Legal Notices. Purpose and Scope of Website. StanCorp Financial Group, Inc. Contact Us. Public Affairs. Special Investigations Unit

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1 Legal Notices The following describes the policies and practices of StanCorp Financial Group, Inc ( StanCorp Financial ) and its affiliates, vendors, and licensors with regards to the collection and use of personal information from users of the StanCorp Financial Group website, (the Site ), or the services offered through the Site. Throughout this Privacy Policy, the terms StanCorp Financial, StanCorp, The Standard, Standard Insurance Company, Standard Retirement Services, Inc., The Standard Life Insurance Company of New York, StanCorp Mortgage Investors, LLC, StanCorp Real Estate, LLC, Standard Management, Inc., StanCorp Equities, Inc., we, us, and our are meant to refer to StanCorp Financial Group, Inc, its affiliates, suppliers and licensors. Purpose and Scope of Website The materials contained in this website, both text and graphics, are presented for informational purposes only. Nothing on this website is intended as, nor should it be construed as, an offer to sell or an invitation to buy any product or service currently offered by StanCorp Financial Group, Inc. (StanCorp), or any of its subsidiaries. Contact Us Public Affairs P: F: Special Investigations Unit Report Insurance Fraud P: StanCorp Financial Group, Inc. StanCorp Financial Group, Inc. (NYSE: SFG), through its wholly owned subsidiaries, is a leading provider of employee benefits products and services, and other financial services. Insurance products are offered by Standard Insurance Company of Portland, Ore. in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, N.Y. StanCorp Equities, Inc., member FINRA, distributes group variable annuity and group annuity contracts issued by Standard Insurance Company and may provide other brokerage services. Third-party administrative services are provided by Standard Retirement Services, Inc., of Portland, Ore. Investment advisory services are offered through StanCorp Investment Advisers, Inc., of Portland, Ore. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary. Commercial real estate loans are originated, underwritten, serviced by StanCorp Mortgage Investors, LLC, and a network of commercial mortgage banking correspondents. 1 of 5

2 Service Marks and Marketing Names The Standard, The Standard flag logo and The Standard brandmark are registered trademarks of StanCorp. Unless otherwise indicated, those and other trademarks, service marks and trade names that appear on this website are owned by and proprietary to StanCorp or its subsidiaries. StanCorp and its subsidiaries use these marks to differentiate themselves and their products and services from their competitors, and vigorously enforce their intellectual property rights. The Standard Life Insurance Company of New York has been granted permission to use and uses "The Standard" as a marketing name and the flag logo and brandmark in association with its marketing activities and the services it provides. Copyright and Trademarks All slogans, logos, photography and graphics contained on this website are copyrighted materials owned by StanCorp or its subsidiaries, or trademarks or service marks of StanCorp and its subsidiaries. You may not download, post, transmit, modify or distribute any material on this website without the express written consent of StanCorp. You may not create a hyperlink to this website that uses any logo, graphic, slogan or other protected mark found herein without the express written consent of StanCorp. Unauthorized use of protected material could result in forfeiture of the violator s profits obtained as a result of the unauthorized use as well as the payment of other damages and fees. Disclaimer of Warranties and Damages Access to and use of this website are provided on an "as is" and "as available" basis without express or implied warranties of any kind. StanCorp and its subsidiaries do not warrant that such access and use will be uninterrupted. Because the Internet is an unsecured public information network, we cannot and do not guarantee (except as required by applicable law) the completeness or accuracy of any information obtained from this website or its applicability to your unique financial situation. The information contained herein is presented without express or implied warranties of any kind. The information is not intended as, nor should it be construed as, legal or professional advice. Please consult your financial, insurance, legal or tax advisor for guidance on your 2 of 5

3 personal situation. In no event will we or any third party be liable for direct, indirect, incidental or consequential damages resulting from any defect in or use of this website. We reserve the right to revise or change the terms or descriptions contained in this website at any time without prior notice. Securities Certain statements in this website, including statements regarding the anticipated development and expansion of StanCorp's business, the effect of regulatory actions, the intent, belief, or current expectations of StanCorp's management, the future operating performance of StanCorp, and other statements contained herein regarding matters that are not historical facts, are "forward-looking" statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements. Factors that could cause actual results to differ materially from those expressed or implied by such forward-looking statements include, but are not limited to, those risks and uncertainties disclosed in StanCorp's Registration Statement (Registration No ) and Prospectus, and any Forms 10-K, 10-Q and 8-K, filed with the Securities and Exchange Commission. Analytics and Advertising To provide visitors with better service, this Site may use Analytics software to track usage activity of the Site. This information is anonymous, aggregated data and does not contain Personally Identifiable Information (PII). If at any time you choose not to be tracked using Analytics software, please use Google s available opt-outs for the web. In addition to basic Analytics software, this Site may also use Remarketing, Google Display Network Impression Reporting, and Google Demographics and Interest Reporting from the data obtained through Analytics software. We use Remarketing with Google Analytics to advertise online. Thirdparty vendors, including Google, may show our ads on websites across the internet. By using Google Analytics software, we are able to obtain 3rd-party audience data. We use this data to make improvements to our Site and may also utilize Google s interest-based advertising. StanCorp Financial Group and third-party vendors, including Google, use first-party cookies and third-party cookies together to report how 3 of 5

4 our ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to our Site. Using Google s Ad Settings, visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads. Use of Cookies To provide visitors with better service, the Site may use "cookies." A cookie is a small file that contains information given to your Internet browser by a website, which can later be retrieved. A cookie is a way for a website to recognize whether or not you have previously visited the site. We may use cookies for administrative purposes, such as customizing the information you see when visiting the Site. The Site s cookies do not read your hard drive or contain any information that you have not already provided to StanCorp Financial Group. The Site s cookies will never contain information that will enable anyone to contact you via telephone or . In addition, you can modify preferences on your Internet browser to inform you when cookies are set or to prevent cookies from being used. You are welcome to browse the Site anonymously by altering your Internet browser s settings; however, disabling cookies may affect how the Site is displayed on your computer. Outside Links Links to other Internet websites and third-party investment information are included on this website solely as a convenience to our customers, agents, and the general public. Unless otherwise stated in this website, StanCorp and its corporate subsidiaries do not control, endorse, promote or have any affiliation with any other website. We do not assume any responsibility for the content or presentation of any linked website, and make no representation as to the completeness or accuracy of the disclosure materials of any investment option or information replicated from such external materials, other than those offered by the Standard. 4 of 5

5 Viruses StanCorp cannot and does not guarantee or warrant that files available for downloading from this website are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. StanCorp does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, noninfringement or fitness for a particular purpose) with respect to the files available for downloading from this website. In no event will StanCorp be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from this website. Privacy We adhere to all state and federal laws regarding the privacy of any information submitted by visitors to this website. Any information you submit to us through this website is protected by encryption technology to ensure the confidentiality of data. We cannot guarantee the security of any data submitted through the Internet, which is an unsecured communication network. Questions? For more information about this page, or to request permission for a hyperlink to or from this website, please contact Public Affairs. 5 of 5

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