Identity Theft Assistance. Terms and Conditions
|
|
- Alexina Howard
- 8 years ago
- Views:
Transcription
1 Identity Theft Assistance Terms and Conditions
2 These Terms and Conditions govern the provision of Identity Theft Assistance which is available to you as part of the Current Account Advance available from HSBC Bank plc. You do not have to use any of the Services available to you as part of the Identity Theft Assistance (as set out below), you can choose to use only part of the Services. By using the Services you consent to these Terms and Conditions. Identity Theft Assistance is provided by Affinion International Limited on behalf of HSBC Bank plc. These Terms and Conditions govern the relationship between you and Affinion International Limited in the provision of the Services (as set out below). As part of the Services you are entitled to one free credit report per calendar year. This report is provided by Callcredit Ltd and the terms on which they will provide that report will be made available to you upon your request for the credit report. You will need access to the internet in order to be able to request your credit report. 1. Definitions Where the following terms are used in these Terms and Conditions, they have the meanings given to them below. Affinion International means Affinion International Limited (registered in England with number: ) whose registered office is at Charter Court, 50 Windsor Road, Slough, Berkshire, SL1 2EJ, United Kingdom. Callcredit Ltd means Callcredit Ltd (registered in England with number ) whose registered office is at The Bailey, Skipton, North Yorkshire BD23 1DN. Callcredit Service Agreement means the terms and conditions governing the provision of the Credit Report Service, as explained in clause 3.3 below. Credit Report Service means the service provided by Callcredit as described in clause 3.3 below. Identity Theft means theft of your personal identification, National Insurance number, or other method of identifying you which has or could reasonably result in the wrongful use of such information, including but not limited to, theft occurring on or arising out of your use of the internet. Identity Theft Event means one or more occurrences of Identity Theft. Information means any information delivered to you as part of or during the provision of the Services. Online Risk Assessment Tool means the interactive online tool which may be used by you in order to provide an indication of your risk and likelihood of becoming a victim of Identity Theft, as referred to in clause 3.2 below. Web-Site means the website Services means the following Services provided to you in accordance with these Terms and Conditions: (i) Identity Fraud Advice Service to be provided to you by Affinion International; (ii) Online Risk Assessment Tool to be provided to you by Affinion International; and (iii) Credit Report Service to be provided to you by Callcredit Ltd. Term means that the Services will be available to you from the date on which you receive the debit card for your Current Account Advance and will continue until the earlier of: (i) the date on which your Current Account Advance is closed; or (ii) the date on which the Services are withdrawn by Affinion International in accordance with clause 5 below. UK means the United Kingdom, including Northern Ireland, Channel Islands and Isle of Man. Identity Fraud Advice Service means a telephone helpdesk service to answer your queries and provide general advice to you with regards to Identity Theft as described in clause 3.1 below.
3 2. Provision of Services 2.1 Affinion International (and where appropriate, Callcredit Ltd) will make available to you the Services for the Term, and where Affinion International is responsible for providing Services to you, it will use all reasonable skill and care in the supply of such Services. 2.2 The Services will only be offered to individuals with a Current Account Advance who are UK residents and aged 18 years and over. 3. The Services 3.1 Identity Fraud Advice Service The Identity Fraud Advice Service will be available by calling Monday to Friday 8am-8pm and Saturday 9am-5pm, excluding UK Bank Holidays. National call rates apply and charges will vary dependent on the telephone network service provider or whether you are calling from a mobile. Textphone is also available by calling The Service will be offered by trained consultants who will answer your questions or give advice on matters relating to Identity Theft The Identity Fraud Advice Service is not insurance and nothing in these Terms and Conditions will oblige Affinion International to compensate you or assume any risk of or in relation to an Identity Theft Event occurring. For the avoidance of doubt, Affinion International will not become involved in any dispute, negotiations or investigations with any third party, including a lender or any other investigatory body, if that third party disputes whether there has been an Identity Theft Event. 3.2 Online Risk Assessment Tool You will have access to bespoke online tools to determine your level of risk and likelihood of becoming a victim of Identity Theft. This is available on the Web-site. 3.3 Callcredit Service The provision by Callcredit Ltd of one free credit report regarding your credit status per calendar year If you choose to take advantage of the Credit Report Service, it will be provided by Callcredit Ltd. You will need to register separately for this service, which you should do by going to the Web-Site The Callcredit website sets out the terms and conditions that will govern the provision of the Credit Report Service and you should read these terms and conditions carefully before you proceed with the Credit Report Service. 4. Establishment of Services 4.1 When you first make contact with Affinion International you will be asked to provide key information to enable Affinion International to verify your identity and Affinion International will ask you to set up security details so that Affinion International can identify you in the future. 4.2 You may be required to validate any subsequent request you make to Affinion International by providing the security details you have registered with Affinion International. Failure to provide such security details or other suitable validation will result in Affinion International refusing to act upon such a request. 4.3 If you have not registered security details with Affinion International you should contact Affinion International as soon as possible to ensure Affinion International is able to provide you with the Service to which you are entitled. 5. Right of Withdrawal Affinion International may withdraw your access to the Services if: (i) instructed to do so by HSBC Bank plc. In this instance HSBC Bank plc will notify you that it has instructed Affinion International to do so. (ii) you live outside of the UK.
4 6. Terms and Conditions Changes HSBC Bank plc will notify you in writing regarding any changes to these Terms and Conditions, giving you at least 30 days notice in advance of them taking effect. 7. Choice of Law For Current Account Advance held in England, Wales and Northern Ireland, these Terms and Conditions are governed by the laws of England and Wales. For Current Account Advance held in the Channel Islands and the Isle of Man, the local law of the island where your accounts are held will apply. Alderney and Sark are governed by the laws of the Bailiwick of Guernsey. Affinion International and you submit to the non-exclusive jurisdiction of the courts of England and Wales, or the Isle of Man, Jersey or Guernsey as appropriate. We are required by law to tell you that the terms and conditions are in English and we will communicate with you in English. 8. Complaint Handling If you have a complaint about the Identity Theft Assistance Services please contact Affinion International on (national call rates apply and charges will vary dependent on the telephone network service provider or whether you are calling from a mobile) or write to: Customer Services Manager, Sentinel House, Airspeed Road, Portsmouth, Hampshire, PO3 5RF. Affinion International will always respond to any written complaints within 2 working days and do their best to resolve the problem within 10 days. Affinion International will acknowledge and do their best to resolve all telephone complaints at the time of calling, otherwise within 10 days. 9. Limitation of Liability 9.1 Nothing in these Terms and Conditions in any way limits or excludes Affinion International s liability for negligence causing death or personal injury or for fraudulent misrepresentation or for anything which may not legally be excluded or limited (including your statutory rights details which can be obtained from your local Trading Standards Office or Citizens Advice Bureau). 9.2 Affinion International will not be liable for any losses arising from our inability to provide the Services in the event of war, terrorism, invasion, an act of foreign enemy, hostilities (whether war be declared or not), riot, strike, civil commotion, civil war, revolution, insurrection or military or usurped power or for any reason that is beyond our reasonable control. 10. General 10.1 Any failure by Affinion International to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision If any provision of these Terms and Conditions is found by a competent jurisdiction to be invalid, then the remaining provisions shall remain in full force and effect A person who is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any of the Terms and Conditions. 11. Call Monitoring You are advised that any telephone calls made to Affinion International may be recorded. These recordings may be used to monitor the accuracy of information exchanged between Affinion International customers and its own staff. They may also be used to allow additional training to be provided to Affinion International staff, for quality control purposes and in the investigation of any complaints or queries regarding the Services.
5 12. Data Protection 12.1 The details you supply will be stored securely and used by Affinion International to enable the provision of the Services to you Information may be disclosed to: regulatory bodies or other third parties where required by applicable law or regulation; your bank or card issuer; any company that merges with Affinion International or takes over Affinion International by way of takeover or corporate restructure; Callcredit Ltd for the purposes of providing the Services You are entitled to a copy of all of the information held about you for which Affinion International may charge you By using the Services you give your consent to HSBC Bank plc providing your updated account information and related data to Affinion International for the purposes of providing the Services. You also give your consent to the transfer of data outside of the EEA to the USA for the purpose of data processing. For more information about Affinion International s data processing activities, please write to Customer Services Manager, Affinion International, Sentinel House, Airspeed Road, Portsmouth, Hampshire, PO3 5RF.
6 hsbc.co.uk Issued by HSBC Bank plc. We are a principal member of the HSBC Group, one of the world s largest banking and financial services organisations with around 10,000 offices in 83 countries and territories. HSBC Bank plc, Customer Information: PO Box 757, Hemel Hempstead, Hertfordshire HP2 4SS MMCOMP2 MCP /08 Printed by Anton Group Limited. HSBC Bank plc All Rights Reserved.
Terms and Conditions if you joined on or after 28th April Terms and conditions if you joined before 28th April
Terms & conditions Terms and Conditions if you joined on or after 28th April Terms and conditions if you joined before 28th April Terms & conditions Memberships starting on or after 28th April 2015 SECTION
More informationYOUR TERMS AND CONDITIONS
YOUR TERMS AND CONDITIONS Terms and Conditions SECTION 1. GENERAL INFORMATION Your American Express Identity Defence Platinum service is made up of two separate key documents - your welcome letter and
More informationTerms & conditions Section 1. General Information
Terms & conditions Section 1. General Information Your Credit Manager membership is governed by 3 separate key documents (together, your agreement ): 1) Your welcome letter (which you will have received
More informationTerms & Conditions SECTION 1. GENERAL SECTION. Your eligibility. Definitions of words used in your agreement
Terms & Conditions SECTION 1. GENERAL SECTION Your Identity Secure membership is made up of 2 key documents - your welcome letter or email and this document which includes the Terms and Conditions and
More informationMembership Brochure. Making sure you know the score with your credit profile
Membership Brochure Making sure you know the score with your credit profile 2 Contents Welcome 3 Your membership benefits at a glance 4 Access your benefits any time 5 Explaining your credit report 6 Monitoring
More information1) Uninsured Loss Recovery An event causing damage to the insured vehicle and/or personal property in or on it
MOTORING LEGAL SOLUTIONS MCE ASSIST THIS IS YOUR INSURANCE POLICY This policy is evidence of the contract between you and the Insurer. Following an Insured Event the Insurer will pay the Insured s Legal
More informationMotoring Legal Solutions Policy Document
Motoring Legal Solutions Policy Document Please read this document carefully to familiarise yourself with our terms and conditions and how you can contact us if you are involved in an accident which is
More informationVAILLANT GROUP UK LIMITED END USER HEATING BILLS PAYMENT PROMOTION
VAILLANT GROUP UK LIMITED END USER HEATING BILLS PAYMENT PROMOTION TERMS & CONDITIONS 1. QUALIFICATION 1.1 Subject to clauses 1.2, 1.3, 1.4 and 1.5 below, Vaillant Group UK Limited (Vaillant) provides
More informationNext Directory RPC Policy Document
Introduction to the insurance This is your policy document for your product valued up to but not exceeding 150 and should be read in conjunction with your certificate of insurance. In return for the payment
More informationTravel Money Terms and Conditions ver. 1.7 (with effect from September 2, 2013)
Travel Money Terms and Conditions ver. 1.7 (with effect from September 2, 2013) This Product and related services are made available to you, the customer by ICICI Bank UK PLC ( ICICI Bank ) as per the
More informationExcess Protection Insurance Policy
Excess Protection Insurance Policy Table of Contents SECTION 1: Policy Structure 2 SECTION 2: Definitions 3 SECTION 3: Eligibility 4 SECTION 4: General conditions of cover 5 SECTION 5: Exclusions 6 SECTION
More informationAct quickly after an accident and call us now on 0800 783 6066
DASDrive Plus legal protection This is your policy wording Act quickly after an accident and call us now on 0800 783 6066 www.dasdrive.co.uk Important information This is your DASDrive Plus legal protection
More informationHSBC Insurance Aspects: Motor Breakdown Assistance
HSBC Insurance Aspects: Motor Breakdown Assistance Please read this policy document and keep it for reference Call 0800 587 9809 (free from landlines) or 020 8603 9809 (calls to this number are charged
More informationMotor Insurers Bureau Making a claim
Motor Insurers Bureau Making a claim A brief guide This booklet This booklet gives important information about the Motor Insurers Bureau (MIB) and making a claim. Please read it carefully before you fill
More informationBusiness Debit Card. Cardholder Terms. HB00520_BusDebitCard_TC-12pp.indd 1 01/08/2012 15:07
Business Debit Card Cardholder Terms HB00520_BusDebitCard_TC-12pp.indd 1 01/08/2012 15:07 2 Cardholder Terms These Business Debit Card Cardholder Terms (these Cardholder Terms ) apply to the use of the
More informationMotor Vehicle Excess Protection Policy Wording
Motor Vehicle Excess Protection Policy Wording www.greeninsurancecompany.co.uk Contents Demands and Needs Statement 2 Insurer 2 What makes up this policy? 2 Changing your mind Your right to cancel 2 Definitions
More informationBusiness Telephone Banking
1 Business Telephone Banking Terms and Conditions Effective from 1 January 2014 Contents Section 1 2 Definitions 2 Section 2 3 Registration 3 Your instructions 3 Our liability 4 Events beyond our control
More informationIn the event of a claim please call. Insurance
In the event of a claim please call 0871 222 79 10 Excess Protection Insurance Excess Protection Insurance Section 1: Policy Structure Thank You for choosing Excess Protection Insurance. This policy wording
More informationImportant information about your Advantage Gold account
Important information about your Advantage Gold account Identity Theft Protection Mobile Phone Insurance Accidental Death Insurance Purchase Protection Extended Warranty Car Breakdown Cover IMPORTANT To
More informationTERMS OF BUSINESS AGREEMENT - INSURANCE BROKING
1. BROKER INFORMATION TERMS OF BUSINESS AGREEMENT - INSURANCE BROKING Stephenson s (2000) Ltd T/As Cooke & Mason, Manor House 3 Low Moor Road Lincoln LN6 3JY is an independent Chartered Insurance Broker.
More informationYOUR BANKING RELATIONSHIP WITH US. Personal Banking terms and conditions
YOUR BANKING RELATIONSHIP WITH US Personal Banking terms and conditions July 2015 Changes to your Bank Account or Savings Account Conditions We are making some changes to the conditions that apply to our
More informationHSBC Private Car Insurance. Summary of cover
HSBC Private Car Insurance Summary of cover 2 HSBC Private Car Insurance This is a generic summary of cover and does not contain the full terms and conditions of the cover which can be found in the policy
More informationZurich Accidental Death Cover. Terms and conditions
Zurich Accidental Death Cover Terms and conditions Contents Terms and conditions Introduction 3 Roles and responsibilities 4 Zurich s roles and responsibilities 4 Your roles and responsibilities 4 Your
More informationAsda Van Insurance. Excess Protection. money
Asda Van Insurance Excess Protection money Contents page number Excess protection... 3 Who is your insurer?... 3 Certification of Cover... 3 Important... 3 Who administers your policy?... 3 Language...
More informationFirst Directory Roadside Breakdown Assistance First Directory Policy Number FD070104M
First Directory Roadside Breakdown Assistance First Directory Policy Number FD070104M Please read this policy and keep it for reference Contents Page Section A Policy Summary 2 Section B Additional Important
More informationVAILLANT GROUP UK LIMITED ADVANCE EXTENDED GUARANTEE FOR OCTOBER PROMOTION TERMS & CONDITIONS
VAILLANT GROUP UK LIMITED ADVANCE EXTENDED GUARANTEE FOR OCTOBER PROMOTION TERMS & CONDITIONS 1. QUALIFICATION 1.1 Subject to clauses 1.2, 1.3 and 1.4 below, Vaillant Group UK Limited (Vaillant) provides
More informationHaynes Manuals & Books
Haynes Manuals & Books Website Terms and Conditions of supply (for hardcopy manuals & books) This page (together with the documents referred to on it) tells you the terms and conditions on which we supply
More informationPlease retain for your reference Terms and Conditions for the Royal Mail Consumer Redirection Service and Special Circumstances Redirection Service
Please retain for your reference Terms and Conditions for the Royal Mail Consumer Redirection Service and Special Circumstances Redirection Service IMPORTANT These Terms and Conditions, together with the
More informationGadget and Mobile Phone Insurance
Lines are open 24 hours a day, 365 days a year for assistance and support services. Calls may be monitored and recorded for training and compliance purposes. Calls to an 0800 number are free from all BT
More informationAsda Value Car Insurance. Excess Protection. money
Asda Value Car Insurance Excess Protection money Contents page number Motor Excess Protection Policy Wording... 3 Introduction... 3 Regulatory Information... 3 Your Insurer... 3 What Makes up this Policy?...4
More informationPart A Everest Home Emergency Insurance Policy
Part A Everest Home Emergency Insurance Policy IMPORTANT INFORMATION Some important facts about your Everest Home Emergency insurance are summarised below. This summary does not describe all the full terms
More informationBOX MOTOR LEGAL PROTECT Legal Expenses Insurance Policy Summary
What is Box Motor Legal Protect? If you have an accident which is not your fault, you are entitled to recover your uninsured losses from the negligent third party. Box Motor Legal Protect is a contract
More informationMobile Device Insurance Silver Cover Provided by A1Comms trading as Buymobiles.net
Important Information Policy Wording Definitions What is covered What is not covered Mobile Device Insurance Silver Cover Provided by A1Comms trading as Buymobiles.net Below is a list of what information
More informationWELCOME TO FULL COVER AND DAMAGE COVER - MOBILE PHONE AND TABLET INSURANCE FOR LARGE BUSINESS
WELCOME TO FULL COVER AND DAMAGE COVER - MOBILE PHONE AND TABLET INSURANCE FOR LARGE BUSINESS Table of Contents 1. The Insurance 2. Important things to know 3. Words with specific meanings 4. The insurance
More informationExcess Professional Indemnity Insurance
Excess Professional Indemnity Insurance Contents A warm welcome to Vela Underwriting 3 Making yourself heard 4 Excess Professional Indemnity Insurance Policy 5 Section 1 Definitions 8 Section 2 The Cover
More informationOnline Motor Excess Protect Insurance. Policy Wording
Online Motor Excess Protect Insurance Policy Wording Motor Excess Protect Insurance Policy Wording Introduction Thank you for choosing Motor Excess Protect Insurance. The information in this policy wording
More informationDASDRIVE PLUS LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW ON
DASDRIVE PLUS LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW ON 0800 783 6066 WHY YOU NEED DASDRIVE LEGAL PROTECTION PERSONAL INJURY COVER RECOVERY OF UNINSURED LOSSES REPLACEMENT HIRE
More informationSUBSCRIPTION CONTRACT VIEWASIA BOUQUET SUBSCRIPTION TERMS AND CONDITIONS
SUBSCRIPTION CONTRACT VIEWASIA BOUQUET SUBSCRIPTION TERMS AND CONDITIONS 1. INTRODUCTION A. ABOUT VIEW ASIA BOUQUET View Asia Bouquet (the Bouquet ) and each of the channels comprising and packaged as
More informationSaga Accidental Death Benefit Your Policy Booklet
Saga Accidental Death Benefit Your Policy Booklet Welcome to Saga Accidental Death Benefit. As with all our services, we have designed this policy with our customers needs in mind and I hope you will be
More informationThis can be checked on the Financial Services Register by visiting the FCA s website at www.fca.org.uk/firms/systems- reporting/register
Motor Excess Protect Thank you for choosing Motor Excess Protect Insurance. The information in this policy wording contains important information and We have made it as easy as possible to understand.
More informationKey Protection Policy Wording
Key Protection Policy Wording This Policy has been arranged by Motorplus Limited and Boomerang-Tag Limited with Qdos Broker & Underwriting Services Limited and is underwritten by UK General Insurance Limited
More informationTravel Accident Policy Document Statement of demands and needs
Travel Accident Policy Document Statement of demands and needs This product meets the demands and needs of those who are aged over 18 but under 65 and fulfil the eligibility criteria and who wish to benefit
More informationTHE STATIONERY OFFICE TERMS AND CONDITIONS FOR A SINGLE NAMED USER LICENCE AGREEMENT FOR BRITISH PHARMACOPOEIA 2016 VIA DOWNLOAD
THE STATIONERY OFFICE TERMS AND CONDITIONS FOR A SINGLE NAMED USER LICENCE AGREEMENT FOR BRITISH PHARMACOPOEIA 2016 VIA DOWNLOAD IMPORTANT NOTICE: PLEASE READ CAREFULLY BEFORE DOWNLOADING THE PUBLICATION
More informationBank Account Conditions.
Personal Banking Bank Account Conditions. Applicable from 30 July 2015. Bank Account Conditions. This booklet contains the general conditions that apply to our personal bank accounts and some related services.
More informationMotor Legal Protection Policy Booklet
Motor Legal Protection Policy Booklet Important Contact Numbers Claims notification for accidents that are not your fault (24 hours a day 365 days a year) Claims notification for contract disputes and
More informationCAR PROTECT GAP. General Asset Protection Insurance
CAR PROTECT GAP General Asset Protection Insurance HOW TO CONTACT US By Telephone Claims & Technical Queries Line - 015313000 - Option 2 Customer Services - 015313000 - Option 3 By Email Customer Services
More informationMotor Legal Protection Policy
This cover only applies if included on your policy or you have purchased Motor Legal Protection as shown in your current Policy Schedule or your Renewal Notice. Demands And Needs Statement This policy
More informationYOUR BANKING RELATIONSHIP WITH US. Personal Banking terms and conditions
YOUR BANKING RELATIONSHIP WITH US Personal Banking terms and conditions April 2014 This booklet contains the general conditions that apply to our personal bank accounts and some related services. Please
More informationMotorcycle Policy Summary and Important Information
Motorcycle Policy Summary and Important Information This is a summary of the policy and does not contain the full terms and conditions of the cover, which can be found in the policy documentation. It is
More informationExcess Professional Indemnity. Policy document
Excess Professional Indemnity Policy document Contents A warm welcome to Zurich 3 Your Excess Professional Indemnity policy 3 Section 1 Definitions 5 Section 2 The Cover 5 Section 3 Provisions 6 Section
More informationBugaboo International BV Spare Parts Web Shop Online Terms and Conditions of Sale
Bugaboo International BV Spare Parts Web Shop Online Terms and Conditions of Sale This page (together with the documents referred to on it) outlines the terms and conditions on which we supply any of the
More informationBanking terms and conditions
M&S PREMIUM CURRENT ACCOUNT, M&S PREMIUM CURRENT ACCOUNT WITH INSURANCE AND M&S MONTHLY SAVER Banking terms and conditions EFFECTIVE FROM 17 FEBRUARY 2015 NEW FASHIONED BANKING Contents Page Page Section
More informationFlood Excess Insurance Policy
Flood Excess Insurance Policy INTRODUCTION Thank You for choosing to purchase this Flood Excess Insurance Policy. It is important that You read this policy document carefully, together with Your Policy
More informationHousehold Personal Accident Cover How are you covered?
Household Personal Accident Cover How are you covered? Household Personal Accident - Policy Summary Contents Your Demands and Needs Your Insurance Definitions Eligibility What is Covered What we will Not
More informationDASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW
DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging repairs and securing compensation
More informationHomeworkers. Policy Summary
Homeworkers Policy Summary 2 Homeworkers Policy Summary Homeworkers Policy Summary Your RSA Homeworkers Policy is an annual contract which may be renewed each year subject to your needs and our terms and
More informationLegal Expenses Breakdown Assistance Claims Assistance
Legal Expenses Breakdown Assistance Claims Assistance Should your vehicle be immobilised as a result of electrical or mechanical breakdown or accident (including fire and malicious damage), it will be
More informationContractors Plant and Equipment Insurance Policy
Contractors Plant and Equipment Insurance Policy Please read this Policy carefully to ensure that it meets your requirements This policy the Schedule (including any Schedule issued in substitution) and
More informationGraduate Bank Account
Graduate Bank Account 2 Congratulations. All that studying is behind you and you re on the verge of an exciting new chapter. Yet in the middle of all this change, one thing you don t want to worry about
More informationFlexPlus Current Account Identity Theft Assistance
FlexPlus Current Account Identity Theft Assistance Welcome to your FlexPlus guide for Identity Theft Assistance Within this document you will find key information to help you understand everything that
More informationBusiness Internet Banking
1 Business Internet Banking Terms and Conditions Effective from 1 March 2012 for new and existing customers Contents Business Internet Banking Agreement Terms and Conditions About Us 2 1. Introduction
More informationA guide to our Online Savings Service
A guide to our Online Savings Service Secure access to your online accounts 24/7-365 days a year You can access your Bank of Ireland UK Online Savings accounts 24/7 365 days a year online. It is easy to
More informationPier Insurance Policy Wording
Contents: Pier Insurance Policy Wording Summary of Cover: Sections A Terms of Business B Terms & Conditions C Key Facts D Demands & Needs statement 1 Electronic Equipment Terms & Conditions Definitions
More informationMulti Motor Excess Protect Policy Document
Multi Motor Excess Protect Policy Document Thank you for choosing multi motor excess protect insurance. The information in this policy wording contains important information and we have made it as easy
More informationPersonal Injury Cover. Terms and Conditions
Personal Injury Cover Terms and Conditions Demands and Needs Statement This Policy meets the demands and needs of those who wish to ensure that in the event of an Accident an Insured Person will be covered
More informationPersonal Accident Plan Terms and Conditions
Personal Accident Plan Terms and Conditions elephant.co.uk Policy Summary Personal Accident Plan This policy summary does not contain full terms and conditions of the cover, which can be found in the policy
More informationPersonal Injury Cover. Terms and Conditions
Personal Injury Cover Terms and Conditions Demands and Needs Statement This Policy meets the demands and needs of those who wish to ensure that in the event of an Accident an Insured Person will be covered
More informationShepherds Premier Protect Professional Cricket Player Income Protection Plan
Shepherds Premier Protect Professional Cricket Player Income Protection Plan Terms and conditions The Shepherds Friendly Society Limited Registered Office: Shepherds House, Stockport Road, Cheadle, Cheshire
More informationFleet Excess Protect
Fleet Excess Protect Policy Wording Thank you for choosing Fleet Excess Protect Insurance. The information in this policy wording contains important information and we have made it as easy as possible
More informationInternational Payment Service Terms and conditions
International Payment Service Terms and conditions Welcome to the International Payment Service (the Service) from Capita Registrars Limited (Capita). This document, together with your Application and
More informationR&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover
R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover June 2012 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About
More informationHow To Write An Agreement Between The Afa And You
AA Move My Car Terms and Conditions Definition of Words/Phrases Used In These Terms and Conditions: 'AA', 'our', 'we' and 'us' means Automobile Association Developments Limited whose registered office
More informationTelephone and Internet service
Telephone and Internet service Guide to using our Telephone and Internet service Provided by Bank of Ireland UK Your savings & credit card Secure access to your accounts 24/7 365 days a year You can access
More informationHoliday Home Legal Solutions Policy Document
Holiday Home Legal Solutions Policy Document Please read this policy carefully to familarise yourself with its terms and conditions, as well as the legal and tax helpline and the claims reporting procedures
More informationMissed Event Insurance Policy
Missed Event Insurance Policy Cover is only available if you are a resident of the Republic of Ireland. Important telephone numbers Customer services: + 353 1 637 3617 Claims and related enquires: + 353
More informationHSBC Advance Roadside Breakdown Assistance. Please read this policy and keep it for reference
HSBC Advance Roadside Breakdown Assistance Please read this policy and keep it for reference 2 Contents Page Section A Policy Summary 3 Section B Additional Important Information about HSBC 6 Section C
More informationGeneral Conditions for Bank of Cyprus UK CharityBonds (April 2013)
General Conditions for Bank of Cyprus UK CharityBonds (April 2013) Bank of Cyprus UK Limited ( we/our/us ), trading as Bank of Cyprus UK, incorporated in England and Wales as company number 04728421, a
More informationEXTENDED WARRANTY POLICY WORDING
EXTENDED WARRANTY POLICY WORDING Underwritten by Guardrisk Insurance Company Limited, an Authorized Financial Services Provider, FSP license number 75. Tracker Agility (Pty) Limited is an Authorized Financial
More informationZurich Identity Theft Expenses. Policy
Zurich Identity Theft Expenses Policy Contents Introduction...3 Important notes...4 Definitions...5 Identity theft expenses cover...6 Identity theft expenses conditions...10 Identity theft expenses exclusions...13
More informationOnline Home and Contents Excess Protect Insurance. Policy Wording
Online Home and Contents Excess Protect Insurance Policy Wording Important Numbers Claims Helpline 0844 225 9653 Scheme Number 10033 Customer Services 0845 683 0743 Home Excess Protect Insurance Policy
More informationInstant Access Savings Account. Terms and Conditions
Instant Access Savings Account Terms and Conditions Your agreement with us is made up of the following: 1. This document it explains how your Account operates. 2. The Welcome letter it outlines the account
More informationAIG Life. Over 50s Life Plan. Key Facts
AIG Life Over 50s Life Plan Key Facts Welcome to AIG American International Group, Inc. (AIG) is a leading international insurance organisation serving customers in more than 130 countries and jurisdictions.
More informationBank of Scotland Private Banking Savings Accounts
Bank of Scotland Private Banking Savings Accounts Terms and Conditions Applicable to: Premier Investment Account Premier Reserve Account (for Personal Customers) Premier Reserve Account (for Trusts) 3
More informationExcess Professional Indemnity policy
Excess Professional Indemnity policy Contents A warm welcome to Vela Underwriting 3 Making yourself heard 4 Your Excess Professional Indemnity Insurance Policy 5 Section 1 Definitions 8 Section 2 The Cover
More informationBusiness Banking made easy. Saving you time and money
Business Banking made easy Saving you time and money 1 2 Business Banking made easy We want to make your business banking as straightforward as we can. This brochure tells you how our accounts and services
More informationTerms & Conditions Supply of Business Telecommunications Services
Bordesley Hall The Holloway Alvechurch Birmingham B48 7QA Terms & Conditions Supply of Business Telecommunications Services These Terms and Conditions contain the following information: 1. Definitions
More informationLegal Expenses Cover. Applicable contract law Unless we have agreed otherwise, this contract will be governed by English Law.
Legal Expenses Cover Legal costs All properly incurred and proportionate disbursements, fees and expenses, charged by the appointed representative, or incurred under any fixed recoverable costs scheme,
More informationCommercial & Motor Trade Excess Reimbursement Policy Wording. Please refer to Your Certificate of Insurance for confirmation of coverage details
Please refer to Your Certificate of Insurance for confirmation of coverage details This is Your Commercial & Motor Trade Excess Reimbursement Insurance Policy. It contains details of cover, conditions
More informationCUNA MUTUAL S LIFE SAVINGS GROUP LIFE INSURANCE SCHEME POLICY DOCUMENT
CUNA MUTUAL S LIFE SAVINGS GROUP LIFE INSURANCE SCHEME POLICY DOCUMENT Underwritten By: 50 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JX Sterling Life Limited is a private company limited by
More informationInternet Saver Account. Terms and Conditions
Internet Saver Account Terms and Conditions Your agreement with us is made up of the following: 1. This document it explains how your Account operates. 2. The Welcome letter it outlines the account number
More informationOnline Savings. Terms and Conditions. Effective from 31 December 2014
Online Savings Terms and Conditions Effective from 31 December 2014 Your agreement with us consists of these Online Savings Terms and Conditions ( Online Savings Terms ) and any Additional Conditions (the
More informationMotor Legal Expenses Insurance
Motor Legal Expenses Insurance Motor Legal Expenses Insurance Policy Document Certificate of Insurance This insurance is underwritten by Inter Partner Assistance SA and managed on their behalf by Arc Legal
More informationLoss Assessors Fees and Legal Protection. for your business This is your policy wording. Scheme reference TS5/4188422 Arranged by Camberford Law Plc
Loss Assessors Fees and Legal Protection Insurance for your business This is your policy wording Scheme reference TS5/4188422 Arranged by Camberford Law Plc CONTENTS The meaning of words in this policy
More informationR&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover
R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover March 2014 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About R&Q This Insurance product
More information365 Phone, Online and Mobile Banking Terms and Conditions - Republic of Ireland Effective from 25 th November 2013
365 Phone, Online and Mobile Banking Terms and Conditions - Republic of Ireland Effective from 25 th November 2013 1.0 Definitions of Terms used in this Document 2.0 Accounts 3.0 Mandates 4.0 SEPA Transfers
More informationJPR INSURANCE BROKERS LIMITED TERMS OF BUSINESS AGREEMENT (TOBA)
1. Please read this document carefully. JPR INSURANCE BROKERS LIMITED TERMS OF BUSINESS AGREEMENT (TOBA) It sets out the terms on which we agree to act for our clients and contains details of our regulatory
More informationYOUR MOTOR EXCESS INSURANCE POLICY
YOUR MOTOR EXCESS INSURANCE POLICY MCE_MotorXS_Protection_001 Excess Protection - Focus Insurance Co. For policies incepted 1st July 2014 to 4th January 2015 with Focus Insurance Co. Exclusions 1. Vehicles
More informationcahoot CHAPS and International Payments terms and conditions
cahoot CHAPS and International Payments terms and conditions These terms and conditions (the Conditions ) set out your rights and obligations when you request us to make any of the following payments in
More informationPERSONAL SAVINGS TERMS AND CONDITIONS LAST UPDATED 14/10/13 SB/SV/PESTC/141013/6
PAGE 1 OF 9 The following Terms and Conditions cover personal savings accounts with Shawbrook Bank Limited. These Terms and Conditions, Your Application, and the Key Product Features, comprise the agreement
More informationHousehold Personal Accident Insurance
Household Personal Accident Insurance Contents Your Demands and Needs Your Insurance Definitions Eligibility What is Covered? What we will not cover General Exclusions General Conditions How to make a
More information