Shamika Ravi. Brookings Institution, India Center Office phone: (Extn 17) D64, Defence Colony

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1 Shamika Ravi Brookings Institution, India Center Office phone: (Extn 17) D64, Defence Colony New Delhi , India Website: SSRN: Employment 2014 Fellow, Brookings Institution, India Center (from May 2014) Assistant Professor of Economics and Public Policy, ISB, India Research Affiliate, Financial Access Initiative, New York University Visiting Assistant Professor of Economics, Indian School of Business, India Fellow, MFMI, Open Society Institute, Washington D.C. Education 2006 Ph.D. Economics, New York University 1998 M.A. Economics, Delhi School of Economics, University of Delhi 1996 B.A. Economics (Honors), LSR College, University of Delhi Research and Teaching Fields Core: Development Economics, Managerial Economics Field: Social Enterprise, Microfinance, Health Economics, Gender and Democracy, Welfare and Poverty Professional Affiliations Visiting Fellow, Brookings Institution, India Center, January April 2014 Visiting Research Scholar, University of Tokyo, March 2014, November 2012 Member, Technical Advisory Group, UNICEF, September 2011 onwards Member, Board of Director, KBS Local Area Bank, BASIX Group, 2011 onwards Visiting Research Scholar, Finance Department, Wharton School, University of Pennsylvania Nov 2010 Independent Director, Board of Directors, Spandana Microfinance, NBFC, 2010 Member, Board of Directors, Swayam Krishi Sangam NGO, 2009 Member, Institutional Review Board, IFMR, Chennai, now Member, Board of Directors, Hand in Hand, Expert Advisor, National Disaster Management Authority, Government of India, 2006 Consultant, Development and Research Group, World Bank, Washington D.C., 2001, 2003

2 Consultant, Seva Mandir (NGO working towards integrated rural and tribal development), Udaipur, India, Research Grants and Honors 2010 ISB-Wharton Research Grant IMFR Trust Research Grant for Product Design of MicroSavings study ($50,000) Research Grant, MFMI, Open Society Institute (Soros Foundation) for Impact Assessment of Financial Literacy study ($20,000) Ford Foundation Research Grant for doing Impact Assessment of SKS Ultra Poor Program, SKS ($105,000) 2006 Research Grant (# ), MFMI, Open Society Institute, NY ($16,500) 2002, 2004 Nominated for Graduate School of Arts and Sciences (GSAS) Outstanding Teaching Award from Economics Department (one Nominee per Department) New York University 2004 Research Grant, C.V. Starr Center for Applied Economics, NYU Research Grant, Graduate School of Arts and Sciences (GSAS), NYU 2003 Research Grant, C.V. Starr Center for Applied Economics, NYU 2002 Dean s Pre Doctoral Fellowship, Graduate School of Arts and Sciences (GSAS), New York University Graduate Scholarship, New York University Merit Scholarship, Delhi School of Economics, Delhi University 1997 Raman Memorial Scholarship, Delhi University President, Economics Association, Lady Shri Ram College, Delhi University Teaching Experience Evaluation Program, Executive Education, ISB-UNICEF, 2011, 2012, 2013 Microfinance (Social Enterprises), MBA Elective, ISB, 2006, 2008, 2009, 2010, 2011, 2012, 2013 Economics for Managers, PGPMAX, (Senior Executives), Indian School of Business, Managerial Economics (Game Theory), MBA Core Course, ISB, 2013, 2012, 2010, 2009, 2008 Indian Financial System, MBA Elective, Indian School of Business 2006 Analytical Statistics, M.A., Department of Economics, New York University, Spring 2002 Intermediate Microeconomics, Department of Economics, New York University, Spring 2004 Teaching Assistant to Professor William Baumol, Department of Economics, New York University

3 Conference and Seminar Presentations (Selected list) Panel Discussion, speaker, American Center, USIEF and Brookings Institution, India, April 2014 Seminar, Center for Policy Research, May 2014 Speaker, Panel discussion, Inclusive Democracy, Chicago University, Delhi Center and Brookings India Economics seminar, GRIPS, Tokyo, March 2014 Speaker and Faculty Mentor, Oikos Young Scholars Economics Academy, St. Gallen University, Switzerland, September 2013 Seminar, Economics Department, New York University, NY, June 2013 Seminar, Bill and Melinda Gates Foundation, New Delhi, July 2013 Speaker/Panelist on Poverty, Inequality and Social Protection, Harvard University, May 2013 Speaker, Evaluation Conclave, March 2013, Kathmandu Speaker/Panelist on Employment Guarantee at South-South Forum, World Bank Group, October 2012 Growth and Development Conference, ISI, Delhi, December 2012, 2011, 2010, 2009, 2008 Seminar, University of Tokyo, Department of Economics, November 2012 World Bank CGAP Conference on Ultra Poor Program, Paris, July 2012 Department seminar, Finance, Wharton School, University of Pennsylvania, November 2010 Center for Policy Research, New Delhi, Seminar April 2011 Research Workshop on NREGS, CSSS-NIPFP-Erasmus University, CSSS, Kolkata, July 2010 Department seminar, Economics, University of Michigan, Ann Arbor, 2009 Speaker, Northeast Universities Development Consortium (Dartmouth, 2012), (Yale, 2011), (Tufts 2009), (Harvard 2007), (Brown 2005), (HEC Montreal 2004), (Yale 2003) Reserve Bank of India, CAB, January 2011, 2008 UNDP Conference on Micro-Insurance, Delhi, December 2009 Minnesota International Development Conference, University of Minnesota, April 2007, 2005, 2004 Growth of Entrepreneurship in the Micro Small and Medium Enterprise Sector in India Conference presentation and panel discussion, RAND and Indian School of Business, June 2009 IPA-FAI Conference, Yale University, October 2012, 2008 Indian Financial Inclusion Summit, Delhi, August 2011, 2008 CGAP and Ford Foundation Workshop on Microfinance, Calcutta, April May 2008 Ford Foundation Young Researchers Conference, New Delhi, March 2008 Institute of Financial Management and Research, Chennai, Research Seminar, 2009, 2005 University of Groningen, Department of Economics and Business, December 2007 Financial Education Summit, Citi Foundation and Financial Times, December 2007 Microfinance and Disaster Management, NDMA, Home Ministry, Government of India, September 2006, January 2007 Annual Conference of Microfinance Management Institute, Rabat, Morocco, January 2006 Center for Global Development, Washington DC, Economic Development and Growth Seminar, March, 2005

4 Refereed Publications Are Publicly Financed Health Insurance Schemes Working in India? (with S. Bergkvist) forthcoming India Policy Forum 2014, Sage Publications Women Voters in Indian Democracy: A Silent Revolution, (with M. Kapoor), Economic and Political Weekly, Volume - XLIX No. 12, 22 March 2014 "Repay as You Earn: Loan Repayment Frequency, Cash Flows and Savings of Households", Journal of International Development, 2012 Determinants of Corruption: Government Effectiveness vs. Cultural Norms, (with Mudit Kapoor), The BE Journal of Economic Analysis and Policy, Vol.12, Issue 1, 2012 Do Spouses Make Claims? Insurance and Health Seeking in India (with Ashok Rai), World Development, Vol. 39, No.6, pp , 2011 At the Crossroads: Microfinance in India (with Rajesh Chakrabarti), Money and Finance, May 2011 From Microfinance to m-finance (with Jonathan Morduch and Mudit Kapoor), Innovations- MIT Press Journal, Volume 2, number 1, June 2007 Risk Management in Agriculture, Vol. 22 in State of the Indian Farmer: A Millennium Study, Published by Academic Foundation and Ministry of Agriculture, Government of India, New Delhi, 2004 (with B. Ramaswami, Indian Statistical Institute, Delhi) Papers under Review (Academic Journals) SSRN: Failure vs. Displacement: Why an Innovative Anti-Poverty Program Showed No Net Impact, (with Jonathan Morduch,and Jonathan Bauchet), Revise and Resubmit, Journal of Development Economics, 2014 Workfare in Low Income Countries: An Effective Way to Fight Poverty? The Case of NREGS in India (with M. Engler), Revise and Resubmit, World Development, 2014 The Impact of NREGS on Urbanization in India (with M. Kapoor and R. Ahluwalia). Revise and Resubmit, Journal of Urban Economics, 2014 Elasticity of Intertemporal Substitution in Consumption: Empirical Evidence from a Natural Experiment, (with M Kapoor). Under review, Review of Economics and Statistics, 2014 Access to Credit as Insurance. Under Review at Journal of Risk and Insurance, 2013 Why So Few Women in Politics? Evidence from India (with M Kapoor), To be submitted to American Economic Review Growth of Entrepreneurship in MSME Sector in India: A State-wise Policy Analysis, chapter in book titled Entrepreneurship in India (with RAND Corp and Legatum Institute)

5 Selected Publications in Popular Media India s Missing Women -- lead op-ed in The Hindu, March 2014 No Monkey Business -- lead op-ed in Indian Express, May 2014 Why so few women in Parliament Insight column, Times of India, May 2014 Women can Impact Outcome, They Vote Differently from Men interview in LiveMint and The Wall Street Journal, May 2014 New Models for the Business of Social Good, The Economic Times, December 2010 Regulating Microfinance Institutions Outlook Business, November 2010 Health Insurance in India Economics Times, August, September 2008 Farmer Suicides through the Glass Darkly, The Indian Express, December 2007 The Need for Financial Literacy, The Economic Times, November 2007 Microfinance video lecture, Financial Times, London (2007) Dial up m-finance- Banking via Mobile Phones in Economic Times (2007) Is Microcredit too Expensive? in Economic Times 2006 Professional Academic Affiliations American Economic Association American Finance Association Member, Institutional Review Board, IFMR, Chennai Referee: Journal of Finance, Journal of Development Economics, Journal of Development Studies, Economic Journal, World Development, Journal of Human Resources, Journal of Financial Services Research

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