COMPLETE SMSF LEGAL SERVICES
|
|
- Damon Powers
- 8 years ago
- Views:
Transcription
1 Murfett Legal provides the complete suite of advice and documentation for Self Managed Superannuation Funds. All documents are prepared by Murfett Legal s lawyers and are not simply generic internet-based templates. WORK PRICE GUIDE 1. Establish New SMSF 2. Superannuation Deed Update 3. Establish Company (super trustee) 4. Establish Special Purpose Company (non-super trustee) 5. Limited Recourse Borrowing Arrangement Related Party Lender 6. Limited Recourse Loan Arrangement External Bank Lender 7. Purchase of Real Property and Limited Recourse Borrowing Arrangement- Related Party Lender 8. Vesting Real Property from Family Trust to Beneficiary 9. Contributing Property from Member to SMSF 10. Vesting and Contribution (two stage process) 11. Vesting, Sale to SMSF and Limited Recourse Borrowing Arrangement Related Party Lender (three stage process) 12. Vesting and Sale to SMSF and Limited Recourse Borrowing Arrangement External Bank Lender ( three stage process) Additional Services 13. Prepare Mortgage or charge over Asset held by Custodian, for a Related Party Lender 14. Prepare Mortgage or Charge for general (non-bank) lender 15. Drafting commercial lease for SMSF 16. Update Company Constitution (replace Memorandum and Articles) 17. Binding Death Benefit Agreements and Nominations (as part of Succession Planning) 18. Conveyancing (Settlement Agent) fees 19. Lawyer s Certificate of Advice to Custodian and guarantors on a Limited Recourse Borrowing Arrangement 7 Tully Road, East Perth, Western Australia PO Box 6314, East Perth WA 6892 Tel: +61 (08) Facsimile: +61 (08) reception@murfett.com.au ABN: website:
2 Work Price Guide Work Description Prices starting from: 1. Establish New SMSF $400 Deed to Establish the Fund (2 Copies) Resolutions of Trustee(s) Initial Certificates and membership applications Product Disclosure Statement 2. Superannuation Deed Update $350 Deed of Variation attaching new rules of the Fund (2 Copies) Notice to Members Resolutions of Trustee(s) Product Disclosure Statement 3. Establish Company (super trustee) $700 Constitution (2 copies) Folder with all consents, minutes, share applications, registers, journals, etc Bank copy ASIC fee 4. Establish Special Purpose Company (non-super trustee) $800 i.e. for the role of Custodian in a Limited Recourse Borrowing Arrangement Constitution (2 copies) Folder with all consents, minutes, share applications, registers, journals, etc ASIC fee
3 5. Limited Recourse Borrowing Arrangement Related Party Lender $2,500 Explanations, initial review existing SMSF documentation to ensure power for LRBA exists Superannuation Deed Update - see item 2 Establish Special Purpose Company - see item 4 Deed to Establish Custodian Trust to hold the asset Limited Recourse Loan Documentation between Related Lender and SMSF Resolutions of Trustee(s) of SMSF Resolutions of Trustee of Custodian 1 hour of liaison with Settlement Agent / Accountants/ Financier to ensure asset and general compliance and favourable duty assessment NB: Please contact us before signing any offer Not included: Additional liaison with other parties Transfer of Land and conveyancing Security for the loan 6. Limited Recourse Loan Arrangement External Bank Lender $2,500 initial review existing SMSF documentation to ensure power for LRBA exists Superannuation Deed Update - see item 2 Establish Special Purpose Company - see item 4 Deed to Establish Custodian Trust to hold the asset Minutes Explanations to clients 2 hours of liaison with Settlement Agent / Accountants/ Bank to ensure compliance and favourable duty assessment NB: Please contact us before signing any offer
4 Not included (see below): Additional liaison with other parties Transfer of Land and Conveyancing 7. Purchase of Real Property and Limited Recourse Borrowing Arrangement- Related Party Lender $3,000 Limited Recourse Borrowing Arrangement Related Party Lender -see item 5 Prepare Offer & Acceptance and any special conditions 8. Vesting Real Property from Family Trust to Beneficiary $1,800 Update of Family Trust Deed Prepare Deed of Partial Vesting to Beneficiary, including Transfer of Land to individuals Liaising with Office of State Revenue for duty assessment Lodgement with Landgate 9. Contributing Property from Member to SMSF $2,700 Ascertain Property Transfer complies with superannuation legislation Review SMSF Deed to ensure vesting of capital permitted Superannuation Deed Update -see item 2 Prepare Deed and Declaration of Trust, including Transfer of Land to SMSF trustee Liaising with Office of State Revenue for duty assessment Lodgement with Landgate
5 10. Vesting and Contribution, two stage process $4,500 Vesting Property from Family Trust to Beneficiary see item 8 Contributing Property from Member to SMSF see item Vesting, Sale to SMSF and Limited Recourse Borrowing Arrangement Related Party Lender, three stage process: $5,000 Vesting Property from Family Trust to Beneficiary see item 8 Limited Recourse Borrowing Arrangement Related Party Lender see item Vesting and Sale to SMSF and Limited Recourse Borrowing Arrangement External Bank Lender, three stage process: $ 5,000 Vesting Property from Family Trust to Beneficiary see item 9 Limited Recourse Borrowing Arrangement External Bank Lender see item 6 Additional Services Value added 13. Prepare Mortgage or charge over Asset held by Custodian, for a Related Party Lender $2, Prepare Mortgage or Charge for general (non-bank) lender Price on request 15. Drafting commercial lease for SMSF $ Update Company Constitution (replace Memorandum and Articles) $ Binding Death Benefit Agreements and Nominations (as part of Succession Planning) Price on Request
6 18. Conveyancing (Settlement Agent) fees Price on Request 19. Lawyer s Certificate of Advice to Custodian and guarantors on a Limited Recourse Borrowing Arrangement $900 * Please note 1. All prices are exclusive of GST. 2. Extras include Office Disbursements in excess of the copies included in the description above i.e. photocopying, printing, titles office and ASIC search fees, stamp duty, Landgate registration fees and Rating Authority disbursements. 3. Prices include time for an initial briefing discussion, the review of existing legal documents, and validation of details by search. 4. Attendances outside the quoted prices are charged according to our standard retainer agreement. 5. For non-real property or multiple asset transfers, please contact us. 6. Prices are correct as at 1 April Clients and advisors please confirm prices are current at date of giving instructions.
BORROWING BY SELF MANAGED SUPERANNUATION FUNDS (SMSF)
DATE: 4 April 2014 BORROWING BY SELF MANAGED SUPERANNUATION FUNDS (SMSF) Purpose The purpose of this short paper is to briefly explain the opportunity that currently exists for self managed superannuation
More informationSelf Managed Superannuation Fund Borrowing - Q s and A s
Self Managed Superannuation Fund Borrowing - Q s and A s Self Managed Superannuation Fund (SMSF) Borrowing Q s and A s Borrowing through your SMSF is not as difficult a process as you may think. As a market
More informationFund Restructure Request
Fund Restructure Request SC no. (office use only) Campaign Code (if applicable) The Service About the service For more information Any changes to your fund (e.g. new fund name, adding or removing trustees,
More informationborrow Want to in your SMSF?
borrow Want to to buy property in your SMSF? A Self Managed Super Fund (SMSF) gives you investment flexibility. Some typical investment options for SMSFs include term deposits, direct shares, and managed
More informationSMSF Audit Self Managed Super Funds
SMSF Audit Checklist SMSF Audit Self Managed Super Funds Fund Name: (per trust deed) Fund ABN: Fund TFN: Year of Audit: The basic format is to have Financial Statements, a Tax Return, supporting documentation
More informationESTABLISHING AN SMSF STEPS INVOLVED AND ISSUES TO BE CONSIDERED
Individuals face a number of considerations in deciding to establish a Self Managed Superannuation Fund (SMSF). This article considers some of those considerations and outlines some of the steps involved.
More informationLoan Account Fees and Charges
Loan Account Fees and Charges ABN 63 087 651 849 AFSL & Australian Credit Licence No. 246884 1 1 September 2015 Goldfields Money s Vision A Fair Cost for Banking Services Goldfields Money s vision is to
More informationSydney Winter 2012. Legal Services Price Guide. Andreyev Doman Lawyers Sydney Adelaide
Sydney Winter 2012 Legal Services Price Guide Andreyev Doman Lawyers Sydney Adelaide 1 Legal Services Price Guide WHO ARE WE? We are a full service commercial law firm. We focus on working with successful
More informationSelf-managed superannuation funds and borrowing
1 Self-managed superannuation funds and borrowing So self-managed superannuation funds can borrow? Well, it depends! Opportunity In 2007 the Superannuation Industry (Supervision) Act 1993 (SIS Act) was
More informationSelf Managed Super Fund (SMSF) Limited Recourse Loans
Self Managed Super Fund (SMSF) Limited Recourse Loans Memorandum Have you been searching for someone you can trust to assist with arranging both the finance and legal structure that accompanies limited
More informationBank of Melbourne Super Fund Home Loan
To Whom It May Concern Bank of Melbourne Super Fund Home Loan Should Bank of Melbourne approve a loan, under the terms of the Loan Agreement for a Bank of Melbourne Super Fund Home Loan, you are required
More informationSelf Managed Superannuation Limited Recourse Borrowing Explanatory Notes
Self Managed Superannuation Limited Recourse Borrowing Explanatory Notes What are the general requirements for establishing a limited recourse borrowing arrangement under section 67A of the Superannuation
More informationA Guide to Investing in Property Using a Self Managed Super Fund
A Guide to Investing in Property Using a Self Managed Super Fund Why would I consider a SMSF? I already have a super fund. Self Managed Superannuation Funds (SMSF s) are the fastest growing sector of the
More informationCUSTODIAN TRUST DEED. Re: 10 Main Road, Sydney. ACME CO (A.C.N. 000 000 000) (the Security Custodian) BOB WILIAM SMITH RUBY SMITH (the Borrower)
CUSTODIAN TRUST DEED BETWEEN: ACME CO (A.C.N. 000 000 000) (the Security Custodian) AND: BOB WILIAM SMITH RUBY SMITH (the Borrower) Zumesoft Solutions PTY LTD 105 Pitt Street NSW 2000 Table of Contents
More informationSMSF Solutions for Advisers & Accountants.
SMSF Solutions for Advisers & Accountants. 1 November 2015 www.multiport.com.au Multiport Pty Ltd ABN 76 097 695 988 AFS LICENCE NO: 291195 Contents Taking the hassle out of SMSF administration and compliance
More informationASSET FINANCE APPLICATION.
ASSET FINANCE APPLICATION. For all enquiries please contact us on 1300 658 108 Mon to Fri 9am-5pm (Melbourne time) or email us at business@mebank.com.au Visit mebank.com.au Please complete this form and
More informationAMP SMSF Solutions. Is an individual or corporate trustee. for your SMSF?
AMP SMSF Solutions Is an individual or r corporate trustee ght for your SMSF? 3 One of the greatest aspects of a self managed super fund (SMSF) is the level of control you have in tailoring your fund to
More informationYour guide to a total solution Ascend self managed super
Your guide to a total solution Ascend self managed super The big picture ISSUE 2 - SEPTEMBER 2009 Components of an SMSF If one member only If 2 to 4 members What is a self managed super fund? Member trustee
More informationFinancial services guide
Financial services guide The Financial Services referred to in this guide are offered by: Dixon Advisory & Superannuation Services Ltd ABN 54 103 071 665 AFSL 231143 A hard copy of this document is available
More informationSMSF gearing package. multiport.com.au. Issued 7 July 2014 Multiport Pty Ltd ABN 76 097 695 988 AFS Licence No. 291195
SMSF gearing package multiport.com.au Issued 7 July 2014 Multiport Pty Ltd ABN 76 097 695 988 AFS Licence No. 291195 Contents Multiport s SMSF gearing package 1 An exciting new opportunity 2 How does it
More informationSelf Managed Super Fund (SMSF) Limited Recourse Loans
Self Managed Super Fund (SMSF) Limited Recourse Loans Memorandum Ever since the Superannuation Industry (Supervision) Act 1993 (SIS Act) was amended in late 2007, SMSF Lending has been arranging Super
More informationMcMasters Solicitors Newsletter March 2012
McMasters Solicitors Newsletter March 2012 McMasters Solicitors 71 Tulip Street, Cheltenham Victoria 3192 PO Box 68 Sandringham Victoria 3191 Phone: 03 9583 6533 Good Afternoon, Welcome to the first edition
More informationLimited Recourse Borrowing Arrangements - gearing of SMSF s Page 1
Limited Recourse Borrowing Arrangements - gearing of SMSF s Page 1 Can a SMSF borrow money? On and from 24 September 2007, the Superannuation Industry (Supervision) Act 1993 (SIS) was changed to permit
More informationFOR AFM ACCREDITED INTRODUCERS USE ONLY
COMMERCIAL DIVISION Motor Vehicle & Equipment Full Doc Only Leasing Hire Purchase Novated Lease Property Full Doc 75% Lo Doc 75% Lease Doc 65% Construction 60% - 70% end value Chattel Mortgage FOR AFM
More informationSMSF Audit Self Managed Super Funds
SMSF Audit Self Managed Super Funds Control Why set up a Self Managed Super Fund (SMSF)? SMSF assets are totally under the control of the Trustees. The Trustees are responsible for taking all decisions
More informationNZQA Expiring unit standard 26286 version 2 Page 1 of 5
Page 1 of 5 Title Demonstrate knowledge of the mortgage industry, lending principles, home loan products and apply the application process Level 4 Credits 5 Purpose People credited with this unit standard
More informationBorrowing to Buy Property in your Self Managed Super Fund
Level 7,34 Charles St Parramatta answ 2150 PO Box 103 Parramatta NSW 2124 Phone: 02 9687 1966 Fax: 02 9635 3564 Web: www.carnegie.com.au Guide Build Protect Manage Wealth Borrowing to Buy Property in your
More informationDeeds on Accountable Trust Receipt Redemption Figures Signature of Undertaking
A recommendation that it be completed in the solicitor s presence, it is acknowledged by the Lender that the solicitor shall have no responsibility to the Lender to explain the conditions to his/her client.
More informationPRODUCT DISCLOSURE STATEMENT. 02 9331 8664 admin@nowinfinity.com.au www.nowinfinity.com.au PO BOX 1409 Potts Point NSW 1335 ABN 16 154 927 376
PRODUCT DISCLOSURE STATEMENT 02 9331 8664 admin@nowinfinity.com.au www.nowinfinity.com.au PO BOX 1409 Potts Point NSW 1335 ABN 16 154 927 376 SMSF Product Disclosure Statement CONTENTS SMSF Product Disclosure
More informationApplication for Business Finance
Application for Business Finance MAS, FREEPOST 884, PO Box 13042, Johnsonville, Wellington. Phone 0800 800 627. Facsimile (04) 477 0109 This section to be completed on behalf of all Applicants Lender details
More informationSelf-Managed Superannuation Fund (SMSF) Application
Self-Managed Superannuation Fund (SMSF) Application Section 1 Applicant of Self-Managed Superannuation Fund SMSF ABN Please provide a certified copy of your Self-Managed Superannuation Fund Trust Deed.
More informationLoan Contract Terms and Conditions booklet with:
Loan Contract Terms and Conditions booklet with: Mortgage conditions; and Direct Debit Request Service Agreement This booklet contains some of the terms and conditions that apply to a loan we offer Borrower(s)
More informationQ & A - SMSFs. Our trust deed allows for the trustees of the SMSF to be either a corporate trustee or individuals.
Q & A - SMSFs The questions and answers below are for information purposes only and are not advice. You should arrange your own legal, accounting, financial and other advice How many members can a SMSF
More informationBusiness Loan Application Form
Business Loan Application Form For all enquiries contact 1300 658 108 Mail to New Accounts - Business Banking, ME Bank, Reply Paid 1345, Melbourne VIC 8060 Visit mebank.com.au Section 1 Applicant Details
More informationlending Lending Advice.much more than just a Mortgage Broker
lending Lending Advice.much more than just a Mortgage Broker living a life well planned We rebate trail commissions it s our gift to you. We are very well known for our pioneering rebating of trail commission
More informationSelf Managed Superannuation Funds
Self Managed Superannuation Funds You have as much choice and control over an investment property using your superannuation funds as you would by investing personally Self Managed Superannuation Funds
More informationLife Insurance and Super Pty Ltd ( Life and Super ) ( LIAS )
Financial Services Guide (FSG) Part 1 Life Insurance and Super Pty Ltd ( Life and Super ) ( LIAS ) Australian Financial Services Licence (AFSL: 405456) This Financial Services Guide Version 1.1: 01 November
More informationHow To Pay A Personal Financial Charge In The United Kingdom
Personal Financial Charges for Home and Investment Property Loans Effective 1 July 2011 Loan Establishment Fees Home Smart Establishment Fees 1, 2 $600 Loan Settlement Fee 3 $150 Valuation/Property Assessment
More informationRESIDENTIAL MORTGAGE LENDING LAW SOCIETY APPROVED GUIDELINES AND AGREEMENT (2011 EDITION)
This is a true copy of the Guidelines & Agreement (2011 Edition) agreed by the Law Society of Ireland with the Lending Institutions named herein RESIDENTIAL MORTGAGE LENDING LAW SOCIETY APPROVED GUIDELINES
More informationApplication For LEASE / HIRE PURCHASE / RENTALS / CHATTEL MORTGAGE
Application For LEASE / HIRE PURCHASE / RENTALS / CHATTEL MORTGAGE FACILITY TYPE Lease Rental Sale & Lease/Hire Back CHP Chattel Other: GCC FullDoc Full financials required. Last 2 years
More informationyour contact at Mortgage Services Page 1 of 6 MCF004_E (01/15) 428118
your contact at Mortgage Services Page 1 of 6 MCF004_E (01/15) 428118 Telephone Solicitor/Conveyancer Hotline 1300 367 449 For all your needs, including: ings (both purchases and discharges) Payout figures
More informationApplication for Overdraft, Personal or Car loan
Application for Overdraft, Personal or Car loan How to lodge your application: bankvic.com.au loans@bankvic.com.au 13 63 73 option 4 Reply Paid 669, BankVic PO Box 669, Carlton Sth Vic 3053 Visit a branch
More informationGUIDANCE NOTE - SMSFS & PROPERTY
GUIDANCE NOTE - SMSFS & PROPERTY GUIDANCE FOR CPA AUSTRALIA PUBLIC PRACTITIONERS FINANCIAL ADVISORY SERVICES The decision to establish a self-managed super fund (SMSF) requires careful consideration. While
More informationLAND SUB BARE TRUST DEED
SOUTH WEST SETTLEMENT NEGOTIATIONS LAND SUB BARE TRUST DEED This document has been agreed in principle on a without prejudice basis between the State, the Noongar Negotiation Team, and the South West Aboriginal
More informationSMSF Trustee Companion
If you are thinking about setting up a SMSF, there are a number of decisions you will need to make regarding the structure, operation and management of your fund. To help you understand the process and
More informationPRIVACY NOTICE AND CONSENT
Australian Credit Licence Number 387406 PRIVACY NOTICE AND CONSENT This privacy notice and consent relates to an application (the application) you make to a mortgage manager for a loan (your loan) or in
More informationSMSF Audit Checklist
12 Jan 2013 SMSF Audit Checklist XXXXXX Superannuation Fund Name of fund Year of the audit Permanent Documents that should be on file: 1 Minutes 2 Trustee Declaration from ATO 3 Trust Deed 4 Consent to
More informationSelf Managed Super Limited Recourse Borrowing
Self Managed Super Limited Recourse Borrowing "It's your retirement savings - don't you think it's time you took an active role in how it's invested! " NICHE FINANCE 22F / 105 Scarborough Street, Southport
More informationLoan Accounts. Charges for specific services and accounts.
Loan Accounts. Charges for specific services and accounts. Effective Date: 22 November 2015 Fees stated are current as at the date of this brochure but may change from time to time. We will notify you
More informationBusiness Access Saver Application and Authority to Operate
This form can be used to open the Business Access Saver For Companies, Partnerships, Sole Traders, Associations, Co-operatives, Trusts and Government Entities. Please completed the required sections based
More informationBUSINESS LOAN APPLICATION FORM.
BUSINESS LOAN APPLICATION FORM. For any enquiries contact us on 1300 658 108 Mon to Fri 9am-5pm (AEST/AEDT) Mail to New Accounts - Business Banking, ME Bank, Reply Paid 1345, Melbourne, Victoria 8060.
More informationABN ACN Registration number (including ABN of any Trust) (company applicants only) (incorporated association applicants only) Business phone number:
on 1300 658 108 Mon to Fri 9am-5pm (AEST/AEDT) Mail to New Accounts - Business Banking, ME Bank, Reply Paid 1345, Melbourne, Victoria 8060. Visit mebank.com.au Section 1 - Applicant Details Business Loan
More informationQUARTERLY CASH FLOW REPORT. Please find attached Sterling Plantations Limited s quarterly cash flow report for the quarter ended 30 September 2015.
23 October 2015 The Manager Company Announcements Office Australian Securities Exchange Exchange Plaza 2 The Esplanade PERTH WA 6000 By: elodgement (ASX code SBI) QUARTERLY CASH FLOW REPORT Please find
More informationMy SMSF Property Services Guide
My SMSF Property Services Guide This guide is an important document which we recommend you read, when choosing any services provided by My SMSF Property. In it we highlight some important considerations,
More informationCOMMERCIAL DIVISION MOTOR VEHICLE & EQUIPMENT COMMERCIAL PROPERTY
Commercial Loans COMMERCIAL DIVISION MOTOR VEHICLE & EQUIPMENT Full Doc Only Leasing Hire Purchase Novated Lease Chattel Mortgage COMMERCIAL PROPERTY Full Doc 75% SMSF 75% Lo Doc 75% Lease Doc 65% Construction
More informationDeed of Mortgage secured by Real Estate WESTERN AUSTRALIA
Deed of Mortgage secured by Real Estate WESTERN AUSTRALIA 1 Deed of Mortgage secured by Real Estate - WESTERN AUSTRALIA Contents Parties Definitions 1 Purpose of Agreement; 2 Covenant to repay; 3 The Mortgagor
More information2. The audit of a self managed superannuation fund
2. The audit of a self managed superannuation fund 2. The audit of a self managed superannuation fund 2:2 Introduction to this chapter 2:2 ASIC SMSF auditor registration 2:2 Overview of the audit of an
More informationSELF-MANAGED SUPER FUND LOANS
SELF-MANAGED SUPER FUND LOANS PART ONE: Purchasing an existing property or Off-The-Plan apartment using the banks money PART ONE: PURCHASING AN EXISTING PROPERTY OR OFF-THE-PLAN APARTMENT USING THE BANK
More informationSMSF Property Loans Online Product Training
SMSF Property Loans Online Product Training Contents 01 SMSFs and borrowing 02 Responsibilities and licensing 03 Product overview and features 04 Fees 05 Credit policy 06 Case study 07 Next steps 01 SMSFS
More informationMacquarie Mortgages Application for Finance
Macquarie Mortgages Application for Finance Personal Details Applicant 1 Applicant 2 Borrower Guarantor (please tick one only) Title First name Surname Middle name Date of birth / / Sex F/M Marital Status
More informationSHORT TERM LOAN APPLICATION FORM
ACN 150 013 513 Australia s Fastest National Caveat Loan Lender Tel: (03) 9017 6611 Fax: (03) 8648 6328 Email: apply@homesec.com.au Web: www.homesec.com.au SHORT TERM LOAN APPLICATION FORM BORROWERS COMPANY
More informationHome Loan Application
Broker Group: Broker Name/Personal Banker: Broker Number: Application Number: Home Loan Application 1. Loan details Tell us which loan product you re after: Low Cost Home Loan Fixed Rate Home Loan Qantas
More informationHowever, this week s announcement particularly in regards to big business audits includes a growing focus on the following areas:
Issue 5, August 2003 Briefly in Tax Taxation Specialists - Business Advisors THIS ISSUE ATO Spotlight is Bigger and Brighter for 2003-04 Areas under the spotlight with the ATO are expanding once again,
More informationFinancial Services Guide part one
SENTRY Financial Planning Financial Services Guide part one Financial Services Guide - Part One Introduction This Financial Services Guide (FSG) is issued with the authority of Sentry Financial Planning
More informationPersonal Financial Charges for Home and Investment Property Loans. Effective 1 April 2016
Personal Financial Charges for Home and Investment Property Loans Effective 1 April 2016 Loan Establishment Fees Home Smart Establishment Fee 1, 2 $600 Loan Settlement Fee 3 $150 Valuation/Property Assessment
More informationSAMPLE ONLY. Priority Protection Superannuation. Policy Document. Version 13.1, Date Prepared 1 July 2014. Life s better with the right partner
Priority Protection Superannuation Policy Document Version 13.1, Date Prepared 1 July 2014 This is an important document. Please keep in a safe place. Life s better with the right partner If you need to
More informationFinancial Services & Credit Guide
Financial Services & Credit Guide 5 Wealth Management Pty Ltd Part of the 5 Financial Group ABN 50 003 640 097 AFSL No 314889 Suite 2C, Level 2 9 Blaxland Road RHODES NSW 2138 PO Box 3162 RHODES NSW 2138
More informationMortgage Settlements AUSTRALIA A NATIONAL LAW COMPANY SMSF. LAWDocs SUPPORTING SMSF LENDING MSA NATIONAL
SUPPORTING LENDING Table of Contents: Supporting Lending 1 A Typical Self Managed Super Fund Lending Structure 1 Non-Complying - Consequences 2 Borrowings - Compliance Issues 3 Compliance Risks 4-5 MSA
More informationANZ Mortgage Broker Distribution Online Supporting Document Kit
Please fax to your state s Broker Unit: VIC, QLD, TAS, NSW, ACT, SA, NT Enquiries 1800 812 785 Fax 1300 139 968 WA Enquiries 1300 367 389 Fax 1300 369 891 Please complete entire application in BLOCK letters
More informationTRUST ACCOUNT (inc SMSF) application form
TRUST ACCOUNT (inc SMSF) application form Please only use this form to open a trading account: as a Trust Account (including Self Managed Super Fund (SMSF)) where the trustees are individual(s) or a company
More informationFinancial Planning 1 July 2014
Financial Planning 1 July 2014 Privacy Statement Equip Financial Planning 1800 065 753 www.equipsuper.com.au Privacy Statement Equip Financial Planning provides financial advice to clients and holds personal,
More informationLoan Application Checklist
22 Delhi Street West Perth WA 6005 PO Box 710 West Perth WA 6872 Tel: 1800 629 948 Fax: 1800 002 881 www.afghomeloans.com.au Loan Application Checklist ALL APPLICATIONS Completed and signed application
More informationUNDERSTANDING THE COMMERCIAL LEASE Australian Institute of Conveyancers Catherine Hallgath - Partner Swaab Attorneys
UNDERSTANDING THE COMMERCIAL LEASE Australian Institute of Conveyancers Catherine Hallgath - Partner Swaab Attorneys 1 INTRODUCTION 'The devil is in the detail', that is my motto when preparing a commercial
More informationONLINE DIVORCE LAWYER. Divorce Property Settlement (includes De facto relationships)
ONLINE DIVORCE LAWYER Divorce Property Settlement (includes De facto relationships) This package contains all work in preparing your documentation including, but not limited to : o Attending to your initial
More informationFINANCIAL SERVICES GUIDE
FINANCIAL SERVICES GUIDE The information in this Financial Services Guide ( FSG ) is specific to the financial services provided by ACNS Capital Markets Pty Ltd (ABN 93 088 503 208) trading as Alto Capital
More informationMember Application Form
Super Member Application Form Employer Sponsored and Personal Plan members Joining Australian Catholic Superannuation is easy. Simply complete this form using a dark pen and capital letters or type directly
More informationMercer Self-Managed Super Service Application form
Mercer Self-Managed Super Service Application form Please print in black or blue pen, in uppercase, one character per box. A Important information regarding completion of this form Establishing a self-managed
More informationPERSONAL SUPERANNUATION SOLUTIONS.
PERSONAL SUPERANNUATION SOLUTIONS. Information Booklet for self-managed super fund services Updated June 2014 CONTENTS. INTRODUCTION 3 WHO IS INVOLVED 4 MANAGING YOUR FUND 9 RISKS 11 FEES AND OTHER COSTS
More informationImportant information:
SMSF insurance Important information: This document has been prepared by CommInsure, a registered business name of The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA).
More informationSelf Managed Super Funds
a guide to Self Managed Super Funds a guide to Self Managed Super Funds 1 disclaimer This ebook has been prepared by EJM Financial Services in conjunction with AMP Financial Planning Pty Limited, ABN 89
More informationMARGIN LOAN APPLICATION FORM
MARGIN LOAN APPLICATION FORM EFFECTIVE DATE 21 FEBRUARY 2015 YOU ARE WHAT YOU DO HOW TO USE THIS FORM PLEASE USE CAPITAL LETTERS STEP 1 BEFORE YOU START THE COMMSEC MARGIN LOAN TERMS AND CONDITIONS (29
More informationApplication for Visa Credit card
Application for Visa Credit card How to lodge your application: bankvic.com.au loans@bankvic.com.au 13 63 73 option 4 Reply Paid 669, BankVic PO Box 669, Carlton Sth Vic 3053 Visit a branch Information
More informationHSBC Home and Investment Property Loans. Booklet of Standard Terms and Conditions Issued 23 August 2014
HSBC Home and Investment Property Loans Booklet of Standard Terms and Conditions Issued 23 August 2014 Copyright HSBC Bank Australia Limited ABN 48 006 434 162 2011 ALL RIGHTS RESERVED. No part of this
More informationProduct Ruling Income tax: tax consequences of investing in ANZ Cobalt. No guarantee of commercial success. Terms of use of this Product Ruling
Page status: legally binding Page 1 of 30 Product Ruling Income tax: tax consequences of investing in ANZ Cobalt Contents LEGALLY BINDING SECTION: Para What this Ruling is about 1 This publication provides
More informationintelligent complete financial solutions
intelligent complete financial solutions A SINGLE STORY, A COMMON GOAL Partners Mortgage & Lending Services (PML), a member of Partners Wealth Group, is one of Australia s leading mortgage and business
More informationFinance Fees and Charges
Finance Fees and Charges ANZ BUSINESS BANKING 28.10.2015 Contents Business Finance Loan Approval Fee 3 Credit Facility Fee 4 Loan Administration Charge 6 Renegotiation Fee 7 ANZ Business Select 7 ANZ Commercial
More informationFor example consider John and Anne who purchase a property in their SMSF. Their balance sheet would like something like this:
Cross-insurance in an SMSF By Krishna Skandakumar, Lawyer and Dan Butler, Director, DBA Lawyers Traditionally, SMSF trustees have insured their members under a self-insurance model. This involves the SMSF
More informationSMSF Financial Needs Analyser
SMSF Financial Needs Analyser To have a complete Statement of Advice prepared for you, you need to provide full details of your financial position to your Count adviser. If you require only restricted
More informationVendor Finance. Huonville: 8/16 Main St, Huonville 7109 DX 70754, Huonville PO Box 239, Huonville 7109 Ph: 03 6264 2967
Vendor Finance Huonville: 8/16 Main St, Huonville 7109 DX 70754, Huonville PO Box 239, Huonville 7109 Ph: 03 6264 2967 Hobart: Level 1, 18 Elizabeth St, Hobart 7000 DX 231, Hobart GPO Box 16, Hobart 7001
More informationApplication for Business Finance
Application for Business Finance Applying for finance with National Australia Bank Limited (nab) To assess your application for finance fully and quickly, we need to understand your business. That is why
More informationComplete this form to withdraw part or all of your benefit as a lump sum, roll over to another GESB account and/or to another complying super fund.
Benefit access Gesb Super and West State Super SUP E R ANNUATION Complete this form to withdraw part or all of your benefit as a lump sum, roll over to another GESB account and/or to another complying
More informationNotice of intent. Fact sheet and form. What this fact sheet covers. Who is this fact sheet for? When should I complete a notice of intent?
Fact sheet and form Notice of intent A notice of intent to claim or vary a deduction for personal super contributions (notice of intent) allows you to claim a tax deduction for your personal contributions,
More informationSummary - Table for Appropriate Structure
Summary - Table for Appropriate Structure Sole Investor Partnership Private Company Unit Trust Discretionary Trust Superannuation Fund Administered by Individual Partners Directors Trustee Trustee Trustee
More informationInvestment Account. Application Form. Page 1 / 15. Escala Investment Account Application Form
Investment Account Application Form Page 1 / 15 Escala Investment Account Application Form Responsible Entity: Powerwrap Limited (Australian Financial Services Licence No. 329829 ARSN 137 053 073) Please
More informationBT Margin Lending. Application Form
BT Margin Lending Third Party Security Provider Application Form Complete this form when security for your BT Margin Loan Facility is being provided (owned) by someone other than the borrower(s) i.e. a
More informationTHE SUPER BRIEF. UPDATE!!!! ATO knocks back use of SMSF s to fund Buy/ Sell Agreement Life Insurance NEWSLETTER. page 1. ISSUE - October 2014
ISSUE - October 2014 THE SUPER BRIEF UPDATE!!!! ATO knocks back use of SMSF s to fund Buy/ Sell Agreement Life Insurance Clients often use an SMSF to hold life insurance when setting up a Buy Sell Agreement
More informationTariff of Mortgage Charges
Effective 27th January 2016 Monmouthshire Building Society is closely involved in the mortgage industry s initiative with the Council of Mortgage Lenders and Which? to make our fees and charges easy for
More information27 August 2015. Dear Shareholder,
27 August 2015 Dear Shareholder, Invitation to Participate in Share Purchase Plan On 17 August 2015, Renaissance Minerals Limited (Renaissance or Company) announced a placement of up to 56.8 million fully
More informationEffective Date: 15 April 2013. Loan Accounts. Charges for specific services and accounts
Effective Date: 15 April 2013 Loan Accounts Charges for specific services and accounts Fees stated are current as at the date of this brochure but may change from time to time. We will notify you of changes
More informationFACT SHEET Is a Self-Managed Superannuation Fund the right option for me?
FACT SHEET Is a Self-Managed Superannuation Fund the right option for me? Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au IS A SELF MANAGED SUPERANNUATION FUND
More information