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1 CSE. id-island ort cor SPECIAL DISCOUNTED HOME LOAN PROGRAMS FOR NEW YORI('S HARD-WORI(ING (SEA MEMBERS Our (SEA Mbr loans Fatur Trndous tst savings NO Alication Fs NO srokr Fs NO rocssing Fs NO crdit Rort Fs NO Coitnt Fs Rducd Titl Fs NO Undrwritting Fs Rducd Attornv Fs Manv Ho Purchas & Rfinanc Otions Including: First-Ti Ho Buyr Vtrans 1% Financing/No Mony Down FHA3.5% Down Paynt Jubo Loans Ho Rnovation Financing. -ScDnd Ho/Invstnt Prorty Financing Rvrs Morts 3D-Day Closings DiS[Vrth advantagr of having a rsonal ort rofssional worlfor you. Shawn Dwvr Vic rsidnt, Sals Michal R. LaPaglia Snior Loan Officr Union Businss Dvlont Union Businss Dvlont NMLS 1: NMLS 1: 6626 Mobil: Mobil: Offic: Offic: Eail: sdwyr@ortcor.co Eail: laaglia@ortcor.co D1id-island 9 Mrchants r t cor Wstbury I Nw York I LENDER Lgal Mid-Island Mort Cor.". All Rights Rsrvd. This is not a coitnt to lnd. Rstrictions Aly. Licnsd Mort Bankr-NYS Dartnt of Financial Srvics; Licnsd by th NJ Dartnt of Banking and Insuranc; FL Mort Lndr/Srvicr; NMLS #1259 (

2 ldid-island C /. AI.. Sinc 1959, Mid-Island Mort Cor.has offrd individualizd attntion, uniqu roducts, and oortunitis for hoownrshi with an osy and njoyabl rocss. Th Bst of Both Worlds Th Choic is Yours Whn it cos to offring ho hnoncing, ost ol wish thy could cobin th caabilitis of a big bonk with th rsonal srvic of a sallr bankr. With Mid lslond Mort Cor., you can njoy both. For wll ovr 55 yars w'v rovidd on unatchd rsonal touch of hling hoownrs and futur hoownrs build and rotct thir dras. GUiding You On Th Right Path Whthr you'r buying your hrst ho, rfoncing or aking irovnts, if's iortant to hav loon otions but vn or iortant to hav a hling hand. You can count an Mid lsland Mort to b thr for you vry st of th way. You'll hav your own ddicatd ta of rofssionals to ak this as sooth and as asy as ossibl. If's iust on of th any surior srvics w offr. Coitlirst' If you'r iustlooking for insight or wondring if you will qualify for a ho loon, w can conduct r-qunlifuntin right ovr th hon, onlin, or in rson. This srvic is fr and in ost cass, w can giv you on answr th so day. I will conduct a sil rviw of your financs, crdit rort and inco, aftr which I con rovid on aroxiat aount of a ort that you should b abl to qualify for. At Mid-Island Mort Cor., w want to giv you th bst ossibl buying owr. With our CoitFirstr rogra, you will rciv a fully undrwrittn crdit aroval subjct to contract and araisal. This is uch or valuabl than a r-crovnl bcaus it allows you to confidntly sho for ho knowing what you con actually offord. With so any nw financing otions bing introducd into th arkt and diffrnt qualifying critria, it's asy to s why ol gt confusd. So whthr your crdit is xcllnt or lss than rfct, w con hl you scur financing that aks sns for you. Blow or just fw of th loan rogras ond rhnonc otions w offr: Convntional FHA Low Down Paynt FHA 23(k} Rodl LS.J tnder Vtrans Adinistration Jubo Loans Rvrs Morts Dbt Consolidation Rot & Tr Rduction Lowr Monthly Paynt... and so uch or. lgal@2-2lsmld-lsiandlmtrtgogc(or.. AlI.ighls lscr,cd. This is nt G ClllnHcnllo lnd. Rstri(tions Aly. ljrasd Monc lankr-"yl Dlll1!lllGf Finandal Snl[Ui MA licnsd Morl lndrj3rokr#mc12s9i Lilnsd by lfi HH Bonking DOtlnl; Rlli[nd LndrfBrokr; licnsd by th HJ Dartnt 1Bonking and Insutonc; fl Mort Lndarl Sl'1i[r; Virginia Stal [otoralion Coission #MC--46l5; Mf Sur\'lsd licnsilndr; licnsd by th PADortnt of BonkinQand Scuritis; li[nnd by th8 Dlowor8 Stat-Rank Coission8r to n in businss in Ibis Sial, Ucns8 #968; CT,MD& MNLicnsd Mort l8nd8r; SCBOflMort LndrfSrYltr; Illinois Riidntial Mort licns; licnsd wilt! th North Carolina Coissionr of Banks; NOMony Brokr; SOLi'ns Lndr; DCMort Dual Authority licns; NMLS #1259 (

3 Financ Your Ho with a Mid-Island FHA 23(k) Loan You'v found th hous! It just nds a littl TLL.rlo( th old windows, fix th laky roof, tr, It (on b fixd and finnnrd all in on loon. FHA 23(k) is th rfct solution for that "not-sc-rftt" ho. It's a ort and ho irovnt loon wrad u into on loon. Now you con ak thos ugrads or irovnts to your liking. Hr's just a fw of th irovnts you (on ak as ort of this financing rogra: Rodl th kitchn or both Rloc Rnovat or add Put in nw flooring, carting, or tiling Consrv nrgy with nw windows roo Point th hous or odd siding Add orch, dck, or atio laky roof Udot lctricol wiring, lubing or hating systs FHA 23(k) Loons (on B Usd For Ho Purchus or Rfonc 1-4 unit rortis (ownr-occuid only) Flxibl crdit qualifying FHA low down aynt (3.5%) Rodl your xisting ho Lg 2 2D1S Mid-lsJanci Morfgllg. Cor.lID. Alllighh Rnnd. this is not coitnt to lnd. Rstritfillns AJ1.litrJnd MGrt hnkr NYS Dartnt of FifJllndol Snicu; MA liu,nscl Morlg91! LndrJlrokr #M(1259;li{nd by fii, NHBonkingDortnt; II uuiisci lnclr/lrokf;licnsd by tho Hl Dortant of Iunking IIndInsurdnc; FLMortgolD landlf/ LENDER SniUlti Virginia Stal Cor'oration (ollliuion #MC-46S5; MESuisd UC8RSd llndr; licns! by th PA Ddtlnl of Bonking onc!scuritis; licnsd by th Dlowora Stt Bank CoissiDnr III n in businss in rhis Siot, Lkns # 968; CT,MO& MNlicn:l;d Motl'Lndr; SCIOFI Morl Lndr/Srvicr; Illinois Rsidntial Mort liunsi Utd with th North (atdlino (oissionr at Bonks; NOMany Broltr; SOLicnsd Lndr; DCMort Dual Authority lknsaj NMLS #1259 (

4 Acclrat Ahad of Othr Offrs Thr is a diffrnc btwn r-qualrattons, rarovals and a fully undrwrittn crdit aroval- a big dit1irnc, and Mid-Island Mort Cor is roud to offr it's CoitFIRST aroval rogra to ho buyrs bfor thy hav vn bgin hous huntingl This aroval dos not rquir you to suhrnit any docuntation that you wouldn't ordinarily nd to gt arovd; howvll'r, it's th xtra sts w tal@at MidIsland Mort. With a olid aroval indicatirlg how uch you can afford, you can now targt hos that ar within your ric rang. vou'ukncw which ho fits your budgt, and what ort@ aylilnt you'll b arovd for. You'll sho or ffieintly, know xactly how uch you ran snd, galn ngcltiating nowr (bcaus sllrs know you'r l srious tiuyrl. and gt a had start ovr othr offrs, bcaus you'v acclratd ahad of anyon in th -qualification or r-aroval status. For or ffctiv stratgis to su[[ssfully arrlrat your hobuying journy, contact todayl id-island r t cor Michal R.LaPaglia Snior Loan Officr NMLSID Mrchants Concours Wstbury, Nw York,1159 Offic: Mobil: Eail: laaglia@ortcar.co (844) 27-UNION (E) LENDER lgal Mid-Island Mort Cor.". All Rights Rsrvd. This is not a coitnt to lnd. Rstrictions Aly. licnsd Mort Bankr-NYSDartnt of Financial Srvics; MA licnsd Mort Lndr/Brokr #MC1259; licnsd by th NH Banking Dartnt; Rllicnsd Lndr/Brokr; licnsd by th NJ Dartnt of Banking and Insuranc; Fl Mort lndr/srvicr; Virginia Stat Cororation Coission #MC-4685; ME Survisd licnsd Lndr; licnsd by th PA Dartnt of Banking and Scuritis; Licnsd by th Dlawar Stat Bank Coissionr to n in businss in this Stat, licns # 968; CT, MD & MN licnsd Mort lndr; SCBOFIMort lndr/srvicr; Illinois Rsidntial Mort licns; licnsd with th North Carolina Coissionr of Banks; NO Mony Brokr; SO licnsd lndr; DCMort Dual Authority licns; NMLS#1259 (

5 VA Loan Progra Faturs: No Down Paynt Rquird Cotitiv Intrst Rats Coarably Lowr Closing Costs No Mort Insuranc Rquird No Praynt Pnalty Gift and Sllr Contributions Towards Closing Costs Acctd VA Ho Loans ar ad to ligibl vtrans (who wr honorably dischargd) for th urchas of a ho for rsonal occuancy. For VA housing loan uross, th tr "vtran" includs crtain brs of th Slctd Rsrv, activ-duty srvic rsonnl, and crtain catgoris of souss. Mid-Island Mort Cor. rovids an qual oortunity for all qualifid vtrans to obtain a VA Loan. Contact: Shawn Dwyr Vic Prsidnt, Sals Union Businss Dvlont NMLS # P: C: sdwyr@ortcor.co id-island 9 Mrchants Concours, Wstbury C NY Lgal C>2-215 MId-Island Mort Cor.4P. All Rights Rsrvd. This Is not a coitnt to lnd. Rstrictions Aly. Ucnsd Mort Sankr NYS Dartnt of Ananclal Srvics; MA Ucnsd Mort Lndr/Brokr #MC1259; Ucnsd by th NH Sanldng Dartnt; RI Ucnsd Lndr/Brokr. Ucnsd by th NJ Dartnt of Sanldngand Insuranc; FL Mort Lndr/Srvlcr, Virginia Stat Cororation Coission #MC46B5; ME SUrvisd Ucnsd Lndr. Ucnsd by th PA Dartnt of Sanldng and Scuritis; Ucnsd by th Dlawar Stat Sank Coissionr to n In businss In this Stat, Ucns # 968; CT, MD & MN uns Mort Lndr; SCSOFI Mort Lndr/Srvlcr. illinois Rsidntial Mort Ucns; Ucnsd with th North carolina Coissionr of Sanks; ND Mony Srokr; SD Ucnsd Lndr, DC Mort Dual AuthorItY Ucns; NMLS *1259 tr:ir.;

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