CORPORATE HEALTH INSURANCE

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1 CORPORATE HEALTH INSURANCE

2 Provide Your Employees with the Best Medical Care, No Matter Where It s Located. Any health insurance plan can offer coverage. Best Doctors Global Medical Care (GMC) provides more: customizable employee insurance that includes access to the world s best medical care. With GMC, your employees can choose to receive care from top physicians anywhere in the world to ensure they get the very best medical care whenever they need it. In addition to covering the costs of their medical care, GMC provides your employees with access to our global network of over 53,000 leading specialists who have been recognized by their peers as leaders in their fields. There is no better way to ensure that when one of your employees has a medical condition, he or she receives the right diagnosis, the right treatment and the best care in the world. GMC complements provincial, critical illness and employer insurance plans to provide more health care options and more confidence when making medical decisions. Certainty DURING LIFE S MOST UNCERTAIN TIMES. GMC can be tailored to your business needs, with coverage options ranging from $500,000 to $5 million. You and your employees will benefit from: Access to the most advanced treatment and care, regardless of where it s located. MRIs and CT scans in just days, rather than the weeks or months that Canadians often have to wait. Procedures such as hip and knee surgery without the prolonged waiting periods faced by many Canadians. Access to prescription drugs that are not approved in Canada, when those prescription drugs are part of a treatment plan and are administered outside of Canada. Care at world-renowned centres of excellence outside of Canada, including Dana-Farber Cancer Institute, Cedars- Sinai, Stanford Hospital and MD Anderson Cancer Center. Expert medical reviews to ensure your diagnosis is correct and that you are pursuing the most promising treatment options. A global database of over 53,000 medical specialists who have been recognized by their peers as leaders in their fields. Elite Navigator service, which helps employees manage their medical care. Optional Concierge service for assistance with hotels, travel, medical appointments, and translation services when pursuing care away from home. BEST DOCTORS: INTERNATIONALLY RECOGNIZED AND TRUSTED The unique benefits of GMC can help you attract and retain top talent, accelerate your employees return to work, and reduce employee stress and worry when they are dealing with a medical condition. Best Doctors was founded in 1989 by Harvard Medical School physicians. Today, we serve more than 30 million members in over 70 countries, helping ensure they receive the right diagnosis and treatment. As a Best Doctors Insurance member, you have access to some of the world s best medical minds so you can be sure you and your family are receiving the best possible care. Our GMC product is provided through partnerships with Munich Re and Lloyd s of London.

3 Confidence, Peace of Mind and Other Employee Benefits. Expert Medical Reviews from Top Medical Specialists. Best Doctors GMC insurance includes coverage for: Semi-Private Room Intensive Care Unit/Life Support Inpatient and Outpatient Surgery Emergency Room Diagnostic Services Cancer Treatment Dialysis Maternity Benefit Inclusion of Newborn Transplants Physical Therapy and Rehabilitation Durable Medical Equipment Prescription/Life-Sustaining Drugs Air Ambulance Ground Ambulance Care and Guidance from Top Physicians. Empower your employees to take an active role in their care by providing them with more options and enabling them to make informed decisions about their health. Decrease the risks and costs associated with misdiagnosis, incorrect treatment and unnecessary surgery, drugs, doctors visits and hospital stays. Lower your absenteeism rates, address presenteeism and increase employee attraction, productivity and retention. Minimize the health and financial impacts of lengthy wait times for procedures and specialists. Provide greater access to medical innovations and new drug therapies. Reduce the duration and expense of short- and longterm disability incidents by ensuring your employees receive the right diagnosis and get the best treatment. GMC includes Best Doctors patented InterConsultation service. InterConsultation puts an employee s medical case in the hands of a highly qualified specialist who conducts an in-depth medical review and provides a diagnosis and treatment recommendations. Employees simply call Best Doctors Insurance and we manage the process from start to finish. How InterConsultation Works Repatriation InterConsultation expert medical reviews, Elite Navigator health care system assistance, and optional Concierge service Our Customer Care Centre is open Monday to Friday, helping your employees file claims, answering their questions, and aiding with their medical care. CALL Are the diagnosis and treatment correct? Who is the best specialist? Which is the best hospital? INVESTIGATION Identification and analysis of the specific medical problem by Best Doctors medical staff answers Easy to read and understand medical report with a road map that explains the next steps in the treatment

4 A Global Medical Community Like No Other. Best Doctors has established a global community of more than 53,000 medical specialists whose peers consider them to be among the best in their fields. This valuable, unequaled resource provides your employees with access to leading experts in over 450 specialties and subspecialties worldwide. These physicians are frequently associated with centres of excellence such as Dana-Farber Cancer Center, Cedars-Sinai, MD Anderson and Stanford Hospital. Your employees can get the care they need, where they choose, and the peace of mind that comes with knowing they are receiving the best medical care in the world. Conditions of Eligibility. ELIGIBLE GROUPS Minimum of 5 employees ELIGIBLE INDIVIDUALS Employees - between 18 and 74 years of age Employees spouses - between 18 and 74 years of age Employees dependent children - up to age 18 or up to age 24 if attending an accredited school EVIDENCE OF INSURABILITY Required for groups with 9 or less employees Not required for groups with 10 or more employees More Health Care Choices for You and Your Employees. More Confidence When Making Medical Decisions. WHEN IT COMES TO HEALTH CARE, NO ONE S CHOICES SHOULD BE LIMITED. Be sure your employees receive the best care, no matter where it s located. Offer them the unique, personal medical benefits of Best Doctors Global Medical Care. Contact us today at or send an to Complete definitions and limitations are found in the Master Policy. Best Doctors Global Medical Care is 100% underwritten by certain underwriters at Lloyd s. For the purpose of the Insurance Companies Act (Canada), this policy was issued in the course of Lloyd s Underwriters Insurance business in Canada. Best Doctors Canada Insurance Services is a Lloyd s Coverholder. Best Doctors, the Star-In-Cross logo, InterConsultation, Elite Navigator, Best Doctors Member Care Network and Best Doctors Global Medical Care are trademarks or registered trademarks of Best Doctors, Inc. in the United States of America, Canada, and in other nations, and licensed under agreement to Best Doctors Canada Insurance Services Inc. Lloyd s is authorized under the Financial Services and Markets Act 2000 (UK). Lloyd s underwriters are authorized under the Insurance Companies Act (Canada). Underwritten by certain underwriters at Lloyd s.

5 Best Doctors Canada Insurance Services 145 King Street West Suite 700 Toronto ON M5H 1J8 For more information: Call toll free: BDCIS_GMC_CORPORATE_HI_ENG_SEP14 Copyright 2013 Best Doctors Canada Insurance Services Inc. All rights reserved. Underwritten by certain underwriters at Lloyd s.

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