For Sale By Owner Program. We can help with our for sale by owner kit that includes:
|
|
- Bruce Williams
- 8 years ago
- Views:
Transcription
1 Dawn Coen Broker/Owner For Sale By Owner Program If you want to sell your ome By Owner wy not:: For Sale Dawn Coen Broker/Owner YOUR NAME YOUR PHONE # Look as professional as possible Be totally prepared for a successful sale Avoid unqualified time wasters Only deal wit qualified buyers Do it safely Use te knowledge of a Realtor We can elp wit our for sale by owner kit tat includes: Solid Wood, Full size Real Estate for sale sign* Custom name & number rider for your sign Calls come directly to you or, if you prefer, troug an answering service We screen all calls tat may appen to come to us and send te appropriate ones to you Realtors are informed weter or not you are paying commission and directed to you How To Prepare Your Home To Sell SAFETY PROCEDURES you sould follow to protect your family and property A video on For Sale By Owners. Guest Registration forms Commission Agreement ( if applicable ) Video on For Sale By Owners* *Real Estate For Sale sign and For Sale By Owner DVD remains te property of Dawn Coen & Associates. Custom Rider is yours to keep.
2 Dawn Coen Broker/Owner For Sale By Owner Questionaire Name: Address: Contact information: ( pone, ) Wy did you decide to sell yourself rater tan list wit a real estate agent? How long are you going to try it on your own? Wat appens if your ome doesn t sell by ten, will you consider listing? Have you located anoter ome? How are you attempting to attract buyers? Wat are your pricing and financing terms? Wat type of advertising are you doing? How did you arrive at your price? Wen would you allow possession? How many prospects ave you ad? Wat was te outcome of te sowings? Were any of tem financially and emotionally ready to buy? Have you ad any written offers? Wen you followed up, wat was teir response? If your buyer ad a ome to sell, would you want tem to sell For Sale By Owner or use an agent? If you do list, wen are you going to make your decision? Would you select your agent based on services or list price? Wat service ave I overlooked? Is tere anyting I could provide tat would cause you to ire me instead? We would like to stay in touc wit you during your For Sale By Owner. How do you like to communicate? Home Pone Cell Pone Oter Tank you for your time today!
3 Dawn Coen Broker/Owner For Sale By Owner Guest Log In Name: Pone: How did you like te ouse? Wen do you need to move? Do you ave a ome to sell? How do you plan to pay for te ome? Name: Pone: How did you like te ouse? Wen do you need to move? Do you ave a ome to sell? How do you plan to pay for te ome? Name: Pone: How did you like te ouse? Wen do you need to move? Do you ave a ome to sell? How do you plan to pay for te ome? Name: Pone: How did you like te ouse? Wen do you need to move? Do you ave a ome to sell? How do you plan to pay for te ome? Name: Pone: How did you like te ouse? Wen do you need to move? Do you ave a ome to sell? How do you plan to pay for te ome?
4 Dawn Coen Broker/Owner For Sale By Owner Security Tips For your own safety, never set an appointment up wit anyone to see your ome unless tey ave given you teir name and number and you ave called tem back to verify tat number. An easy way to do tis is to say, Let me ceck wit my usband/wife for te best time and I will call you back. Use tis metod even if you are not married. Never let potential buyers know your scedule. Don t ever tell tem wen you won t be at ome, wen your spouse won t be ome, wen you pick up te kids, wen you work, wen you will be on vacation, etc. Never give a caller information about your ome s security suc as deadlock bolts, security systems, and so fort. Always ave a back up plan wen you allow strangers into your ome, especially if you ave cildren. Have a neigbor look out for you until te lookers ave gone. Never let a stranger into your ome witout seeing some identification. If te person says e/se is a real estate agent, ask for a card, ten call is /er office to verify te information if you don t recognize te person. Keep a log of everyone wo as looked at your ouse. Get teir name, telepone number, address, car description, tag number, and any additional information tat could be elpful in te event of a future burglary. All of tese people would be suspects. If you make a flyer to advertise your ome, don t include any information tat migt breec security. Remove from sigt all valuables, including guns, jewelry, silverware, and collections. Recently, tere was an incident in Sout Florida were a couple was going around wit a real estate agent and stealing tings from ouses tey visited. Te couple actually stole over $150,000 wort of valuables. If possible, screen all potential buyers via a toroug prequalification process before you let anyone into your ome. Never leave strangers alone, and watc teir every move wile tey re in your ome. One of te latest scams, according to Real Estate Today Magazine, involves prescription drugs. A nice-looking, clean-cut couple will make an appointment to view your ouse. Once inside, one of tem will ask to use te batroom and will searc for prescription drugs wile inside. Tere is a uge market for suc drugs. So make certain your prescription drugs are well-idden before anyone looks at your ome.
5 Dawn Coen Broker/Owner Steps to Closing Buy/Sell Most of te work appens after a contract is in place. On average tere are 20 people involved in a closing. It s our job to make sure every player in tis game is on track and working for you. It is out mission to give you te best possible service in te industry. We want to understand your real estate needs, your future plans and ome ownersip goals. We do tis by getting you ready to buy/sell. We will take you troug te entire process and prepare you for all te ups and downs. Tank you for your confidence is us. We look forward to serving you and your family wit all your Real Estate Needs! Buyers Loan Origination fee and points* Appraisal fee* ~ Credit report* Tax service fee* ~ Underwriting fee* ~ Document preparation fee* Simultaneous issue mortgage insurance* ~ Title endorsement Recording fees for deed and mortgage ( approx. $50.00 ) Note stamps on mortgage (s) (.35/$100. ) Intangible tax on new mortgage amount (.002 per 1$ dept ) Survey ~ Flood certification ( if applicable ) Home and Termite inspection Homeowners insurance in place BEFORE closing ~ Courier fee 1 year azard and flood insurance ( if applicable ) Escrow: Taxes - 4 monts, PMI - 2 monts, MIP - 2 monts ( if applicable ) 1 year PMI ( if applicable ) Prepaid interest - day of closing troug end of mont* Homeowners association dues and transfer fees ( if applicable ) Assignment of mortgage ( if applicable ) Sellers Doc stamps on deed (.70 per $100 based on sale price* ) Real Estate commission Owner s title insurance policy* Payoff existing mortgage Payoff any oter existing 2nd mortgages or liens Process satisfaction of mortgage Courier fees Taxes prorated to date of closing Home warrany ( if applicable ) * Demotes items tat are eiter negotiable or appear on closing statement lenders fees or oter payables. Net Equite Ceck Closed Transaction Processing Complete Financing Approved & Secured Purcase Agreement Signed Demonstrate Benefits of Home Financially Qualified Buyers Understand Prospect s Needs Secure Prospects Exposure to Market Target Marketing
College Planning Using Cash Value Life Insurance
College Planning Using Cas Value Life Insurance CAUTION: Te advisor is urged to be extremely cautious of anoter college funding veicle wic provides a guaranteed return of premium immediately if funded
More informationA strong credit score can help you score a lower rate on a mortgage
NET GAIN Scoring points for your financial future AS SEEN IN USA TODAY S MONEY SECTION, JULY 3, 2007 A strong credit score can elp you score a lower rate on a mortgage By Sandra Block Sales of existing
More informationHow To Ensure That An Eac Edge Program Is Successful
Introduction Te Economic Diversification and Growt Enterprises Act became effective on 1 January 1995. Te creation of tis Act was to encourage new businesses to start or expand in Newfoundland and Labrador.
More information2.23 Gambling Rehabilitation Services. Introduction
2.23 Gambling Reabilitation Services Introduction Figure 1 Since 1995 provincial revenues from gambling activities ave increased over 56% from $69.2 million in 1995 to $108 million in 2004. Te majority
More informationWhat is Advanced Corporate Finance? What is finance? What is Corporate Finance? Deciding how to optimally manage a firm s assets and liabilities.
Wat is? Spring 2008 Note: Slides are on te web Wat is finance? Deciding ow to optimally manage a firm s assets and liabilities. Managing te costs and benefits associated wit te timing of cas in- and outflows
More informationCan a Lump-Sum Transfer Make Everyone Enjoy the Gains. from Free Trade?
Can a Lump-Sum Transfer Make Everyone Enjoy te Gains from Free Trade? Yasukazu Icino Department of Economics, Konan University June 30, 2010 Abstract I examine lump-sum transfer rules to redistribute te
More informationOnce you have reviewed the bulletin, please
Akron Public Scools OFFICE OF CAREER EDUCATION BULLETIN #5 : Driver Responsibilities 1. Akron Board of Education employees assigned to drive Board-owned or leased veicles MUST BE FAMILIAR wit te Business
More informationNAFN NEWS SPRING2011 ISSUE 7. Welcome to the Spring edition of the NAFN Newsletter! INDEX. Service Updates Follow That Car! Turn Back The Clock
NAFN NEWS ISSUE 7 SPRING2011 Welcome to te Spring edition of te NAFN Newsletter! Spring is in te air at NAFN as we see several new services cropping up. Driving and transport emerged as a natural teme
More informationTangent Lines and Rates of Change
Tangent Lines and Rates of Cange 9-2-2005 Given a function y = f(x), ow do you find te slope of te tangent line to te grap at te point P(a, f(a))? (I m tinking of te tangent line as a line tat just skims
More informationQualifying Luxury Home Buyer Prospects: Why it s important and how to do it
Qualifying Luxury Home Buyer Prospects: Why it s important and how to do it By Laurie Moore-Moore Overview Agents often ask, Do I need to qualify my luxury home prospects? The answer is, Absolutely. This
More informationDerivatives Math 120 Calculus I D Joyce, Fall 2013
Derivatives Mat 20 Calculus I D Joyce, Fall 203 Since we ave a good understanding of its, we can develop derivatives very quickly. Recall tat we defined te derivative f x of a function f at x to be te
More informationGENERAL TIPS FOR BUYING/SELLING A HOME Office of the Staff Judge Advocate, MacDill Air Force Base, Florida (813) 828-4422
GENERAL TIPS FOR BUYING/SELLING A HOME Office of the Staff Judge Advocate, MacDill Air Force Base, Florida (813) 828-4422 TYPES OF HOMES Buying a house will be one of the biggest investments one will ever
More informationHome Purchase Price $100,000 Qualified Mortgage Amount 30 Yr Term Fixed rate 5.5%
NSP II Assistance Amount Determination and Certification. The total of the loan amount the mortgage lender qualified you for, plus the NSP2 amount you qualified for, are used to purchase a home placed
More informationVerifying Numerical Convergence Rates
1 Order of accuracy Verifying Numerical Convergence Rates We consider a numerical approximation of an exact value u. Te approximation depends on a small parameter, suc as te grid size or time step, and
More information2.12 Student Transportation. Introduction
Introduction Figure 1 At 31 Marc 2003, tere were approximately 84,000 students enrolled in scools in te Province of Newfoundland and Labrador, of wic an estimated 57,000 were transported by scool buses.
More informationThe EOQ Inventory Formula
Te EOQ Inventory Formula James M. Cargal Matematics Department Troy University Montgomery Campus A basic problem for businesses and manufacturers is, wen ordering supplies, to determine wat quantity of
More information2 Limits and Derivatives
2 Limits and Derivatives 2.7 Tangent Lines, Velocity, and Derivatives A tangent line to a circle is a line tat intersects te circle at exactly one point. We would like to take tis idea of tangent line
More informationEXTRA PRACTICE 1 EXTRA PRACTICE VOCABULARY. Across. Down NAME. Circle seven words. Then complete the sentences with the words you circled.
EXTRA PRACTICE EXTRA PRACTICE NAME VOCABULARY Circle seven words. Ten complete te sentences wit te words you circled.. Many animals try to ide from teir..... Te coral snake is a poisonous..... A bee is
More informationAre you planning to use a Reverse Mortgage to Purchase a Home? Then the following checklist will be very handy.
Are you planning to use a Reverse Mortgage to Purchase a Home? Then the following checklist will be very handy. 1) The sale must be an Arm s Length Transaction which means that you must be buying from
More informationOperation go-live! Mastering the people side of operational readiness
! I 2 London 2012 te ultimate Up to 30% of te value of a capital programme can be destroyed due to operational readiness failures. 1 In te complex interplay between tecnology, infrastructure and process,
More informationHis solution? Federal law that requires government agencies and private industry to encrypt, or digitally scramble, sensitive data.
NET GAIN Scoring points for your financial future AS SEEN IN USA TODAY S MONEY SECTION, FEBRUARY 9, 2007 Tec experts plot to catc identity tieves Politicians to security gurus offer ideas to prevent data
More informationTorchmark Corporation 2001 Third Avenue South Birmingham, Alabama 35233 Contact: Joyce Lane 972-569-3627 NYSE Symbol: TMK
News Release Torcmark Corporation 2001 Tird Avenue Sout Birmingam, Alabama 35233 Contact: Joyce Lane 972-569-3627 NYSE Symbol: TMK TORCHMARK CORPORATION REPORTS FOURTH QUARTER AND YEAR-END 2004 RESULTS
More information1. Case description. Best practice description
1. Case description Best practice description Tis case sows ow a large multinational went troug a bottom up organisational cange to become a knowledge-based company. A small community on knowledge Management
More information2. Research Sales Activity from MLS and public records databases
Have you ever wondered what your Realtor does for you? Below are many of the items that, as Realtors, we carry out to help facilitate your transaction. Not all of these are applicable to every transaction
More informationPioneer Fund Story. Searching for Value Today and Tomorrow. Pioneer Funds Equities
Pioneer Fund Story Searcing for Value Today and Tomorrow Pioneer Funds Equities Pioneer Fund A Cornerstone of Financial Foundations Since 1928 Te fund s relatively cautious stance as kept it competitive
More informationAn inquiry into the multiplier process in IS-LM model
An inquiry into te multiplier process in IS-LM model Autor: Li ziran Address: Li ziran, Room 409, Building 38#, Peing University, Beijing 00.87,PRC. Pone: (86) 00-62763074 Internet Address: jefferson@water.pu.edu.cn
More informationStrategic trading in a dynamic noisy market. Dimitri Vayanos
LSE Researc Online Article (refereed) Strategic trading in a dynamic noisy market Dimitri Vayanos LSE as developed LSE Researc Online so tat users may access researc output of te Scool. Copyrigt and Moral
More informationHomebuyer Education: What You Need to Know
Homebuyer Education: What You Need to Know Today s Objectives Prepare your finances for home ownership Steps to mortgage prequalification Shopping for a home- who are the major players? Choosing the correct
More informationHome Buying Service. In this Guide: Finding an Agent. Finding the Right House. Applying for a Loan. Home Insp ections. ...
1 In this Guide: Home Buying Service Finding an Agent Finding the Right House Applying for a Loan Home Insp ections...and muc h more 2 Inside This Guide Thank You You 3 Step : 1: 1 Finding the Right R
More information- 1 - Handout #22 May 23, 2012 Huffman Encoding and Data Compression. CS106B Spring 2012. Handout by Julie Zelenski with minor edits by Keith Schwarz
CS106B Spring 01 Handout # May 3, 01 Huffman Encoding and Data Compression Handout by Julie Zelenski wit minor edits by Keit Scwarz In te early 1980s, personal computers ad ard disks tat were no larger
More informationGuide to Cover Letters & Thank You Letters
Guide to Cover Letters & Tank You Letters 206 Strebel Student Center (315) 792-3087 Fax (315) 792-3370 TIPS FOR WRITING A PERFECT COVER LETTER Te resume never travels alone. Eac time you submit your resume
More informationUnemployment insurance/severance payments and informality in developing countries
Unemployment insurance/severance payments and informality in developing countries David Bardey y and Fernando Jaramillo z First version: September 2011. Tis version: November 2011. Abstract We analyze
More informationYour List of Work Orders This Summer. (Hiking in these mountains is not on the list.)
A Voice for HR Directors at Independent Scools S lifeline May 2013, Issue #6 Your List of Work Orders Tis Summer (Hiking in tese mountains is not on te list.) Work Orders n SOS HR Training (June 2013)
More informationCatalogue no. 12-001-XIE. Survey Methodology. December 2004
Catalogue no. 1-001-XIE Survey Metodology December 004 How to obtain more information Specific inquiries about tis product and related statistics or services sould be directed to: Business Survey Metods
More informationCare after stroke. or transient ischaemic attack. Information for patients and their carers
Care after stroke or transient iscaemic attack Information for patients and teir carers 2008 Tis booklet is based on te National Clinical Guideline for Stroke, tird edition, wic includes te National Institute
More informationTips for First Time Home Buyers
Tips for First Time Home Buyers Thinking about buying your first home? Andrew L. Jaloza & Associates will help you understand the process of home ownership so you can make informed decisions about your
More informationHOME BUYER CONSULTATION
HOME BUYER CONSULTATION PREPARED BY: Kay Houghton Realtor and Owner of Kay Houghton Homes The Home-Buying Process {AGENT NAME} {AGENT PHONE} {AGENT EMAIL} {AGENT WEBSITE} It s All About You My real estate
More informationAn Orientation to the Public Health System for Participants and Spectators
An Orientation to te Public Healt System for Participants and Spectators Presented by TEAM ORANGE CRUSH Pallisa Curtis, Illinois Department of Public Healt Lynn Galloway, Vermillion County Healt Department
More informationInstantaneous Rate of Change:
Instantaneous Rate of Cange: Last section we discovered tat te average rate of cange in F(x) can also be interpreted as te slope of a scant line. Te average rate of cange involves te cange in F(x) over
More informationHOME BUYING101 TM %*'9 [[[ EPXEREJGY SVK i
HOME BUYING101 TM i This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended, and should not be used,
More informationDetermine the perimeter of a triangle using algebra Find the area of a triangle using the formula
Student Name: Date: Contact Person Name: Pone Number: Lesson 0 Perimeter, Area, and Similarity of Triangles Objectives Determine te perimeter of a triangle using algebra Find te area of a triangle using
More informationFIRST-TIME HOME BUYERS SEMINAR
FIRST-TIME HOME BUYERS SEMINAR Everything you need to know to make buying your first home easy and affordable. Presented by: ERA Woody Hogg & Associates Logan S. Ryan, REALTOR WHY BUY? Tax deductions Stable
More informationLeRoux Realty Group, Inc Dennis LeRoux Direct: 508-847-2321 DennyLeroux@msn.com LerouxRealtyGroup.com. Buying a New Home
LeRoux Realty Group, Inc Dennis LeRoux Direct: 508-847-2321 DennyLeroux@msn.com LerouxRealtyGroup.com Buying a New Home How to Become a POWER BUYER POWER Buying Benefits: GET Up to $1600 s of Closing Costs
More informationThe Reverse Mortgage Opportunity. Today s Solution to your Peace of Mind
The Reverse Mortgage Opportunity Today s Solution to your Peace of Mind The 2009 Retirement Environment 2008 Market downturn Net worth losses portfolio restrictions Age restrictions on employment Travel
More informationPage One of Settlement Statement A. U.S. Department of Housing B. Type of Loan and Urban Development 1. [ ] FHA 2. [ ] FMHA 3. [ ] Conv. Unins.
Page One of Settlement Statement A. U.S. Department of Housing B. Type of Loan and Urban Development 1. [ ] FHA 2. [ ] FMHA 3. [ ] Conv. Unins. 4. [ ] VA 5. [ ] Conv. Ins. 6. File Number 7. Loan Number
More informationNote nine: Linear programming CSE 101. 1 Linear constraints and objective functions. 1.1 Introductory example. Copyright c Sanjoy Dasgupta 1
Copyrigt c Sanjoy Dasgupta Figure. (a) Te feasible region for a linear program wit two variables (see tet for details). (b) Contour lines of te objective function: for different values of (profit). Te
More informationThe Dynamics of Movie Purchase and Rental Decisions: Customer Relationship Implications to Movie Studios
Te Dynamics of Movie Purcase and Rental Decisions: Customer Relationsip Implications to Movie Studios Eddie Ree Associate Professor Business Administration Stoneill College 320 Wasington St Easton, MA
More informationMATHEMATICS FOR ENGINEERING DIFFERENTIATION TUTORIAL 1 - BASIC DIFFERENTIATION
MATHEMATICS FOR ENGINEERING DIFFERENTIATION TUTORIAL 1 - BASIC DIFFERENTIATION Tis tutorial is essential pre-requisite material for anyone stuing mecanical engineering. Tis tutorial uses te principle of
More informationHOME BUYING101. 701.255.0042 www.capcu.org i
HOME BUYING101 701.255.0042 www.capcu.org i This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended,
More informationLoan Closing. One right and honest definition of business is mutual helpfulness -William Feather
chapter 9 Loan Closing You ve waited and worked so hard and the big day is here at last. You ll sign lots of papers, hand over lots of money, and finally get the keys to your new home. Closing will complete
More informationSAT Math Must-Know Facts & Formulas
SAT Mat Must-Know Facts & Formuas Numbers, Sequences, Factors Integers:..., -3, -2, -1, 0, 1, 2, 3,... Rationas: fractions, tat is, anyting expressabe as a ratio of integers Reas: integers pus rationas
More informationGuide to Purchasing a Home
Your journey to homeownership starts at your credit union. Purchasing your first home is a big decision, and it may even seem overwhelming. Rest assured Beacon Credit Union is here to assist you in understanding
More informationLecture 10: What is a Function, definition, piecewise defined functions, difference quotient, domain of a function
Lecture 10: Wat is a Function, definition, piecewise defined functions, difference quotient, domain of a function A function arises wen one quantity depends on anoter. Many everyday relationsips between
More informationReview and Approvals. 2 Short Sales. 3 Short Sales. 4 Short Sales. 5 Short Sales. 6 Short Sale is approved! Now what? 7 What s the next step?
2 Short Sales Review and Approvals Presented by: Kelly Ashton Underwriting Specialist 3 Short Sales A Short Sale occurs when the homeowner owes more on their mortgage than the price for which the property
More informationSPECIAL REPORT. How To Avoid Foreclosure!
SPECIAL REPORT How To Avoid Foreclosure! Homeowner Solutions, LLC Placing People Before Profits To Solve Real Estate Problems P.O. Box 5782, Aiken, SC 29804 Phone: (803) 602-3913 Fax: (877) 245-3646 www.housebuyingcompany.com
More informationCyber Epidemic Models with Dependences
Cyber Epidemic Models wit Dependences Maocao Xu 1, Gaofeng Da 2 and Souuai Xu 3 1 Department of Matematics, Illinois State University mxu2@ilstu.edu 2 Institute for Cyber Security, University of Texas
More informationDigital evolution Where next for the consumer facing business?
Were next for te consumer facing business? Cover 2 Digital tecnologies are powerful enablers and lie beind a combination of disruptive forces. Teir rapid continuous development demands a response from
More informationBroker. Financing Real Estate. Chapter 12. Copyright Gold Coast Schools 1
Broker Chapter 12 Financing Real Estate Copyright Gold Coast Schools 1 Learning Objectives Describe the difference between a note and a mortgage Explain the benefits of having the first recorded lien on
More informationGetting Prepared to Purchase Your Home
Thank you for taking the time to download our Homebuyer s Kit. TJC Mortgage knows that you have options when choosing a mortgage company to assist with your home purchase and we want you to know that we
More informationA system to monitor the quality of automated coding of textual answers to open questions
Researc in Official Statistics Number 2/2001 A system to monitor te quality of automated coding of textual answers to open questions Stefania Maccia * and Marcello D Orazio ** Italian National Statistical
More informationHOMEBUYER S GUIDE. Know what it takes to buy your first home
HOMEBUYER S GUIDE Know what it takes to buy your first home homebuyer s guide If you re thinking about buying a home, we say congratulations. Most likely, it s the biggest purchase decision you ve made
More informationImproved dynamic programs for some batcing problems involving te maximum lateness criterion A P M Wagelmans Econometric Institute Erasmus University Rotterdam PO Box 1738, 3000 DR Rotterdam Te Neterlands
More informationAverage and Instantaneous Rates of Change: The Derivative
9.3 verage and Instantaneous Rates of Cange: Te Derivative 609 OBJECTIVES 9.3 To define and find average rates of cange To define te derivative as a rate of cange To use te definition of derivative to
More informationOMB NO. 2502-0265 TYPE OF LOAN. 1. FHA () 2. FmHA () CONV.UNIS. (X) 4. VA () 5. CONV. INS. () 6. FILE NUMBER 3911011-UCE2
OMB NO. 2502-0265 B. A. U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT TYPE OF LOAN SETTLEMENT STATEMENT 1. FHA () 2. FmHA () CONV.UNIS. (X) 3. FINAL 4. VA () 5. CONV. INS. () 6. FILE NUMBER 3911011-UCE2
More informationLoan Estimate. Loan Terms. Projected Payments. Costs at Closing. Save this Loan Estimate to compare with your Closing Disclosure.
Loan Estimate DATE ISSUED APPLICANTS PROPERTY SALE PRICE Loan Terms Save this Loan Estimate to compare with your Closing Disclosure. LOAN TERM 30 years PURPOSE Purchase PRODUCT 5 Year Interest Only, 5/3
More informationThe 10 Most Costly Mistakes You Can Make When Selling Your Home
The 10 Most Costly Mistakes You Can Make When Selling Your Home When you are getting ready to put your property on the market, there is a myriad of things to think about, to prepare for and to organize.
More informationBuying your first home.
Financial Milestones: Buying your first home. What you should know to make the process easier and more rewarding. Everything you wanted to know about buying your first home Buying your first home can be
More informationSchedulability Analysis under Graph Routing in WirelessHART Networks
Scedulability Analysis under Grap Routing in WirelessHART Networks Abusayeed Saifulla, Dolvara Gunatilaka, Paras Tiwari, Mo Sa, Cenyang Lu, Bo Li Cengjie Wu, and Yixin Cen Department of Computer Science,
More informationINTERVIEW CHECKLIST for Refinances
INTERVIEW CHECKLIST for Refinances The following will be needed to complete your loan application. As you gather this information, place a check mark beside the items collected. Your loan request can be
More informationRed Key Title Agency, LLC A Division Of Quality Title & Abstract Agency The Jordan Real Estate Group
Red Key Title Agency, LLC A Division Of Quality Title & Abstract Agency The Jordan Real Estate Group Guide to New Jersey Realty Transfer Tax Compliments of: Karen Thoms 3415 Sunset Avenue Ocean, NJ 07712
More informationACT Math Facts & Formulas
Numbers, Sequences, Factors Integers:..., -3, -2, -1, 0, 1, 2, 3,... Rationals: fractions, tat is, anyting expressable as a ratio of integers Reals: integers plus rationals plus special numbers suc as
More informationChapter 10: Refrigeration Cycles
Capter 10: efrigeration Cycles Te vapor compression refrigeration cycle is a common metod for transferring eat from a low temperature to a ig temperature. Te above figure sows te objectives of refrigerators
More informationWriting Mathematics Papers
Writing Matematics Papers Tis essay is intended to elp your senior conference paper. It is a somewat astily produced amalgam of advice I ave given to students in my PDCs (Mat 4 and Mat 9), so it s not
More informationBuying a Home. Do you know of any serious physical defects in the property? If so, how can you protect yourself against such defects?
Buying a Home What should I consider when buying a home? Document last updated 12/23/2014. For most people, a home purchase is the biggest single investment of their lives. It is, therefore, extremely
More informationEnding tobacco smoking in Britain. Radical strategies for prevention and harm reduction in nicotine addiction
Ending tobacco smoking in Britain Radical strategies for prevention and arm reduction in nicotine addiction A report by te Tobacco Advisory Group of te Royal College of Pysicians, September 2008 Acknowledgements
More informationProspecting, Marketing Plans, and Strategies for Success
Prospecting, Marketing Plans, and Strategies for Success People with goals succeed because they know where they are going. Keys to Success: Start the Cycle Stay on the Path Prioritize Your Activities Prospect
More informationPressure. Pressure. Atmospheric pressure. Conceptual example 1: Blood pressure. Pressure is force per unit area:
Pressure Pressure is force per unit area: F P = A Pressure Te direction of te force exerted on an object by a fluid is toward te object and perpendicular to its surface. At a microscopic level, te force
More informationSELLER S NET & BUYER S COST
SELLER S NET & BUYER S COST Closing Day The day of closing is the responsibility of the seller with the exception of prepaid interest on a new loan and a new insurance policy. Taxes nsurance nterest New
More informationWorking With FSBO s An Untapped Market! Karen Deis, President, Foundation Marketing, Karen@LoanOfficerSeminars.com Why the FSBO Niche? You are missing 1/3 of the market 2 nd Time Home Buyer Higher Loan
More informationThank you for your interest in America s Credit Union home mortgage loan program.
Thank you for your interest in home mortgage loan program. Please print the following documents and read the information carefully. General Information benefits of and basic guidelines for home mortgage
More informationBuyer s Guide BASIC INFORMATION:
Buyer s Guide Buying an apartment in NYC can be overwhelming. Our Buyer s Guide provides useful information that can help you familiarize yourself with the process. BASIC INFORMATION: Financing: Find out
More informationComputer Science and Engineering, UCSD October 7, 1999 Goldreic-Levin Teorem Autor: Bellare Te Goldreic-Levin Teorem 1 Te problem We æx a an integer n for te lengt of te strings involved. If a is an n-bit
More informationAppreciation is one way that the the difference between the market value of property and the amount owed on it increases.
Chapter 22 Buying a Home 22.1 Why Buy a Home? Vocab Market value appraised value assessed value Equity conventional loan FHA loan Trust deed escrow account discount points Loan origination fee closing
More informationMath 113 HW #5 Solutions
Mat 3 HW #5 Solutions. Exercise.5.6. Suppose f is continuous on [, 5] and te only solutions of te equation f(x) = 6 are x = and x =. If f() = 8, explain wy f(3) > 6. Answer: Suppose we ad tat f(3) 6. Ten
More informationDEPARTMENT OF ECONOMICS HOUSEHOLD DEBT AND FINANCIAL ASSETS: EVIDENCE FROM GREAT BRITAIN, GERMANY AND THE UNITED STATES
DEPARTMENT OF ECONOMICS HOUSEHOLD DEBT AND FINANCIAL ASSETS: EVIDENCE FROM GREAT BRITAIN, GERMANY AND THE UNITED STATES Sara Brown, University of Leicester, UK Karl Taylor, University of Leicester, UK
More informationFree Shipping and Repeat Buying on the Internet: Theory and Evidence
Free Sipping and Repeat Buying on te Internet: eory and Evidence Yingui Yang, Skander Essegaier and David R. Bell 1 June 13, 2005 1 Graduate Scool of Management, University of California at Davis (yiyang@ucdavis.edu)
More informationDesign and Analysis of a Fault-Tolerant Mechanism for a Server-Less Video-On-Demand System
Design and Analysis of a Fault-olerant Mecanism for a Server-Less Video-On-Demand System Jack Y. B. Lee Department of Information Engineering e Cinese University of Hong Kong Satin, N.., Hong Kong Email:
More informationLesson 15: Closing Real Estate Transactions
1 Real Estate Principles of Georgia Lesson 15: Closing Real Estate Transactions 2 Closing Closing: Final stage in real estate transaction. Also called settlement. Buyer pays seller; seller transfers title
More informationMay I Increase My Debt Load While I am in Process for My VA Loan?
What is a VA Loan? During WW II, the U.S. government created a military loan guaranty program to help service men and women purchase homes when they returned from the war. The result was the VA Loan which
More informationYour guide to conveyancing. The journey starts here. Minimise delays with our top tips. navigat r. a nudge in the right direction
Minimise delays with our top tips The journey starts here navigat r a nudge in the right direction Things you can do to help We know you want to move quickly. This guide highlights things you can do along
More informationHow Do I Qualify for a Loan?
The three primary things a lender considers when approving a loan are: Credit - do you have a history of paying your bills? Income - do you earn enough to afford the mortgage payments? Assets - do you
More informationHOME BUYING GUIDE Step 1. Pre-Approval/ Mortgage Options
HOME BUYING GUIDE Buying a home will be one of the biggest decisions of your life. We believe that education and a general understanding of the process keeps our clients more informed and confident about
More informationFOR SALE BY OWNER (FSBO) TRANSACTION GUIDE
FOR SALE BY OWNER (FSBO) TRANSACTION GUIDE For Sale By Owner Steps to Selling your Home PREPARE YOUR HOME FOR SALE Once you decide it is the right time to sell your home, you ll want to be sure the house
More informationCity of Miramar. Neighborhood Stabilization Program (NSP)
City of Miramar Neighborhood Stabilization Program (NSP) Q. What type of assistance is available? HOME BUYERS Frequently Asked Questions The City will assist with the purchase and qualified repairs of
More informationThe Knights of Columbus, in honor of Pope
KNIGHTS OF COLUMBUS OCTOBER 2015 l Volume 32 l Number 10 l www.kofc.org IN SERVICE TO ONE. IN SERVICE TO ALL. News for Knigts of Columbus Leaders l 1 Columbus Plaza, New Haven, CT 06510-3326, USA Knigts
More informationOptimized Data Indexing Algorithms for OLAP Systems
Database Systems Journal vol. I, no. 2/200 7 Optimized Data Indexing Algoritms for OLAP Systems Lucian BORNAZ Faculty of Cybernetics, Statistics and Economic Informatics Academy of Economic Studies, Bucarest
More informationMortgage- and Lender-Related Settlement Costs. Charges for Establishing and Transferring Ownership. Amounts Paid to State and Local Governments
Mortgage- and Lender-Related Settlement Costs Charges for Establishing and Transferring Ownership Amounts Paid to State and Local Governments "All-in-One" Pricing of Settlement Costs Estimates of Settlement
More informationSAMPLE DESIGN FOR THE TERRORISM RISK INSURANCE PROGRAM SURVEY
ASA Section on Survey Researc Metods SAMPLE DESIG FOR TE TERRORISM RISK ISURACE PROGRAM SURVEY G. ussain Coudry, Westat; Mats yfjäll, Statisticon; and Marianne Winglee, Westat G. ussain Coudry, Westat,
More informationHow To Close A House On A Mortgage
Coming to Grips With Settlement Coming to Grips With Settlement What to Know Before Your Closing The closing, also known as the settlement, is the last step in getting your mortgage and actually becoming
More informationMacroeconomic conditions influence consumers attitudes,
Yu Ma, Kusum L. Ailawadi, Dines K. Gauri, & Druv Grewal An Empirical Investigation of te Impact of Gasoline Prices on Grocery Sopping Beavior Te autors empirically examine te effect of gas prices on grocery
More information