Guide to Government s Business Services

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Guide to Government s Business Services"

Transcription

1 Guide to Government s Business Services August 2014

2 Why small business is big business 2

3 Index Helping small businesses: What support is there for a small business? 4 Business Advice 5 Local Advice & Support 6 Support for start-ups 7 Running a Business 9 Growing a business 11 Staff 13 Accessing Finance 16 Developing new ideas and products 19 Exporting 22 Digital 23 Government s Business Support Guide 24 If you have any questions or comments on this guide, please contact: Andy Harrison 3

4 Linda Prosper Helping small businesses What support is there for a small business? Guide for business facing officials What is it? Business Support Directory This document sets out Government s national business support service. It is intended as a guide to be used by you and your organisation to signpost businesses to relevant areas of help and support, if the occasion arises when meeting business. Why? The cross-government Small Business Steering Board has suggested that Government should explore all channels in raising awareness of business support, especially to small business. What s the benefit for you? This directory is a tool that can be used to supplement the help and guidance that you offer to business. It should make your job easier, by pulling together useful information in one place in addition to your own tailored service. You do not have to recreate this information, potentially saving you costs which mean your resources can be used elsewhere. What s the benefit for small businesses? Using the information in this directory will mean that businesses receive consistent advice about what support is available, no matter where or who they turn to for such help. With your help, they will be signposted to information that they need, such as, guidance and schemes which can help them start and grow their business. The directory of government support covers: Business Advice Local Advice & Support Support for start-ups Running a Business Growing a business Staff Accessing Finance Developing new ideas and products Exporting Digital 4

5 Government s Business Support Guide Business Support Directory Business Advice GREATbusiness.gov.uk The GREATbusiness.gov.uk website has been redesigned as a single portal for business seeking support from government. It is designed to enable business to find the support they need. At the core of the website is a new online tool My Business Support, to help businesses identify their needs and then direct them to the most appropriate public and private sector support. This tool will sit alongside the Business Finance and Support Finder tool, so that business can search for the support they need. My Business Support: Business Finance Support Finder: https://www.gov.uk/business-finance-support-finder Business Support Helpline Tel: (Monday to Friday, 9.00am 6.00pm) The Business Support Helpline offers advice and guidance for new and existing businesses. It has information on national and local schemes as well as grants and loans to help businesses start and grow. A team of specialist advisors can provide a more in-depth, personalised service for complex business issues. Businesses can choose a telephone appointment time convenient for them and get up to 60 minutes of free, expert advice. The Business Support Helpline has been expanded and enhanced to deliver and raise awareness of government support through social media channels and provide an open access Knowledge Bank of national and local information about business support by all advisers. This is accessible via: Webchat: https://businesssupport.live-chat-help.com/ Facebook: https://facebook.com/businessisgreatbritain Twitter: https://twitter.com/businessgov 5

6 Local Advice & Support Growth Hubs At the local level business support is available from an increasing number of Growth Hubs. These are partnerships of business support providers in a local area, helping business get a joined-up consistent service no matter where they turn to for advice. Growth Hubs bring together both public sector and private sector bodies and can include: local authorities, Local Enterprise Partnerships, Chambers of Commerce, Federation of Small Businesses, enterprise agencies, universities, libraries and other private sector business support providers. Growth Hubs offer a way in to business support at both the local and national level, so can offer advice in all areas of running a business. Growth Hubs: Advise on what local and national support is available Assesses a business s needs and connects them to the right support Makes it easy to contact other businesses for advice, support and mentoring by offering business to business networking opportunities. Currently there are 18 Growth Hubs with more being established throughout this year and next. To find the nearest growth hub, use the My Business Support online tool: 6

7 Support for start-ups Starting a business requires careful planning, research and preparation. This section provides information on Government Support Schemes, grants and initiatives to help a business start-up. General sources of advice Both the website and the Business Support Helpline can offer advice about starting up a business and direct business to more support. Businesses can call to speak to a business support advisor (9.00am pm Monday to Friday) The greatbusiness.gov.uk website offers general advice and help on: the basics of starting up / advice on legal structures tax obligations HMRC can also offer start-up information Local support The My Business Support Tool identifies business needs and directs them to the most appropriate support Find local events relevant to starting up a business on the Events Finder tool on Start-up Finance The Business and Finance Support Finder tool can be searched for support available to start ups and has an in-depth database of information about grants, loans and other financial assistance available to businesses in the UK. Find out more on: The Start up Loans Company provides low-cost loans and mentoring for entrepreneurs over 18 years old who are looking to start a business. Anybody living in the UK and is at least 18 years of age or older at the time of registration, can apply for a Start Up Loan, even if they have already started a business but they must not have been trading for longer than a period of 12 months. Find out more: 7

8 The Business Finance Guide produced by the British Business Bank and the institute of Chartered Accountants in England and Wales, sets out the full range of access to finance options as a business goes from start-up to growth to listing on the stock exchange. Visit Home Businesses It has never been easier to start a business from home. A checklist can be found on the GREAT website - and guidance can be found at Looking for office space Space for Growth is a government scheme that offers surplus office space in government buildings to start-ups, small businesses, social enterprises and charities free of charge or low cost. Find out more: Enterprise Zones could also help businesses locate some start up space. Find out more: Small business tax relief has been extended for a year. If a business s property has a rateable value below 18,000 ( 25,500 in Greater London) it would be considered a small business. For more information, please visit: https://www.gov.uk/apply-for-business-rate-relief/smallbusiness-rate-relief. What happens to benefits if an individual wants to start up a business? If a person is unemployed, the new Enterprise Allowance Scheme provides money and support to help start a business. For more details visit: Further sources of advice Enterprise agencies offer free independent advice and support to those thinking about starting or already running a business. Find the nearest member of the National Enterprise Network through their website - VAT and Tax payment For the range of taxes that maybe applicable to business, please visit: https://www.gov.uk/browse/business/business-tax 8

9 Running a Business This section covers help for running a business. GREATbusiness.gov.uk and Business Support Helpline Both the website and the Business Support Helpline T: can help provide advice on running a business. Using the Business Support and Finance Finder tool a business can find government-backed support and finance for business, including: grants finance and loans business support e.g. mentoring, consultancy funding for small and medium-sized businesses The tool enables a business owner to customise their search by location, size and activity. Visit: https://www.gov.uk/business-finance-support-finder Gov.uk also provides advice The British Business Bank Finance Guide, produced by the British Business Bank and the Institute of Chartered Accountants in England and Wales (ICAEW), sets out the full range of access to finance options for businesses as they go from start-up to growth to listing on the stock exchange - offers information and guidance about financial issues that can help business survive, including: Financing and planning business growth Finance options for new businesses Equity finance for growth businesses Debt finance and grants for growth businesses Tax relief and incentives for business Help with Bank lending appeals Dealing with late payments Funding and support for new ideas Writing a business plan Growth Vouchers The government s Growth Vouchers scheme allows businesses to get a grant of up to 2,000 to cover half the cost of getting expert advice. The Growth Voucher can cover: finance and cash flow recruiting and developing staff improving leadership and management skills marketing, attracting and keeping customers 9

10 making the most of digital technology Find out more: Business Support Directory Mentorsme This scheme offers a business a mentor to help develop ideas and grow a business. There are over 115 mentoring organisations on the Mentorsme portal (operated by the British Bankers Association (BBA)), providing access to around 27,000 business mentors, including over 15,000 volunteer business mentors from the small business community, recruited and trained via the Get Mentoring initiative. Find out more: Business Continuity Management The Cabinet Office have produced guidance on Business Continuity Management that helps to identify parts of an organisation that cannot afford to be lost, such as information, stock, premises, staff and planning how to maintain these if an incident occurs. For further details visit: https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/137994/business_c ontinuity_managment_toolkit.pdf 10

11 Growing a business Growing a business requires good planning and execution. This section provides information on Government support schemes, grants and initiatives that are designed to help growth businesses succeed. GREATbusiness.gov.uk and Business Support Helpline Both website and the Business Support Helpline T: can help provide advice on growing a business. The Government s Growth Vouchers scheme pays 50 percent of the cost of expert advice up to 2000 on: finance and cash flow recruiting and developing staff improving leadership and management skills marketing, attracting and keeping customers making the most of digital technology Find out more: GrowthAccelerator GrowthAccelerator is a unique, English-wide programme, led by some of the country s most successful growth specialists. Businesses can find new connections; new routes to investment, access new ideas and strategies to help business achieve its full potential. Find out more: Advice The Growing Your Business section on the GOV.UK website - https://www.gov.uk/growing-yourbusiness provides information and guidance including: Plan for growth Get extra funding Increase sales to existing customers Attract new customers Improve your products and services Develop new products and services Hire and train staff Work with a mentor The Business and Finance Support Finder tool - https://www.gov.uk/business-finance-supportfinder has an in-depth database of information about grants, loans and other financial assistance available to businesses in the UK 11

12 Business training and networking events The Events Finder tool enables businesses to search for local business related training, workshops, networking events and seminars in the UK. Find events relevant to growing a business on the Events Finder tool on Mentorsme A business mentor can help a business develop ideas and grow. There are over 115 mentoring organisations on the Mentorsme portal (operated by the British Bankers Association (BBA), providing access to around 27,000 business mentors, including over 15,000 volunteer business mentors from the small business community, recruited and trained via the Get Mentoring initiative. Find out more: The Business Exchange The Business Exchange is about delivering game-changing opportunities to small businesses by posting pledges of meaningful commercial support from big business. These pledges could be offers of investment, or the sharing of intellectual capital and physical assets. Find out more: Superfast Broadband Connection Vouchers This scheme offers business with fewer than 250 employees a voucher of up to 3000, to install superfast broadband in to a business. It covers the capital costs for connection and set up but not the maintaining cost for any broadband package. The 22 super connected cities are: Aberdeen, Belfast, Birmingham, Bradford, Brighton and Hove, Bristol, Cambridge, Cardiff, Coventry, Derby, Derry/Londonderry, Edinburgh, Leeds, London, Manchester, Newcastle, Newport, Oxford, Perth, Portsmouth, Salford, York Find out more: https://www.connectionvouchers.co.uk/ 12

13 Staff Every business needs an efficient, reliable and skilled workforce. There are many resources, schemes and incentives to help businesses recruit, employ and develop their people. GREATbusiness.gov.uk has an employment and skills section that sets out essential information on recruiting and training staff, especially for the first time. Find out more: The Business Support Helpline T: can also help provide advice on this issue. Universal Jobmatch Free online system which matches candidates to jobs. Businesses can advertise jobs and search for jobseekers whose CVs match their needs. Find out more: https://www.gov.uk/jobsearch Small Business Recruitment Service Government service which provides individual support for small businesses, including: a helpline with specialist advisers who understand small businesses recruitment needs help with the design and wording of job vacancies to ensure that businesses get the best person for the job signposting to other types of support (eg ACAS for employment legislation issues) a contact who can advise on the local labour market an aftercare service to ensure business continue to get the service they need after they ve recruited someone Find out more and use the service: Telephone: (option 2) Textphone: Monday to Friday, 8am to 6pm Employment Allowance Small Business employers can get 2,000 by claiming this relief on National Insurance bills. Employment Allowance is for nearly all employers that pay Class 1 National Insurance contributions on their employees and directors earnings. This includes: businesses charities Find out more: https://www.gov.uk/employment-allowance 13

14 Apprenticeships Business Support Directory Grants of 1,500 are available to a business taking on an apprentice for the first time. Find out more: Resolving problems with staff ACAS ACAS provides impartial information, advice, training, conciliation and other services for employers and employees to help prevent or resolve workplace problems. Find out more: Developing staff ACAS Model Workplace ACAS offer leadership and management advice on how to engage staff and build up a business Employer Ownership of Skills This fund, offers employers in England direct access to public investment to design and deliver their own training solutions. https://www.gov.uk/government/organisations/uk-commission-for-employment-and-skills Employer Investment Fund This fund, led by the UK Commission for Employment and Skills, has supported 87 projects. https://www.gov.uk/government/publications/ukces-employer-investment-fund Apply for a Growth Voucher The Government s Growth Vouchers scheme pays 50 per cent of the cost of expert advice. Up to 2000 helping business develop staff and providing recruitment advice. Find out more: Online learning from ACAS Ten free online courses that provide advice on employment issues. Training in people management and disputes Discover the range of courses relating to employment that are available from ACAS. 14

15 Accessing Finance The choice of finance options available to small businesses is now a far greater one than just banks. This section contains advice and information to help businesses find out how to access affordable and appropriate finance. The website provides information about the variety of funding sources that are available. There is also guidance on the law regarding late payment of debts and on how to make an appeal if a bank turns down a loan request. Find out more: Businesses can also search the Business and Finance Support Finder tool on gov.uk. This is an in-depth database of information about grants, loans and other financial assistance available to businesses in the UK - the Business Finance and Support Finder, which users can browse based on things like their location, size, and type of industry. Find out more: https://www.gov.uk/starting-up-a-business/get-funding The Business Support Helpline T: can also help provide advice on this issue. British Business Bank The British Business Bank is being set up as a state-backed economic development bank. It will support economic growth by bringing together public and private sector funds to create more effective and efficient finance markets for smaller businesses in the UK. Find out more about the funding the bank can offer and unlock: Specific schemes: The British Business Bank Finance Guide, produced by the British Business Bank and the Institute of Chartered Accountants in England and Wales (ICAEW), sets out the full range of access to finance options for businesses as they go from start-up to growth to listing on the stock exchange - offers information and guidance about financial issues that can help business survive, including: Financing and planning business growth Finance options for new businesses Equity finance for growth businesses Debt finance and grants for growth businesses 15

16 Tax relief and incentives for business Help with Bank lending appeals Dealing with late payments Funding and support for new ideas Writing a business plan Business Support Directory Find out more: Enterprise Finance Guarantee Scheme (EFG) (run by the British Business Bank) Businesses that have been turned down for a commercial loan can ask their bank to access the Enterprise Finance Guarantee, which backs loans to viable businesses who don t necessarily have the security a normal loan would need. EFG is open to viable businesses that: operate in the UK have a turnover of no more than 41 million are seeking finance of between 1,000 and 1.2 million wish and can afford to repay over a period of between 3 months and 10 years for term lending and between 3 months and 3 years for overdrafts, invoice finance and other revolving facilities require the finance for an eligible purpose (most business purposes are eligible the most significant exclusion is the financing of specific export orders, as alternative forms of assistance for that purpose is provided by UK Export Finance, see page 18) operate in a business sector that is eligible for EFG (almost all sectors are eligible where exclusions apply they arise from EU State Aid rules) Find out more: Innovate UK (formally known as Technology Strategy Board) Offers funding, business support and networking platforms to help boost technology and innovation: Smart grants Offers up to 100,000 co-funding for R&D projects. Smart is aimed at SMEs with high growth ambition and potential. Pre start-ups, start-ups, and small and medium-sized businesses from all sectors across the UK, undertaking R&D may apply. Find out more: https://www.innovateuk.org/-/smart Innovation Vouchers worth 5,000 are available for expert help to develop ideas. This scheme is open to micro, small and medium-sized businesses with fewer than 250 employees only. Find out more: https://www.innovateuk.org/-/innovation-vouchers. 16

17 Angel Co-Fund (run by the British Business Bank) Business Support Directory Makes equity investments of between 100,000 and 1 million in smaller businesses in the UK. It invests alongside strong syndicates of business angels to support businesses with strong growth potential. Find out more: Small Business Rate Relief Most small businesses are eligible for the government s small business rate relief scheme. The scheme has been extended for 1 year from April If a business s property has a rateable value below 18,000 ( 25,500 in Greater London) it would be considered a small business. Find out more: https://www.gov.uk/apply-for-business-rate-relief/small-business-rate-relief Seed Enterprise Investment Scheme Tax incentives for investors to invest in start-ups and small businesses. Find out more at: The Start up Loans Company provides low-cost loans and mentoring for entrepreneurs over 18 years old who are looking to start a business. Anybody living in the UK and is at least 18 years of age or older at the time of registration, can apply for a Start Up Loan, even if they have already started a business but they must not have been trading for longer than a period of 12 months. Find out more: UK Export Finance This offers businesses planning to export goods or services from the UK a form of credit guarantee or insurance to protect against non-payment or other financial issues. UK Export Finance (UKEF) can provide guarantees, insurance and advice in support of UK exports large and small. Working across a wide range of sectors, UKEF can consider support for exports to over 200 countries. Find out more: https://www.gov.uk/government/organisations/uk-export-finance 17

18 Developing new ideas and products If it creates something unique, a business has Intellectual Property (IP) that it can protect and exploit. This section highlights where to get advice on copyright, patents, design and trademarks and support schemes. There are many funding opportunities for businesses who want to develop and exploit their IP. There are also schemes and initiatives in which businesses can collaborate with research partners, such as universities, to develop new ideas. These are listed below: Technology Strategy Board Offers funding, business support and networking platforms to help boost technology and innovation: Smart grants Offers up to 100,000 co-funding for R&D projects. Smart is aimed at SMEs with high growth ambition and potential. Pre start-ups, start-ups, and small and medium-sized businesses from all sectors across the UK, undertaking R&D may apply. Find out more: https://www.innovateuk.org/-/smart Innovation Vouchers worth 5,000 are available for expert help to develop ideas. This scheme is open to micro, small and medium-sized businesses with fewer than 250 employees only. Find out more: https://www.innovateuk.org/-/innovation-vouchers. HMRC Find out about the 225% tax relief that businesses could be eligible for Research and Development costs. Find out more: Catapult Centres A Catapult Centre is a physical location where the very best of the UK's businesses, scientists and engineers work side by side on late-stage research and development - transforming 'high potential' ideas into new products and services to generate economic growth. Businesses may be able to access specialist equipment and emerging technologies through them. Find out more: https://www.innovateuk.org/-/catapult-centres Manufacturing Advisory Service (MAS) The Manufacturing Advisory Service (MAS) is an impartial and practical business support service for manufacturing businesses in England, helping them improve and grow. 18

19 They have an 80 strong team of expert Manufacturing Advisors on the ground working with management teams to plan long-term strategies, improve processes and bring new products to market, helping to develop activity and capacity in supply chains. MAS growth products typically provide 66:1 return on a businesses initial investment. They offer a free review of a business and advice. They offer their subsidised services to SMEs: Less than 250 employees Having an annual turnover of less than 50m or a balance sheet of less than 43m Not part of a group which in itself exceeds one of the criteria above. Find out more: Intellectual Property Office (IPO) The Intellectual Property Office (IPO) can help with patent applications. Find out more: Intellectual Property attaches Advice on protecting a businesses rights in key international markets through our specialist attaches. Find out more: British Library Business & Intellectual Property Centre and its network The British Library Business & Intellectual Property Centre and its network of Centres based at other libraries around the country can offer businesses impartial free advice; support around patents/copyrighting and protecting ideas/products and marketing them. The Centres offer business support as well as a specialised intellectual property service. Find out more: The wider network: GrowthAccelerator GrowthAccelerator is a unique, English-wide programme, led by some of the country s most successful growth specialists. Businesses can find new connections; new routes to investment and access new ideas and strategies that a business needs to achieve its full potential. Find out more: 19

20 Growth Vouchers Business Support Directory The government s Growth Vouchers scheme allows businesses to get a grant of up to 2,000 to cover half the cost of getting expert advice. The Growth Voucher can cover: Find out more: Mentorsme A business mentor can help a business develop ideas and grow. There are over 115 mentoring organisations on the Mentorsme portal (operated by the British Bankers Association (BBA)), providing access to around 27,000 business mentors, including over 15,000 volunteer business mentors from the small business community, recruited and trained via the Get Mentoring initiative. Find out more: Design Leadership Programme The Design Leadership Programme is a subsidised programme offering up to 10 days of design and innovation-focused mentoring over a period of 6 to 18 months. The programme helps businesses put design at the centre of their business strategy and will give businesses new skills and capabilities, boost competitiveness and speed up growth. The programme will be tailored to fit a business s needs, and will help to: identify medium to long-term strategic business challenges work out how to overcome these challenges make sure projects and programmes move forward make changes to business find specialist help and advice The programme and costs are different for each business. Most programmes cost between 2,000 and 10,000, and if an application is successful, the business will receive a subsidy which will pay 50% of the cost. The Business Support Helpline T: can also help provide advice on this issue. 20

21 Exporting A business can grow by exporting its goods or services and exporting needn t be hard or complex. This section offers details of practical support. UK Trade and Investment (UKTI) UK Trade & Investment should be a businesses first point of call for all exporters. It provides a comprehensive range of services and expert export advice, in the UK and overseas, helping businesses build & grow their international business Find out more: https://www.gov.uk/government/organisations/uk-trade-investment Open to export Open to Export is a community driven service for small and medium sized businesses, looking for help and support in exporting from the UK and has been developed in partnership with UKTI and BIS. Find out more: Export Control Export licences Find out which exports are controlled and therefore require an export licence; how to apply for one and; what compliance responsibilities you as an export have: For More details: https://www.gov.uk/beginners-guide-to-export-controls UK Export Finance For businesses planning to export goods or services from the UK then it is likely they will need some form of credit guarantee or insurance to protect against non-payment or other financial issues. If a business can t get what it needs from the private market, UK Export Finance (UKEF) may be able to help. They provide guarantees, insurance and advice in support of UK exports large and small. Working across a wide range of sectors, UKEF can consider support for exports to over 200 countries. Find out more: https://www.gov.uk/government/organisations/uk-export-finance. HM Revenue & Customs HM Revenue & Customs: provides assistance on matters relating to importing or exporting. Their guides on these subjects can be found in the Imports and exports area of the GOV.UK website and provide assistance on a range of subjects from classifying goods to using online facilities. 21

22 Find out more: agelabel=pageimport_home. Digital Superfast Broadband Connection Vouchers This scheme offers business with fewer than 250 employees a voucher of up to 3000, to install superfast broadband in to a business. It covers the capital costs for connection and set up but not the maintaining cost for any broadband package. The 22 super connected cities are: Aberdeen, Belfast, Birmingham, Bradford, Brighton and Hove, Bristol, Cambridge, Cardiff, Coventry, Derby, Derry/Londonderry, Edinburgh, Leeds, London, Manchester, Newcastle, Newport, Oxford, Perth, Portsmouth, Salford, York Find out more: https://www.connectionvouchers.co.uk/ Growth Vouchers The government s Growth Vouchers scheme allows businesses to get a grant of up to 2,000 to cover half the cost of getting expert advice. Find out more: 22

23 Government s Business Support at a glance Accessing the right support GREATbusiness.gov.uk Government advice, guidance and support to help businesses start, grow and accelerate brought together into one place: My Business Support new on line tool to help you find the support that you need Business Support Helpline: FREE help and advice businesses can talk to an advisor on the phone, via web chat, Facebook or Twitter Telephone: , Web chat: https://businesssupport.live chat help.com/ Facebook: https://www.facebook.com/businesssupportgov Twitter: twitter.com/businessgov Growth Voucher: 50% grant up to 2,000 to finance strategic business advice https://www.gov.uk/apply growth vouchers Growth Accelerator: a scheme for high growth business Find a mentor online at Mentorsme Women in Enterprise web page in enterprise/ Financing business growth New enterprise allowance: Money and practical support for people on certain benefits who want to start their own business https://www.gov.uk/new enterprise allowance Start up loans Government backed support & finance for business https://www.gov.uk/business finance support finder British Business Bank finance guide business bank.co.uk/british business bank icaew jointly publish new business financeguide/ Extended tax incentives through Seed Enterprise Investment Scheme Small Business Rate Relief extended for 1 year https://www.gov.uk/apply for business rate relief/small business rate relief 23

24 Developing new ideas and products Claim 225% off R&D costs rates/claims/randd.htm Smart Grants of up to 100,000 https://www.innovateuk.org/ /smart Innovation Vouchers for help to help develop ideas of 5000 https://www.innovateuk.org/ /innovation vouchers Catapult Centres to access specialist equipment and emerging technologies https://www.catapult.org.uk/ Protecting your ideas: & protecting your rights in key international markets: Breaking into new markets Broadband voucher scheme get up to 3000 grant to cover connection charges https://www.connectionvouchers.co.uk/ Public procurement contracts and get access to 230 billion of public sector spending https://www.gov.uk/contracts finder Hiring people with the right skills Looking to recruit advertise your vacancy and find suitable candidates at Practical advice, support and incentives at plus help for recruiters You can also call the Small Business Recruitment Service helpline for bespoke recruitment advice. Employment Allowance get 2000 off national insurance contributions https://www.gov.uk/employment allowance Grants of 1,500 by taking on an apprentice for the first time to make it happen/incentive.aspx Growing Internationally UK Trade & Investment: the first point of call for all exporters. Provides comprehensive range of services & expert export advice, in the UK and overseas, helping businesses build & grow their international business https://www.gov.uk/government/organisations/uk trade investment UK Export Finance: helping exporters by providing insurance to exporters and guarantees to banks https://www.gov.uk/government/organisations/uk export finance HM Revenue & Customs: provides help on the procedures required to export successfully 24

BUSINESS SUPPORT. A guide for businesses in the city

BUSINESS SUPPORT. A guide for businesses in the city BUSINESS SUPPORT A guide for businesses in the city FOREWORD Welcome to the Business Support Guide, the map of the support available for businesses. This guide was produced by Plymouth City Council at

More information

Trafford-BUSINESS SUPPORT LISTINGS

Trafford-BUSINESS SUPPORT LISTINGS Trafford-BUSINESS SUPPORT LISTINGS An extensive range of support organisations, initiatives and funding are available to help businesses in Trafford to grow and prosper. Some of these opportunities are

More information

Measures to support access to finance for SMEs. Funding for Lending... 2. The National Loan Guarantee Scheme (NLGS)... 2

Measures to support access to finance for SMEs. Funding for Lending... 2. The National Loan Guarantee Scheme (NLGS)... 2 Measures to support access to finance for SMEs Contents Funding for Lending... 2 The National Loan Guarantee Scheme (NLGS)... 2 Enterprise Finance Guarantee (EFG)... 3 Business Finance Partnership (BFP)...

More information

Business Support for SMEs Maximising the Value of Intellectual Property

Business Support for SMEs Maximising the Value of Intellectual Property Business Support for SMEs Maximising the Value of Intellectual Property Intellectual Property Office is an operating name of the Patent Office Contents Introduction 1 Business Support Programmes 2 Design

More information

BUSINESS SUPPORT. A guide for new businesses in the city

BUSINESS SUPPORT. A guide for new businesses in the city BUSINESS SUPPORT A guide for new businesses in the city FOREWORD Welcome to the Business Support Guide, the map of the support available for start-up businesses. This guide was produced by Plymouth City

More information

Invest NorthTyneside. A Guide to Business Support and Finance

Invest NorthTyneside. A Guide to Business Support and Finance Invest NorthTyneside A Guide to Business Support and Finance Invest NorthTyneside Supporting your business 10:16 Page 1 The Business Factory When it comes to offering an environment that supports businesses

More information

BUSINESS FUNDING OUTLOOK

BUSINESS FUNDING OUTLOOK BUSINESS FUNDING OUTLOOK An Overview of the Economic Development and Business Funding Landscape Author: Siôn Stedman, Idox 1 Contents Introduction Challenges businesses face in accessing funding 3 4 The

More information

Starting Running Growing your business

Starting Running Growing your business Starting Running Growing your business Information on services offering support and advice www.thinkluton.co.uk Starting Running Growing your business Contents Page About this guide 3 Red carpet service

More information

Business Enterprise Fund (BEF) Grants 1,000-5,000. Marches Grads for Business Up to 10,000. Redundant Building Grants 3,000-100,000

Business Enterprise Fund (BEF) Grants 1,000-5,000. Marches Grads for Business Up to 10,000. Redundant Building Grants 3,000-100,000 Business Enterprise Fund (BEF) Grants 1,000-5,000 Marches Grads for Business Up to 10,000 Redundant Building Grants 3,000-100,000 Eureka Moment Free Business Reviews, Revenue Grants 2k- 10k Metnet Marches

More information

Shropshire business grants, loans and incentives 8 Jul 2015 Visit www.shropshire.gov.uk/business-support/funding-and-grants for updates

Shropshire business grants, loans and incentives 8 Jul 2015 Visit www.shropshire.gov.uk/business-support/funding-and-grants for updates Shropshire business grants, loans and incentives 8 Jul 2015 Visit www.shropshire.gov.uk/business-support/funding-and-grants for updates metnet marches environmental technologies network Free events and

More information

5. Funding Available for IP-Rich Businesses

5. Funding Available for IP-Rich Businesses 20 IP Finance Toolkit 5. Funding Available for IP-Rich Businesses Introduction As the Banking on IP? report notes; SMEs first port of call for finance is often a bank. Figures quoted in the report show

More information

Solutions for Business Government Funded Business Support: A Guide for Business

Solutions for Business Government Funded Business Support: A Guide for Business Solutions for Business Government Funded Business Support: A Guide for Business Contents Introduction Page 3 Collaborative Research and Development Page 4 Designing Demand Page 5 Finance for Business Page

More information

Better Business Finance

Better Business Finance Better Business Finance Alternative sources of finance There are a wide range of financial products now available to help businesses access the investment needed to grow and thrive. This factsheet explains

More information

Business Support Factsheet - Redbridge

Business Support Factsheet - Redbridge Business Support Business Support Factsheet - Redbridge Work Redbridge for Business Work Redbridge is a service run by the local council in partnership with DWP which offers a free recruitment service,

More information

Gloucester. for business. A guide to opening your business in Gloucester. Starting up. Finance & Funding. Premises & Workspace

Gloucester. for business. A guide to opening your business in Gloucester. Starting up. Finance & Funding. Premises & Workspace Starting up Gloucester Finance & Funding Premises & Workspace A guide to opening your business in Gloucester for business Achieving Growth Starting up Gloucester City Council s Economic Development Team

More information

Top Tips for Raising Finance

Top Tips for Raising Finance Top Tips for Raising Finance With Liz Gjoni All material Enterprise Enfield What do I Need? A realistic business plan that s concise and demonstrates your business idea makes sense and is financially viable

More information

Growing your Business: A Guide to SME Finance. www.contracts.mod.uk

Growing your Business: A Guide to SME Finance. www.contracts.mod.uk Growing your Business: A Guide to SME Finance Growing your Business: A Guide to SME Finance Michael Crosby Communications Officer Connect on LinkedIn Michael Crosby: uk.linkedin.com/in/michaelcrosby2/

More information

A Summary of Sources of Finance for Starting a Business

A Summary of Sources of Finance for Starting a Business A Summary of Sources of Finance for Starting a Business Business Information Factsheet BIF040 May 2014 Introduction Many new businesses fail because the proprietors do not have enough cash to last them

More information

Our favourite places

Our favourite places Our favourite places Free business information for start-up companies and growing businesses 2 About Crowe Clark Whitehill We are a leading national audit, tax and advisory firm. We have particular interest

More information

Business Funding Guide January 2013

Business Funding Guide January 2013 Business Funding Guide January 2013 Identifying sources of funding for business is a complex and time-consuming process. We appreciate that the eligibility criteria, company size, sector, location, and

More information

Finance in Cornwall & the Isles of Scilly

Finance in Cornwall & the Isles of Scilly Finance in Cornwall & the Isles of Scilly May 2015 This factsheet looks to summarise our understanding of the main (non-bank, non-asset backed) sources of funding potentially available to businesses in

More information

TURNAROUND OF SMALL AND MEDIUM SIZED ENTERPRISES

TURNAROUND OF SMALL AND MEDIUM SIZED ENTERPRISES TURNAROUND OF SMALL AND MEDIUM SIZED ENTERPRISES Definition of a Small and Medium Sized Enterprise (SME) Turnover Not more than Balance Sheet Not more than Employees Not more than Small 6.5 million 3.26

More information

Where ambitious businesses go to grow. An introduction to GrowthAccelerator

Where ambitious businesses go to grow. An introduction to GrowthAccelerator Where ambitious businesses go to grow An introduction to GrowthAccelerator GrowthAccelerator is now part of the Business Growth Service, a governmentbacked service offering support to businesses with the

More information

From ideas to growth:

From ideas to growth: From ideas to growth: Helping SMEs get value from their intellectual property April 2012 Intellectual Property Office is an operating name of the Patent Office Crown copyright 2012 From ideas to growth:

More information

The Helpful UK Connection Vouchers Guide

The Helpful UK Connection Vouchers Guide The Helpful UK Connection Vouchers Guide Are you eligible for a grant of up to 3k to boost your business broadband? Does your business need it? Why should you bother? Where should you begin? Registered

More information

BACKING SMALL BUSINESS NOVEMBER 2010

BACKING SMALL BUSINESS NOVEMBER 2010 BACKING SMALL BUSINESS NOVEMBER 2010 Introduction The Government has laid out a decisive plan to reduce the deficit and to restore confidence in the UK economy. Providing macroeconomic and financial stability

More information

A Guide to Financial Management for SMEs September 2012

A Guide to Financial Management for SMEs September 2012 A Guide to Financial Management for SMEs September 2012 This document has been compiled by on behalf of Good financial management is critical to the success of any business. Without it, a business can

More information

INVOICE FINANCE. Cash flow solutions that support business growth

INVOICE FINANCE. Cash flow solutions that support business growth INVOICE FINANCE Cash flow solutions that support business growth 1 Contents Invoice Finance 3 Invoice Discounting 5 Factoring 6 How Factoring works 7 Payroll Finance 8 How Payroll Finance works 9 Additional

More information

4. Financial assistance for investors: Grants and incentives

4. Financial assistance for investors: Grants and incentives 4. Financial assistance for investors: Grants and incentives An introduction from the UK Department for Business, Enterprise and Regulatory Reform There is growing interest from international companies

More information

British Business Bank

British Business Bank British Business Bank Peter Wilson CEO British Business Bank Investments ABFA Annual Conference 3 June 2015 Contents Overview of the British Business Bank Rationale Business Model Aims Programmes Impact

More information

Funding Finder. A summary of grants and funding sources for business growth

Funding Finder. A summary of grants and funding sources for business growth Funding Finder A summary of grants and funding sources for business growth March 2014 Introduction Businesses often required an injection of cash to get started; develop a new product or service; undertake

More information

Enterprise Finance Guarantee. Frequently Asked Questions NOVEMBER 2014

Enterprise Finance Guarantee. Frequently Asked Questions NOVEMBER 2014 Frequently Asked Questions NOVEMBER 2014 Section One EFG Eligibility Conditions My business meets the basic EFG eligibility criteria. Does that mean I will definitely get an EFG loan? No. Lenders retain

More information

Improving access to finance for small and medium-sized enterprises

Improving access to finance for small and medium-sized enterprises Report by the Comptroller and Auditor General Department for Business, Innovation & Skills and HM Treasury Improving access to finance for small and medium-sized enterprises HC 734 SesSIon 2013-14 1 November

More information

Supply chain finance: additional insights

Supply chain finance: additional insights 10 February 2012 Our ref: ICAEW Rep 14/12 business.finance@bis.gsi.gov.uk To Breedon Taskforce Supply chain finance: additional insights ICAEW is pleased to provide additional evidence to the industry

More information

BUILDING THE BRITISH BUSINESS BANK: INVESTMENT PROGRAMME. Question & Answers FEBRUARY 2014

BUILDING THE BRITISH BUSINESS BANK: INVESTMENT PROGRAMME. Question & Answers FEBRUARY 2014 BUILDING THE BRITISH BUSINESS BANK: INVESTMENT PROGRAMME Question & Answers FEBRUARY 2014 Contents Contents... 2 Submission... 3 Target Market... 4 Match Funding... 4 Pari Passu Terms... 5 Legal, Structure

More information

ADAPT: Career transition and single point of contact for public sector employers and employees

ADAPT: Career transition and single point of contact for public sector employers and employees ADAPT: Career transition and single point of contact for public sector employers and employees from Careers Wales, Welsh Government, Jobcentre Plus and Wales TUC Background Public sector spending in Wales

More information

Parliamentarians Guidebook to Manufacturing Chapter 1: Finance for SME Manufacturers

Parliamentarians Guidebook to Manufacturing Chapter 1: Finance for SME Manufacturers Parliamentarians Guidebook to Manufacturing Chapter 1: Finance for SME Manufacturers i. Introduction... 2 ii. Overview: Finance for SME Manufacturers... 2 iii. Public funding mechanisms... 3 iv. Specialist

More information

Small Business Charter Growth Vouchers Programme. Terms and conditions - 1 - OCTOBER 2014

Small Business Charter Growth Vouchers Programme. Terms and conditions - 1 - OCTOBER 2014 Small Business Charter Growth Vouchers Programme Terms and conditions OCTOBER 2014-1 - Contents Contents 2 Terms and Conditions of Participation 3 Rules and Responsibilities 4 De Minimis Rules 6 Data Protection

More information

Access to Finance Guide: 1. Bank Finance Options

Access to Finance Guide: 1. Bank Finance Options Access to Finance Guide: 1. Bank Finance Options Overdrafts An overdraft is a flexible way for you to manage short-term borrowing requirements. Business overdrafts are traditionally easy to arrange and

More information

Funding your Business October 2014

Funding your Business October 2014 Steve Plaskitt Corporate Finance Partner 07881 511 853 steve.plaskitt@taitwalker.co.uk Funding your Business October 2014 Contents Overview Finding the right structure Sourcing the right funding Internal

More information

best-practice guideline

best-practice guideline best-practice guideline SME Finance Author: Marc Mullen November 2012 Issue 58 BUSINESS WITH confidence icaew.com/cff contents 02 Introduction 03 Investment readiness 05 The right type of finance 06 Debt

More information

Resource 4.5. A Summary of Sources of Finance for Starting a Business

Resource 4.5. A Summary of Sources of Finance for Starting a Business A Summary of Sources of Finance for Starting a Business Resource 4.5 Many new businesses fail because the owner does not have enough cash to last them through the first few months of trading, while their

More information

Keeping London working: support for business and jobs

Keeping London working: support for business and jobs Keeping London working: support for business and jobs Keeping London working The London Development Agency (LDA) is committed to ensuring that London has a thriving and prosperous business sector. The

More information

Small Business Charter Growth Vouchers Programme

Small Business Charter Growth Vouchers Programme Small Business Charter Growth Vouchers Programme Programme Summary and Applicant Information www.sbcgrowthvouchers.co.uk Are you passionate about growing your business? With access to high quality leadership

More information

Manchester City Council Report for Information. Overview and Scrutiny Business Start Up Task and Finish Group 1 February 2012

Manchester City Council Report for Information. Overview and Scrutiny Business Start Up Task and Finish Group 1 February 2012 Manchester City Council Report for Information Report To: Subject: Report of: Overview and Scrutiny Business Start Up Task and Finish Group 1 February 2012 Access to Finance for Start Up Businesses Interim

More information

BBA submission on the Government s Consultation SME finance: help to match SMEs rejected for finance with alternative lenders

BBA submission on the Government s Consultation SME finance: help to match SMEs rejected for finance with alternative lenders BBA submission on the Government s Consultation SME finance: help to match SMEs rejected for finance with alternative lenders The British Bankers Association (BBA) is the leading association for the United

More information

I have found the process to be fascinating and extremely useful, highlighting a number of opportunities to develop the Business Wales Service.

I have found the process to be fascinating and extremely useful, highlighting a number of opportunities to develop the Business Wales Service. Aligning Business Support & Finance Review In May you invited me to lead a review to examine aligning Welsh Government non-financial support with the financial support that is available for businesses

More information

Funding Sources for York-based Firms March 2014

Funding Sources for York-based Firms March 2014 Page 1 of 21 Funding Sources for York-based Firms March 2014 For further information advice or an informal discussion about any of the funding sources below please contact Adam Gray, Funding and Investment

More information

WIVELISCOMBE AND THE TEN PARISH AREA BUSINESS FUNDING AND SUPPORT GUIDE

WIVELISCOMBE AND THE TEN PARISH AREA BUSINESS FUNDING AND SUPPORT GUIDE WIVELISCOMBE AND THE TEN PARISH AREA BUSINESS FUNDING AND SUPPORT GUIDE There is a host of advice sources in the Wiveliscombe and Ten Parishes area to help you set up, grow and develop your business. Whatever

More information

INTRODUCTION FROM THE CHAIR COUNCILLOR TARIQ

INTRODUCTION FROM THE CHAIR COUNCILLOR TARIQ WARDS AFFECTED: ALL ITEM No. REPORT OF: Worklessness Overview Project Group CONTACT OFFICER: Andrea Tomlinson, Democratic Services Officer TITLE: FINAL REPORT June 2014 INTRODUCTION FROM THE CHAIR COUNCILLOR

More information

North Norfolk Business Enterprise & STart-up Grant Support Scheme Prospectus

North Norfolk Business Enterprise & STart-up Grant Support Scheme Prospectus North Norfolk Business Enterprise & STart-up Grant Support Scheme Prospectus With around 6,000 businesses in the North Norfolk District (90% of which employ less than 10 employees) North Norfolk District

More information

A guide to investing. Appendix 7 Raising finance

A guide to investing. Appendix 7 Raising finance A guide to investing in Wales Appendix 7 Raising finance August 2013 Appendix 7 Raising finance Wales benefits greatly from the prominence of the UK in the global economy. The UK has the best developed

More information

Briefing note. December 2013 RESEARCH AND DEVELOPMENT TAX RELIEF. Introduction

Briefing note. December 2013 RESEARCH AND DEVELOPMENT TAX RELIEF. Introduction Briefing note December 2013 RESEARCH AND DEVELOPMENT TAX RELIEF Introduction There has been much press comment in connection with the tax reliefs which are available to companies which incur expenditure

More information

An employer s guide to employing someone with disability

An employer s guide to employing someone with disability An employer s guide to employing someone Introduction Australia s workforce is constantly changing to prepare for, and respond to our future economic, environmental and social goals. The population is

More information

Small Business, Enterprise and Employment Bill: Access to Finance fact sheets

Small Business, Enterprise and Employment Bill: Access to Finance fact sheets Small Business, Enterprise and Employment Bill: Access to Finance fact sheets Contents Small Business, Enterprise and Employment Bill: Access to Finance fact sheets... 1 Contents... 1 Invalidating restrictive

More information

Small Business Charter Growth Vouchers Programme Programme Summary and Applicant Information

Small Business Charter Growth Vouchers Programme Programme Summary and Applicant Information Small Business Charter Growth Vouchers Programme Programme Summary and Applicant Information www.sbcgrowthvouchers.co.uk Are you passionate about growing your business? With access to high quality leadership

More information

Let CCH Consultancy unlock the tax relief in your Research & Development

Let CCH Consultancy unlock the tax relief in your Research & Development Let CCH Consultancy unlock the tax relief in your Research & Development CCH Consultancy How can we help you? Not everyone has the luxury of their own consultancy division on tap, but you do. When you

More information

We can help your business to prosper and grow

We can help your business to prosper and grow We can help your business to prosper and grow This page Top left Image: Roslyn Works Enterprise Centre, Longton Centre image: New business opening Starting a business? Stoke-on-Trent City Council wants

More information

KEY GUIDE. Setting up a new business

KEY GUIDE. Setting up a new business KEY GUIDE Setting up a new business The business idea You have a business idea, but can you turn it into a viable enterprise? Is there a market for the goods you will produce or the services you will supply?

More information

ALLOWANCES FOR RESEARCH AND DEVELOPMENT

ALLOWANCES FOR RESEARCH AND DEVELOPMENT ALLOWANCES FOR RESEARCH AND DEVELOPMENT This fact sheet covers various tax reliefs that are available in respect of revenue expenditure on research and development (R&D) incurred by small and medium sized

More information

THE ITALIAN STARTUP AGENDA

THE ITALIAN STARTUP AGENDA THE ITALIAN STARTUP AGENDA POLICIES AND STRATEGIES FOR INNOVATION ITALIAN MINISTRY OF ECONOMIC DEVELOPMENT DG FOR INDUSTRIAL POLICY, COMPETITIVENESS AND SMES MINISTER S TECHNICAL SECRETARIAT 26 TH MAY

More information

Tax Reliefs for Research and Development Expenditure

Tax Reliefs for Research and Development Expenditure Tax Reliefs for Research and Development Expenditure Introduction Successive Governments have recognised that encouraging businesses to undertake Research and Development (R&D) activities in the UK is

More information

Update. Our guide to coping with the cuts. 2011 marks the beginning of a new age of austerity

Update. Our guide to coping with the cuts. 2011 marks the beginning of a new age of austerity Update Our guide to coping with the cuts Credit crunch, double dip, quantitative easing... just some of the keywords that have epitomised the last few years of economic woe. After years of debt and spending,

More information

Finding and choosing a mediator

Finding and choosing a mediator Finding and choosing a mediator Thinking about mediation? This leaflet is for you if you ve heard about mediation and you re interested in trying it to resolve a dispute you are involved in. Or perhaps

More information

SERVICED OFFICE REVIEW // Uk 2015

SERVICED OFFICE REVIEW // Uk 2015 SERVICED OFFICE REVIEW // Uk 2015 uk The serviced office market is dynamic and fast growing. An industry built on challenging the traditional office model, it continues to redefine the boundaries of the

More information

Isaac A. Vargas Head of Inward Investment

Isaac A. Vargas Head of Inward Investment Isaac A. Vargas Head of Inward Investment Why the UK? 5 Attractive tax regime Reduction of corporation tax to 20% by 2015 Most competitive tax regime in G20 R&D tax credits, Patent Box 4 Easy access to

More information

Guidance. Injection: Crafts Council s business development scheme Guidelines for Applicants. Crafts Council Registered Charity Number 280956

Guidance. Injection: Crafts Council s business development scheme Guidelines for Applicants. Crafts Council Registered Charity Number 280956 Guidance Injection: Crafts Council s business development scheme Guidelines for Applicants Crafts Council Registered Charity Number 280956 01 Injection: Crafts Council s business development scheme Guidelines

More information

Coping with the recession

Coping with the recession Coping with the recession Practical advice and support for Birmingham businesses from Birmingham City Council and its partners www.supportwm.co.uk Coping with the recession and looking to the future Mike

More information

FURTHER PARTICULARS. INDEPENDENT FINANCIAL ADVISER Private Client National Opportunities

FURTHER PARTICULARS. INDEPENDENT FINANCIAL ADVISER Private Client National Opportunities FURTHER PARTICULARS INDEPENDENT FINANCIAL ADVISER Private Client National Opportunities THE COMPANY In the increasingly complex UK financial services market Chase de Vere are known as experts in our field.

More information

SMEs in London s economy

SMEs in London s economy SMEs in London s economy Kit Malthouse Overview The size of the SME presence in London s economy The economic situation Economic forecasts for the UK and London Some of the issues faced by SMEs How might

More information

AN EMPLOYER S GUIDE TO EMPLOYING SOMEONE WITH DISABILITY

AN EMPLOYER S GUIDE TO EMPLOYING SOMEONE WITH DISABILITY AN EMPLOYER S GUIDE TO EMPLOYING SOMEONE WITH DISABILITY Introduction Australia s workforce is constantly changing to prepare for, and respond to our future economic, environmental and social goals. The

More information

Employer Guide to Apprenticeships

Employer Guide to Apprenticeships Employer Guide to Apprenticeships Shelley Thompson, Training Manager Angels The Costumiers 2 Employer Guide to Apprenticeships About us The National Apprenticeship Service supports the delivery of apprenticeships

More information

SMALL BUSINESS GROWTH

SMALL BUSINESS GROWTH MAKE SMALL BUSINESS GROWTH HAPPEN For more information go to nedbank.co.za or visit a branch to speak to a Nedbank consultant. PARTNERING FOR GROWTH 8586 Nedbank Small Business Brochure 200x200_Rev3.indd

More information

Growth Accelerator Coaching for SMEs Sponsored by the Business Growth Service.

Growth Accelerator Coaching for SMEs Sponsored by the Business Growth Service. Growth Accelerator Coaching for SMEs Sponsored by the Business Growth Service. The Business Growth Service GrowthAccelerator is a unique government sponsored scheme which provides small and medium sized

More information

How does HMRC work out how much income tax I owe?

How does HMRC work out how much income tax I owe? Taxes are dealt with and collected by HM Revenue & Customs (HMRC). There are different types of tax, which include those listed below. Income tax. This is a tax you pay on income you receive. National

More information

Export Payment Options. Explore Export Cardiff 2015

Export Payment Options. Explore Export Cardiff 2015 Export Payment Options Explore Export Cardiff 2015 The world is changing fast Source: Financial Markets 3 The benefits of exporting The opportunity currently, only about 20 per cent of UK SMEs export.

More information

How Invest in Renfrewshire can support your business. www.investinrenfrewshire.com

How Invest in Renfrewshire can support your business. www.investinrenfrewshire.com How Invest in Renfrewshire can support your business www.investinrenfrewshire.com Invest in Renfrewshire was launched in June 2012 as a direct response to the recession and the economic needs of the area.

More information

Finance for Business Growth

Finance for Business Growth Finance for Business Growth A Presentation by Clive Lewis, Head of Enterprise, Institute of Chartered Accountants in England & Wales (ICAEW) Finance for Growth Businesses Presentation will cover: Do you

More information

Business finances. Contents. Maintaining your cash flow

Business finances. Contents. Maintaining your cash flow This information is an extract from the booklet Self-employment and cancer. You may find the full booklet helpful. We can send you a free copy see page 6. Contents Maintaining your cash flow Reducing your

More information

FINANCIAL SUPPORT AVAILABLE TO BUSINESS (AT 8th February 2011)

FINANCIAL SUPPORT AVAILABLE TO BUSINESS (AT 8th February 2011) FINANCIAL SUPPORT AVAILABLE TO BUSINESS (AT 8th February 2011) Enterprise Finance Guarantee BIS 14 January 2009 Guarantees to lenders to enable them to provide debt facilities which would otherwise be

More information

Summary of Government Assistance for Businesses June 2015

Summary of Government Assistance for Businesses June 2015 MBIE Fund Finder Tells you what funding is available in the science and innovation ecosystem, for research or building your business. Not applicable. Not applicable. Search function to find available funding.

More information

THE ITALIAN POLICY FOR INNOVATIVE ENTREPRENEURSHIP

THE ITALIAN POLICY FOR INNOVATIVE ENTREPRENEURSHIP THE ITALIAN POLICY FOR INNOVATIVE ENTREPRENEURSHIP PAOLO CARNAZZA GENERAL DIRECTORATE FOR INDUSTRIAL POLICY, COMPETITIVENESS AND SMES ITALIAN MINISTRY OF ECONOMIC DEVELOPMENT WHY HIGH-TECH STARTUPS ARE

More information

GUIDE TO BUSINESS FINANCE & BUSINESS FUNDING

GUIDE TO BUSINESS FINANCE & BUSINESS FUNDING GUIDE TO BUSINESS FINANCE & BUSINESS FUNDING M3 Corporate Finance M3 Corporate Finance is an independent corporate finance house focused exclusively on mid-market transactions. M3 offers specialist corporate

More information

CfEL Equity Scheme Data

CfEL Equity Scheme Data CfEL Equity Scheme Data Summary CfEL manage a range of VC schemes providing equity finance targeted towards high growth potential SMEs on behalf of the Department for Business, Innovation and Skills (BIS).

More information

THE ITALIAN POLICY FOR INNOVATIVE ENTREPRENEURSHIP @CORBETTAMATTIA ITALIAN MINISTRY OF ECONOMIC DEVELOPMENT MINISTER S TECHNICAL SECRETARIAT INNOVATIVE STARTUP ESTABLISHED FOR NO LONGER THAN 60 MONTHS

More information

Online Accounting Software FUNDING OPTIONS GUIDE

Online Accounting Software FUNDING OPTIONS GUIDE Online Accounting Software FUNDING OPTIONS GUIDE Why you need to think about funding Every business needs money. Starting a business presents new challenges, many of which will require some financial outlay.

More information

Thinking of starting your own business

Thinking of starting your own business Thinking of starting your own business An information guide Compiled May 2011 CONTENTS Section 1 Foreword Section 2 Advice From Business link DWP Financial assistance Section 3 Where can I get more help

More information

Creative Cluster Challenge Fund for Screen Industries Guidelines for applicants

Creative Cluster Challenge Fund for Screen Industries Guidelines for applicants Creative Cluster Challenge Fund for Screen Industries Guidelines for applicants Closing date for applications: 18 September 2015 The BFI reserves the right to amend these guidelines from time to time or

More information

Managing your monthly charges

Managing your monthly charges MONTHLY PRICEPLAN Managing your monthly charges To put your business in greater control we d like to fully explain your business banking fees With our Monthly PricePlan you can choose a PricePlan that

More information

Support and resources available to businesses in Bristol

Support and resources available to businesses in Bristol Bristol Business Support This profile provides local information for prospective start up businesses in Bristol and for existing businesses seeking sources of business support in their local area. Support

More information

Funding business expansion. Asset Finance and Asset-Based Lending as alternative approaches to Debt Finance

Funding business expansion. Asset Finance and Asset-Based Lending as alternative approaches to Debt Finance Funding business expansion Asset Finance and Asset-Based Lending as alternative approaches to Debt Finance Targeting growth If there was any doubt whether the UK economy remains on the path to growth,

More information

KEY GUIDE. Setting up a new business

KEY GUIDE. Setting up a new business KEY GUIDE Setting up a new business The business idea Some of the decisions and actions that you take when starting a business can have significant effects for some time. The foundations you put in place

More information

Financial supports for business

Financial supports for business Financial supports for business ii COONEY CAREY Financial Supports for Business CONTENTS page service page service 01 Introduction 01 Overview 01 Enterprise Ireland 01 County Enterprise Board 01 Údarás

More information

THE ESSENTIAL GUIDE TO APPLYING FOR A BUSINESS LOAN TO APPLY FOR A BUSINESS LOAN

THE ESSENTIAL GUIDE TO APPLYING FOR A BUSINESS LOAN TO APPLY FOR A BUSINESS LOAN THE ESSENTIAL GUIDE TO APPLYING FOR A BUSINESS LOAN TO APPLY FOR A BUSINESS LOAN 7 TRIED-&-TESTED STEPS CONTENTS Contents 2 So you want to apply for a business loan? 3 STEP 1: Determine whether a loan

More information

how to finance the business

how to finance the business A DV I C E B O O K L E T how to finance the business HOW TO FINANCE THE BUSINESS Getting enough of the right funding is one of the more difficult tasks that you will face as a new entrepreneur. Typically,

More information

Support for Business in North Ayrshire. Pa r

Support for Business in North Ayrshire. Pa r bus dev handout_layout 1 14/12/2012 10:01 Page 2 Recruitment Finan Supp cial ort North Ayrsh ire Council Economic De velopment Business Advice Support for Business in North Ayrshire Pa r tne Wor rship

More information

Business Plan September 2014

Business Plan September 2014 Business Plan September 2014 Contents Introduction to the project... 3 The problem... 3 The solution Learning2.0gether... 3 The Learning 2.0gether Main Products... 5 Learning 2.0gether Training programme:...

More information

Growth and Improvement Service, My New Business and Helpline

Growth and Improvement Service, My New Business and Helpline ASSESSMENT OF THE ONLINE BUSINESS SUPPORT OFFER Growth and Improvement Service, My New Business and Helpline DECEMBER 212 Report by: Centre for Enterprise and Economic Development Research (CEEDR), Middlesex

More information