AUSTRALIAN INSURANCE SOLUTIONS PTY LTD

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1 AUSTRALIAN INSURANCE SOLUTIONS PTY LTD ABN ACN: AFS Licence # st Floor PO Box 2812 Tel: Junction Road BURLEIGH DC QLD 4220 Fax: BURLEIGH QLD Attention: Geoff Company: Cullen Group Pty Ltd From: LESLEY WATERS We hereby confirm that we have arranged the insurance cover mentioned below: CERTIFICATE OF INSURANCE Cullen Group Australia Pty Ltd PO Box 26 CANNON HILL 4170 Date: 28/10/2015 Our Reference: CULL G ENDORSEMENT Page 1 of 5 Class of Policy: CONTRACT WORKS INSURANCE Insurer: CGU Insurance Level 11, 191 Grey Street, South Brisbane ABN: The Insured: Cullen Group Policy No: 01D Invoice No: Period of Cover: From 1/09/2015 to 25/08/2016 at 4:00 pm Details: See attached schedule for a description of the risk insured IMPORTANT INFORMATION The Proposal/Declaration: ü is to be received and accepted by the Insurer has been received and accepted by the Insurer The total premium as at the above date is: ü to be paid by the Insured part paid by the Insured paid in full by the Insured paid by Monthly Direct Debit Premium Funding This policy is Premium Funded Please note that the policy defined above is subject to the receipt of the Proposal Declaration and acceptance by the Insurer (if not already completed and accepted) and subject to the full receipt and clearance of the total premium payable by the insured.

2 Schedule of Insurance Page 2 of 5 ANNUAL CONTRACT WORKS AND LEGAL LIABILITY INSURED: INTERESTED PARTIES: DESCRIPTION OF WORKS: PERIOD OF COMMENCEMENT: POLICY PERIOD OF EXPIRY: TYPE OF COVER: Cullen Group Australia Pty Ltd TBA All works of new Residential & Commercial Construction, alterations/additions and associated works. 25/08/2015 at Local Standard Time 25/08/2016 at Local Standard Time Run Off Basis - All Contract Works commencing during the Policy Period MAXIMUM CONSTRUCTION PERIOD: TESTING & COMMISSIONING PERIOD: MAXIMUM DEFECTS LIABILITY PERIOD: TERRITORIAL LIMIT: 18 Months 6 Weeks 12 Months Anywhere in Australia below the 25th parallel REFERRAL CONTRACTS: The following types of works are specifically excluded from this policy. These types of works wll need to be referred to CGU for consideration. Any; a) Civil Works (Roads, Runways, Dams, Bridges, Pipelines or Railways) b) Earthworks or Site Preparation (Unless as part of building construction) c) Works underground (Other than for foundations & building Basements) d) Works in, under or over water e) Works invovled in the Mining or Power Industry f) Relocating, raising, lowering or restumpting of existing structures RISKS INSURED: Section 1: All risks of physical loss or damage from any cause to the works and/or contracts undertaken by or on behalf of the Insured during the period of insurance, including test,commissioning and any maintenance period. Section 2: Legal Liability to third parties for death, bodily injury or loss or damage to property as a result of an occurrence happening in connection with the business as definedin the policy. (a) Construction Period : Maximum unbroken construction period of 18 months (b) Commissioning Period : As required in contract conditions, up to a max. period of 6 weeks (c) Defects Liability Period : 52 weeks (maximum) SECTION 1 : MATERIAL DAMAGE SUM INSURED Maximum Estimated contract value (any one contract) $10,000,000

3 Schedule of Insurance Page 3 of 5 Removal of Debris Professional Fees Expediting Expenses Mitigation Expenses Pre-Existing Property Not Insured Construction Tools, Minor Plant & Equipment - Limit $75,000 any one item $150,000 Formwork, Hoardings, Temporary Buildings, Scaffolding, Major Plant & Equipment $100,000 Principal Supplied Materials TOTAL SUM INSURED Included in Contract $ Additional Benefits Materials in Transit SUM INSURED Materials in Storage Materials Stored Offsite Escalation and Variations Up to 15% of C.V. Access Costs $100,000 Search and Locate Costs $50,000 Recovery of Property Insured $50,000 SECTION 1 DEDUCTIBLES : $2,500 Major Perils - each and every loss or damage due to fire, lightning, explosion, earthquake, collapse, storm, tempest, flood, water, subsidence, ground heave or landslip. $1,000 All other losses SECTION 2 : LEGAL LIABILITY LIMIT OF LIABILITY

4 Schedule of Insurance Page 4 of 5 Public Liability Limit any one Occurrence or series of Occurrences due to, or arising out of one source or $20,000,000 original cause Vibration, Weakening and Removal of Support, any one occurrence any one policy Period. $20,000,000 Products Liability Limit any one occurrence and in the aggregate any one Policy Period $20,000,000 SECTION 2 DEDUCTIBLES : $5,000 for each and every occurence for claims arising out of Injury to Subcontractor or Labour Hire Personnel on Site $1,000 for each and every occurence claim arising from All Other Claims Additional Endorsements: 1. Types of Works Excluded This policy excludes the following types of contract works unless specifically endorsed onto the policy: Relocating, raising, lowering or restumping of existing structures, Contract works or any part of them in, on, under, above water or located underground, or any contract works or any part of them consisting of or comprising of the construction, erection or installation of railways, runways, pipelines and machinery located underground, Any Liability arising from or in connection with Blasting and/ or the demolition of buildings or structures exceeding 10 metres in height. POLICY WORDING: Parallel coverage between CGU Anual contract Works and Legal Liability Insurance CGU1797 REV07/15 and CGU Steadfast Annual Construction and Legal Liability Insurance Policy DES200 REV6 12/13 EXCLUSIONS: Please note other exclusions and variations existing within the policy wordings above and Australian Insurance recommends that your refer to the policy wordings for all exclusions, terms and conditions. Piling Foundation And Retaining Wall Works It is agreed and understood that otherwise subject to the terms, exclusions, provisions and conditions contained in the Policy or endorsement thereon, the Insurer shall not indemnify the Insured in respect of expenses incurred 1. for replacing or rectifying piles or retaining walls elements a) which have become misplaced or misaligned or jammed during their construction, b) which are lost or abandoned or damaged during driving or extraction, or c) which have become obstructed by jammed or damaged piling equipment or casings, 2. for rectifying disconnected or declutched sheet piles. 3. for rectifying any leakage or infiltration of materials of any kind, 4. for filling voids or replacing lost bentonite, 5 as a result or any piles or foundations elements having failed to pass a load bearing test or otherwise not having reached their designed load bearing capacity, 6. for reinstating profiles or dimensions. This endorsement shall not apply to loss or damage caused by natural hazards. The burden of proving that such a loss or damage is covered shall be upon the insured. Defects All costs rendered necessary by defects or material workmanship desing plan or specification and should Damage occur to any portion of the Property Insured containing any of the said defecs the cost of replacement or rectification which is hereby

5 Schedule of Insurance Page 5 of 5 excluded is that cost which would have been incurred if replacement or rectification of the Property Insured has been put in hand immediately prior to the Damage. For the purpose of this Policy and not merely this exclusion it is understood and agreed that any portion of the Property Insured shall not be regarded as Damaged solely by virtue of the existence of any defect ot material workmanship design plan or specification. This Tax Invoice Must Be Read In Conjunction With The Insurers Policy Wording

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