UK Employers' Liability Insurance 2009

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "UK Employers' Liability Insurance 2009"

Transcription

1 Brochure More information from UK Employers' Liability Insurance 2009 Description: The report is an invaluable guide to the UK employers' liability insurance market, providing insight into competitor strategies, profitability and performance as well as overall market growth and trends. It examines trends in distribution and identifies the key drivers behind claims inflation. The report also provides forecasts for the size and profitability of the market up to Scope - A discussion of the competitive issues and prevailing trends within the employers' liability market - Analysis of the factors driving the market's recent performance - Forecasts of GWP growth up to and including 2013, based on Datamonitor's in-house expertise and interviews with senior industry executives Highlights of this title Many insurers that Datamonitor contacted noted that the market has become differentiated with certain sectors suffering from competitive pricing more than others. Most insurers reported flat or moderately increasing rates for renewals while new business quotes continued to attract intense competition and lower premium rates The primary reason for the lack in growth in the claims bill between 2004 and 2008 was the reduction in the number of employers' liability claims. This has been countered however by relatively high claims inflation and the high cost of settling each claim. A majority of SMEs that would buy online were inclined to purchase products such as public or employers' liability insurance. This reflects not only the widespread and common use of these products by SMEs but also the relatively commoditized nature of these insurance products that often can be included in packages that target smaller SMEs. Key reasons to purchase this title - Obtain a comprehensive understanding of the key trends in the employers' liability market insurance in the UK. - Benchmark your company against your competitors based on current and past performances in the market. - Develop your future business plans from an informed viewpoint with Datamonitor's GWP forecast for the employers' liability insurance market. Contents: Overview Catalyst Summary Executive Summary The EL sector was challenging in 2008 Lower premium rates due to competition remains the key driver behind the market's decline Despite increases in net written premiums, the market was unprofitable Gross claims costs increased in 2008 by 9.6% Brokers dominate distribution

2 Independent insurance intermediaries of all types retained their leading market share in 2008 Commercial liability insurance is considered to be least at risk from the direct channel SMEs are relatively open to internet arrangement of their employers' liability cover Zurich, Aviva, RSA, AXA and QBE are the top five players Zurich remained by far the largest insurer in the market Aviva, RSA, AXA and QBE are firmly entrenched in the top five The EL market is set to harden Premium income is forecast to reach a high of 2.4 billion in 2013 Market Context The EL sector was challenging in 2008 The market shrank in 2008 as rates fell The Lloyd's market has written a declining amount of employers' liability business in recent years Premiums rates fell Lower premium rates due to competition remains the key driver behind the market's decline Policy count was relatively unchanged in 2008 as the recession had not yet affected the market The market made an underwriting loss Despite increases in net written premiums, the market was unprofitable Commissions and expenses costs are estimated to have continued their decline in 2008 Employers' liability claims costs increased in 2008 Gross claims costs increased in 2008 by 9.6% Employers' liability claims volumes have declined significantly in recent years The British Coal schemes' costs have advanced only slightly Workplace injuries and ill health continued to decline in 2007/08 Incidents of ill health and workplace injuries reported under RIDDOR contracted in 2007/08 Workplace injuries not attributable to violence declined considerably in 2007/08 Workplace fatalities reported under RIDDOR declined from their peak in 2006/07 The estimated total number of workplace accidents is also believed to have declined Overall ill-health in the UK economy has declined, though cases of lung-related diseases have increased Regulation is having an impact A compensation fund along the lines of the Motor Insurance Bureau has been proposed for the market Zurich has pursued a court case that benefits insurers still active in the market The updated Health and Safety Act coming into effect could mean higher costs for employers' liability insurers Employers' liability claims will not be included under the fast track scheme in government reforms Proposed pleural plaques legislation can cause uncertainty for the market Fraud is a serious problem for insurers Fraud is a serious issue for the employers' liability market, particularly in light of the recession Insurers have invested in anti-fraud programs that also benefit the employers' liability account Customer Focus Brokers dominate distribution Independent insurance intermediaries of all types retained their leading market share in 2008 Direct players account for a small but important portion of the commercial general insurance market Corporate partnerships have maintained only a small presence in the commercial insurance market Banks and building societies distribute negligible amounts of commercial general insurance Commercial liability insurance is considered to be least at risk from the direct channel An internet proposition could gain ground with SMEs Brokers dominate among all sizes of SMEs, though they have greater market share among larger SMEs Face-to-face arrangement is popular in the market but is more prevalent among larger SMEs SMEs are relatively open to internet arrangement of their employers' liability cover High levels of retention go along with high levels of satisfaction SMEs are generally happy with their insurance provider SMEs tend to prefer longstanding relationships with their providers, making an initial pitch critical A large proportion of SMEs are unlikely to switch to a new provider More SMEs considered a change of provider in 2009 than in 2008 A variety of companies, from different industries, believe they will change their provider over the next year SMEs that use the internet to arrange their insurance are the most likely to search out a new provider Competitive Dynamics

3 Zurich, Aviva, RSA, AXA and QBE are the top five players Zurich remained by far the largest insurer in the market Aviva, RSA, AXA and QBE are firmly entrenched in the top five Travelers bucked the trend Allianz was the 6th largest EL insurer in 2008 Travelers increased its GWP Allchurches is the 10th largest player Lloyd's syndicates underwrote around 100m of EL business Amlin is a significant player in the Lloyd's employers' liability market Canopius has developed a large book of UK liability risks through its exposure to Arista Catlin, which operates the largest syndicate, decreased its UK exposure despite increasing its liability book The average gross loss ratio was 73% Gross loss ratios for AIG and Allianz improved substantially in 2008 AXA and ACE experienced only marginal change in their gross claims ratios, which still beat the market average Gross loss ratios increased for most of the top 10 Future Decoded The EL market is set to harden The recession will weigh heavily on GWP growth, though it is generally accepted that rates must rise Premium income is forecast to reach a high of 2.4 billion in 2013 The combined ratio is expected to remain well above 100% APPENDIX Definitions Premium income measures Earned premiums Gross premium Net premium Written premiums Distribution Direct Other company agents Utilities/retailers/affinity groups Company staff Banks/building societies Definitions of general terms Channel Platform Employers liability (including the employers liability part of mixed liability packages but excluding mixed commercial packages) Methodology Commercial Insurance Broker Survey - March 2009 Datamonitor's SME Insurance Survey Q Further reading Ask the analyst Datamonitor consulting Disclaimer List of Tables Table 1: UK employers' liability insurance GWP (ABI members), ( m) Table 2: Lloyd's market UK employers' liability insurance GWP, p Table 3: UK company insolvencies, Q1p Table 4: UK employers' liability underwriting result, ( m) Table 5: Employers' liability gross claims costs, ( m) Table 6: Number of employers' liability personal injury claims split by accident and disease, 2003/ /09 Table 7: Number of claims made to the DTI and total compensation paid for respiratory disease and VWF under the British Coal scheme as of April 5, 2009 Table 8: Workplace injuries reportable under RIDDOR, 2003/4-2007/8p Table 9: Workplace injuries reportable under RIDDOR, excluding acts of violence, 2003/ /08p Table 10: Workplace fatalities reported under RIDDOR, 2003/ /08p Table 11: Total estimated workplace injuries reportable to the HSE, 2003/ /08p

4 Table 12: Number of cases of occupational disease and work related mental ill-health, p Table 13: Estimated number of work-related and occupational respiratory disease, p Table 14: Market share of the distribution channels in the commercial general market, (%) Table 15: Q: "How long have you been with your current insurance provider?" Table 16: Q: "Do you think you will change your commercial insurance provider in the next 12 months?" Table 17: Top 10 UK employers' liability insurers by market share and GWP, Table 18: Gross claims ratio of the top 10 employers' liability insurers, (%) Table 19: Key variables affecting employers' liability insurance GWP, 2008e-13f Table 20: Employers' liability premium income forecast (ABI members), f ( m) Table 21: Forecast of EL combined ratio, (%) Table 22: What banding does your company fall into in terms of general insurance premium income turnover? Table 23: Q: "What business sector are you involved in?" Table 24: Q: "How large is your company in terms of number of employees?" Table 25: Q: "How large is your company in terms of turnover?" List of Figures Figure 1: SMEs show the greatest willingness to purchase public and employers' liability insurance online Figure 2: Lloyd's market players have continued to write a declining amount of UK employers' liability business Figure 3: UK company liquidations increased sharply in 2008 due to the recession Figure 4: The employers' liability market made another underwriting loss in 2008 Figure 5: Gross claims costs resumed their growth in 2008, after a sharp decline in 2007 Figure 6: The number of employers' liability claims relating to disease has fallen significantly in recent years Figure 7: Workplace deaths have declined from their most recent peak in 2006/07 Figure 8: Cases of lung-related occupational disease increased in 2007 Figure 9: National brokers witnessed a significant increase in their share of the UK commercial insurance market in 2008 Figure 10: Commercial motor is considered to be at most risk from the direct channel Figure 11: Brokers have the highest penetration among medium-sized firms Figure 12: Micro SMEs are most comfortable with arranging their cover over the telephone Figure 13: SMEs show the greatest willingness to purchase public and employers' liability insurance online Figure 14: Satisfaction levels in the market remain high Figure 15: Very few SMEs have changed their provider in the last two years Figure 16: Companies in the education sector are the most likely to seek out a new quote in the next 12 months Figure 17: Clients which arrange their insurance through the internet are the most likely to search for another provider Figure 18: Zurich remains the clear market leader Figure 19: Loss ratios for the top 10 insurers generally deteriorated Figure 20: The market is predicted to grow between 2009 and 2013 Figure 21: The combined ratio is expected to remain at well over 100% across the forecast period Ordering: Order Online - Order by Fax - using the form below Order by Post - print the order form below and send to Research and Markets, Guinness Centre, Taylors Lane, Dublin 8, Ireland.

5 Page 1 of 2 Fax Order Form To place an order via fax simply print this form, fill in the information below and fax the completed form to (from USA) or (from Rest of World). If you have any questions please visit Order Information Please verify that the product information is correct and select the format(s) you require. Product Name: UK Employers' Liability Insurance 2009 Web Address: Office Code: Product Formats Please select the product formats and quantity you require: SC Quantity Hard Copy: Electronic (PDF) - Single User: Electronic (PDF) - Enterprisewide: USD USD 56 Shipping/Handling USD 2795 USD 6988 * Shipping/Handling is only charged once per order. Contact Information Please enter all the information below in BLOCK CAPITALS Title: Mr Mrs Dr Miss Ms Prof First Name: Last Name: Address: * Job Title: Organisation: Address: City: Postal / Zip Code: Country: Phone Number: Fax Number: * Please refrain from using free accounts when ordering (e.g. Yahoo, Hotmail, AOL)

6 Page 2 of 2 Payment Information Please indicate the payment method you would like to use by selecting the appropriate box. Pay by credit card: You will receive an with a link to a secure webpage to enter your credit card details. Pay by check: Please post the check, accompanied by this form, to: Research and Markets, Guinness Center, Taylors Lane, Dublin 8, Ireland. Pay by wire transfer: Please transfer funds to: Account number Sort code Swift code IBAN number Bank Address ULSBIE2D IE78ULSB Ulster Bank, Main Street, Blackrock, Co. Dublin, Ireland. If you have a Marketing Code please enter it below: Marketing Code: Please note that by ordering from Research and Markets you are agreeing to our Terms and Conditions at Please fax this form to: (646) or (646) From USA or From Rest of World

UK Employers' Liability Insurance: Competitor Dynamics

UK Employers' Liability Insurance: Competitor Dynamics Brochure More information from http://www.researchandmarkets.com/reports/2520303/ UK Employers' Liability Insurance: Competitor Dynamics Description: The employers' liability insurance market remains dominated

More information

UK Personal Injury Litigation 2009

UK Personal Injury Litigation 2009 Brochure More information from http://www.researchandmarkets.com/reports/1197458/ UK Personal Injury Litigation 2009 Description: Personal Injury Litigation 2009 provides a comprehensive analysis of the

More information

'Personal Accident and Health Insurance Premiums and Claims in Australia to 2018: Market Brief' contains

'Personal Accident and Health Insurance Premiums and Claims in Australia to 2018: Market Brief' contains Brochure More information from http://www.researchandmarkets.com/reports/3064493/ Personal Accident and Health Insurance Premiums and Claims in Australia to : Market Brief Description: 'Personal Accident

More information

UK Commercial Insurance Distribution 2011

UK Commercial Insurance Distribution 2011 Brochure More information from http://www.researchandmarkets.com/reports/1841654/ UK Commercial Insurance Distribution 2011 Description: This report gives a comprehensive analysis of distribution in the

More information

'Personal Accident and Health Insurance Premiums and Claims in Kenya to 2018: Market Brief' contains

'Personal Accident and Health Insurance Premiums and Claims in Kenya to 2018: Market Brief' contains Brochure More information from http://www.researchandmarkets.com/reports/3087330/ Personal Accident and Health Insurance Premiums and Claims in Kenya to 2018: Market Brief Description: 'Personal Accident

More information

UK Professional Indemnity Insurance 2012: Competitor Dynamics

UK Professional Indemnity Insurance 2012: Competitor Dynamics Brochure More information from http://www.researchandmarkets.com/reports/2520309/ UK Professional Indemnity Insurance 2012: Competitor Dynamics Description: The professional indemnity (PI) market is a

More information

"Personal Accident and Health Insurance Claims and Expenses in Morocco to 2018: Market Databook"

Personal Accident and Health Insurance Claims and Expenses in Morocco to 2018: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3064340/ Personal Accident and Health Insurance Claims and Expenses in Morocco to 2018: Market Databook Description: "Personal Accident

More information

Trends and Opportunities in Cambodia Personal Accident and Health Insurance Industry to 2017: Market Profile

Trends and Opportunities in Cambodia Personal Accident and Health Insurance Industry to 2017: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2729290/ Trends and Opportunities in Cambodia Personal Accident and Health Insurance Industry to 2017: Market Profile Description:

More information

Personal Accident and Health Insurance Claims and Expenses in South Africa to 2017: Market Databook

Personal Accident and Health Insurance Claims and Expenses in South Africa to 2017: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/2654413/ Personal Accident and Health Insurance Claims and Expenses in South Africa to 2017: Market Databook Description: Synopsis

More information

Non-Life Insurance Premiums and Claims in Georgia to 2017: Market Brief

Non-Life Insurance Premiums and Claims in Georgia to 2017: Market Brief Brochure More information from http://www.researchandmarkets.com/reports/2697018/ Non-Life Insurance Premiums and Claims in Georgia to 2017: Market Brief Description: Synopsis 'Non-Life Insurance Premiums

More information

Non-Life Insurance Premiums and Claims in Brazil to 2018: Market Brief

Non-Life Insurance Premiums and Claims in Brazil to 2018: Market Brief Brochure More information from http://www.researchandmarkets.com/reports/3022663/ Non-Life Insurance Premiums and Claims in Brazil to 2018: Market Brief Description: 'Non-Life Insurance Premiums and Claims

More information

Analysis of the Global Enterprise Firewall Market

Analysis of the Global Enterprise Firewall Market Brochure More information from http://www.researchandmarkets.com/reports/2238954/ Analysis of the Global Enterprise Firewall Market Description: Next-generation Technologies Protect Businesses from Advanced

More information

Personal Accident and Health Insurance Claims and Expenses in Belarus to 2016: Market Databook

Personal Accident and Health Insurance Claims and Expenses in Belarus to 2016: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/2500010/ Personal Accident and Health Insurance Claims and Expenses in Belarus to 2016: Market Databook Description: Synopsis Timetric

More information

Life Insurance Distribution Channels in Croatia to 2019: Market Databook

Life Insurance Distribution Channels in Croatia to 2019: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3500216/ Life Insurance Distribution Channels in Croatia to 2019: Market Databook Description: The "Life Insurance Distribution

More information

Singapore: Analysis of the General Insurance Industry

Singapore: Analysis of the General Insurance Industry Brochure More information from http://www.researchandmarkets.com/reports/1958127/ Singapore: Analysis of the General Insurance Industry Description: Singapore registered strong economic growth in 2010

More information

SME Insurance in the UK - Key Trends and Opportunities to 2018

SME Insurance in the UK - Key Trends and Opportunities to 2018 Brochure More information from http://www.researchandmarkets.com/reports/3157754/ SME Insurance in the UK - Key Trends and Opportunities to 2018 Description: This report is the result of extensive research

More information

Trends and Opportunities in the UAE Life Insurance Industry to 2016: Market Profile

Trends and Opportunities in the UAE Life Insurance Industry to 2016: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2403273/ Trends and Opportunities in the UAE Life Insurance Industry to 2016: Market Profile Description: Synopsis The report provides

More information

Individual Life Insurance in Indonesia to 2019: Market Databook

Individual Life Insurance in Indonesia to 2019: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3508587/ Individual Life Insurance in Indonesia to 2019: Market Databook Description: The "Individual Life Insurance in Indonesia

More information

Public and Product Liability Insurance in the UK, Key Trends and Opportunities to 2017

Public and Product Liability Insurance in the UK, Key Trends and Opportunities to 2017 Brochure More information from http://www.researchandmarkets.com/reports/2894825/ Public and Product Liability Insurance in the UK, Key Trends and Opportunities to 2017 Description: - The report provides

More information

U.S. Call Center Software Markets

U.S. Call Center Software Markets Brochure More information from http://www.researchandmarkets.com/reports/358405/ U.S. Call Center Software Markets Description: All types of call center software are continuing to rapidly gain popularity,

More information

North America Insurance Market Outlook to 2015 - US Insurance Market Headstarting the Lost Momentum

North America Insurance Market Outlook to 2015 - US Insurance Market Headstarting the Lost Momentum Brochure More information from http://www.researchandmarkets.com/reports/1545614/ North America Insurance Market Outlook to 2015 - US Insurance Market Headstarting the Lost Momentum Description: The Report

More information

Personal Accident and Health Insurance Investments in Russia to 2018: Market Databook

Personal Accident and Health Insurance Investments in Russia to 2018: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3035895/ Personal Accident and Health Insurance Investments in Russia to : Market Databook Description: "Personal Accident and Health

More information

UK Marine Insurance 2012

UK Marine Insurance 2012 Brochure More information from http://www.researchandmarkets.com/reports/2132094/ UK Marine Insurance 2012 Description: This report contains an overview of the total size and profitability of the UK marine

More information

Strategic Analysis of Fleet Vehicle Leasing Market in Ireland

Strategic Analysis of Fleet Vehicle Leasing Market in Ireland Brochure More information from http://www.researchandmarkets.com/reports/3629286/ Strategic Analysis of Fleet Vehicle Leasing Market in Ireland Description: The objective of this study is to provide a

More information

Global Big Data Analytics Market for Test and Measurement

Global Big Data Analytics Market for Test and Measurement Brochure More information from http://www.researchandmarkets.com/reports/3420825/ Global Big Data Analytics Market for Test and Measurement Description: Big Data analytics for test and measurement (T&M)

More information

The UK Insurance Market Outlook to 2015

The UK Insurance Market Outlook to 2015 Brochure More information from http://www.researchandmarkets.com/reports/1556882/ The UK Insurance Market Outlook to 2015 Description: The Report titled The UK Insurance Market Outlook to 2015 provides

More information

Non-Life Insurance in Australia

Non-Life Insurance in Australia Brochure More information from http://www.researchandmarkets.com/reports/1954662/ Non-Life Insurance in Australia Description: Introduction Non-Life Insurance in Australia industry profile provides top-line

More information

Individual Life Insurance in Russia to 2016: Market Databook

Individual Life Insurance in Russia to 2016: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/2202852/ Individual Life Insurance in Russia to 2016: Market Databook Description: Synopsis Timetric s 'Individual Life Insurance

More information

World Wireless Protocol Analyzers and Network Monitoring Systems

World Wireless Protocol Analyzers and Network Monitoring Systems Brochure More information from http://www.researchandmarkets.com/reports/1443662/ World Wireless Protocol Analyzers and Network Monitoring Systems Description: This research service provides the key research

More information

IP VPN Market Forecast in India to 2016

IP VPN Market Forecast in India to 2016 Brochure More information from http://www.researchandmarkets.com/reports/1772777/ IP VPN Market Forecast in India to 2016 Description: This databook analyzes and provides forecasts for the Internet Protocol-enabled

More information

World Enterprise, Broadband, Mobile Video Transcoders Market

World Enterprise, Broadband, Mobile Video Transcoders Market Brochure More information from http://www.researchandmarkets.com/reports/1061156/ World Enterprise, Broadband, Mobile Video Transcoders Market Description: Encoding is defined as the process of turning

More information

Non-Life Insurance in Canada, Key Trends and Opportunities to 2019

Non-Life Insurance in Canada, Key Trends and Opportunities to 2019 Brochure More information from http://www.researchandmarkets.com/reports/3508625/ Non-Life Insurance in Canada, Key Trends and Opportunities to 2019 Description: The 'Non-Life Insurance in Canada, Key

More information

Whole Life Insurance in the UK, Key Trends and Opportunities to 2017

Whole Life Insurance in the UK, Key Trends and Opportunities to 2017 Brochure More information from http://www.researchandmarkets.com/reports/2623372/ Whole Life Insurance in the UK, Key Trends and Opportunities to 2017 Description: Synopsis - The report provides market

More information

UK High Value Home Insurance 2010

UK High Value Home Insurance 2010 Brochure More information from http://www.researchandmarkets.com/reports/1215438/ UK High Value Home Insurance 2010 Description: UK High Value Home Insurance 2010 presents a detailed examination of the

More information

ZOHO Company Profile, focussing on CRM Activities

ZOHO Company Profile, focussing on CRM Activities Brochure More information from http://www.researchandmarkets.com/reports/2816079/ ZOHO Company Profile, focussing on CRM Activities Description: Zoho Company Report, Focussing on CRM Activities gives detailed

More information

Global Multiple Sclerosis Epidemiology and Patient Flow Analysis - 2015

Global Multiple Sclerosis Epidemiology and Patient Flow Analysis - 2015 Brochure More information from http://www.researchandmarkets.com/reports/3070277/ Global Multiple Sclerosis Epidemiology and Patient Flow Analysis - 2015 Description: The author announced the results of

More information

Professional Indemnity Insurance in Switzerland

Professional Indemnity Insurance in Switzerland Brochure More information from http://www.researchandmarkets.com/reports/2125635/ Professional Indemnity Insurance in Switzerland Description: Professional Indemnity Insurance in Switzerland is about the

More information

Global Multiple Myeloma Epidemiology and Patient Flow Analysis - 2015

Global Multiple Myeloma Epidemiology and Patient Flow Analysis - 2015 Brochure More information from http://www.researchandmarkets.com/reports/3070278/ Global Multiple Myeloma Epidemiology and Patient Flow Analysis - 2015 Description: The author announced the results of

More information

Cloud Infrastructure Testing and Cloud-based Application Performance Monitoring Market

Cloud Infrastructure Testing and Cloud-based Application Performance Monitoring Market Brochure More information from http://www.researchandmarkets.com/reports/2858629/ Cloud Infrastructure Testing and Cloud-based Application Performance Monitoring Market Description: With the significant

More information

Global Haemophilia Epidemiology and Patient Flow Analysis - 2015

Global Haemophilia Epidemiology and Patient Flow Analysis - 2015 Brochure More information from http://www.researchandmarkets.com/reports/3070298/ Global Haemophilia Epidemiology and Patient Flow Analysis - 2015 Description: The author announced the results of its Haemophilia

More information

Professional Indemnity Insurance in Sweden

Professional Indemnity Insurance in Sweden Brochure More information from http://www.researchandmarkets.com/reports/2125631/ Professional Indemnity Insurance in Sweden Description: Professional Indemnity Insurance in Sweden is about the Swedish

More information

"Industry Dynamics and Competitive Landscape in the Malaysia Life Insurance Industry to 2018: Market

Industry Dynamics and Competitive Landscape in the Malaysia Life Insurance Industry to 2018: Market Brochure More information from http://www.researchandmarkets.com/reports/3287079/ Industry Dynamics and Competitive Landscape in the Malaysia Life Insurance Industry to 2018: Market Profile Description:

More information

Global Credit Insurance Market: Trends & Opportunities (2014-2019)

Global Credit Insurance Market: Trends & Opportunities (2014-2019) Brochure More information from http://www.researchandmarkets.com/reports/2957298/ Global Credit Insurance Market: Trends & Opportunities (2014-2019) Description: The report titled Global Credit Insurance

More information

Industry Dynamics and Competitive Landscape in Germany Life Insurance Industry to 2017: Market Profile

Industry Dynamics and Competitive Landscape in Germany Life Insurance Industry to 2017: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2669644/ Industry Dynamics and Competitive Landscape in Germany Life Insurance Industry to 2017: Market Profile Description: Synopsis

More information

Industry Dynamics and Competitive Landscape in Turkey Personal Accident and Health Insurance Industry to 2016: Market Profile

Industry Dynamics and Competitive Landscape in Turkey Personal Accident and Health Insurance Industry to 2016: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2669624/ Industry Dynamics and Competitive Landscape in Turkey Personal Accident and Health Insurance Industry to 2016: Market Profile

More information

Africa Insurance Market Outlook to 2015 - Surge in Insurance Density, Key Medium for Growth

Africa Insurance Market Outlook to 2015 - Surge in Insurance Density, Key Medium for Growth Brochure More information from http://www.researchandmarkets.com/reports/1545604/ Africa Insurance Market Outlook to 2015 - Surge in Insurance Density, Key Medium for Growth Description: The Report titled

More information

Analysis of the Global Vulnerability Management Market

Analysis of the Global Vulnerability Management Market Brochure More information from http://www.researchandmarkets.com/reports/2734454/ Analysis of the Global Vulnerability Management Market Description: This research service provides insight into the vulnerability

More information

The Top 10 Global Insurance Companies: Increasing profitability, market share and competitive edge

The Top 10 Global Insurance Companies: Increasing profitability, market share and competitive edge Brochure More information from http://www.researchandmarkets.com/reports/227409/ The Top 10 Global Insurance Companies: Increasing profitability, market share and competitive edge Description: Last year,

More information

Professional Indemnity Insurance in Germany

Professional Indemnity Insurance in Germany Brochure More information from http://www.researchandmarkets.com/reports/2125613/ Professional Indemnity Insurance in Germany Description: Professional Indemnity Insurance in Germany is about the German

More information

Industry Dynamics and Competitive Landscape in the Austria Non-Life Insurance Industry to 2017: Market Profile

Industry Dynamics and Competitive Landscape in the Austria Non-Life Insurance Industry to 2017: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2682863/ Industry Dynamics and Competitive Landscape in the Austria Non-Life Insurance Industry to 2017: Market Profile Description:

More information

Professional Indemnity Insurance in Italy

Professional Indemnity Insurance in Italy Brochure More information from http://www.researchandmarkets.com/reports/2125619/ Professional Indemnity Insurance in Italy Description: Professional Indemnity Insurance in Italy is about the Italian market

More information

Public Cloud Computing Market for SMBs in India - Affordable Connectivity and Virtualization Technologies to Drive Adoption of Public Cloud

Public Cloud Computing Market for SMBs in India - Affordable Connectivity and Virtualization Technologies to Drive Adoption of Public Cloud Brochure More information from http://www.researchandmarkets.com/reports/2643414/ Public Cloud Computing Market for SMBs in India - Affordable Connectivity and Virtualization Technologies to Drive Adoption

More information

Fleet Insurance and Assistance in the UK

Fleet Insurance and Assistance in the UK Brochure More information from http://www.researchandmarkets.com/reports/2125573/ Fleet Insurance and Assistance in the UK Description: Fleet Insurance and Assistance in the UK is about the market for

More information

Non-life Insurance IT Solutions Europe 2014-2015

Non-life Insurance IT Solutions Europe 2014-2015 Brochure More information from http://www.researchandmarkets.com/reports/2687950/ Non-life Insurance IT Solutions Europe 2014-2015 Description: Non-life Insurance IT Solutions Europe 2014-2015 - Current

More information

Group Risk Insurance in the UK, Key Trends and Opportunities to 2018

Group Risk Insurance in the UK, Key Trends and Opportunities to 2018 Brochure More information from http://www.researchandmarkets.com/reports/3001847/ Group Risk Insurance in the UK, Key Trends and Opportunities to 2018 Description: - The report provides market analysis,

More information

Overview of the General Insurance Industry in Malaysia

Overview of the General Insurance Industry in Malaysia Brochure More information from http://www.researchandmarkets.com/reports/2848005/ Overview of the General Insurance Industry in Malaysia Description: This study aims to provide an overview for the general

More information

Industry Dynamics and Competitive Landscape in Turkey Life Insurance Industry to 2016: Market Profile

Industry Dynamics and Competitive Landscape in Turkey Life Insurance Industry to 2016: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2669647/ Industry Dynamics and Competitive Landscape in Turkey Life Insurance Industry to 2016: Market Profile Description: Synopsis

More information

Europe Rheumatoid Arthritis Market Highlights - 2015

Europe Rheumatoid Arthritis Market Highlights - 2015 Brochure More information from http://www.researchandmarkets.com/reports/3447138/ Europe Rheumatoid Arthritis Market Highlights - 2015 Description: The latest research, 'Europe Rheumatoid Arthritis Market

More information

Vulnerability Management (VM) - Global Market Analysis

Vulnerability Management (VM) - Global Market Analysis Brochure More information from http://www.researchandmarkets.com/reports/3339599/ Vulnerability Management (VM) - Global Market Analysis Description: Vulnerability management (VM) is a perimeter based

More information

Estonia: Clay Tiles And Roofing - Market Report. Analysis And Forecast To 2020

Estonia: Clay Tiles And Roofing - Market Report. Analysis And Forecast To 2020 Brochure More information from http://www.researchandmarkets.com/reports/3115162/ Estonia: Clay Tiles And Roofing - Market Report. Analysis And Forecast To 2020 Description: The report provides an in-depth

More information

Life Insurance in the United States

Life Insurance in the United States Brochure More information from http://www.researchandmarkets.com/reports/1923356/ Life Insurance in the United States Description: Introduction: Life Insurance in the United States industry profile provides

More information

Professional Indemnity Insurance in the Netherlands

Professional Indemnity Insurance in the Netherlands Brochure More information from http://www.researchandmarkets.com/reports/2125642/ Professional Indemnity Insurance in the Netherlands Description: Professional Indemnity Insurance in the Netherlands is

More information

Fleet Insurance and Assistance in Italy

Fleet Insurance and Assistance in Italy Brochure More information from http://www.researchandmarkets.com/reports/2125185/ Fleet Insurance and Assistance in Italy Description: Fleet Insurance and Assistance in Italy is about the market for and

More information

UK Insurance Aggregators 2010

UK Insurance Aggregators 2010 Brochure More information from http://www.researchandmarkets.com/reports/1524502/ UK Insurance Aggregators 2010 Description: This comprehensive report provides insight into the market size of aggregator-instigated

More information

Unsecured Loans to Business in the UK - Key Trends and Opportunities up to 2018

Unsecured Loans to Business in the UK - Key Trends and Opportunities up to 2018 Brochure More information from http://www.researchandmarkets.com/reports/2933671/ Unsecured Loans to Business in the UK - Key Trends and Opportunities up to 2018 Description: - This report provides market

More information

Australia Insurance Market Outlook to 2016 - Rising Importance of Household Insurance

Australia Insurance Market Outlook to 2016 - Rising Importance of Household Insurance Brochure More information from http://www.researchandmarkets.com/reports/2534710/ Australia Insurance Market Outlook to 2016 - Rising Importance of Household Insurance Description: The report Australia

More information

Enterprise VoIP - Future Potential of the Indian Market for Managed VoIP Solutions

Enterprise VoIP - Future Potential of the Indian Market for Managed VoIP Solutions Brochure More information from http://www.researchandmarkets.com/reports/2966201/ Enterprise VoIP - Future Potential of the Indian Market for Managed VoIP Solutions Description: The study provides comprehensive

More information

Accounting, Tax Preparation, Bookkeeping, and Payroll Services - The 2016 U.S. Market Research Report

Accounting, Tax Preparation, Bookkeeping, and Payroll Services - The 2016 U.S. Market Research Report Brochure More information from http://www.researchandmarkets.com/reports/3612891/ Accounting, Tax Preparation, Bookkeeping, and Payroll Services - The 2016 U.S. Market Research Report Description: This

More information

Decision Matrix: Selecting a Business Intelligence Tools Vendor for Performance Management (Competitor Focus)

Decision Matrix: Selecting a Business Intelligence Tools Vendor for Performance Management (Competitor Focus) Brochure More information from http://www.researchandmarkets.com/reports/888976/ Decision Matrix: Selecting a Business Intelligence Tools Vendor for Performance Management (Competitor Focus) Description:

More information

Next Generation Enterprise Mobility Management Market Insight

Next Generation Enterprise Mobility Management Market Insight Brochure More information from http://www.researchandmarkets.com/reports/2858620/ Next Generation Enterprise Mobility Management Market Insight Description: Mobile Device Management (MDM) solutions are

More information

Aggregation Metrics: Consumer Approaches to Insurance Comparison Sites in France

Aggregation Metrics: Consumer Approaches to Insurance Comparison Sites in France Brochure More information from http://www.researchandmarkets.com/reports/2489702/ Aggregation Metrics: Consumer Approaches to Insurance Comparison Sites in France Description: Based on a survey of over

More information

UK Insurance Aggregators

UK Insurance Aggregators Brochure More information from http://www.researchandmarkets.com/reports/683053/ UK Insurance Aggregators Description: This comprehensive report provides insight into the market size of aggregator-instigated

More information

BP p.l.c. (BP) Company Profile- Business Overview, Strategies, SWOT and Financial Analysis

BP p.l.c. (BP) Company Profile- Business Overview, Strategies, SWOT and Financial Analysis Brochure More information from http://www.researchandmarkets.com/reports/1504211/ BP p.l.c. (BP) Company Profile- Business Overview, Strategies, SWOT and Financial Analysis Description: BP p.l.c. (BP)

More information

Payroll Services Industry in the U.S. - Market Research Report

Payroll Services Industry in the U.S. - Market Research Report Brochure More information from http://www.researchandmarkets.com/reports/3052406/ Payroll Services Industry in the U.S. - Market Research Report Description: Payroll Services Industry in the United States

More information

Kemper Corporation (KMPR) : Company Profile and SWOT Analysis

Kemper Corporation (KMPR) : Company Profile and SWOT Analysis Brochure More information from http://www.researchandmarkets.com/reports/2641641/ Kemper Corporation (KMPR) : Company Profile and SWOT Analysis Description: "Kemper Corporation (KMPR) : Company Profile

More information

Analysis of the North American Automotive Wire and Cable Materials Market: Price-performance Index of Materials Will be Key in Driving Growth

Analysis of the North American Automotive Wire and Cable Materials Market: Price-performance Index of Materials Will be Key in Driving Growth Brochure More information from http://www.researchandmarkets.com/reports/2569033/ Analysis of the North American Automotive Wire and Cable Materials Market: Price-performance Index of Materials Will be

More information

India Insurance Market Outlook to 2015

India Insurance Market Outlook to 2015 Brochure More information from http://www.researchandmarkets.com/reports/1556958/ India Insurance Market Outlook to 2015 Description: The Report titled India Insurance Market Outlook to 2015 provides an

More information

Professional Indemnity Insurance in Poland

Professional Indemnity Insurance in Poland Brochure More information from http://www.researchandmarkets.com/reports/2125621/ Professional Indemnity Insurance in Poland Description: Professional Indemnity Insurance in Poland is about the Polish

More information

Global Physical Security Information Management Market Assessment

Global Physical Security Information Management Market Assessment Brochure More information from http://www.researchandmarkets.com/reports/2776367/ Global Physical Security Information Management Market Assessment Description: The physical security information management

More information

Professional Indemnity Insurance in the UK

Professional Indemnity Insurance in the UK Brochure More information from http://www.researchandmarkets.com/reports/2125646/ Professional Indemnity Insurance in the UK Description: Professional Indemnity Insurance in the UK is about the UK market

More information

Industry Dynamics and Competitive Landscape in Peru Personal Accident and Health Insurance Industry to 2018: Market Profile

Industry Dynamics and Competitive Landscape in Peru Personal Accident and Health Insurance Industry to 2018: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/3094177/ Industry Dynamics and Competitive Landscape in Peru Personal Accident and Health Insurance Industry to 2018: Market Profile

More information

Social Media: Best Practices and Strategic Use in Patient Recruitment

Social Media: Best Practices and Strategic Use in Patient Recruitment Brochure More information from http://www.researchandmarkets.com/reports/2739687/ Social Media: Best Practices and Strategic Use in Patient Recruitment Description: One BILLION - with a B - Facebook users?

More information

Strategic Analysis of the Impact of Big Data on the European and North American Automotive Industry

Strategic Analysis of the Impact of Big Data on the European and North American Automotive Industry Brochure More information from http://www.researchandmarkets.com/reports/2764190/ Strategic Analysis of the Impact of Big Data on the European and North American Automotive Industry Description: The aim

More information

Professional Indemnity Insurance in Belgium

Professional Indemnity Insurance in Belgium Brochure More information from http://www.researchandmarkets.com/reports/2125599/ Professional Indemnity Insurance in Belgium Description: Professional Indemnity Insurance in Belgium is about the Belgian

More information

Decision Matrix: Selecting an Identity & Access Management Vendor (Competitor Focus)

Decision Matrix: Selecting an Identity & Access Management Vendor (Competitor Focus) Brochure More information from http://www.researchandmarkets.com/reports/683440/ Decision Matrix: Selecting an Identity & Access Management Vendor (Competitor Focus) Description: Introduction As the focus

More information

Hyundai Marine & Fire Insurance Co., Ltd. (1450) : Company Profile and SWOT Analysis

Hyundai Marine & Fire Insurance Co., Ltd. (1450) : Company Profile and SWOT Analysis Brochure More information from http://www.researchandmarkets.com/reports/2633083/ Hyundai Marine & Fire Insurance Co., Ltd. (1450) : Company Profile and SWOT Analysis Description: Synopsis 'Hyundai Marine

More information

Hallmark Financial Services, Inc. (HALL) : Company Profile and SWOT Analysis

Hallmark Financial Services, Inc. (HALL) : Company Profile and SWOT Analysis Brochure More information from http://www.researchandmarkets.com/reports/2530761/ Hallmark Financial Services, Inc. (HALL) : Company Profile and SWOT Analysis Description: "Hallmark Financial Services,

More information

Global Credit Card Rankings The Top 500 Issuers

Global Credit Card Rankings The Top 500 Issuers Brochure More information from http://www.researchandmarkets.com/reports/1298370/ Global Credit Card Rankings The Top 500 Issuers Description: The global credit card market was not immune to the effects

More information

Global Big Data Analytics Market

Global Big Data Analytics Market Brochure More information from http://www.researchandmarkets.com/reports/2872293/ Global Big Data Analytics Market Description: This report classifies all analytics solutions into 2 broad segments, namely

More information

Governance, Risk and Compliance - The Vietnamese Insurance Industry

Governance, Risk and Compliance - The Vietnamese Insurance Industry Brochure More information from http://www.researchandmarkets.com/reports/3404649/ Governance, Risk and Compliance - The Vietnamese Insurance Industry Description: The 'Governance, Risk and Compliance -

More information

Term Life Insurance in the UK, Key Trends and Opportunities to 2018

Term Life Insurance in the UK, Key Trends and Opportunities to 2018 Brochure More information from http://www.researchandmarkets.com/reports/3057188/ Term Life Insurance in the UK, Key Trends and Opportunities to 2018 Description: This report is the result of extensive

More information

Decision Matrix: Selecting an On-demand CRM vendor (Competitor Focus)

Decision Matrix: Selecting an On-demand CRM vendor (Competitor Focus) Brochure More information from http://www.researchandmarkets.com/reports/688161/ Decision Matrix: Selecting an On-demand CRM vendor (Competitor Focus) Description: Due to demand from enterprises looking

More information

Global Big Data Storage and Server Market 2012-2016

Global Big Data Storage and Server Market 2012-2016 Brochure More information from http://www.researchandmarkets.com/reports/2644662/ Global Big Data Storage and Server Market 2012-2016 Description: The analysts forecast the Global Big Data Storage and

More information

Healthcare System Development in Tanzania and Ethiopia

Healthcare System Development in Tanzania and Ethiopia Brochure More information from http://www.researchandmarkets.com/reports/3610689/ Healthcare System Development in Tanzania and Ethiopia Description: The study analyses the Tanzanian and Ethiopian healthcare

More information

Singapore Oil and Gas Storage Market Outlook to Capacity, Investment, oil gas Supply-demand, Trends, Drivers, Terminals and Companies Forecast

Singapore Oil and Gas Storage Market Outlook to Capacity, Investment, oil gas Supply-demand, Trends, Drivers, Terminals and Companies Forecast Brochure More information from http://www.researchandmarkets.com/reports/1534962/ Singapore Oil and Gas Storage Market Outlook to 2016- Capacity, Investment, oil gas Supply-demand, Trends, Drivers, Terminals

More information

Employee Benefits in Indonesia

Employee Benefits in Indonesia Brochure More information from http://www.researchandmarkets.com/reports/3100672/ Employee Benefits in Indonesia Description: The Indonesian social security system comprises the provident fund system and

More information

HCI Group, Inc. (HCI) : Company Profile and SWOT Analysis

HCI Group, Inc. (HCI) : Company Profile and SWOT Analysis Brochure More information from http://www.researchandmarkets.com/reports/2516040/ HCI Group, Inc. (HCI) : Company Profile and SWOT Analysis Description: "HCI Group, Inc. (HCI) : Company Profile and SWOT

More information

Sri Lankan Insurance Industry Analysis

Sri Lankan Insurance Industry Analysis Brochure More information from http://www.researchandmarkets.com/reports/2261971/ Sri Lankan Insurance Industry Analysis Description: Sri Lanka insurance industry is witnessing a strong growth inclination

More information

Emerging Opportunities in the Prepaid cards Market in the UK: Market Size, Industry Drivers and Consumer Trends

Emerging Opportunities in the Prepaid cards Market in the UK: Market Size, Industry Drivers and Consumer Trends Brochure More information from http://www.researchandmarkets.com/reports/2712732/ Emerging Opportunities in the Prepaid cards Market in the UK: Market Size, Industry Drivers and Consumer Trends Description:

More information

The Dai-ichi Life Insurance Company, Limited (8750) - Financial and Strategic SWOT Analysis Review provides

The Dai-ichi Life Insurance Company, Limited (8750) - Financial and Strategic SWOT Analysis Review provides Brochure More information from http://www.researchandmarkets.com/reports/1945568/ The Dai-ichi Life Insurance Company, Limited (8750) - Financial and Strategic SWOT Analysis Review Description: The Dai-ichi

More information