MEMBER BENEFITS. LAL, the Finnish Union of Experts in Science. what does the membership fee cover?

Size: px
Start display at page:

Download "MEMBER BENEFITS. LAL, the Finnish Union of Experts in Science. what does the membership fee cover?"

Transcription

1 MEMBER BENEFITS 2014 LAL, the Finnish Union of Experts in Science what does the membership fee cover?

2 Contents 4 A wide range of services for you! 6 Help with employment issues 8 Support for career development 10 Unemployment security 12 Insurance benefits 14 Publications 16 Personal legal advice 17 Comprehensive online service at your disposal 18 Leisure benefits 20 Office contact information If you have to take an employment-related matter to court, the maximum compensation paid from your legal expenses insurance 14,000 will cover your membership fees for a period of about 40 years. Without the support provided by the union, I wouldn t have stood a chance against my employer when I was illegally fired not enough money nor enough courage, for that matter. A GRATEFUL MEMBER 2 3

3 The union membership fee is tax-deductible. On average, an LAL member can deduct 40 per cent of the fee, meaning that the net payment is only 209 per year (2013). A wide range of services for you! LAL OFFERS ITS MEMBERS an extensive and competitive package of services and benefits. These include the protection of interests and advice on employment issues, professional liability and legal expenses insurance, earnings-related unemployment allowance, and support for career development and finding a job. As a member, you have access to information on the labour market situation that is not available anywhere else. Our member services have been selected to meet the needs and wishes of various member groups considering their age, life situations and careers. We regularly conduct surveys on the satisfaction of our members with LAL s member services, and improve them on the basis of the results. The services have been designed and negotiated for you, so be sure to use them! Membership is always beneficial It is great if you never run into problems or need to apply for unemployment allowance, seek advice on employment issues or use legal services through the union. But even if that were the case, you have certainly benefited from the efforts of LAL, Akava (the Confederation of Unions for Professional and Managerial Staff) and its negotiation organisations YTN or JUKO to watch over your interests. Were it not for the pay reviews enabled by negotiations, the purchasing power of your salary would shrink year by year. Trade unions also exert an influence on labour legislation and social benefits. Belonging to a union is much more than preparing for possible unemployment or conflicts in the workplace. As a member, you receive a lot of valuable information. For example, if salary advice provided by LAL helps you to negotiate a monthly salary that is 100 higher, your membership fee will pay itself back many times over. In addition to the protection of interests and employment services, LAL offers you a range of benefits related to your private life and leisure time. If you use them systematically, you can enjoy great benefits every day of the year. For more information on member services and benefits and their terms of use, go to the LAL website at All contact information can be found at the end of this brochure. 4 5

4 Help with employment issues WE AT LAL know the situation on the labour market and the jobs in the field of science. Our agreements and bargaining officers can provide you with personal advice on and help with issues related to employment contracts, pay negotiations and interpreting labour laws. If you have any questions about employment, you can contact our agreements and bargaining officers. Each employer sector private, university, government and municipal has its own officer. Questions are answered both over the phone and by . Where necessary, a personal meeting can also be arranged. If you have employment-related problems that cannot be resolved by negotiating with the employer or with the help of the workplace representative, you can contact an LAL agreements and bargaining officer for advice and, if need be, help with negotiations. If a dispute escalates and is taken to court, you can receive legal assistance. LAL agreements and bargaining officers can provide advice on issues such as the following: Reviewing and commenting on employment contracts Pay Dismissals Temporary lay-offs Unemployment benefits Working abroad Working time Annual holiday Family leave The cooperation procedure Questions about union representation in the workplace The agreements section of the LAL website at provides a brief introduction to labour legislation. A member felt that he had been illegally fired. The union agreements and bargaining officer found that the required criteria were fulfilled. A claim for compensation of six months salary was submitted to the employer due to the illegal dismissal. After negotiations, the employer consented to this demand in order to avoid legal proceedings. The member received an amount corresponding to six months salary as compensation for unjustified termination of employment. Salary advice for your support The salaries of our members vary greatly depending on their duties, sector, responsibilities and length of work experience. Salary advice is an important part of the personal protection of interests offered by LAL. As a member, you can use this service when negotiating your salary with your supervisor/ employer or applying for a new job, for example. On the Members Intranet of the LAL website, you can use an application that allows you to view actual salaries by defining a set of background variables. The application has been created in collaboration between LAL and three other unions (the Finnish Association of Academic Agronomists, the Union of Finnish Academic Foresters and the Finnish Union of Environmental Professionals), on the basis of information from an annual labour market survey. The application shows you actual salaries paid in the field. Sector-specific salary advice is provided by the agreements and bargaining officer of each sector. Contact information can be found on page 20. According to labour market surveys, the monthly salaries of those who have made use of the union s recommendations in negotiations are around 200 higher, on average. 6 7

5 A member had a mentor who worked for a large chemical industry plant in her university town. After she graduated, she applied for a job at another plant owned by the same organisation in another town. During the job interview process, the interviewer contacted the mentor. The member was convinced that mentoring had a crucial impact on her getting the job. Support for career development LAL PROVIDES its members with support at all stages of their careers. Every year, we organise training events related to job searching and career building in all towns and cities with universities. These events are designed to take both recent graduates and those with longer careers into account. Our training events provide you with information, advice and tools for finding a job and managing your career development. Training events are marked in an events calendar found on the LAL website. The date, programme and registration information are stated for each event. The LAL website also offers a wealth of information to support you in planning your career and orientation choices: career_and_work. You can find descriptions of professions and job titles in the field of science as well as instructions for applying for a job, for example. Feedback on job applications and CVs When seeking employment, it is important that both the application and CV are well written. Their contents, structure and manner of communication are all significant. LAL offers its members an opportunity to receive comments and suggestions for improvements on CVs and job applications. Documents submitted for commenting can be written in Finnish or English. Please send your documents to urapalvelut@ luonnontieteilijat.fi either in Word or RTF format (not PDF). Save your CV using your member number and your job application using your name (not CV.doc, for example). Before you sign an employment contract... An employment contract specifies the key terms of employment that affect not only your salary and work but also your leisure time. It is not irrelevant what is included in your contract. When making a contract, it is possible to influence many matters that can be difficult to change later on. For example, compensation for commuting time can be separately agreed on in an employment contract, if the employer is otherwise not liable to compensate for it. As an LAL member, you can receive personal advice on concluding an employment contract. Before you sign a contract, you should contact an LAL agreements and bargaining officer to ensure that it includes all the necessary details. You do not have to sign an employment contract immediately. Mentoring can clarify your career plans get started now! Intimidated by the world of work at a loss about your career? How do I transfer from university to the private sector? Mentoring may be the answer to your career problems. LAL s mentoring programme is designed to help those who have reached a turning point in their careers. It is intended for recent graduates, new doctors and soon-to-be graduates who are undecided about their place in the working world. Those who have completed this programme have formed a clearer idea of their dream job and their own strengths, established contacts and received tips for creating a career path. 8 9

6 Unemployment security ORDINARY MEMBERS of the Finnish Union of Experts in Science are covered by unemployment insurance from the Unemployment Fund for Higher Educated Employees (Erko). However, receiving earningsrelated unemployment allowance is subject to many conditions and requirements, such as the required length of employment before becoming unemployed. Be sure to read the conditions carefully! For more information on your unemployment security, visit the LAL website at The Erko Unemployment Fund website can be found at The address of the office is erityiskoulutettujen.tk (at) erko.fi. Further information is also available on the pages of the Federation of Unemployment Funds in Finland (TYJ) at Student members unemployment security A student member may join the fund if he or she has a valid employment contract. Student members can begin to accumulate the weeks of work required while studying. All work is accepted: the field does not have to be same for which the student is training. Earnings-related unemployment allowance can be paid after graduation or when studies have verifiably been discontinued, if the student has worked for at least 34 weeks or 26 weeks from 1 January Student members can join the unemployment fund by notifying the union office. You can also submit a notification in advance if you know the start date of your employment contract. Your weeks of work will begin to accumulate on the day you join the fund, and the higher membership fee will be collected from the beginning of the next month. Academically educated people are also increasingly often faced with temporary unemployment when seeking their first job, between temporary jobs, as a result of reorganisation, etc. Even if you are unemployed for a short period of time only, earnings-related unemployment allowance will cover your membership fee for many years. As an ordinary member, you can apply for a reduction of your membership fee if your gross income is below 2,600 for at least four months

7 Insurance benefits THE FINNISH UNION OF EXPERTS IN SCIENCE (LAL) has taken out the insurance presented below for its members from If P&C Insurance Company Ltd. Professional liability and legal expenses insurance This benefit is only available through the union, and its value may amount to thousands of euros. The liability insurance covers personal injuries and property damage that is suffered by your employer, colleague or a third party because of your mistake or negligence at work and for which you are legally liable. The maximum compensation for personal injuries and property damage is 85,000. The deductible per incident is 100. The legal expenses insurance covers legal expenses in civil and criminal cases related to the insured s employment, and in matters considered as administrative procedures or cases involving the application of administrative law. A claim for legal expenses can be made in case of a charge or contested claim. The maximum compensation is 10,000. If a lawyer appointed by the union is used, the maximum compensation is 14,000. The deductible per incident is 15 per cent of the costs, or a minimum of 250. If a lawyer appointed by the union is used, the deductible per incident is 10 per cent of the costs, or a minimum of 250. The insurance policy number is Employees group life insurance The central labour market organisations have agreed on the provision of life cover for employees. Policies are taken out by employers, who also pay the premiums. The liability to take out insurance applies to all employers whose binding collective agreement contains regulations on group life insurance, or in whose field a general national collective agreement containing such regulations is in force. Additional information can be found at The value of continuous leisure-time traveller s insurance is 60 per year. A member felt that she was being discriminated against in the filling of a vacant position because of her gender. The union agreements and bargaining officer found that the member s demand for examining the legality of the case was justified. A claim was made on the legal expenses insurance, and the case was referred to a law firm, which instituted legal proceedings against the employer on account of illegal filling of a vacancy. The costs were covered by the union s legal expenses insurance, excluding the deductible. The member won the case and got the job. Leisure-time traveller s insurance LAL has taken out union insurance for its members that also includes leisure-time traveller s insurance. The insurance is valid on leisure-time trips in Finland and abroad. An uninterrupted journey may last no more than 45 days. The insurance covers treatment costs for travel illness or a travel accident, without a maximum limit in euros or a deductible. The insurance policy number is Organisation insurance LAL has taken out insurance for its members in case of personal injuries and property damage occurring while performing organisational duties. The insurance is valid worldwide in connection with organisational activities. Organisational duties are ones performed when, for example, attending or travelling to and from meetings of the union or participating in the activities of LAL s branches. The insurance policy number is Other insurance benefits, If For further information on the insurance benefits provided by the Finnish Union of Experts in Science, please visit and (in Finnish only) 12 13

8 luonnontieteiden akateemisten liitto akademiska naturvetarförbundet lal ry:n jäsenlehti 4/2013 luonnontieteilijä 3/ Vero-opas apurahansaajille LAL 2012 Publications USA:n kasvavat terveysmarkkinat Kasvaako uusiutuva energia sivupuroista valtavirraksi? Fuusioenergia haasteena MEMBERS OF the Finnish Union of Experts in Science receive the following publications (available in Finnish only): Luonnontieteilijä magazine The Luonnontieteilijä magazine provides information on the union members social and professional situation and salaries, the activities of advocacy organisations, collective events, training, member benefits and topical issues concerning the field. The magazine is published six times a year, and it is mailed to your home address. An online version of the magazine is also available. Akava calendar The Akava calendar is a pocket-sized calendar full of information. It contains useful information on science, the working world and everyday life. The calendar is mailed to your home. If you do not wish your name to be included on the list of members published alongside the calendar, please contact Membership Secretary Heidi Miettinen or opt out on the Members Intranet. Procurement guide for the laboratory sector The procurement guide for the laboratory sector is published every other year. It lists the manufacturers The magazine deals with important professional matters and fosters our professional identify it contains fascinating articles about interesting subjects. READER SURVEY 2011 The guide addresses issues related to the taxation of grant income, particularly for those working as researchers. Orders: lal@luonnontieteilijat.fi The guide provides brief descriptions of the most common issues encountered by doctoral students, such as what is meant by total working time and how their pay is determined. Available also in English. and sellers of laboratory equipment and supplies, chemicals and other laboratory products. The guide is edited by Tapio Riiheläinen. It is mailed to the home address of all ordinary members. To view the online version or place an order, please visit Guide for environmental survey services The guide for environmental survey services is published every other year. It provides an easy reference to companies and institutes offering research services and environmental analyses. The guide is edited by Gabriel Zewi, It is mailed to the home address of all ordinary members. Orders can be placed via If you do not wish to receive some of the abovementioned publications, check the box next to it on the Members Intranet at and do the environment a favour! 14 15

9 Comprehensive online service at your disposal Personal legal advice As an LAL member, you have access to free personal legal advice over the phone. By anticipating your rights and obligations, you can often avoid conflicts and damage. Asking for advice early enough is an easy way to contribute to your legal protection. This service is also available to family members living in the same household. Counselling is provided by Attorneys-at-Law Juridia Bützow in private legal matters. You can ask for advice on inheritance and wills, prenuptial agreements, gifts and division of the property, and responsibilities in selling and buying a home or property. Advice is not given on matters related to employment, unemployment security, insurance, pensions and social security in general, since this would usually require thorough examination of written material. When you need legal advice, telephone the office of Juridia Bützow on a weekday between 10 am and 4 pm. Helsinki Hämeenlinna Tampere Turku Jyväskylä THE LAL ONLINE SERVICE is available at It provides more detailed descriptions of the member services and benefits, information about the union and its members, as well as the following: News Luonnontieteilijä online magazine and related blogs An events calendar Information from labour market surveys Job searching and career pages Information on grants A procurement guide for the laboratory sector Frequently asked questions A price list and reservation form for the union s holiday cabin Koljonhelma Student pages By logging in to the Members Intranet on the right-hand side of the page, you can access additional information that is only available to members. The Members Intranet includes the following, for example: Legal information A salary evaluation application Identifiers needed for using member benefits Forms related to membership and the membership fee Viewing and updating your member details To login, you need your member number, which is printed on your membership card. You can also ask for your set of credentials online if you have provided your address, to which it can be automatically sent. If necessary, you can also contact the LAL office. Tell the person answering the phone that you require legal advice provided for members of the union. If you can also identify the correct branch of law, it will be easier for the switchboard to put you through to a suitable lawyer. Tell the lawyer your name and member number. The usual fee for private legal advice in law firms is 200 per hour. On the basis of the union s annual salary survey, a salary evaluation application has been created using actual salaries. It shows that the median salary of a man graduated in 2001 who conducts research at a university and has a fixed-term employment contract was 3,017/ month in the autumn of The median salary of a man graduated in the same year who works in a similar position in the pharmaceutical industry and has a permanent job was 4,235/month. If you have no access to researched salary information provided by the union, you could lose out on as much as 1,000/month in salary negotiations. How much will that amount to if you stay in the same job for years? 16 17

10 Leisure benefits Holiday cabins and apartments The union s holiday cabin Koljonhelma in Nummi-Pusula. The holiday apartments of the Union of Sales and Marketing Professionals (SMKJ) in Levi, Ruka, Ylläs, Tahko and Meri-Teijo. Read more on the Members Intranet. The fitness overhaul and family holidays of PHT (an association promoting the health and well-being of salary earners) The holiday cabins of A-lomat, see Hostelling International Finland The rents of Koljonhelma can be found on the LAL website. Reservations are managed by Heidi Miettinen. Benefits agreed by Akava Members of Akava s affiliates are entitled to a range of discounts on hotel accommodation and cruises, on car rental and at service stations. Discount agreements are annually reviewed. For up-to-date information, go to More detailed descriptions of the benefits and the required identifiers are available on the Members Intranet. Jäsenedut.fi portal Jäsenedut.fi is a member benefits portal for all Akava unions. If offers all kinds of benefits from travel to health care and hobbies. Register as a user at to gain access to all benefits and services provided by this portal. You can also subscribe to a newsletter to receive topical offers and information on new benefits directly to your

11 At your service LAL office staff General secretary Jari Lehto, M.Sc. State sector agreements and bargaining Tel or mobile Agreements and bargaining officer Anna Hellén, LL.M. University sector Tel or mobile Agreements and bargaining officer Irmeli Puntari, M.Sc. Private sector Tel or mobile Agreements and bargaining officer Suvi Liikkanen, M.Sc. Substitute Kirsi-Marja Valariutta Municipal sector Tel or mobile Student secretary Antti Väisänen, Undergraduate student of Science Student matters Tel Communications officer Anna Melkas, M.Soc.Sc. Editor of the Luonnontieteilijä magazine, communications Tel or mobile Membership secretary Heidi Miettinen Member fees, Koljonhelma reservations, telephone service Tel Office secretary Eila Ruonala Office services, membership register Telephone service Mon Thu 9 am 12 noon Tel Financial secretary Riitta Aarrevuo Payments and transactions Tue, Wed, Fri Tel or mobile OFFICE CONTACT INFORMATION Pohjoinen Makasiinikatu 6 A, Helsinki Tel Fax lal@luonnontieteilijat.fi Luonnontieteilijat Expand your network Join the LAL Luonnontieteilijät group on LinkedIn!

Benefits and services for students

Benefits and services for students Benefits and services for students Choose a professional union that brings you security. Amalia Ojanen, Student and Youth Delegate Akava Special Branches a union for students You will gain access to all

More information

The Trade Union of Education in Finland

The Trade Union of Education in Finland The Trade Union of Education in Finland CONTENT OAJ THE INTEREST ORGANIZATION FOR TEACHERS 3 OAJ CONDUCTS NEGOTIATIONS ON ALL COLLECTIVE AGREEMENTS FOR THE EDUCATION SECTOR 4 OAJ INFLUENTIAL IN EDUCATION

More information

THE FINNISH UNION OF UNIVERSITY RESEARCHERS AND TEACHERS Tieteentekijöiden liitto Forskarförbundet. Academics for Life

THE FINNISH UNION OF UNIVERSITY RESEARCHERS AND TEACHERS Tieteentekijöiden liitto Forskarförbundet. Academics for Life THE FINNISH UNION OF UNIVERSITY RESEARCHERS AND TEACHERS Tieteentekijöiden liitto Forskarförbundet Academics for Life Membership in the Finnish Union of University Researchers and Teachers is an important

More information

Legal advice and professional help

Legal advice and professional help - 1 - Legal advice and professional help This document provides information on ATL s legal services for members and their families. 1 Advice from the experts 1 ATL provides expert legal advice and representation

More information

Contractor s Obligations and Liability when Work is Contracted Out

Contractor s Obligations and Liability when Work is Contracted Out Contractor s Obligations and Liability when Work is Contracted Out Introduction There are many ways of combating the negative effects caused to enterprises by the grey or undeclared economy and unhealthy

More information

Statutory Workers Compensation Insurance

Statutory Workers Compensation Insurance Statutory Workers Compensation Insurance Employer s Guide to Statutory Workers Compensation Insurance if.fi 1. To the Reader...2 2. The Finnish Workers Compensation Insurance System...2 3. Employment Accident

More information

University of Turku HUMAN RESOURCES POLICY

University of Turku HUMAN RESOURCES POLICY University of Turku HUMAN RESOURCES POLICY Publisher Turun yliopisto Layout Mirja Sarlin Suomen Yliopistopaino Oy Uniprint 2012 University of Turku HUMAN RESOURCES POLICY Approved by the Board 28 March

More information

About us. Your injured worker s recovery and return to work is a team effort. It involves you, your WorkSafe Agent, your worker and their doctor.

About us. Your injured worker s recovery and return to work is a team effort. It involves you, your WorkSafe Agent, your worker and their doctor. 1. About us Your injured worker s recovery and return to work is a team effort. It involves you, your WorkSafe Agent, your worker and their doctor. About WorkSafe Victoria WorkSafe Victoria (WorkSafe)

More information

The right insurance cover

The right insurance cover The right insurance cover for you as a member of ST The Union of Civil Servants In cooperation with Page 2 Insurance for the whole family At member price As a member of ST, you can take out insurance that

More information

RedR UK Recruitment Service: Information and Terms of Business

RedR UK Recruitment Service: Information and Terms of Business RedR UK Recruitment Service: Information and Terms of Business About RedR UK Each year millions of people around the world feel the effects of natural disaster and conflict. RedR is an international charity

More information

Local bargaining: a matter of necessity and trust

Local bargaining: a matter of necessity and trust Local bargaining: a matter of necessity and trust studies of actual practice Akava EK KiT KT SAK STTK VTML Finnish Work Environment Fund CONTENTS To the reader...2 Local wage bargaining...4 Local bargaining

More information

Collective and Wage Agreements for the Insurance Sector

Collective and Wage Agreements for the Insurance Sector Collective and Wage Agreements for the Insurance Sector 1 October 2010 30 September 2011 Collective and Wage Agreements for the Insurance Sector 1 October 2010 30 September 2011 2 Federation of Finnish

More information

STATUTORY WORKERS COMPENSATION INSURANCE

STATUTORY WORKERS COMPENSATION INSURANCE Employe Guide to STATUTORY WORKERS COMPENSATION INSURANCE Valid as 1 st January 2015 STATUTORY WORKERS COMPENSATION INSURANCE Contents To the Reader.................................................. 2

More information

Contractor s liability and tax number in the construction sector

Contractor s liability and tax number in the construction sector Contractor s liability and tax number in the construction sector 2 Introduction This guide provides information on the contractor s obligation to check and the tax number used at construction sites. Construction-related

More information

Key Features Your questions answered

Key Features Your questions answered Key Features Your questions answered Individual Income Protection... unum.co.uk Leading the way in Income Protection unum.co.uk Important You should ensure you have a full understanding of the plan before

More information

WORKERS COMPENSATION & YOUR RIGHTS

WORKERS COMPENSATION & YOUR RIGHTS WORKERS COMPENSATION & YOUR RIGHTS 655 Florida Grove Road Mailing Address P.O. Box 760 Woodbridge, NJ 07095 (732) 324-7600 GILL & CHAMAS Raymond A. Gill, Jr.* Peter Chamas* James Pagliuca Michael J. Hanus

More information

A guide for injured workers. Introducing WorkSafe

A guide for injured workers. Introducing WorkSafe A guide for injured workers Introducing WorkSafe September July 2013 2011 Contents 1. About us 1 2. Weekly payments (income entitlements) 2 3. Services to help you get better 4 4. Getting back to work

More information

FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE

FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE WHY YOU NEED DAS FAMILY CLASSIC STANDARD COVERS EMPLOYMENT COVER CONSUMER CONTRACT DISPUTES PERSONAL INJURY NEIGHBOUR PROBLEMS HM REVENUE & CUSTOMS

More information

Employment and MS. Your questions answered. Disclosure in the workplace: To tell or not to tell

Employment and MS. Your questions answered. Disclosure in the workplace: To tell or not to tell Employment and MS Your questions answered Now that you have had some time to adjust to your recent diagnosis and learn about multiple sclerosis (MS), you may have concerns about the potential impact of

More information

Protecting your interests

Protecting your interests Legal protection for companies Protecting your interests Legal disputes regarding claims by employees, landlords, suppliers, customers or other persons and institutions harbor an undefinable financial

More information

24-Hour Emergency & Travel Assistance Services

24-Hour Emergency & Travel Assistance Services 24-Hour Emergency & Travel Assistance Services Emergency travel assistance services are provided by Assist-Card Corporation of America, Inc. ( ASSIST-CARD ). These services are available 24 hours a day,

More information

Warning of job loss, redundancy, termination of employment

Warning of job loss, redundancy, termination of employment Warning of job loss, redundancy, termination of employment organisational changes in the private sector The Swedish Union of University Graduates of Law, Business Administration and Economics, Computer

More information

Benefits of MEA Membership

Benefits of MEA Membership Benefits of MEA Membership Members receive: Benefits found in your collective bargaining agreement Representation on matters pertaining to your collective bargaining agreement Belonging to an organization

More information

Income Protection Plan from Standard Life

Income Protection Plan from Standard Life Key features of the Income Protection Plan from Standard Life This Key Features Document gives you the main points about the Income Protection Plan you re considering. It is for a UK Plan and for use by

More information

unfair dismissals march 2009 s

unfair dismissals march 2009 s unfair dismissals march 2009 1 Introduction The Unfair Dismissals Acts 1977-2007 set up a system of complaint by which the fairness of an employer s decision to dismiss an employee may be contested by

More information

SUMMARY OF TENTATIVE AGREEMENT BETWEEN PRO/UAW AND UC COMPENSATION AND BENEFITS

SUMMARY OF TENTATIVE AGREEMENT BETWEEN PRO/UAW AND UC COMPENSATION AND BENEFITS SUMMARY OF TENTATIVE AGREEMENT BETWEEN PRO/UAW AND UC COMPENSATION AND BENEFITS Salary/Stipend We negotiated a number of improvements to make Postdoc compensation at UC among the very best in the US. Put

More information

The independent scheme for Asda colleagues and families offering legal assistance, representation and advice.

The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. Contents Welcome to Lawclub 3 How can I use Lawclub? 3 What do I get as a member of Lawclub?

More information

www.sahara.de CI-1134-08.15-A / Date: July 2015 Photos: Andreas Körner, Stuttgart; istock, Fotolia

www.sahara.de CI-1134-08.15-A / Date: July 2015 Photos: Andreas Körner, Stuttgart; istock, Fotolia www.sahara.de CI-1134-08.15-A / Date: July 2015 Photos: Andreas Körner, Stuttgart; istock, Fotolia Bertrandt AG Birkensee 1 71139 Ehningen Germany Phone +49 7034 656-4222 Fax +49 7034 656-4051 www.bertrandt-karriere.com

More information

GUIDELINES 1 September 2011 Updated 16 April 2015. Personnel recruitment guidelines

GUIDELINES 1 September 2011 Updated 16 April 2015. Personnel recruitment guidelines GUIDELINES 1 September 2011 Updated 16 April 2015 Personnel recruitment guidelines 1. Regulations The following guidelines and procedures are observed when recruiting personnel at the University of Oulu.

More information

Minimum employment rights and obligations

Minimum employment rights and obligations Minimum employment rights and obligations This booklet provides an overview of the minimum rights and obligations that apply by law to employers and employees. Employees can t be asked to agree to less

More information

Act on the Contractor s Obligations and Liability when Work is Contracted Out (1233/2006) (as amended by several Acts, including 678/2015)

Act on the Contractor s Obligations and Liability when Work is Contracted Out (1233/2006) (as amended by several Acts, including 678/2015) Unofficial Translation Ministry of Employment and the Economy, Finland September 2015 Section 1. Objectives of the Act Act on the Contractor s Obligations and Liability when Work is Contracted Out (1233/2006)

More information

Macmillan Cancer Support Volunteering Policy

Macmillan Cancer Support Volunteering Policy Macmillan Cancer Support Volunteering Policy Introduction Thousands of volunteers dedicate time and energy to improve the lives of people affected by cancer. Macmillan was started by a volunteer and volunteers

More information

GUIDE TO UNEMPLOYMENT FUND BENEFITS 2015

GUIDE TO UNEMPLOYMENT FUND BENEFITS 2015 GUIDE TO UNEMPLOYMENT FUND BENEFITS 2015 EARNINGS-RELATED UNEMPLOYMENT SECURITY AND JOB ALTERNATION COMPENSATION www.tyj.fi GUIDE TO UNEMPLOYMENT FUND BENEFITS 2015 This Guide to Benefits, published by

More information

COLLECTIVE AGREEMENT FOR SENIOR SALARIED EMPLOYEES IN TECHNOLOGY INDUSTRIES 2014-2016

COLLECTIVE AGREEMENT FOR SENIOR SALARIED EMPLOYEES IN TECHNOLOGY INDUSTRIES 2014-2016 THE FEDERATION OF FINNISH TECHNOLOGY INDUSTRIES FEDERATION OF PROFESSIONAL AND MANAGERIAL STAFF YTN COLLECTIVE AGREEMENT FOR SENIOR SALARIED EMPLOYEES IN TECHNOLOGY INDUSTRIES 2014-2016 ISBN 978-952-5998-64-1

More information

What is the unemployment insurance program?

What is the unemployment insurance program? What is the unemployment insurance program? The Iowa unemployment insurance program provides qualified workers temporary income to help them through short periods of unemployment. Employers pay a special

More information

1) National Health Care

1) National Health Care 1) National Health Care Overview Premium & Treatment Paperwork for, and notification of entry into the National Health Insurance plan What should you do with your insurance card when it is time to go home?

More information

DRIVING RELATED ISSUES. Student Legal Service University of Illinois at Urbana-Champaign

DRIVING RELATED ISSUES. Student Legal Service University of Illinois at Urbana-Champaign DRIVING RELATED ISSUES Student Legal Service University of Illinois at Urbana-Champaign License Issues You are not required to obtain an Illinois Driver s license while you are enrolled as a student in

More information

PCS legal and personal case services Defending members access to justice

PCS legal and personal case services Defending members access to justice Dealing with problems at work Employment Tribunal fees Settlement agreements PCS Personal Injury Compensation scheme Criminal legal expenses insurance Will writing service, conveyancing Medical negligence

More information

EU Employment Law Euro Info Centre December 2006

EU Employment Law Euro Info Centre December 2006 EU Employment Law Euro Info Centre December 2006 CONTENTS EU Employment Law 2 1. Anti-discrimination 2 2 2 2. Equal treatment of men and women in the workplace 3 3 3 3. Fixed and part time work including

More information

Unemployment. Benefits for the unemployed

Unemployment. Benefits for the unemployed Unemployment Benefits for the unemployed Contents Unemployment 1 Benefits for the unemployed 2 When you become unemployed 2 Unemployment allowance 2 Labour market subsidy 4 Integration assistance for immigrants

More information

Protection from discrimination, harassment and victimisation when you re self-employed

Protection from discrimination, harassment and victimisation when you re self-employed Protection from discrimination, harassment and victimisation when you re self-employed This information is an extract from the booklet Self-employment and cancer. You may find the full booklet helpful.

More information

COMPLETE INFORMATION ON INSURANCE

COMPLETE INFORMATION ON INSURANCE Dear client, Page 1 with your Diners Club card you also get a free comprehensive travel insurance package for trips abroad, with cover up to 6 million all over the world. The aim of this document is to

More information

An introduction to Luxembourg Employment Law

An introduction to Luxembourg Employment Law An introduction to Luxembourg Employment Law The Luxembourg market is characterized by the major role played by the frontier workers (Belgian, French and German) who form more than 50% of the labour force

More information

Employment Law Practice Group

Employment Law Practice Group Employment Law Practice Group BELGIUM BEIUS Koningsstraat 15 rue Royale - 1000 Brussels, Belgium Managing Partner: Mr. Daniël Van der Mosen daniel.vandermosen@beius.be Employment Law Contact: Mr. Koen

More information

Policy and Procedure. Managing Attendance. Policy and Procedure

Policy and Procedure. Managing Attendance. Policy and Procedure Managing Attendance Policy and Procedure Agreed at CNG on 25 th April 2007 Managing Attendance Policy and Procedure Table of contents: TABLE OF CONTENTS Section 1 The Policy 3 Aim of the Process 3 Key

More information

Receita Federal do Brasil (RFB) www.receita.fazenda.gov.br 1 January to 31 December Last working day of April following end of tax year

Receita Federal do Brasil (RFB) www.receita.fazenda.gov.br 1 January to 31 December Last working day of April following end of tax year Worldwide personal tax guide 2013 2014 Brazil Local Information Tax Authority Receita Federal do Brasil (RFB) Website www.receita.fazenda.gov.br Tax Year 1 January to 31 December Tax Return due date: Last

More information

Self-Employed Persons Voluntary Accident Insurance

Self-Employed Persons Voluntary Accident Insurance PRODUCT DESCRIPTION Valid as of January 1, 2008 Self-Employed Persons Voluntary Accident Insurance Low-Cost Cover for Self-Employed Persons in Case of Accidents Self-employed persons are dependent on the

More information

THE UNEMPLOYMENT FUND FOR ENTREPRENEURS - AYT

THE UNEMPLOYMENT FUND FOR ENTREPRENEURS - AYT 2014 THE UNEMPLOYMENT FUND FOR ENTREPRENEURS - AYT Includes membership form YRITTÄJIEN TYÖTTÖMYYSKASSA AYT Your Financial Safety Net FUND MEMBERSHIP IS WORTH IT Usually people become entrepreneurs in order

More information

www.superstaff.co.nz PO Box 11766 Ellerslie 1542 Auckland 0800 787379 TERMS OF BUSINESS

www.superstaff.co.nz PO Box 11766 Ellerslie 1542 Auckland 0800 787379 TERMS OF BUSINESS The Engagement of Temporary Employees TERMS OF BUSINESS 1. You ( the Client ) are deemed to have accepted the Terms of Business by engaging a Temporary Employee ( Temporary ) introduced to the Client by

More information

HAVE YOUR SAY! JOIN CPSU HAVE YOUR VOICE HEARD IN THE UPCOMING PAY BALLOT

HAVE YOUR SAY! JOIN CPSU HAVE YOUR VOICE HEARD IN THE UPCOMING PAY BALLOT HAVE YOUR SAY! JOIN CPSU HAVE YOUR VOICE HEARD IN THE UPCOMING PAY BALLOT Financial Services and Benefits for Members As part of its membership subscription the union provides many services, along with

More information

A guide for injured workers. Returning to work. April 2011

A guide for injured workers. Returning to work. April 2011 A guide for injured workers Returning to work April 2011 Contents 1. Getting back to work 1 Ideas to help you return to work 2 Staying positive 2 Your employer s legal obligations 3 Anti-discrimination

More information

A summary of the law on: Unfair Dismissal and Redundancy

A summary of the law on: Unfair Dismissal and Redundancy A summary of the law on: Unfair Dismissal and Redundancy Employees are protected under the Employment Rights (Northern Ireland) Order 1996 from being unfairly dismissed or chosen unfairly for redundancy.

More information

GENERAL INFORMATION ON ENTITLEMENTS AND BENEFITS FOR ECHO HUMANITARIAN EXPERTS

GENERAL INFORMATION ON ENTITLEMENTS AND BENEFITS FOR ECHO HUMANITARIAN EXPERTS EUROPEAN COMMISSION DIRECTORATE-GENERAL HUMANITARIAN AID AND CIVIL PROTECTION - ECHO ECHO.C - Resources, Partnerships and Operational Support C/4 - Field Network, Transport and Logistics GENERAL INFORMATION

More information

WELCOME DM The Danish Association of Masters and PhDs

WELCOME DM The Danish Association of Masters and PhDs WELCOME DM The Danish Association of Masters and PhDs 2 LOREM IPSUM DOLORES WELCOME 3 Welcome to DM The Danish Association of Masters and PhDs DEAR MEMBER It is my pleasure to welcome you as a member of

More information

Police Pension Scheme Road Map to Retirement. www.policemoneymatters.com

Police Pension Scheme Road Map to Retirement. www.policemoneymatters.com Police Pension Scheme Road Map to Retirement Click below to register your place at a PMM Retirement Seminar in your location www.policemoneymatters.com Copyright: Police Money Matters 2012. Contents 3

More information

TERMS AND CONDITIONS OF USE FOR THE NORDEA PAY APP 05.2016

TERMS AND CONDITIONS OF USE FOR THE NORDEA PAY APP 05.2016 TERMS AND CONDITIONS OF USE FOR THE NORDEA PAY APP 05.2016 Nordea Pay is an app that is downloadable on mobile devices transmitted by Nordea Bank Finland Plc. The app includes services offered by Nordea

More information

Service Level Agreement for the Introduction of Permanent and/or Fixed Term Contract Staff

Service Level Agreement for the Introduction of Permanent and/or Fixed Term Contract Staff Service Level Agreement for the Introduction of Permanent and/or Fixed Term Contract Staff TABLE OF CONTENTS: 1. INTRODUCTION... 2 2. DEFINITIONS... 2 3. EXPECTED SERVICES AND RESPONSIBILITIES... 3 4.

More information

in partnership with Legal Services for Union Members in South Wales Freephone: 0800 3280394 union@watkinsandgunn.co.uk www.watkinsandgunn.co.

in partnership with Legal Services for Union Members in South Wales Freephone: 0800 3280394 union@watkinsandgunn.co.uk www.watkinsandgunn.co. in partnership with Legal Services for Union Members in South Wales union@watkinsandgunn.co.uk BFAWU Services are changing to make it much easier for you and your family to access them... In the past the

More information

Family law. www.leedsday.co.uk. Providing intelligent legal solutions Providing intelligent legal solutions Providing intelligent legal solutions

Family law. www.leedsday.co.uk. Providing intelligent legal solutions Providing intelligent legal solutions Providing intelligent legal solutions Family law The Family team at Leeds Day understands that Family and Matrimonial matters require more than just keen negotiating skills and technical excellence. We never lose sight of the real issues that

More information

General card terms for corporate customers

General card terms for corporate customers Page 1 / 9 General card terms for corporate customers Valid from 16.2.2014 1. Scope and definitions These General Terms and Conditions for Corporate Cards apply to cards issued by (referred to herein as

More information

Redundancy in The Netherlands. What are your rights?

Redundancy in The Netherlands. What are your rights? Redundancy in The Netherlands What are your rights? Last updated on December 21, 2011 by Latest versions of our brochures are always available on www.expatax.nl/downloads. Contents 1. Introduction 3 2.

More information

Job Centre. Cooperative Education Policies and Procedures

Job Centre. Cooperative Education Policies and Procedures Job Centre Cooperative Education Policies and Procedures Revised: January 2010 Policies and Procedures - 2 - Table of Contents 1. Absences During the Work Term... 4 2. Access to Cooperative Education Information...

More information

Welcome to Adare Human Resource Management s July 2007 edition of our HR Newsletter.

Welcome to Adare Human Resource Management s July 2007 edition of our HR Newsletter. Welcome to Adare Human Resource Management s July 2007 edition of our HR Newsletter. Contact our HR Helpdesk on 1890 20 55 20 or HRhelpdesk@adarehrm.ie Adare Human Resource Management Partnership Programmes

More information

Thailand Labour Law. Page. Normal working time 1. Rest period during normal work 1. Holiday 2. Overtime and work on holiday 2. Sick leave 2.

Thailand Labour Law. Page. Normal working time 1. Rest period during normal work 1. Holiday 2. Overtime and work on holiday 2. Sick leave 2. Thailand Labour Law Page Normal working time 1 Rest period during normal work 1 Holiday 2 Overtime and work on holiday 2 Sick leave 2 Wages 3 Suspension from work 3 Termination of contract 4 Thailand Labour

More information

In safe hands/ Flexible combined solutions for every practice. Protection for all areas of life. MyRight.ch online portal

In safe hands/ Flexible combined solutions for every practice. Protection for all areas of life. MyRight.ch online portal Legal protection insurance for doctors and medical staff In safe hands/ Legal risks in the healthcare sector are entirely unique and can be fully covered only by legal protection that is geared specifically

More information

Welcome to Sweden s strongest network

Welcome to Sweden s strongest network Welcome to Sweden s strongest network Contents Welcome! A professional organisation for graduate engineers Security A strong safety net for you Salary We know the value of a world-class engineer like you

More information

Board Development. Roles and Responsibilities of Not-for-Profit Boards. The Governing Board of a Not-for-Profit Society

Board Development. Roles and Responsibilities of Not-for-Profit Boards. The Governing Board of a Not-for-Profit Society Board Development Roles and Responsibilities of When you become a member of the board of directors of a not-for-profit society, you want to have a positive experience. In order to do the best work for

More information

JOINT AGREEMENTS. - Cyclistes Professionnels Associés [Associated Professional Riders], hereinafter referred to as CPA,

JOINT AGREEMENTS. - Cyclistes Professionnels Associés [Associated Professional Riders], hereinafter referred to as CPA, (version on 01.01.2013) JOINT AGREEMENTS on the working conditions of riders hired by Professional Continental Teams and UCI ProTeams for the year of registration 2013 and the following. Signatories: -

More information

MEMBERSHIP, ENTERING INTO AN AGREEMENT AND RESPONSIBILITIES OF THE COMPANY

MEMBERSHIP, ENTERING INTO AN AGREEMENT AND RESPONSIBILITIES OF THE COMPANY GENERAL These terms and conditions shall apply to the Finnair Corporate Programme (hereinafter Programme ). Apart from these terms and conditions, no other rules are applicable. The Programme is designed

More information

redundant or being laid off? with the help of trr, you ll find a new job soon!

redundant or being laid off? with the help of trr, you ll find a new job soon! redundant or being laid off? with the help of trr, you ll find a new job soon! For most people, losing their jobs and their regular monthly income is a nightmare scenario. But it doesn t have to be. If

More information

Moving to or from Finland. How to get covered by the Finnish social security system and what happens when you move from Finland to another country

Moving to or from Finland. How to get covered by the Finnish social security system and what happens when you move from Finland to another country Moving to or from Finland How to get covered by the Finnish social security system and what happens when you move from Finland to another country Contents When you move to Finland and from Finland 1 When

More information

Employer s liability component within the unemployment insurance contribution

Employer s liability component within the unemployment insurance contribution Employer s liability component within the unemployment insurance contribution Contents General about the liability component... 4 1 Payment obligation... 4 1.1 Total payroll...4 1.2 The percentage of the

More information

Northern Ireland The independent scheme for Asda colleagues and families offering legal assistance, representation and advice.

Northern Ireland The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. For all Colleagues and their families 028 903 29545 Lines operate Monday to Friday 9.00am to

More information

Employment Rights Information for Employers www.sigmar.ie

Employment Rights Information for Employers www.sigmar.ie recruitment Employment Rights Information for Employers www.sigmar.ie Introduction Contents Summary of Employers Obligations...2 Written Terms and Conditions...3 Notice...4 Pay and Wages...5 Working Time

More information

Diamond Anniversary Cruise Sweepstakes Official Rules

Diamond Anniversary Cruise Sweepstakes Official Rules Diamond Anniversary Cruise Sweepstakes Official Rules NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING. 1. Eligibility: To be eligible for this Sweepstakes

More information

Terms and conditions for income insurance

Terms and conditions for income insurance Terms and conditions for income insurance Valid with effect from 1 January 2015 forenadeliv.se Contents Policy terms and conditions for income insurance 3 Insurer 3 Processing of personal data 3 Tax rules

More information

Travel agents guide to SMS messaging. How to use SMS messaging for marketing, booking, and customer support

Travel agents guide to SMS messaging. How to use SMS messaging for marketing, booking, and customer support Travel agents guide to SMS messaging How to use SMS messaging for marketing, booking, and customer support Why should you use SMS messaging? When was the last time you didn t have your mobile? Chances

More information

SAINSBURY S SUPERMARKETS LTD. Code of Conduct For Ethical Trade. Sainsbury s Supermarkets Ltd. 2013 1

SAINSBURY S SUPERMARKETS LTD. Code of Conduct For Ethical Trade. Sainsbury s Supermarkets Ltd. 2013 1 SAINSBURY S SUPERMARKETS LTD Code of Conduct For Ethical Trade Sainsbury s Supermarkets Ltd. 2013 1 CONTENTS Sainsbury s Code of Conduct for Ethical Trade... 3 1.1. Introduction... 3 1.2. Scope... 3 1.3.

More information

IMPROVING CORPORATE GOVERNANCE OF UNLISTED COMPANIES JANUARY 2006

IMPROVING CORPORATE GOVERNANCE OF UNLISTED COMPANIES JANUARY 2006 IMPROVING CORPORATE GOVERNANCE OF UNLISTED COMPANIES JANUARY 2006 Introduction The Board of Directors of the Central Chamber of Commerce of Finland established on 18 October 2004 a working group for the

More information

DO YOU KNOW YOUR TERMS OF WORK?

DO YOU KNOW YOUR TERMS OF WORK? DO YOU KNOW YOUR TERMS OF WORK? Johannes Tervo CONTENTS Metal industry in Finland...4 Equal treatment...5 Contract of employment... 6 COLLECTIVE AGREEMENT OF THE TECHNOLOGY INDUSTRIES 2007 2009... 13 Wage

More information

Living and Working in Austria. 1 l Income tax in Austria 2 l Social Security in Austria 3 l Residence And Work Permits in Austria

Living and Working in Austria. 1 l Income tax in Austria 2 l Social Security in Austria 3 l Residence And Work Permits in Austria Tax l Accounting l Audit l Advisory Living and Working in Austria 1 l Income tax in Austria 2 l Social Security in Austria 3 l Residence And Work Permits in Austria We are pleased to present you in our

More information

Introduction of the tax law office of Jelle Folkeringa

Introduction of the tax law office of Jelle Folkeringa Introduction of the tax law office of Jelle Folkeringa As the client, you determine the target. I will add my creativity, expertise and passion in my work in finding solutions for challenging tax affairs

More information

How should a Managing Director employment contract be formulated?

How should a Managing Director employment contract be formulated? 26 May 2011 How should a Managing Director employment contract be formulated? As the Managing Director of a limited company, you are in a special position of trust in relation to your employer. The fact

More information

PROFESSORSHIP OF PSYCHOLOGY (HUMAN COMPUTER INTERACTION)

PROFESSORSHIP OF PSYCHOLOGY (HUMAN COMPUTER INTERACTION) PROFESSORSHIP OF PSYCHOLOGY (HUMAN COMPUTER INTERACTION) Duties of the Post: In accordance with the University s strategic objective as a research led institution, the duties of all academic staff will

More information

Välkommen till Arbetsförmedlingen! Information till dig som är arbetssökande Engelska

Välkommen till Arbetsförmedlingen! Information till dig som är arbetssökande Engelska Välkommen till Arbetsförmedlingen! Information till dig som är arbetssökande Engelska In Platsbanken (the Job Bank) vacancy database you can seek work and subscribe to job ads. Here you can find a large

More information

Benefits of membership series. Trainee

Benefits of membership series. Trainee Benefits of membership series Trainee NQ ATL is the union for education professionals. Active in the maintained, independent and post-16 sectors, we use our members experiences to influence education policy

More information

Varying a contract of employment

Varying a contract of employment Varying a contract of employment We inform, advise, train and work with you Every year Acas helps employers and employees from thousands of workplaces. That means we keep right up-to-date with today s

More information

How To Calculate Insurance Premium In The European

How To Calculate Insurance Premium In The European XVIII WORLD CONGRESS OF LABOUR AND SECURITY LAW Paris, September 5 th to 8 th 2006 TOPIC 3 OCCUPATIONAL RISKS: SOCIAL PROTECTION AND EMPLOYERS LIABILITY FINLAND FINNISH REPORT Jorma Saloheimo Finnish Labour

More information

Working and living in Denmark A brief introduction to tax, social security and immigration. Tax 2015

Working and living in Denmark A brief introduction to tax, social security and immigration. Tax 2015 Working and living in Denmark A brief introduction to tax, social security and immigration Tax 2015 1. Introduction This booklet contains brief information about the main aspects of individual taxation,

More information

FIRST DATA CORPORATION PROCESSOR DATA PROTECTION STANDARDS

FIRST DATA CORPORATION PROCESSOR DATA PROTECTION STANDARDS FIRST DATA CORPORATION PROCESSOR DATA PROTECTION STANDARDS As a world leader in electronic commerce and payment services, First Data Corporation and its subsidiaries ( First Data entity or entities ),

More information

General Terms of Public Procurement in service contracts JYSE 2009 SERVICES

General Terms of Public Procurement in service contracts JYSE 2009 SERVICES General Terms of Public Procurement in service contracts November 2009 Contents Introduction........................................................................................................................................3

More information

Cover letter for contract between «NAVN_KONTRAKT_PART» and Rikskonsertene (Concerts Norway)

Cover letter for contract between «NAVN_KONTRAKT_PART» and Rikskonsertene (Concerts Norway) MANAGEMENT «NAVN_KONTRAKT_PART» by/«kpart_kpers_navn» «KPART_KPERS_ADRESSE_KONV» Your ref.: Our ref.: AMH/«ANSV_TURNE» «PRODNR» Oslo, 7. January 2015 Cover letter for contract between «NAVN_KONTRAKT_PART»

More information

Enter working life: TE Offices at the service of jobseekers. www.mol.fi

Enter working life: TE Offices at the service of jobseekers. www.mol.fi For jobseekers Enter working life: TE Offices at the service of jobseekers 1 www.mol.fi Are you looking for a job? Would you like to change from your current job to something more suitable? Are you wondering

More information

Insurance Industry Qualifications

Insurance Industry Qualifications Insurance Industry Qualifications 2015 i ii In one of the world s most dynamic industries, knowledge, technical skill, creativity and professional relationships are what make for truly great performers.

More information

Trans Canada Trail Ontario

Trans Canada Trail Ontario TABLE OF CONTENTS Section PAGE 1.0 Purpose and Scope of Policy 1 2.0 Introduction and Regulations 1 3.0 Recruitment and Selection 1 4.0 Probation 2 5.0 Hours of Work 3 6.0 Performance Appraisal 3 7.0 Employee

More information

A glossary for injured workers Who s who in the claims process

A glossary for injured workers Who s who in the claims process A glossary for injured workers Who s who in the July 2013 Who s who in the A glossary for injured workers About us 1 Talking your language service 2 Key contacts during the 3 About the roles in the 4 Allied

More information

CAP-CO. Make sure you coordinate your work with the Police and Border Guard Board (PBGB) and apply for their consent in order to work.

CAP-CO. Make sure you coordinate your work with the Police and Border Guard Board (PBGB) and apply for their consent in order to work. Working Speaking Estonian is an advantage when looking for a job, but a command of Russian and English is also useful. You must be active and open to different options. As an asylum seeker, you have the

More information

Insurance. Insurance This is protection against something that might happen eg: a road accident, a fire, theft.

Insurance. Insurance This is protection against something that might happen eg: a road accident, a fire, theft. Insurance This is protection against something that might happen eg: a road accident, a fire, theft. Insurance is needed to reduce the financial risk when a household is faced with problems caused by damage

More information

What is insurance?... 3. What types of insurance are there?... 4. Life insurance... 5. Total and Permanent Disability insurance...

What is insurance?... 3. What types of insurance are there?... 4. Life insurance... 5. Total and Permanent Disability insurance... Contents What is insurance?... 3 What types of insurance are there?... 4 Life insurance... 5 Total and Permanent Disability insurance... 6 Trauma insurance... 7 Income Protection insurance... 8 Insurance

More information

Change security for jobseekers and employers

Change security for jobseekers and employers Change security for jobseekers and employers te-services.fi Employment and change security Employment and change security improves the employee's position in situations where they are in danger of being

More information