TYPES OF POSSIBLE IDENTITY THEFT

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "TYPES OF POSSIBLE IDENTITY THEFT"

Transcription

1 Identity Theft What is Identity Theft? Identity theft occurs when someone uses your personal information such as your name, social security number, and or other identifying information without your permission to commit fraud or other crimes. Identity theft is a serious crime. People whose identities have been stolen can spend months or even years (as well as their money) repairing the mess thieves have made of their good name and credit record. Meanwhile, as a result of this financial fallout, victims may lose job opportunities, be refused loans, education, housing or education, and may even be arrested for crimes they did not commit. TYPES OF POSSIBLE IDENTITY THEFT How is could happen: Breach of Security ie: employee disgruntled, theft Lose of ID or Wallet Computer Hackers Stolen Computers and or thumb jump drives Mail Theft Credit Card Number Theft Copy machine sold, donated, or junked. Most larger copiers/scanners/printers have hard drives build in These copiers/scanners/printers retain information on them. You should destroy the drive A request from a trusted party. An example is say you volunteer as a chaperone for a child s organization, scouts, school, etc. They need to have a background check done. The organization hires a third party to complete this. How can you minimize becoming a victim Don t carry your Social Security card or any documents with your SSN of it. Don t give a business your SSN just because they ask only when absolutely necessary. Question why it is needed and how it will be used. Protect your financial information. Check your credit card report at least every 12 months.

2 Secure personal information in your home. Protect your personal computers by using firewalls, antivirus/spam software, update security patches, and change password for internet accounts. Don t give personal information over the phone, through the mail or on the internet unless you have either initiated the contact or are sure you know who is asking. Remember the IRS does not initiate contact with taxpayers by to request personal or financial information this includes any type of electronic communication, such as text messages and social media. DETECTING AND REPORTING IDENTIY THEFT Usually, an identity thief may use a legitimate taxpayer s Social Security number to fraudulently file a tax return and claim a refund early in the filing season. You may be unaware that this has happened until you file your return later in the filing season until one of the following occurs: Rejected e-file. An electronically filed return is rejected because a Social Security number belongs to the taxpayer, spouse, or a dependent has already been used on a tax return for that year. IRS notice. This situation can occur because of a mistyped number or dispute about claiming a dependency exemption. Such cases do not necessarily indicate theft. A return has been rejected because of a previously used Social Security number cannot be e-filed, but must be submitted on paper. An IRS notice informing a taxpayer that more than one return was filed in the taxpayer s name, or the taxpayer received wages from an unknown employer, may be the first tip-off the individual receives that he or she has been a victim of identity theft.

3 IRS Letter 5071C. This letter states the IRS needs additional information to verify your identity in order to process your return accurately. (More discussion on the 5071C Letter to follow) The taxpayer has a balance due, refund offset, or initiation of collection action for a year when the taxpayer did not file a return or IRS records indicate that the taxpayer received wages from an employer for who he or she has not worked. IRS Identity Protection Specialized Unit (IPSU). A taxpayer who believes there is a risk of identity theft due to lost or stolen personal information should contact IPSU immediately so the agency can take action to secure his or her tax account. Call The taxpayer will be asked to complete Form The taxpayer should respond immediately to the name and phone number printed on the IRS notice or letter. The taxpayer will be asked to complete Form 14039, Identity Theft Affidavit. (Copy attached) UNDERSTANDING 5071C LETTER The IRS request the contact information is only for the taxpayers who receive d Letter 5071C. Why is the IRS contacting you? They received your federal income tax return; however, in order to process it, we need more information to verify your identity. The letter you received provides to options for responding. Both options enable you to verify your identity with us so we can continue processing your tax return. The contact information is only for taxpayers who received Letter 5071C. The toll-free number and website are for identity verification only. No other taxrelated information, including refund status is available.

4 What is involved in this process? The IRS will continue processing your return once they verify your identity. What should you do? Use the secure Identity Verification Service website idverify.irs.gov. It is quick and secure. To complete the entries, you will need to have a copy of your prior year tax return and your most recently filed tax return. If you cannot use the Idverify website call When you call the Idverify telephone number the agent will ask you additional information about your taxpayer that only the taxpayer would know. The will or could ask mother s maiden name or where she was born. City and state the taxpayer was born. Steps to take in a case of Identity Theft 1. Report the crime to the police immediately. Get a copy of the police report or case number. Credit card companies, the bank, or insurance company may ask for the reference to verify the crime. 2. Immediately contact the credit card issuers. Get replacement cards with new account numbers and ask that the old account be processed as account closed at consumer s request for credit record purposes. Follow up the telephone conservation with a letter to the credit card company that summarized the request in writing. 3. Call the fraud units of the three credit reporting bureaus. Report the theft of credit cards and/or numbers. Ask that the accounts be flagged. Also, add a victim s statement to the report requesting contact to verify future credit applications. Equifax Credit Information Services Consumer Fraud Division PO Box Atlanta, GA Phone: Website:

5 Experian Phone: Website: Trans Union Fraud Victim Assistance Department PO Box 6790 Fullerton, CA Phone: Website: 4. Notify the Social Security Administration s Office of Inspector General if the Social Security number has been used fraudulently. 5. File a complaint with the Federal Trade Commission Phone 877-ID-THEFT ( ) TDD Mail: Consumer Response Center, Federal Trade Commission, 600 Pennsylvania Ave NW Washington DC Website: What next. Usually the IRS will issue a CP01 Notice (sample attached). This letter states an Identity Theft Indicator has been placed on the owner of the valid Social Security Card. Questions which arise when the indicator is placed on an account: What effect does the Identity Theft Indicator have on my account? The indicator has no effect on your ability to file your tax return, make payments or receive a refund.

6 What happens if someone else uses my SSN to file a fraudulent tax return? The indicator that was placed on your account will alert the IRS to research it to make sure that a tax return filed with your SSN is valid. If the tax return is invalid they will not process it. How long does the indicator remain on the account? Because you are a victim of identity theft, to protect the taxpayer, the indicator will remain on the account unless the taxpayer specifically request that it be removed. In November or early December of the following tax season (November 2013 or December 2013) the taxpayers will receive Notice CP01A (sample attached). This notice tells the taxpayer about Identity Protection Personal Identification Number (IP PIN) they sent. For the return to be processed this IP Pin must be on the return. The IP-PIN will be auto-generated based on the taxpayer s validated account information. The notice will contain a single-use-six-digit PIN that contains six numbers and may begin with a zero. In order for the IP-Pin to be accepted, all six digits must be input on the taxpayer s Form 1040, to the right of the spouse s occupation line. Important things to remember about the IP PIN Store the letter with your tax records. A new IP Pin is assigned to you each year. The latest IP PIN assigned to you is your IP PIN of record and you should destroy all prior IP PINs securely. Do not reveal your IP PIN to anyone other than your tax preparer. The taxpayers should only reveal when they are ready to sign and submit the return. Taxpayer must use the IP PIN on e-filed returns, the return will be rejected if it is not on the return. This will delay processing if a paper return is mailed as well. The IP PIN is only for Federal filed returns. If you need to amend a prior year return, you will use the latest IP PIN you have received.

7 If the taxpayer has lost or misplaced the IP PIN, they can contact the IRS mid January. The telephone number is extension245. If the taxpayer is using a replacement IP PIN it will cause a delay in processing the tax return and the issuance of any refund. The Dirty Dozen The dirty dozen listing, compiled by the IRS each year, lists a variety of common scams taxpayers can encounter at any point during the year. Many of the schemes peak during filing season as people prepare their returns. The IRS is increasingly seeing identity thieves looking for ways to use a legitimate taxpayer s identity and personal information to file a tax return and claim a fraudulent refund. During fiscal year 2012, the IRS took 2400 enforcement actions against identity thieves as the result of a national sweep to crack down on return fraud and identity theft. This success was followed in by a coordinated coast to coast effort against identity theft suspects that led to 734 enforcement actions in January RETURN PREPARER FRAUD About 60% of taxpayers will use tax professionals to prepare and file their tax returns. Most return preparers provide honest service to their clients. But as in any other business, there are also some who prey on unsuspecting taxpayers. Questionable return preparers have been known to skim off their clients refunds, charge inflated fees for return preparation services, and attract new clients by promising guaranteed or inflated refunds. Taxpayers should choose carefully when hiring a tax preparer. Federal courts have issued hundreds of injunctions ordering individuals to cease preparing returns, and the Department of Justice has pending complaints against many others. In 2014 every paid preparer was required to have a PTIN and enter it on the return he or she prepares.

8 The following signals many indicate an unscrupulous return preparer. The preparer: Does not sign the return or place a PTIN on it Does not provide a copy of the tax return to the client. Promises larger than normal tax refunds Charges a percentage of the refund for amount paid for preparation Requires the client to split the refund to pay the preparation fee. Adds forms the tax taxpayer has never filed before. Encourages the taxpayer to place false information on the return, such as false income, expenses and or credit. Safeguarding Taxpayer Data Taxpayer data is any information furnished in any form or manner by or on behalf of a taxpayer for preparation of their return. Taxpayer data may be furnished on paper, verbally, electronically, in person, over the telephone, by mail, etc. It includes but is not limited to: Taxpayer s name, address, and phone number Social Security or other identification numbers Income, receipts, deductions, and exemptions Tax liabilities Bank and/or credit account numbers. The Gramm-Leach Billey (GLB) Act of 1999 established standards relating to the administrative, technical, and physical information safeguards required of those who handle taxpayer data. The standards are intended to: Ensure the security and confidentiality of customer records and information. Protect against any anticipated threats or hazards to the security or integrity of such records. Protect against unauthorized access to or use of such records or information that could result in substantial harm or inconvenience to any customer. The GLB Act specifically includes tax preparers among those who are subject to its provisions.

9 Written Plan Required As part of implementation of the GLB Act, the Federal Trade Commission issued the Safeguards Rule, which requires those subject to the GLB Act to develop a written information security plan that describes their program to protect customer information. The following items should be considered by a tax preparer when developing a written information security plan. 1. Maintain a list of all the locations where taxpayer data is handled. Offices, storage facilities, residences, and temporary return preparation sites. Filing cabinets, desk drawers, and boxes. Computers, optical disks, zip drives, and USB removable media such as thumb drives or memory sticks. 2. Assess the risk unauthorized access, use-disclosure, modification, or destruction of taxpayer data. Can visitors, clients, or service providers access taxpayer data? Can a careless or malicious employee modify a tax return? If return preparation software is provided for customer use, is inadvertent disclosure of another taxpayer s data possible? Can a computer virus corrupt tax returns being submitted? Can a flood or other incident destroy paper and electronic taxpayer records? 3. Assess the impact of unauthorized access, use, disclosure, modifications, or destruction of taxpayer data. Could a client become the victim of identity theft? Could a denial of service attack or other internet problem cause data loss? Could the tax preparation business incur criminal or civil penalties? 4. Consider how employees and contractors are used. Should background and identity authentication checks be done? Do employment agreements and service contracts specify safeguards that must be followed? How do employees and contractors handle taxpayer data?

10 5. Test, monitor, and revise regularly. Add additional safeguards as needed. Can backed up records be recovered if primary records are destroyed? Are employees, contractors, and service providers following information security procedures? Do computer systems pas vulnerability testing? Are federal, state, and local laws and regulations being followed? Information Security Plan Am information security plan addresses risks and describes how written and electronic taxpayer data is handled. The plan can include safeguards and security controls that are already in place and safeguards that are still needed: Some Examples: Lock file cabinets and doors Create backups of taxpayers records Conduct information security training for employees who have access to taxpayer data. Use strong electronic information system passwords. Prohibit leaving taxpayer data unsecured on desks, printers, or photocopiers, or in mailboxes, vehicles, trash cans, other rooms, at home, etc Shred paper containing taxpayer data before discarding it. Erase or overwrite any electronic data before discarding hard drives. Encrypt taxpayer information stored electronically and during electronic transmission. Do not exchange sensitive taxpayer data by . Use firewalls, routers, or gateways to protect computer systems used for taxpayer data. Keep antivirus and antispyware software up to date. Monitor computer system logs for unauthorized access. Implement authorization requirements for removal of taxpayer data on any media.

11 Privacy Notices Tax preparers should inform their clients in writing that an information security plan is in place. You could use the following language: We maintain physical, electronic and procedural safeguards that comply with applicable law and federal standards.

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS IDENTITY THEFT VICTIMS: IMMEDIATE STEPS If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of

More information

INTRODUCTION. Identity Theft Crime Victim Assistance Kit

INTRODUCTION. Identity Theft Crime Victim Assistance Kit Identity Theft Crime Victim Assistance Kit INTRODUCTION In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection Learning Objectives Discuss the aspects of identity theft Discuss the signs of recognizing when your identify has been stolen Understand the steps to take to reclaim your identity

More information

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you.

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you. At SunTrust, we re committed to protecting your accounts and identity. That s why we ve created this Identity Theft Guide. This guide provides information about online fraud and identity theft, as well

More information

Taxpayer Guide to Identity Theft Protect yourself. By Beatriz Landa-Sanchez, EA

Taxpayer Guide to Identity Theft Protect yourself. By Beatriz Landa-Sanchez, EA Taxpayer Guide to Identity Theft Protect yourself By Beatriz Landa-Sanchez, EA What is tax-related identity theft? Tax-related identity theft occurs when someone uses your stolen Social Security number

More information

Protect Yourself From Identity Theft

Protect Yourself From Identity Theft FACTS FOR OLDER CONSUMERS National Consumer Law Center Protect Yourself From Identity Theft Identity theft is one of the fastest growing crimes in the country. It can strike anyone, but elders may be particularly

More information

Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud. Brian Wozniak IRS Stakeholder Liaison

Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud. Brian Wozniak IRS Stakeholder Liaison Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud Brian Wozniak IRS Stakeholder Liaison November 4, 2015 1 Prevention and Detection In recent years, the IRS has made numerous

More information

Pasco County Sheriff's Office Economic Crime Unit. Identity Theft Guide

Pasco County Sheriff's Office Economic Crime Unit. Identity Theft Guide Pasco County Sheriff's Office Economic Crime Unit Identity Theft Guide This kit was designed to assist you in working through the process of resolving the theft of your personal information and to clear

More information

IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT

IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT CREDIT What You Should Know About... IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT YourMoneyCounts You may have heard of a crime called identity theft, but

More information

News Release Date: 11/23/15

News Release Date: 11/23/15 News Release Date: 11/23/15 Identity Theft Cross References www.irs.gov IRS Pub 4557, Safeguarding Taxpayer Data IRS Pub 5027, Identity Theft Information for Taxpayers IRS Pub 5199, Tax Preparer Guide

More information

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH...

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... CONTAINMENT AND CONTROL... INVESTIGATING A SECURITY

More information

Instructions for Completing the ID Theft Affidavit

Instructions for Completing the ID Theft Affidavit Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn t create the debt

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist Page 1 of 5 Identity Theft Victim Checklist CONSUMER INFORMATION SHEET 3 This checklist can help identity theft victims to clear up their records. It lists the actions most identity theft victims should

More information

Identity Theft Packet

Identity Theft Packet Athol Police Department 280 Exchange St. * Athol, Massachusetts 01331 Tel. (978) 249-3232 * Fax (978) 249-7903 TIMOTHY C. ANDERSON Chief of Police Identity Theft Packet This packet will provide victims

More information

IDENTITY THEFT. How To Avoid Theft And What To Do If It Happens To You. Securities Industry Association

IDENTITY THEFT. How To Avoid Theft And What To Do If It Happens To You. Securities Industry Association IDENTITY THEFT How To Avoid Theft And What To Do If It Happens To You Securities Industry Association SIA thanks its members for their thoughtful review and contributions to this publication. Illustrator:

More information

http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html

http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html Identity Theft: Steps to Take if You are a Victim We understand the stress, time and effort required as a result of having your identity stolen and used fraudulently. While there are many resources available

More information

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen FTC Facts For Consumers Federal Trade Commission For The Consumer August 2005 Identity Crisis... What to Do If Your Identity is Stolen Maybe you never opened that account, but someone else did...someone

More information

Important Customer Notice. Information Concerning Data Security Incident at Some Staples Stores

Important Customer Notice. Information Concerning Data Security Incident at Some Staples Stores Important Customer Notice Information Concerning Data Security Incident at Some Staples Stores Staples wants to make customers aware that we have confirmed a data security incident involving customer payment

More information

What is Identity Theft?

What is Identity Theft? What is Identity Theft? Identity theft is a crime in which someone obtains key pieces of personal information, such as Social Security or driver's license numbers, in order to impersonate someone else.

More information

IRS Identity Theft Efforts and 2013 Filing Season. Dennis Bell Dennis.c.bell@irs.gov 614-621-7536 February 6, 2013

IRS Identity Theft Efforts and 2013 Filing Season. Dennis Bell Dennis.c.bell@irs.gov 614-621-7536 February 6, 2013 IRS Identity Theft Efforts and 2013 Filing Season Dennis Bell Dennis.c.bell@irs.gov 614-621-7536 February 6, 2013 Identity Theft It is not a new problem The most misused SSN of all time Happened more than

More information

Instructions for Completing the ID Theft Affidavit

Instructions for Completing the ID Theft Affidavit Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn t create the debt

More information

identity theft: How To Safeguard Your Privacy and Keep Your Good Name

identity theft: How To Safeguard Your Privacy and Keep Your Good Name identity theft: How To Safeguard Your Privacy and Keep Your Good Name Do you know anyone who has been the victim of identity theft? If not, odds are you will soon. According to the Federal Trade Commission,

More information

DVD Companion Learning Guide

DVD Companion Learning Guide DVD Companion Learning Guide How to Use This Learning Guide This learning guide is a companion to the DVD, Identity Theft: Outsmarting the Crooks It can be used to guide classroom discussion of the material

More information

Identity Theft: Your Good Name Gone Bad!

Identity Theft: Your Good Name Gone Bad! Identity Theft: Your Good Name Gone Bad! What is Identity Theft? Identity theft is when someone illegally obtains a person's identifying information, such as name, address, date of birth, social security

More information

WHAT S IT ALL ABOUT?

WHAT S IT ALL ABOUT? WHAT S IT ALL ABOUT? Introduction The 1990 s spawned a new variety of crooks called identity thieves. Their stock in trade? Your everyday transactions, which usually reveal bits of your personal information:

More information

Dear Consumer, What's in this packet: Identity Theft Victim Checklist Identity Theft Victim Worksheet Sample Letters

Dear Consumer, What's in this packet: Identity Theft Victim Checklist Identity Theft Victim Worksheet Sample Letters Dear Consumer, Sometimes an identity thief can strike even if you ve been very careful about protecting your personal information. If you suspect that your personal information has been stolen and used

More information

Identity Theft. Emergency Repair Kit

Identity Theft. Emergency Repair Kit Identity Theft Emergency Repair Kit 2012 Beavercreek Marketing, a division of Beavercreek Inc. All rights reserved. Any duplication or reproduction is strictly prohibited. Identity Theft Emergency Repair

More information

Information to Protect Our Customers From Identity Theft

Information to Protect Our Customers From Identity Theft Our Customers From Identity Theft Identity (ID) Theft Capital One understands that ID Theft is a growing concern of our customers, and that it is a frustrating experience for victims. We share these concerns

More information

Chapter 6 Appendix A

Chapter 6 Appendix A Chapter 6 Appendix A Instructions for Completing the Norwalk Department of Police Service ID Theft Affidavits Please complete the attached form and submit it to the Police Department so that a case can

More information

IDENTITY THEFT RESOURCE KIT

IDENTITY THEFT RESOURCE KIT IDENTITY THEFT RESOURCE KIT TABLE OF CONTENTS Introduction 2 What To Do Now 3 Key Agencies to Contact 3 Other Important Contacts 4 Action Taken Form 6 Sample Letters 7 How Identity Theft Can Occur 9 What

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist Identity Theft Victim Checklist THE FOLLOWING CHECKLIST PROVIDES THE STEPS YOU SHOULD TAKE TO MINIMIZE DAMAGE TO YOUR FUNDS, FINANCIAL ACCOUNTS AND PERSONAL REPUTATION. Before you start Telephone calls

More information

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts A Guide to Protecting Your Identity and Accounts As part of SunTrust s commitment to protecting your accounts and identity, we ve created the Online Fraud & Identity Theft Guide, which provides information

More information

Identity Theft. Protecting Yourself and Your Identity. Course objectives learn about:

Identity Theft. Protecting Yourself and Your Identity. Course objectives learn about: financialgenius.usbank.com Course objectives learn about: Avoiding Identity Theft Recognize Phishing Attempts Getting Help for ID Theft Victims Identity Theft Protecting Yourself and Your Identity Index

More information

T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E

T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E A I D E N T I T Y T H E F T G U I D E Prepared and distributed as a Public

More information

Identity Theft is a Crime in the State of New Jersey.

Identity Theft is a Crime in the State of New Jersey. NEW JERSEY STATE POLICE Identity Theft: A Victim s Reference Identity Theft occurs when someone uses your personally identifying information like your name, Social Security number, or credit card number

More information

Presented by Dave Olsen, CPA, President

Presented by Dave Olsen, CPA, President Presented by Dave Olsen, CPA, President My Frame of Reference 15 Years in Public Practice 11 Years in Tax & Accounting Software (20% of prof. e-files) 3 Year term on IRS ETAAC committee and Security Sub-Group

More information

Identity Theft/Credit Fraud Kit

Identity Theft/Credit Fraud Kit Provided by: Your source for information on Credit Reports and Credit Scores, where you can also safely order your own 3 Bureau Credit Report online that includes your credit information from Equifax,

More information

How the IRS Helps Taxpayers and Assists Victims

How the IRS Helps Taxpayers and Assists Victims How the IRS Helps Taxpayers and Assists Victims Combating Identity Theft and Online Fraud Justin McCarty January, 2014 What is identity theft? Identity theft occurs when someone uses your personal information

More information

Citi Identity Theft Solutions

Citi Identity Theft Solutions Identity Theft what you need to know Citi Identity Theft Solutions At Citi, we want to keep you informed about all of the issues that can affect your financial life. We re bringing you helpful information

More information

CITY OF ROCHESTER, MINNESOTA POLICE DEPARTMENT

CITY OF ROCHESTER, MINNESOTA POLICE DEPARTMENT CITY OF ROCHESTER, MINNESOTA POLICE DEPARTMENT 101 4 TH Street Southeast Rochester, Minnesota 55904-3761 507-328-6800 Fax 507-328-6975 To: From: Subject: Identity Theft and Internet Crime Victims Rochester

More information

Criminal Investigation

Criminal Investigation Criminal Investigation Stolen Identity Refund Fraud (SIRF) Nneka Sutherland Special Agent (267) 941 6281 Nneka.Sutherland@ci.irs.gov Joseph Carl Special Agent (267) 941 6117 Joseph.Carl@ci.irs.gov IRS

More information

IDENTITY. theft. Identity theft can happen. to anyone. Previously, criminals stole your wallet. for your cash. Now they. want your wallet to

IDENTITY. theft. Identity theft can happen. to anyone. Previously, criminals stole your wallet. for your cash. Now they. want your wallet to IDENTITY THEFT IDENTITY theft Identity theft can happen to anyone. Previously, criminals stole your wallet for your cash. Now they want your wallet to steal your good name. Protect yourself and your identity.

More information

IDENTITY THEFT AFFIDAVIT INSTRUCTIONS

IDENTITY THEFT AFFIDAVIT INSTRUCTIONS IDENTITY THEFT AFFIDAVIT INSTRUCTIONS To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you did not create the debt to each of

More information

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit PROTECTING YOURSELF FROM IDENTITY THEFT The Office of the Attorney General of Maryland Identity Theft Unit CONTENTS 1) What is Identity Theft? 2) How to Protect Yourself From ID Theft. 3) How to Tell If

More information

Corona Police Department

Corona Police Department By Detective John Alvarez Corona Police Department High Technology Crimes Unit California Penal Code 530.5(a) defines Identity Theft: Every person who willfully obtains personal identifying information,

More information

OHIO S IDENTITY THEFT VICTIM ASSISTANCE KIT A guide for victims of identity theft, detailing what to do and who to contact.

OHIO S IDENTITY THEFT VICTIM ASSISTANCE KIT A guide for victims of identity theft, detailing what to do and who to contact. OHIO S IDENTITY THEFT VICTIM ASSISTANCE KIT A guide for victims of identity theft, detailing what to do and who to contact. Identity theft has become one of the fastest growing crimes in the United States.

More information

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud.

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud. IDENTITY THEFT Security Breaches Our economy generates an enormous amount of data. Most users of that information are from honest businesses - getting and giving legitimate information. Despite the benefits

More information

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Stillman Bank works hard to serve and protect our customers identities and ensure their safety. That s why we have

More information

Identity Theft Victim s Packet

Identity Theft Victim s Packet Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted the El Paso Police Department and obtained a police report number related to your identity

More information

IDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft.

IDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft. IDENTITY THEFT IDENTITY THEFT Identity theft is a serious crime with serious costs for victims. ID theft occurs when someone obtains your personal information such as your Social Security Number, credit

More information

IDENTITY THEFT INFORMATIONAL PACKET

IDENTITY THEFT INFORMATIONAL PACKET IDENTITY THEFT INFORMATIONAL PACKET...January 2003 i Directory Disclaimer Public Counsel Law Center, the nation s largest pro bono law firm, is the public interest law firm of the Los Angeles County and

More information

Frequently Asked Questions [Updated January 20, 2015]

Frequently Asked Questions [Updated January 20, 2015] Frequently Asked Questions [Updated January 20, 2015] Some information in these FAQs has been provided to the Archdiocese of Portland in Oregon by the Internal Revenue Service. Note: Given the immediate

More information

Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud

Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud What is tax-related identity theft? Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud Bill Wilde Local Taxpayer Advocate Taxpayer Advocate Service Revised February 1, 2015

More information

Identity Theft and Online Fraud IRS Efforts to Protect Taxpayers. Privacy, Governmental Liaison and Disclosure May 9, 2012

Identity Theft and Online Fraud IRS Efforts to Protect Taxpayers. Privacy, Governmental Liaison and Disclosure May 9, 2012 Identity Theft and Online Fraud IRS Efforts to Protect Taxpayers Privacy, Governmental Liaison and Disclosure May 9, 2012 Today s presentation How identity theft is a threat to the taxpayer What IRS is

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist CONSUMER INFORMATION SHEET 3 4/30//08 Identity Theft Victim Checklist This checklist can help identity theft victims clear up their records. It lists the actions most identity theft victims should take

More information

How to Prevent It What to Do If You Are a Victim

How to Prevent It What to Do If You Are a Victim How to Prevent It What to Do If You Are a Victim www.tn.gov/consumer www.tn.gov/safety Tennessee Division of Consumer Affairs Identity theft happens when someone steals your personal information and uses

More information

Reclaiming your identity

Reclaiming your identity Reclaiming your identity A resource for victims of identity theft If you think you are the victim of identity theft, use this resource guide to assist you in reclaiming your identity. You will find a checklist

More information

Identity Theft Problem and Solutions

Identity Theft Problem and Solutions Identity Theft Problem and Solutions October 7, 2011 Michigan Cyber Summit 2011 Jon Miller Steiger Regional Director The views expressed are those of the speaker and not necessarily those of the FTC or

More information

Crime Prevention Tips

Crime Prevention Tips Crime Prevention Tips The suggests the following crime prevention techniques to avoid becoming a victim of Identity Theft: 1. To minimize the amount of information an identity thief can steal, do not carry

More information

Florida's Identity Theft Victim Kit

Florida's Identity Theft Victim Kit Florida's Identity Theft Victim Kit A guide for victims of identity theft, detailing what to do and who to contact. This kit is designed to help you work through the process of resolving your identity

More information

As a precaution, we have arranged with AllClear ID to provide identity protection services to affected clients at no cost for a period of one year.

As a precaution, we have arranged with AllClear ID to provide identity protection services to affected clients at no cost for a period of one year. October 1, 2015 Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202 Idtheft@oag.state.md.us To Whom It May Concern: I am writing on behalf of Scottrade

More information

Information carelessly discarded into the trash can be stolen when a thief digs through the garbage.

Information carelessly discarded into the trash can be stolen when a thief digs through the garbage. Identity theft occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information. Identity theft can wreak havoc on an individual s credit report, cause

More information

Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud

Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud Glenn Gizzi Senior Stakeholder Liaison Marc Standig Enrolled Agent What is tax-related identity theft? Tax-related identity

More information

the first ACNB Bank transactionss in ACNB Bank will work number. Information on Thank you

the first ACNB Bank transactionss in ACNB Bank will work number. Information on Thank you Identity theft is a terrible problem in this Information Age. You have already taken the first important step by contacting ACNB Bank immediately. ACNB Bank will work with you every step of the way to

More information

IDENTITY THEFT VICTIM S PACKET

IDENTITY THEFT VICTIM S PACKET DEPARTMENT OF PUBLIC SAFETY 1150 Canton Center S Canton, MI 48188-1699 John R. Santomauro, Director of Public Safety IDENTITY THEFT VICTIM S PACKET INFORMATION AND INSTRUCTIONS The purpose of this packet

More information

Identity Theft Repair Kit

Identity Theft Repair Kit Identity Theft Repair Kit The Identity Theft Repair Kit contains a resolution checklist and resolution worksheets. The checklist will help you keep track of the companies and organizations you should contact

More information

HOME DEPOT DATA BREACH

HOME DEPOT DATA BREACH HOME DEPOT DATA BREACH This notice contains important information about the data breach announced by Home Depot, affecting some debit and credit cards used at Home Depot stores beginning April 2014. Data

More information

ID Theft Toolkit and Affidavit

ID Theft Toolkit and Affidavit ID Theft Toolkit and Affidavit Identification Theft Toolkit Safeguard yourself from ID Theft ID Theft the unauthorized and illegal use of your name, Social Security number or other personal information

More information

Identity Theft Repair Kit

Identity Theft Repair Kit Identity Theft Repair Kit The Identity Theft Repair Kit contains a resolution checklist and resolution worksheets. The checklist will help you keep track of the companies and organizations you should contact

More information

I dentity theft occurs

I dentity theft occurs 1.3.1.F1 Identity Family Economics and Financial Education W h at i s I d e n t i t y T h e f t? I dentity theft occurs when someone wrongfully acquires and uses a consumer s personal identification, credit,

More information

IDENTITY THEFT: PROTECTING YOUR CREDIT

IDENTITY THEFT: PROTECTING YOUR CREDIT IDENTITY THEFT: PROTECTING YOUR CREDIT Free Credit Report A recent amendment to the federal Fair Credit Reporting Act requires each of the nationwide consumer reporting companies to provide you with a

More information

Identity Theft Packet

Identity Theft Packet BOULDER POLICE DEPARTMENT 1805 33 rd Street Boulder, CO 80301 Identity Theft Packet ** Use this packet when the crime involves the stealing of someone's identity, such as when a victim finds out that someone

More information

Protecting. Personal Information A Business Guide. Division of Finance and Corporate Securities

Protecting. Personal Information A Business Guide. Division of Finance and Corporate Securities Protecting Personal Information A Business Guide Division of Finance and Corporate Securities Oregon Identity Theft Protection Act Collecting, keeping, and sharing personal data is essential to all types

More information

Instructions for Completing

Instructions for Completing Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts

More information

Tax Fraud and Identity Theft Frequently Asked Questions [Updated February 10, 2015] 4. WHAT CAN I DO TO PROTECT MYSELF FROM TAX FRAUD IN THE FUTURE?

Tax Fraud and Identity Theft Frequently Asked Questions [Updated February 10, 2015] 4. WHAT CAN I DO TO PROTECT MYSELF FROM TAX FRAUD IN THE FUTURE? 1. WHAT HAPPENED (2015 UPDATE)? Tax Fraud and Identity Theft Frequently Asked Questions [Updated February 10, 2015] 2. WHAT IS THE ARCHDIOCESE DOING ABOUT THIS? 3. WHAT WERE THE RESULTS OF THE INVESTIGATIONS?

More information

Identity Theft Simple ways to keep your sensitive information safe.

Identity Theft Simple ways to keep your sensitive information safe. Keep yourself safe from Identity Theft Simple ways to keep your sensitive information safe. Be Aware Identity theft is the number one consumer fraud perpetrated on unsuspecting citizens. In 2011, nearly

More information

Instructions for Completing the ID Theft Affidavit

Instructions for Completing the ID Theft Affidavit Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts

More information

Taxes & Identity Theft

Taxes & Identity Theft Taxes & Identity Theft Brian Wozniak IRS Stakeholder Liaison June 4, 2015 What is tax-related identity theft? Tax-related identity theft occurs when someone uses your Social Security Number (SSN) to file

More information

SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing.

SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing. SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing. The credit reporting agency is not allowed to charge a fee to

More information

NCUA LETTER TO CREDIT UNIONS

NCUA LETTER TO CREDIT UNIONS NCUA LETTER TO CREDIT UNIONS NATIONAL CREDIT UNION ADMINISTRATION 1775 Duke Street, Alexandria, VA DATE: September 2001 LETTER NO.: 01-CU-09 TO: SUBJ: Federally Insured Credit Unions Identity Theft and

More information

When Your Child s Identity Is Stolen

When Your Child s Identity Is Stolen When Your Child s Identity Is Stolen Consumer Information Sheet 3B May 2015 What Is Child Identity Theft? Adults are not the only targets of identity theft. In fact, children under the age of 18 can also

More information

Identity Theft Assistance: Information for Recovering Your Good Name

Identity Theft Assistance: Information for Recovering Your Good Name Identity Theft Assistance: Information for Recovering Your Good Name I Could Be A Victim of Identity Theft! What Do I Do Next? We understand that you may have been a victim of identity theft. Enclosed

More information

WICHITA POLICE DEPARTMENT 455 N. Main Wichita, KS 67202

WICHITA POLICE DEPARTMENT 455 N. Main Wichita, KS 67202 WICHITA POLICE DEPARTMENT 455 N. Main Wichita, KS 67202 INFORMATION AND INSTRUCTIONS The purpose of this packet is to assist you in the investigation related to your identity theft case and should be completed

More information

U.S. Postal Inspection Service. Ensuring Confidence in the U.S. Mail

U.S. Postal Inspection Service. Ensuring Confidence in the U.S. Mail U.S. Postal Inspection Service Ensuring Confidence in the U.S. Mail Identity theft involves acquiring key pieces of someone s identifying information, such as name, address, date of birth, social security

More information

Facts and Statistics

Facts and Statistics Facts and Statistics A Wall Street Journal poll asked Americans what they feared most in the new millennium. Privacy came out on top, substantially higher than terrorism, global warming and overpopulation.

More information

Identity Theft A Growing Business

Identity Theft A Growing Business Identity Theft A Growing Business You retrieve your mail and find yet another application for a pre-approved credit card application. You just throw it out without even opening it. You put your trash out

More information

PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT

PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT At Chase, we work hard to pro v help prepare you for whatever h Convenient Reference for Important Contacts: Chase Identity Theft Center

More information

Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud. Anita Douglas, Senior Stakeholder Liaison May 27, 2015

Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud. Anita Douglas, Senior Stakeholder Liaison May 27, 2015 Tax-Related Identity Theft: IRS Efforts to Assist Victims and Combat IDT Fraud Anita Douglas, Senior Stakeholder Liaison May 27, 2015 What is tax-related identity theft? Tax-related identity theft occurs

More information

ARE YOU A VICTIM OF AN IDENTITY CRIME?

ARE YOU A VICTIM OF AN IDENTITY CRIME? RESOURCE KIT FOR VICTIMS OF IDENTITY CRIME ARE YOU A VICTIM OF AN IDENTITY CRIME? If someone is using your identifying information, (name, date of birth, social security number, etc.), you ARE a victim

More information

Client Education. Learn About Identity Theft

Client Education. Learn About Identity Theft Client Education Learn About Identity Theft 2 What is identity theft? 6 Detecting identity theft 10 Minimizing your risk 14 What to do if you re a victim The Federal Trade Commission (FTC) estimates that

More information

The Home Depot 2455 Paces Ferry Road Atlanta, GA 30339

The Home Depot 2455 Paces Ferry Road Atlanta, GA 30339 Processing Center P.O. Box 3825 Suwanee, GA 30024 John Q. Sample February 7, 2014 123 Fake St. Apt. 99 Austin, TX 77022 AllClear ID Redemption Code: [REDEMPTION_CODE] Dear John Q. Sample, Please read this

More information

West Palm Beach Police Department s Identity Theft Victim s Packet

West Palm Beach Police Department s Identity Theft Victim s Packet West Palm Beach Police Department s Identity Theft Victim s Packet Information and Instructions This packet should be completed once you have contacted West Palm Beach Police Department and obtained a

More information

TABLE OF CONTENTS. Identity Theft Steps to take if you are a victim Page 3

TABLE OF CONTENTS. Identity Theft Steps to take if you are a victim Page 3 Identity Theft Kit This kit has been prepared for you to use in the event you may have become a victim of Identity Theft. First National Bank Bemidji has compiled this kit of information and procedures

More information

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year.

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Deterring Identity Theft The evolving threats of Identity Theft The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Identity theft complaints

More information

Employee ID Theft Resource Guide

Employee ID Theft Resource Guide Employee ID Theft Resource Guide ID Theft Resolution Legal Resources ID Theft Assistance Updates www.legalresources.net ID Theft What is Identity Theft? Identity Theft is a serious crime in which someone

More information

ID THEFT: What It s All About

ID THEFT: What It s All About ID THEFT: What It s All About Federal Trade Commission June 2005 Dear Consumer: The Federal Trade Commission has published this booklet to help raise awareness of identity theft. We encourage you to share

More information

INTRODUCTION HOW IDENTITY THEFT OCCURS

INTRODUCTION HOW IDENTITY THEFT OCCURS The following information is from the Federal Trade Commission s booklet on Identity Theft. For more information, access the Federal Trade Commission at www.ftc.gov or contact them at 1-877-ID-THEFT. INTRODUCTION

More information

Investigation and Prosecution of Identity Theft

Investigation and Prosecution of Identity Theft Investigation and Prosecution of Identity Theft In an effort to assist you in dealing with problems related to Identity Theft, the Menomonee Falls Police Department has prepared this packet of information

More information

Standard 9: The student will identify and explain consumer fraud and identity theft.

Standard 9: The student will identify and explain consumer fraud and identity theft. TEACHER GUIDE 9.2 FRAUD AND IDENTITY THEFT PAGE 1 Standard 9: The student will identify and explain consumer fraud and identity theft. Beware! Identity Theft Priority Academic Student Skills Personal Financial

More information

Dear Concerned Consumer,

Dear Concerned Consumer, Dear Concerned Consumer, Identity theft is a growing problem of the Information Age. You have already taken the first important step in combating the problem by contacting HomeStar Bank & Financial Services.

More information