 GUGGENHEIM SP 500 EQL WEIGHT TECHNOLOGY (RYT) $89.67 Risk: Med Zacks ETF Rank 2 - Buy 2 Fund Type Issuer Technology - broad RYDEXSGI RYT Sector Weights Benchmark Index SP EQUAL WEIGHT INDEX
Morgan Stanley Universal Institutional Funds US Real Estate Portfolio Class I
Equity 3-31-216 This fact sheet is provided because the Investment Division is available within a variable universal life policy issued by New York Life Insurance and Annuity Corporation. Variable Universal
County of Orange - 98984-01/02 Investment Performance as of 04/29/2016
County of Orange - 98984-01/02 Investment Performance as of 04/29/2016 Current performance may be lower or higher than performance data shown. Performance data quoted represents past performance and is
Practical Application for Reporting
Practical Application for Reporting SECOND QUARTER 2015 Fund Fact Sheets BNY Mellon s Global Risk Solutions product line is now offering Fund Fact Sheets to our US based defined contribution clients. We
SEI s Approach to Asset Allocation
SEI s Approach to Asset Allocation Presented by: Jim Smigiel Managing Director and Portfolio Manager Portfolio Strategies Group What is diversification? Sharpe ratio? Peak Sharpe Ratio Loss of efficiency:
PERFORMING DUE DILIGENCE ON NONTRADITIONAL BOND FUNDS. by Mark Bentley, Executive Vice President, BTS Asset Management, Inc.
PERFORMING DUE DILIGENCE ON NONTRADITIONAL BOND FUNDS by Mark Bentley, Executive Vice President, BTS Asset Management, Inc. Investors considering allocations to funds in Morningstar s Nontraditional Bond
2015 MDRT Annual Meeting e Handout Material. How to Develop and Manage a 401(k) Practice and Use Your Position to Acquire High Net Worth Clients
2015 MDRT Annual Meeting e Handout Material Title: Speaker: How to Develop and Manage a 401(k) Practice and Use Your Position to Acquire High Net Worth Clients Richard John Cawthorne, Jr. Presentation
Additional series available. Morningstar TM Rating. Funds in category. Fixed inc style Credit quality %
Sun Life MFS Canadian Bond Fund Series A $14.5087 Net asset value per security (NAVPS) as of June 30, 2016 $0.0336 0.23% Benchmark FTSE TMX Canada Universe Bond Index Fund category Canadian Fixed Income
Industry Momentum Model Service
C olumbine C apital S e r v I c e s, I n c. Industry Momentum Model Service Annotated Presentation 2007 Copyright 2007 by Columbine Capital Services, Inc. All rights reserved. Columbine Capital Services,
The Fundamentals of Asset Class Investing
The Fundamentals of Asset Class Investing The first goal of any financial plan should be to avoid outliving your money. FPO IMAGE NEED FINAL SELECTION 1 Investing is About You We are living longer. No
19801NY 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 13
as of November 30, 2012 For contracts issued on or after May 1, 2003 RetireReady SM Choice NY 19801NY 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 13 IMPORTANT INFORMATION
Scheduled Distribution Dates for All Goldman Sachs Funds (excluding Money Markets)
Scheduled Distribution Dates for All Goldman Sachs Funds (excluding Money Markets) Fixed Income Funds Net Investment Income Capital Gains Goldman Sachs Bond Fund Note 1 Note 2 Goldman Sachs Core Fixed
Important investment information
Important investment information Performance When used as supplemental sales literature, investment information must be accompanied by this disclosure statement The performance data quoted represents past
Evaluating Managers on an After-Tax Basis
Evaluating Managers on an After-Tax Basis Brian La Bore Senior Manager Research Analyst Head of Traditional Research Greycourt & Co., Inc. March 25 th, 2009 Is Your Alpha Big Enough to Cover Its Taxes?
Hedge Funds: A Preamble. Michael F. Percia
Hedge Funds: A Preamble Michael F. Percia 1 Hedge Funds: A Preamble Presentation Overview Hedge Funds 101 Discussion/Questions Definition Strategies Industry Size Relative Risk/Return 2 Hedge Funds: A