1 Letter to CEO of PROVAIL Dear Mike Hatzenbeler, CEO of Provail, I ve been here for four years and during that time I ve witnessed a lot of changes; Erin Rants resigning from the directorship, Matt Mast taking over. The $900,000 from the legislature was granted to PROVAIL and members which you parlayed to purchase PROVAIL Headquarters and the office building across the driveway for $4.3 million. I bring up this topic to establish what we as a clubhouse have a stake in what is going on. Below are questions I would like to ask you for an upcoming article in the Bee Newsletter. As many of our readers know, the Clubhouse is planning to move to its new space. Are there any updates on the project? The architects work on the design is complete and the building permit is ready to be issued by the City of Seattle. Progress has been delayed because o f some difficulties securing our State grant to pay for the construction. I have just received the funding contract from the State which should mean we are very close to having access to the funding. The next step will be to arrange for a start date with the contractor and that should make it possible to get an estimated timeline for project completion. What have been the most challenging aspects of the remodel process? The most challenging part of the process has been working with our bank and the State funding agency to secure the grant money that was awarded to PROVAIL in the 2013 Legislative Session. There are many regulations and policies that we have to comply with in order to get approval for the funding. We were not able to get the bank and the State to give us the flexibility we had hoped for to make this an easy process. It has also been very challenging to get the various people involved to make their decisions as quickly as we would have liked, which is why it has taken so long. As you know this process has been frustrating and challenging for members. Is there anything you d to say to them about this struggle? I share everyone s frustration and I know it is sometimes hard to understand why it is a long and complicated process. Please be reassured that the process is moving forward and we will be able to begin construction soon. Once the project is underway, you ll be able to see the progress every day and I think you ll be really pleased with the result. What is your best time estimate for the opening of the new location? I really can t give you an estimate until we get the funding contract finalized and get our general contractor on board. The contractor will provide us with an estimated timeline for the construction process. But, all remodel projects have possible complications that can occur. So the estimated timeline will only be an estimate and could be delayed if the contractor runs into any problems during construction. Do you see any potential problem with moving forward on this project, given the recent discussion with the BIAWA about the clubhouse program? This question is really hard to answer right now. We don t know what the discussions with BIAWA might lead to in terms of their involvement in the clubhouse. But, right now, I am not making any changes to the plan to continue with construction once we get our funding in place. Our next meeting with BIAWA is June 13. If we have any information from that meeting that might impact our plans for the new clubhouse space, I will let you know as soon as possible. Mike Hatzenbeler, PROVAIL CEO Our new Clubhouse is Coming! Many a times Mike Hatzenbeler has come and spoken to Clubhouse members concerning the clubhouse move to the new location across the parking lot. But it is time for us to begin switching our minds and locking in to the vision of us being able to expand in to the new clubhouse. The contractors are being selected and Larry Griffin has been selected to paint the facility. So all in all, the new clubhouse will offer to the members, PROVAIL staff, and the general public an exciting place in which we will be able to exist. Regards, Earl Debnam Editor The Bee Newsletter FUTURE CLUBHOUSE We are looking forward to the new clubhouse and members can celebrate. It has been a long journey that we as a clubhouse have endured.
2 Member of The Month Deborah Feilberg Clubhouse members walking down a familiar road on Aurora. By: Earl Debnam Michele Kauffman and Earl Debnam were walking down Aurora and discovered shattered glass right in front of the post office box. They were both startled, so they went and asked KiKi, PROVAIL Office Coordinator, to photograph the glass; she kindly obliged. Afterwards, clubhouse member James Paine went and cleaned up the debris. It s a shame that so close to our walking path a car wreck is seen to underscore the many works we have done in advocating for safety travel on Aurora Avenue. Last year at this same location, we had a traffic engineer Dongho Chang come out and do a walk through for the former Mayor of Seattle Mike Mcginn and he stated that paving that space for a sidewalk was in the top 5% of the Mayor s priorities. It was completely done just last year and now we ve discovered another incident on this strip. It is obvious that an accident did occur by the glass, and it is fortunate that we were not involved and no other pedestrian was hurt. I was hit by a car, about a year and a half ago in the same location, so something has to be done about this before someone else is seriously injured or killed. SBW s 1st Annual 4th of July BBQ Held of July 1st, the event was a huge success! A special thanks to the clubhouse members who helped put on the event, Program Director Matt Mast and Floor Coordinator Michael Hurd who slaved away on the hot grill. A big thank as well to the staff at PROVAIL for providing equipment and support for the event. Last, but certainly not least. Thank you to all the members, families, friends, and clubhouse supporters who came out to enjoy a burger and support our mission. We look forward to seeing you all again next year! Picture to the right: 1st Annual 4th of July BBQ This is Deborah Feilberg, She s been married 26 years to Ray Thomas. They are both lawyers who graduated from UW Law School in She did Real Estate Law, Probate Law, and Estate Planning. She had her own law firm with 10 employees and an escrow company. She has 2 children. Her daughter Blair just graduated from Claremont McKenna and spent a semester last year in France. Her son Thomas is 36. Deborah was injured 11 years when the state of her son s mental health had deteriorated. She is getting better every day and would like to be able to go back to work but doesn t know how far away she is from that. When Deborah s not at the Clubhouse, you can find her exercising her mind and her body (up to 4 hours a day)! Her daily routine includes walking, Barre exercise class, and workouts on the Gazelle exercise machine. Deborah also likes reading, trivia, ing friends, and she just joined Facebook! When she s not exercising, she makes time once a month to have lunch with a friend that she has known since kindergarten! In Deborah s pursuit to go back to work, she has a friend from Seattle University that visits her twice per week to challenge her in all aspects of her recovery. Thanks to her friend, Deborah can now wash dishes again, keep track of her bills, bank online, write, and do Ken-Ken puzzles. Her friend also has her practicing her typing skills. When asked about her typing, Deborah replied I used to be a really good typist, but now I struggle to move my fingers. I can t even flip people off! :) Thank You, Deb!
3 The Man Beyond the Mountains by Martin Schuler & Matt Mast A Seattle BrainWorks Clubhouse member since 2011, Martin Schuler s recovery process has consisted of many mountains and valleys literally. He is a long-term member of the clubhouse and we eagerly follow is various journeys. Martin started climbing mountains in May of 2013 as a way to show his three sons that a person can accomplish anything as long as you never quit. This mentality has led Martin to start the No Quitters Club where like-minded individuals come together to support each others endeavors. Martin s inspiration to climb his first mountain, Mt. Hood, came from a conversation with a close friend, whose positive outlook on life and her suggestion that he needed to change his attitude about his situation resonated with Martin. Shortly after this conversation, Martin s friend would succumb to her seven year battle with melanoma. Martin would climb Mt. Hood in honor of his friend and although he came up 300ft shy of summiting (due to weather conditions), it was ultimately a successful endeavor. Later that year, Martin would go on to attempt summiting Mt. St. Helen and Mt. Shasta. Unfortunately, due to weather and a knee injury, summiting on those attempts would not be possible. In true No Quitter s fashion, Martin recently accomplished his goal of reaching the summit of Mt. St. Helens and is currently preparing to summit Mt. Shasta in August. I sat down with Martin to discuss his recent climb and his preparation for Mt. Shasta. Of all things to do, why climb mountains? I started climbing mountains because I love the mountains. I had a dream of ultimately becoming the first Schuler to accomplish summiting Mt. Rainier despite having a traumatic brain injury. What was the most difficult part of climbing Mt. St. Helen s? The snow. The entire way up, every step, was in the snow. It was very time consuming. What was the most rewarding aspect of this recent climb? Having had to turn back last year due to weather, reaching the summit was the most rewarding. That, and proving that I could achieve this accomplishment despite my injury. Why do you dedicate your climbs and how do you choose who to dedicate them to? I dedicate my climbs to honor those I have known or read about whose stories have inspired me. I do it for them and for their families. Why have you chosen to climb Mt. Shasta again? I chose Mt. Shasta again because I tried to climb it last year and I did not summit due to weather conditions and injury. Having been so close last year, I am very motivated to try again. What are you looking forward to most about climbing Mt. Shasta? Considering what I have been through with my traumatic brain injury (relearning how to walk again), I m looking forward to reaching the 14,000 foot peak of the mountain. How have you trained for this climb and what type of equipment will you use? I train by repeatedly hiking small hills around my neighborhood and jogging to the local marina and back. I do each exercise with a weighted backpack. Have you decided who to dedicate the Mt. Shasta climb to? Yes, I am dedicating it to my friend, Martha Guthrie, who past away in March 2013 from cancer. How has your family supported you on your climb? My parents have been very supportive of me. Their belief in me has been really helpful. My dad has driven me to all of my climbs and will do so again in August. Without my parents support, I simply could not do this. As Martin prepares for his second attempt to summit Mt. Shasta, his guide Jared Smith had these words to offer him; Life is full of tribulations and the character of a man is judged on how he deals with the situations that are presented to him. Martin is someone who has great character and the heart of a lion. He is the true meaning of a man who can deal with what life has given him. There are many risks and dangers involved in what he is doing on his adventures, and as his guide, I am honored to have helped him. If you would like to follow Martin on his mountain climbing adventures and keep up on his training regimen, be sure to subscribe to his blog From Near Death to the Top of the World at
4 Keystone XL Pipeline Report by James Paine What is the Keystone XL pipeline (KXL), why do hundreds of thousands of Americans want to stop it, and how would it affect you? The KXL is a huge pipeline that is more than 2 thousand miles long and will transport 830,000 barrels of tar sands crude and toxic oil every day from Canada thru America and eventually to the Gulf of Mexico (1), destroying the trees, wildlife habitat, lakes, hills, Ogallala aquifer, and everything else along its path. This pipeline has the likely potential to break open and spilling massive amounts of toxic oil, polluting our water, and damaging the land around it as history has shown similar transporting devices have already done since 1910 (2). When used and burnt up in the Earth s atmosphere, the tar sands crude and toxic oil can and already has contributed to the climate change and adverse weather conditions around the worlds that includes, but not limited to: 1) flooding due to the melting of the ice glaciers at the poles as a result of the global warming, 2) droughts, 3) hurricanes, 4) tornadoes, 5) other conditions that we have gradually seen increase over the past 2 decades and have seen gradually destroy our planet. Unless stopped, the KXL will pump thousands of barrels of the oil every day, increasing climate change and increasing more adverse weather conditions around the world. The need for fuel and electricity has always been a strong argument in the fight to continue to use fossil fuels as a source for fuel and electricity despite the damage to our atmosphere and most if not all of life here on Earth. However, with the alternative, clean and renewable every source such as wind powered generators, solar panels, water dams, and electric cars that do not destroy our planet, that fossil fuels argument is no longer that strong. If approved by President Obama, the KXL will slice through America s heartland, the Missouri and Niobrara Rivers, Platte, the Ogallala aquifer, habitat for sage grouse and sand hill cranes, walleye fisheries and much, much more. Our public water supplies, croplands, and recreational opportunities will all be at risk of dangerous tar sands oil spills like the million-gallon Enbridge oil spill in Michigan (6). What can we do to tell President Obama to disapprove the KXL and stop this destruction of our quality of living and of our planet? Log onto this link: (350.org/campaigns/stop-keystong-xl/), click on the site: 350.org Stop the Keystone XL pipeline, and then click on the bar that says TELL PRESIDENT OBAMA TO STOP THE KEYSTONE XL. For our quality of living, for our children and their children s quality of living, and for all the living organisms that live here on planet Earth, we need to stop the Keystone XL pipeline from being built. The KXL was started by the greedy oil corporation TransCanada, who are more for profit than for people. These people would rather destroy our planet for ours and many other generations that follow. They would rather damage the quality of living for their own children and grandchildren, plus their children s children and their grandchildren just to get a profit for themselves right now. Despite the oil corporation s claim that they have improved the filters on the refineries, use of crude and toxic oil will always damage the Earth s atmosphere to some degree. At the current status of the Earth s atmosphere (3) and the damage caused by the oil, it can t afford any more damage. Since the oil corporation has a documented history of lying (4) about the safety of their refineries and manipulated legal and ethical responsibilities, we cannot trust them any more regarding their claims to have improved their refinery filters, regarding the mid-west farmland which grows our food, and regarding the Ogallala Aquifer which waters that farmland. References en.wikipedia.org/wiki/list_of_oil_spills org/KeystoneXLPipeline 4. Global-Warming/2012/ Report-Warns-Planned-Tar-Sands-Pipelines-a- North-American-Menac.aspx 5. -stark-reminder-its-time-to-end-oil-addiction/ 6. Tar-Sands/Keystone-XL-Pipeline.aspxb The oil corporation also has claimed that the KXL will provide thousands of jobs. What they fail to mention is that the running and maintaining of the pipeline is highly automated (5) and once the KXL is built, only a small amount of full time jobs will be available. The false promise of full time jobs is not reason enough to destroy the rural and family life, aquifers, farmland, and farming jobs as a result of the KXL being built and used.
5 Can You See Me Now? By: Michelle Kauffman Mindfulness Yoga at the Clubhouse By: Martin Schuler Does it irritate you seeing people on their phones while driving? It has irritated some of my good friends to death on the road. So... the first week of April I started changing the way I handle crossing ahead of cars in crosswalks. I catch everyone s eye, especially of the folks turning right after stopping (rolling) to make a quick right on the red light as I step out in front of their car. With a smile on my face and a skip in my step, I make eye contact with them and I give them a wave if they are watching with hands on the wheel. If the driver is not watching, I snap my fingers or wave a hand to concrete visualization between us. Now if the driver is on the phone a whole new scenario begins. I give the visual hand signs for hang up and drive. If they hang right up and wave or smile, then they get the wave in the end. If, by chance, they refuse to look my way, I tap gently on the hood of the car. I then give them the hang up and drive hand signal and instantly show Every Tuesday for the past two months, the Seattle Brain- Works Clubhouse has hosted a mindfulness centered yoga class lead by volunteer yoga instructor Maria Dalbotten. Maria, who suffered her own traumatic brain injury (TBI) back in 2006, has experienced first hand the positive effect mindfulness yoga can have on a person who has experienced a TBI. The class mainly focuses on breathing John and stretching Curley techniques to help your mind stay in the moment. Maria is very knowledgeable and offers up a variety of modifications to any of the exercises that members express might be difficult for them to do. However, most of the exercises are already done in a sitting position which makes it very accessible to a lot of our clubhouse members who require the use of a wheelchair. The classes run for about an hour, but Maria is okay with people only showing up for a portion of the class, so if you feel like coming but can t stay for the whole thing, then don t let that stop you from trying out the class as you ll really benefit from the tranquil environment even if you're only there for 10 or 20 minutes. I personally find myself mentally refreshed, focused, and ready to conquer anything after going to this class. them the back of my bald head and do the hand routine once again. People go pale. People look away quickly. Bottom line, perhaps next time they run the California stop on any corner they may think of me and my skull covered only with skin. We can make a HUGE difference spotlighting what we have left after brain injury sometimes. Give it a try and let me know how that works for you! The Seattle BrainWorks Clubhouse Snack Bar By: Larry Hudson Need a break? It s time to buy a snack at the Snack Bar! We can supply you with treats that are sweet or savory! The Snack Bar is here to fulfill your munching needs. Besides candy we also have other treats such as: chips, sodas, water, gum, and other miscellaneous snacks. We are also open to your suggestions to satisfy your snack cravings. The Snack Bar provides an opportunity for Clubhouse members to work on job skills. Stop by the Seattle BrainWorks Clubhouse and help our business grow! Clubhouse Members participating in Mindfulness Yoga in the new Clubhouse space
6 Fun at the 2014 Seattle BrainWorks Soiree! It was an exciting time for members and staff to congregate, drinking and toasting to the main events. One great moment when Matt Mast s wife won the raffle for the Seattle Sounders tickets. All in all it was an exciting time! Tiffany Kopec, advisory board member, promised to continue to work with the board and staff to make future fundraising events just as successful. Picture Above: SBW Program Director Matt Mast s wife Milena Mast having a blast and winning the raffle for the Seattle Sounders Tickets. Picture Above: Michele and Kevin welcoming the public and enjoying activities at the Soiree. Picture Above: Tiffany and Earl smiling while welcoming the public to our soiree. It was a wholesome event. Picture Above: Steve and his father at the soiree. It was great fun and we look forward to the next Soiree.
7 Great times at the 2014 Washington State TBI Conference at the Seattle Marriott Hotel. People from around the state gathered to hear fantastic speakers discuss interesting topics. Over 200 people enjoyed the 3 day event. We are all looking forward to the 2015 Washington State TBI Conference next year! Picture Below: Tiffany Kopbac is a member of the advisory board welcoming all attendees to the TBI conference. It was Great Fun! Picture Above: Zsche Navarre in sunglasses walking across to the Marriott Hotel. He was having fun showing the way Picture Above: Michele and Evonne were also there walking Picture Above: Terry Furnia with a very colorful shirt and her conference bag. She is walking into the conference. The TBI Conference was fun this year 2014 and we re looking forward to next years event at the Sea-Tac Marriott!
8 Seattle BrainWorks and the Brain Injury Alliance of Washington would like to thank the following sponsors for their generous financial sponsorship of the 2014 Walk, Run & Roll!
9 Brain Injury Editors Note: Survivors: Become a member! Contact the Seattle BrainWorks (206) or to schedule a visit. We re looking forward to meeting you! Sadly, Michael Hurd s time with SBW as The Floor Coordinator, has come to an end. Its alright Michael, we will all go forth into the unknown future and we wish you the best of luck in all your future endeavors! Thank you Michael for everything you did while you were here! Earl Debnam, Editor - THE BEE Seattle BrainWorks and the Brain Injury Alliance of Washington would like to thank the following inkind sponsors for their generous donation to the 2014 Walk, Run & Roll! The Volunteer Project for Clubhouse Members is Running Strong at the Lake City Food Bank! Clubhouse members are actively engaging the larger community through volunteerism! Twice a month, up to 4 members and staff go to the Lake City Food Bank to volunteer. Member volunteers distribute food to the larger community that use North Helpline services. Volunteer shifts are very popular and great experience for those members interested in pursuing employment or giving back to their community. If you are a Clubhouse member and would like to volunteer at the food bank, please contact Matt ). Please join us in doing great things in our community!
10 Make a contribution to Seattle BrainWorks, a not-for-profit program serving survivors of traumatic brain injury. Please contact Matt Mast at or (206) See our website: or send a check to: Seattle BrainWorks/ PROVAIL Aurora Ave. N. Seattle, WA All gifts will be reflected on your 2014 tax receipt. Hey There! We now have a wishlist on Amazon! At right are instructions for hopping on to see the Clubhouse s specific needs! Coffee Maker Computer keyboard w/ large keys and raised letters Coffee Grinder Kitchen Equipment Adaptive Computer Equipment Gift Cards New food storage containers (not on A. wishlist) Seattle BrainWorks is a member run, member driven community based program that offers support and skill building opportunities for brain injury survivors. Using the Clubhouse Model, participants actively engage in meaningful work that serves to strengthen professional and interpersonal skills. Through the promotion of independence and community engagement, Seattle Brain- Works plays a vital role in the empowerment process of individual with brain injury Interested In Supporting Seattle Brain- Works? Visit Our Amazon Wishlist: Go to Select Wishlist in the upper right corner. Select Find a Wishlist or Registry and search Seattle BrainWorks. Thanks for your support! Our New Advisory Clubhouse Board Activities! Elizabeth Crouch, RPT, PA Members -C, CPCC are getting together to plan new activities on which Michael to Hatzenbeler, coordinate in the CEO/President, PROVAIL Clubhouse. They include: Michele Kauffman, Secretary Serving a simple breakfast Terry Increasing Furnia safety in traveling to and from the Clubhouse Tiffany Kopec Bjorn Job Club Krane, MD Janice Navarre Getting food handler cards Andrea Okomski, J.D. Outreach & Advocacy Valerie Wootton Newsletter Our Staff Planning Member Outings Amal Grabinski Director Mindfulness, of Community yoga, & more Living, Seattle BrainWorks Art is Healing Art Wall Matt Mast, Program Lunch planning Director & shopping Join Michael the Hurd, Clubhouse and get Floor involved Coordinator with any or all of these activities! SEATTLE BRAINWORKS NEEDS YOU! We re looking for committed volunteers to help. Especially needed are volunteers to: Help us in our new Volunteering Program at the Food Bank; assist members with computer and other tasks in the Business Unit; assist members with cooking and other Kitchen Unit tasks; A lift van (not on A. wishlist) accompany us on outings (museums, baseball, trips to islands, etc.) Your time and talents are needed! Please contact Matt Mast at (206) or to talk about volunteering!
May 2013 Page 1 Interview of Todd M. Kelleher by William P. Jacobus (Bill) Q - How long have you been a member ot Seattle BrainWorks? A - 2 years. Q - Where are you from? A - I grew up in Monroe, WA. Born
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Hello and welcome to the vocabulary lesson for the conversation Drunk Driving. In this conversation, Joe and I are just talking about different friends or different people that we ve known that have gotten
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Understanding the Affordable Care Act Game Instructions Overview Health care is in a state of rapid change. Both at the state and national level, legislation is changing the way Coloradans access and pay
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RESOURCES.RESULTS.RELIEF. Helping Your Anxious Child Make Friends One of childhood's toughest lessons is learning how to be a good friend. However, some anxious children and teens find it tough to face
You are probably reading this guide because you were recently in an automobile accident. Now you are faced with some difficulties. The tasks of managing your care and your insurance claim can be confusing
6 ideas How to promote your sports event through charity Stay in touch with us on Raise money for your favorite charity Content What is BetterNow About the author What is peer-to-peer fundraising Introduction:
Issue 3 Healthy at Heart Reduce Your CV Risk FEELING GOOD It s Not Just Your Body. It s Your Outlook, Too. Inside: Tips for staying active and feeling good all over Speak to your healthcare provider before
HOME GROWN QUICK CASH MACHINE(c)2006 by New Biz Reviews Team Online Visit:http://www.geocities.com/newbizreviews Report is free to download and give away Book content is not to be changed or altered. C)The
A WorkLife4You Guide Personal Fulfillment During Retirement Retirement planning is traditionally thought of in terms of financial and insurance planning, organizing your estate, deciding where to live,
TOP 10 MOST COMMON MISTAKES MADE IN HANDLING YOUR OWN INJURY CLAIM More times than not, your personal injury claim will be a battle with an insurance company. A highly trained adjuster will be assigned
January 2012 Vol. 3 ISSUE HIGHLIGHTS: Affordable Care Act Get Involved Beyond Relay Volunteer Spotlight: Wade Brockway Young Professionals Spotlight: Junior Executive Board Birmingham, AL Get connected
Copyright (c) 2015 Christopher Small and The Art of Lawyering. All rights reserved. 1 In this special report, I ll be sharing with you the ten biggest mistakes that lawyers make when marketing their law
Group Volunteering TOOLS AND RESOURCES Funded in part by the Government of Canada s Social Development and Partnerships Program Contents What is group volunteering?... 3 Finding group volunteering opportunities...
Designing and Implementing Your Communication s Dashboard: Lessons Learned By Katie Delahaye Paine President, Paine & Partners Contact Information: Katie Delahaye Paine CEO KDPaine & Partners Durham, NH
Chapter 35 Kevin Reichard Senior Financial Network SENIOR SUPER HERO (Story told by the Reverse Mortgage Professional) I was sitting at my desk in my home office comparing two great job offers after me,
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Move More North Carolina: A Guide to Making Physical Activity a Part of Meetings, Conferences and Events Move More North Carolina: A guide to making physical activity a part of meetings, conferences and
A Q AZ AT & This year, a collaborative initiative that brings Arizona residents together to examine compelling issues hits its half-century mark. This fall s Arizona Town Hall will focus on Civic Leadership.
Page 1 Listen, Protect, and Connect PSYCHOLOGICAL FIRST AID FOR CHILDREN, PARENTS, AND OTHER CAREGIVERS AFTER NATURAL DISASTERS Helping you and your child in times of disaster. Page 2 As a parent or adult
Unit Six Insurance: Your Protection You're healthy, young, vivacious, and happy. Why in the world would you need insurance? You know the guy who was hit while riding his motorcycle or the girl who broke
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WHAT HAPPENS AFTER A FLORIDA CAR ACCIDENT? This free EBook provides answers to car accident victims most frequently asked questions. This EBook does not provide actual legal advice, as every accident and
Macmillan Cancer Support Volunteering Policy Introduction Thousands of volunteers dedicate time and energy to improve the lives of people affected by cancer. Macmillan was started by a volunteer and volunteers
cover story l by Liz Kohman // Photos by Silas Crews Lance Pitlick has built two careers from his passion for hockey H ockey coach Lance Pitlick was trying to teach his team to improve their stick handling
Essential revision: How was the earth created? In book of Genesis, says that God created the world in 6 days on 7 th, he rested Each day, God created something new: Day 1 light Day 2 Sky Day 3 land, sea
FREE SPECIAL REPORT WANT TO PROTECT YOUR FAMILY? WHAT YOU ABSOLUTELY, POSITIVELY HAVE TO KNOW WHEN BUYING CAR INSURANCE. Keep reading to learn What are your chances of having an accident in Kentucky with