A REFERENCE GUIDE FOR EVERYTHING YOU NEED TO KNOW ABOUT YOUR UNION BENEFITS! SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE.

Size: px
Start display at page:

Download "A REFERENCE GUIDE FOR EVERYTHING YOU NEED TO KNOW ABOUT YOUR UNION BENEFITS! SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE."

Transcription

1 TRADES ALLI ED PR I NTING N E W U N I O N L A B E L COUNCIL Office and Professional Employees International Union (OPEIU) Local 153 A REFERENCE GUIDE FOR MEMBERS EVERYTHING YOU NEED TO SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE KNOW ABOUT YOUR UNION BENEFITS! Created by: Joelle Sano Y O R K 506

2 A Reference Guide for Members Everything You Need to Know About Your Union Benefits By Joelle Sano Inspired by Michael Goodwin President Office and Professional Employees International Union, AFL-CIO, CLC 2009 Office and Professional Employees International Union

3 HIGHLIGHTS OF BENEFITS Specially provided benefits include: Discount Dental Program (p. 23) Discount Optical (p. 23) A $4,000 death benefit (p. 26) A $4,000 accidental death and dismemberment benefit (p. 26) A $300 disability benefit (p. 26) A Perks national discount card (various pages) A Defensive Driving Course (p. 31) Auto Insurance Discount (p. 31) Scholarships (p. 36) Working Advantage Discounts (various pages) ID Theft Protection (p. 50)

4 CONTENTS Types of Benefits 1 OPEIU Local 153 members are eligible for ALL of these benefits! 1 Chapter 1: Auto Benefits 2 Buying a New or Used Car Renting a Car Service/Repairs Discounts Car Wash RVs Chapter 2: Computer, Phone and Internet Benefits 7 Dell Computers AT&T Wireless Discounts Chapter 3: Money and Credit 8 Credit Card Credit Counseling Financial Advisement and Tax Preparation Union Made Checks Chapter 4: Food/Drink Restaurant Discounts 13 Restaurants.com PerksCard Benefits Gift Certificates Gourmet Foods/Chocolates Discounts Local Restaurant Discounts Chapter 5: Everyday Discounts 20 Dry Cleaning Flowers Chapter 6: Personal Care 22 Salon and Spa Services Chapter 7: Health and Well Being 23 HealthClub/Gym Discounts Dental Savings Vision Savings PerksCard Health Savings Chapter 8: Death and Disability Benefits 26 Death Benefit Accidental Death Benefit Disability Benefit Chapter 9: House and Home 27 Home Buying Discounts and Benefits Furniture Interior Design & Home Decor Moving Storage HVAC Pest Control Services

5 Chapter 10: Insurance Deals/Benefits 31 Accident Insurance Auto Insurance Pet Insurance Supplemental Insurance Chapter 11: Legal Services 33 Legal Consultation Chapter 12: Education Services 38 $500 College Savings Grant Student Scholarships College Planning Center Powell s Bookstore Chapter 13: Pet Services 44 Pet Insurance Pet Savings Program Veterinary Services Chapter 14: Recreation and Entertainment 45 Movie Tickets Theater/Show Tickets Movie Rentals Sports & Recreation Zoos Theme/Waterpark Tickets Chapter 15: Shopping 48 Online Shopping Clothing Chapter 16: Travel 50 Hotels/Lodging Tours/Vacations Cruise Discounts Theme/Amusement Park Tickets Travel Centers City Passes Transportation (Rental Cars, Train Tickets Airfare) Great Adventure Chapter 17: ID Theft Protection 52

6 TYPES OF BENEFITS: There are many benefits and services available to OPEIU Local 153 members that are briefly explained in this guide. It is organized by the discounted product/service the benefit provides; such as food discounts, health care savings, and automobile discounts. The levels of discounts available to you are outlined below for your information. OPEIU Local 153 members are eligible for ALL of these benefits! Union Plus The AFL-CIO provides these benefits. Many discounts and deals are offered from discounted car rentals to college scholarships. For general information visit Working Advantage Discounts The AFL-CIO provides these benefits. These benefits span from savings on theme park tickets to online shopping discounts. For general information, visit When registering use company ID PerksCard This is a discount card that retailers/corporations join to provide discounts to their customers. The PerksCard is provided to all OPEIU members as part of their union membership Members need to register their PerksCard at PerksCard provides benefits that are available locally either by showing your PerksCard or by downloading a coupon from the PerksCard website. Other discounts are available only through the website. Local 153 Benefits Local 153 provides these benefits. These benefits range from group auto insurance deals to dental care discounts. * Please visit the PerksCard website ( Working Advantage website ( & Union Plus website ( to find all of the discounts in your neighborhood! 1

7 CHAPTER 1 AUTO BENEFITS Benefits in This Chapter Discounts when purchasing a new or used car Discounts when renting a car Towing/Service Calls Service/Repairs discount Car Wash Auto Insurance RVs Automobile benefits are available for members for everything from buying a new car to getting your car washed or serviced. These benefits and others are outlined below. 1. Purchasing a New or Used Car *Union Plus Auto Buying Discount Includes purchases of new and used cars, RVs, boats, motorcycles, commercial, and agricultural vehicles. Through the program, Local 153 members will receive pre-negotiated, best-market pricing on new or used vehicles (cars, trucks, commercial, agricultural, RVs, boats, motorcycles, etc.) without having to negotiate with the dealer. A personal Vehicle Advisor will assist members throughout the entire buying or leasing process, from selection to final delivery. Program Features Pre-negotiated fleet pricing on most new vehicles purchased or leased through the program, typically 2 to 3 percent over dealer invoice. Used vehicle pricing at 4 percent over the cost of the vehicle at auction plus dealer preparation. Assistance from the program s Vehicle Advisors throughout the process. How the Program Works Before visiting a dealer, please contact Vehicle Advantage at: or call When requested, please refer to Group ID number RU-502. The program helps members save by using pre-negotiated fleet pricing for new and used vehicles at dealers across the country. Once the member submits a vehicle order form, the Vehicle Advisor assists the member in selecting a new or used vehicle and options. The Vehicle Advisor will then locate the vehicle at a dealer in the member s area and negotiate a price based on fleet pricing for new vehicles and at near auction cost for used vehicles. The dealer signs a contract agreeing to the price and the Vehicle Advisor reports the pre-negotiated price to the member. Once the details are acceptable to the member, the Vehicle Advisor sets up a mutually agreeable delivery appointment between the member and the dealer. The member goes to the dealership and inspects and test drives the vehicle and the transaction and delivery is completed. If the member decides not to purchase that vehicle, they may start the process again with the Vehicle Advisor. While the program can provide an excellent value for a vast majority of members, it may not appear to provide the lowest price for those members who want to take the time to haggle from dealer to dealer. Also, some vehicles may be in such demand that they require premium pricing. However, even for buyers who make car buying a sport, the program can provide an excellent price point to start from. 2

8 *Huntington Honda (1055 East Jericho Turnpike, Huntington, NY 11743, ) Discount: Receive 1% over invoice on New Vehicles. Two years of free oil changes with the purchase of any pre-owned vehicle (up to three a year). *Meadowlands Nissan (45 Route 17 South, Hasbrouck Heights, NJ 07604, ) Discount: Special Pricing On All New Vehicles Two Years Complimentary Maintenance on All New & Pre- Owned Vehicles. Show your PerksCard to receive these benefits! *Pine Belt Automotive, Inc. (229 Route 37 East, Toms River, NJ 08753, ) Discount: Employee Pricing on All New Vehicles. Lifetime Guarantee on New & Selected Pre-Owned Vehicles. Free Two Year Maintenance on All New Nissans. *Lawrence Toyota Scion (2871 Business Route 1, Lawrenceville, NJ 08648, ) Discount: No Hassle - Transparent Pricing On New Vehicles 2. Auto Insurance (See Insurance-Chapter 10) 3. Renting a Car Union members enjoy up to 25% in savings with rental car discounts from Union Plus and the discount car rental providers: Alamo Rent a Car, Avis Rent a Car, Budget Car Rental, Enterprise Rent-a-Car, Hertz Rental Car and National Car Rental. Whether it s a car, van, SUV or truck rental, working families can get good rental car deals and drive in style for less. Discount rental car rates and savings vary depending on the type of car or vehicle, time of year, location and length of car rental reservation. *Alamo Car Rental (reference contract I.D. # ) *Avis Car Rental (reference union I.D. # B723700) *Budget Car Rental (reference union I.D. # V816100) *Enterprise Car Rental *Hertz Car Rental (reference union I.D. # ) *National Car Rental (reference contract I.D. # ) 3

9 TIP! Instant Savings: Calling or ordering your rental cars online in advance also means you pay less than at the counter and you can upgrade to a better car for only a couple bucks. When you order online, you can also print out your rental car reservation confirmation for your records and to reference when you pick up your car from the Avis or Budget Car Rental location. TIP! Union members can also choose to use their Union Plus Credit Card (see page 13) when they make their reservations for Avis, Budget or Hertz rental cars and automatically get the discount. * PerksCard Members should also check for deals and savings on car rentals. 4. Service/Repairs Local 153 s Free Towing/Service Benefit Local 153 members are entitled to the use free of charge up to two towing/service calls per year, per household, valued at up to $100 each. This benefit applies to all Local 153 members, as well as family members living in the same household. The program is provided through Nation Safe Drivers (NSD), and it began in October, 2010, when all Local 153 members received in their home mail a membership key card, number and producer code. To use the program, just use your convenient key card! If you joined Local 153 after October, 2010, if you lost your key card or if you would just like more information about the free towing service benefit, call Be sure to show your PerksCard to receive these benefits! *Chelsea Auto Body & Collision Repair (239 Pemberton Brown Mills Rd, Unit D, Brown Mills, NJ 08015, ) Discount: We match any Estimate plus an additional 10% Savings. *Economy Oil Change-Glastonbury (2711 Main Street, Glastonbury, CT 06033, ) Discount: 10% Off for VAEA employees. *Economy Oil Change of Vernon (315 Hartford Tpke, Vernon Rockville, CT 06066, ) Discount: 10% Off for Oil Changes & Services!. *Economy Auto Glass (315 Broad St., Manchester, CT 06040, ) Discount: 10% Off Glass Repair & Services. *A Touch of Class Auto Detail (393 Ledyard Street, Hartford, CT 06114, ) Discount: 10% off detailing Appointment Only *Detailing by John (Serves All of South Jersey, Hammonton, NJ 08037, ) Discount: Full Detail for a compact car is $100 (save $25) Full Detail for a SUV is $150 - WOW Mobile Service Free travel within 20 miles of (Normally $20 to $30) 4

10 *One Stop Car Audio and Accessories (1102 New Road, Northfield, NJ 08225, ) Discount: 15% Off Not on Advertised Specials *T-Jay's Transmissions (1174 East Main Street, Riverhead, NY 11901, ) Discount: SAVE 15% OFF The Entire Bill! *Oakwood Car Care Center (733 Park Avenue, Huntington, NY 11743, ) Discount: First Time Customers Save 10%. Receive a Gift Card that Equates to 10% OFF Next Service. Serving Long Island for 50 Years! 5. Car Wash * New Look Auto Detailing & Hand Car Wash (111 Franklin St., Bloomfield, NJ 07003, ) Discount: $2 off a full service wash (cars normally $11) Be sure to show your PerksCard to receive these benefits! *Personal Touch Automotive Detailing (137 Walnut Street, Montclair, NJ 07042, ) Discount: 10% discount on any full Service Hand Washes for $20. *Shore Clean Express (452 Route US 9 S, Marmora, NJ 08223, ) Discount: 10% off Car Wash Free Car Wash with Oil Change. *Larkfield Car Wash and Detail (791 Port Rd. E Westport, East Northport, NY 11731, ) Discount: SAVE 50% OFF First-Time Car Wash. SAVE $5.00 OFF ALL Car Washes Thereafter Oak Street Car Wash (521 Oak Street, Copiague, NY 11726, ) Discount: Perks Specials: $3.00 OFF on a PLATINUM Car Wash $2.00 OFF on a VIP Car Wash $1.00 OFF Full Serivce Car Wash 109 Car Wash & Detail Center (1007 Fulton St., Farmingdale, NY 11735, ) Discount: $25.00 OFF on Full Service Detailing. $2.00 OFF on Deluxe Wash. $3.00 OFF on Supreme Wash. $4.00 OFF on Royal Wash. Please be advised that the benefit information referred to in this manual was current at the time of its publication but is subject to change without notice. For up-to-the minute benefit and eligibility information, please log on to the vendors website stated in this manual. In addition, please be aware that new benefits are being negotiated on a regular basis. Please watch for benefit enhancements and improvements in the Local 153 News. 5

11 6. RVs *Cruise America RV Rental Union Members receive 10% off Cruise America RV Rentals 130 Rental Locations all across the country including these in the Tri-State Area: Drive-Away Vacations, Inc. New York - JFK 574 US Northern Blvd Kenvil, New Jersey, Roslyn, New York, (973) (845) Rt Violet Avenue Mahopac, New York, Poughkeepsie, New York, (516) (845) Whitehouse Sales & Rentals LLC Aamity Car & Truck Repair III LLC 3331 US Highway Whalley Avenue Branchburg, New Jersey, New Haven, Connecticut, (908) (203) Federal Road Danbury, Connecticut, *Cruise America rents many types and sizes of RVs and includes Supplemental Liability Insurance up to $1,000,000 in already discounted rates Please be advised that the benefit information referred to in this manual was current at the time of its publication but is subject to change without notice. For up-to-the minute benefit and eligibility information, please log on to the vendors website stated in this manual. In addition, please be aware that new benefits are being negotiated on a regular basis. Please watch for benefit enhancements and improvements in the Local 153 News. 6

12 CHAPTER 2 COMPUTER, PHONE AND INTERNET BENEFITS Benefits in this Chapter Dell Computers Cell Phones-AT&T Wireless Telephone- Union Voice Broadband Telephone Service Internet-Union Plus.net 1. Dell Computers The Union Plus Computers & Tech Program, in conjunction with Dell, now offers 10%-30% discount to union members on selected products purchased through Dell. For more information visit To browse Dell selections online and order, visit Or contact a sales rep by calling TIP! -When ordering online and over the phone, you must reference member ID: PS AT&T (Formerly Cingular) Wireless Discounts Union members can receive a special 15% discount on service from AT&T Wireless, the only wireless company that can, and does, proclaim that it is Proud to Be Union. The 15% discount is available off the regular monthly rate for any AT&T individual or family plan. Only unionized wireless service company "Proud to be Union" 15% discount off regular monthly rate for all AT&T wireless individual or family plans* The 15% discount includes plans for the new iphone 4* Union member-only savings on AT&T cell phones and cell phone accessories available online** Unique labor union member advocate program that helps you with AT&T wireless customer service and reference FAN number: Note!!!! Current AT&T customers will need to renew their contract to be eligible for the discount. For more information call ( ) or visit 7

13 CHAPTER 3 MONEY AND CREDIT Benefits in this Chapter Credit Card Credit Counseling Financial Advisement & Tax Preparation Union Made Checks 1. Credit card Union members have the benefit of the Union Plus Credit Card from HSBC Card Services, designed exclusively for working families. To apply for this card or for more information, visit Some of the benefits of this credit card include: No annual fee Scholarship program Exclusive member rates and benefits Free additional cards Money-saving balance transfer offers Money-saving discounts 100% protection against fraud Strike-payment protection Grace period on new purchases Skip-payment options Extended warranty Triple Plus Service The Union Plus Credit Card Promises excellent customer service including: All customer service calls answered by representatives in the United States. 24-hour personal customer service by phone or online Member advocates - staffed by fellow union members help members with issues such as charge disputes. Merchant dispute assistance. Manage your Union Plus Credit Card account, view statements or even pay your bill online. Safety Net The card also offers a special safety net for disabled workers and others facing financial hardship and a unique union benefits for laid off workers or workers on strike. For workers on strike: Strike skip-payment plan available to members of most unions during union-sanctioned strikes or lockouts of 30 consecutive days or more, as long as the account is in good standing. (Finance charges continue to accrue, but no penalty fees apply.) You can skip up to three consecutive months in a row, and a total of four months in a year. To access the benefit: Call to discuss your situation with a customer care representative. You must make a payment after the third consecutive strike skip month and then you can access the fourth skip month. During each skip-payment month, you must notify the bank that the strike is going on and that you intend to exercise the strike skip-payment option. For laid off workers: Skip up to two monthly payments a year, as long as the account is in good standing. (Finance charges continue to accrue, but no penalty fees apply.) To access the benefit: Call during each month you want to skip a payment. You must notify 8

14 the bank you want to skip a payment, unless it is offered to you on your statement. The Union Plus Credit Card Program has expanded the safety net designed to assist union member cardholders facing financial hardship. With unique protections like these designed especially for working Americans, Union Plus offers a credit card unlike any other available to union members. Other Safety Net features include: Lifeline Trust: Assists members who experience a significant loss of income due to a long-term illness or prolonged disability.* Disaster Relief Fund: Helps members affected by a natural disaster Secured credit card: Helps build and repair credit. (See Special Section) Free credit counseling: Helps members get control of their finances and develop a budget Consumer credit education: Helps members understand and manage borrowing, spending and credit For more information or to apply visit The Union Plus Secured Credit Card Difference: Special card for those with poor credit or little/no credit history to help establish or re-establish credit Only Union Plus Credit Cards offer special financial hardship protections, including a disaster relief fund and disability grants All customer service calls answered in United States Special union member advocate helps union members with issues/concerns not resolved by bank Credit card provider helps fund Union Plus Scholarship Good news for union members who have little/no credit history or poor credit: The Union Plus Secured Credit Card offers an opportunity to establish or re-establish a clean credit record - and it's a better deal than other secured credit cards, which often charge high annual and other fees. The card is granted to approved members who make a deposit in an interest-bearing savings account. After 18 months of on-time payments, members are eligible to be reviewed for the regular Union Plus Credit Card. Call Credit Counseling * The Union Plus Credit Counseling program was designed exclusively for union members and their families. The program helps members learn more effective ways to manage money and also ways to save for the future. Free Initial Counseling Session Union Plus Credit Counseling program will provide members with a free one-hour initial counseling session. During that session members will receive: A complete financial review and budget analysis Advice on how to work with creditors A written action plan with timelines for reaching their goals Referrals to appropriate organizations/programs that may be able to help them (if needed) Debt Management Plan (DMP) If members need additional assistance, a counselor will work with them to develop a DMP to reduce their debt liabilities. For a small fee, MMI will negotiate with the member s creditors on their behalf, disburse the member s 9

15 funds to creditors on their behalf, and work with creditors to stop the collection calls. Members will receive a 33 percent union-member-only discount off the initiation fee. Financial Help They Can Trust For over 46 years, Money Management International (MMI) and its family of Consumer Credit Counseling Services (CCCS) agencies have helped consumers nationwide by providing high quality, comprehensive credit counseling, education and debt management assistance. MMI is a member of the National Foundation for Credit Counseling (NFCC) and the Association of Independent Consumer Credit Counseling Agencies (AICCCA). The certified credit counselors at MMI are available to help members get through their maze of financial challenges 24-hours-a-day, 7-days-a-week. 3. Financial Advisement & Tax Preparation * Jackson-Hewitt Tax Services PerksCard Benefit! (1000s of locations nationwide) Discount: $15 off tax preparation at any participating Jackson Hewitt Tax Service for all PerksCard Members. Offer valid on tax preparation fees only. Does not apply to financial products or other services. Present coupon and PerksCard at time of tax preparation. Valid at participating locations only and may not be combined with any other offer. Most offices are independently owned and operated. Coupon code: PEP2N * Premier Business Services PC Certified Public Accountants (211 Boston Post Rd, East Lyme, CT 06333, ) Discount: $50 OFF Tax Preparation For Connecticut College Employees & Family! * Rosen & Tobin, CPA LLC (1282 North Broad Street, Hillside, NJ 07205, ) Discount: 25% off all income tax preparation. * Zumwalt Accounting Services (1520 South Main Street, Pleasantville, NJ 08232, ) Discount: $35 Off Tax Preparation. * Barry C. Nelson, CPA (3000 Atrium Way, Mount Laurel, NJ 08054, ) Discount: FEBRUARY TAX SPECIAL! ONLY $145 FOR 2011 INCOME TAX PREPARATION. (includes 1040 long form, Sch A, B, D, NJ 1040 and e-file) Tax Preparation, Tax Planning, and IRS Issues/Resolution. * Tax Genius (270 West 39th St, New York, NY 10018, ) Discount: Specializing In: Tax Services Bookkeeping Payroll Services Credit Repair 50% Discounts Offer To All Perks Members! Blutter and Blutter (497 S. Oyster Bay Rd., Plainview, NY 11803, ) Discount: Up to 20% Off Tax Preparation! Elbert T. Chester CPA PLLC (87-01 Midland Parkway, Jamaica Estates, NY 11432, ) Discount: $50 Off Entire Return! 10

16 Evan S. Golar, CPA (15 Murray Drive, Airmont, NY 10952, ) Perks Members Receive a Free 30 Minute Consultation PLUS 20% OFF Services Woodbridge & Cusano CPA's, Inc. (166 Route 81, Killingworth, CT 06419, Discount: Free E-Filing Free Direct Deposit Of Refund 5% Or $25.00 Off (Whichever Is Higher) * Rosen & Tobin, CPA LLC (3084 White Plains Road, Bronx, NY 10467, ) Discount: 25% off all income tax preparation. Please be advised that the benefit information referred to in this manual was current at the time of its publication but is subject to change without notice. For up-to-the minute benefit and eligibility information, please log on to the vendors website stated in this manual. In addition, please be aware that new benefits are being negotiated on a regular basis. Please watch for benefit enhancements and improvements in the Local 153 News. 11

17 4. Union Made Checks Members can show their union pride with every check they write. The competitively priced union-printed checks feature a pro-union message in addition to your union s logo Plus you can customize with photos of your children or pets. You can also order convenient return-address labels with a similar design. Union-made personal checks: 200 one-part checks starting at $9.95 (plus shipping & handling) Union-made business checks: Available in single-page laser & 3-to-a-page ledger styles. Return-address labels: 240 count = $10.95 (plus shipping & handling) For ordering information, call or Print and fill out an order form at If using the order form obtained on-line, after completing the form mail it along with the following items to: The Union Shop P.O. Box 9867 Baltimore, MD Check or money-order payment for checks and/or return-address stickers A voided check from your current checkbook (to provide proper account numbers) Allow three weeks for delivery 12

18 CHAPTER 4 FOOD AND DRINK/RESTAURANTS DISCOUNTS Benefits in this Chapter Restaurants.com PerksCard Benefits Gift Certificates Gourmet Foods/Chocolates Local Restaurants 1. Restaurants.com-PerksCard Benefit Restaurants.com has gift certificates for restaurants all over the country! Union members can save up to 65% off certificates at Restaurants.com. Purchase these discounted gift cards online and use them at hundreds of restaurants all over the country! There are over 1000 participating restaurants nationwide! * Buy a $25 Gift Certificate for any of these restaurants for only $10!!! TIP! Purchase Restaurant.com certificates by using your PerksCard ID Just sign in at and select Dining & Food & Drink then click on the Restaurants.com symbol and follow directions 2. PerksCard Food Offers To access Perks Card Food and Drink Discounts at the following locations, just sign in to and select Dining & Food & Drink. Next click on the desired symbol/logo and follow the directions to print coupons or access web-only offers. These are NOT Show and Save offers! They MUST be accessed through the website! Participating Vendors: Boston Market Mrs. Fields David s Cookies Starbucks Appetizers to go Bennigans Bonanza Steakhouse Costco Delightful Deliveries Food Network store Hickory Farms Ponderosa Steak and Ale The Plano Tavern 3. Gift Certificates for National Chain Restaurants Working Advantage also offers discounts and free shipping on gift certificates for several national chain restaurants. These can be purchased at by clicking on gift certificates under the heading GIFTS on the left side of the screen. In order to purchase you will need to register with the website. You will 13

19 be asked for your Corporate Member ID number which is: Some of the restaurants offering discounted gift certificates through Working Advantage include: Buca di Beppo Gift Card: Free Shipping Chili s Grill & Bar Gift Card: Free Shipping Bonanza Steakhouse Gift Card: Free Shipping Bertucci s Gift Card: Free Shipping Applebee s Neighborhood Grill & Bar Gift Card: Free Shipping Uno Chicago Grill Gift Card: Save 10% The Panera Card from Panera Bread : Free Shipping T.G.I Friday s Gift Card: Free Shipping Starbucks Card: Free Shipping Steak and Ale Gift Card: Free Shipping Smokey Bones Gift Card: Free Shipping Romano s Macaroni Grill Gift Card: Free Shipping Red Lobster Gift Card: Free Shipping Ponderosa Steakhouse Gift Card: Free Shipping Olive Garden Gift Card: Free Shipping On The Border Mexican Grill & Cantina Gift Card: Free Shipping McCormick & Schmick s Gift Card: Free Shipping Ninety Nine Restaurant & Pub Gift Card: Free Shipping O Charley s Gift Card: Free Shipping LongHorn Steakhouse Gift Card: Free Shipping Legal Sea Foods Gift Certificate: Free Shipping 4. Gourmet Food/Gift Baskets offers discounts on many online food websites, specializing in gift baskets and meal preparation. To purchase or for more information visit and click on Food under the title Shopping Partners on the left side of the screen. Some of these discounts include: Boca Java - Gourmet Coffee, Tea and Cocoa 20% off, Free shipping on $40 BuyCostumes.com Save 10% on $40+, BOGO Sexy Costume 25% off BuyWithMe.com Save up to 90% in Boston, NYC, Philadelphia, San Diego or Washington D.C. Cambridge Soundworks Free shipping Cherry Moon Farms 15% on Gourmet Gifts & Baskets $24.99+, Halloween Treats are in! Coca-Cola Store Free shipping over $40 Coffee For Less 5% off any order, Free shipping on $50+ Cooking.com Save up to $40, Free shipping on $99+ Corso's Cookies 10% off, Halloween goodies are here 14

20 Costume Express 10% off $50 Dancing Deer Baking Co. 15% off cakes, cookies & more, $10 off $ David's Cookies 13% off your order ediets 25% off an online plan Entertainment Book - local discounts Free Restaurant.comCertificate Fannie May Fine Chocolates $10 off $50+, Free Gift Flavia - The Café of Choice Free shipping on $75+ Gevalia Coffee Save up to 25% GourmetGiftBaskets.com $10 off $80, $5 off $40, 20% Off Coffee and Chocolate Baskets Hammacher Schlemmer Free shipping on $100+ Harry & David 20% off orders $50+, Great for Halloween treats High Plains Bison - Burgers, Steaks & More Free shipping on all orders Kansas City Steak Company $4.95 Shipping Kmart $5 off $50+, $15 off $100+, 10% off select items, Save on shoes, EXTRA 10% off LEGO + Fisherprice KOHL'S 20% off w/kohls Charge, 15% off $100+ Lenox Free Soup Bowl + Free Shipping on $75 on up Lobster Gram Save up to 35%! Lobsters Online 5% off $50+ Mighty Leaf Tea 25% off, Free Shipping Mrs. Beasley's 15% off your order, Free $20 GC w/ $130+ order, free shipping on select gifts My M&M S $5 off $50+, $15 off $99+, Buy 3 get 1 free + more MyWinesDirect.com Up to 15% off + free shipping Nutrisystem 3 free weeks Omaha Steaks Exclusive combos starting at $ FREE gifts! Free shipping on $79+ Oneida Flatware 15

21 Oriental Trading Co. Free delivery + $5 off $59+, Free delivery on $49+, a great place for halloween candy & more Peapod $10 off first order Restaurant.com Additional 80% off $25 gift certificates and pay only $2! Thru 10/25 Safeway $5 off + Free delivery for groceries, Free delivery for groceries Shari's Berries Save 15% on Hand-Dipped Berries & Gourmet Gifts $24.99+, Get your Halloween treats here Shindigz Party Supplies & Decor 10% off $100, Free shipping on $85+, Deal of the Day Superior Nut Company 5% off The Fruit Company 10% off dipped fruit, Fruit of the month + free shipping The Hershey Store 10% off your order The Knot Wedding Shop Save on wedding favor, decor & more Urban Outfitters 20% off $100+, Free Shipping on $75+ Vitamin Shoppe Free shipping on $99+ Weight Watchers Save over 25% on Weight Watchers Online, or choose unlimited meetings with Monthly Pass Wisconsin Cheeseman Gifts Save $5! Zazzle 10% off Halloween t-shirts and treat bags, 15% off Harry Potter Merchandise, 30% off calendars, 35% off Holiday cards, Free shipping on $50+ Zinio.com - Digital Magazines $5 off select titles, up to 90% off plus free issues! The Grilling Collection Regular Price: $ Working Advantage Price: $ (5 oz.) Top Sirloins 4 (4 oz.) Boneless Pork Chops 2 (4.5 oz.) Stuffed Sole with Scallops and Crabmeat 8 (3 oz.) Gourmet Franks 4 (4 oz. approx.) Boneless Chicken Breasts 4 (5.75 oz.) Stuffed Baked Potatoes Make any gathering memorable with The Grilling Collection, an assortment of delicious gourmet items from Omaha Steaks! All of your favorites are included in this package; our flavorful Top Sirloins, juicy Pork Chops and Chicken Breasts, premium Stuffed Sole, delicious Stuffed Baked Potatoes and famous Gourmet Franks. With that variety, you're sure to thrill your grill, your family and your guests 16

22 Example of Member savings from Omaha steaks The Gourmet Banquet: Regular Price: $ Working Advantage Member Price: $79.99 This product contains the following items: - 2 (5 oz.) Filet Mignons - 4 (5 oz.) Top Sirloins - 4 (4 oz.) Boneless Pork Chops - 4 (4 oz.) Boneless Chicken Breasts - 2 (4.5 oz.) Stuffed Sole with Scallops and Crab - 8 (3 oz.) Gourmet Franks - 4 (4 oz.) Omaha Steaks Burgers - 10 portions Potatoes au Gratin * BONUS * Members also receive a 3 free gifts-6 quarter-pound Omaha Steaks Burgers, a 6-Piece Cutlery Set and a Cutting Board! Just select FREE GIFTS at online checkout 5. Local Restaurants PerksCard offers hundreds of dining discounts in the Tri-State Area. We have provided a small sample of some restaurants but look at to discover more discounts on restaurants in your neighborhood! Show your PerksCard to receive these discounts! * Ghost Chili Mexican Grill (1706 Veterans Memorial Hwy, Islandia, NY ) Discount: 10% discount. * Higbie Bagels (264 Higbie Lane, West Islip, NY 11795, ) Discount: 99 Medium Iced Coffee SAVE $2.00 OFF a Dozen Bagels. * Texas Rotisserie & Grill (2581 Broadway, New York, NY 10025, ) Discount: 10% Discount. * 5 Terrace Bagelry & Bakery (876 Connetquot Ave, Islip Terrace, NY 11752, ) Discount: 15% Discount. * New York Bagel Company (1716 Veterans Memorial Highway, Islandia, NY 11749, ) Discount: 10% discount * Lotus Restaurant (345 Conklin St., Farmingdale, NY 11735, ) Discount: 10% OFF your food! 17

23 * Samurai Hibachi (46 Gerard Street, Huntington, NY 11743, ) Discount: $10 OFF Anything over $50 excluding Fridays & Saturday. Show your PerksCard, a printed copy of this offer or your mobile phone to redeem. Not valid with any other specials. * Taishow Hibachi (4318 Merrick Road, Massapequa, NY 11758, ) Discount: SAVE 10% OFF. Show your PerksCard, a printed copy of this offer or your mobile phone to redeem. Not valid with any other specials. * Shiki Japanese Restaurant (97 East Main Street, Smithtown, NY 11787, ) Discount: 20% OFF on Entire Check when paying cash OR 15% OFF on Entire Check when paying credit card. Show your PerksCard, a printed copy of this offer or your mobile phone to redeem. Not valid with any other specials. * Hana Japanese Restaurant (21 Oakland Avenue, Port Jefferson Station, NY ) Discount: 10% OFF Per Table when you show your PerksCard, a printed copy of this offer or your mobile phone to redeem. Not valid with any other specials. * Bella Gianna's Family Style Restaurant (77 New York 303, Congers, NY 10920, ) Discount: 15% OFF Entire Check before Alcohol * Bollinger's Family Restaurant (282 Main Street, Farmingdale, NY 11735, ) Discount: Buy 1 Entree get the 2nd Entree Half-Off! Late Night Delivery available Thursday, Friday and Saturday - Stop in for our Hot Wing Challenge! * Bombay Grill New City (261 South Little Tor Road, New City, NY 10956, ) Discount: 20% OFF A La Carte * The Cupcake Kitchen and Luncheonette (100 Main Street, Irvington, NY 10533, ) Discount: 15% All Purchases. A wonderful place for homemade breakfast and lunch. Open 7 days a week from 8am-6pm, Mon-Sat and 9am-6pm on Sun. Fresh cupcakes baked daily, fresh ice cream from Hudson Valley, specialty coffee and teas. Cakes and pies made to order. NinaMaria's Italian Restaurant (301 Columbus Avenue, Valhalla, NY 10595, ) Discount: FREE Appetizer (Up to $10 Value) when you Buy 2 Entrees! Union Restaurant & Bar Latino (22-24 New Main Street, Haverstraw, NY 10927, ) Discount: 10% OFF Entire Bill Frankie's Eastside Pizza (313 Main Street, Farmingdale, NY 10735, ) Discount: 20% OFF when you Dine-in or Dine-out. Only $1 for Delivery! Show your PerksCard, a printed copy of this offer or your mobile phone to redeem. 18

24 The Salad Factory (695 Roosevelt Ave., Carteret, NJ 07008, Discount: FREE Can of soda with purchase any Lunch Sandwich or Entree when you show your PerksCard! The Runway Restaurant and Bar (1100 Terminal Circle Drive, West Trenton, NJ 08628, Discount: 10% off Dinner for 2 (not valid for holidays, or early birds and can not be combined with any other promotion) Chuck E. Cheese (Different places throughout the Tri-State) Marita's Cantina (1 Penn Plaza, New Brunswick, NJ 08901, Discount: Rutgers Alumni receive 10% off of the food portion of their bill. Must show alumni card to receive discount. Offer cannot be combined with any other discounts or specials. Other restrictions may apply. Dunkin Donuts (1053 Bloomfield Ave, Clifton, NJ 07012, ) Discount: 10% Discount. Bella's Burger Shack (52 South Finley Ave, Basking Ridge, NJ 07920, ) Discount: SAVE 10% your food when you come in and show your PerksCard! Burger King (19 Granby Street, Bloomfield, CT 06002, ) Discount: 10% Discount. Saray Turkish Restaurant (770 Campbell Avenue, West Haven, CT 06516, ) Discount: 15% OFF everything excluding specials! Show your PerksCard, a printed copy of this offer or your mobile phone to redeem. Turkish Kebab House (1157 Campbell Avenue, West Haven, CT , Discount: FREE Dessert OR 10% OFF Lunch and Dinners - Monday through Friday with any purchase with a $25 minimum Please be advised that the benefit information referred to in this manual was current at the time of its publication but is subject to change without notice. For up-to-the minute benefit and eligibility information, please log on to the vendors website stated in this manual. In addition, please be aware that new benefits are being negotiated on a regular basis. Please watch for benefit enhancements and improvements in the Local 153 News. 19

25 CHAPTER 5 EVERYDAY DISCOUNTS/FLOWERS Benefits in this Chapter Dry Cleaning Flowers 1. Dry Cleaning & Laundry Service * Village Tailors & Cleaners (183 West Main Street, Avon, CT 06001, ) Discount: 22% to 30% discount on dry cleaning 10% discount for laundered shirts * West Hartford Laundromat (772 Farmington Avenue, West Hartford, CT 06119, ) Discount: Wash, dry and fold service $1.50 for the first 10lbs and $1 per lb after that Was $2.00 per lb. FREE pick up and delivery with a $20 minimum order * Grace Cleaners 75 Walnut Street, Montclair, NJ 07042, Discount: Mens Laundered Shirts $1.85 Save 10% on orders of $50 or more (excludes Mens Laundered Shirts) Show your PerksCard to receive these discounts! 2. Flowers * UnionPlus Flower Service ( or Members save 15% per order when sending flowers and also get an unconditional 100% satisfaction guarantee. Offers same day flower-delivery service for orders received before noon (in delivery time zone) TIP! Save $1.00 off service and transmission fee by ordering online rather than by phone Offers international service with 3 day delivery guarantee * Note: International Orders can only be taken over the phone and not applicable to $1.00 extra discount. offers my account secure online site section where members can store addresses and send themselves gift/date reminders. It can also store flower order history that can only be opened with a password chosen by the member. Member Testimonial I used the UnionPlus flower service to send flowers to my daughter before her college finals. The flowers were beautiful and the price was much cheaper than if I called a florist myself or used another online service. Linda, wife of OPEIU Local 153 member * Sandra's & Donath's Florist (100 East 96th Street, New York, NY 10128, ) Discount: 10% Off Floral Arrangements and Gift Baskets. Pre-Order for Valentine's Day and Get an Extra Discount. 20

26 * Matles Florist (329 West 57th Street, New York, NY 10019, Discount: 10% off floral arrangements (Only for local deliveries and store pick up). *Excludes online deals. * Cut 1 Floral Design (359 3rd St., Hoboken, NJ 07030, ) Discount: 15% Off All Floral Designs.PerksCard code 720 * Rose Red & Lavender (653 Metropolitan Ave, Brooklyn, NY 11211, ) Discount: RECEIVE 10% OFF Your Purchase Please be advised that the benefit information referred to in this manual was current at the time of its publication but is subject to change without notice. For up-to-the minute benefit and eligibility information, please log on to the vendors website stated in this manual. In addition, please be aware that new benefits are being negotiated on a regular basis. Please watch for benefit enhancements and improvements in the Local 153 News. 21

27 CHAPTER 6 PERSONAL CARE Benefits in this Chapter Salon & Spa Services 1. Salon & Spa Services Parisian Salon & Day Spa 9 Berlin Road Cromwell, CT Body Kneadz 15 Chesterfield Rd., East Lyme, CT 06333, Discount: *Therapeutic Massage & Wellness Center, LLC* $120 for a 1 hour massage with a basic manicure & pedicure. $125 for a 1 hour facial with a basic manicure & pedicure. Private party space available with a group of 6 or more purchasing 3 services each!! Beverages and snacks included for the day!! View the website for all of our services. Guys and Dolls Salon Guys and Dolls Salon, Hamilton, NJ 08610, Discount: Perks Members SAVE 20% OFF ALL Salon Services! Winterton Day Spa and Salon 226 East Main St., Middleton, NY 10941, Discount: 15% Off Any Service Over $ Free Your Mind Mobile Spa *Serving the 5 Boroughs & CT, Bronx, NY 10451, Discount: Buy a pedicure and get a free manicure. Buy a 30 minute facial and get a free manicure. The Spa At Bellport 117 South Country Road, Suite E, Bellport, NY 11713, Discount: First Time Customers SAVE $10.00 OFF ANY Service. SAVE 10% OFF ANY Service on Additional Visits. Show your PerksCard to receive these benefits! * Kathy Carlin Independent Mary Kay Sales Director (17 Chesnut St., West Islip, NY , ) Discount: *Complimentary Consultation *Free Skin Care Treatments *Free Make Over & Free Samples Book a party & get a Free hostess gift. Take a S.H.O.T. at earning up to $100 of Mary Kay Products. Ask about our part time career opportunity. 22

28 CHAPTER 7 HEALTH AND WELL BEING Benefits in this chapter Health Club/Gym Discounts Dental Savings Vision Savings PerksCard Health Savings 1. Health Club/Gym Discount * UnionPlus Globalfit Members receive discounts to over 1,500 health clubs/gyms nationwide! Visit or call Note! Tell representative that you re a Union Plus Member. The Union Plus Health Club Discount gives you: -A pre-negotiated 20-60% discount on initiation and monthly fees at over 1,500 health clubs nationwide -The flexibility of a month-to-month membership. No long-term commitment necessary. -Access to the GlobalFit s Travel Program when visiting cities across the country -Ability to conveniently freeze,* transfer or cancel your gym memberships. -Additional discounts for family members. -Membership fees can be billed to monthly credit card or bank account. * Not available at all clubs. **NOTE: To receive your union-member discounted rates, you must enroll through GlobalFit, not directly through the club. These rates are not available to the general public. This offer is for NEW club members and is not available for current club members. For more information or to enroll, visit OR call Tell representative that you re a Union Plus Member 2. Local 153 Dental Benefits * Dental Care Top quality Dental Care at reasonable prices may be obtained by members at the following Manhattan location: Group Health Dental Facility West 41st Street (Between 7th & 8th Avenues) (GHI Type M-I and Spectrum accepted as payment-in-full for most services) * Dental Access Plan Offers members a means of reducing the high costs of dental care through a network of dentists and specialists who allow substantial savings up to 33% on your dental care. For more information contact the union at (212) Ext Local 153 Vision Benefits * Vision Care Top quality visions services are now available to Local 153 members at General Vision services in all five boroughs, Westchester County, Long Island, and New Jersey. Members of the Local 153 Health Fund receive varying benefits, depending on the plan. Non-members of the Health Fund receive discount. If you are a Health Fund member, contact (212) for details. If you are not a Health fund member contact (212) Ext

29 4. PerksCard Health Benefits Show your PerksCard to receive these benefits! * The Harmony Dental Group 161 East Ave, Norwalk, CT (203) FREE CONSULTATION 10% OFF OUT OF POCKET BALANCE $500 OFF INVISALIGN $125 NEW PATIENT EXAM + X-RAYS AND CLEANING * Anytime Fitness 3310 Berlin Turnpike, Newington, CT (860) Westchester Rd, Colchester, CT (860) Inman Ave, Colonia, NJ (732) Route 100, Somers, NY (914) Perks Members and alumni are eligible for the following discounts: *10% discount off monthly dues with a 12- month membership agreement *50% off standard enrollment fees** *Where available, 10% off the standard rate for unlimited tanning Free, 7-day trial passes will be offered to persons who bring proof of their employment to an Anytime Fitness club (one pass per person). Anywhere Club Access allows employees to join one Anytime Fitness club and use any other Anytime Fitness club at no additional cost (members are required to visit their home club more frequently than any other club). * Advanced Core Training Tactics 130 Utopia Road, Manchester, CT (860) $10 per Group Fitness Class ($15 Value). First Class Free! * Marlborough Pilates Studio Plus 1 South Main Street, Marlborough, CT (860) Receive 50% Off Posture and Screening/Physical Assessment. * Center for Esthetic Dentistry, LLC 2 Church Street South, New Haven, CT (203) % Off Cosmetic Procedures * Dental & Cosmetic Group of Westchester 10 Mitchell Place, White Plains, NY (914) $80 Cleaning, Exam, and Check-Up X-Rays for non-insured first visits. ($300 value) $100 Off Professional Teeth Whitening (Originally $400) $50 Off Custom Take-Home Whitening Trays + 4 Syringes of Whitening Agent (Originally $100) * Lyssova Dental Wellness Group 405 Lexington Ave, New York, NY (212) Free 15 Minute Consult With Doctor Whitening In Office/Take Home $450 (Regular $800) Veneer $1,500 For Each (Regular $2,000 Each) Receive $350 Off Each Implant * Pilates Of Sag Harbor 74 Main St., Sag Harbor, NY (631) % OFF on any session. 24

30 * Howard F Matt DMD PC 154 Jackson Avenue, Syosset, NY (516) In-House Whitening - Receive Complimentary Take Home Whitening Kit Receive $150 Off Each Veneer Free Consultation * Now Dental of Suffolk 496 Smithtown Bypass, Smithtown, NY (631) Receive Up To 20% Off All Procedures Not Covered By Insurance! This Includes: -Dental Implants-Teeth Whitening-Veneers-Invisalign-and more... Call Our Office Today (631) To Schedule An Appointment. * Aesthetic Dental Practice of NY 18th East 50th, New York, NY (212) Complimentary Consult In House Whitening $395(Regular Fee $650) Take Home Whitening Tray And Kit- Receive $50 OFF Veneers-20% OFF ( 4 Or More) Implants-20% OFF 1 Year Interest Free Financing Available * John T McLoughlin DDS 245 Bay Shore Rd, Bay Shore, NY (631) In House Whitening $375 includes take home touch up kit (value $75) Ask About 20% Off Your Porcelain Laminate Veneers!! All Perks Club members receive 10% off any cosmetic case. (offers cannot be combined) * Kazmierski Orthodontics 30 Jackson Road, Medford, NJ (609) Free Consultation! Up to 10-20% OFF Services for Self Pay Patients (Not to be combined with insurance plans). Will Accept Most Insurance Plans. 2 Locations Available. * GT Fitness Concepts 1376 Pompton Ave., Cedar Grove, NJ (973) % Off any 5 or more multi-session packages. * Giegerich Orthodontics 329 E. Jimmie Leeds Rd, Galloway, NJ (609) % off usual fee no down payment monthly payments at no interest all insurances accepted free consultation & xray. * Mind Body Medicine with Dr. Carol Penn 72 Harrison Ave., Red Bank, NJ (908) % Off wellness services. Complimentary health and well being assessment. Health and Wellness, one-onone Coaching Utilizing the Mind/Body Skills approach. Please be advised that the benefit information referred to in this manual was current at the time of its publication but is subject to change without notice. For up-to-the minute benefit and eligibility information, please log on to the vendors website stated in this manual. In addition, please be aware that new benefits are being negotiated on a regular basis. Please watch for benefit enhancements and improvements in the Local 153 News. 25

31 CHAPTER 8 DEATH AND DISABILITY BENEFITS Benefits in this Chapter Death Benefit Accidental Death Benefit Disability Benefit 1. Death Benefit * Local 153 will provide members in good standing, with twelve (12) consecutive months or more of membership, with a $4,000 death benefit. Please Note! Members who are retired or no longer employed under a Local 153 collective bargaining agreement are ineligible for the death benefit. Members who have not paid dues in more than two months during a fourteen month period prior to death (not including the month of death) are not eligible for the death benefit. If a member does not pay dues through payroll deductions due to leave of absence, disability, or other similar circumstance he/she must pay dues directly to Local 153 to remain eligible for the death benefit. 2. Accidental Death Benefit * Local 153 will provide members in good standing, with twelve (12) consecutive months or more of membership, with a $4,000 accidental death and dismemberment benefit. Please Note! Members who are retired or no longer employed under a Local 153 collective bargaining agreement are ineligible for the accidental death and dismemberment benefit. Members who have not paid dues in more than two months during a fourteen month period prior to accidental death or dismemberment (not including the month of the accidental death or dismemberment) are not eligible for the accidental death and dismemberment benefit. If a member does not pay dues through payroll deductions due to leave of absence, disability, or other similar circumstance he/she must pay dues directly to Local 153 to remain eligible for the accidental death and dismemberment benefit. 3. Disability Benefit * Local 153 will provide members in good standing, with twelve (12) consecutive months or more of membership, with a $300 disability or worker s compensation benefit after 6 weeks of disability or worker s compensation. Please Note! The disability benefit payment is limited to once a year. When a period of disability extends from one calendar year into the next, this is still considered one benefit. To be eligible, a member must be in good standing and current with payment of dues during the period of disability or worker s compensation. Therefore, a member must continue to pay his/her dues directly to Local 153 during these periods of disability or worker s compensation, to remain eligible for the disability benefit. The member must claim this benefit by filing with Local 153 by the end of the year following the year the disability occurred. For example, if the disability occurred in May 2008, the member would need to file by December 31,

A REFERENCE GUIDE FOR EVERYTHING YOU NEED TO KNOW ABOUT YOUR UNION BENEFITS! SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE.

A REFERENCE GUIDE FOR EVERYTHING YOU NEED TO KNOW ABOUT YOUR UNION BENEFITS! SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE. TRADES ALLI ED PR I NTING N E W UNION LABEL COUNCIL Office and Professional Employees International Union (OPEIU) Local 153 A REFERENCE GUIDE FOR MEMBERS EVERYTHING YOU NEED TO SAVING MONEY FOR MY FAMILY

More information

A REFERENCE GUIDE FOR EVERYTHING YOU NEED TO KNOW ABOUT YOUR UNION BENEFITS! SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE

A REFERENCE GUIDE FOR EVERYTHING YOU NEED TO KNOW ABOUT YOUR UNION BENEFITS! SAVING MONEY FOR MY FAMILY IS IMPORTANT DETAILS INSIDE TRADES ALLI ED PR I NTING N E W U N I O N L A B E L COUNCIL Office and Professional Employees International Union (OPEIU) Local 153 A REFERENCE GUIDE FOR MEMBERS EVERYTHING YOU NEED TO SAVING MONEY FOR

More information

USW 3657 Union Plus Benefits Savings. Service. Solidarity.

USW 3657 Union Plus Benefits Savings. Service. Solidarity. USW 3657 Union Plus Benefits Savings. Service. Solidarity. Congratulations! Because you are a current or retired union member, you and your family are automatically eligible to start using your union's

More information

Car Rental Deals Save up to 25% on car rentals with discounts from Alamo, Avis, Budget, Enterprise, Hertz, & National.

Car Rental Deals Save up to 25% on car rentals with discounts from Alamo, Avis, Budget, Enterprise, Hertz, & National. AFM 369 Union Plus Benefits Savings. Service. Solidarity. Exclusively for current and retired union members and their families A union can help make your life better on the job - giving you the protection

More information

AFM local 369 Union Plus Benefits Savings. Service. Solidarity.

AFM local 369 Union Plus Benefits Savings. Service. Solidarity. AFM local 369 Union Plus Benefits Savings. Service. Solidarity. Congratulations! Because you are a current or retired union member, you and your family are automatically eligible to start using your union's

More information

Greetings, NEA Member Benefits. Helping Make Members' Lives Better. Guy Kendall-Freas Affiliate Relations Specialist. NEA Member Benefits

Greetings, NEA Member Benefits. Helping Make Members' Lives Better. Guy Kendall-Freas Affiliate Relations Specialist. NEA Member Benefits NEA Member Benefits Helping Make Members' Lives Better Guy Kendall-Freas Affiliate Relations Specialist NEA Member Benefits OH/KY/WV Regional Office 1217 Monterey Dr. Mansfield, Ohio 44907 888-749-7380

More information

INTERNATIONAL BROTHERHOOD OF TEAMSTERS

INTERNATIONAL BROTHERHOOD OF TEAMSTERS INTERNATIONAL BROTHERHOOD OF TEAMSTERS AFL-CIO OFFICE OF JAMES P. HOFFA GENERAL PRESIDENT Dear Fellow Teamster: Welcome to the International Brotherhood of Teamsters! The IBT is proud to endorse Teamster

More information

Military Discounts: Be sure to ask to confirm your discount at participating businesses

Military Discounts: Be sure to ask to confirm your discount at participating businesses Military Discounts: Be sure to ask to confirm your discount at participating businesses AAA 675 North H St., (805) 740-5225 Offers military discounts on select travel products, such as tour packages and

More information

His professional committee service has included the following as a member of the New York State Society of Public Accountants:

His professional committee service has included the following as a member of the New York State Society of Public Accountants: CURRICULUM VITAE Barry L. Pulchin, CPA/ABV/CFF, CFE, CVA, DABFA, is a member and the director of litigation support services of the Metis Group LLC, Certified Public Accountants, with offices in New York

More information

Pasadena City College Foundation, Inc. Reimbursement Expense Plan

Pasadena City College Foundation, Inc. Reimbursement Expense Plan Pasadena City College Foundation, Inc. Reimbursement Expense Plan Approved by Executive Committee on August 27, 2009 Ratified by Foundation Board on September 22, 2009 These procedures apply to all directors,

More information

MLS REPORT Advertising Listing No. Location Category Detail Price Down Adj Net Sales

MLS REPORT Advertising Listing No. Location Category Detail Price Down Adj Net Sales MLS REPORT Advertising BBF-890712020 Advertising Specialties 499,000 50,000 271,056 1,400,468 BBF-89207707 Direct Mailing 209,000 179,000 108,322 204,573 BBF-84301815 Sarasota, Florida USA Print Media

More information

Name of Business Number. A.S.A.P. Mortgage Corp. (914) 736-9230 www.asapmortgageinc.com $1,000 Towards Closing Costs on Any Purchase or

Name of Business Number. A.S.A.P. Mortgage Corp. (914) 736-9230 www.asapmortgageinc.com $1,000 Towards Closing Costs on Any Purchase or Name of Business Phone Number Website/Email Discount Offer A.S.A.P. Mortgage Corp. (914) 736-9230 www.asapmortgageinc.com $1,000 Towards Closing Costs on Any Purchase or Refinance. AA Auto Tech Center

More information

Enjoy! Exclusive Benefits. Reserved For You. www.pinebeltcars.com/rewards

Enjoy! Exclusive Benefits. Reserved For You. www.pinebeltcars.com/rewards Preferred Vehicle Exclusive Benefits. Reserved For You. www.pinebeltcars.com/rewards As a consumer in today s world your choices are endless. We appreciate the fact that you have trusted Pine Belt Cars

More information

Paid2Save Compensation Plan June 2015 Page 1

Paid2Save Compensation Plan June 2015 Page 1 Paid2Save Compensation Plan June 2015 Page 1 Paid 2 Save When you are looking for a business opportunity, you need one that pays well and helps you plan for long-term success. Paid 2 Save helps you make

More information

How To Get A Free Life Insurance Plan From The American Pension Fund

How To Get A Free Life Insurance Plan From The American Pension Fund M E M B E R B E N E F I T S Your Complete List of NEA and AFT + Member Benefits Programs and Services M E M B E R B E N E F I T S NEA Member Benefits and AFT + Member Benefits provide a wide range of programs

More information

NEW SLOTS! April 2013. Experience Fun and Excitement! 1-800-543-1384 www.grandportage.com. CHECK THEM OUT! Wonder 4, Outback Jack, The Mummy and more!

NEW SLOTS! April 2013. Experience Fun and Excitement! 1-800-543-1384 www.grandportage.com. CHECK THEM OUT! Wonder 4, Outback Jack, The Mummy and more! Published Monthly Exclusively for Club Members April 2013 COME AND PLAY OUR NEW SLOTS! CHECK THEM OUT! Wonder 4, Outback Jack, The Mummy and more! The Mummy is a trademark and copyright of Universal Studios.

More information

at-a-glance membership at a glance AAA.com

at-a-glance membership at a glance AAA.com at-a-glance membership at a glance AAA.com For more detailed information concerning your AAA membership and coverage, download a printer-friendly version at AAA.com/MemberGuide. If you do not have access

More information

BENEFIT SUMMARY. TO APPLY See your branch representative or call 800-892-3263. Platinum Plus Business Rewards. Platinum Plus Business Rewards

BENEFIT SUMMARY. TO APPLY See your branch representative or call 800-892-3263. Platinum Plus Business Rewards. Platinum Plus Business Rewards BENEFIT SUMMARY Platinum Plus Business Rewards Don t just think of it as a credit card. Think of it as a way to work more efficiently. If you use a personal credit card for business expenditures, you re

More information

Buying a Used Car. Before You Look For a Used Car, Consider

Buying a Used Car. Before You Look For a Used Car, Consider Buying a Used Car This guide explains your protections under the FTC's Used Car Rule and offers some shopping suggestions, even if you are not buying from a used car dealer. Before you begin looking at

More information

the splendor of SHOPPING Enjoy splendid savings from our stores and restaurants.

the splendor of SHOPPING Enjoy splendid savings from our stores and restaurants. the splendor of SHOPPING Enjoy splendid savings from our stores and restaurants. $15 OFF $15 off our Benchmark Haircut Relax, Look Great, Feel Confident (210) 774-4311 TheBoardroomSalon.com With coupon.

More information

n budgeting basics effectively money.

n budgeting basics effectively money. n budgeting basics effectively managing your money. n budgeting basics Why budget? You have an income. You have expenses. In the ideal situation, what you bring in should be greater than what you shell

More information

membership AAA.com/Premier

membership AAA.com/Premier membership, aaa s elite level AAA.com/Premier welcome to AAA Premier It is our privilege to welcome you to AAA s elite level of service AAA Premier We invite you to experience all the ways this exclusive

More information

Insights. Debit card scam. Free CARFAX report. Summer Skip-a-Pay. Free retirement seminar Good to Go. Free AD&D Insurance

Insights. Debit card scam. Free CARFAX report. Summer Skip-a-Pay. Free retirement seminar Good to Go. Free AD&D Insurance Insights Summer 2011 The Newsletter for Weber State Credit Union Members. Rewards Checking Use your Debit card to earn free travel Free CARFAX report Buying a used car? Ask us for a free report first Debit

More information

membership AAA.com/Premier

membership AAA.com/Premier membership, aaa s elite level AAA.com/Premier welcome to AAA Premier It is our privilege to welcome you to AAA s elite level of service AAA Premier. We invite you to experience all the ways this exclusive

More information

SHOPEASE. Sample Business Plan: CALDER DRY CLEANER* SAMPLE

SHOPEASE. Sample Business Plan: CALDER DRY CLEANER* SAMPLE SHOPEASE Sample Business Plan: CALDER DRY CLEANER* PART PEOPLE- SHOPEASE CALDER DRY CLEANING PART PEOPLE- * The content in this sample report is for informational purposes only. Any similarity between

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

City of Omaha Restaurant and Drinking Places Occupational Privilege Tax

City of Omaha Restaurant and Drinking Places Occupational Privilege Tax City of Omaha Restaurant and Drinking Places Occupational Privilege Tax The City of Omaha enacted an occupation tax on restaurants and drinking establishments effective October 1, 2010. The tax ordinance

More information

Insights. Pamper Yourself. Ready to Buy a Car? What are You Saving For? MyFund Savings Can Get You There. Medicare Can Be Tricky Free Options Workshop

Insights. Pamper Yourself. Ready to Buy a Car? What are You Saving For? MyFund Savings Can Get You There. Medicare Can Be Tricky Free Options Workshop FALL 2011 Insights The newsletter for Weber State Credit Union members Pamper Yourself With Great Merchandise & Travel Rewards Ready to Buy a Car? What are You Saving For? MyFund Savings Can Get You There

More information

NEW SALES PARTNER TRAINING

NEW SALES PARTNER TRAINING NEW SALES PARTNER TRAINING WHO IS PAYPROTEC? Sales Support Headquarters, Warsaw Indiana Support facility Detroit Michigan 400 employees Sales Offices across the country Fully registered ISO with Visa/MC

More information

REWARDS EARN GAS, GIFTS, GETAWAYS AND MORE!

REWARDS EARN GAS, GIFTS, GETAWAYS AND MORE! CARDPERKS REWARDS EARN GAS, GIFTS, GETAWAYS AND MORE! Welcome to CardPerks Rewards Every purchase run as credit with your debit card or made with your Gold, Platinum or Business credit card earns you perks.

More information

TOURNAMENT PACKAGE WWW.SPRINGBANKLINKS.COM 403-202-2000

TOURNAMENT PACKAGE WWW.SPRINGBANKLINKS.COM 403-202-2000 2014 TOURNAMENT 2016 PACKAGE WWW.SPRINGBANKLINKS.COM 403-202-2000 Dear Event Organizer, Thank you for considering Springbank to host your 2016 golf tournament. From the moment you walk up to the clubhouse

More information

Your Financial Action Plan 1

Your Financial Action Plan 1 FCS5204 1 Adapted by Josephine Turner and Michael Gutter 2 Overview Families today are faced with a financial puzzle. In addition to stretching their income from one paycheck to the next, they face the

More information

Truman State University Travel Reimbursement Policy. For Travel on or after October 1, 2013

Truman State University Travel Reimbursement Policy. For Travel on or after October 1, 2013 Truman State University Travel Reimbursement Policy For Travel on or after October 1, 2013 Table of Contents Overview... 4 Responsibility... 4 Purpose of Policy... 4 Prior Approval Required... 4 Taxability...

More information

POST HOLDINGS, INC. VENDOR EXPENSE POLICY (Updated 7/28/2015) Section 1 Expense Reimbursements

POST HOLDINGS, INC. VENDOR EXPENSE POLICY (Updated 7/28/2015) Section 1 Expense Reimbursements POST HOLDINGS, INC. VENDOR EXPENSE POLICY (Updated 7/28/2015) Section 1 Expense Reimbursements 1.1 - General This policy provides guidelines to be followed by all vendors of Post Holdings, Inc. and its

More information

FGCU Eagle Extras Aunt Annie s Pretzel Free Pretzel Barbara B. Mann Performing Arts Hall Discounted rate Bar Louie 10% off Beef O Brady s 10% off

FGCU Eagle Extras Aunt Annie s Pretzel Free Pretzel Barbara B. Mann Performing Arts Hall Discounted rate Bar Louie 10% off Beef O Brady s 10% off FGCU Eagle Extras Aunt Annie s Pretzel Free Pretzel Free pretzel with purchase of any pretzel, stix, pretzel dog or 2 drinks. Just show your Membership Address: 10801 Corkscrew Road #112 Estero, FL 33928

More information

Procedure 20345: Moving and Relocation Expenses

Procedure 20345: Moving and Relocation Expenses Procedure 20345: Moving and Relocation Expenses The university may reimburse moving and relocation expenses in accordance with the Commonwealth of Virginia and Internal Revenue Service (IRS) policies and

More information

Welcome. Important information about the transfer of your personal bank account from Siuslaw to Banner Bank

Welcome. Important information about the transfer of your personal bank account from Siuslaw to Banner Bank Welcome Important information about the transfer of your personal bank account from Siuslaw to Banner Bank Siuslaw Bank becomes Banner Bank on March 6, 2015 In this booklet, you ll find important information

More information

Theme Category Status Master List - Revised May 19, 2014 Dining Appetizers Keep Dining Bagels Keep Dining Bakery Keep Dining Barbecue Keep Dining

Theme Category Status Master List - Revised May 19, 2014 Dining Appetizers Keep Dining Bagels Keep Dining Bakery Keep Dining Barbecue Keep Dining Master List - Revised May 19, 2014 Dining Appetizers Keep Dining Bagels Keep Dining Bakery Keep Dining Barbecue Keep Dining Bowl of Soup Keep Dining Breakfast Keep Dining Brew Pub Keep Dining Brick Oven

More information

SMITH & WESSON ACADEMY TRAVEL INFORMATION

SMITH & WESSON ACADEMY TRAVEL INFORMATION SMITH & WESSON ACADEMY TRAVEL INFORMATION AIRPORT Bradley International Airport, located in Hartford (Windsor Locks) CT is approximately 25 miles south of Springfield, MA. RENTAL CARS Hertz, Avis, Dollar

More information

Early Check-in 12:00 11:00 10:00

Early Check-in 12:00 11:00 10:00 One Harmony is a unique, completely free Membership Program that rewards you with special services and privileges whenever you stay at Okura Hotels & Resorts, Nikko Hotels International and Hotel JAL City.

More information

Non Employee Travel Policy Version 5.0 08/21/2015

Non Employee Travel Policy Version 5.0 08/21/2015 Non Employee Travel Policy Version 5.0 08/21/2015 Introduction This policy applies to all Non Employees Travelers (Travelers) who travel on behalf of Zimmer Biomet (Company) and expect to be reimbursed

More information

INTRODUCTION TO MEMBER SERVICES

INTRODUCTION TO MEMBER SERVICES INTRODUCTION TO MEMBER SERVICES WELCOME TO A A A The largest, most recognized and most trusted emergency road service organization in the nation. We look forward to providing you with outstanding service

More information

SERVICE CHARGE AND TAX

SERVICE CHARGE AND TAX PRIVATE EVENTS Thank you for considering Clyde s of Gallery Place for your upcoming event. Our Executive Chef and Event Manager are here to help you create an event using the freshest seasonal fare. We

More information

The RK Group L.L.C. Exhibitor Service Menu. American Library Association

The RK Group L.L.C. Exhibitor Service Menu. American Library Association The RK Group L.L.C. Exhibitor Service Menu American Library Association January 20 23, 2006 0 Policies and Procedures The RK Group L.L.C. Exhibitor Guiding Principles 1. All food orders are tastefully

More information

Planning Your Event. BuonAppetito! PREMIUM BAR PACKAGE CASH BAR. Beverages

Planning Your Event. BuonAppetito! PREMIUM BAR PACKAGE CASH BAR. Beverages Beverages HOST BAR Planning Your Event At BRIO, food and celebration go hand-in-hand. We are pleased you are considering having your next special event or private party at BRIO. We will put all of our

More information

Arts and Entertainment

Arts and Entertainment Arts and Entertainment The Madden Museum of Art 6363 South Fiddler's Green Circle 303-763-1970 themaddenmuseum.org Free daily admission 5% off Museum venue rental fee Museum of Outdoor Art 1000 Englewood

More information

Member Benefits Personal Banking with Exclusive Perks

Member Benefits Personal Banking with Exclusive Perks Member Benefits Personal Banking with Exclusive Perks Federally Insured by NCUA Being a member of Vantage West Credit Union comes with great benefits. Let us guide you through the many ways you can maximize

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

made simple Auto Insurance What s included:

made simple Auto Insurance What s included: Auto Insurance made simple What s included: How to read your Allstate Auto Policy Declarations Understanding auto insurance: Coverages Deductibles Coverage limits What to do in case of an accident Frequently

More information

ADMINISTRATIVE PROCEDURE San Mateo County Community College District

ADMINISTRATIVE PROCEDURE San Mateo County Community College District CHAPTER 8: Business Operations ADMINISTRATIVE PROCEDURE NO. 8.55.1 (AP 7400) ADMINISTRATIVE PROCEDURE San Mateo County Community College District Subject: AP 8.55.1 Domestic Conference and Travel Expenses

More information

SKIDMORE COLLEGE TRAVEL AND ENTERTAINMENT POLICIES

SKIDMORE COLLEGE TRAVEL AND ENTERTAINMENT POLICIES SKIDMORE COLLEGE TRAVEL AND ENTERTAINMENT POLICIES Updated January 2014 PURPOSE These policies are intended as a guide to reimburse individuals for College-related travel and entertainment expenses. The

More information

Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently.

Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently. Benefit Summary Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently. If you use a personal credit card for business expenditures, you

More information

PANTHER PERQS. ATTRACTIONS: Program Benefit: Discount tickets are available through the GSU Student Center Information Center (1st Floor).

PANTHER PERQS. ATTRACTIONS: Program Benefit: Discount tickets are available through the GSU Student Center Information Center (1st Floor). Phone: (404) 413-3342 Email: edws@gsu.edu The Panther PERQs program is a partnership with local, statewide, and national businesses that offer discounts or other incentives to Georgia State University

More information

TOWNSHIP OF CRANFORD CRANFORD, NEW JERSEY. Ordinance No. 2012-20

TOWNSHIP OF CRANFORD CRANFORD, NEW JERSEY. Ordinance No. 2012-20 TOWNSHIP OF CRANFORD CRANFORD, NEW JERSEY Ordinance No. 2012-20 AN ORDINANCE TO AMEND CHAPTER 136 OF THE CODE OF THE TOWNSHIP OF CRANFORD TO AMEND THE PRINCIPALLY PERMITTED AND CONDITIONAL USES AND PARKING

More information

Benefits Review. Health. 9400 Golden Valley Road, Golden Valley, MN 55427 Phone: 763-450-5010 Fax: 763-450-5015

Benefits Review. Health. 9400 Golden Valley Road, Golden Valley, MN 55427 Phone: 763-450-5010 Fax: 763-450-5015 Health Happiness Wellness 9400 Golden Valley Road, Golden Valley, MN 55427 Phone: 763-450-5010 Fax: 763-450-5015 44 N. 28 th Ave., St. Cloud, MN 56303 Phone: 320-255-5151 Fax: 320-202-9471 www.meridiansvs.com

More information

Do you know where your money

Do you know where your money Manage Your Money Lesson 2: Where Does Your Money Go?. Do you know where your money goes? You may say, House payments, car loan, utility bills, and food. But after that, things begin to get a bit fuzzy.

More information

The Benefits of Working at Great-West Financial and Empower Retirement

The Benefits of Working at Great-West Financial and Empower Retirement The Benefits of Working at Great-West Financial and Empower Retirement From health and well-being to income protection, long-term financial planning and work-life balance, Great-West Financial and Empower

More information

products & services Building lifelong relationships one member at a time.

products & services Building lifelong relationships one member at a time. products & services Building lifelong relationships one member at a time. Joining CDC FCU For more than 60 years, CDC Federal Credit Union has been helping our members achieve their dreams with quality

More information

Bella s Private Party Worksheet! Event Name: # of Guests:

Bella s Private Party Worksheet! Event Name: # of Guests: Bella s Private Party Worksheet Event Name: # of Guests: Day: Date: Time: Parties over 15 guests, we ask that you limit your entrée selections to 5 to 6 items. Please make your selections choosing items

More information

The Millennium Café At Chicago State University Campus Dining Services Program

The Millennium Café At Chicago State University Campus Dining Services Program The Millennium Café At Chicago State University Campus Dining Services Program Our Commitment: The Perkins Promises Perkins Management Services Promises to: Work cooperatively and collaboratively with

More information

Facility Fee Payable to Princeton University: Garden Room $1200 Presidential Dining Room $300 Drawing Room $150 Library $200 Full House - $2250

Facility Fee Payable to Princeton University: Garden Room $1200 Presidential Dining Room $300 Drawing Room $150 Library $200 Full House - $2250 OCCASIONS & CELEBRATIONS 1. Delivering Hospitality Excellence to Premier Clients Prospect House, the faculty and staff club at Princeton University, is available throughout the year for your special event.

More information

Suddeth Automotive Fleet Services

Suddeth Automotive Fleet Services Suddeth Automotive Fleet Services Dear Fleet Manager, Suddeth Automotive Service maintains and repairs cars, light trucks, SUVs and vans for businesses, their owners and their employees in the Columbia

More information

Community Restaurant Fundraising Programs

Community Restaurant Fundraising Programs Community Restaurant Fundraising Programs Do you want to help create a world free of multiple sclerosis? Are you a fan of food? (We are!) Consider working with a restaurant in your community to raise local

More information

Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance

Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance HELPING YOU PRESERVE THE LIFESTYLE

More information

Business Auto Insurance. made simple

Business Auto Insurance. made simple Business Auto Insurance made simple What s inside: How to read an Allstate Business Auto Policy Declarations Understanding business auto insurance: Deductibles Coverage limits Frequently asked questions

More information

2011 Free Veterans Day Meals

2011 Free Veterans Day Meals 2011 Free Veterans Day Meals Applebee s free meal, Friday, Nov. 11: Last year, Applebee s served 1,024,000 million free meals to military veterans and active servicemembers. Applebee s is again offering

More information

Motorcycle Insurance. made simple

Motorcycle Insurance. made simple Motorcycle Insurance made simple What s inside: How to read your Allstate Motorcycle Policy Declarations Understanding motorcycle insurance: Coverages Deductibles Coverage limits What to do in case of

More information

How To Get Points From Worldpoints

How To Get Points From Worldpoints WorldPoints Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases, like buying groceries, filling the gas tank or paying your utility bill. Your rewards at a

More information

lesson nine cars and loans overheads

lesson nine cars and loans overheads lesson nine cars and loans overheads the cost of owning and operating a motor vehicle ownership (fixed) costs: Depreciation (based on purchase price) Interest on loan (if buying on credit) Insurance Registration

More information

Ambassador Handbook. the new spectrum of banking since 1952

Ambassador Handbook. the new spectrum of banking since 1952 Ambassador Handbook the new spectrum of banking since 1952 www.technicolorfcu.org Technicolor Federal Credit Union is a not-for-profit, cooperative financial institution. It s similar to a bank, except

More information

FUSION DENTAL INSURANCE WITH DENTAL REWARDS THE ULTIMATE CHOICE. We combined two benefits Dental and Vision into one plan for you and your family.

FUSION DENTAL INSURANCE WITH DENTAL REWARDS THE ULTIMATE CHOICE. We combined two benefits Dental and Vision into one plan for you and your family. FUSION THE ULTIMATE CHOICE DENTAL INSURANCE WITH DENTAL REWARDS Marketed by NCE, underwritten by Ameritas. We combined two benefits Dental and Vision into one plan for you and your family. FUSION: THE

More information

Welcome to Costco. Sincerely, Craig Jelinek President and CEO Costco Wholesale

Welcome to Costco. Sincerely, Craig Jelinek President and CEO Costco Wholesale Welcome to Costco Dear Costco Member, We re happy to introduce you to Costco and are confident that you will be pleased with your Costco membership. In our warehouses and at Costco.com, we offer an array

More information

How To Eat At Howard University

How To Eat At Howard University CONTACT US The Bison One Card Office 1st floor of the ilab (On Bryant Street between 6th Street and Georgia Avenue) Monday Friday: 9AM 5PM Tel: 202-806-2109 On the web at: HOWARD UNIVERSITY DINING GUIDE

More information

ICANN New gtld Auction Schedule dated 22 January 2016

ICANN New gtld Auction Schedule dated 22 January 2016 ICANN New gtld Auction Schedule dated 22 January 2016 This Auction schedule has been developed based on an anticipated volume of 20 contention sets per event. However, several factors, including self-resolution

More information

A Happy Hollow Park & Zoo Specialty Quality, Care & Conservation

A Happy Hollow Park & Zoo Specialty Quality, Care & Conservation A Happy Hollow Park & Zoo Specialty Quality, Care & Conservation About Us Double-H Catering is a premier service offered by Happy Hollow Park & Zoo Happy Hollow offers amusement rides, puppet shows, educational

More information

ProsumerVideo. The 800 947-5525 212 444-5010. www.bhphotovideo.com. Third Edition. SourceBook. 420 Ninth Ave., New York, NY 10001

ProsumerVideo. The 800 947-5525 212 444-5010. www.bhphotovideo.com. Third Edition. SourceBook. 420 Ninth Ave., New York, NY 10001 $ 6.95 Third Edition ProsumerVideo The 420 Ninth Ave., New York, NY 10001 Toll Free In New York: 800 947-5525 212 444-5010 800.947.9003 212.239.7770 PHOTO - VIDEO - PRO AUDIO The Professional s Source

More information

Name Phone Number Year THIS WORKSHEET IS PROVIDED FOR YOUR CONVENIENCE, TO HELP YOU ORGANIZE EXPENSES FOR THE FOLLOWING:

Name Phone Number Year THIS WORKSHEET IS PROVIDED FOR YOUR CONVENIENCE, TO HELP YOU ORGANIZE EXPENSES FOR THE FOLLOWING: Name Phone Number Year THIS WORKSHEET IS PROVIDED FOR YOUR CONVENIENCE, TO HELP YOU ORGANIZE EXPENSES FOR THE FOLLOWING: AUTO FOR BUSINESS OFFICE-IN-HOME CHILD CARE **AUTO EXPENSES** MAKE OF CAR/TRUCK

More information

GAIN A COMPETITIVE EDGE SAVE TIME AND MONEY GROW YOUR BUSINESS YOUR OFFICIAL MEMBER BENEFITS PROGRAM BANKING SERVICES AND CREDIT CARD

GAIN A COMPETITIVE EDGE SAVE TIME AND MONEY GROW YOUR BUSINESS YOUR OFFICIAL MEMBER BENEFITS PROGRAM BANKING SERVICES AND CREDIT CARD 2 15 REALTOR BENEFITS PROGRAM YOUR OFFICIAL MEMBER BENEFITS PROGRAM OFFERS AND DISCOUNTS AT-A-GLANCE The REALTOR BENEFITS PROGRAM is the official member benefits resource of the NATIONAL ASSOCIATION OF

More information

Guidelines. Food and Beverage Tax. Department of Finance County of Henrico

Guidelines. Food and Beverage Tax. Department of Finance County of Henrico Guidelines Food and Beverage Tax Department of Finance County of Henrico FOOD AND BEVERAGE TAX GUIDELINES The guidelines presented here are a summary of the laws and regulations concerning the food and

More information

DISABLED AMERICAN VETERANS

DISABLED AMERICAN VETERANS DISABLED AMERICAN VETERANS Department of Massachusetts & Auxiliary Invites you to become a member in a premier organization With incredible benefits, savings and services! Membership in the DISABLED AMERICAN

More information

Monthly Budget Tracker

Monthly Budget Tracker Expense Guide Monthly Budget Tracker Month Year Credit Canada Debt Solutions 2013 Credit Canada Debt Solutions. All rights reserved. No part of this publication may be reproduced or transmitted in any

More information

How much do you spend on food in a typical month?

How much do you spend on food in a typical month? How much do you spend on food in a typical month? $ How much I spend each month in Food Stamps (EBT card benefit). $ How much I spend each month in WIC vouchers. $ How much I spend each month in cash for

More information

Hudson Valley Wine & Food Fest September 7th & 8th Dutchess County Fairgrounds - Rhinebeck, NY. presented by

Hudson Valley Wine & Food Fest September 7th & 8th Dutchess County Fairgrounds - Rhinebeck, NY. presented by September 7th & 8th Dutchess County Fairgrounds - Rhinebeck, NY Wine, Food & Fun All Within the Beauty of the Hudson Valley The Hudson Valley, where American winemaking began... Some of the oldest vineyards

More information

c. Homeowners Insurance

c. Homeowners Insurance AFFIDAVIT BEFORE ME, the undersigned authority, personally came and appeared the undersigned who, being by me first duly sworn, did depose and say that the following is a true and correct statement of

More information

THE COOPER UNION POLICIES AND PROCEDURES TRAVEL/ BUSINESS EXPENSES

THE COOPER UNION POLICIES AND PROCEDURES TRAVEL/ BUSINESS EXPENSES THE COOPER UNION POLICIES AND PROCEDURES TRAVEL/ BUSINESS EXPENSES I. Statement of Policy This policy sets general guidelines for acceptable types and levels of reimbursable or chargeable expenses and

More information

TRAVEL & EXPENSE REIMBURSEMENT POLICY

TRAVEL & EXPENSE REIMBURSEMENT POLICY TRAVEL & EXPENSE REIMBURSEMENT POLICY PURPOSE The purpose of this policy is to bring awareness to everyone s responsibilities relative to submitting and approving travel and business expenses incurred

More information

Healthcare Solutions, Inc. Travel & Expense Reimbursement Policy

Healthcare Solutions, Inc. Travel & Expense Reimbursement Policy Healthcare Solutions, Inc. Travel & Expense Reimbursement Policy Overview The purpose of this policy is to provide guidelines for fair and consistent travel and business expense practices for all staff

More information

regulate monitor Back in the Driver s Seat license protect www.ct.gov/dcp Connecticut s Lemon Law Automobile Dispute Settlement Program

regulate monitor Back in the Driver s Seat license protect www.ct.gov/dcp Connecticut s Lemon Law Automobile Dispute Settlement Program regulate license monitor protect STATE OF CONNECTICUT Department of Consumer Protection 165 Capitol Avenue Hartford, CT 06106-1630 Toll-Free (800) 842-2649 Lemon Law Toll-Free: (800) 538-CARS (860) 713-6120

More information

Basics of Budgeting. Ten Steps To Create A Budget. Reviewing:

Basics of Budgeting. Ten Steps To Create A Budget. Reviewing: Basics of Budgeting Reviewing: Ten Steps to creating a budget How to find where your money is going Tips to stay on course Budget format included Ten Steps To Create A Budget Basics of Budgeting A budget

More information

Smarter Financing for Smarter Business. Small Business. with up to $5MM annual revenue

Smarter Financing for Smarter Business. Small Business. with up to $5MM annual revenue Smarter Financing for Smarter Business Your business. Your credit card. Your way. Business Edition Visa Card with Absolute Rewards Business Edition Visa Card Small Business with up to $5MM annual revenue

More information

HOME OWNER INFORMATION WORKSHEET

HOME OWNER INFORMATION WORKSHEET HOME OWNER INFORMATION WORKSHEET Homeowner (A) Homeowner (B) Homeowner (A) Street Address City State Zip Code Homeowner (B) Street Address City State Zip Code Property Address (if different) City State

More information

How To Get A Discount On A Car From A Car Dealership

How To Get A Discount On A Car From A Car Dealership S ERVICE TO THE S TUDENT, THE S CHOOL, THE P ROFESSION, AND THE COMMUNITY PHI ALPHA DELTA LAW MEMBER BENEFITS FOR A COMPLETE LISTING OF MEMBER BENEFITS VISIT WWW.PAD.ORG PHI ALPHA DELTA LAW FRATERNITY,

More information

The RK Culinary Group (RKIII), LLC Exhibitor Service Menu

The RK Culinary Group (RKIII), LLC Exhibitor Service Menu The RK Culinary Group (RKIII), LLC Exhibitor Service Menu Policies and Procedures The RK Culinary Group (RKIII), LLC Exhibitor Guiding Principles 1. All food orders are tastefully decorated and include

More information

Extra! Extra! Read all about our special benefits and services. KS-MEM-0168-13 10.13 (Medicaid/CHIP)

Extra! Extra! Read all about our special benefits and services. KS-MEM-0168-13 10.13 (Medicaid/CHIP) Extra! Extra! Read all about our special benefits and services. KS-MEM-0168-13 10.13 (Medicaid/CHIP) Welcome to Amerigroup Kansas! We re happy you re with us. We cover all of your KanCare benefits. Plus

More information

tools to build your business

tools to build your business tools to build your business CERTIFIED AUTO REPAIR FROM THE PARTS PROFESSIONALS The Certified Auto Repair program has been specifically designed to help shop owners grow and market their business in today

More information

Extra! Extra! Read all about our special benefits and services. KS-MEM-0167-13 10.13 (Plus)

Extra! Extra! Read all about our special benefits and services. KS-MEM-0167-13 10.13 (Plus) Extra! Extra! Read all about our special benefits and services. KS-MEM-0167-13 10.13 (Plus) Welcome to Amerigroup Kansas! We re happy you re with us. We cover all of your KanCare benefits. Plus we offer

More information

LEMON LAW SPECIALISTS. com 1.888.395.3666

LEMON LAW SPECIALISTS. com 1.888.395.3666 LEMON LAW SPECIALISTS. com 1.888.395.3666 Thank you for visiting Lemon Law Specialists the web site of the California Law Offices of Delsack & Associates, the original California lemon law web site. Ours

More information

BANQUET & CATERING MENU

BANQUET & CATERING MENU BANQUET & CATERING MENU Shamrock Heights N5525 Old Hwy 45 New London, WI 54961 (920) 982-9993 www.shamrockheightsgolf.com Banquet and Catering Menu New London, WI (920) 982-9993 All menu items are only

More information

Youth Summer Cooking CAmp

Youth Summer Cooking CAmp Youth Summer Cooking CAmp The Restaurant School at Walnut Hill College Youth Summer Cooking Camp Brochure 2012 Does your child love to cook? The Restaurant School at Walnut Hill College has a unique cooking

More information

INITIAL CLIENT QUESTIONNAIRE Financial. Name: SSN: DOB: Spouse: SSN: DOB: Address: City: State: Zip: Length of Residence:

INITIAL CLIENT QUESTIONNAIRE Financial. Name: SSN: DOB: Spouse: SSN: DOB: Address: City: State: Zip: Length of Residence: FOR OFFICE USE ONLY Chapter 7 13 Individual Joint Attorney s Fee: Filing Fee: INITIAL CLIENT QUESTIONNAIRE Financial Date: Name: SSN: DOB: Spouse: SSN: DOB: Address: City: State: Zip: County: Length of

More information