2016 Group Retiree Medicare Plans

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "2016 Group Retiree Medicare Plans"

Transcription

1 2016 Group Retiree Medicare Plans Blue Cross MedicareRx (PDP) Medicare Part D Prescription Drug Plans Anthem Blue Cross is a stand-alone prescription drug plan with a Medicare contract. Enrollment in Anthem Blue Cross depends on contract renewal. Y0071_16_24066_I_002 04/06/ MUEENMUB All EGR Drug PAG BR MUEENMUB_002

2 Anthem Blue Cross Medicare Part D Prescription Drug Plans Prescription drug costs can add up quickly. Offer your retirees a plan that helps them stay healthy and keep their prescription costs affordable. Advances in medical and pharmacy treatments have helped to extend both life expectancy and quality of life. Still, with all the advances, according to the Centers for Medicare & Medicaid Services (CMS), hypertension, high cholesterol, heart disease and diabetes are highly prevalent, and most Medicare beneficiaries have multiple chronic conditions. Our medication management programs and $0 copay Select Generic benefit are ways our plans help retirees better manage these chronic conditions. (Source: CMS.gov, Chronic Conditions, 2013.) We offer a variety of formulary and plan options to meet your retirees drug coverage needs Choose from a continuum of Medicare Part D formularies. Choose from one of our standard plans, or work with your account executive to customize a plan for your needs. Coverage that goes beyond paying claims All of our plans are designed to offer benefits above and beyond what retirees can get from Original Medicare. But that s just the beginning. Our mailorder pharmacies offer quality maintenance medications delivered directly to members homes. For added support, our full-service specialty pharmacies connect seniors dealing with chronic, complex conditions with an expansive specialty medication support program that includes patient care advisors, registered nurses and clinical pharmacists. These teams help improve communication between doctors and their patients, and provide an additional level of support not available through a retail pharmacy. Medication Therapy Management program To help improve therapy outcomes for Medicare Part D participants who have chronic diseases or conditions, we offer a comprehensive Medicare Part D Medication Therapy Management (MTM) program. MTM programs are central to Medicare prescription drug plans and strongly supported by Centers for Medicare & Medicaid Services (CMS). Our MTM program: Encourages optimal medication use to help manage conditions, including diabetes and heart disease. Provides information on clinically recognized dosing, administration techniques, drug interactions and typical side effects. Identifies retirees with possible adherence issues and works with the retiree and the retiree s physician to address the issues. Is available to qualified members at no additional cost. Benefits retirees can count on from a trusted source Providing health care solutions to America s retiree population isn t new to us we ve been serving retirees under individual plans for 40 years. All of our Customer Service staff serving our Medicare-eligible population is specially trained in handling the unique needs retirees may have. The charts on the following pages provide a high-level overview of the plans you can choose from for your retirees. Preferred Retail Pharmacy option NEW for 2016! Our Preferred Retail Pharmacy option offers group sponsors an opportunity to save costs while preserving a way for retirees to continue to pay the same copays. Most Standard Part D plans are now available with the Preferred Retail Pharmacy option. With this option, retirees pay the standard plan copay when they obtain their prescriptions from a preferred retail network pharmacy. If they choose to use a standard retail network pharmacy, their copay is $5 higher. Preferred retail pharmacies have agreed to provide additional discounts that reduce your cost. Preferred retail pharmacies include: CVS/pharmacy, Food Lion, Giant Eagle Pharmacy, Hannaford, Harris Teeter Supermarkets, Kroger, Target, Walmart and their affiliates. Not all pharmacy chains are located in every state, and the list of preferred retail pharmacies can change each January. This option is not available to VA groups because of state insurance laws. > select employer groups link

3 Group Retiree Open Formulary Drug Plans with Rich Extra Covered Drugs Drug Benefits Part D Defined Standard Plan 15/30/60 10/30/60/20% up to $100 10/20/40 Member Pays Member Pays Member Pays Member Pays All Part D Coverage Phases N/A Select Generics: $0 Select Generics: $0 Select Generics: $0 Deductible Phase* $360 $0 $0 $0 Retail Pharmacy (Coverage between the member s Initial Coverage limit and true out-of-pocket [TrOOP]) Generics: $15 Non-Preferred Brands & Non-Formulary Drugs: $60 Non-Preferred Brands & Non-Formulary Drugs: $60 Specialty Drugs: 20% up to $100 *** Preferred Brands: $20 Non-Preferred Brands & Non-Formulary Drugs: $40 Mail-order Pharmacy (Coverage between the member s Initial Coverage Generics: $30 Non-Preferred Brands & Non-Formulary Drugs:: $120 Non-Preferred Brands & Non-Formulary Drugs: $120 Specialty Drugs: 20% up to $100*** Preferred Brands: $40 Non-Preferred Brands & Non-Formulary Drugs: $80 TrOOP Limit* (Member out-of-pocket, plus Coverage Gap Discount) $4,850 $4,850 $4,850 $4,850 Catastrophic Coverage Phase* (After TrOOP has been met) Generics: $2.95 or 5%, whichever is greater Brands: $7.40 or 5%, whichever is greater Generics: 5% with a minimum of $2.95 and maximum of $15 Brands: 5% with a minimum of $7.40 Generics: 5% with a minimum of $2.95 Brands: 5% with a minimum of $7.40 Generics: 5% with a minimum of $2.95 Brands: 5% with a minimum of $7.40 and maximum of $20 Supply Amounts Retail 30-day supply 30-day supply 30-day supply 30-day supply Mail-order 90-day supply a 30-day supply and member pays Specialty Drugs which are limited to a 30-day supply a 30-day supply and member pays Extra Covered Drugs** (Medicare-excluded drugs) Cough & cold DESI Vitamins and Minerals Erectile dysfunction Generics: 100% of all drug costs Brands: 100% of all drug costs Generics: Retail and Mail-order copay applies Brands: Retail and Mail-order copay applies Generics: Retail and Mail-order copay applies Brands: Retail and Mail-order copay applies Generics: Retail and Mail-order copay applies Brands: Retail and Mail-order copay applies * The Medicare Part D limits can change on an annual basis. These limits are defined by Centers for Medicare & Medicaid Services (CMS). ** Costs for Extra Covered Drugs do not count toward the member s Medicare Part D limits, and these drugs do not qualify for the lower catastrophic coverage copays and coinsurance amounts. *** Tier 4 mail-order member cost sharing is based on specialty drug fill 30-day supply limit. Not available with Preferred Pharmacy option in Connecticut. Coverage Gap Discount Program: If the member is not receiving help to pay their share of drug cost through the Low Income Subsidy or PACE programs, the member qualifies for the Medicare Coverage Gap Discount Program. For prescriptions filled in 2016, once the cost paid by the member and this retiree drug plan reaches $3,310, the cost share the member pays will reflect all benefits provided by this retiree drug coverage and the Coverage Gap Discount. The Coverage Gap Discount applies until the cost paid by the member and the Discount reaches $4,850. The Medicare Coverage Gap Discount Program reduces the cost of providing your group sponsored retiree drug coverage. Drug Manufacturers have agreed to provide a discount on brand drugs which Medicare considers Part D-qualified drugs. These plans cover some brand drugs beyond those covered by Medicare. The discount will not apply to benefits described in the Extra Covered Drugs section of this chart. 1

4 Group Retiree Comprehensive Closed Formulary Drug Plans Drug Benefits Part D Defined Standard Plan 8/25/55/33% Generic Gap** 10/30/60/30% Up to $100 10/25/40 Member Pays Member Pays Member Pays Member Pays All Part D Coverage Phases N/A Select Generics: $0 Select Generics: $0 Select Generics: $0 Deductible Phase* $360 $0 $0 $0 Retail Pharmacy (Coverage between the member s initial coverage Generics $8 Preferred Brands $25 Non-Preferred Brands: $55 Tier 1 Generics: $8 All Other Non- Specialty Drugs: 30% up to $100*** Preferred Brands: $25 Non-Preferred Brands: $40 Mail-order Pharmacy (Coverage between the member s initial coverage Generics: $16 Preferred Brands: $50 Non-Preferred Brands: $110 Tier 1 Generics: $16 All Other Non-Preferred Brands: $120 Specialty Drugs: 30% up to $100*** Preferred Brands: $50 Non-Preferred Brands: $80 True Out-Of-Pocket (TrOOP) Limit* (Member out-of-pocket, plus Coverage Gap Discount) $4,850 $4,850 $4,850 $4,850 Catastrophic Coverage Phase* (After TrOOP has been met) Generics: $2.95 or 5%, whichever is greater Brands: $7.40 or 5%, whichever is greater and maximum of $8 and maximum of $25 and maximum of $25 Supply Amounts Retail 30-day supply 30-day supply 30-day supply 30-day supply Mail-order 90-day supply Specialty Drugs which are limited to a 30-day supply Specialty Drugs which are limited to a 30-day supply Specialty Drugs which are limited to a 30-day supply and member pays * The Medicare Part D limits can change on an annual basis. These limits are defined by Centers for Medicare & Medicaid Services (CMS). ** This plan may not be available in all states. Some states cap member cost share below the levels used in this plan. *** Tier 4 mail-order member cost sharing is based on specialty drug fill 30-day supply limit. Coverage Gap Discount Program: If the member is not receiving help to pay their share of drug cost through the Low Income Subsidy or PACE programs, the member qualifies for the Medicare Coverage Gap Discount Program. For prescriptions filled in 2016, once the cost paid by the member and this retiree drug plan reaches $3,310, the cost share the member pays will reflect all benefits provided by this retiree drug coverage and the Coverage Gap Discount. The Coverage Gap Discount applies until the cost paid by the member and the Discount reaches $4,850. The Medicare Coverage Gap Discount Program reduces the cost of providing your group sponsored retiree drug coverage. Drug Manufacturers have agreed to provide a discount on brand drugs which Medicare considers Part D-qualified drugs. 2

5 Group Retiree Lower Cost Closed Formulary Drug Plans Drug Benefits Part D Defined Standard Plan 5/15/35/70/ Generic Gap** 8/30/60/33% Generic Gap** 15/45/45/45 Member Pays Member Pays Member Pays Member Pays All Part D Coverage Phases N/A Select Generics: $0 Select Generics: $0 Select Generics: $0 Deductible Phase* $360 $0 $0 $200 Retail Pharmacy (Coverage between the member s initial coverage Preferred Generics: $5 Non-Preferred Generics: $15 Preferred Brands: $35 Non-Preferred Brands: $70 Specialty Drugs: Preferred Generics: $5 Non-Preferred Generics: $15 All Other Generics: $8 Non- Tier 1 Generics: $8 All Other Generics: $15 Preferred Brands: $45 Non-Preferred Brands: $45 Specialty Drugs: $45 Mail-order Pharmacy (Coverage between the member s initial coverage Preferred Non-Preferred Generics: $30 Preferred Brands: $70 Non-Preferred Brands: $140 Specialty Drugs: Preferred Non-Preferred Generics: $30 All Other Generics: $16 Non-Preferred Brands: $120 Tier 1 Generics: $16 All Other Generics: $30 Preferred Brands: $90 Non-Preferred Brands: $90 Specialty Drugs: $45*** True Out-Of-Pocket (TrOOP) Limit* (Member out-of-pocket, plus Coverage Gap Discount) $4,850 $4,850 $4,850 $4,850 Catastrophic Coverage Phase* (After TrOOP has been met) Generics: $2.95 or 5%, whichever is greater Brands: $7.40 or 5%, whichever is greater and maximum of $5 and maximum of $35 and maximum of $8 and maximum of $15 and maximum of $45 Supply Amounts Retail 30-day supply 30-day supply 30-day supply 30-day supply Mail-order 90-day supply a 30-day supply Specialty Drugs which are limited to a 30-day supply a 30-day supply and member pays * The Medicare Part D limits can change on an annual basis. These limits are defined by Centers for Medicare & Medicaid Services (CMS). ** This plan may not be available in all states. Some states cap member cost share below the levels used in this plan. *** Tier 4 mail-order member cost sharing is based on specialty drug fill 30-day supply limit. Not available with Preferred Pharmacy option in Connecticut. The plans on this page cover only a small number of Non-Preferred Brand drugs. The plans shown on prior pages cover a comprehensive list of Brand drugs. Coverage Gap Discount Program: If the member is not receiving help to pay their share of drug cost through the Low Income Subsidy or PACE programs, the member qualifies for the Medicare Coverage Gap Discount Program. For prescriptions filled in 2016, once the cost paid by the member and this retiree drug plan reaches $3,310, the cost share the member pays will reflect all benefits provided by this retiree drug coverage and the Coverage Gap Discount. The Coverage Gap Discount applies until the cost paid by the member and the Discount reaches $4,850. The Medicare Coverage Gap Discount Program reduces the cost of providing your group sponsored retiree drug coverage. Drug Manufacturers have agreed to provide a discount on brand drugs which Medicare considers Part D-qualified drugs. 3

6 MUEENMUB_002 CA All EGR Drug PAG BR Notes that Apply to All Standard Part D Plans 1) If a member purchases drugs at any retail or mail-order pharmacy that is not listed in our network pharmacy directory, the member will be responsible for all amounts over our negotiated cost. 2) Extra Covered Drug benefits are non-medicare supplemental benefits. The costs for these drugs do not count toward the Medicare Part D limits (initial coverage, and these drugs do not qualify for the lower catastrophic coverage copays and coinsurance amounts. 3) Vaccines may be obtained and administered from the pharmacy or doctor s office. One copay will be applied for the purchase and administration of a vaccine, even if billed separately. Members will be liable for any provider charges over our negotiated administration allowance. 4) Medicare limits (initial coverage limit, TrOOP and catastrophic copays) change each calendar year. The limits shown apply to 2016 benefits. 5) The Group Medicare plans shown in this brochure include Medicare Part D drug benefits and non-medicare supplemental drug benefits. CMS approves the Medicare Part D benefits and for insured coverage, the non-medicare supplemental benefits are approved by your state insurance department. Members only need to use one ID card to access all benefits at a network retail or mail-order pharmacy. Medicare parameters for January 1, 2016, as of April The benefit information provided is a brief summary, not a complete description, of benefits. For more information, contact the plan. Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross name and symbol are registered marks of the Blue Cross Association. 4

2014 Prescription Drug Schedule Humana Medicare Employer Plan

2014 Prescription Drug Schedule Humana Medicare Employer Plan 2014 Prescription Drug Schedule Humana Medicare Employer Plan Option 98 City of Newport News Y0040_GHHHEF3HH14 SECTION I - INTRODUCTION TO SUMMARY OF BENEFITS Thank you for your interest in the Humana

More information

Summary of Benefits. (PDP), Blue MedicareRx Plus SM. (PDP) and Blue MedicareRx Premier SM

Summary of Benefits. (PDP), Blue MedicareRx Plus SM. (PDP) and Blue MedicareRx Premier SM Summary of Benefits for SM, Plus SM and Premier SM Available in Maine and New Hampshire A -approved Part D sponsor. Anthem Insurance Companies, Inc. (AICI) is the legal entity who has contracted with the

More information

Express Scripts Medicare TM (PDP) through State of Delaware Medicare Retiree Prescription Plan Frequently Asked Questions

Express Scripts Medicare TM (PDP) through State of Delaware Medicare Retiree Prescription Plan Frequently Asked Questions Express Scripts Medicare TM (PDP) through State of Delaware Medicare Retiree Prescription Plan Frequently Asked Questions Section 1 General Information (Questions 1-5) Section 2 Enrollment Information

More information

Prescription Drugs Medicare- Eligible Participants

Prescription Drugs Medicare- Eligible Participants State Retiree Health Benefits Program Fact Sheet #8A Prescription Drugs Medicare- Eligible Participants As a Medicare-eligible participant in the State Retiree Health Benefits Program, what are my choices

More information

Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP)

Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP) Your Plan Explained Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP) UnitedHealthcare MedicareRx for Groups (PDP) Y0066_PDP_896487_000 What is Medicare Part D? Medicare Part D is a

More information

Medicare Part D Prescription Drug Coverage

Medicare Part D Prescription Drug Coverage Medicare Part D Prescription Drug Coverage Part 3 Version 6.0 September 25, 2012 Terms and Conditions This training program is protected under United States Copyright laws, 17 U.S.C.A. 101, et seq. and

More information

Medicare Part D Prescription Drug Coverage

Medicare Part D Prescription Drug Coverage Medicare Part D Prescription Drug Coverage Part 3 Version 9.0 June 22, 2015 Terms and Conditions This training program is protected under United States Copyright laws, 17 U.S.C.A. 101, et seq. and international

More information

MEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015

MEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015 2016 MEDICARE PLANS from Blue Cross and Blue Shield of Minnesota H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015 CHOOSING YOUR MEDICARE PLAN Medicare options designed

More information

MEDICARE SUPPLEMENT PLANS PLUS PRESCRIPTION COVERAGE

MEDICARE SUPPLEMENT PLANS PLUS PRESCRIPTION COVERAGE MEDICARE SUPPLEMENT PLANS PLUS PRESCRIPTION COVERAGE FOR EMPLOYER GROUPS 2015 Toll-free 1-800-851-3379 ext. 8024 TTY/TDD 711 HealthAlliance.org mkt-grpmspdpbro-1014 Group Medicare Plans-Coverage for real

More information

How Emeriti's Medical Plans Work With Medicare

How Emeriti's Medical Plans Work With Medicare POST65NATPCC 2015 Post-65 Medical and Rx Comparison Chart National Group Insurance Options Underwritten by Aetna Emeriti offers two types of medical plans aligning in different ways with Medicare Parts

More information

Medicare Part D Prescription Drug Coverage

Medicare Part D Prescription Drug Coverage Medicare Part D Prescription Drug Coverage Part 3 Version 7.1 August 1, 2013 Terms and Conditions This training program is protected under United States Copyright laws, 17 U.S.C.A. 101, et seq. and international

More information

Frequently Asked Questions: Medicare Supplement & Medicare Advantage

Frequently Asked Questions: Medicare Supplement & Medicare Advantage Frequently Asked Questions: Medicare Supplement & Medicare Advantage Who is eligible for CBIA s Medicare program? A CBIA Health Connections participant is eligible for either plan if they are qualified

More information

FREQUENTLY ASKED QUESTIONS (FAQs) About Your New Retiree Prescription Drug Plan

FREQUENTLY ASKED QUESTIONS (FAQs) About Your New Retiree Prescription Drug Plan DRAFT: 4B World Bank Group RMIP DATE: 9/08/15 FAQS for Pre-pre-enrollment mailing Sept 2015 FREQUENTLY ASKED QUESTIONS (FAQs) About Your New Retiree Prescription Drug Plan On January 1, 2016, SilverScript

More information

THE A,B,C,D S OF MEDICARE

THE A,B,C,D S OF MEDICARE THE A,B,C,D S OF MEDICARE An important resource for understanding your healthcare in retirement What you need to know for 2014 How Medicare works What Medicare covers How much Medicare costs INTRODUCTION

More information

Summary of Benefits. Blue Shield of California Medicare Rx Plan (PDP)

Summary of Benefits. Blue Shield of California Medicare Rx Plan (PDP) Summary of Benefits Blue Shield of California Medicare Rx Plan (PDP) An employer-sponsored Medicare Prescription Drug Plan for University of California (UC) retirees January 1, 2015 December 31, 2015 State

More information

Summary of benefits. 2009 idaho, utah. Health Net orange prescription drug plan

Summary of benefits. 2009 idaho, utah. Health Net orange prescription drug plan Health Net orange prescription drug plan Summary of benefits 2009 idaho, utah Benefits effective January 1, 2009 (S5678-064) PDP Option 1 (S5678-063) PDP Value Option 2 Section I INTRODUCTION TO SUMMARY

More information

Medical Plan Comparison - Retirees Age 65 or Over

Medical Plan Comparison - Retirees Age 65 or Over * Plan Type Medicare Cost Plan with Prescription Coordinates with Medicare and includes Medicare prescription drug program Medicare Cost Plan with Prescription Medicare Advantage Plan with Prescription

More information

First Health Part D Value Plus (PDP) offered by First Health Life & Health Insurance Company

First Health Part D Value Plus (PDP) offered by First Health Life & Health Insurance Company First Health Part D Value Plus (PDP) offered by First Health Life & Health Insurance Company Annual Notice of Changes for 2016 You are currently enrolled as a member of First Health Part D Value Plus (PDP).

More information

Medicare Advantage Outreach and Education Bulletin

Medicare Advantage Outreach and Education Bulletin Medicare Advantage Outreach and Education Bulletin 2012 California Medicare Advantage Update Dear Healthcare Provider, Annual benefits changes for Medicare Advantage plan members will be effective January

More information

Retiree prescription drug program: time to move to an Employer Group Waiver Plan (EGWP)?

Retiree prescription drug program: time to move to an Employer Group Waiver Plan (EGWP)? Retiree prescription drug program: time to move to an Employer Group Waiver Plan (EGWP)? Gail Levenson and Rich Stover Today s areas of focus Overview of Medicare Part D plan Impact of health care reform

More information

Annual Notice of Changes for 2015

Annual Notice of Changes for 2015 Express Scripts Medicare (PDP) for Consolidated Associations of Railroad Employees (CARE) Annual Notice of Changes for 2015 You are currently enrolled as a member of Express Scripts Medicare (PDP). The

More information

Guiding you on the new road ahead

Guiding you on the new road ahead Guiding you on the new road ahead Your 2015 retiree plan options Caltech Retiree Information Sessions Today s focus: Your 2015 plan options Understanding the plans How to enroll in 2015 Aetna Marketplace

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 ConnectiCare VIP Employer Group (HMO-POS) offered by ConnectiCare, Inc. Connecticut Business & Industry Association (CBIA) Annual Notice of Changes for 2014 You are currently enrolled as a member of ConnectiCare

More information

Choosing a Medicare prescription drug plan.

Choosing a Medicare prescription drug plan. Choosing a Medicare prescription drug plan. Medicare Made Clear TM Get Answers Series Look inside to: Learn about Part D prescription drug coverage options Find out what you need to know about the Part

More information

Annual Notice of Changes for 2016

Annual Notice of Changes for 2016 Upper Peninsula Health Plan Advantage (HMO) offered by Upper Peninsula Health Plan, LLC Annual Notice of Changes for 2016 You are currently enrolled as a member of Upper Peninsula Health Plan Advantage

More information

Contents. What s your current coverage? 13 What are my choices? 14 What to do and when to do it 16 Frequently asked questions 18 Glossary 21

Contents. What s your current coverage? 13 What are my choices? 14 What to do and when to do it 16 Frequently asked questions 18 Glossary 21 Show-Me Guide Introduction to Part D: Medicare s New Prescription Drug Coverage An educational resource developed and published by UnitedHealth Group Contents What are the big ideas? 2 Is a Part D plan

More information

Closing the Coverage Gap Medicare Prescription Drugs Are Becoming More Affordable

Closing the Coverage Gap Medicare Prescription Drugs Are Becoming More Affordable MEDICARE PRESCRIPTION DRUG COVERAGE Closing the Coverage Gap Medicare Prescription Drugs Are Becoming More Affordable The Affordable Care Act includes benefits to make your Medicare prescription drug coverage

More information

PDP. Ask. Learn. Understand your Medicare. With a little help from HAP. hap.org/medicare. (800) 868-3153 or TTY/TDD (800) 649-3777

PDP. Ask. Learn. Understand your Medicare. With a little help from HAP. hap.org/medicare. (800) 868-3153 or TTY/TDD (800) 649-3777 Alliance Medicare Rx (pdp) Prospective members: If you have questions, or for full information about our benefits, enrollment periods or plan network, call a licensed HAP Medicare Sales Representative

More information

Health Insurance Marketplace in Illinois Plan Comparison Charts

Health Insurance Marketplace in Illinois Plan Comparison Charts 2015 Independent Authorized Agent for An Independent Licensee of the Blue Cross Blue Shield Association Health Insurance Marketplace in Illinois Plan Comparison Charts preventive services and maternity

More information

2013 SUMMARY OF BENEFITS

2013 SUMMARY OF BENEFITS 22222 2013 SUMMARY OF BENEFITS Plus Prescription Drug Plans S5670 S5768 Y0022_PDP_2013_S5670_036_S5768_009_S5768_129SBa Accepted FH13SB06VP2 22 SECTION I INTRODUCTION TO SUMMARY OF BENEFITS Thank you for

More information

City of Arlington Open Enrollment Meeting. November, 2015

City of Arlington Open Enrollment Meeting. November, 2015 City of Arlington Open Enrollment Meeting November, 2015 WELCOME Why We re Here Step 1: Learn about your options Step 2: Consider your choices Step 3: Enroll in a plan Already enrolled? What do I need

More information

Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014

Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014 Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare Annual Notice of Changes for 2014 You are currently enrolled as a member of Essentials Rx 15 (HMO) Plan. Next year, there will be some changes

More information

Annual Notice of Changes for 2015

Annual Notice of Changes for 2015 Prescription Blue SM PDP, Option B, offered by Blue Cross Blue Shield of Michigan Annual Notice of Changes for 2015 You are currently enrolled as a member of Prescription Blue Option B. Next year, there

More information

Annual Notice of Changes for 2016

Annual Notice of Changes for 2016 Healthy Advantage Plus HMO offered by Molina Healthcare of Utah Annual Notice of Changes for 2016 You are currently enrolled as a member of Healthy Advantage Plus HMO. Next year, there will be some changes

More information

CENTERS FOR MEDICARE & MEDICAID SERVICES. Cost

CENTERS FOR MEDICARE & MEDICAID SERVICES. Cost CENTERS FOR MEDICARE & MEDICAID SERVICES Things to Think about when You Compare Medicare Drug Coverage You have two options to get Medicare coverage for your prescription drugs. If you have Original Medicare,

More information

ANNUAL NOTICE OF CHANGES FOR 2016

ANNUAL NOTICE OF CHANGES FOR 2016 Cigna-HealthSpring Preferred Plus (HMO) offered by Cigna-HealthSpring ANNUAL NOTICE OF CHANGES FOR 2016 You are currently enrolled as a member of Cigna-HealthSpring Preferred Plus (HMO). Next year, there

More information

Pharmacy Outreach Program The University of Rhode Island College of Pharmacy

Pharmacy Outreach Program The University of Rhode Island College of Pharmacy Pharmacy Outreach Program The University of Rhode Island College of Pharmacy Updated October 2014 Medicare provides health insurance for Aged 65 years or older Aged 65 years or less with certain disabilities

More information

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer clarity YOUR GUIDE TO MEDicare AdvantaGE Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer the coverage

More information

2013 SUMMARY OF BENEFITS

2013 SUMMARY OF BENEFITS 2013 SUMMARY OF BENEFITS Plus Prescription Drug Plans S5670 S5768 Y0022_PDP_2013_S5670_138_S5768_119_S5768_150_SBb Accepted FH13SB935 SECTION I INTRODUCTION TO SUMMARY OF BENEFITS Thank you for your interest

More information

2013 CIGNA MEDICARE RX (PDP) A MEDICARE PRESCRIPTION DRUG PLAN

2013 CIGNA MEDICARE RX (PDP) A MEDICARE PRESCRIPTION DRUG PLAN 2013 CIGNA MEDICARE RX (PDP) A MEDICARE PRESCRIPTION DRUG PLAN 805978 i 08/12 S5617_5978i CMS Approved TABLE OF CONTENTS page Medicare overview 3 Medicare Part D 5 Cigna Medicare Rx (PDP) plans 12 Additional

More information

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15 Medicare What you need to know Choose the plan that s right for you GNHH2ZTHH_15 Choosing a Medicare plan is a lot like buying a car. There are lots of options to consider. And what s right for you may

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 First Health Part D Premier Plus (PDP) offered by Cambridge Life Insurance Company Annual Notice of Changes for 2014 Dear Member, You are currently enrolled as a member of First Health Part D Premier Plus

More information

You have from October 15 until December 7 to make changes to your Medicare coverage for next year.

You have from October 15 until December 7 to make changes to your Medicare coverage for next year. Advantra Gold (HMO) offered by HealthAmerica Pennsylvania, Inc. Annual Notice of Changes for You are currently enrolled as a member of Advantra Gold (HMO). Next year, there will be some changes to the

More information

Your Medicare Options

Your Medicare Options H H FOR GUIDE ESSENTIAL AN H H AN ESSENTI Your Medicare Options H MEDICARE BENEFICIARIES IN ALABAMA RIES IN ALABAMA Y0106_GBKLT_15 Accepted Thank you for your interest in Blue Cross and Blue Shield of

More information

THAT S RIGHT FOR YOU PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. FIND THE PLAN CORE CHOICE

THAT S RIGHT FOR YOU PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. FIND THE PLAN CORE CHOICE 2016 PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. OPTIONS YOU WANT Platinum Blue can help pay the deductibles, copayments and coinsurance Original

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 Blue Medicare HMO SM Standard offered by Blue Cross and Blue Shield of North Carolina (BCBSNC) Annual Notice of Changes for 2014 You are currently enrolled as a member of Blue Medicare HMO Standard. Next

More information

GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org

GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org GROUP MEDICARE PLANS GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS 2016 Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org Coverage You Know and Trust If you ve worked with Health Alliance

More information

Emeriti Retirement Health Plan 2016 Post-65 Medical & Rx Comparison Chart

Emeriti Retirement Health Plan 2016 Post-65 Medical & Rx Comparison Chart For more information, please call the Emeriti Service Center at 1-866-EMERITI (1-866-363-7484) 2016POST65NATPCC Emeriti Retirement Health Plan 2016 Post-65 Medical & Rx Comparison Chart Group Insurance

More information

Closing the Coverage Gap

Closing the Coverage Gap MEDICARE PRESCRIPTION DRUG COVERAGE REVISED MAY 2013 Information Pharmacists Can Use on: Closing the Coverage Gap The Affordable Care Act includes provisions to close the Medicare Part D prescription drug

More information

Available to Those who ARE Medicare Eligible

Available to Those who ARE Medicare Eligible LACERA is proud to offer comprehensive medical plans to Los Angeles County retirees and their eligible dependents. Eligibility for some plans depends on whether the person being insured is eligible for

More information

Annual Notice of Changes for 2015

Annual Notice of Changes for 2015 BlueRx (PDP) Local Government Health Insurance Plan (LGHIP) Prescription Drug Coverage for Medicare Members offered by Blue Cross and Blue Shield of Alabama Annual Notice of Changes for 2015 You are currently

More information

Retiree Health Care Strategy

Retiree Health Care Strategy Retiree Health Care Strategy Medicare Part D Prescription Drug Coverage for Montgomery County Government Retirees June 4, 2014 Prepared by Consulting Health & Benefits Retirement Medicare Retirees Prescription

More information

STEPPING INTO MEDICARE. Invaluable help from the name you know and trust Blue Cross and Blue Shield of Illinois

STEPPING INTO MEDICARE. Invaluable help from the name you know and trust Blue Cross and Blue Shield of Illinois STEPPING INTO MEDICARE Invaluable help from the name you know and trust Blue Cross and Blue Shield of Illinois Blue Cross and Blue Shield of Illinois offers a great array of plans that pick up where Medicare

More information

GROUP MEDICARE. supplement plans

GROUP MEDICARE. supplement plans 2016 GROUP MEDICARE supplement plans Create a Healthier Organization Your employees are your organization s most valuable asset. As they retire, you want to show your commitment to them and manage health

More information

Annual Notice of Changes for 2015

Annual Notice of Changes for 2015 First Health Part D Value Plus (PDP) Plan offered by First Health Life & Health Insurance Company Annual Notice of Changes for 2015 You are currently enrolled as a member of First Health Part D Essentials

More information

First Name Middle Initial Last Name. Home Address. City State Zip. E-mail Date of Birth Sex: Male Female

First Name Middle Initial Last Name. Home Address. City State Zip. E-mail Date of Birth Sex: Male Female 800.334.1330 254.773.1330 fax 254.774.7652 4912 Midway Drive Post Office Box 6130 Temple, TX 76503-6130 www.carehealthplan.com A. PLEASE INDICATE WHICH PLAN YOU WISH TO ENROLL IN: Plan #4000 - Supplement

More information

2015 Regence Medicare Prescription Drug Plans (PDP)

2015 Regence Medicare Prescription Drug Plans (PDP) VIEW PLA OVER DECISION GUIDE 2015 Regence Medicare Prescription Drug Plans (PDP) Regence BlueShield of Idaho and Regence BlueCross BlueShield of Utah is an Independent Licensee of the Blue Cross and Blue

More information

2015 ANNUAL BENEFITS ENROLLMENT FOR PRE-65 RETIREES

2015 ANNUAL BENEFITS ENROLLMENT FOR PRE-65 RETIREES Phillips 66 2015 ANNUAL BENEFITS ENROLLMENT FOR PRE-65 RETIREES 2015 ANNUAL BENEFITS ENROLLMENT FOR PRE-65 RETIREES October 31 November 21, 2014 your HEALTH. Living well means different things to different

More information

UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929

UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929 UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929 Welcome Why We re Here Medicare Basics Plan Benefits Questions & Answers How to Enroll Why UnitedHealthcare? UnitedHealthcare

More information

UPMC for Life HMO Deductible with Rx (HMO) offered by UPMC Health Plan

UPMC for Life HMO Deductible with Rx (HMO) offered by UPMC Health Plan UPMC for Life HMO Deductible with Rx (HMO) offered by UPMC Health Plan Annual Notice of Changes for 2016 You are currently enrolled as a member of UPMC for Life HMO Deductible with Rx. Next year, there

More information

Closing the Coverage Gap

Closing the Coverage Gap MEDICARE PRESCRIPTION DRUG COVERAGE REVISED MAY 2013 Information Partners Can Use on: Closing the Coverage Gap The Affordable Care Act includes provisions to close the Medicare Part D prescription drug

More information

Medicare Prescription Drug Benefit Part B vs Part D Home Infusion Perspective

Medicare Prescription Drug Benefit Part B vs Part D Home Infusion Perspective Medicare Prescription Drug Benefit Part B vs Part D Home Infusion Perspective Lucy Saldaña, Pharm.D Region IX Pharmacist Christina Leath, JD Health Insurance Specialist Consortium for Medicare Health Plans

More information

Life offers you many choices.

Life offers you many choices. Life offers you many choices. It s time to choose the right 2014 prescription drug plan. Through It All. Y0096_MRK_TMP_PDDG14a Approved 08132013 32322.1013 Contact Information Blue Cross MedicareRx SM

More information

2015 Optimum Healthcare Sales Presentation Video Transcript-

2015 Optimum Healthcare Sales Presentation Video Transcript- 2015 Optimum Healthcare Sales Presentation Video Transcript- H5594_15SalesPresVidv2_CMS_Approved Welcome to this presentation on Optimum HealthCare s Medicare Advantage Plans. Today you will learn about

More information

Annual Notice of Changes

Annual Notice of Changes SM An Independent Licensee of the Blue Cross and Blue Shield Association CAPITAL HEALTH PLAN PREFERRED ADVANTAGE (HMO) 2016 Annual Notice of Changes H5938_DP 945 CMS Accepted 08272015 Capital Health Plan

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 True Blue Rx Option Il (HMO) offered by Blue Cross of Idaho Health Service, Inc. (Blue Cross of Idaho) Annual Notice of Changes for 2014 You are currently enrolled as a member of True Blue Rx Option Il

More information

MEDICARE.GOV DRUG PLAN FINDER TOOL

MEDICARE.GOV DRUG PLAN FINDER TOOL MEDICARE.GOV DRUG PLAN FINDER TOOL Part 1 Part 2 A General Search is adequate for most people --The only required entry is your zip code Page 1 of 12 Part 3 Check the appropriate box under each section

More information

CHOOSING A PURDUE RETIREE. Health Care Plan. That s Right for You

CHOOSING A PURDUE RETIREE. Health Care Plan. That s Right for You CHOOSING A PURDUE RETIREE Health Care Plan That s Right for You Agenda 2016 Health Care Options Medicare Advantage PPO Prescription Drug Benefits PURcare Prescription Drug Benefits Other benefits Future

More information

!"#$%$&!"'()*+,-".-,/ &01*+("12"31+4156"$,+0"!*7("819".5(<(/4*<("&,5( :(()";(,-40"&,5( !"#$%$&!",/)"'()*+,5(

!#$%$&!'()*+,-.-,/ &01*+(1231+4156$,+0!*7(819.5(<(/4*<(&,5( :(();(,-40&,5( !#$%$&!,/)'()*+,5( submitted anytime during the year to your institution HR/Benefits Office, and the tobacco premium will be waived beginning the first of the month following submission of the form. Important: A member is

More information

Thank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross.

Thank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross. Thank you...... for your interest in a Medicare Supplement plan from Anthem Blue Cross. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage from a trusted company.

More information

Medicare Part D Amounts Will Increase in 2016

Medicare Part D Amounts Will Increase in 2016 April 9, 2015 Medicare Part D Amounts Will Increase in 2016 The Medicare Modernization Act (MMA) requires the Centers for Medicare & Medicaid Services (CMS) to announce each year the Medicare Part D standard

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 Advocare Spirit Rx (HMO-POS) offered by Security Health Plan of Wisconsin, Inc. Annual Notice of Changes for 2014 You are currently enrolled as a member of Advocare Spirit Rx (HMO-POS). Next year there

More information

MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM

MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM 2015 Health Plan Seminar Medicare Plus Blue is a PPO plan with a Medicare contract. Enrollment in Medicare Plus Blue depends on contract renewal. H9572_S_15MPSERSSem

More information

Prescription Drug Benefits

Prescription Drug Benefits Prescription Drug Benefits This insert will accompany the Medicare- Coordinating Plans Member Handbook for enrollees who are eligible for and have elected these benefits. Important Notice... 1 Using Your

More information

First Health Part D Prescription Drug Plan (PDP) S5768 S5674

First Health Part D Prescription Drug Plan (PDP) S5768 S5674 2011 SUMMARY OF BENEFITS First Health Part D Prescription Drug Plan (PDP) S5768 S5674 Y0022_2011_1001_046_25 CMS Approval Date: 09/23/2010 FH11SB25 Section I Introduction to Summary of Benefits Thank you

More information

Why choose Blue Shield?

Why choose Blue Shield? Why choose Blue Shield? Solutions for Medicare-eligible retirees H0504_13_120A 07242013 S2468_13_120A 07242013 blueshieldca.com You ve got Medicare-eligible retirees. We ve got solutions. Affordable and

More information

Thank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11

Thank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11 Thank you... for your interest in our Medicare Supplement plans. We designed them to help you stay healthy and keep your medical costs down. It s why they are so popular. You get an added layer of security,

More information

Things you need to know about Medicare.

Things you need to know about Medicare. Things you need to know about Medicare. 1 2 3 1OPTION Original Medicare We re here to help. Approaching 65 is an important milestone in life, and becoming eligible for Medicare is part of that. Whether

More information

NEWPORT-MESA UNIFIED SCHOOL DISTRICT

NEWPORT-MESA UNIFIED SCHOOL DISTRICT NEWPORT-MESA UNIFIED SCHOOL DISTRICT BELIEVE IN YOURSELF. WE DO. For Medicare Eligible Retirees over 65 Below please find details and frequently asked questions regarding the Cigna Medicare Expand Open

More information

Basic Reimbursement - Medicare Part D Specifics

Basic Reimbursement - Medicare Part D Specifics Basic Reimbursement - Medicare Part D Specifics 60889-R8-V1 (c) 2012 Amgen Inc. All rights reserved 2 This information is provided for your background education and is not intended to serve as guidance

More information

HARBOR ADVANTAGE (HMO) H7960-002-2015 Accepted

HARBOR ADVANTAGE (HMO) H7960-002-2015 Accepted HARBOR ADVANTAGE (HMO) H7960-002-2015 Accepted IMPORTANT This presentation is for the exclusive use of Authorized Plan Representatives of Harbor Advantage (HMO). Harbor Health Plan is an HMO plan with

More information

Aetna Medicare Rx (PDP) Offered by Aetna Life Insurance Company

Aetna Medicare Rx (PDP) Offered by Aetna Life Insurance Company Aetna Medicare Rx (PDP) Offered by Aetna Life Insurance Company Annual Notice of Changes for 2016 Enclosed are your 2016 Annual Notice of Changes (ANOC), Evidence of Coverage (EOC), and Formulary (list

More information

2016 Summary of Benefits

2016 Summary of Benefits Blue Rx PDP 2016 Summary of Benefits Pennsylvania and West Virginia S5593_15_0270 Accepted SUMMARY OF BENEFITS January 1, 2016 - December 31, 2016 This booklet gives you a summary of what we cover and

More information

Version 23. Medicare Prescription Drug Coverage and Medicare Plan Finder

Version 23. Medicare Prescription Drug Coverage and Medicare Plan Finder Version 23 Medicare Prescription Drug Coverage and Medicare Plan Finder What is Medicare? Health insurance for three groups of people 65 and older Under 65 with certain disabilities Any age with End-Stage

More information

2015 Summary of Benefits Pennsylvania and West Virginia

2015 Summary of Benefits Pennsylvania and West Virginia Blue Rx PDP 2015 Summary of Benefits Pennsylvania and West Virginia S5593_14_0232 Accepted SECTION ONE: INTRODUCTION TO SUMMARY OF BENEFITS Blue Rx Plus (PDP) and Blue Rx Complete (PDP) January 1, 2015

More information

ANNUAL NOTICE OF CHANGES FOR 2016

ANNUAL NOTICE OF CHANGES FOR 2016 Cigna-HealthSpring Preferred (HMO) offered by Cigna-HealthSpring ANNUAL NOTICE OF CHANGES FOR 2016 You are currently enrolled as a member of Cigna-HealthSpring Preferred (HMO). Next year, there will be

More information

Prescription drug coverage for Medicare beneficiaries

Prescription drug coverage for Medicare beneficiaries 2012 Blue Medicare Rx (PDP) Prescription drug coverage for Medicare beneficiaries Y0079_5252, CMS Approved 08022011 U5073a, 8/11 Contents Your guide to Blue Medicare Rx... 3 Important information... 9

More information

SMART Humana Group Medicare

SMART Humana Group Medicare SMART Humana Group Medicare Group Medicare GHHHNYFEN 0813 Overview of Humana Medicare Medicare is the largest government-sponsored health insurance program in the United States, serving more than 49 million

More information

Paramount Elite Standard Medical and Drug (HMO) offered by Paramount Care, Inc.

Paramount Elite Standard Medical and Drug (HMO) offered by Paramount Care, Inc. Paramount Elite Standard Medical and Drug (HMO) offered by Paramount Care, Inc. Annual Notice of Changes for 2016 You are currently enrolled as a member of Paramount Elite Standard Medical and Drug (HMO).

More information

Helping You Prepare For Your Upcoming Health Insurance Enrollment

Helping You Prepare For Your Upcoming Health Insurance Enrollment Helping You Prepare For Your Upcoming Health Insurance Enrollment Who We Are Transitions Can Be A Good Thing! OneExchange For Your Benefit A Deeper Dive Benefit Advisors, Private Exchange, Optimize Savings,

More information

Things to think about when you compare Medicare drug coverage

Things to think about when you compare Medicare drug coverage Things to think about when you compare Medicare drug coverage Revised September 2015 There are 2 ways to get Medicare prescription drug coverage. You can join a Medicare Prescription Drug Plan and keep

More information

PEACE-OF-MIND IN RETIREMENT. Income Security + Healthcare Security = Retirement Readiness

PEACE-OF-MIND IN RETIREMENT. Income Security + Healthcare Security = Retirement Readiness PEACE-OF-MIND IN RETIREMENT Income Security + Healthcare Security = Retirement Readiness 1 What s New In 2015 The Traditional Choice Plan will be discontinued A new, significantly enhanced Medicare Advantage

More information

Medicare supplement plans. Peace of mind from a name you trust

Medicare supplement plans. Peace of mind from a name you trust Medicare supplement plans Peace of mind from a name you trust Flexible plans backed by over 70 years of experience We ll be there for you Medicare supplement plans are designed to fill in the gaps that

More information

Vermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company

Vermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company Vermont Blue 65 SM Coverage for Vermonters with Medicare 2016 Medicare Supplemental Products Group Brochure An independent, local Vermont company Three smart steps to quality health care after retirement:

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 True Blue Rx Option II (HMO) offered by Blue Cross of Idaho Health Service, Inc. (Blue Cross of Idaho) Annual Notice of Changes for 2014 You are currently enrolled as a member of True Blue Freedom (HMO).

More information

Allegian Advantage (HMO) H8554_001-2015 Accepted

Allegian Advantage (HMO) H8554_001-2015 Accepted Allegian Advantage (HMO) H8554_001-2015 Accepted IMPORTANT This presentation is for the exclusive use of Allegian Advantage (HMO) Allegian Health Plans is an HMO plan with a Medicare contract. Enrollment

More information

2015 Freedom Health Sales Presentation Video Transcript- (Host) (Member Testimony) H5427_15FHSalesPresVidv2_CMS Approved

2015 Freedom Health Sales Presentation Video Transcript- (Host) (Member Testimony) H5427_15FHSalesPresVidv2_CMS Approved 2015 Freedom Health Sales Presentation Video Transcript- H5427_15FHSalesPresVidv2_CMS Approved Welcome to this presentation on Freedom Health s Medicare Advantage Plans. Today you will learn about the

More information

Annual Notice of Changes for 2016

Annual Notice of Changes for 2016 Blue Cross Medicare Advantage Basic (HMO) offered by GHS Health Maintenance Organization, Inc. Annual Notice of Changes for 2016 You are currently enrolled as a member of Blue Cross Medicare Advantage

More information

GENERAL INFORMATION. With Express Scripts, you have access to:

GENERAL INFORMATION. With Express Scripts, you have access to: CONTENTS GENERAL INFORMATION... 1 PREFERRED DRUG LIST....2 PHARMACIES... 3 PRESCRIPTIONS... 4 GENERIC AND PREFERRED DRUGS... 5 EXPRESS SCRIPTS WEBSITE AND MOBILE APP... 5 SPECIALTY MEDICATIONS... 6 PRIOR

More information

Overview of Health Insurance Options for Medicare-Eligible Members

Overview of Health Insurance Options for Medicare-Eligible Members Overview of Health Insurance Options for Medicare-Eligible Members The following pages offer general descriptions of the types of plans offered to CTPF retirees who are eligible for and maintain active

More information