Church Insurance. John Scheffler Vice President, Client Services. March 15, 2014
|
|
- Arabella Ryan
- 8 years ago
- Views:
Transcription
1 Church Insurance John Scheffler Vice President, Client Services March 15, 2014
2 A fire insurance corporation organized for the Protestant Episcopal Church commenced operations yesterday at 14 Wall Street The first insurance plan will be optional It originates in the belief that the fire insurance rate on churches should be lower than any other structure because there is no moral hazard on a church These churchmen who are board of directors supplied all of the necessary capital. Taken from May 23, 1929 New York Times, article Episcopalians Form Fire Insurance Concern To Reduce the Cost of Policies on Churches 2
3 Church Insurance Company was founded in 1929 as the The Church Properties Fire Insurance Corporation A Brief History The Church Insurance Co. was founded in 1929 as The Church Proper8es Fire Insurance Corpora8on. The first Board was composed of ten (10) prominent Episcopalians. They were all white males generally in middle age. Many were captains of industry who had also served in high level government posi8ons. To help fund the insurance company, the original board members personally contributed capital to the new company. Ini8al capitaliza8on was $300,000. 3
4 The Mission Of The Company The object of The [Church Properties Fire Insurance] Corporation is to reduce as low as possible the cost of fire insurance to the Episcopal Church The handling of losses will be sympathetic and tactful, the Corporation considering always the best interest of our Church In time it is to be hoped that the Corporation can, through its specialized knowledge, cooperate so effectually with church as to reduce the fire hazard Times June 1929 From The Church Today, the mission of the company remains essentially unchanged- serve the church through superior products and services; specialized knowledge; and deep understanding of client needs. 4
5 CIC s value added products and services beat competition in serving the church Products Higher limits- Misconduct, Directors & Officers/Employment Practice Liability (D&O/EPL), diocese blanket, fine arts, ordinance or law, etc. Automatically Included Coverages- Flood, Property Terrorism, D&O/EPL, Fidelity, and Umbrella Liability (in 2013) Services On-Site Visits and Walk Through of Property- 3,500 visits per year by CIAC staff Episcopal Safety Program- 1,200 safety inspections completed and recommendations provided. Funded by CIC-VT Safeguarding On-Line- 32,000 active users and 130,000 courses completed. Background screening support added to program in 2012 The Good Steward- An e-newsletter that currently provides risk management information on a broad range of subjects to 25,000 subscribers with a 50% open rate. 5
6 The Church Insurance Companies The Church Insurance Company formed in 1929 to provide fire insurance for Episcopal Churches The Church Insurance Agency formed in 1930 to provide commercial insurance products to any Episcopal Institution The Church Insurance Company of Vermont formed in 1999 to provide property & liability coverage to Diocese, Churches & Missions in all states except New York The Church Insurance Company of New York formed in 2006 to provide property & liability coverage to Diocese, Churches and Missions in the state of New York 6
7 Church Insurance Clients Diocese, Parish, Missions & Outreach Camps & Conference Centers Social Service Agencies Schools Colleges & Seminaries Retreats Convents & Monasteries Assisted Living & Nursing Homes 7
8 Products Offered Property underwritten as a Diocesan limit to reduce the possibility of a church being underinsured at time of loss Liability large limits and broad coverage such as sexual misconduct coverage to protect the church and diocese Directors & Officers Liability protecting the Vestry for decisions they make on behalf of the church Employment Practices Liability covering accusations of wrongful termination, discrimination and sexual harassment 8
9 Products Offered Umbrella Liability a national program providing additional varying limits of liability through Church Insurance of Vermont Workers Compensation providing statutory limits through Liberty Mutual Insurance Commercial Auto national fleet auto program written through Liberty Mutual Insurance International Travel covering trips outside of the United States underwritten by American International Group 9
10 Risk Management Services American Appraisal Associates provides appraisals every five to seven years at no cost to the diocese ESP Episcopal Safety Program is a proactive approach to making churches a safer place to worship by focusing on inexpensive changes that improve safety GE (GAPS) loss control or engineering services are provided in rare cases where we have concerns about structural integrity Hartford Steam Boiler provides systems inspections and surge protection 10
11 Claims Our goal is to get you back to pre-loss condition as quickly and efficiently as possible In the event of a serious claim, an advance payment is made Expenses for continuing normal operations at another site are immediately available Prayer books and hymnals are replaced within 48 hours of being notified of the loss Claims under $10,000 are fast-tracked and usually closed within 30 days 11
12 Nationwide Service 12 Client Representatives answering service calls and completing coverage reviews 10 Vice President Client Services available for face to face visits 6 Underwriters and 5 Billing Specialists providing proof of coverage and answering invoice questions 8 Claims representatives available 24 hours, seven days a week 12
13 How to Reach Us For Customer Service: (800) For Claims: (800) Certificate of Insurance Requests: Fax:
Specialized Insurance Through Church Mutual s Broker/Specialty Markets Division
Specialized Insurance Through Church Mutual s Broker/Specialty Markets Division Photo courtesy of the Wisconsin Historical Society WHS-72637 We ve Been Passionate About Protecting Religious Organizations
More informationAlabama West Florida Conference Renewal Summary
For service call: The Church Insurance Agency Corporation (800) 975-5442 CIAC is a service provider to UMI Alabama West Florida Conference Renewal Summary October 1, 2011 Description Limit Blanket Building
More informationGUIDELINES FOR PURCHASING INSURANCE ELCA LEADERS
GUIDELINES FOR PURCHASING INSURANCE For ELCA LEADERS Developed By Willis is pleased to provide the following information to help ELCA congregations and synods in evaluating different insurance programs
More informationThe Fourth Episcopal District
The Fourth Episcopal District Insurance Summary December 1, 2014 December 1, 2015 The Fourth Episcopal District The Bishop Richard Allen House 4448 South Michigan Ave. Chicago, IL 60653 773.955.9825 What
More informationMANUAL AND GUIDE FOR ORDINATION
Making Disciples ~ Raising up Saints ~ Transforming Communities for Christ THE EPISCOPAL DIOCESE OF NORTHERN CALIFORNIA MANUAL AND GUIDE FOR ORDINATION THE EPISCOPAL DIOCESE OF NORTHERN CALIFORNIA MANUAL
More informationSpecialty Human Services
Specialty Human Services Insuring those who improve our communities. Religious Divinity Schools Churches Convents Monasteries Shrines Parochial Schools Retreat Houses Religious Schools Seminaries Synagogues
More informationSBCA PROPERTY AND CASUALTY INSURANCE COVERAGE AUDIT
SBCA PROPERTY AND CASUALTY INSURANCE COVERAGE AUDIT L O C K T O N C O M P A N I E S DEAR SBCA MEMBER The SBCA is pleased to announce it has teamed up with Lockton Companies and AmTrust Insurance to create
More informationINSURANCE PROTECTION FOR THE CHURCH
INSURANCE PROTECTION FOR THE CHURCH Your church represents a major financial and personal commitment by your members. It is important that you select the proper insurance carrier and the proper insurance
More informationThe Essentials of Church Insurance
The Essentials of Church Insurance By Jerry J. Sparks www.agfinancial.org/insurance 866.662.8210 The Essentials of Church Insurance What coverage does your church need? Churches have become increasingly
More informationI m On the Vestry... What You Need to Know About Your Church s Finances. Vestry University October 5, 2013
I m On the Vestry... What You Need to Know About Your Church s Finances Vestry University October 5, 2013 1 Agenda Your Role and Responsibilities Internal Controls Monthly Financial Statements Your Congregation
More informationTHE WOODLANDS TOWNSHIP 2013 PROPERTY AND CASUALTY RFP 2013-110 RESPONSE COMPARISON
THE WOODLANDS TOWNSHIP 2013 PROPERTY AND CASUALTY RFP 2013-110 RESPONSE COMPARISON General Liability Coverage Carrier Insurance Company Current Program of Insurance Texas Municipal League Intergovernmental
More informationGrace in the Desert Episcopal Church 2004 Spring Gate Lane Las Vegas, NV 89134
Grace in the Desert Episcopal Church 2004 Spring Gate Lane Las Vegas, NV 89134 Parish By-Laws Article I: Name and Mission Statement The full and complete name of this Parish is GRACE IN THE DESERT EPISCOPAL
More informationACCOUNTING POLICY AND PROCEDURE MANUAL
ACCOUNTING POLICY AND PROCEDURE MANUAL For (CHURCH NAME) ADOPTED ON DATE: Date NOTE: This manual is a template for you to use to establish your polices. Fill in applicable data as needed. Prior to sending
More informationREPORT ON EXAMINATION THE CHURCH INSURANCE COMPANY OF NEW YORK AS OF DECEMBER 31, 2012
REPORT ON EXAMINATION OF THE CHURCH INSURANCE COMPANY OF NEW YORK AS OF DECEMBER 31, 2012 DATE OF REPORT MAY 13, 2014 EXAMINER WEI CAO TABLE OF CONTENTS ITEM NO. PAGE NO. 1. Scope of examination 2 2. Description
More informationCOMMERCIAL INSURANCE SOLUTIONS FOR MUNICIPALITIES IN NH
COMMERCIAL INSURANCE SOLUTIONS FOR MUNICIPALITIES IN NH PRESENTATION OVERVIEW 1. About Davis & Towle Public Entities Division 2. State of the commercial Insurance marketplace 3. Coverage Overview 4. Emerging
More informationMinimum terms and limits
Insurance Coverage Requirement PROPERTY Church building, contents, fine arts, musical items, etal Minimum terms and limits Blanket limits for all property insured. No co-insurance clause Replacement cost
More informationInsurance Program. For the State of Georgia
Insurance Program For the State of Georgia Presented By: RC KNOX & COMPANY ONE GOODWIN SQUARE HARTFORD, CT 06103 (860) 524-7614 APRIL 21, 2009 QUOTATION PROGRAM INSURER: INSURANCE AGENCY: POLICYHOLDER:
More informationBusiness Insurance Terminology
Business Insurance Terminology Knowledge Is Power To understand your business policy, it is helpful to have a grasp of basic insurance terms. As a Trusted Choice, independent insurance agency, we are dedicated
More informationSAMPLE SERVICES CONTRACT
SAMPLE SERVICES CONTRACT The parties to this contract are the SAN DIEGO COUNTY WATER AUTHORITY, a county water authority, (the Water Authority) and, [a / an], having its principal place of business at
More informationYour Guide to Purchasing Insurance
Your Guide to Purchasing Insurance Church insurance needs may be broken down into the following six distinct areas: I. Property, II. Liability, III. Crime, IV. Automobile, V. Workers Compensation, & VI.
More information7 Dirty Little Secrets No One Wants You To Know About Apartment Insurance
Special Consumer Report Insurance Insider Reveals 7 Dirty Little Secrets No One Wants You To Know About Apartment Insurance How Many Of These Dangerous Mistakes Are You Making? By: Larry Hines, CPCU, CLU,
More informationDear Potential Applicant,
Dear Potential Applicant, We welcome you to apply for a position as a Catholic Campus Ministry (CCM) Peer Minister. This position is unique in many ways. We try to provide an environment for you to learn
More informationA Tailored Insurance Solution Designed for the Funeral Industry by Experts in the Funeral Business 631-589-5100. folksinsgrp.com
A Tailored Insurance Solution Designed for the Funeral Industry by Experts in the Funeral Business 631-589-5100 folksinsgrp.com Providing a better way to insure the funeral industry DIRECTORS CHOICE is
More informationThe Voluntary, Community and Social Enterprise Sector - an insurance guide for individuals and organisations
The Voluntary, Community and Social Enterprise Sector - an insurance guide for individuals and organisations Contents Foreword Introduction 1. Section 1 - Insurance required by law 1.1 Employers liability
More informationCommunity Association Insurance Programs (Illinois)
Community Association Insurance Programs (Illinois) Insuring Your Association Insurance Requirements of the Illinois Condominium Property Act Summary of Essential Insurance Coverages Choosing Risk Management
More informationInsurance for Auto Services
Insurance for Auto Services TM Our business is protecting your business An Businessowners Product You Take Care of Business. We ll Take Care of You. EMC Insurance Companies has the knowledge and expertise
More informationHow To Manage Risk At The Foundation
SECTION 20 RISK MANAGEMENT AND LEASES Policy Sequence 20-000 Aug 2012 LEASES Policy # 20-000.1 PURPOSE The Foundation enters into leases on behalf of Projects and Campus Program accounts. A Lease may be
More informationThe Nuts & Bolts of Insurance for Nonprofits
The Nuts & Bolts of Insurance for Nonprofits www.steelbridgeins.com 888.647.4777 It s more than what you need. It s what you deserve. Purchasing insurance for a nonprofit organization can be a confusing
More informationHanover Human Services Advantage. Professional Liability, General Liability, and Abuse & Molestation Coverage
Hanover Human Services Advantage Professional Liability, General Liability, and Abuse & Molestation Coverage HANOVER HUMAN SERVICES ADVANTAGE Avoid being blind-sided by the unforeseen. Your job is to help
More informationBelow is the information you ll need to take online misconduct prevention training.
Dear Friends, Below is the information you ll need to take online misconduct prevention training. Enrolling Please see the guide on the next page for directions on how to self-enroll and take the online
More informationTHE EPISCOPAL CHURCH OF THE GOOD SHEPHERD
Like good stewards of the manifold grace of God, serve one another with whatever gift each of you has received. Whoever speaks must do so as one speaking the very words of God; whoever serves must do so
More informationNew Insurance Coverage Requirements Your Questions and Our Answers
New Insurance Coverage Requirements Your Questions and Our Answers Blanket Policies If a loan is currently escrowing for insurance, and the borrower has obtained a blanket insurance policy, is there a
More informationInsurance Boot Camp. Understanding Coverages for Your School Division, Staff and Students
Insurance Boot Camp Understanding Coverages for Your School Division, Staff and Students VASBO Fall Conference Continuing Education October 15, 2015 1:00 p.m. Presented by David Brooks Lee Brannon and
More informationProtected Self-Insurance Is
Protected Self-Insurance Is A program to provide unim property and blanket liability coverage under one comprehensive plan all parishes, schools, agencies, and other entities as determined by the Diocesan
More informationReligious Education Leader
Policy 233 Pg. 1 Religious Education Leader General Introduction Evaluation of parish personnel which leads to improved performance can be important for the accomplishment of parish goals and objectives
More informationThe Diocese of Santa Rosa Insurance Program Description (Not including employee benefits insurance)
Effective June 30 th of Each Year The Diocese of Santa Rosa Insurance Program Description (Not including employee benefits insurance) In order to ensure proper coverage is maintained for each location
More informationIowa Association of Municipal Utilities. Safety Group Insurance Program
Iowa Association of Municipal Utilities Safety Group Insurance Program The IAMU Safety Group Since 1980, the Iowa Association of Municipal Utilities, Risk Management Consultants Ltd., and EMC Insurance
More informationCatholic Diocese of Kansas City St. Joseph Diocesan Insurance Office. Financial Report (Reviewed) June 30, 2011
Catholic Diocese of Kansas City St. Joseph Financial Report (Reviewed) June 30, 2011 Contents Independent Accountant s Report on the Financial Statements 1 Financial Statements Statements of Financial
More informationCareers in Insurance
The insurance industry employs over 2.3 million workers Wage and salary employment in the industry is projected to grow 10% in the next ten years In 2004, weekly earnings for workers in the industry averaged
More informationGUIDEONE INSURANCE A COMPANY YOU CAN BELIEVE IN COVERAGE YOU CAN COUNT ON. CLAIMS SERVICE YOU CAN COUNT ON
CLAIMS SERVICE YOU CAN COUNT ON IF YOUR CHURCH NEEDS TO REPORT A CLAIM, GuideOne makes it as easy as possible with our industry-leading claims service: Call the convenient, toll-free GuideLine Express
More informationLinda A. Marston, Director of Finance
PRESIDENT Jill D. Lewis-Spector New Jersey City University Jersey City, New Jersey VICE PRESIDENT Diane Barone University of Nevada, Reno Reno, Nevada BOARD OF DIRECTORS Term Expiring Spring 2015 Douglas
More informationCONDOMINIUM UNIT OWNERS INSURANCE
PERSONAL LINES CONDOMINIUM UNIT OWNERS INSURANCE Your Style. Your Coverage. WHATEVER YOUR STYLE, OUR COVERAGE FITS When you buy home insurance, you re not just protecting your home and belongings, you
More information06 - Youth Ministry Safety Policy and Guidelines in the Diocese of St. Augustine
06 - Youth Ministry Safety Policy and Guidelines in the Diocese of St. Augustine General. Below is a basic list of things we need to remember when working with youth. This is not meant to be a complete
More informationManaging Risk at Your Post. VFW Post Insurance Program Administered by Lockton Affinity, LLC
Managing Risk at Your Post VFW Post Insurance Program Administered by Lockton Affinity, LLC Coverage Posts Need Coverage Overview Typical Coverages for a Post Property General Liability Liquor Liability
More informationThe Prevention of Sexual Abuse and Misconduct: Prevention and Response. What types of misconduct prevention training are available and who needs them?
The Prevention of Sexual Abuse and Misconduct: Prevention and Response What types of misconduct prevention training are available and who needs them? Assessing Your Parish Ultimately, it s up to the rector,
More informationInsurance for Libraries
Insurance for Libraries Christine Lind Hage, Director, Rochester Hills (MI) Public Library 2014 by United for Libraries: The Association of Library Trustees, Advocates, Friends and Foundations. This toolkit
More information2013 INSURANCE MANUAL
2013 INSURANCE MANUAL All required insurance shall be in a form, amount, content and written by companies acceptable to the Georgia Department of Community Affairs (DCA) on behalf of Georgia Housing and
More informationTo the Rector, Wardens and Vestry of (Church Name; Church Address; City and Zip)
Section B. Sample Audit Committee Certificate Date To the Rector, Wardens and Vestry of (Church Name; Church Address; City and Zip) Subject: (Audit Year) Audit of (Church Name) We have inspected the statement
More informationSexual Misconduct and Molestation Liability Insurance Application
Sexual Misconduct and Molestation Liability Insurance Application Instructions Please answer all questions. If the answer to any question is NONE, please print NONE. Attach separate sheets of paper as
More informationThe Ecclesiastical Province of Miami, Inc. A Florida Not-for-Profit Corporation
Protected Self-Insurance Program The Ecclesiastical Province of Miami, Inc. A Florida Not-for-Profit Corporation The explanations contained here are for general information and are only a summary description
More informationBoard of Trustees Upper New York Conference Minutes of Conference Call Meeting November 12, 2014
Board of Trustees Upper New York Conference Minutes of Conference Call Meeting November 12, 2014 The following persons attended and participated in the meeting: Trustees: Patricia Brown, Diana Cordes,
More informationMississippi Insurance Department Property/Casualty Rate Filing Bulletin MARCH 2004
Mississippi Insurance Department Property/Casualty Rate Filing Bulletin MARCH 2004 ACIG INSURANCE COMPANY files to adopt current NCCI loss costs and selects loss cost multiplier of 1.208. The overall rate
More informationComprehensive Liability
Comprehensive Liability Insurance Policies This Liability Cover package applies to Cycling New Zealand, Mountain Bike New Zealand, BMX New Zealand, New Zealand Schools Cycling Association and all other
More informationTHE HIGHEST DEGREE OF PROTECTION FOR PRIVATE EDUCATION. Prepare. Protect. Prevail. With The Hartford ṢM PRIVATE EDUCATION INDUSTRY INSURANCE
THE HIGHEST DEGREE OF PROTECTION FOR PRIVATE EDUCATION. Business Insurance Employee Benefits Auto Home Prepare. Protect. Prevail. With The Hartford ṢM You make decisions every day that require a higher
More informationWho are we? A leading program administrator providing values-based risk solutions to the senior living industry for the last 14 years
K&B: Fast Facts Who are we? A leading program administrator providing values-based risk solutions to the senior living industry for the last 14 years What do we do? Focus on independent agents serving
More informationValue-added Services & Programs
Avenues Education Advantage Our policy is performance. Value-added Services & Programs from The Hanover The regional difference The Hanover Insurance Group differs from other insurance carriers. As a leading
More informationA Consumer s Guide to Personal Auto Insurance
Maine Bureau of Insurance 34 State House Station Augusta, ME 04333-0034 A Consumer s Guide to Personal Auto Insurance A Publication of the Maine Bureau of Insurance June 2015 Paul R. LePage Governor Eric
More informationMississippi Insurance Department Property/Casualty Rate Filing Bulletin JANUARY 2005
Mississippi Insurance Department Property/Casualty Rate Filing Bulletin JANUARY 2005 ACE PROPERTY AND CASUALTY INSURANCE COMPANY files revised rates for the 2005 crop season through Rain and Hail LLC resulting
More informationSTANDING COMMISSION ON LIFELONG CHRISTIAN FORMATION AND EDUCATION
STANDING COMMISSION ON LIFELONG CHRISTIAN FORMATION AND EDUCATION Membership Ms. Janie Stevens, Chair*, 2015 Canon Thomas G. O Brien III, Vice Chair, 2018 The Rev. Moki Hino, Secretary, 2015 Ms. Laurie
More informationEpiscopal Diocese of Western Michigan Parish Financial Practices Workshop
Episcopal Diocese of Western Michigan Parish Financial Practices Workshop February 6, 20 & 27, 2010 Tammy Mazure, CPA Assistant to the Bishop for Finance & Benefit Administration tmazure@edwm.org Church
More informationPOSITION TITLE: Sunday School Teacher (Children 3-8 years old)
1 POSITION TITLE: Sunday School Teacher (Children 3-8 years old) 1. ANALYZE THE POSITION: A. WHY? Describe the nature and purpose(s) of this position. Why does it exist? Who determines that? What kind
More informationKey Standards and Essential Criteria are arranged in these sections, and the associated documents follow.
1 Southwestern Association of Episcopal Schools (SAES) Documents in Adherence to Standards (v.6.14) for SAES Accreditation The mission of the Southwestern Association of Episcopal Schools is to lead, to
More informationProperty and Casualty Insurance. Improvements and Cost Savings
Property and Casualty Insurance Improvements and Cost Savings Self Insured Retention (Deductible) $1 million for Liability Claims $500,000 for Liability Claims This eliminates $500,000 of liability exposure
More informationTo: Our Valued Clients From: Agency Name Re: Gap Letter
To: Our Valued Clients From: Agency Name Re: Gap Letter From time to time, we mail a notice to our clients (past, current, and potential) called a Gap Letter. The purpose of this letter is to inform you
More informationForm M-03R Last updated January 20, 2015. The Episcopal Diocese of Long Island Commission on Ministry
The Episcopal Diocese of Long Island Commission on Ministry Process Timeline and Benchmarks for the Reception of Previously Ordained Clergy according to Title III.10.3 (Clergy Ordained by Bishops in Churches
More informationWorking together to keep your customers talking. Telecommunications Insurance Plan
Working together to keep your customers talking. Telecommunications Insurance Plan Working together to keep your customers talking. We re here to serve you Over the last 40+ years Farmers Union Insurance
More informationNonProfit 101. Notes: Session 1B: Insurance, What you do not know can hurt you! From Survivability to Sustainability. June 10, 2015 Session 1B page 1
Session 1B: Insurance, What you do not know can hurt you! Notes: June 10, 2015 Session 1B page 1 Session 1B: Insurance, What you do not know can hurt you! Notes: June 10, 2015 Session 1B page 2 June 10,
More informationUSA Swimming, Inc. Local Swimming Committees
2015 INSURANCE SUMMARY for USA Swimming, Inc. Local Swimming Committees Presented By: John E. Peterson, CPCU, ARM, CIC President RISK MANAGEMENT SERVICES, INC. PO Box 32712 Phoenix, Arizona 85064-2712
More informationITEM NO.: DRPA-15-124 SUBJECT: Renewal of DRPA/PATCO Commercial Automobile Liability Policy. COMMITTEE MEETING DATE: October 14, 2015
SUMMARY STATEMENT ITEM NO.: DRPA-15-124 SUBJECT: Renewal of DRPA/PATCO COMMITTEE: Finance COMMITTEE MEETING DATE: October 14, 2015 BOARD ACTION DATE: October 21, 2015 PROPOSAL: That the Board authorizes
More informationOne Church/One School Best Practices Guide Partners for Education Excellence
One Church/One School Best Practices Guide Partners for Education Excellence Overview One Church/One School is an initiative of the Episcopal Diocese of Dallas to promote partnerships between churches
More informationArchdiocese of Miami PROTECTED SELF-INSURANCE PROGRAM. The Ecclesiastical Province of Miami, Inc. A Florida Not for Profit Corporation
Archdiocese of Miami PROTECTED SELF-INSURANCE PROGRAM The Ecclesiastical Province of Miami, Inc. A Florida Not for Profit Corporation The explanations contained here are for general information and are
More informationKIWANIS INTERNATIONAL COMMERCIAL GENERAL LIABILITY INSURANCE
KIWANIS INTERNATIONAL COMMERCIAL GENERAL LIABILITY INSURANCE NAMED INSUREDS Kiwanis International and its owned, controlled, subsidiary or affiliated organizations now or hereafter constituted including;
More informationII MEDIUM FLEET TRUCKING
., II MEDIUM FLEET OVERVIEW ;nsurance Company AGENDA Highlights: Protective Medium Fleet Program - Mission I Target Customer - Platform Description Coverages Loss Prevention Claims Administration - Underwriting
More informationDiocese of Olympia. The Episcopal Church in Western Washington
Diocese of Olympia The Episcopal Church in Western Washington An excerpt from Archives and Records Management Program: Policies and Procedures Manual, 2013 INTERNET USE POLICY: An Addendum INTRODUCTION
More informationJANUARY 2014 PROTECTING YOUR FUTURE BROKERS AND ADVISORS / SPECIALISTS IN RISK MANAGEMENT / INCORPORATING APEX FUNDING LIMITED
Comprehensive Liability Insurance Policies This Liability Cover package applies to BikeNZ, Cycling New Zealand, Mountain Bike New Zealand, BMX New Zealand, New Zealand Schools Cycling Association and all
More informationHow To Get A Liability Coverage From Ani/Niac
General Liability Highlighted Features of our General Liability Coverage ANI and NIAC are 501(c)(3) nonprofits whose sole (All mission included is at to no additional charge, Nonprofits unless noted) OWN
More informationTrustee Report. Who is custodian of deeds and other legal papers? Where are deeds and other legal papers kept?
Trustee Report Please list the accomplishments of the church's trustees this past year. Is there anything that you would like to make the Conference Trustees aware of, or are there any areas with which
More informationN>meoloocument~rrt-/ Resoi,HonNo.: l</=3i1j
COUNTY OF KANE Christopher J. Lauzen Kane County Board Chairman Kane County Government Center 719 South Batavia Avenue Geneva, ll 60134 P: (630) 232-5930 F: {630) 232-9188 clauzen@kanecoboard.org www.countyotkane.org
More informationHow To Update The Selling Guide
Selling Guide Announcement SEL-2014-10 Selling Guide Updates The Selling Guide has been updated to include changes to the following: Significant Derogatory Credit Events Property Insurance Requirements
More informationDIOCESE OF DALLAS. Computer Internet Policy
DIOCESE OF DALLAS Computer Internet Policy October 2012 Page 1 ROMAN CATHOLIC DIOCESE OF DALLAS COMPUTER SYSTEMS AND INTERNET USE POLICY Summary Definitions: 1. The term Communication(s) Assets as used
More informationWhat is Risk Management?
Risk Management Workshop 1 What is Risk Management? It is the identification, assessment, and prioritization of risks followed by coordinated and economical application of resources to minimize, monitor,
More informationOHIO ASSOCIATION OF COMMUNITY COLLEGES
OHIO ASSOCIATION OF COMMUNITY COLLEGES RISK MANAGEMENT AND INSURANCE PROGRAM Launched November 1, 2011 OACC is right for you if: You want to lower your total cost of risk; You want broader coverages, loss
More informationGeorgia Perimeter College Risk Management Office. Insurance and Bonding Guidelines Property & Automobile Insurance Risk Management Claims
Georgia Perimeter College Risk Management Office Insurance and Bonding Guidelines Property & Automobile Insurance Risk Management Claims State of Georgia Risk Management Services Risk Management Services
More informationFrequently Asked Questions About the GNJAC Insurance Program (1/1/2015-1/1/2016)
Frequently Asked Questions About the GNJAC Insurance Program (1/1/2015-1/1/2016) The following information is meant to supplement the Summary of Coverage booklet, not replace it. Coverage forms, conditions,
More informationAlcohol & Drug Policy Guide
Alcohol & Drug Policy Guide Recovery Ministries of the Episcopal Church Recovery Ministries of the Episcopal Church has drafted this resource to encourage and assist dioceses and parishes with developing
More informationSTAFF PERFORMANCE REVIEW FORM
Episcopal Diocese of Texas STAFF PERFORMANCE REVIEW FORM INSTRUCTIONS: The purpose of the Staff Performance Review is to provide an opportunity for reflection, valuation, and discussion of the overall
More informationWHEN MAY BROKER-AGENTS CHARGE FEES?
WHEN MAY BROKER-AGENTS CHARGE FEES? By Stephen L. Young, Senior Vice President & General Counsel, IBA West Insurance producers licensed as California fire and casualty broker-agents may charge fees. But
More informationWASHINGTON SUBURBAN SANITARY COMMISSION
APPENDI B WASHINGTON SUBURBAN SANITARY COMMISSION PROCUREMENT OFFICE INSURANCE AND BONDING CONTRACT NO. 1. INSURANCE REQUIREMENTS A. INSURANCE: The Contractor shall be required to maintain insurance for
More informationCC-EVER001-16 Exhibit I: Insurance Page I-1 EXHIBIT I INSURANCE REQUIREMENTS
CC-EVER001-16 Exhibit I: Insurance Page I-1 EXHIBIT I INSURANCE REQUIREMENTS SEC. 1. INSURANCE REQUIREMENTS The Concessioner shall obtain and maintain during the entire term of this Contract, at its sole
More informationCommunity Service Insurance Program
Community Service Insurance Program Patriot Insurance Agency, Inc. DBA: Arizona Patriot Insurance Agency, Inc. in CA, NC, ND P.O. Box 1298 Sonoita, AZ 85637-1298 Phone: 520 455-9252 Fax: 520 455-9358 Toll
More informationPRO PRO. ProSurance TM. Application Form INSURANCE FOR PROFESSIONALS
PRO INSURANCE FOR PROFESSIONALS ProSurance TM PRO Application Form This is an application for an errors and omissions package policy aimed at a wide range of small and medium-sized professionals. As well
More informationContractor s Plus Program
BR 842 6/17/04 9:15 AM Page 5 Contractor s Plus Program Building the Right Program for You Selective Insurance Group, Inc., is an A.M. Best-rated A+ (Superior) regional insurance company with assets of
More informationPlease contact your agent with any questions regarding a GFB Brokerage policy.
FAQ Policy Related Questions General Insurance Questions What insurance products are available through my agent? Our Agents can sell and service the following insurance products: personal automobile, business
More informationAPPENDIX 7 INSURANCE REQUIREMENTS 1. GENERAL INSURANCE REQUIREMENTS APPLIES TO ALL POLICIES
APPENDIX 7 INSURANCE REQUIREMENTS 1. GENERAL INSURANCE REQUIREMENTS APPLIES TO ALL POLICIES The mortgage shall contain a covenant binding the mortgagor to maintain adequate liability, fire, and extended
More informationSmall Business Insurance Basics
Small Business Insurance Basics WHAT INSURANCE SHOULD MY BUSINESS HAVE? Most businesses need to purchase at least the following four types of insurance: Property Insurance Liability Insurance Business
More informationLeft to right: William J. Quinn, Vice President Ralph J. Vanner Jr., President Ralph J. Vanner Sr., Chairman Thomas J. Vanner, Vice President
Left to right: William J. Quinn, Vice President Ralph J. Vanner Jr., President Ralph J. Vanner Sr., Chairman Thomas J. Vanner, Vice President An Independent, privately owned, full-service insurance agency,
More informationReview of Directors and Officers Liability Insurance
LEGAL ALERT February 13, 2012 Review of Directors and Officers Liability Insurance On December 1, 2011, we sent the attached memorandum to our clients and friends concerning our recommendation that a review
More informationDevelop Awareness of Online Christian Formation Resources Standing Commission on Lifelong Christian Formation and Education Christian Formation
RESOLUTION NO.: 2015-A075 GENERAL CONVENTION OF THE EPISCOPAL CHURCH 2015 ARCHIVES RESEARCH REPORT TITLE: PROPOSER: TOPIC: Develop Awareness of Online Christian Formation Resources Standing Commission
More informationCOMMISSIONER OF INSURANCE 181. Chapter Ins 6 GENERAL. Ins 6.01 Foreign company to operate 2 years before admission.
COMMISSIONER OF INSURANCE 181 Ins 6.01 Foreign company to operate 2 years before admission (p. 181) Ins 6.02 Company to transact a kind of insurance 2 years before admission (p. 181) Ins 6.05 Filing of
More informationBusiness Auto Policy
Business Auto Policy American Family s Business Auto Policy With more than thirty years of commercial lines policy experience and $15 billion in assets*, American Family offers businesses the stability,
More information