Section 1: Minnesota Health Care Spending and Cost Drivers
|
|
|
- Marsha Melton
- 8 years ago
- Views:
Transcription
1 Section 1: Minnesota Health Care Spending and Cost Drivers Minnesota health care spending by source of funds Minnesota health care spending by type of service Minnesota/U.S. health care spending comparisons Minnesota private market trends: premiums, spending, and cost drivers 1 A summary of the charts and graphs contained within is provided at Chartbook Summaries - Section 1. Direct links are listed on each page. Please contact the Health Economics Program at or health.hep@state.mn.us if additional assistance is needed for accessing this information.
2 MINNESOTA HEALTH CARE SPENDING BY SOURCE OF FUNDS
3 Minnesota Health Care Spending by Source of Funds, 2012 Total Spending $39.8 Billion 3 Private Health Insurance 38.9% Other Public Spending** 6.0% Medicare 19.1% Out-of-Pocket 12.4% Other Private* 2.5% Medical Assistance 21.0% *Other major private payers include private workers compensation and auto medical insurance. **Major components of other public spending are MinnesotaCare, government workers compensation and Veterans Administration. Source: MDH Health Economics Program
4 Minnesota Health Spending by Source of Funds, 2008 to 2012, in Millions of Dollars Public Spending, Total $14,901 $16,054 $16,785 $17,571 $18,398 Medicare $6,165 $6,564 $6,887 $7,158 $7,626 Medicaid $6,543 $7,006 $7,322 $8,047 $8,374 Other Public Spending $2,193 $2,484 $2,575 $2,366 $2,398 Private Spending, Total $20,598 $20,909 $20,769 $20,729 $21,425 Private Health Insurance $14,884 $15,155 $15,149 $15,015 $15,491 Out-of-Pocket $4,775 $4,779 $4,657 $4,749 $4,932 Other Private $939 $975 $963 $966 $1,002 Total $35,500 $36,963 $37,554 $38,301 $39,823 4 Note: Detail may not sum to total due to rounding. Revisions to historic time series may lead to slight variation from previously published estimates. Source: MDH Health Economics Program
5 Shares of Minnesota Health Spending by Source of Funds, 2008 to Public Spending 42.0% 43.4% 44.7% 45.9% 46.2% Medicare 17.4% 17.8% 18.3% 18.7% 19.1% Medicaid 18.4% 19.0% 19.5% 21.0% 21.0% Other Public Spending 6.2% 6.7% 6.9% 6.2% 6.0% Private Spending 58.0% 56.6% 55.3% 54.1% 53.8% Private Health Insurance 41.9% 41.0% 40.3% 39.2% 38.9% Out-of-Pocket 13.5% 12.9% 12.4% 12.4% 12.4% Other Private 2.6% 2.6% 2.6% 2.5% 2.5% Total 100.0% 100.0% 100.0% 100.0% 100.0% 5 Note: Detail may not sum to 100% due to rounding. Revisions to historic time series may lead to slight variation from previously published estimates. Source: MDH Health Economics Program
6 Public Spending for Health Care in Minnesota: Federal, State, and Local Shares, 2012 Total Public Spending $18.7 Billion 6 State, 26.5% Federal, 72.4% Local, 1.0% Source: MDH Health Economics Program
7 Public Programs Share of Population vs. Share of Health Care Spending, % 7 50% 46.2% 40% 30% 31.0% 20% 10% 0% Public Enrollment as % of Population Public Spending as % of Total Spending Source: MDH Health Economics Program
8 Minnesota Health Care Spending per Person by Payment Source, 2012 $15,000 8 $10,000 $9,120 $11,420 $10,746 $5,000 $4,561 $4,333 $917 $0 # Medicare* MA MNCare MCHA* Private health insurance* *Excludes Medicare Supplement insurance. # Excludes portion of expenses paid by Medicare Advantage enrollee premiums MA is Medical Assistance, GAMC is General Assistance Medical Care, MCHA is Minnesota Comprehensive Health Association. Individuals with dual coverage are included in each of the respective coverage options. Source: MDH Health Economics Program Out-of-pocket
9 Shares of Health Care Spending Paid for by Businesses, Government, and Individuals, Individuals 26.4% Government 46.9% Businesses 26.7% Health care spending by local and state government employers included in the business spending for health care. Source: MDH Health Economics Program
10 MINNESOTA HEALTH CARE SPENDING BY TYPE OF SERVICE
11 Minnesota Health Care Spending by Type of Service, 2012 Total Spending $39.8 Billion Non-medical, 5.7% Chemical/Mental Health, 2.5% 11 Long Term Care*, 15.1% Other Medical, 8.2% Hospital Care, 34.9% Prescription Drugs, 8.6% *Includes home health care Source: MDH Health Economics Program Physician Services, 19.2% Dental Services, 3.2% Other Professional Services, 3.4%
12 Minnesota Health Care Spending by Type of Service, 2008 to 2012, in Millions of Dollars Type of Service Inpatient Hospital $7,340 $7,588 $7,577 $7,570 $7,910 Outpatient Hospital $4,274 $4,585 $5,035 $5,388 $5,970 Physician Services $7,207 $7,225 $7,342 $7,323 $7,648 Long Term Care (incl. Home Care) $5,403 $5,644 $5,740 $5,937 $6,016 Prescription Drugs $3,469 $3,687 $3,451 $3,280 $3,423 Dental $1,385 $1,290 $1,246 $1,263 $1,290 Other Professional Services $1,151 $1,218 $1,105 $1,245 $1,359 Chemical/Mental Health $824 $918 $947 $966 $1,007 Other Medical Spending $2,720 $2,901 $3,084 $3,263 $3,263 Other non-medical Spending $1,726 $1,906 $2,027 $2,067 $1,938 Total $35,500 $36,963 $37,554 $38,301 $39,823 Growth from previous year 4.8% 4.1% 1.6% 2.0% 4.0% 12 Note: Revisions to historic time series may lead to slight variation from previously published estimates. Source: MDH Health Economics Program
13 Shares of Minnesota Health Care Spending by Type of Service, 2008 to Type of Service Inpatient Hospital 20.7% 20.5% 20.2% 19.8% 19.9% Outpatient Hospital 12.0% 12.4% 13.4% 14.1% 15.0% Physician Services 20.3% 19.5% 19.6% 19.1% 19.2% Long Term Care (incl. Home Care) 15.2% 15.3% 15.3% 15.5% 15.1% Prescription Drugs 9.8% 10.0% 9.2% 8.6% 8.6% Dental 3.9% 3.5% 3.3% 3.3% 3.2% Other Professional Services 3.2% 3.3% 2.9% 3.3% 3.4% Chemical/Mental Health 2.3% 2.5% 2.5% 2.5% 2.5% Other Medical Spending 7.7% 7.8% 8.2% 8.5% 8.2% Other Non-Medical Spending 4.9% 5.2% 5.4% 5.4% 4.9% Total 100.0% 100.0% 100.0% 100.0% 100.0% Note: Revisions to historic time series may lead to slight variation from previously published estimates. Source: MDH Health Economics Program
14 Factors Accounting for Health Care Spending Growth in Minnesota, 2002 to % 14 80% 60% 40% 20% 0% % -40% Population growth Inflation Other factors Note: Revisions to historic time series may lead to slight variation from previously published estimates. Source: MDH Health Economics Program
15 MINNESOTA/U.S. HEALTH CARE SPENDING COMPARISONS
16 Minnesota and U.S. Health Care Spending: Where It Came From, Private Health Insurance 38.9% 34.8% Out-of-Pocket 12.4% 12.5% Other Private 2.5% 4.1% Medical Assistance 16.7% 21.0% Medicare 19.1% 21.7% Other Public Spending 6.0% 10.1% 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% Minnesota Sources: MDH Health Economics Program and Centers for Medicare & Medicaid Services (estimated spending for health consumption expenditures). US
17 Minnesota and U.S. Health Care Spending: Where it Went, Hospital Care 34.9% 33.5% Physician Services 19.2% 21.5% Long Term Care (incl. Home Care) 8.8% 15.1% Minnesota U.S. Prescription Drugs 8.6% 10.0% Dental Services Other Professional Services 3.2% 4.2% 3.4% 2.9% Other Spending 15.6% 19.2% 0% 5% 10% 15% 20% 25% 30% 35% 40% Note: Some spending included in hospital services in the national estimate is defined as long term care spending in the Minnesota estimates. Sources: MDH Health Economics Program and Centers for Medicare & Medicaid Services (estimated spending for health consumption expenditures).
18 Health Care Spending Per Capita and as a Share of the Economy, Minnesota and U.S. Per Capita Health Care Spending: Minnesota $6,713 $6,973 $7,071 $7,163 $7,403 U.S. $7,421 $7,689 $7,919 $8,136 $8,389 Health Care Spending as a Share of the Economy: Minnesota 13.5% 14.3% 14.0% 13.7% 13.5% U.S. 15.3% 16.4% 16.4% 16.3% 16.2% Note: Revisions to historic time series may lead to slight variation from previously published estimates. Sources: MDH Health Economics Program, Centers for Medicare & Medicaid Services (spending for health consumption expenditures).
19 MINNESOTA PRIVATE MARKET TRENDS: PREMIUMS, SPENDING, AND COST DRIVERS
20 Growth in Private Health Insurance Premiums and Health Care Spending, Per Enrollee 15% 20 % change from previous year 10% 5% 0% 10.7% 7.1% 7.3% 7.1% 7.0% 5.9% 5.9% 5.8% 6.2% 4.4% 4.2% 4.3% 3.4% 2.9% 2.1% 1.3% 0.8% 0.2% 0.6% -1.2% % Premiums Expenses Fully-insured market only. Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies. Revisions to historic time series may lead to slight variation from previously published estimates.
21 Difference Between Per Person Premiums and Spending as a Percent of Revenue 10% 21 Premiums - Spending as % of Premiums 8% 6% 4% 2% 0% -2% 8.1% 5.7% 4.5% 4.4% 3.8% 3.5% 2.4% 2.2% 1.2% -0.1% Fully-insured market only. A positive number indicates that premiums were higher than spending, and a negative number indicates that spending was higher than premiums. Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies. Revisions to historic time series may lead to slight variation from previously published estimates.
22 Key Minnesota Health Care Cost and Economic Indicators, 2004 to % Per Capita Personal Income Mpls-StP CPI Avg. Weekly Wage Health Care Cost PMPM 22 10% 5% 0% % Health care cost is Minnesota fully-insured private health insurance spending per person and does not include enrollee out of pocket spending for deductibles, copayments/coinsurance, and services not covered by insurance. Sources: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies; per capita personal income from U.S. Department of Commerce, Bureau of Economic Analysis; inflation data from U.S. Department of Labor, Bureau of Labor and Statistics, Consumer Price Index All Urban Consumers (CPI-U), Minneapolis-St. Paul, data as of July 2015; average weekly workers wages from Minnesota Department of Employment and Economic Development as of July 2015.
23 Total Cost Per Person and Health Plan & Enrollee Shares $5, $4,000 $3,000 $435 $486 $548 $622 $681 $740 $775 $818 $854 $877 $2,000 $1,000 $2,952 $3,124 $3,352 $3,500 $3,647 $3,873 $3,902 $3,855 $4,019 $4,135 $ Health Plan Cost Enrollee Cost Fully-insured market only. Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies. Revisions to historic time series may lead to slight variation from previously published estimates.
24 Health Care Cost Drivers: Spending and Shares of Growth by Service, 2011 to % 25% 26.2% 24 20% 20.0% 17.7% 15% 10% 9.6% 12.4% 12.5% 10.7% 5% 3.6% 4.2% 3.3% 4.1% 3.8% 1.2% 0% Growth Rate Share of Spending Growth Note: Growth rates calculated as annual growth per enrollee over the 2-year period. Other medical includes skilled nursing facilities, home health care, emergency services, services of health professionals other than physicians and dentists, durable medical goods, and chemical dependency/mental health. Source: MDH Health Economics Program, analysis of annual medical-only reports from health plan companies.
25 25 Additional Information from the Health Economics Program Available Online Health Economics Program Home Page ( Publications ( Health Care Market Statistics (Chartbook Updates) ( Interactive Health Insurance Statistics A summary of the charts and graphs contained within is provided at Chartbook Summaries - Section 1. Direct links are listed on each page. Please contact the Health Economics Program at or health.hep@state.mn.us if additional assistance is needed for accessing this information.
Health Economics Program
Health Economics Program Issue Brief March, 2011 Background Health Insurance Premiums and Cost Drivers in Minnesota, 2009 Persistently rising health care costs affect the budgets of consumers, employers
Section 5: Public Health Insurance Programs
1 Section 5: Public Health Insurance Programs Medicare Medical Assistance (Medicaid) MinnesotaCare General Assistance Medical Care (GAMC) Minnesota Comprehensive Health Association (MCHA) A summary of
DEFICIENCIES OF HEALTH CARE MARKETS & INSURANCE EXCHANGES
DEFICIENCIES OF HEALTH CARE MARKETS & INSURANCE EXCHANGES Stefan Gildemeister Health Economics Program The Economics of Welfare Loss 1 Overview Health Care Coverage Health Care Costs Small Group & Individual
california Health Care Almanac
california Health Care Almanac : Slow But Steady august 2012 Introduction In 2014, implementation of the Affordable Care Act (ACA) will cause a spike in US health spending; analysts project an increase
Introduction to Healthcare and Public Health in the US: Financing Healthcare
Introduction to Healthcare and Public Health in the US: Financing Healthcare Lecture 2 Audio Transcript Slide 1 Welcome to Introduction to Healthcare and Public Health in the US: Financing Healthcare.
Minnesota Health Care Spending and Projections, 2011
Minnesota Health Care Spending and Projections, 2011 Minnesota Department of Health December 2013 Health Economics Program Division of Health Policy PO Box 64882 St. Paul, MN 55164-0882 (651) 201-3550
Sources of supplemental coverage among noninstitutionalized Medicare beneficiaries, 2011
3 Chart 3-1. Sources of supplemental coverage among noninstitutionalized Medicare beneficiaries, 2011 No supplemental coverage 13.5% Medigap 17.3% Medicare managed care 29.8% Employersponsored insurance
california Health Care Almanac Health Care Costs 101: California Addendum
california Health Care Almanac : California Addendum May 2012 Introduction Health spending represents a significant share of California s economy, but the amounts spent on health care rank among the lowest
Health Care Coverage and Financing in Minnesota: Public Sector Programs January 2003
Health Care Coverage and Financing in Minnesota: Public Sector Programs January 2003 h ealth e conomics p rogram Health Policy and Systems Compliance Division Minnesota Department of Health Health Care
Section 3: Employment-Based Health Insurance
Section 3: Employment-Based Health Insurance Availability of coverage Employer offer rates Eligibility Access, take-up, and coverage Cost of coverage & cost sharing Total premium Employer/employee shares
Health Coverage and Concerns Facing Older Women
Health Coverage and Concerns Facing Older Women Alina Salganicoff, Ph.D. Vice President and Director Women s Health Policy Kaiser Family Foundation Figure 1 Women comprise the majority of Medicare enrollment
Household health care spending: comparing the Consumer Expenditure Survey and the National Health Expenditure Accounts Ann C.
Household health care spending: comparing the Consumer Expenditure Survey and the National Health Expenditure Accounts Ann C. Foster Health care spending data produced by the Federal Government include
How To Calculate Health Care Spending As A Share Of Gdp
california Health Care Almanac : Slow Growth: A New Trend? September 2013 Introduction The United States continues to spend a greater percentage of its wealth on health care than any other industrialized
Medicare Cost Sharing and Supplemental Coverage
Medicare Cost Sharing and Supplemental Coverage Topics to be Discussed Medicare costs to beneficiaries Review Medicare premiums and cost sharing Background on Medicare beneficiary income Current role of
Prescription drugs are a critical component of health care. Because of the role of drugs in treating conditions, it is important that Medicare ensures that its beneficiaries have access to appropriate
Technical Note: Comparison of Methodologies between Total Health Care Expenditures and State Health Expenditure Accounts
Center for Health Information and Analysis Technical Note: Comparison of Methodologies between Total Health Care Expenditures and State Health Expenditure Accounts October 2014 Executive Summary This
Section 4: Small Group and Individual Health Insurance Markets
Section 4: Small Group and Individual Health Insurance Markets Small group market trends Enrollment Premiums Health plan market shares Benefits Individual market trends Enrollment Premiums Health plan
Health Care. Table titles in OA2004. Data source. Average annual health care costs for Medicare enrollees age 65 and over, by age group, 1992-2001
Health Care Health Care s titles in and titles in and titles in 25A Average older, in 1996 dollars, by age group, 1992-96 with 1997-2001 in 2001 dollars. Includes different age groups. 29A costs for enrollees,
Planning for Health Care in Retirement
Planning for Health Care in Retirement 1 Agenda The Retirement Income Challenge Understanding Health Care Creating a Plan to Address Health Care Costs 3 The Retirement Income Challenge 4 The Retirement
THE MEDICAID PROGRAM AT A GLANCE. Health Insurance Coverage
on on medicaid and and the the uninsured March 2013 THE MEDICAID PROGRAM AT A GLANCE Medicaid, the nation s main public health insurance program for low-income people, covers over 62 million Americans,
Medicare Advantage: The overlooked cornerstone of healthcare reform
Medicare Advantage: The overlooked cornerstone of healthcare reform June 8, 2013 Grace-Marie Turner Galen Institute Medicare: Still basically the 1965 model A social insurance program to help pay for hospital
Additional copies of this report are available on the American Hospital Association s web site at www.aha.org.
Additional copies of this report are available on the American Hospital Association s web site at www.aha.org. TrendWatch, produced by the American Hospital Association, highlights important trends in
Medicare Supplemental Insurance - Medigap Plans
Medicare Supplemental Insurance (Medigap) All Medigap s A through N The available supplemental insurance plans that are offered are lettered plans A-N. Each plan offers a different benefits package and
Health Economics Program
Health Economics Program Issue Brief 2006-05 August 2006 Medicare Supplemental Coverage and Prescription Drug Use, 2004 Medicare is a federal health insurance program that provides coverage for the elderly
Solutions for Today Flexibility for Tomorrow.
Solutions for Today Flexibility for Tomorrow. Medicare Products and Services For More Information call our Senior Care Specialist, Raun Lynch at 856.380.5079 Or visit us on the web at www.cbdi-inc.com
University of Southern California USC. USC Senior Care. A Supplemental Plan to Medicare
Senior Care A Supplemental Plan to Medicare What is Senior Care and Who is Eligible? A sponsored supplemental plan to Medicare for former employees of the University of Southern California, their spouses,
Medicare s fee-for-service benefit design. Julie Lee, Joan Sokolovsky, and Scott Harrison April 7, 2011
Medicare s fee-for-service benefit design Julie Lee, Joan Sokolovsky, and Scott Harrison April 7, 2011 Context for discussion of Medicare s benefit design Fee-for-service (FFS) benefit design leads to
How To Get More Coverage With A Medicare Supplement Insurance Policy
Understanding Your Medicare Coverage Options With information on how to increase your coverage with a Medicare Supplement insurance policy We are not connected with or endorsed by the U.S. Government or
It s Time for Medicare
It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for
Health Insurance Affordability Study
Health Insurance Affordability Study Minnesota Department of Health January, 2009 Division of Health Policy Health Economics Program PO Box 64882 St. Paul, MN 55164-0882 (651) 201-3550 www.health.state.mn.us
Health Care Costs 101 Table of Contents
Health Care Costs 101 Table of Contents 1. Levels of Spending 2. Components of Spending 3. Sources of Payment 4. Growth Trends in Spending 5. Insurance Premiums and Contributions 6. California Profile
Randall Chun, Legislative Analyst 651-296-8639 Updated: October 2007. MinnesotaCare
INFORMATION BRIEF Research Department Minnesota House of Representatives 600 State Office Building St. Paul, MN 55155 Randall Chun, Legislative Analyst 651-296-8639 Updated: October 2007 MinnesotaCare
What Federal Employees Need to Know About Their Health Insurance and Medicare
What Federal Employees Need to Know About Their Health Insurance and Medicare Federal employees have been paying the Medicare Part A (hospital insurance) payroll tax since Jan. 1, 1983. That means all
Health Economics Program
Health Economics Program Issue Brief 2003-10 October 2003 Trends in Minnesota's Small Group Health Insurance Market Introduction Minnesota has historically had one of the lowest rates of uninsurance in
ACTUARIAL VALUE AND EMPLOYER- SPONSORED INSURANCE
NOVEMBER 2011 ACTUARIAL VALUE AND EMPLOYER- SPONSORED INSURANCE SUMMARY According to preliminary estimates, the overwhelming majority of employer-sponsored insurance (ESI) plans meets and exceeds an actuarial
Medicare Quick Reference
Medicare Quick Reference 2016 Income Investment Estate Retirement Social Security NOT FDIC INSURED NO BANK GUARANTEE MAY LOSE VALUE This guide provides general Medicare information. Part A Part C (Medicare
Impact of the Medicare Part D Program on the NC Medicaid Program. Fiscal Research Division December 7, 2005
Impact of the Medicare Part D Program on the NC Medicaid Program Fiscal Research Division December 7, 2005 What is Impact of the Medicare Part D Program on the NC Medicaid Program? The Medicare Prescription
Making Sense of Medicare
Making Sense of Medicare Stephanie M. Turnbull Manager, Member Benefits 1 Highlights Medicare Eligibility Types of Medicare Coverage Medicare Part A Medicare Part B Medicare Part C Medicare Part D Medicare
CHIA METHODOLOGY PAPER MASSACHUSETTS TOTAL HEALTH CARE EXPENDITURES AUGUST 2015. center for health information and analysis
CENTER FOR HEALTH INFORMATION AND ANALYSIS METHODOLOGY PAPER MASSACHUSETTS TOTAL HEALTH CARE EXPENDITURES AUGUST 2015 CHIA INTRODUCTION Total Health Care Expenditures (THCE) is a measure that represents
Health Insurance and Financing of care for seniors : An Overview"
Health Insurance and Financing of care for seniors : An Overview" Peter C. Damiano! Director, Public Policy Center! University of Iowa! Senior College! September 30, 2011! Today s topics! Principles of
Data Concerns in Out-of-Pocket Spending Comparisons between Medicare and Private Insurance. Cristina Boccuti and Marilyn Moon
Data Concerns in Out-of-Pocket Spending Comparisons between Medicare and Private Insurance Cristina Boccuti and Marilyn Moon As Medicare beneficiaries double over the next 30 years, controlling per enrollee
2015 Senior Blue. Outline of Medicare Supplement Coverage. For Assistance 1-800-851-2227
2015 Senior Blue Outline of Medicare Supplement Coverage For Assistance Contact your local Blue Cross Blue Shield office or call us toll free: 1-800-851-2227 WWW.WYOMINGBLUE.COM WyomingSeniorBlue.com 12/14
ACAP Guide to ACA Fees and Taxes for Health Insurers
Introduction ACAP Guide to ACA Fees and Taxes for Health Insurers Since being signed into law in March of 2010, the Patient Protection and Affordable Care Act (ACA) has introduced a wide range of health
Health Care Expenditures. Definitions: GNP vs. GDP. More terms: CPI, PPI, MPI
Health Care Expenditures Objectives 1.Understand the definition and purpose of the gross national product (GNP), gross domestic product (GDP), consumer price index (CPI), and producer price index (PPI).
Introducing OneExchange.
RETIREE BENEFITS Introducing OneExchange. OneExchange provides you with plan advice and enrollment assistance to choose Medicare supplemental healthcare and prescription drug coverage that s right for
Medicare Economics. Part A (Hospital Insurance) Funding
Medicare Economics Medicare expenditures are a substantial part of the federal budget $556 billion, or 15 percent in 2012. They also comprise 3.7 percent of the country s gross domestic product (GDP),
DataWatch. Exhibit 1 Health Care As A Percentage Of The GNP, 1965-85
DataWatch National Medical Care Spending by Gerard F. Anderson In 1985, the United States spent 10.6 percent of the gross national product (GNP) on health care, continuing a trend of devoting an increasing
Although managed-care health
Out-of-Pocket Expenditures by Consumer Units with Private Health Insurance ERIC J. KEIL Eric J. Keil is an economist in the Branch of Information and Analysis, Division of Consumer Expenditure Surveys,
Medicare (History and Financing)
Medicare (History and Financing) Note: Please pay attention to dates on slides and data; CMS has discontinued the publication of some valuable figures and these are occasionally referenced for prior years.
Increasing participation in the Medicare savings programs and the low-income drug subsidy. Joan Sokolovsky and Hannah Neprash November 8, 2007
Increasing participation in the Medicare savings programs and the low-income drug subsidy Joan Sokolovsky and Hannah Neprash November 8, 2007 Key findings Medicare beneficiaries typically have lower incomes
Prescription Drug Plan Sponsors, Medicare Advantage Organizations, Cost Plans, and Demonstration Organizations
DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services 7500 Security Boulevard Baltimore, MD 21244-1850 CENTER FOR MEDICARE DATE: February 15, 2012 TO: FROM: SUBJECT: Prescription
Restructuring Medicare Cost Sharing: Options and Implications
Restructuring Medicare Cost Sharing: Options and Implications Alliance for Health Reform Washington, D.C. Juliette Cubanski, Ph.D. Associate Director, Program on Medicare Policy Kaiser Family Foundation
Geneva Association 10th Health and Aging Conference Insuring the Health of an Aging Population
Geneva Association 10th Health and Aging Conference Insuring the Health of an Aging Population November 18, 2013 Diana Dennett EVP, Global Issues and Counsel America s Health Insurance Plans (AHIP) America
Medicare Supplemental Coverage in Minnesota
Medicare Supplemental Coverage in Minnesota December 2002 h ealth e conomics p rogram Health Policy and Systems Compliance Division Minnesota Department of Health Medicare Supplemental Coverage in Minnesota
Setting the Record Straight about Medicare
Fact Sheet Setting the Record Straight about Medicare Keith D. Lind, JD, MS As the nation considers the future of Medicare, it is important to separate the facts from misconceptions about Medicare coverage,
Guide to Purchasing Health Insurance
Guide to Purchasing Health Insurance What are your health insurance choices? Which type is right for you? Sample questions Looking for insurance in specific situations Tips for shopping for health coverage
The Factors Fueling Rising Health Care Costs 2008
The Factors Fueling Rising Health Care Costs 2008 Prepared for America s Health Insurance Plans, December 2008 2008 America s Health Insurance Plans Table of Contents Executive Summary.............................................................2
Health Insurance Premiums Too High?
T H E F A C T S A B O U T The Facts about Health Insurance Premiums Most Americans receive financial protection against the devastating expense of a serious disease or injury with health insurance provided
2015 Benefit Chart of Medicare Supplement Plans Outline of Coverage 1-888-708-0123 mhinsurance.com
2015 Benefit Chart of Medicare Supplement Plans Outline of Coverage 1-888-708-0123 mhinsurance.com MEMBERS HEALTH INSURANCE COMPANY Home Office: P.O. Box 1424, Columbia, TN 38402-1424 1-888-708-0123;
Trends in Behavioral Health Spending and Utilization. Some mental health advocacy groups have asserted that the growth of managed SUMMARY
2 Trends in Behavioral Health Spending and Utilization SUMMARY National studies agree that behavioral health spending by insurers has declined relative to overall health spending, but differ on the size
MUTUAL OF OMAHA INSURANCE COMPANY OUTLINE OF MEDICARE SUPPLEMENT COVERAGE - COVER PAGE BENEFIT PLANS A, C AND F
MUTUAL OF OMAHA INSURANCE COMPANY OUTLINE OF MEDICARE SUPPLEMENT COVERAGE - COVER PAGE BENEFIT PLANS A, C AND F Medicare supplement insurance can be sold in only 10 standard plans plus two high deductible
What s Medicare? What are the different parts of Medicare?
Revised June 2014 What s Medicare? Medicare is health insurance for: People 65 or older People under 65 with certain disabilities People of any age with End-Stage Renal Disease (ESRD) (permanent kidney
AN OVERVIEW OF THE MEDICARE PROGRAM AND MEDICARE BENEFICIARIES COSTS AND SERVICE USE
AN OVERVIEW OF THE MEDICARE PROGRAM AND MEDICARE BENEFICIARIES COSTS AND SERVICE USE Statement of Juliette Cubanski, Ph.D. Associate Director, Program on Medicare Policy The Henry J. Kaiser Family Foundation
Medicare Beneficiaries Out-of-Pocket Spending for Health Care
Insight on the Issues OCTOBER 2015 Beneficiaries Out-of-Pocket Spending for Health Care Claire Noel-Miller, MPA, PhD AARP Public Policy Institute Half of all beneficiaries in the fee-for-service program
Glossary. Adults: Individuals ages 19 through 64. Allowed amounts: See prices paid. Allowed costs: See prices paid.
Glossary Acute inpatient: A subservice category of the inpatient facility clams that have excluded skilled nursing facilities (SNF), hospice, and ungroupable claims. This subcategory was previously known
Medicare 2015 - The Social Security Disability Affair
August 2015, Number 15-14 RETIREMENT RESEARCH NO SOCIAL SECURITY COLA CAUSES MEDICARE FLAP By Alicia H. Munnell and Anqi Chen* Introduction The 2015 Social Security Trustees Report assumes that for just
Office of the Actuary
DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services 7500 Security Boulevard, Mail Stop N3-01-21 Baltimore, Maryland 21244-1850 Office of the Actuary DATE: March 25, 2008 FROM:
Plan F* Plan G. Basic, including 100% Basic, including 100% Basic, including 100% Part B coinsurance. Skilled nursing facility coinsurance
Outline of Coverage UnitedHealthcare Insurance Company Overview of Available s Benefit Chart of Medicare Supplement s Sold on or After June 1, 2010 This chart shows the benefits included in each of the
Care needs for dual-eligible beneficiaries
C h a p t e r6 Care needs for dual-eligible beneficiaries C H A P T E R 6 Care needs for dual-eligible beneficiaries Chapter summary In this chapter Dual-eligible beneficiaries are eligible for both Medicare
Understanding Medicare
Understanding Medicare When you think about income streams in retirement, Medicare may not initially come to mind. But it is an important part of most retirees "golden years." Medicare covers many health
THE A,B,C,D S OF MEDICARE
THE A,B,C,D S OF MEDICARE An important resource for understanding your healthcare in retirement What you need to know for 2014 How Medicare works What Medicare covers How much Medicare costs INTRODUCTION
Other Inpatient and Outpatient Facility Provider Narrative Instruction
Other Inpatient and Outpatient Facility Provider Narrative Instruction Complete this section for other inpatient and outpatient facilities that are licensed in Medicaid, that are paid facility rates, and
NHE DEFLATOR INTERMEDIATE SUMMARY. National Health Expenditures
NHE DEFLATOR INTERMEDIATE SUMMARY National Health Expenditures National Health Expenditures (NHE) in the United States include all spending related to the purchase of health care goods and services during
How To Choose A Medicare Plan
Medicare Supplemental Insurance: Medigap: Choosing a plan that fits your needs Medicare Supplemental Insurance (also called Medigap) helps consumers cover the financial gap created between Medicare Part
INSIGHT on the Issues
INSIGHT on the Issues AARP Public Policy Institute Medicare Beneficiaries Out-of-Pocket for Health Care Claire Noel-Miller, PhD AARP Public Policy Institute Medicare beneficiaries spent a median of $3,138
Health Economics Program
Health Economics Program Issue Brief 2005-01 March 2005 Employer-Based Health Insurance in Minnesota: Results from the 2002 Employer Health Insurance Survey Introduction Employer-sponsored health insurance
2015 Summary of Healthcare Plan Changes
2015 Summary of Healthcare Plan Changes Change Plan names the OA POS plan becomes the Comprehensive Care Plan and the HSA OA POS plan becomes the Consumer Choice HSA plan Comprehensive Care Plan Increase
Calendar Year-2011 Annual Report
Olmsted County Community Services Department Family Support & Assistance Division Providing quality administration of public programs that promote the well-being, self-sufficiency sufficiency and economic
How To Save Money On Health Insurance In Minnesota
Cost and Economic Impact Analysis of a Single-Payer Plan in Minnesota Final Report Prepared for: Growth & Justice Submitted by: John Sheils and Megan Cole The Lewin Group Date: March 27, 2012 Cost and
Medicare Supplement Policies
Private Wealth Management Products & Services Medicare Supplement Policies A critical component of coverage for those with Parts A & B Medicare Supplement Policies, often referred to as Medigap plans,
MEDICARE. Costs and Coverage Options Enrollment. Out-of-Pocket. Guidelines. Health-Care Costs. What the Future Might Hold
UNDERSTANDING MEDICARE Costs and Coverage Options Enrollment Guidelines Out-of-Pocket Health-Care Costs What the Future Might Hold Foreword Since it was established in 1965, Medicare has provided a safety
[COMPANY NAME] Outline of Medicare Supplement Coverage-Cover Page: 1 of 2 Benefit Plans [insert letters of plans being offered
![[COMPANY NAME] Outline of Medicare Supplement Coverage-Cover Page: 1 of 2 Benefit Plans [insert letters of plans being offered](/thumbs/39/20138780.jpg "[COMPANY NAME] Outline of Medicare Supplement Coverage-Cover Page: 1 of 2 Benefit Plans [insert letters of plans being offered")
Incorporated Document (6) [COMPANY NAME] Outline of Medicare Supplement Coverage-Cover Page: 1 of 2 Benefit Plans [insert letters of plans being offered These charts show the benefits included in each
Things you need to know about Medicare.
Things you need to know about Medicare. 1 2 3 1OPTION Original Medicare We re here to help. Approaching 65 is an important milestone in life, and becoming eligible for Medicare is part of that. Whether
2015 Medicare Part D Low-Income Subsidy (LIS) Income and Resource Standards
DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services 7500 Security Boulevard Baltimore, MD 21244-1850 MEDICARE ENROLLMENT & APPEALS GROUP DATE: February 24, 2015 TO: FROM: SUBJECT:
The Medicare Drug Benefit (Part D)
THE BASICS The Medicare Drug Benefit (Part D) The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA) established a voluntary outpatient prescription drug benefit for Medicare
Prepared for Minnesota Department of Commerce. April, 2012
The Impact of the ACA and Exchange on Minnesota Prepared for Minnesota Department of Commerce April, 2012 Dr. Jonathan Gruber MIT Department of Economics 50 Memorial Drive Cambridge, MA 02142 Gorman Actuarial,
A DATA BOOK. Health Care Spending and the Medicare Program
J U N E 2 0 1 4 A DATA BOOK Health Care Spending and the Medicare Program J U N E 2 0 1 4 A DATA BOOK Health Care Spending and the Medicare Program Introduction The MedPAC Data Book provides information
RULES OF TENNESSEE DEPARTMENT OF FINANCE AND ADMINISTRATION BUREAU OF TENNCARE
RULES OF TENNESSEE DEPARTMENT OF FINANCE AND ADMINISTRATION BUREAU OF TENNCARE CHAPTER 1200-13-17 TENNCARE CROSSOVER PAYMENTS FOR MEDICARE TABLE OF CONTENTS 1200-13-17-.01 Definitions 1200-13-17-.04 Medicare
Consumer Options When Medicare Advantage Plans Withdraw or Change Their Benefits
HEALTH POLICY BRIEF MARCH 2010 Consumer Options When Advantage Plans Withdraw or Change Their Benefits SUMMARY Advantage Plans, private plan alternatives to traditional, will likely undergo a lot of changes
Employee Benefit Research Institute 2121 K Street, NW, Suite 600 Washington, DC 20037
FACTS from EBRI Employee Benefit Research Institute 2121 K Street, NW, Suite 600 Washington, DC 20037 Employment-Based Health Care Benefits and Self-Funded Employment-Based Plans: An Overview April 2000
HealthNow New York Inc. Mailing address: PO BOX 15013, Albany, New York 12212-5012 Physical address: 30 Century Hill Drive, Latham, New York 12110
HealthNow New York Inc. Mailing address: PO BOX 15013, Albany, New York 12212-5012 Physical address: 30 Century Hill Drive, Latham, New York 12110 Benefit Chart of Medicare Supplement Plans Sold for Effective
Benefit Chart of Medicare Supplement Plans Sold on or After January 1, 2014
Benefit Chart of Medicare Supplement Plans Sold on or After January 1, 2014 This chart shows the benefits included in each of the standard Medicare Supplement plans. Every company must make available Plans
Offered by. Benefit Chart of Medicare Supplement Plans Sold on or After June 1, 2010
SecureBlue This chart shows the benefits included in each of the standard Medicare Supplement plans. Every company must make available Plans A, B and C or F. Some plans may not be available in your state.
Welcome to Medicare! Module 1A
Welcome to Medicare! Module 1A Welcome to Medicare Introduction to Medicare Original Medicare Plan Medicare Supplement Insurance (Medigap) Medicare Advantage and other Medicare plans Medicare prescription
2014 Medicare Part D Low-Income Subsidy (LIS) Income and Resource Standards
DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services 7500 Security Boulevard Baltimore, MD 21244-1850 MEDICARE ENROLLMENT & APPEALS GROUP DATE: February 21, 2014 TO: FROM: SUBJECT:
Health Matters. A Guide for Medicare-Eligible Retirees
Health Matters A Guide for Medicare-Eligible Retirees Why am I receiving this booklet? We have decided to offer SelectQuote Senior s insurance exchange. We are committed to helping you make smart choices.
The Affordable Care Act
The Affordable Care Act What does it mean for internists? Joshua Becker MD 10/14/2015 VII. 2015 Reforms and Beyond Payment Penalties under Medicare s Pay-for-Reporting Program Value-Based Payment Modifier
C-1 APPENDIX C - NATIONAL AND INTERNATIONAL HEALTH CARE EXPENDITURES AND HEALTH INSURANCE COVERAGE CONTENTS
C-1 APPENDIX C - NATIONAL AND INTERNATIONAL HEALTH CARE EXPENDITURES AND HEALTH INSURANCE COVERAGE CONTENTS National Health Expenditures Expenditures for Hospital Care Trends in Hospital Utilization Admissions
Community Benefit Provided by Nonprofit Health Plans
Community Benefit Provided by Nonprofit Health Plans Minnesota Department of Health January, 2009 Division of Health Policy Health Economics Program PO Box 64882 St. Paul, MN 55164-0882 (651) 201-3550
956 CMR: COMMONWEALTH HEALTH INSURANCE CONNECTOR AUTHORITY 956 CMR 5.00: MINIMUM CREDITABLE COVERAGE
956 CMR 5.00: MINIMUM CREDITABLE COVERAGE Section 5.01: General Provisions 5.02: Definitions 5.03: Minimum Creditable Coverage 5.04: Administrative Bulletins 5.05: Severability 5.01: General Provisions