CHOOSING YOUR NEW HOME. making informed decisions for vibrant senior living

Transcription

1 CHOOSING YOUR NEW HOME making informed decisions for vibrant senior living

2 Making Informed Decisions for Vibrant Senior Living Searching for a new home can be confusing, and at times overwhelming. That s why we created this guide for senior housing. Ebenezer has provided services for older adults for close to 100 years, so we understand the many challenges that go along with finding a new home. We re here to help you and your family in this new chapter of life. The guide will serve as a reference to help answer questions such as: When is it the right time to move? What is available? What should I be looking for in a new community? How can I afford this new lifestyle? We hope this guide will be a useful tool for you as you begin, or continue your search for a new home. Ebenezer offers a wide variety of living options designed to make residents live more independent, meaningful, and secure lives. The following describes the options we offer. Use this section to familiarize yourself with the different choices available to help determine what might be the best fit for you. 2 Making Informed Decisions for Vibrant Senior Living

3 Table of Contents Independent Senior Living Assisted Living Memory Care Adult Day Programs Skilled Nursing Facilities or Care Centers Assisted Living Checklist Senior Living Funding Options Compare Cost of Living...20 Tips for a Successful Move...21 Additional Resources On-Site Services...26 Fairview Hospital Locations...27 Making Informed Decisions for Vibrant Senior Living 3

4 Independent Senior Living People who wish to live on their own often describe themselves as living independently. This can broadly describe a lifestyle of living in an apartment, condominium or cooperative building designed with the needs of adults age 55 and older in mind. Extra security, wider doorways and other adapted-design elements are part of the overall features of the buildings. These communities are designed to provide options that create a lifestyle of convenience while offering interaction with other residents to help you avoid isolation. Independent living communities may also have amenities such as underground parking, beautician/barber shops, convenience stores and gift shops. If you find that you need extra help, you can contract services such as housekeeping, personal care, or wellness services that make it possible to age in place without the need to move as your assistance needs grow. See the Additional Resources on Page 22 for Fairview and Ebenezer partners. Apartments carry a lease obligation, while a condominium or cooperative has the financial responsibility of ownership with a governing committee of residents. 4 Making Informed Decisions for Vibrant Senior Living

5 Ebenezer Independent Living Communities APPLE VALLEY Summerhill Co-op of Apple Valley Granite Ave., BLOOMINGTON Nine Mile Creek 2301 Village Lane, BURNSVILLE Gramercy Club at Burnhaven Drive Burnhaven Dr., Gramercy Club at Greenhaven Drive 600 Greenhaven Dr., Realife Co-op in Burnsville Pleasant Ave. S., Ebenezer Ridge Point Apartments Community Dr., CAMBRIDGE East Terrace Co-op th Lane S.E., DEEPHAVEN Deephaven Woods Minnetonka Blvd., DULUTH Gramercy Park Co-op of Duluth 4072 Haines Rd., EAGAN Gramercy Park Co-op of Eagan 1663 Yankee Doodle Rd., EDEN PRAIRIE Valley View Co-op of Eden Prairie Valley View Road, The Colony 431 Prairie Center Dr., EDINA 7500 York Co-op 7500 York Ave. S., EDINA York Gardens 3451 Parklawn Ave., GOLDEN VALLEY Calvary Center Co-op 7600 Golden Valley Rd., INVER GROVE HEIGHTS Gramercy Park Co-op of St. Paul 5688 Brent Ave. E., LAKEVILLE The Fountains at Hosanna! rd St. W., LE SUEUR Village Co-op of Le Sueur 200 S. 3rd St., MAPLEWOOD Summerhill Co-op of Maplewood 935 Ferndale St. N., The Shores of Lake Phalen 1870 East Shore Dr., MANKATO Willow Brook Co-op 700 Agency Trail, MOUNDS VIEW Realife Co-op of Mounds View 7735 Silver Lake Rd., MINNEAPOLIS Ebenezer Park Apartments 2700 Park Ave., Ebenezer Tower Apartments 2523 Portland Ave, OSSEO Realife Co-op of Osseo 12 6th Street N.E., OWATONNA Realife Co-op of Owatonna nd Street S.E., PLYMOUTH Cornerstone Co-op of Plymouth 3790 Lawndale Ln. N., Gramercy Park Co-op of Plymouth th Ave. N., RICHFIELD Gramercy Park Co-op at Lake Shore Drive 6711 Lake Shore Dr., Lake Shore Drive Condominiums 6615 Lakeshore Dr., ROBBINSDALE Lee Square Co-op th Ave. N., ROSEVILLE Cherrywood Pointe 2996 Cleveland Ave., ST. CLOUD Realife Co-op at Mueller Gardens 6670 Northwood Lane, ST. LOUIS PARK TowerLight on Wooddale Avenue 3601 Wooddale Ave. S., SPRING LAKE PARK Osborn Apartments 659 Osborne Rd., WEST ST. PAUL Realife Co-op of West St. Paul 170 Emerson Ave. E., WINONA Willow Brook Co-op 1420 East Burns Valley Rd., WYOMING Meadow View Apartments 5430 Meadow Lane, Making Informed Decisions for Vibrant Senior Living 5

6 Assisted Living Assisted Living is rental apartment living for older adults. Minimum age requirements vary. Residents enjoy full apartments with access to services. A basic service package is included (typically meals, light housekeeping and other services) in monthly rent and additional care services such as personal care, wellness services and medication administration, can be added for a fee as needed. Assisted Living is usually less expensive than skilled nursing in a care center, and is suited to people who do not require complicated full time medical assistance. A nurse is on site during business hours and on call 24/7. Night hours are covered by care attendants. To summarize: Assisted Living apartments are typically for those age 55+. Residents are provided a basic package of services that can be added to and customized as needed. 6 Making Informed Decisions for Vibrant Senior Living

7 Ebenezer Owned and Managed Assisted Living BLOOMINGTON Meadow Woods 1301 East 100th Street, Nine Mile Creek 2301 Village Lane, BURNSVILLE Arbors at Ridges Community Drive, DEEPHAVEN Deephaven Woods Minnetonka Blvd., EDINA York Gardens 3451 Parklawn Ave., LAKEVILLE The Fountains at Hosanna! rd St. W., MAHTOMEDI Coventry of Mahtomedi 720 Mahtomedi Ave., MAPLEWOOD The Shores of Lake Phalen 1870 East Shore Dr., MINNEAPOLIS Loren on Park 2625 Park Ave., ORONO Trails of Orono 875 Wayzata Blvd. W., RED WING Deer Crest 470 Hewitt Blvd., ROSEVILLE Cherrywood Pointe 2996 Cleveland Ave., ST. LOUIS PARK TowerLight on Wooddale Avenue 3601 Wooddale Ave. S., WYOMING Meadows on Fairview Fairview Ave Making Informed Decisions for Vibrant Senior Living 7

8 Memory Care Like Assisted Living, Memory Care provides choices for personal care and defined medical services. The primary difference is that memory care communities are specifically designed for those with memory loss; they feature specially designed apartments, community areas and controlled exits to prevent residents from wandering off-property. Staff at Ebenezer memory care communities are trained to work with people with dementia who often require a higher level of care and attention throughout the day. Residents needs are assessed by an RN to offer the most suitable level of care. To summarize: Similar to Assisted Living, Memory Care is a secure living apartment and community for persons 55+ who in addition to personal care needs have memory loss which could cause them to become disoriented, wander away or be a danger to themselves or to others. 8 Making Informed Decisions for Vibrant Senior Living

9 Ebenezer Owned and Managed Memory Care BLOOMINGTON Meadow Woods Memory Care 1301 East 100th Street, Martin Luther Care Center 1401 East 100th Street, Nine Mile Creek Senior Living 2301 Village Lane, BURNSVILLE Arbors Memory Care Community Dr., DEEPHAVEN Deephaven Woods Minnetonka Blvd., EDINA York Gardens 3451 Parklawn Ave., LAKEVILLE The Fountains at Hosanna! rd St. W., MAHTOMEDI Coventry of Mahtomedi 720 Mahtomedi Ave., MAPLEWOOD The Shores of Lake Phalen 1870 East Shore Dr., MINNEAPOLIS Ebenezer Care Center 2545 Portland Ave, ORONO Trails of Orono 875 Wayzata Blvd., RED WING Deer Crest 470 Hewitt Blvd., ROSEVILLE Cherrywood Pointe 2996 Cleveland Ave., ST. LOUIS PARK TowerLight on Wooddale Ave 3601 Wooddale Ave. S., WYOMING Cottages at Meadows on Fairview Fairview Ave., Making Informed Decisions for Vibrant Senior Living 9

10 Adult Day Programs Adult Day programs serve adults age 55+ who live at home but would benefit from scheduled activities, personal care and supervision during the work week. Many programs host clients from one to five days a week providing social stimulation, fun activities and support such as medication administration and bathing assistance. Transportation can often be arranged by the adult day program. Care givers benefit from the program by knowing that their loved one is well taken care of in a stimulating and nurturing environment. To Summarize: Adult Day programs provide activities and personal care for seniors during the work week. 10 Making Informed Decisions for Vibrant Senior Living

11 Adult Day Programs BLOOMINGTON Campus Club Martin Luther Adult Day Program 1401 East 100th St., Creekside Club Martin Luther Adult Day Program 9801 Penn Ave. S, BURNSVILLE Ebenezer Ridges Intergenerational Program Community Drive, Ebenezer Ridges Adult Day Program Community Drive, HASTINGS Ebenezer Daybreak Adult Day Program Westview Center 1355 S. Frontage Road, Suite 360B, MINNEAPOLIS Ebenezer Adult Day Program 2545 Portland Avenue, ROSEMOUNT Ebenezer Rich Valley Adult Day Program E. Blaine Avenue, Making Informed Decisions for Vibrant Senior Living 11

12 Skilled Nursing Facilities or Care Centers Skilled nursing facilities, commonly referred to as care centers or nursing homes, are licensed healthcare facilities that are inspected and regulated by the state department of health. Skilled nursing facilities offer long- and short-term care for people who need rehabilitation services after illness or injury. Short-term care is also commonly known as transitional care. Skilled nursing facilities also offer longterm care for those who suffer from serious or persistent health issues that are too complicated to be managed at home or in an assisted living community. Nursing services are available 24/7. To summarize: A Skilled Nursing Facility offers high-level nursing care around the clock. 12 Making Informed Decisions for Vibrant Senior Living

13 BLOOMINGTON Martin Luther Care Center Long Term and Transitional Care 1401 East 100th St., BURNSVILLE Ebenezer Ridges Care Center Community Dr., LAKE CITY Lake City Medical Care Center 500 West Grant Street MINNEAPOLIS Ebenezer Care Center 2545 Portland Ave Making Informed Decisions for Vibrant Senior Living 13

14 Assisted Living Checklist Community Name Address Telephone Number Fax Number Contact Person Direct Number Attach your outreach & sales business card here q Location to health care system (hospital) q In-house lab services q Parking q Availability of maintenance staff q Security System q Call System How does resident call for help q Receptionist/Information Center q Climate Control 14 Making Informed Decisions for Vibrant Senior Living

15 Assisted Living Checklist continued q Dining Services q Activities q Profit or not-for-profit q Nurse/s available to residents q Transferring resident q Spiritual q Dementia training q State Review q Care Conference q Staff q Longevity of staff Making Informed Decisions for Vibrant Senior Living 15

16 Assisted Living Checklist continued q Cleanliness q Couples q Medical Services q Allow pets q Guest Apartment Available q Laundry q Internet and Cable TV connection q Transportation q Specialized Cares q Staff Training q Common Spaces 16 Making Informed Decisions for Vibrant Senior Living

17 Assisted Living Checklist continued ADDITIONAL OBSERVATIONS: How is the overall look and feel of the community? Floor plans are accommodating to seniors? Are you able to talk to residents or families for references? What is your overall feeling, can you imagine you or your loved one living there? Are staff friendly and welcoming? Are staff able to adequately answer your questions or concerns? Additional Notes: Making Informed Decisions for Vibrant Senior Living 17

18 Senior Living Funding Options When considering a new senior living community, location and ability to afford the costs are often top concerns. At Ebenezer owned and managed communities we know that everyone s finances are different. Please explore the following funding sources with an estate planner, financial advisor, attorney, or other qualified person as you consider your move to an Ebenezer setting. SOCIAL SECURITY INCOME: Many people receive a monthly social security check. This monthly amount gives you an excellent starting point for determining your monthly income. PENSIONS: Some people receive pensions from former places of employment, unions, or other membership organizations. Add this to your list of monthly income sources. LONG TERM CARE INSURANCE: You may have purchased long-term care insurance years ago through an employer sponsored plan or perhaps you paid premiums on your own in preparation for a time when you might need the insurance. Check with your insurance agent to find out which care settings are eligible for coverage. Your agent will also be able to tell you the daily rate provided and how to access the funds. People are often surprised to learn that Medicare does not cover the cost of senior living. However, you may be eligible for Public Assistance (Medicaid) if you meet income and asset tests. Contact your county case manager to apply or determine eligibility. LIFE INSURANCE POLICIES: Check with your insurance agent to find out whether your life insurance policies can be applied to senior living expenses. 18 Making Informed Decisions for Vibrant Senior Living

19 Senior Living Funding Options continued SAVINGS, CHECKING ACCOUNTS, CD S, BONDS, AND OTHER INVESTMENTS: These may generate interest, gains, and dividends that you can spend on your expenses. Or you may need to use your savings and sell your investments to pay for your living expenses. PERSONAL LOANS AND LINES OF CREDIT: You may need to borrow money to help with your short term financial needs. REAL ESTATE: You may have equity in your home, cabin, or investment property. Selling your real estate may be an option for you. ANTIQUES, COLLECTIBLES, JEWELRY, AND OTHER PERSONAL PROPERTY: You may want to consider selling valuables as another source of income. ASSISTANCE FROM LOVED ONES: Your children or other relatives may choose to help with your living expenses. SHARE AN APARTMENT: Living with a roommate means you are responsible for half of the housing expenses. You might enjoy the extra companionship this arrangement offers. VETERANS BENEFITS: If you served during wartime, you and your spouse may be eligible for Aid and Attendance benefits. Contact your county veterans office for more information. TAX DEDUCTIONS: Speak to your tax advisor about deductions for medical expenses and assisted living services. Our staff are here to answer your questions or direct you to those who can give you more information. Please do not hesitate to discuss your needs with us. Making Informed Decisions for Vibrant Senior Living 19

20 Compare Your Cost of Living with Ours Use this chart to compare your current monthly expenses with our monthly lease (per your choice of living level) Expense Items Present Costs Our Costs Mortgage Payment (monthly fee) $ $ Real Estate Taxes (CRP Rent Credit with State) $ Included Home Insurance (renters insurance recommended) $ $ Heat and Air Conditioning $ Included Electricity $ Included Sewer and Water $ Included Telephone (local) $ $ Trash/Garbage Removal $ Included Property Maintenance $ Included Home Repairs $ Included Lawn Care and Mowing $ Included Snow Shoveling and Plowing $ Included Expanded Basic Cable Television $ Included Wireless Internet Access $ Included Annual Health and Fitness Club Membership $ Included Restaurant-style Meals $ $ Continental Breakfast $ $ 24-Hour Emergency Call System $ Included 24-Hour On-site Staff $ Included Spiritual Care Program (within building) $ Included Computer with Internet Access (within building) $ Included On-site Recreational Activities $ Included Concierge Services $ Included Library $ Included Transportation to Scheduled Activities (van) $ Included Social, Cultural, Educational Activities $ Included Exercise Room/Equipment $ Included Massage Therapist/Spa $ $ Salon $ $ Home Care $ $ Housekeeping $ $ TOTAL MONTHLY: $ $ 20 Making Informed Decisions for Vibrant Senior Living

21 Tips for a Successful Move Whether you are moving to a senior living community or relocating an aging or elderly family member to a nursing home or assisted living community, it is never too early to start sorting and downsizing to prepare for your move. Here are some of our favorite moving tips: Consider hiring a move manager. Start with organizing closets and file cabinets, attics, and basements. Prepare for your downsize bit by bit. Begin to think about items that you would like to take to your new home, and start putting some things not in everyday use in boxes. In preparation for your move, start distributing things to family and friends including family mementos, photos and books. Save only those keepsakes that mean the most to you. Don t ever throw away something that has special memories, is valuable or a family heirloom. Get rid of anything that is not fixable, not wearable, out of date, or just taking up space. Begin to use up canned and frozen foods; you don t want to have to pack and unpack these items. Have draperies, rugs, and other linens you are taking with you cleaned before the move. Develop a customized floor plan. Remember, the more items you discard before the move the less your moving bill will be. Go through medicine cabinet and organize your meds. Throw out anything that is expired. Don t pack them, take them with you. Arrange for overnight accommodations if needed for the night of the move. Ask for assistance! A full-service move manager can be hired to help you with sorting, packing, unpacking and overseeing the movers. For more tips go to, helpseniorsmove.com. Making Informed Decisions for Vibrant Senior Living 21

22 Additional Resources Fairview & Ebenezer: A Different Experience Ebenezer is a part of Fairview Health Services. Together we provide our residents with the services and programs they need to live more independent, healthful, meaningful and secure lives. Here are some of the services we provide at many Ebenezer communities. Fairview Pharmacy Fairview Pharmacy is available to residents and family members. This free delivery service provides convenience, safety and Fairview expertise. Get the most from your prescriptions with experienced Fairview pharmacists. Dedicated to protecting residents from harmful drug interactions and duplicate medications, Fairview pharmacists are at your service to enhance your quality of care. Our billing specialists and patient financial advocates help residents and families understand their prescription benefits and can assist with finding alternate coverage. Phone: Fairview Home Care & Hospice Fairview Home Care & Hospice is one of the largest and most experienced agencies in the Twin Cities. Our team is comprised of experts from home health aides to LPNs, RNs, physical therapists, occupational therapists and companions who provide excellence in patient care and serve a wide range of needs, from the most basic to the most complex. Phone: Fairview Home Care Fairview Home Care is typically medically driven and provided by registered nurses, home health aides, physical therapists, occupational therapists, and licensed social workers. Home care helps adults and seniors who are recovering after a hospital or other post-acute stay. They provide help for those who need additional support to remain safely at home and avoid unnecessary hospitalization. These Medicare-certified services may include short-term nursing, rehabilitative therapy and assistive home health care. Phone: Making Informed Decisions for Vibrant Senior Living

23 Additional Resources continued Fairview Hospice Hospice is for patients with a terminal illness or who have a life expectancy of six months or less, and who choose not to seek or continue treatment to cure the illness. Hospice care is provided wherever the patient lives. Hospice care helps to manage pain to the comfort level of the patient. Hospice nurses are experts in pain and symptom management. They work closely with the patient, family and physician to assure optimal comfort by using medications, counseling and therapies such as music, massage and energy work. Phone: Referrals: Toll-free: Fairview Palliative Care Palliative Care is available for those experiencing an illness whether it is chronic or terminal. Palliative care can begin at any stage of your illness and it has no time restrictions. Generally, you can receive palliative care where you live, where you receive care, or in the hospital. Designed to reduce symptoms and address your spiritual and emotional needs, palliative care helps to manage suffering and improve the quality of your life. Phone: Fairview Private Duty Care Private Duty home care picks up when Home Care stops. If you find yourself in need of assistance, after your Medicare no longer pays for Home Care, private duty care can help. Fairview Home Care and Hospice s Private Duty services can provide care for up to 24 hours a day. Whether you need medical care from our RNs or LPNs; personal care like bathing, grooming, transfers, help with errands from a home health aide or live-in aide; or assessment and recommendations for resources from Fairview Case Management. Private duty care provides the services you need to remain as independent as you can for as long as you can. Phone: Toll-free: Making Informed Decisions for Vibrant Senior Living 23

24 Additional Resources continued Therapists at Fairview Home Care and Hospice Therapists at Fairview Home Care Rehabilitation Services help you reach your best level of function after an injury or illness. We offer physical therapy, occupational therapy as well as speech therapy. Our specially trained therapists work as part of your care team to help you return to daily activities and to be as independent as possible. Referrals: Toll-free: General information: Centrex Rehab Centrex Rehab offers therapy solutions including massage, aquatic, lymph edema, wheel chair, and cognitive therapies for residents in senior housing, assisted living, memory care and skilled nursing communities. Experienced physical, occupational and speech therapists focus on delivering dynamic therapy to meet your optimal functional abilities. Centrex can also assist in designing and adapting space in clients homes to meet their needs and promote independence. In addition, Centrex will also assist with payment eligibility. Phone: Fairview Remote Monitoring Service Live on your own with confidence. Fairview s medical alert button makes sure help is within reach anytime 24 hours a day, everyday. A waterproof personal help button can be worn as a pendant. When you need help, press it. A trained professional will respond, assess the situation and call for the right help whether it s a relative, a neighbor or an ambulance. 24 Making Informed Decisions for Vibrant Senior Living

25 Additional Resources continued Fairview Behavioral Health Fairview behavioral health specialists provide therapy services for seniors experiencing mental health conditions such as depression and anxiety. Our specialists collaborate with University of Minnesota Department of Psychiatry, University of Minnesota Physicians and Behavioral Healthcare Providers. We also offer treatment services for alcohol and chemical dependency on an outpatient basis. Phone: Fairview Memory Loss Clinic At the Memory Loss Assessment Clinic, our medical team can assess memory loss and provide a program of care that works with patients and families to address symptoms and guide changes. We work with people suffering from all types of memory loss from early stages of memory loss to patients who have Alzheimer s disease or other forms of dementia. Phone: Fairview Home Medical Equipment Whether you need short or long term help, Fairview Home Medical Equipment provides the equipment and supplies you need to reach your optimum level of independence health and comfort. From CPAP/BiPAP to wheelchairs and everything in between, Fairview Home Medical offers delivery, set up, service, and insurance billing and verification. Minneapolis: St. Paul: Burnsville: Edina: Making Informed Decisions for Vibrant Senior Living 25

26 On Site Services Phone: On-Site Hearing Services Convenient On-Site Hearing provides rapid response to residents audiology needs. From professional assessment to dispensing, On-site Hearing offers a full range of services. On-Site Podiatry Licensed podiatrists diagnose and treat conditions affecting feet and ankles providing care and relief from chronic problems and injuries. On-Site Podiatry offers diabetic foot screening and a full line of diabetic shoes for those experiencing unstable balance or restricted mobility. On-Site Vision State-of-the-art technology allows optometrists to provide on-site vision care to seniors and disabled patients even when the patient is unable to verbally respond. Glaucoma treatment, cataract evaluations and referrals, and diabetic retinal exams are all part of these convenient on-site services. 26 Making Informed Decisions for Vibrant Senior Living

27 Fairview Hospitals FAIRVIEW LAKES MEDICAL CENTER 5200 Fairview Boulevard Wyoming, MN TTD/TTY: FAIRVIEW NORTHLAND MEDICAL CENTER 911 Northland Drive Princeton, MN FAIRVIEW RIDGES HOSPITAL 201 E. Nicollet Boulevard Burnsville, MN FAIRVIEW SOUTHDALE HOSPITAL 6401 France Avenue South Edina, MN MAPLE GROVE HOSPITAL th Avenue North Maple Grove, MN UNIVERSITY OF MINNESOTA AMPLATZ CHILDREN S HOSPITAL 2450 Riverside Avenue Minneapolis, MN UNIVERSITY OF MINNESOTA MEDICAL CENTER FAIRVIEW West Bank 2450 Riverside Avenue Minneapolis, MN East Bank 500 Harvard Street Minneapolis, MN General & Patient Info: TTY: Making Informed Decisions for Vibrant Senior Living 27

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