1 THE DO S AND DON TS OF STARTING YOUR OWN PRACTICE Strategic Solutions for Solo & Small Firms August 2009 Prepared and Presented by: Leonard B. Segal *These materials are provided for educational and informational purposes only. They are not intended to constitute legal advice in any particular situation.
2 TABLE OF CONTENTS Page I. Overview...1 II. Structure...1 III. Budgeting/Sufficient Reserves...1 IV. Staffing...2 V. Professional Liability Insurance...2 VI. Office Space...2 A. Fixed location office...3 B. Home office...3 C. Hybrid...4 VII. Equipment and Supplies...4 A. Needs...4 B. Wants...5 VIII. Technology/Computers/Software...6 IX. Advertising/Marketing...7 X. Earning a Living...7 A. Rates to Charge...7 B. Billing & Collections...8 XI. Back-up/Support...8
3 THE DO S AND DON TS OF STARTING YOUR OWN PRACTICE I. Overview Starting your own law practice can be frightening, exhilarating, challenging and fun all at the same time. It is, however, a business. This session is intended to help you think about some of the challenges in getting your new business up and running. II. Structure How will you be organized? This is a critical decision that can impact how you pay yourself, your potential liability, tax consequences, and others. Do you want to be an S-Corporation? Limited liability Company? Partnership? Sole Proprietorship? Other? Find a good accountant or business lawyer (if that is not what you do) to advise you on the different ways you can structure your law firm. Establishing a corporation, for example, is relatively inexpensive, yet can give you the limited liability protections necessary to protect your personal assets. The decision on how to structure your firm should be made prior to opening your new firm. Once you are up and running, be sure to comply with any corporate formalities or other legal requirements that may apply to your business. In addition to the legal structure, give some thought as to your firm name. Do you want to go the traditional route and use the last name of the lawyers? Do you want a more descriptive firm name that tells people what you do? 1 III. Budgeting/Sufficient Reserves You likely will have a lot of start-up expenses. Those expenses will probably outpace your revenues for some period of time. Be sure you have sufficient reserves to cover your expenses. 1 If you want to use the phrase & Associates in your firm name, you should first carefully review the Lawyers Professional Responsibility Board s recently adopted Opinion No. 21.
4 Prepare a budget. Preparing a budget will help you better set your billing rates, know how much business you need, and find areas in which you can better control your expenses. Review your budget on a regular basis and stay within your budget. IV. Staffing If you need a secretary or other staff, be diligent in your search and try to hire the right person(s) the first time. The people you hire should make your job easier and allow you to focus on what you do best practicing law. V. Professional Liability Insurance Nobody likes to think about the possibility of being sued for malpractice, yet many lawyers find themselves having to defend such claims. After all, it only takes one disgruntled client to find yourself the defendant in a malpractice action meritorious or not. Sadly, each new client means one more client who may potentially sue you! As such, I highly recommend obtaining professional liability insurance. Rates can vary depending upon the practice area, the number of hours you work, the length of time you have been practicing, and other factors. Even if you think you are judgment proof and do not need such insurance, think again. You likely are not judgment proof and, even if you are today, hopefully you won t be tomorrow! VI. Office Space Many factors will influence your decision regarding your office space. How much can you afford? Will your target market consist of individuals or businesses? Will you be practicing law full-time or part-time? What image do you want to give to the public and potential clients? Will you be meeting clients in your office? Will you have a staff? Where do you want to be located? Depending on the answers to these questions and more, you will likely choose one of the following:
5 A. Fixed location office: A fixed office location is your most expensive option, although the cost will vary significantly depending upon location, class of office space, and other factors. If you will have a staff of people working with you, this might be your only realistic option. Likewise, if you plan to meet clients, opposing attorneys, and others at the office, a fixed location allows you to do that. Many solo and small firm attorneys utilize the services of an executive suite, which gives them a fixed location, conference room, and other amenities but without some of the headaches of having your own office space. If you want a fixed location but do not want to pay for your own space, you may want to consider subleasing space. If you choose to do so, be aware that your name may not appear on the door, your phone number may not be transferrable if you decide to leave, and if your landlord decides to move or hire lawyers for his/her firm, you may lose your space. You should also address any malpractice/ethical issues that might exist (after all, you do not want to be named as a defendant in someone else s malpractice claim simply because you are sharing space). B. Home office: A home office is the least expensive option, but comes with various drawbacks. If you are someone who is easily distracted by the refrigerator, the TV, or the dog, this option probably will not work for you. A home office also can be challenging if you plan to meet with clients, opposing counsel, vendors or others. You may not want others to have your home address and may not want to let them into your home. You also may not want your business mail sent to your house. Of course, you can get a P.O. Box or make some alternate arrangement for your mail delivery, but then you have to leave your office to pick it up even in January! A home office creates other issues as well. You may need additional insurance (workers compensation, liability, etc.). You may be exposed to liability if, for example, a client slips and falls on your front step. You also may have additional tax issues that need to be addressed. If you have a home office, do you have adequate storage space for your files? If you choose a home office, I highly recommend having a separate office space within your home with its own phone line and fax machine and that you go to your office during your working hours. Conversely, when you leave the office at the end of the day, try to avoid the temptation to answer the office phone or return to work after hours.
6 C. Hybrid: This includes arrangements such as a virtual office or mobile office. It gives you a place to pick up your mail, gives you an address to use, but does not have the cost associated with your own office space or the drawbacks of having a home office. VII. Equipment and Supplies Like any business, starting a law office requires some up-front expenditures. I recommend that you make two lists. The first list should contain your needs: what you will need to run your law office. The second list should contain your wants: what items you would like to have (but do not need to run your practice). You will need to purchase (or rent) some items although the amount you spend can vary. Shop around, and understand what you are getting and, perhaps more importantly, not getting. You do not need to get the most expensive item or the latest version. You do need to get the product that will allow you to practice law. A. Needs Letterhead, business cards, other stationary Supplies (paper, pens, pencils, notepads, etc.) Printer (and maybe a fax machine) Copier (probably) Scanner (possibly) Computer/I.T. Consultant Telephone (and telephone line) Internet access address Billing/Accounting software Other software (e.g., case management software)
7 Bank account (and possibly an IOLTA account) Mobile phone Furniture File cabinets Postage/Postage meter Website/Marketing materials While these are items you need to run a law office, you do not need to spend a fortune to obtain them. How much should you spend? It depends on your budget, your practice areas, and the image you want to send to the public and potential clients. For example, you could print your own business cards and have a Microsoft Word template for your letterhead. The cost would be low, but does it send the right message? I have seen self-made business cards that look good. I have seen others that look self-made crooked on the page, fading print, etc. If your practice is not paper-intensive, an all-in-one copying, printing, faxing and scanning machine may be a good option. Of course, an all-in-one can do many things well, but nothing great. So, speed will probably be slower than if you have a stand-alone printer, copier, etc. Should you buy or rent? It depends on your budget and needs. For example, you may be able to rent a copier/printer/scanner/fax machine. Before doing so, however, consider the cost and the length of the contract that you will be required to sign. B. Wants When starting your own practice, there may be many other items that you would like to have. Be careful, however, not to overextend yourself, especially if you do not know how much if any business you will actually have when you open your doors. In my opinion, costs are easier to control than revenues. I recommend waiting to purchase wants until you have the cash flow to do so. Once you establish a consistent revenue stream, you can always make additional purchases; but, make sure you have the funds to do so first.
8 For example, you will probably need a mobile phone, but do you need the latest PDA and its higher monthly costs right now? You will need office furniture, but do you need to buy new furniture or to have the best? Do you need to enter into a long-term contract with West or Lexis or can FastCase (through the MSBA) or a County Law Library satisfy your legal research needs? VIII. Technology/Computers/Software Your technological needs will be driven by many factors including the type of practice you have, the number of staff persons working with you, and the extent to which you will need mobile access to your files. If you are a true solo, with no staff, an individual computer is probably enough to get your business up and running. Be sure, however, to have a back-up system in place. It is also a good idea not to use your home computer as your office computer. In addition to ethical (i.e., confidentiality) concerns, you do not want your kids to accidentally delete a file! If you will need a server/network and you are not familiar with how to set up and run a server/network, it makes sense to find a good tech company/person to help you. This will involve some expense, but the frustrations of computer problems and the lost productivity will drive you crazy! Depending upon your practice area, there may be certain software that is must-have software. For example, if you are a litigator who appears in federal court, you need to have pdf capabilities in order to file documents electronically with the court. In any practice area, you need to have billing and accounting software. Many small law firms use Quickbooks, which can do many of the things that you will need. If you have the budget to do so, consider case management software. If your budget will not allow such software, your and calendar system can likely do just fine but you need to make sure to input key dates right away.
10 IX. Advertising/Marketing Many lawyers who start their own practice fail to think about marketing. Instead, they sit back waiting for the phone to ring. While that may work for some, for most lawyers that is a recipe for failure. Marketing can be hard, time consuming, and discouraging. But, don t give up. Marketing efforts today may yield fruit months or even years from now. Think about your target market, the scope of your practice, and the services you are trying to sell. How do you get in front of potential clients? Perhaps you need to write articles for a trade magazine. Or, speak at a seminar. Think about your current clients and where you found them. Ask for referrals from other lawyers, clients, friends and family. Have an elevator speech prepared that you can go to whenever the opportunity arises. Be prepared to explain why you can do a better job than your competitors. Do not huddle with your friends when you attend events even though that is much more comfortable. Instead, try to meet new people. As you develop clients, remember that it is easier to sell new services to old clients than old services to new clients. Market to your current clients, stay in front of them, and ask them for referrals. When you conclude a matter, thank the client, ask that they refer you to others who may have a need for your services, and give them extra business cards! Do you want to have promotional products? At the outset, these might be a luxury item that you cannot afford. But, when you can, consider such items carefully. Do not purchase them just to have them; rather, think about what will give you the biggest bang for the buck. X. Earning a Living A. Rates to Charge Many solo and small firm lawyers like to charge less than their big-firm counterparts. This makes sense since (hopefully) their overhead is far less than that of a large law firm. But think about the clients you want to work with, what your true value is, and charge accordingly. Do not be afraid to charge what you are worth. If you will be providing litigation services (and
11 perhaps others as well), get advance retainers and put them in your trust account. If a potential client cannot provide an advance retainer, consider whether you want to represent that client. B. Billing & Collections Bill regularly! Too often, lawyers fail to send bills to their clients in a timely manner. The result is lost time, confused clients, frustrated lawyers, and slower collections. By keeping accurate track of your time (if you bill on an hourly rate) and billing clients regularly, you increase your chances of collecting without having to go to great lengths to do so. Clients also do not like to be surprised by the amount of a bill. By billing regularly, rather than in one lump sum at the conclusion of a project, you make each bill more palatable. If you will be sending an unusually large bill, contact the client in advance and explain why that is the case. Keep track of your accounts receivable and do not let clients fall behind on their payments. If you have not been paid within 30 days, follow-up with the client. Continue to do so until you have been paid. In appropriate circumstances, and subject to any legal or ethical restrictions, withdraw from a matter rather than let an unpaid balance get out of control. XI. Back-Up/Support While running your own law office can be fun, if you are on your own you will undoubtedly face one significant challenge: how do you get away? Client problems do not go away just because you are on vacation. Have a plan in place to keep your clients satisfied while you are gone. While that might mean having to occasionally interrupt your vacation, another option is to arrange with a colleague to support each other during absences. If you can go on vacation knowing that your clients are being supported, you will better be able to enjoy your time away from the office!
CHECKLIST FOR STARTING A LAW PRACTICE This checklist is designed simply as a guideline to provoke thought when considering starting a law practice. It is not meant to be all inclusive. Updated February
CHECKLIST FOR STARTING A LAW PRACTICE This checklist is designed simply as a guideline to provoke thought when considering starting a law practice. It is not meant to be all inclusive. I. PLANNING/BUDGETING
SMALL FIRM ROUNDTABLE: STARTING YOUR OWN SMALL FIRM By: Jim Quadra Factors to Consider When Deciding to Open Your Own Law Firm 1 Is being your own boss worth the pressure to you? 2 Are you confident in
Free Legal Consumer Guide Series Brought To You By Meeting All Your Legal Needs for 50 Years 2 How to Do An Annual Review of Your Legal & Financial Situation HOW TO USE THIS GUIDE If you read this guide,
Self- Diagnostic Instructions: A. To give you a solid foundation and overview of the subject- matter covered by this small law firm self- diagnostic, it would probably be helpful to watch the six- part
SETTING UP A LAW PRACTICE: LAW OFFICE MANAGEMENT ISSUES and THE IMPACT OF ILLINOIS RULES OF PROFESSIONAL RESPONSIBILITY ON YOUR PRACTICE Lisa M. Nyuli, Esq. Ariano, Hardy, Nyuli, Johnson, Richmond & Goettel,
10 THINGS YOU SHOULD KNOW ABOUT STARTING AN IT CONSULTING BUSINESS It takes more than a business card and some organizational ability to start your own consulting business. It requires a host of skills,
Succession Planning: Buying or Selling a Practice Jessica M. Jensen Jerrie L. Paine Carmen R. Rowe 2604 12 th Court SW, Suite B Olympia, Washington 98502 360-705-1335 www.jessicajensenlaw.com Succession
BETTER YOUR CREDIT PROFILE Introduction What there is to your ITC that makes it so important to you and to everyone that needs to give you money. Your credit record shows the way you have been paying your
When You're The Lawyer, Secretary, Receptionist and Janitor: Doing It All Without Staff By Robert C. ( T.J. ) Thurston Have you ever been confused about how you should dress for work? I m not talking about
Definition According to the State University of New York Fiscal and Accounting Procedures for Mandatory Student Activity Fee Programs (Page 5) the custodial and disbursing agent (Sub-Board I) must establish
Why You Need A BUY-SELL AGREEMENT A buy-sell agreement is a must-have anytime a person goes in on a business with a partner. Failing to have one means failing to protect your family and yourself. (1) Fallout
GUIDE TO DEALING WITH DEBT CONTENTS Page 4 Where do I start? Page 5 Do I have to pay? What can I afford to pay? Page 7 Who to pay first? Page 10 What can I afford to pay on my Credit Debts? Page 12 What
CHAPTER 2: Finding Job Leads Using what you learned about yourself in the previous chapter, it s time to start your job search. The Big Picture Step 1: Identifying the Job You Would Like Step 2: Getting
ATTORNEYS, MANAGERS AND THE ASSOCIATION 5235617 Attorneys, Managers and the Association Serving and Surviving In A Unique Relationship By Matthew Perlstein, Esq. (Reprinted with Permission) INTRODUCTION
COLD MARKET LEAD SCRIPTS COLD LEAD BUSINESS SCRIPT I use several different introductions when it comes to calling purchased leads or leads that I have generated on my own through different ads. You will
Community Alliance of Tenants Tenant Education Information is for general information purposes only, and is not a substitute for the advice of an attorney Small Claims Court Information provided by Oregon
This Step-By-Step Guide Will Teach You.. Copyright 2013 All rights reserved. No part of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic,
A Practical Guide to Hiring a LAWYER A PRACTIAL GUIDE TO HIRING A LAWYER I. Introduction 3 II. When do you Need a Lawyer? 3 III. How to Find a Lawyer 4 A. Referrals 4 B. Lawyer Referral Service 5 C. Unauthorized
Points to Consider When Buying a Dental Practice By Darryl Bodnar, CPA Acquiring a dental practice on your own involves a number of steps that need to be followed in order for you to turn your dream into
Incorporation Guide Guide to Incorporating and Forming a Limited Liability Company Toll-Free: 877-692-6772 Direct/Intl: 818-224-7639 Our Incorporation Guide is developed with the help of the small business
AVOIDING ETHICAL DISASTERS WHEN NATURAL DISASTERS STRIKE STEPS TO TAKE IN RECOVERY EFFORT From Planning to Living the Reality ABA Annual Convention 2005 Consulting Brentwood, TN 1 Consulting Practice Management
www.iamdellgines.com Your Personal Entrepreneurship Professor How to REALLY start your business or non-profit: Introduction to going from zero to startup Introductions What Qualifies Me to Teach You Business
A Survey of Communication Technology for the Digitally Challenged Litigator By Allen E. Hoover and David E. Ross If you are a litigator, your schedule is often grueling, and you are frequently out of the
Going Solo: Getting Bang for Your Buck WRS offered a solo practitioner the most affordable EMR system. I was just starting my pain medicine practice so I needed to get the best EMR system without having
Credit Repair Made Easy A simple self help guide to credit repair By Don Troiano Introduction My name is Don Troiano and I spent over 15 years in the mortgage industry. Knowing how to guide customers in
12 FACT SHEET Money matters This fact sheet provides advice and information about how best to manage your money to make it easier to manage your household expenses. It also provides details of agencies
Financial Planning and Your Small Business The Financial Planning Association (FPA ) is the leadership and advocacy organization connecting those who provide, support, and benefit from professional financial
Thomas Cicciarelli, Psy.D. PSY17298 350 Parnassus Avenue, Suite 601. San Francisco, CA 94117. 415-767-5199 OFFICE POLICIES AND SERVICE AGREEMENT Introduction Welcome to my practice. This document contains
Canadian Legal Guide for Small Business Nishan Swais, LLB Self-Counsel Press (a division of) International Self-Counsel Press Ltd. Canada USA Contents Acknowledgements Introduction 1 Part I: Ways of Carrying
BankersHub.com January 2015 Newsletter Page - 1 COURTING SMALL BUSINESS BANKING PROSPECTS IS LIKE DATING! By Julie Dunn Story Newsletter Article January, 2015 ABOUT THE AUTHOR Julie Dunn Story brings years
Chris Pan, CWM, MFP-USA MBA (Financial Management)-Aust MBA (Marketing)-UK Email: email@example.com Http://www.FMDynamics.com Its Your Business and Your Life. If your re like most small business owners,
A Practical Guide to Seasonal Staffing Alternatives It s summer and time to plan for your peak staffing needs for the busy holiday season. While your base staff will carry you throughout the summer, you
EARLY CARE & EDUCATION LAW UNIT Publication Date: November 2013 WHAT YOU NEED TO KNOW ABOUT SMALL CLAIMS COURT In the operation of your child care business you may encounter problems which force you to
Prospecting in the Business Planning Market LIFE-5663-Prospecting 02/16 For agent use only. This material may not be used with the public. WHAT IS PROSPECTING? In simplest terms, prospecting is all about
Should You Outsource Your Email? By: Brien M. Posey According to a recent study by Symantec and Gartner (http://www.itworld.com /Webcasts /bytopic/3/index.html), most companies consider email to be a mission
Consumer Legal Guide Your Guide to Hiring a Lawyer How do you find a lawyer? Finding the right lawyer for you and your case is an important personal decision. Frequently people looking for a lawyer ask
Hanging Out a Shingle: Technology Every Solo Needs Presented by: Nicholas B. Proy Biography Solo attorney Network administrator for 12+ years Practice law in Maryland, Pennsylvania and Washington, D.C.
Missouri Small Claims Court Handbook The Missouri Bar Young Lawyers' Section TABLE OF CONTENTS I. INTRODUCTION TO THE SMALL CLAIMS COURT...1 Page II. THINGS TO CONSIDER BEFORE BRINGING A CLAIM...1 A. WHO
HOW LONG DOES IT TAKE TO FILE CHAPTER 7 BANKRUPTCY IN PHILADELPHIA? Before You Decide to Move Forward with Chapter 7 Bankruptcy, You Need to Become Familiar with All the Finer Details of the Process; this
SAVINGS BASICS101 TM i This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended, and should not be used,
PKF Carr & Stanton fastgrowth Challenges for growing small businesses Why you should hire an accountant? January 2016 Why you should hire an accountant Accountants can help out at various stages during
Buying a Car A Car Means Convenience It s Wednesday morning and you are sleeping soundly, dreaming about that Hawaiian vacation you d like to take. Suddenly you hear, instead of ocean waves, a loud buzz.
Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance Provided as an educational service by: Anthony D. Castelli, Esq. Concentration in Auto and Work Related Injuries (513) 621-2345 ATTENTION!!!
Financial Planning and Your Small Business FAMILY PLANNING EDUCATION INVESTMENT RETIREMENT SAVING EQUITY FAMILY PLANNING EDUCATION INVESTMENT RETIREMENT SAVING EQUITY FAMILY PLANNING EDUCATION INVESTMENT
Making Your Consulting Practice Work with an Effective Business Plan Pam Ferrante, CSP, CHMM J&C Safety Consultants J&C Safety Consultants 1 Do I Need a Business Plan? Did you write one before you started?
PAPERLESS IS POSSIBLE: A MODEL FOR IMPLEMENTING THE PAPERLESS LAW FIRM The prospect of the paperless office has been touted for years as the inevitable endpoint of technology advancement. The theory says
DISTRICT COURT FOR THE STATE OF IOWA, FIFTH JUDICIAL DISTRICT Consumers, businesses and Iowa state and local governments that bought Microsoft software may claim benefits from a class action settlement.
Internal Controls: Best Practices for Political Campaigns in New York City This document describes standard financial controls and procedures that can help you protect and manage your campaign s assets
Seven Things You Must Know Before Hiring a DUI Attorney Seven Things to Know Before Hiring a DUI Attorney Copyright 2014 SmartWeb Online 1 Introduction Some people don t quite understand the severity of
A Guide for Small Business Owners Andrea Travillian, Take a Smart Step Introduction Most business owners are optimistic. If they weren t, not many businesses would get started after all, it is hard work.
Interview Schedule for Divorce Lawyers Divorce Lawyers at Work: Varieties of Professionalism in Practice I. I would like to start by asking you a few general questions about your training and experience
Anna M. Trad, Ph.D., 1244 Clairmont Road, Suite 204 Decatur, GA 30030 PSYCHOLOGIST - PATIENT SERVICES AGREEMENT Welcome to my practice. This document (the Agreement) contains important information about
KEY GUIDE Setting up a new business The business idea Some of the decisions and actions that you take when starting a business can have significant effects for some time. The foundations you put in place
Seven Things You Must Know Before Hiring a Divorce Lawyer Introduction Divorce is a stressful time for everyone. Whether you ve been together for 3 months or 30 years, it s important that you follow through
YOUR MONEY, YOUR GOALS A financial empowerment toolkit for community volunteers Consumer Financial Protection Bureau April 2015 Table of contents INTRODUCTION PART 1: Volunteers and financial empowerment...
KEY GUIDE Setting up a new business The business idea You have a business idea, but can you turn it into a viable enterprise? Is there a market for the goods you will produce or the services you will supply?
Everything You MUST Know Before Hiring a Personal Injury Lawyer! You Do NOT Have the Right to Reprint or Resell this Report! You Also MAY NOT Give Away, Sell or Share the Content Herein If you obtained
Using Credit to Your Advantage. Topic Overview. The Using Credit To Your Advantage topic will provide participants with all the basic information they need to understand credit what it is and how to make
The eviction process The eviction process is the only legal means by which a landlord can get a tenant to leave their home. Landlords usually file eviction actions because of a violation of the lease terms,
20 Essential Legal Tips to Know Before You Hire a Lawyer Ken LaMance, Attorney at Law Copyright 2000-2010 All Rights Reserved Contents Do I need a Lawyer? 1. Define your problem carefully before considering
10 Frequently Asked Questions About Foreclosure 1. Who can I call for help if I am in foreclosure or fear I may be soon? The best source of help is a HUD-Approved housing counselor. You can find a housing
CHAPTER 8 Paying the Bills In this chapter, you will: Discover who can help you pay bills and how to appeal for more resources. Find out about the different possibilities for managing the survivor s finances.
Starting a business 01 Starting a business Starting your own business will be one of the most exciting and challenging things you will ever do. To be successful, you ll need to be well-prepared for what
ATTACHMENT I (law firm letterhead optional) REPRESENTATION AGREEMENT to be executed in duplicate Dated this...... day of........................................., (year) ATTORNEY Address: Phone: CLIENT:
N.Y.C. CIVIL COURT COMMUNITY SEMINAR SERIES - IDENTITY THEFT Phaedra F. Perry January 30, 2008 Ubiqus Reporting Irvine, CA New York, NY (949) 477 4972 (212) 227 7440 w w w. u b i q u s. c o m [START 108_425-AUDIO.MP3]
Pierce County Policy on Computer Use and Information Systems Pierce County provides a variety of information technology resources such as computers, software, printers, scanners, copiers, electronic mail
Starting your Business Guide Small Business Resources The material in this document is intended to provide only general information to Canadian Western Bank s clients and the public, and not for the purposes
Business Plan Outline UW Oshkosh Small Business Development Center Tel. 1-800-232-8939 (In Oshkosh, (920) 424-1453) Web Site: www.wisconsinsbdc.org/oshkosh There are a variety of styles and formats used
Sales Aptitude report for: Sally Sample Date taken: Thursday, December 20, 2012 11:42 PM For more information or help reading this report call: 555-234-5678 This report is a tool for the interview process
HOW TO RUN A PRODUCTIVE PLAINTIFF S PI / WORKERS COMPENSATION LAW FIRM Instructor: Paul M. Byck, Esq. Kreiter, Byck and Associates LLC 180 West Washington, Suite 800 Chicago, Illinois 60602 (312) 541-1145
EARLY CARE & EDUCATION LAW PROJECT Publication Date: May 2010 WHAT YOU NEED TO KNOW ABOUT SMALL CLAIMS COURT In the operation of your child care business you may encounter problems which force you to go
HOW TO SURVIVE GARNISHMENT Todd Murray The Todd Murray Law Firm, PLLC 800 Washington Ave N Suite 704 Minneapolis, MN 55401 (612) 284-4141 firstname.lastname@example.org IMPORTANT INFORMATION PLEASE READ THIS FIRST
2 0 0 9 Marketing Tips Ideas Plans for Illinois State Bar Association Members Vol. 96, No. 10 www.isba.org october 2008 The Magazine of Illinois lawyers Marital Property Before Divorce? Judicial Review
create tax advantaged retirement income you can t outlive 1 Table Of Contents Insurance Companies Don t Just Sell Insurance... 4 Life Insurance Investing... 5 Guarantees... 7 Tax Strategy How to Get Tax-Free
Federal Pro Se Clinic CENTRAL DISTRICT OF CALIFORNIA Preparing a Federal Case If you are reading this, you are probably proceeding on your own in court without the help of an attorney. This is often called
LOCAL GOVERNMENT MANAGEMENT ASSESSMENT OVERVIEW AND QUESTIONNAIRE The Comptroller s Economic Development and Analysis (EDA) Division provides education and direct assistance to local governments, helping
COMPREHENSIVE GUIDE TO CHOOSING A NEW BUSINESS STRUCTURE 1. Corporations and LLCs: The most common entities 2. Comparing corporations and LLCs 3. Things to consider when forming a business entity 4. Which
Jump Start Micro- Enterprise Credential (Updated: July 2016) Sole Proprietorship (or Partnership) Corporation Limited Liability Corporation (LLC) Types of Ownership An individual (or group of individuals)
56 Key Profit Building Lessons I Learned from Jay Abraham s MasterMind Marketing Training. Jay Abraham is a man you should all know. If you do not - go to the library and start learning - just do it! He
You Get What You Pay For Best Practices in Choosing a Calendaring Solution By: Chris Gierymski Introduction Every lawyer deals with deadlines, whether they are rules-based, contractual, statutory, or personal.
RACHEL LACY, PSY.D., PC 1805 Herrington Road, Building 2 Lawrenceville, GA 30043 1 PSYCHOTHERAPIST- PATIENT AGREEMENT (Revision 01/12) Welcome to my practice. This agreement contains important information
Rent to Own Housing A rent to own housing agreement is not a good idea unless you are in very good financial condition and know that you will be so for the foreseeable future. There are many disadvantages
Chapter 4: After the Disaster Coping with a Money Crunch Dealing with Creditors Outstanding bills and no money to pay creditors can be very frightening. Unemployment, death, illness, divorce or accident
New York, NY, USA: Basic Books, 2013. p i. http://site.ebrary.com/lib/mcgill/doc?id=10665296&ppg=2 New York, NY, USA: Basic Books, 2013. p ii. http://site.ebrary.com/lib/mcgill/doc?id=10665296&ppg=3 New