FDH PROFILE. MISSION To be the leading provider of first class financial services in Malawi
|
|
|
- Jemima Russell
- 8 years ago
- Views:
Transcription
1 FDH PROFILE MISSION To be the leading provider of first class financial services in Malawi AIM To offer the investment fraternity an avenue for flexible, negotiable and profitable investment opportunities Grow with us FDH Profile 6 April 2009 Page 1
2 INTRODUCTION FDH Financial Holdings Limited was established in November 2007 as part of the group restructuring to replace First Discount House as the holding company of the group. First Discount House was incorporated in accordance with the Companies Act on 8 March It obtained its Discount House license under the Banking Act on 20 July 2001 commencing operations on 8 April The company was established by a partnership that included Mr. Thomson Mpinganjira (24.9%), a respected local businessman and the first Managing Director of the Company, Press Corporation Limited (30%), Old Mutual (Malawi) Limited (20%) and Kingdom Financial Holdings Limited (25.1%). On 4 August 2006 Press Corporation was bought out as part of the strategic repositioning that has seen the current structure and expansion of the group. FDH Financial Holdings wholly owns the following subsidiaries: o First Discount House Limited commenced operations April 2002 o FDH Stockbrokers Limited commenced operations January 2007 o FDH Bank Limited licensed 27 November 2007, operations commenced on 15 July 2008 o FDH Money Bureau Limited Acquired 100% effective 1 February 2009 FDH Financial Holdings current Shareholder structure is as follows: o Kingdom Financial Holdings Limited (Zimbabwe) : 40.16% o Thomson Frank Mpinganjira Trust : 39.84% o Old Mutual Life Assurance Company (Malawi) Limited : 20.00% TOTAL : 100% FDH Profile 6 April 2009 Page 2
3 FDH FINANCIAL HOLDINGS SHAREHOLDERS PROFILE 1. KINGDOM FINANCIAL HOLDINGS (ZIMBABWE) LTD 40.16% OWNERSHIP Kingdom Financial Holdings is wholly owned by Kingdom Meikles Africa Group this comprises the businesses previously known as Meikles Africa Limited, Kingdom Financial Holdings Limited, Tanganda Tea Company Limited and Cotton Printers Kingdom Meikels Africa Group is currently registered on the London Stock Exchange and Zimbabwe Stock Exchange Kingdom Financial Holdings Limited (KFHL) is a Zimbabwe based holding company for a group of financial services companies dedicated to serving clients in the areas of money, capital, equity and foreign exchange markets, commercial and investment banking, portfolio management, economic research and advisory services The group is made up of the following subsidiaries: Kingdom Bank Limited, Kingdom Stockbrokers, Kingdom Asset Management, MicroKing Finance, Discount Company of Zimbabwe, Kingdom Bank Africa Botswana Ltd The diversity of KFHL has not only made KFHL a unique one stop shop financial institution, but has allowed the group to effectively maximise group synergies and cross selling of products for the benefit of both clients and shareholders FDH Profile 6 April 2009 Page 3
4 2. THOMSON FRANK MPINGANJIRA TRUST 39.84% OWNERSHIP The settler and founder trustee of the Thomson Frank Mpinganjira Trust is Mr. Thomson Frank Mpinganjira This is a Private Trust with interests in real property holdings, on the Malawi Stock Exchange and money market investments in addition to equity in FDH Financial Holdings. A Trust Deed dated 28 January 2000 established the Trust under the Laws of Malawi Mr. Thomson Frank Mpinganjira is the founder of the FDH Group FDH Profile 6 April 2009 Page 4
5 3. OLD MUTUAL LIFE ASSURANCE COMPANY (MALAWI) LIMITED 20% OWNERSHIP Old Mutual Plc, together with its subsidiaries Nedcor, Mutual & Federal and Skandia is an international financial services group, whose activities are focussed on asset gathering and asset management Its operations in Africa are only part of a global presence. While the bulk of its business is in South Africa in the rest of Africa the group has operations in Malawi, Zimbabwe, Namibia, Kenya, Botswana, Swaziland and Mauritius. The group s operations outside Africa cover UK, Bermuda, Hong Kong, Ireland the United States and Sweden Old Mutual is listed on the London, Stockholm, Johannesburg, Malawi, Zimbabwe and Namibian stock exchanges The Old Mutual group s businesses comprise life assurance (including retirement savings), asset management (including unit trusts, portfolio management and stockbroking), banking and general insurance Old Mutual Life Assurance Company (Malawi) Limited is a local company fully owned by Old Mutual Malawi Limited and whose ultimate shareholder is Old Mutual Plc FDH Profile 6 April 2009 Page 5
6 FDH FINANCIAL HOLDINGS BOARD OF DIRECTORS NAME MEMBERSHIP STATUS NATIONALITY Mr. Nigel M K Chanakira : Chairman (Zimbabwean) Mr. Samuel B Tembenu : Non-executive Member (Malawian) Mr. James A Regout : Non-Executive Member (Dutch) Mr. Onias Makamba : Non-Executive Member (Zimbabwean) Mr. Thomson F Mpinganjira : Executive Member (Malawian) Dr Eric Sankhulani : Non-Executive Member (Malawian) Mr. Masauko N Katsala : Executive Member (Malawian) FDH Profile 6 April 2009 Page 6
7 FDH FINANCIAL HOLDINGS LIMITED CONTACT INFORMATION Company Registration No FDH FINANCIAL HOLDINGS LIMITED TELEPHONE : First Floor Umoyo House FAX : No. 8 Victoria Avenue North fdh@fdh.co.mw P O Box 512 WEBSITE : Blantyre MALAWI CONTACT PERSONS Chief Executive Officer : Mr. Thomson F Mpinganjira Finance Director : Mr. Masauko N Katsala Chief Operating Officer : Mr. Clement C Kahiya FDH Profile 6 April 2009 Page 7
8 FDH BANK LIMITED PRODUCTS AND SERVICES A variety of financial services offered will be as follows: PRODUCTS Retail Banking Corporate Banking International Banking Structured Trade Finance Treasury Management Corporate Advisory Services FDH Profile 6 April 2009 Page 8
9 FDH BANK LIMITED BOARD OF DIRECTORS NAME MEMBERSHIP STATUS NATIONALITY Mr. Mark Wood Chairman (British) Mr. Nathan F Mpinganjira Non-Executive Member (Malawian) Mr. Nigel M K Chanakira Non-Executive Member (Zimbabwean) Mr. Edgar Nyamupingidza Non-Executive Member (Zimbabwean) Dr. Eric Sankhulani Non-Executive Member (Malawian) Mr. Osman Karim Non-Executive Member (Malawian) Mrs. Judith Chirwa Non-Executive Member (Malawian) Mr. Thomson F Mpinganjira Executive Member (Malawian) Mr. Masauko N Katsala Company Secretary (Malawian) FDH Profile 6 April 2009 Page 9
10 FDH BANK LIMITED CONTACT INFORMATION Company Registration No Banking Licence No. BL 0025 FDH BANK LIMITED TELEPHONE : First Floor Umoyo House FAX : No. 8 Victoria Avenue North fdh@fdh.co.mw P O Box 512 WEBSITE : http// Blantyre Managing Director : Mr. T Mpinganjira tmpinganjira@fdh.co.mw Company Secretary : Mr. M Katsala mkatsala@fdh.co.mw Treasury Manager : Mr. Alfred Nhlema alfred@fdh.co.mw Account Relationship Manager : Mr. Weluzani Chingota weluzani@fdh.co.mw Account Relationship Officer : Mr. Hamson Tchongwe hamson@fdh.co.mw Marketing Officer : Mrs. Roselyn Coroa roselyn@fdh.co.mw BRANCHES Umoyo Branch Corner Victoria Avenue/Chilembwe Road, Blantyre Branch Manager Mr. Laston Nazitwere laston@fdh.co.mw FDH Profile 6 April 2009 Page 10
11 FDH BANK LIMITED REMITTANCE ACCOUNT DETAILS MK REMITTANCES: Reserve Bank of Malawi Account No ZAR REMITTANCES GBP REMITTANCES EURO REMITTANCES TO : Absa Bank TO : Barclays Bank TO : Barclays Bank CREDIT ACC : FDH Bank Ltd CREDIT ACC : FDH Bank CREDIT ACC : FDH Bank Ltd ACC # : ZAR ACC# : ACC # : SWIFT CODE: ABSAZAJJ SWIFT CODE: BARCGB22 SWIFT CODE : BARCGB22 TO : First Rand Bank USD REMITTANCES CREDIT ACC : FDH Bank Ltd TO : Barclays Bank ACC # : CREDIT ACC : FDH Bank Ltd SWIFT CODE: FIRNZAJJ ACC # : SWIFT CODE: BARCGB22 FDH Profile 6 April 2009 Page 11
12 FIRST DISCOUNT HOUSE LIMITED PRODUCTS AND SERVICES o Malawi Government Treasury Bills Reserve Bank of Malawi Treasury Bills o Repurchase and reverse repurchase agreements REPO s Bankers Acceptances o Negotiable Certificates of Deposits Call Money deposits with banks o Commercial Paper WHY INVEST WITH US? Competitive rates We offer very competitive and negotiable rates on the money markets Flexibility You can invest in any number of days that suit your cash flow Security We issue Treasury and Reserve Bank bills to secure each investment Shareholding We have strong affluent shareholders with proven track records Settlement Secure modes of payments using RTGS (bank to bank transfers) and Cheques. Immediate value given, no clearing delays FDH Profile 6 April 2009 Page 12
13 FIRST DISCOUNT HOUSE LIMITED BOARD OF DIRECTORS NAME MEMBERSHIP STATUS NATIONALITY Mr. Onias Makamba Chairman (Zimbabwean) Mr. Samuel B Tembenu Non-Executive Member (Malawian) Mr. Peter Mukunga Non-Executive Member (Zimbabwean) Mr. Thomson F Mpinganjira Executive Member (Malawian) Mr. Edward Chilima Executive Member (Malawian) Mr. Masauko N Katsala Company Secretary (Malawian) FDH Profile 6 April 2009 Page 13
14 FIRST DISCOUNT HOUSE LIMITED REMITTANCE ACCOUNT DETAILS MK REMITTANCES: FDH Bank Account # Reserve Bank of Malawi Account # ZAR REMITTANCES GBP REMITTANCES EURO REMITTANCES TO : Absa Bank TO : Barclays Bank TO : Barclays Bank CREDIT ACC : FDH Bank Ltd CREDIT ACC : FDH Bank CREDIT ACC : FDH Bank Ltd ACC # : ZAR ACC# : ACC # : SWIFT CODE: ABSAZAJJ SWIFT CODE: BARCGB22 SWIFT CODE : BARCGB22 Credit of First Discount House Limited TO : First Rand Bank USD REMITTANCES CREDIT ACC : FDH Bank Ltd TO : Barclays Bank ACC # : CREDIT ACC : FDH Bank Ltd SWIFT CODE: FIRNZAJJ ACC # : SWIFT CODE: BARCGB22 Credit of First Discount House Limited FDH Profile 6 April 2009 Page 14
15 FIRST DISCOUNT HOUSE CONTACT INFORMATION Company Registration No Banking Licence No. BL 0017 FIRST DISCOUNT HOUSE LIMITED TELEPHONE : Upper Ground Floor Umoyo House FAX : Victoria Avenue North fdh@fdh.co.mw P O Box 512 WEBSITE : Blantyre Managing Director Mr. Edward Chilima edward@fdh.co.mw Dealer Mrs. Hombakazi Kubwalo hombakazi@fdh.co.mw Dealer Mr. Jacob Phiri jacob@fdh.co.mw Marketing Officer Mrs. Roselyn Coroa roselyn@fdh.co.mw Company Secretary Mr. M N Katsala mkatsala@fdh.co.mw FDH Profile 6 April 2009 Page 15
16 FDH STOCKBROKERS LIMITED PRODUCTS AND SERVICES FDH Stockbrokers are striving to be the premier provider of stock brokering services for both retail (individual) and corporate investors Trading shares on the Malawi Stock Exchange Trading in money markets Free Custodial Services Free Advisory Services Research analysis on the Listed Companies on the Malawi Stock Exchange FDH STOCKBROKERS FEE STRUCTURE VALUES (MWK) Basic Charge - MWK ,000-2% Surtax % of brokerage 50, , % Money Market - 2% margin plus bank charges 100,000 and above - 1% Money Market Minimum investment - MWK50,000 Handling Fees - MWK 400 Minimum investment in Shares Shares Listing Fees - MWK 200,000 FDH Profile 6 April 2009 Page 16
17 FDH STOCKBROKERS LIMITED BOARD OF DIRECTORS NAME MEMBERSHIP STATUS NATIONALITY Mr. Itayi Munyeza Chairman (Zimbabwean) Mr. Samuel B Tembenu Non-Executive Member (Malawian) Mr. Thomson F Mpinganjira Executive Member (Malawian) Mr. Masauko N Katsala Executive Member (Malawian) FDH Profile 6 April 2009 Page 17
18 FDH STOCKBROKERS LIMITED REMITTANCE ACCOUNT DETAILS MK REMITTANCES: FDH Bank - Account # ZAR REMITTANCES GBP REMITTANCES EURO REMITTANCES TO : Absa Bank TO : Barclays Bank TO : Barclays Bank CREDIT ACC : FDH Bank Ltd CREDIT ACC : FDH Bank CREDIT ACC : FDH Bank Ltd ACC # : ZAR ACC# : ACC # : SWIFT CODE: ABSAZAJJ SWIFT CODE: BARCGB22 SWIFT CODE : BARCGB22 Credit of FDH Stockbrokers Limited TO : First Rand Bank USD REMITTANCES CREDIT ACC : FDH Bank Ltd TO : Barclays Bank ACC # : CREDIT ACC : FDH Bank Ltd SWIFT CODE: FIRNZAJJ ACC # : SWIFT CODE: BARCGB22 Credit of FDH Stockbrokers Limited FDH Profile 6 April 2009 Page 18
19 Company Registration No FDH STOCKBROKERS LIMITED CONTACT INFORMATION FDH STOCKBROKERS LIMITED TELEPHONE : Upper Ground Floor Umoyo House FAX : Victoria Avenue North fdhsl@fdh.co.mw P O Box 512 WEBSITE : Blantyre Managing Director Mr. Morton Gunsalu (Acting) morton@fdh.co.mw Senior Dealer Mr. Morton Gunsalu morton@fdh.co.mw Dealer Miss. Jane Namakhuwa jane@fdh.co.mw Marketing Officer Mrs. Roselyn Coroa roselyn@fdh.co.mw Company Secretary Mr. M N Katsala mkatsala@fdh.co.mw FDH Profile 6 April 2009 Page 19
20 FDH MONEY BUREAU LIMITED PRODUCTS AND SERVICES The bureau de change offers the following services: Sales/purchases of major/regional currencies (USD, GBP, ZAR, EUR, CAD, AUD, INR, PKR, BWP, ZMK,KES,MZM,TZS,AED) Encashment of travellers cheques (USD, GBP, ZAR, EUR) Encashment of personal cheques (USD, GBP) An organization must register for its employees to use this facility. MK REMITTANCES: FDH Bank - Account # ZAR REMITTANCES REMITTANCE ACCOUNT DETAILS GBP REMITTANCES EURO REMITTANCES TO : Absa Bank TO : Barclays Bank TO : Barclays Bank CREDIT ACC : FDH Bank Ltd CREDIT ACC : FDH Bank CREDIT ACC : FDH Bank Ltd ACC # : ZAR ACC# : ACC # : SWIFT CODE: ABSAZAJJ SWIFT CODE: BARCGB22 SWIFT CODE : BARCGB22 Credit of FDH Money Bureau Limited TO : First Rand Bank USD REMITTANCES CREDIT ACC : FDH Bank Ltd TO : Barclays Bank ACC # : CREDIT ACC : FDH Bank Ltd SWIFT CODE: FIRNZAJJ ACC # : SWIFT CODE: BARCGB22 Credit of FDH Money Bureau Limited FDH Profile 6 April 2009 Page 20
21 Company Registration No FDH MONEY BUREAU LIMITED CONTACT INFORMATION Bureau De Change Offices Blantyre: Chichiri Shopping Centre Telephone Nos Lilongwe: Nico Centre, Old Town Telephone Nos Crossroads Shopping Complex Telephone Nos / Centre House Arcade - City Centre Telephone Nos / Dealer/Manager Mr. Nazir Nathvani nazir@malawi.net Company Secretary Mr. Masauko N Katsala mkatsala@fdh.co.mw FDH Profile 6 April 2009 Page 21
TD Direct Investing. Rates and Charges
TD Direct Investing Rates and s 2 February 2015 Our Regular Fees Our management and administration fees are regular account charges that cover the ongoing services you receive from TD Direct Investing.
Retail ISA Rate Card
Retail ISA Rate Card Charges Below are details of the commission rates for each transaction, the account administration fees, foreign dealing charges and deposit account interest rates. We may vary these
FINANCIAL HIGHLIGHTS 2010
FINANCIAL HIGHLIGHTS 2010 Contents Managing Director s report 1 Consolidated statement of comprehensive income 3 Pro forma consolidated statement of comprehensive income 4 Consolidated statement of financial
1 Regional Bank Regional banks specialize in consumer and commercial products within one region of a country, such as a state or within a group of states. A regional bank is smaller than a bank that operates
ANNOUNCEMENT CONTINUING CONNECTED TRANSACTIONS
Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness
KEY INFORMATION DOCUMENT
KEY INFORMATION DOCUMENT PSG WEALTH OFFSHORE SHARE TRADING ACCOUNT PAGE 0 This document is a summary of key information about the PSG Wealth offshore share trading account. It will help you understand
Investment Management Services. Botswana
Investment Management Services Botswana 01 STANLIB Investment Management Services 02 STANLIB Botswana Money Market Fund 03 STANLIB Botswana Managed Prudential Fund 04 STANLIB Botswana Equity Fund 05 General
Signed : Aspiring Wealth Management Hamish Taylor Disclosure Statement 2
Hamish Jonathan Taylor Primary Disclosure Statement (Authorised Financial Adviser) Name FSPR Registration Number Hamish Jonathan Taylor FSP87763 Physical Address Level 1, 99 Ardmore Street, Wanaka 9305
THE BANK OF EAST ASIA LTD, SINGAPORE BRANCH TARIFFS AND SERVICE CHARGES
1. SGD Current Account 1.1 Initial Deposit S$3,000 S$5,000 1.2 Minimum Balance Charge S$25 per month if the average daily balance is
Royal Mail Share Offer
Frequently Asked Questions This set of Frequently Asked Questions is intended to answer general queries that members of the public might have about the Royal Mail Share Offer. They cover queries which
Business. Insights. When cash is king. Investec Editorials
Business Insights Investec Editorials When cash is king Shelter from the storm Where do investors turn in times of uncertainty? What investment options can provide shelter from the ongoing volatility?
Personal Account. Pricing Guide. August 2011. how can we help you?
Personal Account Pricing Guide August 2011 how can we help you? Personal Account Pricing Guide August 2011 how can we help you? FUTURE SAVE ACCOUNT Monthly Maintenance Fee Minimum balance P100.00 Monthly
smile current accounts account charges
smile current accounts account charges 1 Your guide to the charges on smile current accounts The services, charges and rates detailed are effective from 5 July 2015. We can vary or amend these charges
October 2015 Charles Schwab Pricing Guide for Individual Investors
October 2015 Charles Schwab Pricing Guide for Individual Investors Pricing information in this Guide supersedes prior versions. Charles Schwab Pricing Guide for Individual Investors Introduction...1 Definitions...1
www.ca-suisse.com Fees and Charges Valid from 1 January 2014 Crédit Agricole (Suisse) SA - Head office and swiss branches
www.ca-suisse.com Fees and Charges Valid from 1 January 2014 Crédit Agricole (Suisse) SA - Head office and swiss branches Contents Account and deposit management - 2 Fiduciary deposits - 3 Transfers and
Payment cut-off times
Wealth and Investment Management International Banking Payment cut-off times Barclays Bank PLC International Banking Payment cut-off times These payment cut-off times relate to payments submitted electronically
Currency Derivatives Guide
Currency Derivatives Guide What are Futures? In finance, a futures contract (futures) is a standardised contract between two parties to buy or sell a specified asset of standardised quantity and quality
Rate Card. Yorkshire Building Society Sharedealing Service
Rate Card Yorkshire Building Society Sharedealing Service Charges Below are details of the commission rates for each transaction, the account administration fees, foreign dealing charges and deposit account
International payments Tariff for corporate customers effective from 1 January 2015
International payments Tariff for corporate customers effective from 1 January 2015 About the customer tariff This tariff is applicable to international payment services provided via branches by Nordea
Bendigo Foreign Exchange Swap Contracts. Product Disclosure Statement.
Bendigo Foreign Exchange Swap Contracts. Product Disclosure Statement. 1 October 2015 1 About this document This Product Disclosure Statement (PDS) is an important document. It provides you with information
THE 2008 FINAL DIVIDEND
THIS CIRCULAR IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION If you are in any doubt about this circular or as to the action you should take, you should consult your stockbroker or other registered
INTERACTIVE BROKERS LLC A Member of the Interactive Brokers Group
David M. Battan Executive Vice President and General Counsel INTERACTIVE BROKERS LLC A Member of the Interactive Brokers Group 1725 EYE STREET, N.W. SUITE 300 WASHINGTON, DC 20006 TEL (202) 530-3205 July
Weekly Notification of Rule Amendments; Submission Pursuant to Regulation 40.6(d) (trueex LLC submission #2016-02S and 2016-02D)
trueex April 7, 2016 Christopher J. Kirkpatrick Secretary of the Commission Commodity Futures Trading Commission Three Lafayette Centre 1155 21st Street, N.W. Washington, D.C. 20581 RE: Weekly Notification
Standard Bank Approach
FINANCING AGRICULTURE & COMMODITY TRADE Standard Bank Approach Presented by: Douglas Joseph Turkson Outline Standard Bank/Stanbic Bank: Who Are We? Overview Standard Bank is the largest bank in Africa
Chapter 3. How Securities are Traded
Chapter 3 How Securities are Traded Primary vs. Secondary Security Sales Primary: When firms need to raise capital, they may choose to sell (or float) new securities. These new issues typically are marketed
Account Charges Leaflet
Account Charges Leaflet Your guide to charges you can expect on your Current Account, Current Account Plus, Student Current Account, Privilege and Privilege Premier Current Account The services, charges
Fees and charges BBVA LONDON BRANCHES
Fees and charges BBVA LONDON BRANCHES 1. Current Account s 2. Transfers 3. Other s 4.Credit and Debit Cards 5. Sale and purchase of Securities As of 1 January 2016 www.bbvauk.com Please let us know if
KEY INFORMATION DOCUMENT
KEY INFORMATION DOCUMENT PSG WEALTH CURRENCY FUTURES TRADING ACCOUNT TRADING ACCOUNT PAGE 0 This document is a summary of key information about the PSG Wealth currency futures trading account. It will
INTERNATIONAL SECURITIES TRADING NOW YOU CAN INVEST ACROSS THE WORLD
INTERNATIONAL SECURITIES TRADING NOW YOU CAN INVEST ACROSS THE WORLD YOU ARE WHAT YOU DO INTERNATIONAL SECURITIES TRADING III CONTENTS CONTENTS Welcome Welcome 1 2 Trade international securities with
INTERPRETATION NOTE: NO. 63 (Issue 2) DATE: 12 August 2015
INTERPRETATION NOTE: NO. 63 (Issue 2) DATE: 12 August 2015 ACT : INCOME TAX ACT NO. 58 OF 1962 SECTION : SECTIONS 1(1), 6quat(4) and (4A), 6quin(4), 9A, 9D(6), 25D, 35A(5), 47J, 49H, 50H, 51H AND 64N(4)
Chapter 16: Financial Risk Management
Chapter 16: Financial Risk Management Introduction Overview of Financial Risk Management in Treasury Interest Rate Risk Foreign Exchange (FX) Risk Commodity Price Risk Managing Financial Risk The Benefits
Tariffs & Charges Schedule for Investment Services
I. ADVISORY TRADING IN INTERNATIONAL SECURITIES EQUITIES, ETFs (Buy & Sell Orders) next (Belgium, France, Netherlands); Germany (Xetra); Italy (Borsa Italiana) minimum EUR 30.00 United Kingdom (London
First 10 transactions Transactions 11 to 50 Transactions 51 and above
This is our standard Tariff of charges for your accounts held at the UK Branch of Silicon Valley Bank. It sets out the prices that we charge you for our most frequently used account services in the UK.
Registered country information Vanguard Investment Series plc and Vanguard Funds plc
Registered country information Vanguard Investment Series plc and Vanguard Funds plc The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Minimum Australia 0.10% AUD $7.00
CMC Markets s Schedule for CFD trades executed as a client introduced by Rivkin Securities Pty Ltd to CMC Markets are outlined below. These rates are current at the time of this email however may be subject
Account Charges Leaflet
Account Charges Leaflet Your guide to charges you can expect on your Co-operative Bank Personal Current Accounts and any savings account linked to a Privilege Account, Privilege Premier Account or Current
Securities services fees and commissions
Securities services fees and commissions EQUITIES TRADING LITHUANIA, LATVIA, ESTONIA, trading shares on-line AB Nasdaq OMX Vilnius, AB Nasdaq OMX Riga, AB Nasdaq OMX Tallinn stock exchanges http://www.omxgroup.com
Ordinary Shares Presenter Date
1 Ordinary Shares Presenter Date Contents What is a share? What is an ordinary shares? What are dividends? What is the share price? The benefits of ordinary shares Some things to consider when investing
February 22, 2015 MEMORANDUM
February 22, 2015 MEMORANDUM Re: Due Diligence Information for Advisors, Brokers, Hedge Funds and Other Financial Institutions and Intermediaries Using or Considering Interactive Brokers LLC as Prime Broker/Custodian
Vanguard Investments Hong Kong Limited December 2015
PRODUCT KEY FACTS Vanguard FTSE Developed Europe Index ETF Vanguard Investments Hong Kong Limited December 2015 This is an exchange traded fund. This statement provides you with key information about this
Clearing Firm ID No. Asset Account ID No.
CLEARING MEMBER SETTLEMENT AND CUSTODY LISTING AND DEBIT AUTHORIZATION Clearing Firm ID No. Asset Account ID No. NOTE: CLEARING MEMBER FIRM MUST CONTACT ITS DESIGNATED S AND EXECUTE ALL DEBIT AUTHORITY
Bendigo Foreign Exchange Contracts. Product Disclosure Statement.
Product Disclosure Statement Bendigo Foreign Exchange Contracts. Product Disclosure Statement. 27 October 2014 1 About this document This Product Disclosure Statement (PDS) is an important document. It
TREASURY PRODUCTS AND SERVICES MANAGING FINANCIAL RISKS, ENHANCING RETURNS, ACHIEVEING INVESTMENT GOALS 2016
TREASURY PRODUCTS AND SERVICES MANAGING FINANCIAL RISKS, ENHANCING RETURNS, ACHIEVEING INVESTMENT GOALS 2016 CONTENT PIRAEUS BANK BULGARIA RELIABLE PARTNER IN THE PRESENT VOLATILE FINANCIAL WORLD FOREIGN
Corporate and Investment Banking Tariff Guide Domestic Business. Effective 1 October 2013
Tariff Guide Effective 1 October 2013 This Tariff Guide details hereunder the charges applicable to transactions offered by Standard Bank (Mauritius) Limited as from 1 October 2013. The bank reserves
FxPro Education. Introduction to FX markets
FxPro Education Within any economy, consumers and businesses use currency as a medium of exchange. In the UK, pound sterling is the national currency, while in the United States it is the US dollar. Modern
IB UK Account Application for Financial Advisor Clients (Individual/Joint) - Sep 04 2008 Page 1/35
This application form is for Interactive Brokers individual or joint account applicants whose account will be managed by an advisor and who live in Europe or the United Kingdom. Do not use this application
ICBC (London) plc Foreign Currency Trading Service Agreement
ICBC (London) plc Foreign Currency Trading Service Agreement ICBC (London) plc is a company registered in England and Wales (company number 4552753). Registered office: 81 King William Street, London EC4N
ibank, ibank Plus & ibank Saver INTERNATIONAL BANKING SERVICES For a life beyond boundaries
ibank, ibank Plus & ibank Saver INTERNATIONAL BANKING SERVICES For a life beyond boundaries About Barclays Wealth At Barclays Wealth we have developed a different approach to financial services. We understand
Irish Stock Exchange - Investment Funds. Monthly Report - July 2015. Listing Figures. July 2015. Year to Date 2015. Total as of 31-Jul-2015
Listing Figures July Year to Date Total as of 31-Jul- Funds & Subfunds 12 94 2103 Classes 104 893 7564 Various Guernsey - 35, Malta - 3, Bahamas - 1, Luxembourg - 13, Delaware - 3, Mauritius - 7, Denmark
Fees and charges. Account maintenance, safes, certification and enquiries
Account maintenance, safes, certification and enquiries ANNUAL ACCOUNT MAINTENANCE FEE 1 CERTIFICATION AND ENQUIRIES Including secure e-banking access² 25 EUR Payment enquiries Correspondence sent by post
Fees for tax reclaims. Fees for partial / complete exemption from taxes. Legal fees³. Other miscellaneous fees
Account maintenance, safes, certification and enquiries ANNUAL ACCOUNT MAINTENANCE FEE 1 SAFE DEPOSIT BOXES Including secure e-banking access² 25 EUR Volume (dm 3 ) annual rental fee before tax + 17% VAT
NewGold Exchange Traded Fund
NewGold Exchange Traded Fund NewGold ETF is one of the simplest and cost-efficient methods for investors to invest directly in physical gold. Exchange traded funds (ETFs) are open-ended passive investment
The Scottish Investment Trust PLC. Annual General Meeting 29 January 2016
Annual General Meeting 29 January 2016 SIT Share Price 12 Months to 31 October 2015 680 680 660 660 640 640 620 620 600 600 580 580 560 560 540 540 31 Oct 14 31 Jan 15 30 Apr 15 31 Jul 15 31 Oct 15 Source:
THIRD SUPPLEMENT TO THE OFFERING DOCUMENT OF ALFALAH GHP CASH FUND MANAGED BY: ALFALAH GHP INVESTMENT MANAGEMENT LTD.
THIRD SUPPLEMENT TO THE OFFERING DOCUMENT OF ALFALAH GHP CASH FUND MANAGED BY: ALFALAH GHP INVESTMENT MANAGEMENT LTD. DATED: SEPTEMBER 24, 2012 1 Third Supplement dated September 24, 2012 to the Offering
5. I already have a CDP account. How do I trade my shares using my Linc Energy Shares?
1. Why have I received a Linc Energy share certificate? You have received Linc Energy share certificates following Linc Energy listing on the Singapore Securities Exchange Limited (SGX) on 18 December
BOQ Money Market Deposit Accounts
BOQ Money Market Deposit Accounts Call Account Term Deposit Account Product Information Brochure 30 November 2015 Product Issuer: Bank of Queensland Limited ABN 32 009 656 740 AFS Licence No. 244616 Product
PROPOSED SPIN-OFF AND SEPARATE LISTING OF HUTCHISON PORT HOLDINGS TRUST ON THE MAIN BOARD OF SINGAPORE EXCHANGE SECURITIES TRADING LIMITED
Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness
PROVINCIAL COMPANIES REGULATION
Province of Alberta INSURANCE ACT PROVINCIAL COMPANIES REGULATION Alberta Regulation 124/2001 With amendments up to and including Alberta Regulation 79/2011 Office Consolidation Published by Alberta Queen
The foreign exchange market is global, and it is conducted over-the-counter (OTC)
FOREIGN EXCHANGE BASICS TERMS USED IN FOREX TRADING: The foreign exchange market is global, and it is conducted over-the-counter (OTC) through the use of electronic trading platforms, or by telephone through
Regulated activities. Topic. 1.1 Regulated activities are defined under Schedule 5 to the SFO. They include:-
Topic 1 Regulated activities What are the types of regulated activities? 1.1 Regulated activities are defined under Schedule 5 to the SFO. They include:- Posted on 01.06.2011 Type 1 : dealing in securities,
Jupiter Merlin International Equities Portfolio
Jupiter Merlin Funds Jupiter Merlin International Equities Portfolio Jupiter Asset Management Limited Product Key Facts April 2016 Product Key Facts This statement provides you with key information about
Interest Rates for Savings and Bank Accounts
Interest Rates for Savings and Bank Accounts The accounts referred to in this document are available to clients subject to eligibility. Terms apply. Please speak to your usual contact for further details.
NORTHERN TRUST GLOBAL TRADE CUT OFF DEADLINES
Argentina T+3 Only Govt Tsy Bills (Letes) have a settlement cycle of T+1, other fixed income securities have a T+3 settlement cycle. T+0 OTC Market (MAE) SD 1200 9amSD-2 9am SD T+3 T+0 SD 1500 9am SD 9am
Purchase Order Finance ~Requirements~
Purchase Order Finance ~Requirements~ we understand growth and what It means to you and your business Impetus Botswana Plot 131 Unit 8 Nkwe Square Gaborone International Finance Park Gaborone, Botswana
International Securities Trading now you can invest across the world
International Securities Trading now you can invest across the world INTERNATIONAL SECURITIES TRADING iii CONTENTS Welcome 2 Trade international securities with CommSec and Pershing 2 International trading
United Kingdom. From: OECD Banking Statistics: Methodological Country Notes 2010
From: OECD Banking Statistics: Methodological Country Notes 2010 Access the complete publication at: http://dx.doi.org/10.1787/9789264089907-en United Kingdom Please cite this chapter as: OECD (2011),
AIFMD means Directive 2011/61/EU of the European Parliament and of the Council of 8 June 2011 on Alternative Investment Fund Managers, as amended.
Glossary Accounting Period means the annual accounting period for the Company ending on 31 December in each calendar year. The first annual accounting period will end on 31 December 2015. Acts means the
Business On Line. The complete online package for your business
Business On Line The complete online package for your business Manage your cash flow wherever you are Controlling your cash flow is crucial to the success of your business. At Bank of Ireland we understand
ASIA ORIENT HOLDINGS LIMITED *
THIS CIRCULAR IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION If you are in any doubt as to any aspect of this circular or as to the action to be taken, you should consult your stockbroker or other
nabtrade Financial Services Guide
nabtrade Financial Services Guide Issued by WealthHub Securities Limited ABN 83 089 718 249, AFSL No. 230704 Effective date of issue 10 December 2015 WealthHub Securities Limited ABN 83 089 718 249 AFSL
CERTIFICATE COURSE ON FINANCIAL MARKETS AND SECURITIES LAWS. MODULE 1: Introduction to Financial Market & Money Market
CERTIFICATE COURSE ON FINANCIAL MARKETS AND SECURITIES LAWS MODULE 1: Introduction to Financial Market & Money Market Introduction to Financial Market Financial Market Structure o Money Market o Debt Market
J O Hambro Capital Management Umbrella Fund plc. Annual Report & Financial Statements for the year ended 31 December 2013
J O Hambro Capital Management Umbrella Fund plc Annual Report & Financial Statements for the year ended 31 December 2013 Contents General information 1 Directors report 2 Corporate Governance statement
Sending Payments to Royal Bank of Canada (Channel Islands) Limited
Sending Payments to Royal Bank of Canada (Channel Islands) Limited Effective date: August 19, 2013 Money can be transferred to your account with Royal Bank of Canada (Channel Islands) Limited ( the Bank
nabtrade Financial Services Guide
nabtrade Financial Services Guide Issued by WealthHub Securities Limited ABN 83 089 718 249, AFSL No. 230704 Effective date of issue 09 March 2015 WealthHub Securities Limited ABN 83 089 718 249 AFSL No.
THE OPERATIONS OF A TYPICAL STOCKBROKER AND AN ISSUING HOUSE
THE OPERATIONS OF A TYPICAL STOCKBROKER AND AN ISSUING HOUSE A PAPER PRESENTED BY MR. AZU ODITA GENERAL MANAGER/CEO, NETWORTH SECURITIES & FINANCE LIMITED (A MEMBER OF THE NIGERIAN STOCK EXCHANGE) LAGOS,
CHAPTER 2: THE CANADIAN SECURITIES INDUSTRY
CHAPTER 2: THE CANADIAN SECURITIES INDUSTRY Topic One: Industry Overview 1. Self-regulatory Organizations (SROs). A. The SROs set rules that govern the operations of investment dealers and market activity.
Rate Card. Nationwide Sharedealing Service
Rate Card Nationwide Sharedealing Service Stocktrade: Rate Card Charges Below are details of the commission rates for each transaction, the account administration fees, foreign dealing charges and deposit
Galileo Funds ANNUAL INFORMATION FORM. Galileo High Income Plus Fund Galileo Growth and Income Fund. Dated June 23, 2015. Class A and F units of:
ANNUAL INFORMATION FORM Dated June 23, 2015 Galileo Funds Class A and F units of: Galileo High Income Plus Fund Galileo Growth and Income Fund No securities regulatory authority has expressed an opinion
GUARDIAN CANADIAN BOND FUND
GUARDIAN CANADIAN BOND FUND FINANCIAL STATEMENTS DECEMBER 31, 2010 March 11, 2011 PricewaterhouseCoopers LLP Chartered Accountants PO Box 82 Royal Trust Tower, Suite 3000 Toronto-Dominion Centre Toronto,
How CFD Trading Works?
What are CFD s In finance, a contract for difference (CFD) is a contract between two parties, typically described as "buyer" and "seller", stipulating that the seller will pay to the buyer the difference
BOARD NOTICE.. OF 2013 FINANCIAL SERVICES BOARD COLLECTIVE INVESTMENT SCHEMES CONTROL ACT, 2002
1 BOARD NOTICE.. OF 2013 FINANCIAL SERVICES BOARD COLLECTIVE INVESTMENT SCHEMES CONTROL ACT, 2002 DETERMINATION OF SECURITIES, CLASSES OF SECURITIES, ASSETS OR CLASSES OF ASSETS THAT MAY BE INCLUDED IN
new international personal share portfolio
new international personal share portfolio Your opportunity to own a custom-built share portfolio of internationally listed securities wealth Whilst the Johannesburg Stock Exchange is the largest stock
INVESTMENTS HELD IN DISTRESSED FINANCIAL INSTITUTIONS AND STOCKBROKERS: A USER S GUIDE
INVESTMENTS HELD IN DISTRESSED FINANCIAL INSTITUTIONS AND STOCKBROKERS: A USER S GUIDE The current economic crisis raises critical questions for individuals, companies and other entities regarding the
When firms need to raise capital, they may issue securities to the public by investment bankers.
CHAPTER 3. HOW SECURITIES ARE TRADED When firms need to raise capital, they may issue securities to the public by investment bankers. Primary market is a market for new securities. Secondary market is
The Practical Aspects of Setting Up a Business in Hong Kong. John Ashwood Managing Director Vistra (Hong Kong)
The Practical Aspects of Setting Up a Business in Hong Kong John Ashwood Managing Director Vistra (Hong Kong) Breda May, 2012 Options for setting-up a business in HK: Limited company Branch of a foreign
Foreign Exchange Trading Managers
Foreign Exchange Trading Managers Quantum Leap Capital (abbreviated as QLC ) is a Forex Trading Manager which focuses on trading worldwide foreign currencies on behalf of institutions, corporates and individual
Different Kind of Accounts
Different Kind of Accounts 'Nostro Account' A bank account held in a foreign country by a domestic bank, denominated in the currency of that country. Nostro accounts are used to facilitate settlement of
Chapter 1.2. Currencies Come in Pairs
Chapter 1.2 Currencies Come in Pairs 0 GETTING STARTED You know the advantages of trading forex, and you are excited to start trading. Now you need to learn what this market is all about. How does it work?
OPENING A CUSTODY AND SETTLEMENT ACCOUNT
OPENING A CUSTODY AND SETTLEMENT ACCOUNT FACT SHEET To open a Custody and Settlement Account you will need to sign an agreement with Computershare and provide us with specific supporting documentation.
PREMIER OIL PLC 5% BONDS DUE 2020
INFORMATION BOOKLET 25 November 2013 PREMIER OIL PLC 5% BONDS DUE 2020 Joint Lead Managers Barclays Canaccord Genuity Limited Lloyds Bank Authorised Offerors Barclays Stockbrokers Brown Shipley Canaccord
CCID CONSULTING COMPANY LIMITED* (a joint stock limited company incorporated in the People s Republic of China)
Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness
HUME EUROPEAN OPPORTUNITIES FUND. SUPPLEMENT TO THE PROSPECTUS FOR EUROPEAN WEALTH INVESTMENT FUND plc
HUME EUROPEAN OPPORTUNITIES FUND SUPPLEMENT TO THE PROSPECTUS FOR EUROPEAN WEALTH INVESTMENT FUND plc This document supplements the current prospectus for European Wealth Investment Fund plc (the Company)
China Wireless Technologies Limited
THIS CIRCULAR IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION This circular is for information purposes only and does not constitute an invitation or offer to acquire, purchase or subscribe for securities
Trading forex is buying one currency while at the same time selling a different currency.
F O R E I G N E X C H A N G E B A S I C S T E R M S U S E D I N F O R E X T R A D I N G The foreign exchange market is global, and it is conducted over-the-counter (OTC) through the use of electronic trading
INITIAL PUBLIC OFFERINGS
EQUITIES Main Board GEM EQUITIES Equity securities, generally referred to as shares or stocks, represent ownership units in the issuing company. In Hong Kong, shares are listed either on the Main Board
CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance
CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance PURPOSE OF THE ACADEMIC MAJORS The Bachelor of Science in Business Administration at CSUN offers options in Finance, Real
How To Price Out Of Hong Kong Korea
This Pricing Guide is your quick reference to charges for products and services offered by United Overseas Bank (UOB) Hong Kong. This is only applicable to accounts maintained with UOB in the Hong Kong
Producer Price Indexes for Financial Services
Producer Price Indexes for Financial Services Andrew Baer Services Section Chief Producer Price Index Program U.S. Bureau of Labor Statistics December 2014 Overview Investment Banking and Securities Dealing
ROYAL MALAYSIAN CUSTOMS GOODS AND SERVICES TAX GUIDE
ROYAL MALAYSIAN CUSTOMS GOODS AND SERVICES TAX GUIDE ON INVESTMENT BANKING CONTENTS INTRODUCTION... 1 General Operation of Goods and Services Tax (GST)... 1 OVERVIEW GENERAL OPERATIONS OF THE INDUSTRY...