Special introductory price! in association with

Size: px
Start display at page:

Download "Special introductory price! in association with"

Transcription

1 emotive Sweden s headline most comprehensive home Brochure descriptor insurance package Special introductory price! in association with

2 Flat or house we ha Trygg-Hansa offers SULF members discounts on a number of our insurance packages. As a new member of SULF, you can also take out complete Home Contents or Comprehensive Home insurance for a period of six months at a particularly attractive price!* Up to 30% discount on home insurance A a member of SULF, you are entitled to at least 10% off the price of home insurance. If you take out other non-life insurance policies through Trygg-Hansa, (car, second home etc), you can get up to 20% off the cost of these and up to 30% off the price of your home insurance. The SULF member discount applies to everyone in your household, so it s definitely worth contacting our customer services on to discuss your insurance cover. * If your home is already insured with us, you cannot take advantage of this introductory offer. However, you will of course receive the normal SULF members discount. Please call us on we will help you to reduce the price of your current home insurance.

3 ve the right PACKAGE Content and prices Home Contents insurance packages Home Contents insurance Home Contents Plus/HemPlus Travel Plus/ResPlus Tenant-Owner Flat insurance Price for six months: SEK 500! (normal price approx SEK 1,150*) Comprehensive Home insurance package Comprehensive Home insurance Home Buildings Plus/HusPlus Home Contents Plus/HemPlus Travel Plus/ResPlus Price for six months: SEK 1,500! (normal price approx SEK 2,450*) *Normal prices vary depending on the size of your home, the number of people in the household etc. The prices stated are average prices. Home Contents insurance Trygg-Hansa s Home Contents insurance provides the best security for your possessions, both in and outside the home. The insurance also covers rented and borrowed items. In addition, you receive personal cover which includes areas such as illness while travelling, legal disputes and claims for damages. Comprehensive Home insurance The Comprehensive Home insurance includes everything covered by the Contents insurance as well as the actual building structure and the corresponding ground plot. If you insure your house with us, we also offer you the opportunity to take out pest cover. Home Buildings Plus all risks insurance for house and ground plot An all risks insurance which covers the house and ground plot in the event of sudden and unforeseen damage. Examples could be your house being flooded or erosion damage following a cloudburst. Home Contents Plus all risks insurance Home Contents Plus is an all risks insurance. It covers everyday accidents such as pickpocketing, items you accidentally break in your home or your mobile phone breaking because you drop it.

4 for you! Travel Plus extended travel insurance Travel Plus covers an unlimited number of trips throughout the year. With Travel Plus you no longer have to take out a cancellation insurance from your travel agent for each journey. If you have to cancel a trip, either because you have had an accident or have become acutely ill, Travel Plus will cover any expenses you have already paid, such as your flight ticket, or the holiday home or apartment you have rented. Tenant-Owner Flat insurance If you live in a tenant owners association, it is important that you have extended cover for real property, as you are responsible for maintaining your flat. This additional protection, called Tenant Owner Flat insurance, is included in the package, provided that you own a tenant owner flat. Limited offer take out your insurance cover today! To quickly and easily take out the insurance package you need, please complete the attached reply slip. Alternatively, you can call our SULF members customer service centre on or visit This offer is valid for a period of three months from the date you became a member of SULF, and only if you do not already have home insurance through Trygg-Hansa. If you have home insurance through another insurance company which expires at a later date, you can simply state that date. Your new insurance will then take effect from that date. Also favourable price after the first six months What happens next? After the first six months you will receive an offer to continue your Home Contents or Comprehensive Home insurance with Trygg-Hansa. You will be offered a new price, based on the normal discounts granted to all SULF members. For more information on these discounts, please call N.B. More details on the coverage provided can be found in the attached document Read more about the insurance.

5 Reply slip Home Contents insurance package I wish to take out the Home Contents insurance package for six months for just SEK 500. I live in a tenant owner flat. Floor area: m 2. Comprehensive Home insurance package I wish to take out the Comprehensive Home insurance package for six months for just SEK 1,500. Year of construction Habitable floor area: m 2. Non-habitable floor area: m 2.. Number of rooms with shower/bath Property designation Other buildings: Building 1 Building area m 2. Fit for winter habitation Building 2 Building area m 2. Fit for winter habitation Name and address Other persons to be included in the cover (please state personal identity number) Name Personal identity number Address Postal code City Do you currently have a home insurance with another insurance company? If yes, please state the date on which your current home insurance expires in the boxes below. Your new insurance will take effect on that date. Year Month Day Tear here! This offer is only valid once per customer and only if you do not already have home insurance through Trygg-Hansa.

6 Trygg-Hansa Svarspost stockholm NO STAMP REQUIRED PORTO BETALT SWEDEN

7

8 P Trygg-Hansa Försäkrings AB (publ) Stockholm Domicile: Stockholm Corporate identity number: More information? If you have any questions about this offer, our members discounts or the insurance cover, please call our customer service centre on: or visit: www. sulf. se

The right insurance cover

The right insurance cover The right insurance cover for you as a member of ST The Union of Civil Servants In cooperation with Page 2 Insurance for the whole family At member price As a member of ST, you can take out insurance that

More information

Insurance that protects you and lowers your costs

Insurance that protects you and lowers your costs Insurance that protects you and lowers your costs Information prior to and after purchase This is a brief description of the policy. You can find full details in the policy terms and conditions, which

More information

Zurich Group Personal Accident

Zurich Group Personal Accident Zurich Group Personal Accident Employee FAQs GENERAL Why do I need Group Personal Accident insurance if I already have health insurance? Even when you have health insurance, you are likely to still have

More information

Marching forward to protect the things that matter most.

Marching forward to protect the things that matter most. Marching forward to protect the things that matter most. Providing a helping hand to bring you affordable, reliable insurance cover for all ages National Seniors Insurance offers RSL Queensland members

More information

me Insurance Proposal for Home Insurance Home Insurance Proposal for Proposal for COSMOS INSURANCE COMPANY PUBLIC LTD HEAD OFFICE

me Insurance Proposal for Home Insurance Home Insurance Proposal for Proposal for COSMOS INSURANCE COMPANY PUBLIC LTD HEAD OFFICE Proposal for Proposal for Proposal for Home Insurance Home Insurance me Insurance COSMOS INSURANCE COMPANY PUBLIC LTD HEAD OFFICE 46, Griva Digeni Avenue, 1080 Nicosia, P.O.Box 21770, 1513 Nicosia Tel:

More information

Questions. about insurance you need to ask

Questions. about insurance you need to ask 7 Questions about insurance you need to ask What you need to know Some people make the mistaken assumption that in case of an accident, damage or theft that you re protected by your landlord s home insurance.

More information

Car insurance is a legal requirement for all drivers, so if you're on the road, you'll have to get yourself covered.

Car insurance is a legal requirement for all drivers, so if you're on the road, you'll have to get yourself covered. Whether you ve just bought your first car or want to reduce your existing car insurance quote, there are a few things that you'll need to know in order to get the best deal. Car insurance is a legal requirement

More information

TRAVEL INSURANCE FOR COVER ON THE GO BUPA. FIND A HEALTHIER YOU

TRAVEL INSURANCE FOR COVER ON THE GO BUPA. FIND A HEALTHIER YOU TRAVEL INSURANCE FOR COVER ON THE GO BUPA. FIND A HEALTHIER YOU Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. Any advice contained in this document is general advice only

More information

payment protection insurance: consumer questionnaire

payment protection insurance: consumer questionnaire our ref: payment protection insurance: consumer questionnaire WHAT IS THIS QUESTIONNAIRE FOR? This questionnaire is for consumers to bring a complaint about the sale of payment protection insurance (PPI).

More information

You can trust us for a better insurance deal

You can trust us for a better insurance deal You can trust us for a better insurance deal We care about your insurance needs Your financial institution can help you with a range of MemberCare insurance that provides strong personal and financial

More information

Zurich Insurance Middle East S.A.L. Home insurance for your lifestyle

Zurich Insurance Middle East S.A.L. Home insurance for your lifestyle Zurich Insurance Middle East S.A.L Home insurance for your lifestyle Our experience in 170 countries has taught us to embrace what makes people different, and understanding your needs is at the core of

More information

Cancellation Insurance

Cancellation Insurance Increased maximum sum Cancellation Insurance An insurance without excess Valid from March 1 2012 Your money back if something happens A brief summary Cancel due to sudden and unexpected event Costs only

More information

Consumer Guide to Manufactured-Homeowners Insurance North Carolina Department of Insurance

Consumer Guide to Manufactured-Homeowners Insurance North Carolina Department of Insurance Consumer Guide to Manufactured-Homeowners Insurance North Carolina Department of Insurance Wayne Goodwin, Insurance Commissioner A Message from the Commissioner The North Carolina Department of Insurance

More information

Insurance Information Institute. Am I Covered? homeowners about insurance. common questions asked by

Insurance Information Institute. Am I Covered? homeowners about insurance. common questions asked by Insurance Information Institute Am I Covered? common questions asked by homeowners about insurance If a fire, flood, earthquake, or some other natural disaster were to destroy or damage your home, would

More information

1-800-927-4357. www.insurance.ca.gov. Automobile. Insurance. California Department of Insurance

1-800-927-4357. www.insurance.ca.gov. Automobile. Insurance. California Department of Insurance 1-800-927-4357 www.insurance.ca.gov Automobile Insurance California Department of Insurance Table of Contents Page 2 Introduction to Auto Insurance 4 Auto Insurance Costs 6 Liability Coverage and California

More information

Safely around the world. 365 days cover for your leisure and travel. Worldwide, including Switzerland!

Safely around the world. 365 days cover for your leisure and travel. Worldwide, including Switzerland! Safely around the world. 365 days cover for your leisure and travel. Worldwide, including Switzerland! Multi Trip: the leisure and travel insurance for every contingency. Multi Trip Comfort: Leave risk

More information

Group II Benefits. Rescue Transportation Expenses. Return Transportation Costs in Event of Death Insured amount 15,000

Group II Benefits. Rescue Transportation Expenses. Return Transportation Costs in Event of Death Insured amount 15,000 insurance benefits preface Membership in Diners Club provides you with all the benefits of a modern, comprehensive insurance package. If you have used your Diners Club Card within the past two months you

More information

Security for your travels/

Security for your travels/ INTERTOURS travel insurance Security for your travels/ Travel, vacations, and leisure activities: INTERTOURS offers you and your family members quick and reliable help in all emergency situations in Switzerland

More information

Consumers in Sweden. Engelska

Consumers in Sweden. Engelska Consumers in Sweden Engelska Consumers in Sweden If you want to find out about consumer regulations in Sweden, we ve put together some key facts and useful advice. Advice and help... 3 Consumer advice...

More information

MBNA customer questionnaire: credit card payment protection insurance

MBNA customer questionnaire: credit card payment protection insurance MBNA customer questionnaire: credit card payment protection insurance WHAT IS THIS QUESTIONNAIRE FOR? This questionnaire is for you to bring a complaint about the sale of payment protection insurance (PPI).

More information

A Small guide to some Insurance products that you have heard of, but, not sure what they mean!

A Small guide to some Insurance products that you have heard of, but, not sure what they mean! A Small guide to some Insurance products that you have heard of, but, not sure what they mean! Helping you to understand Insurance Please find our guide to some Insurance Products which we know you have

More information

The Game of Life Purchasing Auto Insurance Updated: 2016-02-10

The Game of Life Purchasing Auto Insurance Updated: 2016-02-10 The Game of Life Purchasing Auto Insurance Updated: 2016-02-10 One of the most common experiences young adults encounter can be one of the most mysterious: purchasing auto insurance. It might not seem

More information

Singapore Airlines Claim Form

Singapore Airlines Claim Form Singapore Airlines Claim Form IMPORTANT NOTE: Please answer all questions contained in this claim form as leaving items blank, using ticks, dashes and N/A may make it necessary for us to return your claim

More information

HOME LOANS AND LINES OF CREDIT

HOME LOANS AND LINES OF CREDIT HOME LOANS AND LINES OF CREDIT GENUINE LOANS FOR REAL PEOPLE Product Information Brochure Effective from 1 November 2014 At Queensland Country we offer genuine home loans for real people. We understand

More information

details of anyone complaining with you surname title title d d m m y y y y d d m m y y y y

details of anyone complaining with you surname title title d d m m y y y y d d m m y y y y our ref: payment protection insurance: consumer questionnaire WHAT IS THIS QUESTIONNAIRE FOR? This questionnaire is for consumers to bring a complaint about the sale of payment protection insurance (PPI).

More information

Your Preserved Right to Buy or Right to Acquire Your Home

Your Preserved Right to Buy or Right to Acquire Your Home Your Preserved Right to Buy or Right to Acquire Your Home Your rights under the Housing Act 1985 (as amended) as applied by the Housing (Preserved Right to Buy) Regulations 1993 and the Housing Act 1985

More information

TERMS/POST-PURCHASE INFORMATION SKIIER INSURANCE 1512:02

TERMS/POST-PURCHASE INFORMATION SKIIER INSURANCE 1512:02 1.0 GENERAL INFORMATION ABOUT THE INSURANCE The insurance applies to paid costs when cancelling arrangements with Skistar if you are forced to cut short your, as well as for new equipment in the event

More information

When we receive your claim submission, we will assess it and correspond with you further in due course.

When we receive your claim submission, we will assess it and correspond with you further in due course. Travel Insurance Boots Travel Claims PO Box 60108 London SW20 8US Tel: 0845 125 3820 Fax: 0870 130 1950 Dear Sir / Madam, So that we may process your claim as quickly as possible please ensure that you

More information

In case we need to seek clarification on any concerns you have raised what would be the most convenient time to call, time, Mon/Tue/Wed/Thur/Fri

In case we need to seek clarification on any concerns you have raised what would be the most convenient time to call, time, Mon/Tue/Wed/Thur/Fri first direct PPI Consumer Questionnaire Section A: About you A.1 Your name and contact details Your details Details of anyone complaining with you Surname Title Surname Title Forename(s) Forename(s) Date

More information

Rating Guide. UK Holiday Homes Let Property inc. Student Lets Dss Lets Asylum Seekers Bedsits. Unoccupied Residential Properties

Rating Guide. UK Holiday Homes Let Property inc. Student Lets Dss Lets Asylum Seekers Bedsits. Unoccupied Residential Properties asek Insurance Rating Guide UK Holiday Homes Let Property inc. Student Lets Dss Lets Asylum Seekers Bedsits Unoccupied Residential Properties Overseas Property Instant online quotes and cover available

More information

A-301 1 st Edition, 2008. (Updated: December 2012)

A-301 1 st Edition, 2008. (Updated: December 2012) A-301 1 st Edition, 2008 (Updated: December 2012) Chapter 3 General Clauses of a Contract 107 3.4. Benefits and endorsements 3.4.1. Basic benefit In simple terms, the basic benefit means the insured risk.

More information

Home Insurance. Policy Summary. This policy summary is liable to alteration from time to time. January 2013 cancelling all previous issues

Home Insurance. Policy Summary. This policy summary is liable to alteration from time to time. January 2013 cancelling all previous issues Home Insurance Policy Summary This policy summary is liable to alteration from time to time. January 2013 cancelling all previous issues Use of your Personal Information Please take a few minutes to read

More information

Personal Insurance. home, motor, travel, liability

Personal Insurance. home, motor, travel, liability Personal Insurance home, motor, travel, liability your partner for personal insurance Are we the right business for you? Are we the right business to cover your lifestyle? Your insurance, from Colonial,

More information

Want. to make. your. home. your. own? Find out if this could be the right time to consider buying. Your Right to Buy

Want. to make. your. home. your. own? Find out if this could be the right time to consider buying. Your Right to Buy Council or Housing Association tenants Want Your Right to Buy to make your home your own? Find out if this could be the right time to consider buying 1 Contents Why you might like to buy Why you might

More information

using your Professional Card

using your Professional Card using your Professional Card Safe, convenient payment throughout the world 2 04 05 08 09 12 13 15 17 19 22 23 The benefits of your card Before you start using your card What you need to know about your

More information

Terms and conditions Holiday Insurance Sport

Terms and conditions Holiday Insurance Sport Terms and conditions Holiday Insurance Sport Valid from 1 January 2016 The insurer for this insurance is ERV Försäkringsaktiebolag (publ). Box 1, SE-172 13 Sundbyberg, Sweden (Street address: Löfströms

More information

YOUR CONTACT WITH ELECTRICITY COMPANIES

YOUR CONTACT WITH ELECTRICITY COMPANIES YOUR CONTACT WITH ELECTRICITY COMPANIES page 2 Electricity options available to you page 4 Your electricity consumption (meter reading facts) page 6 You re moving in (what to do with your contracts) page

More information

BMW HOME INSURANCE POLICY SUMMARY.

BMW HOME INSURANCE POLICY SUMMARY. This is a Policy Summary only and does not contain the full terms and conditions of the contract. It does not form part of the contract between you and us. Full terms can be found in the Policy Wording,

More information

Members Insurance Application

Members Insurance Application Send your application/declaration of health postage free to: Frisvar Förenade Liv Gruppförsäkring AB, Svarspost 121310901, 110 00 Stockholm Members Insurance Application You can fill out your insurance

More information

Visa services for the car rental industry Front desk procedures guide for car rental merchants. November 2008

Visa services for the car rental industry Front desk procedures guide for car rental merchants. November 2008 Visa services for the car rental industry Front desk procedures guide for car rental merchants November 2008 Table of contents Chapter 1: About this guide 3 Chapter 2: Accepting all Visa cards 4 Chapter

More information

Home Insurance Policy summary

Home Insurance Policy summary Home Insurance Policy summary Your Personal Information Please take a few minutes to read this section carefully as it contains important information relating to the details that you have given us. You

More information

Terms and conditions Holiday Insurance

Terms and conditions Holiday Insurance Terms and conditions Holiday Insurance Valid from 1 april 2015 The insurer for this insurance is ERV Försäkringsaktiebolag (publ). Box 1, SE-172 13 Sundbyberg, Sweden (Street address: Löfströms Allé 6

More information

Your new MasterCard insurance cover

Your new MasterCard insurance cover Your new MasterCard insurance cover Read about the changes regarding cards and travel insurance effective from 1 January 2015 New Sydbank MasterCard travel insurance As of 1 January 2015 travel insurance

More information

We can help with BUYING A RESALE PROPERTY

We can help with BUYING A RESALE PROPERTY We can help with BUYING A RESALE PROPERTY Contents Buying a Resale property 2 Why buy through a Shared Ownership scheme? 2 Who are Family Mosaic? 3 When I buy a resale property, what am I buying? 3 I

More information

SAFE & SIMPLE. Rent out your property. bostaddirekt.com

SAFE & SIMPLE. Rent out your property. bostaddirekt.com THE LETTTING SPECIALIST SAFE & SIMPLE SINCE 1994 Rent out your property Sublet your property It s safe, easy and completely free of charge Our mission is to help landlords and those in need of a new home

More information

www.healthcareinternational.com

www.healthcareinternational.com REVOLUTIONISING TRAVEL INSURANCE www.healthcareinternational.com Welcome to HealthCare International As a specialist provider of private medical and related personal insurances, we have the experience

More information

Guide to Homeowners Mortgage Support

Guide to Homeowners Mortgage Support Guide to Homeowners Mortgage Support This leaflet tells you about Homeowners Mortgage Support (HMS) and explains where to get more information. This leaflet explains: what Homeowners Mortgage Support is

More information

If you rent a house or apartment. Renters Insurance

If you rent a house or apartment. Renters Insurance Renters Insurance If you rent a house or apartment and think that your landlord is financially responsible when there is a fire, theft or other catastrophe think again. Your landlord may have insurance

More information

Insurance Guide for Expats in Germany Insurance guide for Germany what you really need! The following pages will give you a good overview of what insurances are available in Germany and what is absolutely

More information

Consumer Math Notes 9.1-2. Purchasing a New Vehicle/ Dealer s Cost. A vehicle s shows all charges for the vehicle.

Consumer Math Notes 9.1-2. Purchasing a New Vehicle/ Dealer s Cost. A vehicle s shows all charges for the vehicle. Consumer Math Notes 9.1-2 Name Hour Purchasing a New Vehicle/ Dealer s Cost A vehicle s shows all charges for the vehicle. = the price of he vehicle s engine, chassis and any other standard equipment for

More information

Revolutionising Travel Insurance. Travel insurance around the world, around the clock

Revolutionising Travel Insurance. Travel insurance around the world, around the clock Revolutionising Travel Insurance Travel insurance around the world, around the clock Welcome to HealthCare International As a specialist provider of private medical and related personal insurances, we

More information

Dealing with debt Top Tips

Dealing with debt Top Tips Dealing with debt Top Tips Don t ignore the problem it won t go away. The longer you leave it, the worse it will get. Get advice from the Student Advice Centre, Citizens Advice Bureau or other independent

More information

Rental Dwelling Policy Comparison

Rental Dwelling Policy Comparison Rental Dwelling Policy Comparison Coverage under the attached renewal policy is provided on our new Rental Dwelling Policy form DH 25-05 (01-97). As a result of this certain areas of coverage are broader

More information

Guide to Homeowners Mortgage Support

Guide to Homeowners Mortgage Support Guide to Homeowners Mortgage Support This leaflet tells you about Homeowners Mortgage Support (HMS) and explains where to get more information. This leaflet explains: what Homeowners Mortgage Support is

More information

FUNERAL PLAN Insurance

FUNERAL PLAN Insurance FUNERAL PLAN Insurance Covering you co-operatively An insurance plan to provide you and your family with peace of mind at a difficult time. FUNERAL PLAN Peace of mind at a difficult time The death of a

More information

Aviva s Optional Riders

Aviva s Optional Riders Aviva s Optional Riders Make this your policy We are building insurance around you. SM 17714 8/10 Customize your universal life policy with Aviva s menu of optional riders If you think of your life insurance

More information

CAP Legal Protection Insurance

CAP Legal Protection Insurance Private Clients / Corporate Clients CAP Legal Protection Insurance Legal protection worldwide for everyone: privalex, firmalex and special contracts. w.cap.ch A company of It s important to have expert

More information

Your Right. to Buy Your Home. A guide for Scottish Secure Tenants

Your Right. to Buy Your Home. A guide for Scottish Secure Tenants Your Right to Buy Your Home A guide for Scottish Secure Tenants Your Right to Buy Your Home About this booklet This booklet is for Scottish secure tenants. If you are not a Scottish secure tenant, you

More information

Accounts. Checking. Name Block Date

Accounts. Checking. Name Block Date Name Block Date Checking Accounts Tasks Checking Accounts Notes... page 5 Debit Card Questions... page 7 Writing a Check Activity... page 8 Checking Simulation #1... pages 9-19 Checking Simulation #2...

More information

Security for the individual growth for the economy

Security for the individual growth for the economy INSURANCE IN SWEDEN STATISTICS 214 Security for the individual growth for the economy We are all exposed to risk. It might be the risk of being in a traffic accident or of a fire in your home. It could

More information

Abel Insurance Agency

Abel Insurance Agency After a wildfire, people may have questions about their insurance coverage. The Insurance Information Institute offers answers to some of these basic questions. HOMEOWNERS COVERAGE Q. If my house burns

More information

INSURANCE CLAIM FORM

INSURANCE CLAIM FORM INSURANCE CLAIM FORM This purpose of this document is to help you complete your insurance claim. Please read the instructions below and carefully follow them, this will enable us to complete the assessment

More information

Welcome to Sweden s strongest network

Welcome to Sweden s strongest network Welcome to Sweden s strongest network Contents Welcome! A professional organisation for graduate engineers Security A strong safety net for you Salary We know the value of a world-class engineer like you

More information

A Woman s Guide to Life Insurance

A Woman s Guide to Life Insurance protecting your future A Woman s Guide to Life Insurance CAC.6357 (03.13) TODAY I realized how valuable I am. You are valuable. You insure your house, your car, your jewelry, and your health, right? But

More information

Payment & travel conditions

Payment & travel conditions Payment & travel conditions GENERAL CONDITIONS These general conditions apply between Höga Kusten Turism AB and the customer who themselves or via a third party reaches an agreement with Höga Kusten Turism

More information

BMW HOME INSURANCE POLICY SUMMARY.

BMW HOME INSURANCE POLICY SUMMARY. BMW HOME INSURANCE POLICY SUMMARY. This is a Policy Summary only and does not contain the full terms and conditions of the contract. It does not form part of the contract between you and us. Full terms

More information

Insurance in Sweden 2011

Insurance in Sweden 2011 Insurance in Sweden 211 Security for the individual growth for the economy We are all exposed to risk. It might be the risk of being in a traffic accident or of a fire in your home. It could be theft

More information

Business Owners Insurance. made simple

Business Owners Insurance. made simple Business Owners Insurance made simple What s inside: How to read an Allstate Businessowners Policy Declarations Protecting your building and business personal property Understanding deductibles and coverage

More information

Patriot America Plus

Patriot America Plus nt Info: VisitorsCoverage Inc. 2350 Mission College Blvd, Santa Clara CA 95054 Phone: 1-866-384-9104 Fax: 408-496-1090 E-mail: insurance@visitorscoverage.com www.visitorscoverage.com Patriot America Plus

More information

Report of exchange semester in Manchester Business School. Background to why you were interested in studying abroad on exchange

Report of exchange semester in Manchester Business School. Background to why you were interested in studying abroad on exchange Report of exchange semester in Manchester Business School Written by Julija Laskovska Background to why you were interested in studying abroad on exchange When a person studies abroad, he or she gets invaluable

More information

Details of anyone complaining with you

Details of anyone complaining with you Section A: about you FOR BANK USE ONLY WMSFPI A.1 Your name and contact details Your details CIN. Details of anyone complaining with you Surname Title Title First name(s) Date of Birth Y Y Y Y Address

More information

Health insurance for language pupils & students 1

Health insurance for language pupils & students 1 Why take out health insurance for a stay abroad? Many foreign language pupils and students staying abroad for a specific period take out inadequate health insurance or none at all. But, unfortunately,

More information

Take control of your money

Take control of your money Take control of your money A resource to help you learn about budgeting. Information given is of a general nature only and does not constitute personalised financial advice. While BNZ has made every effort

More information

WHAT BANKRUPTCY CAN T DO

WHAT BANKRUPTCY CAN T DO A decision to file for bankruptcy should only be made after determining that bankruptcy is the best way to deal with your financial problems. This brochure cannot explain every aspect of the bankruptcy

More information

How retail banks can accelerate value in reward programs

How retail banks can accelerate value in reward programs How retail banks can accelerate value in reward programs Driving your customers towards their Golden Moment The problem with reward programs No rewards program, however well-researched, well-funded and

More information

SAFE & SIMPLE. Renting a sublet. bostaddirekt.com

SAFE & SIMPLE. Renting a sublet. bostaddirekt.com THE LETTTING SPECIALIST SAFE & SIMPLE SINCE 1994 Renting a sublet Let us help you find a new home Start your search here. Just 695 SEK for 45 days of unlimited searching! Show us what you are looking for.

More information

Your Summary of Cover

Your Summary of Cover SPECIALIST INSURANCE FOR STUDENTS Your Summary of Cover Plus Top Up Covers Available To You For Additional Cost Group Scheme for University of Edinburgh Master Policy Number: EDBH2014, academic year 2014/2015

More information

Play It Safe. While Moving, Storing or Towing. to protect you, your family and your belongings. Visit us on the web @ uhaul.com

Play It Safe. While Moving, Storing or Towing. to protect you, your family and your belongings. Visit us on the web @ uhaul.com Play It Safe While Moving, Storing or Towing Fivee lo Fi low-cost, cost ccustom stom packages to choose from to protect you, your family and your belongings. Visit us on the web @ uhaul.com RWI-150(Y)CC05.indd

More information

EXAMPLE PRESENTATION SCRIPT. The following is an example script for the Are You Credit Wise? presentation.

EXAMPLE PRESENTATION SCRIPT. The following is an example script for the Are You Credit Wise? presentation. EXAMPLE PRESENTATION SCRIPT The following is an example script for the Are You Credit Wise? presentation. (Slide 1) Hi, my name is and I m a Junior studying. I m here today to talk about smart money management.

More information

RBC Royal Bank Visa Business Platinum Avion. A world of travel rewards. And more.

RBC Royal Bank Visa Business Platinum Avion. A world of travel rewards. And more. RBC Royal Bank Visa Business Platinum Avion A world of travel rewards. And more. A world of travel rewards. And more. 3 Expense management has never been easier or more rewarding Welcome to RBC Royal Bank

More information

Westpac Holiday Travel Insurance Product Disclosure Statement. Premium, excess and claims guide

Westpac Holiday Travel Insurance Product Disclosure Statement. Premium, excess and claims guide Westpac Holiday Travel Insurance Product Disclosure Statement Premium, and claims guide Your guide to premiums, es and claims payment The purpose of this guide is to provide further detail about the amount

More information

Insurance in Sweden 2012

Insurance in Sweden 2012 Insurance in Sweden 212 Security for the individual growth for the economy We are all exposed to risk. It might be the risk of being in a traffic accident or of a fire in your home. It could be theft or

More information

Homeowners Insurance Life Advice

Homeowners Insurance Life Advice Homeowners Insurance Life Advice Protecting your home Homeowners insurance protects your financial investment in your home. Based on your individual needs, you choose specific coverage to provide as much

More information

Green Shield Canada (GSC) Extended and Individual Travel Health Plans for GMCL Salaried Retirees

Green Shield Canada (GSC) Extended and Individual Travel Health Plans for GMCL Salaried Retirees Green Shield Canada (GSC) Extended and Individual Travel Health Plans for GMCL Salaried s The base travel plan for GMCL Salaried s (who retired on or after January 1, 1995) provides coverage for the first

More information

INSURANCE BASICS101 TM %*'9 [[[ EPXEREJGY SVK

INSURANCE BASICS101 TM %*'9 [[[ EPXEREJGY SVK INSURANCE BASICS101 TM This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended, and should not be used,

More information

The Cruise Industry s Vacation Medical Plan

The Cruise Industry s Vacation Medical Plan SHIP Shoreside Health Insurance Plan The Cruise Industry s Vacation Medical Plan Distributed by: INSURANCE BROKERS Signing off? Take the Shoreside Health Insurance Plan (SHIP) with you! SHIP is designed

More information

You re well cared for in Switzerland

You re well cared for in Switzerland You re well cared for in Switzerland Everything you need to relocate to Switzerland Infos & Checklists For optimal insurance cover in every phase of life. www.visana.ch Grüezi and welcome to Switzerland

More information

Contents. Global Family Insurance 3. Why choose Expat & Co? 4. 5 modules, 2 options 5. Individual Modules 6-8. Options 9

Contents. Global Family Insurance 3. Why choose Expat & Co? 4. 5 modules, 2 options 5. Individual Modules 6-8. Options 9 Contents Global Family Insurance 3 Why choose Expat & Co? 4 5 modules, 2 options 5 Individual Modules 6-8 Options 9 How to take out your insurance 10 What to do in case of a claim 11 Contact 12 2 Global

More information

Countrywide Insurance Services. Home protection plan. Exclusive to Countrywide. Proud to be associated with. www.countrywideinsurance.co.

Countrywide Insurance Services. Home protection plan. Exclusive to Countrywide. Proud to be associated with. www.countrywideinsurance.co. Countrywide Insurance Services Home protection plan Exclusive to Countrywide Proud to be associated with www.countrywideinsurance.co.uk Information booklet Home protection plan information booklet Rebuilding

More information

A CONVERSATION ABOUT MONEY. Q. What is a spending plan? 1. Where am I now? 2. Where do I want to be? 3. How will I get there?

A CONVERSATION ABOUT MONEY. Q. What is a spending plan? 1. Where am I now? 2. Where do I want to be? 3. How will I get there? You and Your Money This publication is intended to provide general information only and is not a substitute for legal advice. WHAT S INSIDE SO HOW DO YOU SPEND YOUR MONEY?...2 WHERE AM I NOW?...3 HOW WILL

More information

SIFA GmbH Swiss Insurance & Financial Advisors

SIFA GmbH Swiss Insurance & Financial Advisors SIFA GmbH Swiss Insurance & Financial Advisors LIVING IN SWITZERLAND WITH ADEQUATE INSURANCE 2015 This brief guide is intended to help you understand the basics of insurance in Switzerland Directory 1.

More information

A brief guide to Financial Planning Guide financial planning

A brief guide to Financial Planning Guide financial planning A brief guide to Financial Planningplanning Guide financial Table of Contents Financial Planning The Process of Financial Planning Why do I need a Financial Plan? Do I need a Financial Advisor? Tips to

More information

*Correct at 10 February 2015 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

*Correct at 10 February 2015 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Financial Viewpoint Issue Spring 205 Downton and Ali Associates Your latest newsletter from Downton & Ali Associates Low rates, why wait? Get the right advice While banks and building societies are competing

More information

University of Bolton Hardship Fund Frequently Asked Questions Information Sheet

University of Bolton Hardship Fund Frequently Asked Questions Information Sheet University of Bolton Hardship Fund Frequently Asked Questions Information Sheet What is the Hardship Fund? The Hardship Fund is to help students facing financial hardship. It can provide nonrepayable awards

More information

Insurance. Guidance for conversation on insurance. Trainers Notes for discussing insurance with clients

Insurance. Guidance for conversation on insurance. Trainers Notes for discussing insurance with clients Insurance Guidance for conversation on insurance Trainers Notes for discussing insurance with clients This session pack has been produced as part of Citizens Advice Financial Skills for Life. Key partner

More information

Welcome to Fora! Your partner in collective insurances

Welcome to Fora! Your partner in collective insurances Welcome to Fora! Your partner in collective insurances www.fora.se This is about the company s Collective insurances are part of the Swedish social security system and are based on collective agreements

More information