PLANNING AND HOUSING POLICY ADVISORY PANEL. 30 October 2012
|
|
- Patrick Reeves
- 8 years ago
- Views:
Transcription
1 PLANNING AND HOUSING POLICY ADVISORY PANEL 30 Octber 2012 Held at Training Rm 1 - Elizabeth Huse, Stratfrd-upn-Avn Meeting cmmenced: 2.00 p.m. Meeting ended: 3.43 p.m. MINUTES Present: Aplgies: Cuncillr Gillian Rache (Chairman); Cuncillr Rev. N Beamer, R Hamburger, M Hwse, D Jhnstn, P Mrse and L Organ Cuncillr Saint (Leader f the Cuncil) - bserver 38. Disclsures f Interests There were n disclsures f interest made at this pint f the meeting. 39. Minutes The Minutes f the meeting held n 25 September 2012 were cnfirmed and signed. In respect f Minute 26 (Samburne Ward Financial Cntributin) Renata Msz (District Husing Enabler) updated the Panel n her discussins held since the meeting as fllws: Existing affrdable hmes 1. Samburne Trust - almshuses. Small registered prvider; we have checked at least three times whether it wants t extend the scheme but the answer is n. 2. Orbit - Mapplebrugh Green - 2 hmes - 1x2H; 1x3H 3. Orbit - Samburne - 4 hmes - 4x3H Definitin f affrdable hmes Legal has advised that the Cuncil's usual definitin f affrdable husing (i.e. prvisin f scial rent/affrdable rent r shared wnership) must be used. T d therwise wuld be unreasnable and wuld pen up the Cuncil t legal challenge and csts, and culd als prejudice the requirement fr affrdable husing n ther sites. "Imprvements" t existing prperties are unacceptable as is the pssible idea f giving the mney t smene n the husing waiting list t purchase a prperty. Currently the nly pssible ptin is fr planning t try and renegtiate the s106 and via a deed f variatin braden it ut t either part f the District r as is the nrm in ther S106s the whle District. An extended time limit within which t spend the mnies wuld prbably als be required.
2 40. Private Sectr Husing Assistance Plicy Nick Cadd (Husing and Cmmunities Manager) and Mike Bellerby (The Hme Imprvement Trust) made presentatins t the Panel in respect f the prpsals t revise the Private Sectr Husing Assistance Plicy ffered t residents f the District t imprve existing husing and t help peple t live as independently as pssible. The Panel was infrmed that the revised Husing Assistance Plicy attempted t ensure that the Cuncils resurces were targeted n the neediest whilst assistance was widened. The changes had been fcused n reducing the need fr the Cuncil t fund imprvements, passing the financial respnsibility fr this nt the wner, whilst balancing this with the need t supprt vulnerable and lder husehlds. Where grants were t be replaced, a cmprehensive package f Hme Imprvement Agency supprt had been established t ensure that any imprvements, adaptatins r repairs were prject managed and undertaken by cmpetent and apprpriate cntractrs. Whilst retaining sme grants fr certain emergency situatins effecting husehlds with very limited financial resurces, the mst significant aspect f the revisin was the intrductin f the ptin fr thse with cnsiderable equity f taking a lan t undertake imprvements, adaptatins r repairs. A trusted specialist prvider had been identified wh was able t deliver this in partnership with the Cuncil. Whilst the new Husing Assistance Plicy intrduced lans and aims t mve sme husehlders away frm financial dependence n the Cuncil, a number f measures were available t the neediest, n a means tested basis with each applicatin being cnsidered n its wn merits, including: Disabled Facilities Grants t assist peple with mbility difficulties accessing and mving arund their hmes remaining unchanged; Emergency Wrks Discretinary Grant linked t Categry 1 hazards where an urgent repair/replacement was required - up t 5,000 (means testing t be applied); Essential Wrks Discretinary Grant fr park hmes and husebats wh were unable t utilise ther surces f funding (lans/equity release) as these culd nt be secured n their accmmdatin - up t 5000 (means testing t be applied); and Empty Prperty Assistance Grant - up t 20,000 (subject t range f requirements). In additin t the abve, husehlds wh had cnsiderable equity in their prperty and fr whm the wrks were nt an emergency, but necessary, and wners f empty hmes wuld be able t access new lan arrangements with each applicatin being cnsidered n its wn merits, including: Empty Prperty Assistance Lan - up t 25,000 (subject t a five year payback perid and interest); and Equity release r ther lan prduct thrugh a nt fr prfit partner rganisatin and Hme Imprvement Agency supprt t prvide prcurement and supervisin f any cntractr activity - limited by
3 affrdability f repayment/equity available and n less than 5,000, nly available t ver 55 year lds. In respect f the funding arrangements fr the new arrangements, the Panel was presented with the fllwing table indicating the current 2012/13 budget fr grants and the prpsed 2013/14 budgets fr grants and lans: Husing Assistance Plicy Budgets 2012/13 and 2013/14 (Prpsed) 2012/ /14 Disabled Adaptatins 400,000 per Disabled Adaptatins 400,000 per and Disabled annum and Disabled Facilities annum Facilities Grants Grants Hme Imprvement 150, 000 per Hme Imprvement 50,000 per Grant Discretinary annum Grant Essential annum Grant Wrks Discretinary Grant (i.e. park hmes and husebats, etc.) Hme Imprvement 100,000 per Grant Emergency annum Wrks Discretinary Grant (i.e. linked t Categry 1 hazards) Ttal 550,000 Ttal 550,000 In additin t the abve, the Panel was infrmed that there was a ne-ff budget f 192,000 available fr Empty Hmes t be allcated as fllws: 2013/14 Empty Hmes Assistance Grant 89,000 ttal indicative sum Empty Hmes Lan Fund 89,000 ttal indicative sum Lan/Equity Release Incentive Payments 10,000 (x10) Hme Imprvement Trust/Huseprud 4,000 Membership Fee Ttal 192,000 Having regard t the abve, the Panel accepted that the Plicy fr Husing Renewal, intrduced in 2003, needed t evlve t reflect the issues dcumented in the Private Sectr Huse Cnditin Survey and the challenges faced by public sectr rganisatins. Under the suggested Husing Assistance Plicy it wuld be pssible t cntinue t deliver hme imprvement grants t thse mst in need and the use f lans and equity release prducts wuld braden the Cuncil s ffer and deliver ptins fr husehlds wh culd affrd repairs thrugh lans r equity release prducts. The new Plicy wuld require the Cuncil t wrk with new partners and in new ways. Hwever, the partners were trusted, well established and transparent and wuld wrk with the Cuncil t create an efficient prcess thrugh which applicatins fr assistance wuld flw. In additin, the use f empty hme lans
4 shuld widen the appeal f this type f assistance and the reductin f the Empty Hmes Assistance Grant wuld allw the Cuncil t return mre prperties t use fr the same mney. Having regard t the abve, it was RECOMMENDED t The Cabinet: (1) That the Private Sectr Husing Assistance Plicy as attached t the reprt be adpted; (2) That an initial target f creating 30 decent hmes per annum fr the Cuncil be set; and (3) That the Head f Enterprise, Husing and Revenues be requested t bring a review f the revised Private Sectr Husing Assistance Plicy t the Planning and Husing Plicy Advisry Panel n later than June Rent Express Scheme Review Nick Cadd (Husing and Cmmunities Manager) presented a paper summarising the annual review that had been undertaken in respect f the Rent Express Scheme (RES) which enabled the Cuncil t assist husehlds, wh were hmeless r threatened with hmelessness, int privately rented accmmdatin. Fllwing the review, it was prpsed t amend the Scheme t: imprve the efficiency and cst-effectiveness f the Scheme; mitigate the risks identified in the Review; and make it easier fr tenants and landlrds t understand the Scheme. Under the revised prpsals the Scheme wuld: retain the Depsit Guarantee which assists landlrds as it saved them frm having t ldge a cash depsit with a depsit prtectin scheme and wuld prvide them with the same level f prtectin as a cash depsit; retain the Rent Guarantee which prvides landlrds with the reassurance that up t ne mnth s rent arrears at the end f the tenancy wuld be cvered; retain the cash rent in advance payment t the landlrd; require the tenant t begin repaying the rent in advance as sn as the tenancy cmmenced. The tenant wuld be required t set up a standing rder befre the tenancy cmmenced and agree t affrdable repayments; and prmte the benefits f landlrd accreditatin t all landlrds using the Scheme. In cnsidering the revised Scheme, the Panel acknwledged that the RES had been successful in assisting husehlds wh were threatened with hmelessness
5 btain privately rented accmmdatin. Hwever, the annual review had shwn that sme changes were needed t imprve its efficiency and t address sme risks psed t the Scheme, i.e. the planned intrductin f Universal Credit. Having regard t the abve, it was RESOLVED: That the success f the Rent Express Scheme t date, be nted and the prpsed mdificatins t the Scheme be endrsed. 42. Husing Service Perfrmance Summary Q2 2012/13 Nick Cadd (Husing and Cmmunities Manager) presented a summary f the Husing Service Perfrmance fr Q2 2012/13. An updated paper was circulated at the meeting. The reprt was nted by the Panel. 43. Urgent Business There were n items f urgent business. CHAIRMAN
ABRIDGED AND AMMENDED PRIVATE SECTOR HOUSING FINANCIAL ASSISTANCE POLICY
ABRIDGED AND AMMENDED PRIVATE SECTOR HOUSING FINANCIAL ASSISTANCE POLICY APPENDIX TO DPR 1690 (amended by DPR 2051) 1. STATUTORY FRAMEWORK 1.1 The Regulatry Refrm (Husing Assistance) (England & Wales)
More informationRefinancing Section 95 & 61 co-ops CHF Canada s Refinancing Program
Refinancing Sectin 95 & 61 c-ps CHF Canada s Refinancing Prgram Lndn Educatin Event 2015 0 CHF Canada s Refinancing Prgram Intrductins Sectin 95 & Sectin 61 Purpse f the Refinancing Prgram Hw the new mrtgage
More informationCommunity Start-Up and Maintenance Benefit (CSUMB), November, 2012 Page 1
Cmmunity Start-Up and Maintenance Benefit (CSUMB) ends January, 2013 Gvernment will end the Cmmunity Start-Up and Maintenance Benefit (CSUMB) as f January 1, 2013. CSUMB helps peple n assistance with csts
More informationThere are a number of themed areas for which the Council has responsibility, and each of these is likely to generate debts of a specific type:
Wiltshire Cuncil Crprate Debt Recvery Plicy: 29102010 WILTSHIRE COUNCIL CORPORATE DEBT RECOVERY POLICY 1. Intrductin The Cuncil raises a significant prprtin f its ttal incmes thrugh lcal taxes and charges,
More informationGravesham Borough Council
Classificatin: Part 1 Public Key Decisin: Please specify - N Gravesham Brugh Cuncil Reprt t: Perfrmance and Administratin Cmmittee Date: 12 Nvember 2015 Reprting fficer: Subject: Crprate Perfrmance Manager
More informationThis report provides Members with an update on of the financial performance of the Corporation s managed IS service contract with Agilisys Ltd.
Cmmittee: Date(s): Infrmatin Systems Sub Cmmittee 11 th March 2015 Subject: Agilisys Managed Service Financial Reprt Reprt f: Chamberlain Summary Public Fr Infrmatin This reprt prvides Members with an
More informationPrivacy Policy. The Central Equity Group understands how highly people value the protection of their privacy.
Privacy Plicy The Central Equity Grup understands hw highly peple value the prtectin f their privacy. Fr that reasn, the Central Equity Grup takes particular care in dealing with any persnal and sensitive
More informationUBC Restricted Faculty Second Mortgage Loan Program Description of Key Terms
UBC Restricted Faculty Secnd Mrtgage Lan Prgram Descriptin f Key Terms Updated February 4, 2014 The Restricted Resale Capped Appreciatin Prgram is ne f tw ptins in UBC s Hme Ownership Prgram intended t
More informationLuton Borough Council
Lutn Brugh Cuncil Husing Assistance Plicy Statement Cntents Intrductin Page 2 Existing Plicy Page 3 Mandatry Grants Page 3 Discretinary Husing Assistance Page 3 Pririties Page 3 Pririty 1 - Disabled Facilities
More informationWell Homes Financial Offers
Well Hmes Financial Offers Owner Occupiers Tenants 1. Well Hmes Quick Fix Grant 2. Well Hmes Lan 3. Well Hmes Security Offer 4. Well Hmes Security Grant 5. Well Hmes Gas Safety Inspectin ffer 6. Well Hmes
More informationWhat payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed?
Q&A What is a cnstructin lan? A cnstructin lan prvides the financing fr the cnstructin f yur new hme. Cnstructin lans may be structured as a single r tw-settlement transactin. Cnstructin lans culd include
More informationMunicipal Advisor Registration
FACT SHEET Municipal Advisr Registratin SEC Open Meeting Sept. 18, 2013 The Securities and Exchange Cmmissin tday will cnsider whether t adpt a rule that wuld establish a permanent registratin regime fr
More information- Upfront fee of $ + GST - Ongoing fee commencing immediately after plan implementation of $20.00 + GST per fortnight.
Cntract f engagement This cntract f engagement is between FSB 4 Financial Limited (the adviser) and (the client). Purpse This cntract establishes the relatinship between the adviser and the client relating
More informationLOUISIANA TECH UNIVERSITY Division of Student Financial Aid Post Office Box 7925 Ruston, LA 71272
LOUISIANA TECH UNIVERSITY Divisin f Student Financial Aid Pst Office Bx 7925 Rustn, LA 71272 Dear Financial Aid Applicant, Accrding t yur 2011-2012 Student Aid Reprt (SAR), yu did nt include any parental
More informationInformation Guide Booklet. Home Loans
Infrmatin Guide Bklet Hme Lans This Infrmatin Guide bklet prvides yu with general infrmatin nly. It will als help yu t better understand any recmmendatins we have made fr yu. Infrmatin Guide Hme Lans January
More informationPilot Learning Group. Round Table Action Learning Session 1: Models of partnership working
Pilt Learning Grup Rund Table Actin Learning Sessin 1: Mdels f partnership wrking Intrductin The Academy fr Justice (AJC) pilt learning grup was established fllwing a requirement t develp Learning Grups
More informationFundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs
Guide t Business Cash Advance & Bank Statement Lan Prgrams Cash Advances: $2,500 - $1,000,000 Business Bank Statement Lans: $5,000 - $500,000 Canada Cash Advances: $5,000 - $500,000 (must have 9 mnths
More informationCrnwall Partners in Care
Crnwall Partners in Care Mving Frward Versin 2.0 8 th January 2014 By Richard Mnk Crnwall Partners in Care August 2013 Page 1 f 6 CPIC mving frward This dcument has been created t help prvide a little
More informationTHIRD PARTY PROCUREMENT PROCEDURES
ADDENDUM #1 THIRD PARTY PROCUREMENT PROCEDURES NORTH CENTRAL TEXAS COUNCIL OF GOVERNMENTS TRANSPORTATION DEPARTMENT JUNE 2011 OVERVIEW These prcedures establish standards and guidelines fr the Nrth Central
More informationIEMA Practitioner Volume 14 Supporting Information www.iema.net/practitioner/14
IEMA Practitiner Vlume 14 Supprting Infrmatin www.iema.net/practitiner/14 Title: Engaging and Re-engineering the Supply Chain Authr: Sam Balch Organisatin: Glbal Actin Plan There are a number f reasns
More informationVET FEE-HELP Frequently Asked Questions for Students May 2010
Hw d I apply? VET FEE-HELP Frequently Asked Questins fr Students May 2010 If yu are eligible fr VET FEE-HELP assistance and wuld like t btain a VET FEE-HELP lan, yu shuld btain a Request fr VET FEE-HELP
More informationImproved ADP and ACP Safe Harbor Plan Designs
Imprtant Infrmatin Plan Administratin and Operatin April 2000* Imprved ADP and ACP Safe Harbr Plan Designs WHO'S AFFECTED This infrmatin applies t defined cntributin plans with a 401(k) feature r emplyer
More informationMaintain a balanced budget primarily the General & Park Funds
EXHIBIT B City f Chic Budget Cntingency Plan P The purpse f the Budget Cntingency Plan is t establish a guideline and general apprach t respnd t adverse financial and ecnmic cnditins that culd negatively
More informationUNIVERSITY OF WINCHESTER
UNIVERSITY OF WINCHESTER INTRODUCTION DEBT MANAGEMENT POLICY: STUDENTS ACADEMIC YEAR 15/16 This dcument sets ut the plicy f the University in relatin t student debt, alng with the debt management prcedures
More informationMA Social Work. When does it start? The next intake is September 2014. How long is the course? Two years (full-time)
MA Scial Wrk Des successful cmpletin f the curse result in a scial wrk qualificatin recgnised by Health and Care Prfessins Cuncil (HCPC)? Yes. It is imprtant t pint ut that successful cmpletin f the award
More informationexplaining in an open, transparent and accessible way how the University will treat students who have outstanding debt owed to the University.
University f Stirling Student Payment Plicy 1. Intrductin This dcument sets ut the University s plicy in relatin t the cllectin f student fees and charges payable t the University by current and frmer
More informationProfessional indemnity insurance arrangements for enrolled nurses, registered nurses and nurse practitioners
Guideline August 2013 Prfessinal indemnity insurance arrangements fr enrlled nurses, registered nurses and nurse practitiners Intrductin This guideline has been develped by the Nursing and Midwifery Bard
More informationdotafrica Launch Strategy : Operational Briefing Proposed by the ZA Central Registry Prepared by Domain Name Services (Pty) Ltd 18 February 2013
dtafrica Launch Strategy : Operatinal Briefing Prpsed by the ZA Central Registry Prepared by Dmain Name Services (Pty) Ltd 18 February 2013 Table f Cntents 1 Intrductin... 2 2 Definitins... 3 3 Prject
More informationChange Management Process
Change Management Prcess B1.10 Change Management Prcess 1. Intrductin This plicy utlines [Yur Cmpany] s apprach t managing change within the rganisatin. All changes in strategy, activities and prcesses
More informationImplementing an electronic document and records management system using SharePoint 7
Reprt title Agenda item Implementing an electrnic dcument and recrds management system using SharePint 7 Meeting Finance, Prcurement & Prperty Cmmittee 16 June 2008 Date Reprt by Dcument Number Head f
More informationCorporate Credit Card Policy
Plicy N: 13 Crprate Credit Card Plicy CONTROL: Plicy Type: Authrised by: Head f Pwer: Financial Cuncil Nt Applicable Respnsible Officer: Crprate and Cmmunity Manager Respnsibilities: Review and implement
More informationThe Allstate Foundation Domestic Violence Program 2015 Moving Ahead Financial Empowerment Grant
The Allstate Fundatin Dmestic Vilence Prgram 2015 Mving Ahead Financial Empwerment Grant Due Date: September 1, 2015 Online applicatin: https://www.grantrequest.cm/sid_1010?sa=sna&fid=35296 The Allstate
More informationIPA Putting Better Regulation into Practice
Revised Versin April 2009 IPA Putting Better Regulatin int Practice Dealing with Debt A Basic Guide t Alternative Ways f Reslving Debt Prblems If yu have debt prblems, there are a number f pssible alternatives
More informationLASA. Swansea s Credit Union. Loan Application Form. Loans and Savings Abertawe
LASA Lans and Savings Abertawe Swansea s Credit Unin Lan Applicatin Frm Frequently Asked Questins YOUR QUESTIONS ANSWERED PLEASE READ CAREFULLY Hw much can I brrw? The amunt f any lan granted is subject
More informationYOUR DUTIES AS EXECUTOR
Gibney & Gunsn LAWYERS New Suth Wales & Victria YOUR DUTIES AS EXECUTOR The funeral Yu may be required t make the funeral arrangements. In mst instances, clse family r friends attend t funeral arrangements
More informationUNIVERSITY OF CALIFORNIA MERCED PERFORMANCE MANAGEMENT GUIDELINES
UNIVERSITY OF CALIFORNIA MERCED PERFORMANCE MANAGEMENT GUIDELINES REFERENCES AND RELATED POLICIES A. UC PPSM 2 -Definitin f Terms B. UC PPSM 12 -Nndiscriminatin in Emplyment C. UC PPSM 14 -Affirmative
More informationHow to put together a Workforce Development Fund (WDF) claim 2015/16
Index Page 2 Hw t put tgether a Wrkfrce Develpment Fund (WDF) claim 2015/16 Intrductin What eligibility criteria d my establishment/s need t meet? Natinal Minimum Data Set fr Scial Care (NMDS-SC) and WDF
More informationFinancial advisory and taxation services in Australia
Financial advisry and taxatin services in Australia CPA Australia The Institute f Chartered Accuntants in Australia The Natinal Institute f Accuntants Intrductin: Access t financial and tax advice Cnsumers
More informationHow to increase your income / reduce your expenditure as a cancer patient / carer:
Hw t increase yur incme / reduce yur expenditure as a cancer patient / carer: Try t plan ahead if yu can and think abut what yur incme and spending is and hw this will be affected if yu have t have time
More informationNew 3.8% Medicare Tax on "Unearned" Net Investment Income
New 3.8% Medicare Tax n "Unearned" Net Investment Incme Net investment incme- Incme received frm investment assets such as bnds, stcks, mutual funds, lans and ther investments Capital gain- When a capital
More informationHealth Care Reform Patient Protection Affordable Care Act (PPACA) Overview Key Principles
Health Care Refrm Patient Prtectin Affrdable Care Act (PPACA) Overview Key Principles DESCRIPTION: Healthcare Refrm/Patient Prtectin & Affrdable Care Act (PPACA) were passed int law March 23. 2010. Hwever,
More informationSocial Assistance Management System (SAMS) implementation overview Immediate impacts to Ontario Works and ODSP recipients in November 2014
Scial Assistance Management System (SAMS) implementatin verview Immediate impacts t Ontari Wrks and ODSP recipients in Nvember 2014 Fr Discussin with Cmmunity Partners Purpse T update cmmunity partners
More informationHealth Care Reform: The New Law
Health Care Refrm: The New Law Prfessr Sidney D. Watsn April 7, 2010 On March 23, 2010 President Obama signed int law the Patient Prtectin and Affrdable Care Act (H.R. 3590). On March 29, the President
More informationPoint2 Property Manager Quick Setup Guide
Click the Setup Tab Mst f what yu need t get started using Pint 2 Prperty Manager has already been taken care f fr yu. T begin setting up yur data in Pint2 Prperty Manager, make sure yu have cmpleted the
More informationPublic consultation paper
Public cnsultatin paper Nvember 2012 Public cnsultatin n guidelines fr prfessinal indemnity insurance arrangements fr nurses and nurse practitiners. Please prvide feedback by email t: nmbafeedback@ahpra.gv.au
More informationLoan Repayment Planning Worksheet
Lan Repayment Planning Wrksheet Date: Think f yur federal student lans as yur EDUCATION MORTGAGE. It is the financing yu ve brrwed t make this imprtant investment in yurself. The gd news is that this mrtgage
More informationPLANNING FOR QUALITY CARE AND INDEPENDENCE. Why you need to plan for long-term care assistance, and what funding options are available.
PLANNING FOR QUALITY CARE AND INDEPENDENCE Why yu need t plan fr lng-term care assistance, and what funding ptins are available. PLANNING FOR QUALITY CARE AND INDEPENDENCE The value f planning ahead The
More informationLINCOLNSHIRE POLICE Policy Document
LINCOLNSHIRE POLICE Plicy Dcument 1. POLICY IDENTIFICATION PAGE POLICY TITLE: ICT CHANGE & RELEASE MANAGEMENT POLICY POLICY REFERENCE NO: PD 186 POLICY OWNERSHIP: ACPO Cmmissining Officer: Prtfli / Business-area
More informationInsurance. Hurricane Insurance Basics. Homeowner, mobile homeowner and renter s insurance usually cover the following :
Insurance Mst prperty wners have hmewners cverage insuring them frm catastrphic lss. Did yu knw that a typical hmewners plicy des nt prtect yu frm lss in flding r rising water? If yu dn t have fld insurance,
More informationFINANCE SCRUTINY SUB-COMMITTEE
REPORT FOR: PERFORMANCE AND FINANCE SCRUTINY SUB-COMMITTEE Date f Meeting: 6 January 2015 Subject: Staff Survey and Sickness Absence Mnitring Results and Actin plans Respnsible Officer: Scrutiny Lead Member
More informationTHE EMPLOYMENT LAW DISPUTE SPECIALISTS DAMAGES BASED AGREEMENT. Your Employment Tribunal claim relating to your employment with...
THE EMPLOYMENT LAW DISPUTE SPECIALISTS DAMAGES BASED AGREEMENT 1. What is cvered by this agreement Yur Emplyment Tribunal claim relating t yur emplyment with... 2. What is nt cvered by this agreement 2.1
More informationIn this chapter, you will learn to use net present value analysis in cost and price analysis.
9.0 - Chapter Intrductin In this chapter, yu will learn t use net present value analysis in cst and price analysis. Time Value f Mney. The time value f mney is prbably the single mst imprtant cncept in
More information6101 - DEPARTMENT OF ADMINISTRATION 14-BANKING AND FINANCIAL DIVISION
Prgram Budget Cmparisn The fllwing table summarizes the ttal executive budget fr the prgram by year, type f expenditure, and surce f funding. Prgram Budget Cmparisn Budget Item Base Fiscal 2012 Apprp.
More informationE.ON UK plc v Gilesports Limited : Section 1(3) of the Landlord and Tenant Act 1988 BRIEFING. Introduction
E.ON UK plc v Gilesprts Limited : Sectin 1(3) f the Landlrd and Tenant Act 1988 BRIEFING Intrductin A tenant applicatin fr cnsent t assign a lease can smetimes prve a fractius affair and can strain relatins
More informationEmergency Flood Damage Reduction Program April 2013 Program Profile
Emergency Fld Damage Reductin Prgram April 2013 Prgram Prfile Purpse The Emergency Fld Damage Reductin prgram (EFDRP) prvides assistance with the implementatin f emergency fld damage reductin r preventin
More informationCONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions.
This dcument is intended t prvide NCAA member institutins with an infrmatinal guide regarding the ptential implicatins f the Patient Prtectin and Affrdable Care Act f 2010 (PPACA) when fully implemented
More informationBetter Practice Guide Financial Considerations for Government use of Cloud Computing
Better Practice Guide Financial Cnsideratins fr Gvernment use f Clud Cmputing Nvember 2011 Intrductin Many Australian Gvernment agencies are in the prcess f cnsidering the adptin f clud-based slutins.
More informationAn employer s Guide to engaging an occupational health physician
An emplyer s Guide t engaging an ccupatinal health physician When and why d emplyers need the services f ccupatinal physicians? Being in business invlves risk. Business pprtunities are inherently uncertain
More informationWe wish to submit the attached in respect Retirement Savings Portability Consultation document released on 21 October 2009
PO Bx 19 194, Wellingtn Level 2, 49 53 Curtenay Place Wellingtn, New Zealand Tel: +64 4 381 3382 Fax: +64 4 381 3392 Email: inf@xtra.c.nz Website: www.asfnz.rg.nz 2 Nvember 2009 Chris Gillin Inland Revenue
More informationSoutheast Michigan Disaster Recovery Talking Points
Sutheast Michigan Disaster Recvery Talking Pints DR-4195-MI, The majr federal disaster declaratin signed by President Obama n September 25, 2014, ffers Individual and Public Assistance t Sutheast Michigan,
More informationDTO Advice Note. Mobility Management Plans
DUBLIN TRANSPORTATION OFFICE PREAMBLE s what and why are they? The s are intended as guidance fr Lcal Authrities and thers invlved in land use planning and develpment in the Greater Dublin Area. The need
More informationGFWC Leadership Education and Development Seminar (LEADS)
GFWC Leadership Educatin and Develpment Seminar (LEADS) Infrmatin fr GFWC State Federatins The GFWC LEADS prgram is intended t identify GFWC members at the grassrts level wh have the ptential and the desire
More informationGroup Income Protection (GIP) Claim Case Studies
www.gruprisk.rg.uk Grup Incme Prtectin (GIP) Claim Case Studies What is GIP? GIP is a plicy taken ut by emplyers t cver their prmise t prvide sick pay t emplyees if illness r injury prevents them wrking
More informationAn Innovative Outsourcing Solution for Ennis General Hospital. - Improved Radiology Services at Reduced Cost
GLOBAL DIAGNOSTICS & ENNIS GENERAL HOSPITAL. An Innvative Outsurcing Slutin fr Ennis General Hspital - Imprved Radilgy Services at Reduced Cst Sinead O Cnnr General Manager, Glbal Diagnstics Ireland September
More informationMobile Telecom Expense Management
Mbile Telecm Expense Management Quick Start Mbile Telecm Expense Management Intrductin The BT Mbile Telecm Expense Management Quick Start Service is part BT Managed Mbility Expenses* BT s suite f telecm
More informationOrganisational self-migration guide an overview V1-5 April 2014
Organisatinal self-migratin guide an verview V1-5 April 2014 Cpyright 2013, Health and Scial Care Infrmatin Centre. 1 Self Migratin t NHSmail an verview fr rganisatins Cntents Intrductin 3 1. Initial preparatins
More informationCity of Gold Coast. Debt Management. Public Statement
City f Gld Cast Debt Management Public Statement Octber 2015 This statement explains the City f Gld Cast s debt management apprach and psitin. It includes the fllwing: Overall Financial Psitin Prfit and
More informationCorporations Q&A. Shareholders. 2006 Edward R. Alexander, Jr.
Crpratins Q&A. What is a crpratin and why frm ne? A crpratin is a business entity that is separate and distinct frm its wners. It can enter cntracts, sue and be sued withut invlving its wners (the sharehlders).
More information67.50. Your child s health is our priority. Bupa schools scheme. bupa.co.uk ONLY PER TERM PER CHILD. Provided by
Prvided by Bupa schls scheme Yur child s health is ur pririty 67.50 PER TERM PER CHILD * ONLY bupa.c.uk *Thesubscriptinrateappliesfrmembershipyear1September2013 t31august2014.thissubscriptinrateincludesinsurancepremium
More informationRural Development Rural Housing Programs
Rural Develpment Rural Husing Prgrams Lindsey Keyes GRH Prgram Crdinatr SFH Prgrams Sectin 502: Guaranteed Rural Husing Sectin 502: Direct Rural Husing Sectin 504: Hme Repair Lans Sectin 538: Guaranteed
More informationRE: Operational Standards for the Cancer Waiting Times Commitments
30 July 2009 T: Strategic Health Authrity Chief Executives Primary Care Trust Chief Executives NHS Trust Chief Executives CC: Care Quality Cmmissin Mnitr NHS Imprvement Natinal Cancer Actin Team Strategic
More informationServing the Underserved: Initiatives to Broaden Access to the Financial Mainstream. Thursday, June 26, 2003 10 A.M.
Testimny f James E. Yung, President & CEO Citizens Trust Bank Atlanta, Gergia Befre U. S. Huse f Representatives Subcmmittee n Financial Institutins and Cnsumer Credit Hearing 2128 Rayburn Huse Office
More informationMONTHLY PREMIUM OPTIONS
GROUP FUNERAL SCHEME BROKERS FSP35033 TEL: (021) 919 1861 VOX: 087 808 3007 FAX: (021) 9195072 / 086 628 0359 Email: inf@insurancepartners.c.za Web: www.insurancepartners.c.za Up t R20000 fr all persns
More informationB Bard Video Games - Cnflict F interest
St Andrews Christian Cllege BOARD CONFLICT OF INTEREST POLICY April 2011 St Andrews Christian Cllege 2 Bard Cnflict f Interest Plicy Plicy Dcument Infrmatin Plicy Name Bard Cnflict f Interest Plicy Authr/Supervisr
More informationApplication for Inclusion of a Developed Practice Area in Professional Psychology for Purposes of Doctoral and Internship Program Accreditation
Applicatin fr Inclusin f a Develped Practice Area in Prfessinal Psychlgy fr Purpses f Dctral and Internship Prgram Accreditatin Cmmittee n Accreditatin c/ Office f Prgram Cnsultatin and Accreditatin Educatin
More informationAustralian Institute of Psychology. Human Research Ethics Committee. Terms of Reference
Australian Institute f Psychlgy Human Research Ethics Cmmittee Terms f Reference What is research? Accrding t the Natinal Statement research... is widely understd t include at least investigatin undertaken
More informationLegal Issues Bulletin
Legal Issues Bulletin N. 8 reviewed May 2015 Claims fr lss f r damage t persnal prperty and use f private mtr vehicles by staff, parents and students Legal Issues Bulletin 39 - Preparatin and use f accident
More informationCHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF UPLAND SOFTWARE, INC.
CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF UPLAND SOFTWARE, INC. PURPOSE The purpse f the Cmpensatin Cmmittee f the Bard f Directrs (the Bard ) f Upland Sftware, Inc. (the Cmpany
More informationListed Places of Worship: Roof Repair Fund - Receiving a Grant Monitoring; Permission to Start; and Grant payment
Listed Places f Wrship: Rf Repair Fund - Receiving a Grant If yu require a cpy f this guidance in an alternative frmat (large print, Braille r audi versin), r if yur first language is nt English, we can
More informationHeythrop College Disciplinary Procedure for Support Staff
Heythrp Cllege Disciplinary Prcedure fr Supprt Staff Intrductin 1. This prcedural dcument des nt apply t thse academic-related staff wh are mentined in the Cllege s Ordinance, namely the Librarian and
More informationMarch 2016 Group A Payment Issues: Missing Information-Loss Calculation letters ( MILC ) - deficiency resolutions: Outstanding appeals:
The fllwing tpics were discussed in the March 24, 2016 meeting with law firms representing VCF claimants. Grup A Payment Issues: We cntinue t fcus n paying Grup A claims in full and are meeting the schedule
More informationContact: Monique Goyens directorsoffice@beuc.eu
Cmparisn Websites Cntact: Mnique Gyens directrsffice@beuc.eu Ref.: X/2012/065-28/08/2012 BUREAU EUROPÉEN DES UNIONS DE CONSOMMATEURS AISBL DER EUROPÄISCHE VERBRAUCHERVERBAND Rue d Arln 80, B-1040 Brussels
More informationHearing Loss Regulations Vendor information pack
Hearing Lss Regulatins Vendr infrmatin pack Nvember 2010 Implementing the Accident Cmpensatin (Apprtining Entitlements fr Hearing Lss) Regulatins 2010 The Minister fr ACC, the Hn. Dr Nick Smith, has annunced
More informationE-Business Strategies For a Cmpany s Bard
DATATEC LIMITED BOARD CHARTER / TERMS OF REFERENCE 1. CONSTITUTION The primary bjective f the Cmpany s Bard Charter is t set ut the rle and respnsibilities f the Bard f Directrs ( the Bard ) as well as
More informationNAVIPLAN PREMIUM LEARNING GUIDE. Analyze, compare, and present insurance scenarios
NAVIPLAN PREMIUM LEARNING GUIDE Analyze, cmpare, and present insurance scenaris Cntents Analyze, cmpare, and present insurance scenaris 1 Learning bjectives 1 NaviPlan planning stages 1 Client case 2 Analyze
More informationInternet and E-Mail Policy User s Guide
Internet and E-Mail Plicy User s Guide Versin 2.2 supprting partnership in mental health Internet and E-Mail Plicy User s Guide Ver. 2.2-1/5 Intrductin Health and Scial Care requires a great deal f cmmunicatin
More information7 October 2011. Re: Themed Inspection into Third Party Personal Injury Claims. Dear
7 Octber 2011 Re: Themed Inspectin int Third Party Persnal Injury Claims Dear During 2011 the Central Bank f Ireland ( Central Bank ) undertk a themed inspectin prject in relatin t the prcessing f third
More informationFinancial advisr & Consultant Surveys - A Review
INVESTOR PREFERENCES IN SELECTING A FINANCIAL ADVISOR December 1, 2014 1 Table f Cntents Page Objectives & Methdlgy. 3 Executive Summary 4 Detailed Findings... 6 Questinnaire. 14 2 Objectives & Methdlgy
More informationProduct Stewardship Stakeholder Group
Prduct Stewardship Stakehlder Grup Perfrmance Measures A. Backgrund Perfrmance measures prvide a mechanism fr prgram management, versight, accuntability and a way t measure accmplishments. Perfrmance measures
More informationRIVERSIDE TRANSIT AGENCY FULL-TIME ATU EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015
RIVERSIDE TRANSIT AGENCY FULL-TIME ATU EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 Riverside Transit Agency (RTA) is extremely prud f the package f benefits available t yu. The benefits package prvided
More informationLEED Rating System Development
LEED Rating System Develpment Why are the LEED rating systems being updated? The hallmark f LEED and its ability t affect market transfrmatin is its cntinuus imprvement cycle that enables the rating system
More informationAMWA Chapter Subgroups on LinkedIn Guidance for Subgroup Managers and Chapter Leaders, updated 2-12-15
AMWA Chapter Subgrups n LinkedIn Guidance fr Subgrup Managers and Chapter Leaders, updated 2-12-15 1. Chapters may nt have an independent grup n LinkedIn, Facebk, r ther scial netwrking site. AMWA prvides
More informationSMSF 2015 year end action and checklist In brief
Visin, understanding and results SMSF 2015 year end actin and checklist In brief Date 19 March 2015 but applies retrspectively frm 2013-14. Pre 30 June 2015 Changes and actins Excess nn-cncessinal cntributins
More informationERISA Compliance FAQs: Fiduciary Responsibilities
Brught t yu by Mrris & Reynlds Insurance ERISA Cmpliance FAQs: Fiduciary Respnsibilities The Emplyee Retirement Incme Security Act f 1974 (ERISA) is a federal law that sets minimum standards fr emplyee
More informationRetirement Planning Options Annuities
Retirement Planning Optins Annuities Everyne wants a glden retirement. But saving fr retirement is n easy task. The baby bmer generatin is graying. Mre and mre peple are appraching retirement age. With
More informationCROPREDY SURGERY Dr J Wright & Dr B Tucker
CROPREDY SURGERY Dr J Wright & Dr B Tucker POLICY - COMPLAINTS Intrductin The bjectives f the cmplaints plicy are as fllws. Any cmplaint is dealt with in an effective and timely manner The cmplainant is
More informationRQ10.06 AACo Share Trading Policy
Australian Agricultural Cmpany Limited ACN 010 892 270 RQ10.06 AAC Share Trading Plicy Versin 5 This plicy was apprved by the Bard f Australian Agricultural Cmpany Limited n 15 December 2010. This plicy
More informationProcess Improvement Center of Excellence Service Proposal Recommendation. Operational Oversight Committee Report Submission
Prcess Imprvement Center f Excellence Service Prpsal Recmmendatin Operatinal Oversight Cmmittee Reprt Submissin INTRODUCTION This Prpsal prvides initial infrmatin regarding a pssible additin t a service.
More information